ACTIVITY 1 IN FINANCIAL MARKETS

BSA 2 SCHED 1 (7:00-8:30 TTH)

Group Leader: Vega, Mark Ivane R.

Members: Magpusao, Ace Christian C.

Ignacio, Danica Grace M.

Legaspi, Ellaine A.

Sison, Laurence Dale S.

Crisostomo, Mariel D.

Noble, Danica Faith B.

Retoriano, Erian G.

1. Different universal banks operating in the Philippines and regulated by the Bangko
Sentral ng Pilipinas.

 BPI (Bank of the Philippine Islands)

- a universal bank and together with its subsidiaries and affiliates, it offers a
wide range of financial products and solutions that serve both retail and corporate
clients. BPI's services include consumer banking and lending, asset management,
payments, insurance, securities brokerage and distribution, foreign exchange,
leasing, and corporate and investment banking.

 BDO Unibank, Inc.

- is a full-service universal bank in the Philippines. It provides a complete array of
industry-leading products and services including Lending (corporate and consumer),
Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards,
Corporate Cash Management and Remittances in the Philippines. Through its local
subsidiaries, the Bank offers Investment Banking, Private Banking, Leasing and
Finance, Rural Banking, Life Insurance, Insurance Brokerage and Stock Brokerage
services.

 Union Bank of the Philippines

-  is a universal bank by franchise. The Company offers a wide range of financial
and related products and services. Its core business is corporate finance and
consumer finance. Union Bank also provides investment management, trust
banking, insurance brokerage, currency brokerage, private banking services, and
invests in real estate.

 Philippine trust Company

- is a Philippines-based commercial bank, which offers commercial and
investment banking services. The Bank offers domestic, international and trust
services. It offers checking and savings account, time deposit, securities investments,
transfer of funds and collections, remittances, business loans, and safe deposit
boxes. The Bank also provides investments management, estate administration,
 escrow services, administrations saving, insurance and pension plans, stock registry
and transfer services. 

 Metrobank
- a universal bank. It offers various financial services, from regular banking
to insurance.

 Security Bank Corporation

-  is one of the Philippines leading universal banks serving retail, commercial,
corporate and institutional clients. It offers a wide range of services including
financing, leasing, foreign exchange, stock brokerage, investment banking and asset
management.

 Rizal Commercial Banking Corporation

- provides commercial banking services. The Bank offers foreign exchange, trust,
depositary, loans, financing and fund transfer services to its customers.

 Development Bank of the Philippines

- It is primarily tasked to provide banking services to cater to the needs of
agricultural and industrial enterprises. It focuses on four major areas of financing,
the infrastructure and logistics, social services, small and medium enterprises, and
the environment. It also offers deposit and investment products and services, trade
products and services, treasury products and services, transfer and remittance
services, among others.

 Land Bank of the Philippines

- is a government financial institution that strikes a balance in fulfilling its social
mandate of promoting countryside development while remaining financially viable.
The Bank provides saving account, loans, debit cards, investments, online banking,
and other related products and services.

 ING Bank N.V. – Manila Branch

- provides wholesale banking services to international and local corporations. 
The Bank accepts deposits, offers loans, credit and debit cards, saving and current
accounts, and online banking services.

 Standard Chartered Bank

- Serves Corporate, Commercial and Institutional Banking clients with
differentiated expertise. They support clients with their transaction banking,
corporate finance, financial markets and borrowing needs.

 Asia United Bank Corporation

- provides a wider range of banking and other financial services. The Company's
services include deposit account products, credit and loan facilities, treasury,
international banking services, and auxiliary services.

 Mizuho Bank Ltd. (Manila Branch)

- provide solutions that are a perfect fit for the financial and corporate strategy
needs of major domestic and global companies.  The company's line of business
includes the operation of commercial banks.
  The Hong Kong and Shanghai Banking Corporations
- The Bank offers consumer and commercial loans, mortgage, deposit products,
internet banking, credit cards, insurance, wealth management, and trust services.

