Edelweiss Tokio Life -

Wealth Ultima
[Unit Linked, Non-Participating, Individual, Life Insurance Product]
IN THIS POLICY, INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

Overview:
Edelweiss Tokio Life – Wealth Ultima is a life insurance plan designed to cater the various financial needs of people
at different life stages. It brings with it the power of 3 - Systematic Monthly Plan (SMP) | Systematic Transfer Plan
(STP) | Systematic Withdrawal Plan (SWP) in 1 plan which enables our customers to Accumulate, Preserve and Utilize
wealth in a systematic manner.

Key Benefits:

Protection Level
Enables to choose the protection level to:
• Secure financial needs of the family in case of unfortunate demise of the breadwinner

Systematic Monthly Plan (SMP) Option

Provides flexibility to pay premiums monthly to :
• Accumulate wealth by paying small amount
• Benefit from rupee cost averaging

Investment Options
Offers the choice to select one of the below Investment Options:
• Systematic Transfer Plan (STP): money is managed as per the pre-defined structure
Plans offers 2 STPs : 1. Lifestage and duration based STP 2. Profit target based STP
• Self-Managed Strategy : money is managed in the funds chosen by the policyholder

Systematic Withdrawal Plan(SWP) Option

Enables to withdraw:
• Fixed amount of money regularly and systematicaly

Little Champ Benefit Option

Secures child's future financial needs :
• By ensuring continuity of planned benefits even in the absence of the policyholder (parent)

Additions in the Fund

Loyalty Additions, Guaranteed Additions & Booster Additions :
• Reduces the total cost under the plan and
• Enhances the fund value

Premium Payment
Provides flexibility to :
• Pay premiums for limited pay or entire policy term
• Increase or decrease the premium paying term

Maturity Benefit
Provides Fund Value on survival till maturity to:
• Fulfill long term financial needs by taking the benefit amount in lump sum or by way of structured pay-outs

Tax Benefits
Allows to avail tax benefit on the:
• Premiums paid and the benefits received as per the prevailing tax laws of the Income Tax Act,1961
as amended from time to time. Tax Benefits are subject to changes in the tax laws.

The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will
not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end
of the fifth year.
 Working of Plan:

Age of Life Insured (male) 1 year Payment Mode Chosen Annual

Age of Policyholder (male) 30 years Policy Option# Chosen Option 1
Annualized Premium Rs. 1,00,000
Investment Strategy Chosen Profit Target Based STP
Policy Term 30 years
Little Champ Benefit Option Yes
Premium Paying Term 10 years
Sum Assured Rs. 15,00,000 Policyholder dies in a fatal accident in the 1st policy year

Loyalty Additions Guaranteed Additions Booster Additions

On death of the Policyholder (Parent) :

• Additional Death Benefit* is credited immediately to the Fund Value Maturity Benefit Payable
• All future premiums waived off & policy continues till maturity
• All the 3 Additions added to the fund value as and when due**
• Fund Value payable on maturity
• Life cover for the Life Insured will continue

Policy Year 1 6 10 15 20 25 30

Death occurs *Present value of all the future modal premiums discounted at 4.5% per annum while the policy is in force
** All due premiums are paid and the policy is in force
#
The plan offers 2 Policy Options to the policyholder:
Option 1: wherein the age of the Life Assured at Maturity is ≤ 70 years
Option 2: wherein the age of the Life Assured at Maturity is 100 years

Edelweiss Tokio Life Insurance Company Limited

Registered Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070 | Corporate Office: 4th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070 | Toll
Free No.: 1800 212 1212 | Fax No.: +91 22 6117 7833 | www.edelweisstokio.in | IRDAI Reg. No.: 147 | CIN: U66010MH2009PLC197336 | UIN: 147L037V02 | Advt No.: ARN No: OP/0784/Jun/2020
Disclaimer: Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Edelweiss Tokio Life Insurance is only the name of the Insurance
Company and Edelweiss Tokio Life – Wealth Ultima is only the name of the unit-linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects, or returns.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks
and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment
risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is
responsible for his/her decisions. Tax benefits are subject to changes in the tax laws. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.
Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited; “Tokio” is Trademark of Tokio Marine Holdings Inc. and used by Edelweiss Tokio Life Insurance Co. Ltd.
under license.

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IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint