1.Age 2.Civil Status 3.Average Annual Family 4.

Highest Educational Att

4 1 1 1
4 2 1 2
1 3 2 3 2
2 7 1 1 1
3 3 1 4 3
4 3 1 2 3
5 7 2 2 2
6 8 2 3 2
7 2 2 1 1
8 2 1 4 3
9 8 2 2 1
10 2 2 1 2
11 7 2 3 2
12 6 2 2 2
13 4 2 1 4
14 2 2 1 2
15 4 2 1 2
16 1 1 5 2
17 3 2 3 3
18 4 2 2 2
19 5 2 5 2
20 7 2 2 1
21 4 1 1 1
22 6 2 2 2
23 7 2 2 2
24 2 1 1 2
25 4 1 1 2
26 4 2 2 2
27 4 1 2 2
28 8 2 1 1
29 3 2 3 4
30 4 2 1 2
31 3 2 2 4
32 5 2 5 4
33 2 2 2 2
34 3 2 2 3
35 4 2 2 2
36 3 2 2 2
37 3 2 3 4
38 4 2 2 2
39 4 2 1 3
40 5 2 1 3
41 3 2 3 2
42 4 2 3 3
43 5 2 2 2
44 4 2 2 3
45 4 2 2 4
46 8 2 2 1
47 1 1 2 2
48 5 2 1 3
49 4 1 1 3
50 4 2 1 2
51 4 2 2 2
52 8 2 3 2
53 1 1 2 2
54 1 1 1 3
55 9 2 2 2
56 5 2 2 3
57 2 1 1 1
58 4 2 5 3
59 5 2 5 3
60 5 2 2 3
 Financial behavior
5.Position in the Family 6.Family Form 1. It is hard to stick to m 2. It is challenging to mak
1 2 1 2
3 1 2 1
4 2 2 2
1 1 1 2
2 1 1 2
3 1 1 2
1 1 1 1
1 1 1 1
4 1 1 1
2 1 1 1
1 1 1 1
3 1 2 1
3 1 1 1
1 2 2 2
4 1 2 2
1 1 1 1
3 1 1 1
3 1 1 1
4 1 1 3
3 1 2 1
1 1 1 2
3 1 2 2
3 1 1 2
1 1 2 2
1 1 1 1
2 1 1 2
3 2 1 2
1 1 1 2
3 1 1 1
1 1 1 1
1 1 1 2
1 1 1 2
1 1 3 3
1 1 2 4
3 2 1 1
1 2 1 1
3 1 2 2
2 1 1 1
3 1 2 3
5 2 1 1
1 1 2 1
1 1 1 1
2 1 2 1
3 2 1 1
3 1 1 1
3 1 1 2
2 1 1 2
3 1 1 1
3 2 2 2
4 1 1 2
3 1 1 1
2 1 1 1
2 1 2 2
1 1 1 2
2 1 2 2
4 2 1 1
3 2 1 1
3 1 1 2
4 1 2 2
3 1 1 1
3 1 1 1
1 2 1 1
3. When unexpected expense
4. When faced with a financi
5. I lack confidence in my 6. I worry about running ou
2 4
3 2
3 3
1 4
2 2
4 3
3 4
2 4
2 2
3 4
1 1
2 2
2 1
2 2
3 3
4 2
1 1
2 3
2 3
1 2
3 3
2 2
2 4
2 2
2 2
2 2
3 2
4 3
1 4
2 1
2 4
2 1
4 3
4 4
3 2
4 3
4 2
2 2
3 4
4 2
3 3
2 1
4 4
3 2
4 4
4 2
3 3
3 2
3 3
4 3
4 4
4 4
3 2
4 3
2 1
2 2
2 1
2 2
2 2
2 2
2 1
2 2
4 2
2 2
3 2
4 2
4 2
2 4
4 2
3 2
2 3
3 1
4 1
1 1
4 4
2 1
4 2
4 4
4 4
4 3
4 2
2 3
2 3
2 2
3 2
2 2
4 4
4 4
2 3 2 1
2 3 3 2
3 4 2 2
4 2 2 2
2 3 3 3
1 2 2 2
4 2 4 3
1 2 2 1
4 4 4 4
1 2 4 1
4 3 4 4