 Metropolitant Bank and Trust Company

- provides a full range of banking services to individual and commercial clients
through a network. The Bank's business activities include borrowing and lending,
trade finance, remittances, treasury, investment banking and savings.

 China Banking Corporation

- is one of the private universal banks in the Philippines. The Bank provides
products and services such as deposit products, loans and trade finance, treasury
products, trust products, corporate finance and other investment banking services.

 East West Banking Corporation

- operates as a medium-sized bank primarily focused on providing banking
services to retail customers and mid-market corporate customers. The Bank offers
deposits, saving accounts, loans, investments, credit cards, cash management, and
other banking services.

 United Coconut Planters Bank

- operates as a universal bank that provides financial products and services to
corporations, private and government institutions, middle market companies, small -
and medium sized business in the Philippines.  The Bank offers deposit, cash, trust,
and fund management services, as well as treasury, money market investment
services and investment banking services. United Coconut Planters Bank serves
customers in Philippines.

2. Different commercial banks operating in the Philippines and regulated by the Bangko
Sentral ng Pilipinas.

 Bank of Commerce
- The bank offers a wide range of banking products and services including deposit
and cash management products, corporate banking, consumer banking, credit card
services, e-banking solutions, trade and remittances, treasury and trust services.

 BDO Private Bank Incorporated

- The Bank provides internet and investment banking, consumer loans, debit and
credit cards, treasury, life insurance, deposit-taking, foreign exchange, brokerage,
trust and investments, remittance, and structured finance services. BDO Private
Bank serves customers worldwide.

 Philippine Bank of Communication

- offer a broad suite of financial solutions ranging from deposits and corporate,
commercial and personal loans, to cash management solutions and investment
services. Its services include deposits, loans and trade facilities, treasury and foreign
exchange activities, and trust services.

 Philippine Veterans Bank

 - The Company offers deposit services, including savings, non-interest bearing,
interest bearing, and time deposit accounts, long-term time deposit products, cash
management services, and other deposit-related services.

 Robinsons Bank Corporation

- is a commercial bank which provides banking services for retail and business
customers in the Philippines. The Bank offers deposits, personal loans, cards, e-
banking, trade finance, investments, foreign exchange, and other banking services. 

 CTBC Bank Philippines Corporation

- Chinatrust (Philippines) Commercial Bank Corporation provides commercial
banking services. Its services include deposit-taking, lending, trade financing, foreign
exchange dealings, and fund transfers. The Bank also offers trusteeship of corporate
and personal accounts, retirement and pension funds, escrow, custodianship, and
investment management accounts.

 Maybank Philippines, Incorporated ( MPI)

- is a full-service commercial bank, serving retail, commercial, and corporate
clients. It offers an array of financial services and products that include lending
(personal and salary loans, commercial loans, corporate loans), deposit-taking,
electronic banking, credit card, cash management services, remittances, trust and
fiduciary accounts, and treasury products and services.

 Philippine Veterans Bank

- is a medium-sized commercial bank in the Philippines.  The Company offers
deposit services, including savings, non-interest bearing, interest bearing, and time
deposit accounts, long-term time deposit products, cash management services, and
other deposit-related services. Philippine Veterans serves customers in Philippines.

 Bank of America N.A.

- is one of the world's leading financial institutions, serving individual
consumers, small and middle-market businesses and large corporations with a full
range of banking, investing, asset management and other financial and risk
management products and services.  The Bank offers saving and current account,
investment and financial services, online banking, and mortgage and non-mortgage
loan facilities, as well as issues credit card and business loans. 

 Bank of China Limited ( Manila Branch)

- a local commercial bank in the Philippines initially catering to the banking needs
of Chinese Filipino businesspeople. It offers various banking services and products
related to deposit, investment, trust, cash management, remittance, and financing
products and services. It also offers insurance brokerage and bank assurance
services through its subsidiary and affiliates.

