A

Project Report
on

“A Financial Analysis of AXIS BANK SERVICES”

at
“ NIGDI BRANCH ”
Submitted to theSavitribai Phule Pune University in
Partial Fulfillment of Requirement for the Award of Degree of
MASTER OF BUSINESS ADMINISTRATION

SUBMITTED BY

Mr. AMARNATH RAMESHWAR BABAR

MBA –III Semester

UNDER THE GUIDANCE OF

Ms. Dr. Khushboo

ATSS’s
Institute of Industrial and Computer
Management and Research
Pradhikaran, Nigdi, Pune

Batch 2019-21
 INSTITUTECERTIFICATE

This will be given by our Institute

 COMPANYCERTIFICATE

(Company Letter head)

TO WHOM SO EVER IT MAY CONCERN

This is to certify that Mr./ Ms. ………………. has successfully completed summer
internship project work entitled “……………………..
……………………........................................................................” during the period
from ………………..to …………………. . Best wishes for future endeavours

Date:

Place:

Authorized signatory

(With company seal)

 FORMAL EVALUATION SHEET

(Company Letter head)

This is to certify that Mr. / Ms. ………………. has completed summer Internship at our
organisation. The task handled by him / her are as follows

• Nature and Quantum of work:

• Effectiveness and Overall Professionalism:

• Learning outcome:

• Utility of SIP to the host organization:

Date:

Place:

Authorized signatory

(With company seal)

 STUDENT DECLARATION

I, the undersigned, hereby declare that the Project Report titled “” written and submitted
by me to the Savitribai Phule Pune University in partial fulfillment of the requirements for
the award of degree of Master of Business Administration under the guidance of
____________________is my original work and the conclusions drawn therein are based
on the material collected by myself.

Date:

Place Signature of the Student

 ACKNOWLEDEGMENT

I take this opportunity to express my profound gratitude to Our Director, Dr. Abhay
Kulkarni , Our HOD Adv. Manisha Kulkarni whose wisdom as well as foresight, I
continually benefit from. I am indebted to them for extending me all the cooperation and
patronage they render towards us. They have been wonderful supporters and continuous
motivators for me which helped me in turning my ordinary project into an excellent one.
I also take this opportunity to express a deep sense of gratitude to Company project guide
(Name, Designation, Company Name) for his/her cordial support, valuable information
and guidance, which helped me in completing this task through various stages.
I am obliged to staff members of (Company Name), for the valuable information
provided by them in their respective fields. I am grateful for their cooperation during the
period of my SIP.
It is my privilege to express my profound gratitude and deep regards to my project guide
(Faculty Name) for his/her exemplary guidance, monitoring and constant encouragement
throughout the course of this summer internship project. The blessing, help and guidance
given by her/him time to time shall carry me a long way in the journey of life on which I
am about to embark.
I am also very thankful to all SME, Dr. Jyoti Bhanage, Mr. Maruti Prasad, Mr. Vinod
Bhelose, Dr. Khushboo Sahu, Ms. Dipti Bajpai, Mr. Harshal Patil, Ms. Kiran Rao, and
associated faculty Dr. Sudhir Hasamnis, Mr. Jeetendra Sharma, Mr. Sudhakar Kulkarni
and Mr. Sunil Joshiwho laid the foundations of various concepts as well as fruitful
discussions and suggestions has helped me to enrich my project work.
I also take immense pleasure to thank Ms. Neha Inamdar, Head-Corporate Relations, for
giving me an opportunity and placing me for the SIP and Project Coordinator Ms. Jayasri
Murali for supporting us throughout the process of SIP. Moreover, I specifically thank our
Librarian Dr. ManikRajopadhye for her guidance for referring the right books, right
journals and project reports etc.
Lastly, I thank almighty, my parents, brother, sisters and friends for their constant
encouragement without which this summer internship project would not be possible.

 
Place : Pune Signature of the Student
Date : Name of the Student
 INDEX

SR. NO. CONTENTS PAGE NO.