2 2 2 2
1 1 1 1
4 4 4 3
4 2 2 1
3 2 4 1
2 3 4 4
1 1 2 2
1. Comparison shopped whe
2. Paid all your bills on tim 3. Kept a written or electr 4. Stayed within your budg
3 5
5 5
3 4
4 3
4 4
4 5
5 5
2 4
5 5
3 4
4 3
5 5
4 4
5 5
4 5
3 4
3 3
2 4
4 5
3 4
4 4
4 4
4 4
5 5
3 4
2 2
3 4
5 4
5 5
4 3
3 5
5 4
4 4
5 5
4 5
5 5
5 5
5 4
3 4
4 5
4 5
3 5
4 5
2 5
3 3
1 3
3 3
2 5
4 4
5 4
3 4
1 3
5 4
3 3
3 3
3 3
3 3
5 5
2 3
3 3
3 3
2 4
5 3
2 3
3 3
3 3
3 3
1 3
4 4
3 3
3 4
3 2
5 5
3 3
5 5
5 4
2 3
5 5
3 4
5 5
5 4
4 4
4 3
5 5
5 4
3 3
2 5
3 3
4 4 3 3
4 4 4 4
3 4 2 3
3 5 3 5
3 4 4 3
4 3 1 3
4 4 2 3
3 5 5 3
3 4 4 5
4 3 4 5
5 4 5 3
3 4 4 3
5 3 3 3
2 4 1 5
3 4 3 3
5 5 3 3
5 5 3 4
3 3 3 3

5. Paid off credit card bala 6. Maxed out the limit on o 7. Made only minimum pay8. Began or maintained an
2 5
5 5
3 5
3 1
3 5
5 5
5 5
2 5
5 5
4 5
1 5
1 5
4 2
5 5
4 5
1 5
1 5
1 5
4 5
4 5
1 5
4 5
5 5
5 5
1 5
1 5
5 5
5 5
5 1
3 5
5 5
3 3
5 5
1 5
1 5
5 1
5 5
1 5
1 5
1 5
4 4
1 5
5 5
1 5
Financial self-efficacy
1 3
2 5
3 3
2 3
3 3
3 5
4 4
3 2
1 3
5 3
3 3
3 5
2 3
2 5
3 3
2 2
3 1
5 5
3 5
3 3
3 4
4 2
4 3
3 3
3 3
4 1
3 4
1 3
5 5
3 4
5 3
3 4
5 4
1 4
5 4
1 3
1 5
2 3
2 4
5 3
4 4
5 5
5 3
2 3
5 1 2 3
5 5 2 3
3 3 2 4
1 5 1 4
3 5 5 3
4 3 2 1
1 5 1 3
1 5 3 3
5 5 5 3
1 5 3 3
4 5 5 3
4 1 1 3
3 3 3 3
1 5 5 4
1 5 2 4
1 5 3 3
4 5 3 4
3 4 3 2
f-efficacy
9. Saved money from ever 10. Saved for a long-term g11. Contributed money to a12. Bought bonds, stocks,
3 3
3 3
3 5
3 1
4 4
4 4
4 3
2 1
4 4
5 3
1 1
3 1
3 3
5 4
4 3
5 3
1 1
5 5
4 3
3 3
5 4
3 5
3 2
3 3
4 4
2 2
3 3
2 2
5 5
3 3
5 5
3 3
5 4
4 5
5 4
3 2
5 5
4 3
3 4
3 3
5 3
5 5
2 5
4 4
2 2
3 1
3 1
1 1
5 3
5 2
2 1
1 1
5 2
1 1
1 1
5 1
3 1
4 1
3 3
2 2
1 1
3 2
3 1
2 1
3 2
2 2
1 1
5 3
4 1
1 1
3 1
1 1
5 1
4 1
5 5
2 3
4 1
5 1
3 3
2 1
5 1
1 1
3 3
1 1
3 1
5 3
1 1
2 3
3 5 3 3
3 1 1 1
3 5 2 3
2 5 1 1
4 4 3 1
2 2 1 1
3 3 4 1
3 5 3 2
3 2 1 2
3 3 5 3
3 2 2 1
3 4 3 4
3 3 5 1
5 5 1 1
3 5 4 1
3 5 5 3
4 4 2 2
2 2 2 2