 Citibank N.A
-  is a foreign commercial bank in the Philippines. It provides corporate banking,
treasury, transactional banking and consumer banking services. The Bank provides
product and service including saving accounts, deposits, loans, mortgages,
investment fund, credit and debit cards, insurance, electronic banking, capital
markets and advisory, and private banking.

 JP Morgan Chase Bank, N.A.

 - is a financial holding company. The Company is engaged in investment banking,
financial services for consumers and small businesses, commercial banking, financial
transaction processing and asset management. The Company offers wealth planning,
investing, credit, and other financial services.

 KEB Hana Bank (Manila Branch)

-  is a company headquartered in Makati, Philippines, that provides banking
services. It offers ample opportunities for all employees to realize their dreams and
helps customer expand their assets and grow their businesses, building its presence
as a financial institution that does its utmost to contribute to establishing a
prosperous society and maximizing shareholder value.

 Mega International Commercial Bank CO., Ltd.

-  provides banking services. The Company offers deposits, loans, securities
trading, foreign exchange, fund management, and other services. 

 MUFG Bank Ltd

-  build long-term relationships with our customers, promote real economic
growth, and contribute to orderly capital markets that serve society. The Company
provides deposits, loans, securities investment, financing, fund management, and
other banking services. MUFG Bank provides its services to individuals, enterprises,
and other clients.

 Industrial Bank of Korea, Manila Branch

- was established and approved by Bangko Sentral ng Pilipinas to build and help
the Korean and Local Small and Medium Enterprises (SME) in the Philippines by
providing Bank products and services according to their needs. It provides various
banking products and financial services to individuals, households, local
governments, non-profit organizations, and small and medium sized enterprises

 First Commercial Bank, Ltd. ( Manila Branch)

– Is established to provide service to Taiwanese businessmen in the country and
to help local micro, small and medium enterprises (MSMEs). First Commercial Bank
is interested in assisting foreign investors to start operations in the Philippines and
help in financing infrastructure development projects.

 United Overseas Bank Limited (Manila Branch)

- It provides a wide range of financial services through a global network
of branches/offices and subsidiaries/associate: personal financial services, private
banking, trust services, commercial and corporate banking, investment banking,
corporate finance, capital market activities, treasury services, futures broking, asset
management, venture capital management, general insurance, life assurance and
stockbroking services.

 Industrial and Commercial Bank of China, Ltd. (Manila Branch)

- operates as a Commercial Bank in the Philippines. ICBC Manila Branch actively
explores opportunities of "Belt and Road" projects, and mainly focused on wholesale
banking business with the major Chinese-funded "Going Global" enterprises, large
Philippine enterprises and large Chinese companies in the Philippines, government
clients, and local financial business peers. 
 Cathay United Bank Corporation, Ltd. (Manila Branch)
 - Offers banking services. The Company offers deposits, loans, wealth
management, fund settlement, credit card insurance, and other banking services.
Cathay United Bank provides services for enterprises, individuals, and other groups.

 Shinhan Bank (Manila Branch)

– is established to provide career growth and development, competitive salary
and work benefits package and flexible and harmonious working environment.
It helps clients achieve their goals by providing financial products and services that
meet the latest trends and delivering high returns on the fund entrusted to them.

3. Different thrift banks operating in the Philippines and regulated by the Bangko Sentral
ng Pilipinas.

 AllBank (A Thrift Bank), Inc.

- is in the business of providing specialized financing products and services to
working-class Filipinos and business owners. The Company offers initial public
offering and portfolio management, debt and loan syndication, trusteeship,
structured finance, investment advisory, and other financial services.

 Citystate Savings Bank, Inc.

- engages in the provision of banking services. Its businesses include deposit
products such as peso passbook savings account, peso automated teller machine
(ATM) savings account, student savings account, checking, and dollar savings
account; investments; loan facilities comprising of personal, auto, commercial,
jewellery banking, housing, salary, seafarer, loans secured by deposit, and bill
purchased; electronic services; and trust products and services. 

