Version_1.

0_SP Parameters Corona Kavach Policy, Star Health and Allied Insurance Co Ltd
SHAHLIP21066V012021

This is a indemnity policy helps people to overcome the financial difficulties while they are recovering from the
About the policy COVID 19 & covers for hospitalization expenses up to the sum insured

Type of Cover Individual & Floater (Family means Self, Legally wedded spouse, Parents and Parents in laws
Dependent Children)
For Adults: 18 years – 65years
Entry Age
For Dependent Children: Day 1 to 25 years

Policy Term 3½months (105 days); 6½months (195 days); 9½months (285 days) (No annual policy term)

Pre Policy Medical Screening Not required

Primary Cover & Additional benefits

Sum Insured Options 0.50 1 1.5 2 2.5 3 3.5 4 4.5 5

(Rs. in Lacs)
Covered upto sum insured
Covid Hospitalization Cover Expenses incurred for treatment of Covid on Positive diagnosis in a Government authorized diagnostic
center including the treatment for any co-morbidity (Minimum period of 24 consecutive hours
required)
Road Ambulance Maximum of Rs.2000 per hospitalization (Transportation from a Hospital to the another Hospital)

Medical practitioner advices the Insured person to undergo treatment at home

Home Care Treatment
AYUSH
Pre & Post Hospitalization
Available up to Maximum of 14 Days
Diagnostic tests undergone at home or at diagnostics centre, Medicines prescribed in writing
Consultation charges, Nursing charges, Medical procedures limited to parenteral administration of medicines
Cost of Pulse oximeter, Oxygen cylinder and Nebulizer
Up to limit of sum insured
Treatment of COVID including the treatment for Co-morbid conditions in Ayurveda, Yoga and Naturopathy,
Unani, Siddha and Homeopathy
15 days prior to the date of admissible hospitalization/home care treatment & 30 days from the date of
discharge from hospitalization/home care treatment

0.5% of sum insured for each 24 hours of continuous hospitalization

Hospital Daily Cash
Covered up to maximum of 15 days per policy period

5% premium discount for Health Care workers

Premium Discount
Discount will be given only for the insured person who is a health care worker even under floater policy
(Doctors, nurses, midwives, dental practitioners and other health professionals including laboratory assistants,
pharmacists, physiotherapists, technicians and people working in hospitals)

Renewals, Migration
Not applicable
Portability, FreeLook Period

The total payable amount in Covid Hospitalization cover, Home care Treatment expenses, AYUSH treatment,
Points to note
Pre & Post Hopsitalization and Hospital Daily Cash shall not exceed 100% of sum insured during the policy
period.

Waiting Period
Initial waiting period 15 days

* The information provided in this document is only indicative. For more details on the terms and conditions, please read the policy wordings before concluding a sale.