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A confirmation perspective on perceived

service quality
Lawrence O. Hamer
Department of Marketing, DePaul University, Chicago, Illinois, USA

Abstract
Purpose – The paper seeks to provide a theoretical and empirical investigation of the relationship between consumer expectations and consumer
perceptions of service quality.
Design/methodology/approach – The theory of cognitive reference points, adaptation-level theory, and assimilation-contrast theory are used to
formulate hypotheses concerning the relationships between perceived service quality, consumer expectations, and perceptions. These hypotheses were
empirically investigated through an experiment that manipulated expectations and perceptions while measuring perceived service quality.
Findings – The principal finding is that consumer expectations are positive predictors of perceived service quality (i.e. higher expectations lead to
higher perceptions of quality). Another finding is that the relationship between expectations and perceived service quality is much stronger than prior
literature suggests.
Practical implications – The practical implication of this study is that practitioners should seek to actively manage their customers’ expectations to
increase those expectations.
Originality/value – This paper is valuable to practitioners who are seeking to use expectations to achieve higher perceptions of quality among their
customers. It is also valuable to researchers who are seeking to understand the relationship between expectations and quality perceptions.

Keywords Customer services quality, Services marketing, Expectation, Perception

Paper type Research paper

An executive summary for managers can be found at SERVQUAL business-to-business settings, and Kopalle and
the end of this article. Lehmann’s (2001) study of individual consumer differences
in the degree to which disconfirmation effects perceptions
One of the primary goals of service marketers is to of satisfaction). Both the gap and disconfirmation
maximize consumers’ perceptions of the service encounter conceptualizations posit that evaluations are a function of
and the firm-consumer relationship. To this end, research in the distance between perceived performance and
the area of services marketing has examined the process by expectations. High evaluations are thought to result from
which consumers evaluate the quality of the service they consumers perceiving the delivered service as being better
receive and the components of this evaluation process. The than expected, and low evaluations are thought to result
advice given to practitioners by the service literature is to from consumers perceiving the delivered service as being
make sure the service performance received by consumers worse than expected. The managerial implications of these
exceeds their expectations. This paper presents evidence formulations include the practice of “under-promising and
that following this advice will ensure that consumers’ over-delivering”. In other words, firms should seek to lower
perceptions will not be maximized, as the advice is based consumers’ expectations (i.e. under-promise) in order to
upon a faulty conceptualization of the service quality ensure they can exceed those expectations (i.e. over-
formation process. deliver).
The current conceptualization of the service quality This paper suggests that rather than being a function of the
formation process has its roots in the service quality gap between expectations and performance, service quality
studies of Parasuraman et al. (1985) that led to the gap perceptions result from a process of confirmation. The
conceptualization of service quality and the development of managerial implications of a confirmation conceptualization
the SERVQUAL instrument. The gap conceptualization of suggest that under-promising (i.e. lowering consumers’
perceived service quality (PSQ), and the related expectations) will result in lower quality perceptions;
moreover, high expectations of service performance will be
disconfirmation conceptualization of consumer satisfaction/
associated with high perceptions of service quality. Thus,
dissatisfaction, have been the basis for a great deal of work
rather than trying to maximize the delivered service-
on consumers’ evaluations of service (for recent examples,
expectations gap, practitioners who seek to maximize their
see Durvasula et al.’s (1999) study of the applicability of
clients’ perceptions of quality should attempt to eliminate this
gap through the raising of expectations. To develop the
The current issue and full text archive of this journal is available at argument of this expectation-perceived service quality (PSQ)
www.emeraldinsight.com/0887-6045.htm relationship, we first discuss the constructs relevant to the
formation of service quality perceptions. Next, the gap
conceptualization will be reviewed and its limitations
Journal of Services Marketing discussed. We then present and discuss the confirmation
20/4 (2006) 219– 232
q Emerald Group Publishing Limited [ISSN 0887-6045]
conceptualization that more completely delineates the role of
[DOI 10.1108/08876040610674571] expectations in the formation of PSQ.