 Philippines Business Bank

- is a Philippines-based savings bank. The Company offers a range of banking
services and products, including cash management, retail and corporate lending,
deposit products, international trade finance, treasury and trust products. It also
offers commercial and consumer or retail banking products, trust services, and other
related financial services, such as mail and telegraphic transfers, safety deposit
facilities and payment services, among others.

 Queen City Development Bank - (Queenbank) was established and incorporated in

1981 as a private development bank with Headquarters in Iloilo, Philippines and
branches operating in key cities all over the country. It caters to the financial needs
of individuals and business establishments by way of deposit and investment
banking, retail and corporate financing, on-line peso and dollar deposits, automated
teller machines and other basic banking products servicing.

 Philippine Savings Bank

- is a savings and mortgage bank in the Philippines. It services are classified into
deposits, loans, treasury and trust and also has various plans for auto and housing
loans and various services such as specialized lending payment collection and trust.
The Bank also offers fund transfer, payroll account, and payment collection services. 

 Sterling Bank of Asia, Inc.

 - is a savings bank that was established to provide accessible financial solutions
and banking services. The Bank offers an array of deposits, loans, investment, asset
managements and other financial products to service large corporations, small and
medium enterprises, as well as retail customers. Products and services are delivered
via the Bank’s five business groups namely Retail Banking, Commercial Lending,
Consumer Lending, Treasury and Trust.

 City Savings Bank

-   offer its clients simple and straightforward banking, coupled with warm and
helpful customer service. The Bank accepts deposits, makes loans, and offers related
services.

 UCPB Savings Bank

-the bank’s operations are regulated and supervised by the BSP. It provides
services such as deposit-taking, loans and domestic fund transfers.

 Bank One Savings Corporation

- is a licensed retail bank in the Philippines with 7 branches spread across the
heart of Manila. It is a relatively small thrift bank. The Bank offers saving and current
account, investment and financial services, online banking, mortgage and non-
mortgage loan facilities.

 BPI Family Savings Bank, Inc.

- is engaged in providing of retail banking products and services which targets
the middle class consumers in the Philippines. The company has varied banking
services which include mortgage loans, personal loans, auto loan, housing loan, and
business loans. The company is headquartered in Makati. The Bank offers accounts,
credit cards, personal loans, investment, and insurance products. BPI Family Savings
Bank serves customers in Philippines.

 CARD SME Bank Inc.

- CARD SME Bank, Inc. is formerly known as the Rural Bank of Sto. Tomas
(Batangas), Inc. (RBSTI). It provided loan facilities to rural producers for their various
productive endeavours. They provide value-added bank products and services to
members and non-members alike, from a simple savings account or time deposit to
more comprehensive loan products such as microfinance loans to less fortunate
individuals who want to help themselves gain financial freedom. They also provide
business loans to Small and Medium Entrepreneurs (SMEs) to help them grow their
business.

 Century Savings bank Corporation

- was established as a thrift bank offering deposit and lending services. Century
Savings Bank Corporation is a company based in Philippines, with its head office in
Pasig. The Bank accepts deposits, grants loans, and provides other services to the
public.

 China Bank Savings, Inc.

- is committed to promoting financial inclusiveness, and uplifting the quality of
consumers and entrepreneurs in line with its Easy Banking and brand of service. The
Company specializes in online banking, business loan, saving accounts, debit card,
 mobile banking, checking accounts, personal loan, e-statement, direct deposit, real
estate loan, and insurance services. China Bank Savings operates in Philippines.

 Dumaguete City Development Bank, Inc.

-is based in Philippines, with the head office in Dumaguete. It’s focus as the
Philippines’ Infrastructure Bank.  It supports projects directed at laying the
infrastructure for growth in priority sectors, namely: transportation and logistics,
environment, social services and community development, and small and medium
enterprises. Accelerated lending is also channel to the public sector, principally Local
Government Units, Water Districts and Electric

 Equicom Savings Bank, Inc.

