UIN: 110N039V02

Tata AIG Life Health Protector is a unique health plan where you can choose from Critical
Illness/Cancer Care Benefit, Accidental Death Benefit, Term Life Benefit and Total and
Permanent Disability to suit your individual needs.

This plan provides comprehensive health cover to the family by combining health and accident
benefits in one policy. And, irrespective of your actual medical bill, you get a lumpsum benefit
in addition to any claim that you may have made under other medical policies.

Key Features

Key Features
• A unique health policy with "Four in One" Health Benefits
o Critical Illness (CI) or Cancer Care Benefit
o Accidental Death Benefit (ADB)
o Term Life Benefit
o Total & Permanent Disability Benefit (TPD)
o 5 year Guaranteed Renewal Health Plan
• Level premium for 5 years and may change at the time of renewal*
• Tax Benefit u/s 80C & 80D as per Income Tax Act, 1961
*
based on attained age premium rates

Disclaimers

• Insurance is the subject matter of the solicitation.

• This product is underwritten by Tata AIG Life Insurance Company Limited.
• For more details on risk factors, terms and conditions please read sales brochure carefully
before concluding a sale
• Tax benefits are as per Income Tax Act, 1961, and are subject to modifications made
thereto from time to time. Please consult your own tax consultant to know the tax benefit
available to you.
• Riders are not mandatory and are available for a nominal extra cost.
• Service tax is applicable as per governing laws and the same shall be borne by the
policyholder. Tata AIG Life Insurance Company Limited reserves the right to recover
 from the Policyholder, any levies and duties (including service tax), as imposed by the
government from time to time. Kindly refer to the proposal / Sales Illustration for the
exact premium / fees / charges.
• Past performance is not indicative of future results.
• Section 41 of the Insurance Act, 1938 - Prohibition of Rebate:
a. No person shall allow or offer to allow, either directly or indirectly, as an
inducement to any person to take out or renew or continue an insurance in respect
of any kind of risk relating

Tata AIG Life Health First provides comprehensive Hospitalisation, Surgical and
Critical Illness cover from day 1 of hospitalisation. What's more, this plan pays you
the entire amount that you are entitled to under this policy, irrespective of your
actual bill in addition to any claim that you may make under other medical policies.

Key Features
• A "Five in One" health cover plan that provides
o Daily Hospital Benefit (DHB)
o Surgical Benefit (SB)
o Critical Illness Benefit
o Post-Hospitalisation Benefit
o Death Cover
• Provides lumpsum cover irrespective of actual hospital expenses
• Enjoy coverage from day 1 of hospitalisation on overnight stay
• Coverage from 12 Critical Illnesses and 92 Surgeries
• Tax benefits u/s 80C and 80D of the Income Tax Act, 1961

Disclaimers
• Insurance is the subject matter of the solicitation.
• This product is underwritten by Tata AIG Life Insurance Company Limited.
• For more details on risk factors, terms and conditions please read sales brochure carefully
before concluding a sale
• Tax benefits are as per Income Tax Act, 1961, and are subject to modifications made
thereto from time to time. Please consult your own tax consultant to know the tax benefit
available to you.
 • Riders are not mandatory and are available for a nominal extra cost.
• Service tax is applicable as per governing laws and the same shall be borne by the
policyholder. Tata AIG Life Insurance Company Limited reserves the right to recover
from the Policyholder, any levies and duties (including service tax), as imposed by the
government from time to time. Kindly refer to the proposal / Sales Illustration for the
exact premium / fees / charges.
• Past performance is not indicative of future results.
• Section 41 of the Insurance Act, 1938 - Prohibition of Rebate:
a. No person shall allow or offer to allow, either directly or indirectly, as an
inducement to any person to take out or renew or continue an insurance in respect
of any kind of risk relating

UIN:110N058V01

Tata AIG Life Health Investor offers you high cover against 12 critical illnesses and covered
surgeries. However, if you're not diagnosed with a critical illness and the need to claim till the
policy matures doesn't arise, the premiums you pay will be refunded.

This plan provides you higher growing health coverage limits. With limited premium paying
term you can enjoy this coverage for the entire policy term. Thus, it offers a large role in
contributing to your peace of mind and subsequent recovery. Stay protected against 12 critical
illnesses. Get your life back-and your money, only with Tata AIG Life Health Investor.

• Key Features

Disclaimers
• Insurance is the subject matter of the solicitation.
• This product is underwritten by Tata AIG Life Insurance Company Limited.
• For more details on risk factors, terms and conditions please read sales
brochure carefully before concluding a sale
• Tax benefits are as per Income Tax Act, 1961, and are subject to
modifications made thereto from time to time. Please consult your own tax
consultant to know the tax benefit available to you.
• Riders are not mandatory and are available for a nominal extra cost.
• Service tax is applicable as per governing laws and the same shall be borne
by the policyholder. Tata AIG Life Insurance Company Limited reserves the
right to recover from the Policyholder, any levies and duties (including
service tax), as imposed by the government from time to time. Kindly refer to
the proposal / Sales Illustration for the exact premium / fees / charges.
• Past performance is not indicative of future results.
• Section 41 of the Insurance Act, 1938 - Prohibition of Rebate:
a. No person shall allow or offer to allow, either directly or indirectly, as
an inducement to any person to take out or renew or continue an
insurance in respect of any kind of risk relating to lives or property in
India, any rebate of the whole or part of the commission payable or
any rebate of the premium shown on the policy, nor shall any person
taking out or renewing or continuing a policy accept any rebate,
except such rebate as may be allowed in accordance with the
published prospectuses or tables of the insurer.
b. Any person making default in complying with the provisions of this
section shall be punishable with a fine which may extend to five
hundred rupees.
• Section 45 of the Insurance Act, 1938

