Notes 1-17-10 http://livinglies.wordpress.

com/2010/05/19/house-for-free-dont-get-
caught-in-that-trap/
The question is not whether I made a payment, it is whether a payment is due after
allocation of third party insurance, credit default swap and guarantee payments. Who are they to
declare a default when they refuse to give a full accounting?”
The simple answer is “No Judge I am not trying to get my house for free, I’m trying
to stop THEM from getting my house for free. They don’t have one dime invested in this deal
and payments have been received by the real creditors for which they refuse to give an
accounting.”

http://foreclosureblues.wordpress.com/2010/10/05/amicus-brief-filed-for-landmark-
massachusettes-cases-ibanez-larace-exposes-foreclosure-fraud/
My Amicus Brief reveals that Wells Fargo Bank’s own documents prove that they did not
have the authority to foreclose on the LaRaces. Therefore, the Assignment of Mortgage,
Power of Attorney, Affidavit, and Foreclosure Deed executed by “robo-signer”
Cindi Ellis were all unauthorized.

1-19-10 http://4closurefraud.org/2010/11/07/fraudclosuregate-first-thing-we-do-kill-all-the-
foreclosure-defense-lawyers-then-throw-the-deadbeats-into-the-streets/

The subprime lenders and Wall Street were making more on loans that had no chance of
performing than they were paid on loans with good borrowers that would pay. It seems so
counter intuitive, why would anyone pay more for a “bad” loan or one that had less chance of
paying in the long run than a “good” loan with a stable, credit worthy borrower? Because the big
money in the high stakes game of Wall Street Finance was not in the individual loans themselves,
but it packaging pools of loans into trusts which (theoretically) held loans totaling $10-$12
million dollars (I say theoretically because most of these loans never actually made it into these
trusts), then selling the rights to collect the mortgage payments coming into these trusts, for
which the Wall Street Wizards collected huge commissions. Next, and even more significantly,
the Wall Street Wizards made even more money from betting that these trusts would not perform
over even the short term.

http://www.nationalmortgagenews.com/nmn_features/-1022954-1.html?
ET=nationalmortgage:e771:80509a:&st=email&utm_source=editorial&utm_medium=email&ut
m_campaign=NMN_Fraud_Prevention_011811 foreclosure by a
party that has not been assigned the mortgage has no standing, and the foreclosure is void; where
the mortgage is assigned after origination, the foreclosing party must have validly been assigned
the mortgage prior to noticing the foreclosure sale; a valid mortgage assignment is not limited to
an assignment of mortgage in recordable form; a mortgage is a conveyance of an interest in real
property, and it must contain the name of an assignee to be valid (assignments of mortgage in
blank are void); the mortgage does not “follow the note” in Massachusetts; the mortgage holder
holds the mortgage in trust for the purchaser of note; and the note purchaser has equitable right to
obtain an assignment of mortgage.

Rep. Maxine Waters, D-Calif….“The failure to properly transfer loans through the appropriate
legal ‘chain of title’ is no technicality,” she said, “but rather part of a long pattern of predatory
and negligent behavior by Wall Street.”