Proudly Presented By Produced By

Alliance Bank Malaysia Berhad (88103-W)

 ONE MORNING AT THE PARK

NEWS

GUYS, CHECK THIS OUT!

IT MEANS THAT THE PERSON

WOW! THAT’S OVER 60 HAS NO MORE MONEY
BANKRUPTS A DAY!! LEFT!!!

HMM?? WHAT
DO YOU MEAN BY
BANKRUPT?

THAT IS REALLY
SCARY! HOW ARE
THEY GOING TO EAT
WITH NO MONEY??
OR THE
PERSON
IS UNABLE
TO PAY BACK
THE MONEY
HE OWES.
 IT EVEN SAYS
HERE THAT MANY
OF THEM ARE BELOW
25 YEARS OLD!

SO YOUNG!?
I DON’T WANT
TO BE A BANKRUPT!!

WHAT’S WRONG,
KIDS??

IT’S SO SCARY!
YOUNG PEOPLE ARE
GOING BANKRUPT
EVERY DAY!

I SEE YOU READ THE

NEWS TODAY.
BY THE WAY, DID YOU KNOW THAT
MANY PEOPLE AGED 25 AND BELOW
ARE BANKRUPT?? HOW CAN WE
AVOID BECOMING
BANKRUPT?

IT ALL DEPENDS ON HOW

WELL YOU ARE AT HANDLING LET ME ASK YOU
YOUR MONEY. A QUESTION.
 I GET SOME MONEY FROM MY PARENTS
AND HELP OUT WITH THE HOUSE WORK
WHERE DO YOU GET TO EARN EXTRA POCKET MONEY.
YOUR MONEY FROM???

I GET IT FROM MY
PARENTS!

VERY GOOD! F O O D .... FOOD & VIDEO

SO, HOW DO YOU GAMES!!!
SPEND THE MONEY
THAT YOU HAVE??

I SPEND SOME
ON FOODSOME
I SPEND AND SAVE
ONRM
FOOD1.00 EVERY
AND DAY
SAVE BUT RM 1
RM 1.00 EVERY DAY WELL DONE, IS SO
AMIRA!! LITTLE
MONEY!

AMIRA, YOU HANDLED

YOU MIGHT
YOUR MONEY WELL, BY
THINK SO,
SAVING THE EXTRA MONEY
BUT IT’S
INSTEAD OF
IMPORTANT
SPENDING IT!
TO DO SO.

LET ME TELL YOU

I STILL DON’T A STORY.
SEE HOW THIS
WORKS...
 A STORY OF TWO FRIENDS
WHO WORKED IN A RESTAURANT

THIS IS RED THIS IS BLUE

SAVED
,
KS RM 0.70
AN
TH OM!
M TODAY
SON,
RM 100

HERE’S
YOUR
POCKET
MONEY. BLUE PRACTICED THE HABIT
BLUE CONTINUED THE
SINCE YOUNG OF SAVING MONEY WHEN HE
HABIT OF SAVING UNTIL NOW
WAS A STUDENT

END OF THE MONTH

Y
R
LA
SA

RED LIKES TO SPEND HIS MONEY ON EXPENSIVE THINGS AND

BEGINNING OF THE MONTH
USUALLY RUNS OUT OF MONEY BY THE END OF THE MONTH.
 RED, YOU SHOULD
SAVE MONEY!!

DON’T WORRY!! I WILL BLUE TRIED TO ADVISE RED,

HAVE MONEY WHEN I BUT WAS IGNORED BY HIM.
GET MY NEXT SALARY!

AFTER YEARS OF SAVING,

BLUE SAVED A LARGE SUM
OF MONEY IN THE BANK.

RED CONTINUED HIS SPENDING

HABIT BY BUYING HIMSELF A
RED NEW NEW CAR AND HOUSE
HOUSE ALTHOUGH HE COULD
BARELY AFFORD IT.

TO FILL UP HIS NEW HOUSE, HE BOUGHT

EXPENSIVE APPLIANCES USING HIS
CREDIT CARD.

BLUE USED HIS SAVINGS TO STUDY WITH THIS KNOWLEDGE, BLUE BLUE’S BUSINESS TOOK
PART-TIME AT NIGHT CLASSES AFTER WORKED HARD TO START HIS OFF SUCCESSFULLY.
WORK TO SHARPEN HIS BUSINESS SKILLS.
BUSINESS.
BUSINESS
E!!
COM
ASSETS
VS WEL E
LU ‘S
BLUE’S
RESTAURANT

LIABILITIES B
NT
RESTAURA
 MEANWHILE, RED
WAS IN TROUBLE
WITH HIS DEBTS.
RM 100

BLUE CONTINUED TO SAVE

THE MONEY EARNED
FROM HIS BUSINESS.

HE WAS DEEP IN DEBT.

HE WAS UNABLE TO PAY FOR
TO MAKE THINGS WORSE, RED WAS FIRED HIS CAR LOAN, HOUSE LOAN
DUE TO HIS LACK OF PERFORMANCE AT WORK. AND CREDIT CARD BILLS

ALL OF RED’S
POSSESSIONS WERE
TAKEN.
HE IS NOW BANKRUPT.
MEANWHILE,
BLUE BECAME A
SUCCESSFUL
BUSINESSMAN, AND
LIVED A HAPPY LIFE
WITH HIS
FAMILY.
 POOR RED, HE SHOULD
HAVE CONTROLLED HIS
SPENDING AND SAVED HIS SADLY, THIS IS HOW MOST
MONEY EARLY. PEOPLE BECOME BANKRUPT!

A SIMPLE
FROM NOW ON, HABIT OF SAVING
I WILL CONTROL CAN BE SO
MY SPENDING AND POWERFUL!
START SAVING!

BUT...DO I HAVE TO
SAVE ALL MY MONEY?

IT IS NOT ABOUT THE AMOUNT

YOU CAN SAVE, BUT IT IS THE
WELL, YOU CAN START HABIT OF SAVING MONEY
BY SAVING 10% OF THAT YOU DEVELOP.
EVERY RINGGIT YOU GET.

OKAY!! WE WILL
START SAVING TODAY!!!
REMEMBER TO ALWAYS EDUCATE YOURSELF AND OTHERS
IN MANAGING MONEY SMARTLY.

BEING SKILLED IN MANAGING YOUR MONEY WILL MAKE YOU

SUCCESSFUL AND KEEP YOU OUT OF DEBTS.

THE AEIOU COMIC SERIES IS WHERE

YOU CAN BEGIN WITH YOUR
FINANCIAL EDUCATION JOURNEY!

LOOK OUT FOR THE NEXT EPISODE!