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Perceived service quality constructs Predictive expectations have been found to be positively
related to service evaluations. Tse and Wilton (1988) found the
Discussions of the conceptualization and measurement of correlation between predictive expectations and satisfaction to
PSQ center around three constructs: be 0.39 (p , 0:01). Boulding et al. (1993) reported the
1 expectations; predictive standard to have a standardized regression coefficient
2 perceived performance; and of 0.38 (p , 0:01). Voss et al. (1998) found that predictive
3 disconfirmation (see, for example, Parasuraman et al., expectations had a positive effect on perceived performance and
1988; Bolton and Drew, 1991). satisfaction (standardized structural coefficients of 0.51 and
Expectations 0.23, respectively). Thus, the empirical evidence suggests that
Expectations are beliefs about the level of service that will be predictive expectations are positively related to PSQ with a
delivered by a service provider, and they are assumed to correlation coefficient of approximately 0.40.
provide standards of reference against which the delivered In studies that have included both a predictive and
service is compared (Zeithaml et al., 1993). Although service normative operationalization of expectations, predictive
quality researchers originally viewed expectations as strictly a expectations have been found to be better predictors of
normative standard (e.g. Parasuraman et al., 1985, 1988), PSQ than have normative expectations. See, for example,
more recent studies suggest at least two additional types of Boulding et al. (1993) who found predictive expectations to
expectations (Boulding et al., 1993; Zeithaml et al., 1993). have regression coefficients of 0.38 and 0.87 (both with
Thus, three types of expectations are discussed below: p , 0:01) over two periods of a longitudinal study when used
1 normative; as a predictor of service evaluations. The coefficients for
2 predictive; and normative expectations over the same time periods, however,
3 minimal. were 20.17 (p , 0:05) and 20.24 (p , 0:01).
Normative expectations Adequate expectations
Normative expectations are conceptualized as the level of Adequate expectations represent consumers’ perceptions of
service that would be expected from an excellent service the lowest acceptable level of service. Adequate expectations
provider (Zeithaml et al., 1990). The normative standard has have been conceptualized as the lowest level of service
been variously operationalized as the wished for level of consumers expect to receive (Zeithaml et al., 1993) and
performance (Miller, 1977), the level at which the consumer minimum tolerable expectations (Miller, 1977). A lack of
wants the product to perform (Swan and Trawik, 1980), what empirical research leaves the issue of whether adequate
the customer thinks should happen in their next encounter expectations are positively or negatively related to PSQ open
(Boulding et al., 1993), the optimal product performance for to further investigation.
which a consumer would ideally hope (Tse and Wilton,
1988), and how a brand should perform in order for the Perceived performance
consumer to be completely satisfied (Prakash, 1984). Perceived performance represents consumers’ subjective views
Empirically, normative expectations have been found to be of the level of service they receive in service encounters
negatively related to service evaluations. Using correlation (Parasuraman et al., 1985; Brown and Swartz, 1989; Cronin
analysis, Tse and Wilton (1988) found normative and Taylor, 1992; Teas, 1993). Perceived performance has also
expectations to have an indirect (through perceived been called “perceptions” and “performance” in the service
performance which will be discussed later) and negative quality literature (Boulding et al., 1993; Zeithaml et al., 1988).
effect on satisfaction (r ¼ 20:24, p , 0:05). Boulding et al. Perceived performance represents the stimuli each consumer
(1993) found normative expectations to have a negative effect perceives in the service encounter. The consumer then
on perceptions of the service (the standardized regression evaluates the service encounter by comparing the perceived
coefficient was 20.17, p , 0:05). Babakus and Boller (1992)
stimuli (i.e. perceived performance) to the stimuli they expected
found the correlation between normative expectations and
to perceive (i.e. expectations). In other words, perceived service
PSQ to be negative, but not statistically significant
quality (i.e. an evaluation of a service encounter) results from a
(r ¼ 20:01). Thus, empirical evidence suggests that
consumer comparing their perception of the service encounter
normative expectations are negatively correlated with
(i.e. perceived performance) to what they expected to have
perceptions of service quality yielding coefficients ranging
happen during the encounter (i.e. expectations).
from approximately 0 to approximately 2 0.20.
Perceived performance has consistently been found to be
Predictive expectations strongly and positively related to service evaluations. Using
Predictive expectations are conceptually defined as the level of regression, Bolton and Drew (1991) found perceived
service that consumers expect to receive from a given service performance to be a significant predictor of service
provider in a given situation. Consumers’ predictive evaluations (the performance variable in their regression
expectations are generally lower than their normative equation had a standardized coefficient of 0.55, p , 0:005).
expectations (Boulding et al., 1993). However, predictive Cronin and Taylor (1992) and Babakus and Boller (1992)
and normative expectations might be equal if consumers both found perceived performance and PSQ to be highly
believed that the service provider with whom they are correlated (R2 ¼ 0:60 and 0.66 respectively). More recently,
interacting is an excellent service provider. Predictive Ferrell et al. (2001) defined 12 types of employee
expectations have been variously operationalized as the performance behaviors that were each positively related to
expected standard (Miller, 1977), predictive expectations PSQ. Similarly, Brady and Cronin (2001) defined nine types
(Swan and Trawik, 1980; Prakash, 1984), a product’s most of perceptions that impacted PSQ in a hierarchical manner.
likely performance (Tse and Wilton, 1988), and will Thus, empirically, perceived performance has been shown to
expectations (Boulding et al., 1993). have a strong, positive relationship with PSQ.