- is an enterprise in Philippines, with the main office in Makati. It assures delivery
of efficient and personalized service to its customers, pursues optimized return on
shareholder investment, and ensures the continuous professional growth and
personal well-being of its employees. It also seeks avenues to maximize synergy with
business partners as well as promote corporate social responsibility.

 First Consolidated Bank, Inc. ( A Development Bank)

- operates as a full service bank with competitive lines of financial services, and
is committed to providing quality banking services to customers in micro, small and
medium enterprises. FCB is actively involved in Corporate Social Responsibility (CSR),
primarily focused in the fields of health, education, livelihood and environment. In
partnership with local government units and non-government organizations, FCB has
enabled the implementation of various community development projects, and
assisted individuals and communities in attaining a better quality of life.

 HSBC Savings Bank (Phils.), Inc.

- has been doing business in the Philippines for over 140 years. The bank has a
network of branches, including those of the locally incorporated HSBC Savings Bank,
located in Metro Manila, Cebu and Davao.

 Inter Asia Development Bank

- provides relevant financial services to families, enterprises and communities

through financial empowerment and inclusive social responsibility. Inter-Asia
Development Bank passionately serves its clients to deliver superior value in their
lives and believes there is always a better way to do well.

 ISLA Bank ( A Thrift Bank)

- a duly licensed thrift bank in the Philippines owned by the Lopez-Vito family.
The first branch of ISLA Bank was established in 1977 at Iloilo City. Currently, it has 3
branches located in Makati City (Head Office) , Iloilo City and Bacolod City. The bank
was established from a rich Filipino heritage and inspired by the home's example of
solidarity, reliability, and trust. ISLA Bank strives to emulate the responsibilities the
home has ministered through the ages.

 Legazpi Savings Bank, Inc.

- provides banking services. The Company specializes in online banking, business
loan, saving accounts, debit card, mobile banking, checking accounts, personal loan,
e-statement, direct deposit, real estate loan, and insurance services. Legazpi Savings
Bank operates in Philippines.
 Luzon Development Bank
- It was the first thrift bank in San Pedro City, Laguna in which our LDB branch
there celebrated its 50th anniversary. LDB was the first bank too in Tanauan,
Batangas and in many other areas where LDB came first and is currently strongly
rooted. They provide their valued customers with quality banking services with a
personal and friendly touch. From Personal and Business Banking, to Cars and
Properties Acquisition, they make every transaction quick and easy. 

 Malayan Bank Savings and Mortgage Bank, inc.

- is a savings bank which was granted authority to operate by the Bangko Sentral
ng Pilipinas. Malayan Bank is committed to provide its customers with quality-
banking services through a balanced and maximized offering of Service, Yield,
Security and Liquidity. As a savings bank, their goal is to assist micro, small and
medium enterprises by offering them flexible SME loan packages. It is our dream to
see all our entrepreneurial clients reach greater heights in their respective
businesses.

 Pampanga Development Bank

- Pampanga Development Bank has been known for its conservative and stable
operations. It has established a distinct and outstanding reputation as a financial
institution that caters to countryside development through sustained financial
assistance to Micro, Small and Medium-Scale Enterprises.

 Producers Savings Bank Corporation

-  It offers credit and micro finance services to farmers and small and medium
entrepreneurs. The Company offers deposits, loans, money transfer, and other
related services. Producers Savings Bank serves customers in Philippines.

 Pacific Ace Savings Bank, Inc.

- Pacific Ace Savings Bank Inc is based in Philippines. The head office is in
Zambales. Pacific Ace Savings Bank offers financial products and services specially
tailored to the unique need of Overseas Filipino Workers and their dependents.

 Sun Savings Bank, Inc.

- Sun Savings bank is a customer oriented thrift bank committed to providing
you with simple, convenient and high-yield financial products.

 Wealth Development Bank Corporation

- WealthBank traces its origin in the year 1967 when Danao City Development
Bank was granted a thrift bank license and an authority to operate by then Central
Bank of the Philippines. It provides commercial banking services. The company
provides online banking, loan funding, corporate financing and money lending
services.