13. Maintained or purchase14. Maintained or purchase15. Maintained or purchase1. I could handle a major
2 1
1 1
1 5
1 1
5 5
4 3
2 3
1 1
3 1
1 1
3 1
3 3
3 3
4 3
3 2
2 2
1 1
5 1
1 1
1 1
2 2
1 2
1 1
3 2
3 3
1 1
3 1
1 5
5 1
2 1
5 1
3 3
1 1
5 5
4 4
1 1
1 1
1 2
4 4
1 1
3 1
3 3
4 4
2 1
2 3
1 3
5 4
1 5
5 4
3 4
2 4
1 3
1 2
3 4
1 2
3 4
4 4
1 4
2 3
2 3
1 1
5 4
1 4
1 3
1 3
5 4
1 3
2 3
3 4
1 3
4 4
1 3
5 5
1 4
5 3
3 3
2 3
1 5
4 4
1 4
1 4
1 3
4 3
1 4
3 3
5 5
4 4
4 3
5 5 5 4
3 3 3 3
3 3 3 3
2 2 1 4
1 1 1 3
2 1 2 3
5 1 5 4
2 1 1 3
4 3 1 4
5 4 3 1
1 1 1 3
3 4 5 4
1 3 3 2
1 4 5 4
1 1 4 3
5 5 5 5
3 3 2 5
2 2 2 2
 financial well being
2.I am securing my financial
3.Because of my money situat
4.I can enjoy life because 6.I am concerned that the m
3 3
3 4
3 4
2 5
5 5
4 5
4 4
3 3
3 4
5 4
4 4
4 4
4 3
4 4
3 3
4 1
1 3
4 4
3 3
3 4
3 2
4 3
3 4
4 3
4 4
3 4
3 4
2 4
5 5
5 2
5 4
3 3
3 4
5 5
4 4
2 3
5 3
3 3
3 4
4 3
3 4
5 1
5 4
2 4
3 3
3 4
3 3
4 4
5 3
4 4
4 3
3 3
3 3
5 3
4 4
3 2
4 1
4 1
3 3
3 2
2 3
3 3
3 2
2 3
3 2
4 1
3 5
4 3
4 3
4 3
4 3
3 3
3 3
4 2
4 4
3 3
3 3
5 5
4 2
3 2
5 3
3 3
3 3
5 2
4 3
5 3
5 5
3 1
4 3 3 3
3 3 3 3
4 5 4 3
4 2 5 4
3 4 3 4
2 3 3 2
4 4 4 4
4 4 4 2
2 2 4 2
4 4 4 2
3 4 4 4
4 4 4 3
2 4 2 4
4 5 4 3
3 3 3 2
5 5 4 2
4 5 4 5
3 3 3 3
1.Giving a gift for a weddi 2.I have money left over at3.I am behind with my finances
3 2 3
4 3 3
3 3 3
1 3 3
3 3 4
4 3 4
4 3 5
3 3 3
3 3 3
3 4 3
3 3 3
1 4 3
3 3 2
4 3 3
4 3 3
4 3 2
3 2 3
3 3 3
3 5 4
3 3 3
3 4 3
1 5 1
3 3 4
4 4 2
3 2 2
2 5 2
4 3 3
3 3 3
3 4 5
1 4 2
4 5 4
3 3 3
4 4 4
4 5 5
3 5 1
1 4 4
3 4 1
4 2 3
4 3 4
3 4 3
3 4 4
3 3 5
3 4 4
4 3 3
4 3 3
3 3 3
3 3 2
3 5 1
4 3 3
3 3 2
4 4 3
3 4 3
5 2 3
3 3 3
4 3 4
3 3 3
4 2 4
5 3 4
3 3 2
3 3 3
5 4 5
2 2 3
Class Limits
less than Frequency *
(Ages in Frequencies
7-Sep 2 cumulative
2 Midpoint
4
Years)
10-Dec 3 5 15
13-15 5 10 50
16-18 5 15 75
Total 15

1 7.50
29.5 LL 12.5
(7.50-5)/5
5.95238
35.4524 median 14
22
46
30
98