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Disconfirmation failing to meet expectations. Additionally, exceeding low


Disconfirmation represents the relationship between expectations is thought to result in the same level of quality
expectations and perceived performance. If perceived perceptions as exceeding high expectations.
performance exceeds expectations, disconfirmation is said to
be positive. If perceived performance falls short of Theoretical foundations and measurement
expectations, disconfirmation is said to be negative. From their observations of an extensive series of focus groups
Empirical evidence for the importance of disconfirmation dealing with a variety of services, Parasuraman et al. (1985)
on PSQ is mixed. Studies that find a significant relationship concluded that PSQ was a function of the “gap” between
between disconfirmation and PSQ typically find the perceived performance and expectations. Hence, the findings
relationship to be weaker than that between perceived of this research team have come to be known as the “gap
performance and PSQ (Babakus and Boller, 1992). Bolton conceptualization”.
and Drew (1991) found disconfirmation to be a significant Parasuraman et al. (1985, 1988) developed the
predictor of PSQ (regression coefficient ¼ 0:16, p , 0:05), SERVQUAL instrument as an indirect measure of
but they found the regression coefficient for perceived disconfirmation. The SERVQUAL instrument is
performance to be 0.56. These results have led some administered in two sections; one for the measurement of
researchers to believe that the relationship between expectations and the other for the measurement of perceived
disconfirmation and PSQ is an artifact of the relationship performance. Each section consists of 22 items representing
between perceived performance and PSQ (Babakus and five dimensions of service quality. The disconfirmation score
Boller, 1992; Cronin and Taylor, 1992). Thus, the theoretical on each dimension is obtained by taking the average
importance of disconfirmation to perceptions of quality has difference of the perceived performance and expectations of
not been empirically validated. Interestingly, Kopalle and the items for each of the dimensions. Alternatively, the
Lehmann (2001) demonstrated that the sensitivity to disconfirmation on each of the 22 items can be measured
disconfirmation varied across consumers as some consumers directly (Parasuraman et al., 1991)[1] by asking respondents
attach more importance to disconfirmation than do others to express the discrepancy between perceived performance
during the process of evaluation. These individual differences and their expectations (i.e. respondents are asked on a nine-
offer a possible explanation of the inconsistent relationship point scale where 1 is “lower than expected” and 9 is “higher
between disconfirmation and PSQ. than expected” to respond to statements such as “Compared
to my expectations, ABC’s service performance is. . . ”).
Whether disconfirmation is measured indirectly or directly,
The gap conceptualization
PSQ is defined as an importance-weighted average of the
The gap conceptualization conceptualizes PSQ as “the extent disconfirmation score of each dimension. In other words,
of discrepancy between customers’ expectations and their PSQ is operationally defined as the equivalent of the
perceptions (perceived performance)” (Zeithaml et al., 1990, difference between perceived performance and expectations.
p. 19). This conceptualization implies that a consumer who This operational definition of PSQ implicitly assumes that
perceives a positive disconfirmation (i.e. a consumer who perceived performance and expectations are equally
perceives performance as being greater than what was important in the formation of PSQ.
expected) would perceive the service provider as being
higher in quality than a consumer who perceives a negative Gap conceptualization limitations
disconfirmation. Increases in positive disconfirmation are Comparing the gap conceptualization with the empirical
thought to correspond with equivalent increases in PSQ. findings about PSQ constructs (as discussed earlier) reveals
Conversely, increases in negative disconfirmation are thought that the gap conceptualization has a limited ability to account
to correspond with equivalent decreases in PSQ. In other for several key empirical findings:
words, a liner relationship between disconfirmation and PSQ .
The gap conceptualization asserts that expectations have a
is implicitly assumed (see Figure 1). Exceeding expectations, negative effect on PSQ (Parasuraman et al., 1988).
therefore, is viewed as invariably preferable to meeting or However, predictive expectations have been found to have

