Вы находитесь на странице: 1из 4

Indian Overseas Bank

Key Financial Ratios ------------------- in Rs. Cr. -------------------


Mar '06 Mar '07 Mar '08 Mar '09 Mar '10

Investment Valuation Ratios

Face Value 10 10 10 10 10
Dividend Per Share 2.6 3 3.2 4.5 3.5
Operating Profit Per Share (Rs) 17.52 23.26 28.16 35.48 17.57

Net Operating Profit Per Share (Rs) 86.15 111.64 153.43 200.27 207.58

Free Reserves Per Share (Rs) 26.15 34.32 42.79 42.83 45.21
Profitability Ratios
Interest Spread 3.81 4.79 4.26 4.29 4.69
Adjusted Cash Margin(%) 16.69 17.12 14.79 12.16 7.1
Net Profit Margin 16.44 16.18 13.94 11.87 6.14
Return on Long Term Fund(%) 107.4 119.88 146.37 145.71 126.87
Return on Net Worth(%) 28.55 29.11 25.35 22.31 11.13
Balance Sheet Ratios
Capital Adequacy Ratio 13.04 13.27 11.96 12.7 14.26
Advances / Loans Funds(%) 72.34 76.58 74.45 75.89 69.78
Debt Coverage Ratios
Credit Deposit Ratio 63.27 68.6 70.22 73.36 72.96
Investment Deposit Ratio 40.06 35.99 34.27 32.36 32.65
Cash Deposit Ratio 7.65 6.51 9.02 8.17 6.45
Total Debt to Owners Fund 16.54 17.75 17.78 16.85 17.45

Financial Charges Coverage Ratio 1.44 1.43 1.34 1.32 1.16

Financial Charges Coverage Ratio


1.36 1.33 1.24 1.21 1.12
Post Tax
Leverage Ratios
Current Ratio 0.03 0.02 0.02 0.02 0.03
Quick Ratio 8 8.07 11.32 11.46 23.61

Cash Flow Indicator Ratios

Dividend Payout Ratio Net Profit 20.61 18.96 16.96 21.63 31.55


Dividend Payout Ratio Cash Profit 19.25 17.87 15.96 20.1 27.24
Earning Retention Ratio 78.17 81 83.02 77.19 68.38
AdjustedCash Flow Times 63.55 64.41 66.09 73.71 135.59
Earnings Per Share 14.38 18.51 22.07 24.34 12.98
Book Value 56.08 71.08 87.05 109.06 116.54
Canara Bank
Key Financial Ratios ------------------- in Rs. Cr. -------------------
Mar '06 Mar '07 Mar '08 Mar '09 Mar '10

Investment Valuation Ratios

Face Value 10 10 10 10 10
Dividend Per Share 6.6 7 8 8 10

Operating Profit Per Share (Rs) 27.6 33.15 33.29 47.02 73.99

Net Operating Profit Per Share (Rs) 221.93 282.24 378.64 441.97 508.62

Free Reserves Per Share (Rs) 87.93 105.56 103.94 108.33 129.43

Bonus in Equity Capital -- -- -- -- --


Profitability Ratios
Interest Spread 3.47 3.57 3.47 3.47 3.32
Adjusted Cash Margin(%) 15.31 12.81 10.65 11.8 14.46
Net Profit Margin 13.82 11.6 9.61 10.89 13.77

Return on Long Term Fund(%) 95.07 111.05 151.48 149.13 134.69

Return on Net Worth(%) 20.65 18.78 18.86 20.64 24.09


Adjusted Return on Net Worth(%) 19.13 17.51 18.85 20.63 24.07
Balance Sheet Ratios
Capital Adequacy Ratio 11.22 13.5 13.25 14.1 13.43
Advances / Loans Funds(%) 74.28 75.55 71.36 78.86 77.49
Debt Coverage Ratios
Credit Deposit Ratio 65.44 68.65 69.4 71.99 72.96
Investment Deposit Ratio 35.11 31.71 32.06 31.55 30.24
Cash Deposit Ratio 6.04 6.56 7.58 6.86 6.11
Total Debt to Owners Fund 16.64 17.55 18.57 18.62 18.71

Financial Charges Coverage Ratio 1.34 1.28 1.2 1.23 1.31

Leverage Ratios
Current Ratio 0.02 0.02 0.02 0.02 0.01
Quick Ratio 10.19 9.49 9.17 11.29 26.98

Cash Flow Indicator Ratios

Dividend Payout Ratio Net Profit 22.97 23.63 24.53 18.51 15.88

Dividend Payout Ratio Cash Profit 20.73 21.4 22.13 17.08 15.11

Earning Retention Ratio 77.02 76.36 75.45 81.48 84.1


AdjustedCash Flow Times 78.5 90.78 88.86 83.24 73.93
Earnings Per Share 32.76 34.65 38.17 50.55 73.69
Book Value 171.19 197.83 202.33 244.87 305.83

Вам также может понравиться