1 Executive Summary
(Introduction, Objective of the Study, Need of the
Study, Scope of the Study, Research Methodology, Data
Analysis ,Limitations of the Study ,Learning from the
Project,Contribution to the Host Organization)
2 ORGANISATION PROFILE
(Company history in short, Vision, Mission,
Organizational Chart, Share market Value if any,
Company Turnover, Product mix and Competitors)
Theoretical Background, Literature Review
3 OUTLINE OF THE PROBLEM /
TASK UNDERTAKEN
Objective of the Study
Scope of the Study
4 RESEARCH METHODOLOGY
4.1 Definition
4.2 Research Design
4.3 Data Collection Methods
4.4Sample Design
4.5Sample Size
4.6 Research Instrument
4.7Statistical Techniques and Analytical Tools
5 DATA ANALYSIS &
INTERPRETATION(Statement, Tables, Graphs )
Interpretation
6 FINDINGS&OBSERVATIONS
7 SUGGESTIONS & RECOMMENDATIONS
8 KEY LEARNINGS
(Individual, Concept)Limitations, further scope for
research
9 CONTRIBUTION TO THE HOST
ORGANIZATION
10 CONCLUSIONS
11 REFERENCES (APA Style)-
Bibliography, Webliography
12 ANNEXURE
 CAPTER -1
Executive Summary
 CAPTER -2
ORGANISATION PROFILE
2.1 HISTORY OF AXIS BANK

Axis Bank was the first of the new private banks to have begun
operations in 1994, after the Government of India allowed new
private banks to be established. The Bank was promoted jointly
by the Administrator of the specified undertaking of the Unit
Trust of India (UTI - I), Life Insurance Corporation of India (LIC)
and General Insurance Corporation of India (G IC) and other four
PSU insurance companies, i.e. National Insurance Company Ltd.,
The New India Assurance Company Ltd., The Oriental Insurance
Company Ltd. and United India Insurance Company Ltd.

The Bank today is capitalized to the extent of Rs.358.56 crores

with the public holding (other than promoter ) at 57.60%

The Bank's Registered Office is at Ahmedabad and its Central

Office is located at Mumbai. Prently, the Bank ha a very wide
network of more than 701 branch office and Extenion Counters.
The Bank has a network of over 2854 ATMs providing 24 hrs a
day banking convenience to it customer . This is one of the large
t ATM network in the country. The Bank has strengths in both
retail and corporate banking and is committed to adopting the
best industry practice internationally in order to achieve
excellence.
2.2 Features

 A Savings Account for your Trust with a

concessional Average Quarterly Balance .

 A multi-city at-par cheques facility with no limit on

clearing payments at centres across the country wherever
we are present.

 Free Demand Drafts or Pay Orders as and when required

by you to remit funds.

 Free collection of cheques at out station location .

 Facility for collecting donation in your account

through our network of Branches and Extension
Counters across the country, as well as through
Connect our Internet Banking facility.
Also, Axis Bank can offer the facility to donate funds to your
Trust through our Internet Banking facility i Connect to its
customers. An Axis Bank customer can donate any amount
to your Trust through the Internet.
2.3 BOARD OF DIRECTORS
The Bank has 10 members on the Board. Dr.Sanjiv
Mishra is the Chairman and Dr Shikha Sharma MD &
CEO of the Bank.
The members of the Board are:
Mr. Dr. Sanjive Misra Chairman

Miss. Dr. S hikha Sharma MD&CEO

Mr. KN Prithviraj Director

Mr Prasad Menon Director

Mr. V.R Kaundinya Director

Mr. Prof. Smir K Barua Director

Mr. SomMittal Director

Mis . U ha Sangwat Director

Mis . Ireena Vittal Director

Mr. Ro hit Bhagat Director

Mr. S. Vishvanathan Director

Mr. V. Shinivasan ED, Corporate Banking

2.4 ORGANIZATION FLOW CHART