Figure 1 Alternative views of PSQ

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a strong, positive relationship with PSQ. Moreover, the (major) anchor for the judging of new stimuli. The endpoints
fact that normative expectations have been found to have a of the reference scale (e.g. normative and adequate
contradictory effect (i.e. a weak, negative effect) on PSQ expectations) are likely to act as anchors when consumers
cannot be explained by the gap conceptualization. are inexperienced with the stimuli category (Monroe et al.,
.
The gap conceptualization views disconfirmation as the 1991). Experienced consumers are likely to use a reference
key construct in the formation of PSQ. However, point between the endpoints of the scale (e.g. predictive
empirical studies have found the relationship between expectations) because their experience allows a more
disconfirmation and PSQ to be weak or non-significant. entrenched idea of the service they are likely to receive.
.
The gap conceptualization and the SERVQUAL Here again, these theories are capable of explaining empirical
instrument assume that perceived performance and findings from the service quality literature. Most service
expectations are equal in terms of the size of the effect quality studies use respondents who have experience with the
they have on PSQ. However, empirical evidence suggests service category being studied and find predictive
perceived performance has a stronger relationship with expectations to be more highly correlated with perceived
PSQ than do expectations (Bolton and Drew, 1991; quality than other levels of expectations (e.g. Hamer et al.,
Babakus and Boller, 1992; Boulding et al., 1993; Cronin 1999). Normative and adequate expectations, if viewed as the
and Taylor, 1992). The relationship between perceived endpoints of the expectations range, are less likely to be the
performance and PSQ is so strong that some researchers major anchors in a service quality study because respondents
have suggested that PSQ can be best predicted by usually are experienced consumers of the given service
measuring perceived performance alone (i.e. by omitting category. Adaptation-level and assimilation-contrast theories
the measurement of expectations) (Babakus and Boller, indicate that the strength of the predictive expectation-PSQ
1992; Cronin and Taylor, 1992). relationship is due to the effects of experience on the
expectations construct. Therefore, assuming most consumers
The confirmation conceptualization of a given service category have prior experience with that
service category:
The confirmation conceptualization is offered as an H1. Predictive expectations will have the largest effect on
alternative explanation of the PSQ formation process, and is service quality judgments.
consistent with the available empirical evidence. The
confirmation conceptualization builds upon the gap
Perceived service quality conceptualization
conceptualization by developing a more complete
PSQ is considered a dynamic phenomenon that changes with
explanation of the key role played by expectations in the
the receipt of various types of information (most notably
PSQ formation process.
delivered service) (Boulding et al., 1993; Hamer et al., 1999).
The quality perceptions held by consumers after any given
The confirmation conceptualization’s view of
service delivery (i.e. revised quality) result from revising the
expectations
Expectations as reference points quality perceptions consumers held prior to a given service
The services literature considers expectations to be reference delivery (i.e. initial quality) (Bolton and Drew, 1991). Initial
points of comparison[2] in the service evaluation process quality is determined by past experience with a service
(Gronroos, 1982; Lewis and Booms, 1983; Parasuraman et al., provider, word-of-mouth, advertisements, tangible cues, etc.
1985). The confirmation conceptualization builds upon Consumers use these same information sources to construct
reference-point theories (namely the theory of cognitive expectations of service providers (Zeithaml et al., 1993).
reference points, adaptation-level theory, and assimilation- Therefore, it is logical to conclude that expectations are
contrast theory) to more fully delineate the role expectations equivalent to initial PSQ (i.e. high (low) expectations of a
play in the service quality formation process. These theories service provider would indicate high (low) prior perceptions
were chosen because of their proven ability to explain of quality of the service provider). In other words,
consumers’ evaluations of marketing stimuli (Monroe et al., expectations are antecedents of service quality perceptions,
and after delivery PSQ leads to a revision of consumers’
1991)[3].
expectations. This view of the relationship between
Multiple levels of expectations expectations and initial PSQ is similar to Cronin and
Adaptation-level and assimilation-contrast theories suggest Taylor’s (1992) conclusion that expectations and perceived
that individuals make judgments by comparing new stimuli to quality are equivalent in the absence of perceived
internal reference ranges consisting of multiple reference performance.
points (Sherif and Hovland, 1961; Helson, 1964). Reference If expectations are equivalent to PSQ before perceived
points may represent the typical value of the stimulus, the performance there is no evidence for assuming that
aspiration value of the stimulus, or a value from the expectations become neutral after performance is perceived.
consumer’s personal experience (Della Bitta and Monroe, In fact, adaptation-level and assimilation-contrast theories
1973; Klein and Oglethorpe, 1987). This concept of reference suggest that the evaluation of new stimuli results from the
ranges provides theoretical support for multiple expectation reference range being displaced in the direction of the new
levels (e.g. Boulding et al.’s (1993) “should” and “will” stimuli (Monroe et al., 1991). Rather than being neutral
expectations), and suggests that while the effects of the elements in the PSQ formation process, adaptation-level and
various levels of expectations can be modeled separately the assimilation-contrast theories both suggest that expectations
multiple levels of expectations are individual parts of a single are either positive or negative before service delivery and they
reference range. will be either positively or negatively valenced after being
Assimilation-contrast and adaptation-level theories further revised based on PSQ. Further, PSQ is likely to be positively
suggest that within the reference scale, there is a preferred correlated with the range of expectations of the service