No policy of life insurance effected before the commencement of this Act

shall after the expiry of two years from the date of commencement of this
Act and no policy of life insurance effected after the coming into force of this
Act shall, after the expiry of two years from the date on which it was effected
be called in question by an insurer on the ground that statement made in the
proposal or in any report of a medical officer, or referee, or friend of the
insured, or in any other document leading to the issue of the policy, was
inaccurate or false, unless the insurer shows that such statement was on a
material matter or suppressed facts which it was material to disclose and
that it was fraudulently made by the policyholder and that the policyholder
knew at the time of making it that the statement was false or that it
suppressed facts which it was material to disclose: Provided that nothing in
this section shall prevent the insurer from calling for proof of age at any time
if he is entitled to do so, and no policy shall be deemed to be called in
question merely because the terms of the policy are adjusted on subsequent
proof that the age of the life insured was incorrectly stated in the proposal.

In case of Unit Linked Life Insurance Products, the following

disclaimers are additionally applicable:

• IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE

BY THE POLICY HOLDER.
• Unit Linked Insurance products are different from traditional Life Insurance
products and are subject to risk factors.
• Premiums paid in Unit Linked Life Insurance policies are subject to
Investment risks associated with capital Markets & the NAVs of the units may
go up or down based on the performance of fund and factors influencing the
capital market and the insured is responsible for his/her decisions.
• Tata AIG Life Insurance Company Limited is only the name of Insurance
Company & Tata AIG Life Invest Assure Flexi Supreme, Tata AIG Life Lakshya
Supreme ,Tata AIG Life Invest Assure Plus Supreme are only the names of the
unit linked life insurance contracts and do not in anyway indicate the quality
of the contracts, their future prospects or returns.
 • The various funds offered under this contract are the names of the funds and
do not in any way indicate the quality of these plans, their future prospects
and returns.
• Investments are subject to market risks.
• In respect of premiums(including local cheque or demand draft, payable at
par at the place where the premium is received)/fund switch request
received up to 03.00p.m by Tata AIG Life, the closing NAV of the day on
which the premium is received shall be applicable. If the same is received
after 03.00p.m, the closing NAV of the next business day shall be applicable.
In respect of out station cheques/demand drafts received at the place where
the premium is received, the closing NAV of the day on which
cheque/demand draft is realised shall be applicable. For the purpose of NAV
calculation, the premium shall be deemed to have been received only when
the same is either directly received at any of the offices Tata AIG Life or
when Tata AIG Life receives intimation from an authorised source about the
receipt of premium at such alternate venue(eg. drop box), as authorised by
Tata AIG Life. If intimation is received after 03.00p.m or on a Saturday,
Sunday, Public holiday/non business day for Tata AIG Life, NAV for the next
working day will be applicable.

Today, with rising health concerns, a need arises to protect your savings in order to cover all
expenses related to hospitalisation.
Tata AIG Life Hospi CashBack is one such plan that offers fixed lumpsum benefits for expenses
arising from hospital charges, care charges, ambulance charges and other charges irrespective of
actual hospital bills, starting from the first day of hospitalisation. What more, it offers a
guaranteed return of premium on maturity even if you make claims, thus making your health
cover virtually free!

Key Features
• The cover starts from day 1 of hospitalisation^
• Guaranteed return of premium on maturity$, irrespective of number of claims made
• Return of premium, with 10% Guaranteed Addition* (option available)
• Guaranteed issuance with no medical test required
 • Pre-existing diseases covered after 24 months of continuous renewal of the insurance
• Tax benefits available u/s 80C of the Income Tax Act, 1961
^
1 overnight stay required
$
Amount equal to total premiums paid during the lifetime of the policy excluding interest and
tax
*
Guaranteed Addition of 10% of Total premiums paid are returned back

Disclaimers
• Insurance is the subject matter of the solicitation.
• This product is underwritten by Tata AIG Life Insurance Company Limited.
• For more details on risk factors, terms and conditions please read sales brochure
carefully before concluding a sale
• Tax benefits are as per Income Tax Act, 1961, and are subject to modifications made
thereto from time to time. Please consult your own tax consultant to know the tax
benefit available to you.
• Riders are not mandatory and are available for a nominal extra cost.
• Service tax is applicable as per governing laws and the same shall be borne by the
policyholder. Tata AIG Life Insurance Company Limited reserves the right to recover
from the Policyholder, any levies and duties (including service tax), as imposed by the
government from time to time. Kindly refer to the proposal / Sales Illustration for the
exact premium / fees / charges.
• Past performance is not indicative of future results.
• Section 41 of the Insurance Act, 1938 - Prohibition of Rebate:
a. No person shall allow or offer to allow, either directly or indirectly, as an
inducement to any person to take out or renew or continue an insurance in
respect of any kind of risk relating