 Bank Of Makati
- Bank of Makati, (A Savings Bank) Inc. or BMI is a thrift bank established in 1956.
It was founded as a rural bank prior to its approval by the Bangko Sentral ng
Pilipinas to operate as a thrift bank on 28 April 2015, it officially became a savings
bank. Bank of Makati also provides motorcycle loans for customers of its sister
company, Motortrade and its affiliate businesses, Motorjoy Depot Inc., Honda
Prestige, and Motortrade Topline.
  Enterprise Bank, Inc.
- Provider of commercial banking services. The company offers financial products
and services to small and medium sized enterprises, micro entrepreneurs, especially
women and to members of low-income groups to ensure that credit is utilized
appropriately to improve their economic well-being. It also offers fee-based services
such as remittance and bills payment.

4. Different rural banks operating in the province of Aklan and regulated by the Bangko
Sentral ng Pilipinas

 Rural Bank of New Washington (Aklan), Inc.

- finance both small farmers and culture fisheries, and rural industries with
basic financial services. They provide advance purpose of purchasing crafts and
gears, motorisation of crafts, construction of ponds and hatcheries. Fisheries
financing are classified under the broad division of agriculture and allied activities
that is classified as priority sector lending.

 Rural Bank of Banga (Aklan)

- Set up internal audit program for ban consistent with BSP policies regular audit
of cashiering, loans and accounting reports to board of directors thru the audit
committee. The function of the bank is to promote and expand the rural economy in
an orderly and effective manner by providing financial services.

 Rural Bank of Ibajay (Aklan), Incorporated

– a partner in improving the lives of farmers, micro, small and medium
enterprises as well as professionals through its loan services and to the general
public by providing a banking facility where they can trust their hard-earned money.

 Rural Bank of Altavas (Aklan), Incorporated

- engage in extending credit loans to the community especially to the farmers,
professional and even small business.

 Rural Bank of Makato (Aklan), Incorporated

– engage in the business of extending rural credit to small farmers and tenants
and to deserving rural industries and enterprises.

5. Different cooperative banks operating in the Philippines and regulated by the Bangko
Sentral ng Pilipinas.

 Bataan Cooperative Bank

- Established in 1998 at the city of Balanga, in Bataan. Offer a wide range of loan,
savings and time deposit products.

 Cooperative Bank of Benguet (CBB)

- The Bank started its business operations on October 1, 1992.  After surviving
the trials and challenges of a newly born cooperative bank under the watchful eyes
of Bangko Sentral (formerly Central Bank), Cooperative Bank of Benguet managed to
attain a performance rating that was convincing enough to pass the rigid Bangko
Sentral requirements for branching. CBB decided to seek BSP approval to expand its
 services outside Benguet Province and opened its third branch at Rosario, La Union
on June 5, 2008.

 Cooperative Bank of Aurora

- is a savings and loan cooperative. It focuses on savings mobilization and
capital build-up for its members through high rates of return on interest and
savings and time deposits.

 Cooperative Bank of Bohol

- Formerly Cooperative Rural Bank of Bohol, Inc. was organized by 320
Samahang Nayons from the different towns in the Province of Bohol. It is the first
cooperative bank in Region VII. It was registered with the Bureau of Cooperatives
Development on April 24, 1980, confirmed by CDA in 1991 and re-registered in 2010
under Republic Act 9520.

 Cooperative Bank of Cagayan

- Cooperative Bank of Cagayan is one of the oldest and more stable cooperative
banks in the Philippines. It was organized on March 22, 1977 through the initiative of
105 Samahang Nayons and 1 Area Marketing Cooperative - the Kilusang Bayan sa
Pangangalakal ng Cagayan at Kalinga-Apayao, Inc. After the issuance of its Certificate
of Authority from Central Bank of the Philippines in 1979,now the Bangko Sentral ng
Pilipinas,the Cooperative Bank of Cagayan (CBC) formally opened its doors to the
public on September 1, 1979.

 Cooperative bank of Cebu

- Cebu People’s Multi-Purpose Cooperative (CPMPC) or People’s Coop as it is
widely known was organized by the Scarborough fathers in December 21, 1972
through the efforts of VICTO. They provide easy access to competitive financial
services, appropriate technology and resources that satisfy the needs of the
members, employees, community and care for the environment.

 Cooperative Bank of Mt. Province

- was established by the authority of the BSP and duly registered with CDA to
serve cooperatives and the public. It was registered with the CDA on Sep. 8, 1995
and started its operation on Oct. 2, 1995.

 Mindanao Consolidated Cooperative Bank

-  was born out of the consolidation of three cooperative rural banks operating in
the mindanao – the Bukidnon Cooperative Bank (BCB), the Cooperative Bank of
Agusan del Norte (COBAN), and the Cooperative Bank of Misamis Oriental (CBMO)
which is the lead bank. MCCB officially started operating as a consolidated entity in
June 2017.

 Cooperative Bank of Negros Oriental

-  is committed to continuing serving today and in the years ahead and is
determined to sustain and improve its performance as it braces for the greater
challenge of keeping pace with the latest trends and requisites of survival in the
banking business.  CBNO aims to strengthen its Risk Management Program which
includes addressing the Bank’s Operational Risk, Security Risk, Legal Risk, Credit Risk,
Reputation Risk, Liquidity Risk and Compliance Risk.  Taking advantage of the
financial resources available, the Bank has ventured into developing new  products
and services, moving towards diversification and expansion of its market base and 
 adopting new technologies and marketing strategies that fit and apply to the present
and future demands in the business.  

 Cooperative Bank of Nueva Vizcaya

– a cooperative bank that provides optimum services to its stakeholders for
inclusive growth in the country side.

 Cooperative Bank of Palawan

– a prime cooperative bank in the Philippines. They commit to uplift the lives of
stakeholders by providing financial needs through quality bank services.

 Cooperative Bank of Quezon Province

- a bank that will answer to the financial needs of the cooperatives and their
members, a bank that will provide the support funds needed to put up livelihood
projects that will not only provide employment but also uplift the poor from poverty
and for them to be able to cope with the day-to-day existence.

 Network Consolidated Cooperative Bank

- Offers Salary Loan to all permanent or regular employees from private and
government institutions.

 First Isabela Cooperative Bank (FICOBANK)

- is a cooperative bank started in the mid-1970s. It is primarily engaged in
financial intermediation between and among: the farmers, fishers and their
organizations; the micro, small and medium entrepreneurs; the rural, urban and
overseas workers; and the other groups of financial consumers. It also provides
mobile-money, money-transfer/remittance, cash-dispensing and other fee-based
services to the public. 

 Metro South Cooperative Bank

- is the first cooperative bank in the National Capital Region (NCR). It is a
unique bank registered with the Cooperative Development Authority (CDA) as a
cooperative, and with the Bangko Sentral ng Pilipinas (BSP), as a bank under the
cooperation and rural banking system. Their mission is to provide quality
banking services of all our stakeholders and strengthen the cooperative
movement.  

 National Teachers and Employees Cooperative Bank

- Provide loan and other services to teachers and employees & develop the
culture of savings and capacity to manage one's financial resources. NTECB is not an
ordinary bank. It is a Teachers Bank (capitals intended), the only one of its kind in
the country. As the name implies, it is a bank organized by teachers and operated to
serve teachers. Its mission: To save the mentors from the clutches of loan sharks.

 Negros Cooperative Bank

 - is being strengthened by its 44-member cooperatives spread all over the
province from San Carlos to Sipalay Cities comprising about 25,000 cooperators who
are farmers, teachers, government employees and ordinary contractors.

 Zamboanga Del Norte Cooperative Bank

- a cooperative bank that manifests people empowerment towards the
attainment of economic growth, social justice and spiritual development.

6. Different private non-bank financial institution operating in the province of Aklan and
regulated by the Bangko Sentral ng Pilipinas.

 Armed Forces of the Philippines Savings and Loans Association, Inc. (AFPLSLAI)
- AFPSLAI is a private, non-stock and non-profit savings and loan association
established and registered with the Securities and Exchange Commission (SEC) in
1972. Supervised by the Bangko Sentral ng Pilipinas, AFPSLAI aims to promote
industry, frugality and savings among its members from the AFP, PNP, BFP, BJMP
and their civilian employees.

 Sunlife Financial Customer Center

- Sun Life Financial in the Philippines offers a diverse range of insurance, wealth,
and asset management solutions to help every Filipino in their journey towards a
brighter life.

 Manulife Kalibo
- Manulife Philippines is an insurance company dedicated to helping to find
solutions to help achieve your dreams and goals. They are a subsidiary of Manulife
Financial based in Canada, one of the largest insurance companies in the world.

 COCOGEN ( Kalibo Branch)

- UCPB General Insurance Company, Inc. (COCOGEN) is one of the strongest and
largest non-life insurance companies in the Philippines. COCOGEN offers a wide
array of quality and innovative insurance solutions designed to protect everything a
Filipino values, from tangible, hard-earned assets such as your home, business, and
your car, to something as priceless as your loved ones and yourself.

 AsiaLink Finance Corporation (Kalibo Branch)

- Asialink Finance Corporation is one of the leading and fastest-growing finance
companies in the Philippines. Asialink Finance Corporation offers a wide array of
loan products, from personal loans for OFWs and Seafarers, car and truck mortgage,
clean and secured business loans, to consumer loans like 2nd Hand Car and Truck
Financing, among others.

 JGM Finance Corporation ( Kalibo Branch)

- is a financing company over 60 branches nationwide in the Philippines, and still
growing, with its First and Main Branch ) located at Jomabo Centre, Rizal - Lacson
Streets, Bacolod City. JGM Finance Corporation is a financing company that offers
pension loans (SSS and GSIS Pensions) to Filipinos, and also caters loans to Local
Government Units (JGM Multi-purpose Coop) at a very low monthly interest rate of
1.67%, with NO ADVANCE INTEREST.

 Yusay Credit and Finance Corporation ( Kalibo Branch)

 - the company was primarily engaged in the business of selling imported used
clothing and as it grew and gained more clients, it started providing informal lending
services to its clients. 

 Cebuana Lhuiller Pawnshop ( Kalibo Branch)

- Formally established in 1988, the PJ Lhuillier Group of Companies (PJLGC) is a
dynamic, multi-industry company that owns and operates businesses dealing with
financial services such as pawning, remittance, micro insurance, micro savings, and
business to business micro loan solutions.

 RD Pawnshop ( Kalibo Branch)

- was founded on June 9, 1976. It reached its 40-year milestone in the year
2016. Our Head Office is located at #96 Gov. M.C. Cuenco Ave., Banilad, Cebu City,
Cebu, Philippines. It operates a diverse line of businesses including Banking &
Finance, Credit Lending, Pawnshop, Remittance, Real Estate, Fishing, Shipbuilding &
Repair, Tuna Manufacturing, Aquaculture & Food Processing, Agribusiness, Hotels &
Resorts, Export Marketing & Distribution, Retail, and Investments.

 ALG Jewerly and Pawnshop ( Kalibo)

– It provides services like mobile money transfer, money transfer, prepaid card
sales, quick cash and quick pay.

 Palawan Pawnshop (Kalibo Branch)

- is now considered to be one of the most reliable, fastest-growing and leading
pawnshops in the Philippines. Originally established as a business offering only pawn
brokering, we have expanded our services to include money remittance known as
Palawan Express Pera Padala.

 M Lhullier ( Kalibo)
-  is a full-scale financial services company offering service collections,
disbursement for the government, bills payment, collections and cash distribution
for companies that have a sales forces running throughout the country. With a huge
domestic money transfer system, on top of international money remittance
partners, insurance products, travel booking payments, Forex/Money changer, Telco
loading, Logistic and Investment Services and of course the traditional money
lending business.