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provider (i.e. high expectations will be associated high levels equally related to PSQ, implies the relationship between
of PSQ). Thus, we have the following hypotheses: disconfirmation and PSQ can be represented by a
H2. Consumers with high expectations will perceive higher monotonically increasing function. However, the
levels of service quality than consumers with low confirmation conceptualization suggests increases in
expectations. perceived performance lead to relatively smaller increases in
quality perceptions when performance is viewed as a gain and
Upon delivery of the service, initial perceptions of quality (i.e.
relatively larger decreases in quality perceptions when
expectations) are revised in the direction of perceived
performance is viewed as a loss (see Figure 1).
performance. Consumers whose perceptions of performance
exceed their expectations will adjust their perceptions of
quality upward. Consumers whose perceptions of Methodology
performance fall short of their expectations will adjust their Some of the implications of the confirmation
perceptions of quality downward. In other words, there is a conceptualization have received support from previous
positive relationship between perceived performance and PSQ empirical research. However, other implications have not
as higher (lower) levels of perceived performance tend to been empirically tested. Thus the research objectives were:
result in higher (lower) levels of PSQ. .
to test the hypotheses that are unique to the confirmation
The adjustment process posited by the confirmation conceptualization; and
conceptualization is similar to the service quality formation .
to replicate previous research findings in this area.
process posited by the gap conceptualization. However, the
two paradigms differ in that the confirmation Including replication hypotheses permitted an assessment of
conceptualization accounts for the pre-existing relationship the convergent validity of this study with previous research.
between expectations and PSQ while the gap Finding consistent results for the replication will provide
conceptualization does not. By accounting for the pre- evidence of the internal and external validity of the study and
existing relationship between expectations and PSQ, the increase the level of confidence for the empirical results
confirmation conceptualization more fully captures the effects bearing on the unique hypotheses.
of expectations on service quality judgments than does the The hypotheses developed in the previous section were
gap conceptualization. tested using data gathered from a 2 ðexpectationsÞ £
3 ðperformanceÞ between-subjects experimental design. A
The PSQ curve total of 143 respondents, drawn from a pool of
The applicability of prospect theory (specifically the work of undergraduate business majors at a large midwestern
Kahneman and Miller, 1986) to service quality studies has university, participated in the experiment with sample size
been noted in previous studies (Parasuraman et al., 1994). of the individual cells ranging from 25 to 31.
Prospect theory suggests that a new stimulus (e.g. perceived
performance) is viewed as a gain (i.e. the stimulus is better Procedure
than expected) or a loss (i.e. the stimulus is worse than Extensive pretesting was used to select the service category to
expected) relative to a reference stimulus (e.g. expected be used for the experiment, and to determine those attributes
quality) (Kahneman and Tversky, 1979). And, the utility (e.g. consumers use to judge the service. Film developing was
PSQ) associated with the new stimulus is a function of chosen as the service. The attributes used to judge the film
whether the change from the reference point is perceived to be developers were determined to be the amount of time it took
a gain or a loss. to develop the film, clarity of the pictures, and friendliness of
Prospect theory also suggests that people evaluate gains the firm’s employees. Each respondent was presented with a
differently than losses. Specifically, the absolute value of the self-administered questionnaire containing a scenario in
utility associated with a gain will be less than the absolute which the respondent had two service encounters with a
value of the utility associated with a loss, assuming that the film developer. The first of the two encounters was used to
gain and the loss are equal in magnitude (Kahneman and manipulate expectations (discussed in the following section)
Tversky, 1979). In other words, a function whose segments[4] and familiarize respondents with the type of scales that were
have two different slopes can characterize the relationship being used. The second encounter was used to manipulate
between the stimuli (e.g. perceived performance) and the performance.
evaluation of the stimuli (e.g. PSQ). In the area of losses (i.e.
when expectations exceed performance), the curve would Manipulations
Expectations
have a relatively steeper slope compared to the area of gains
The expectation construct was manipulated at two conditions
(i.e. when performance exceeds expectations). Consumers’
(high and low) by providing respondents with information
expectations would be the reference point that separates the
about the past performance and current price of the focal firm
function into gains and losses. Thus:
and two competitive firms. As presented in Figure 2, the
H3. Expectations moderate the relationship between
manipulation involved presenting respondents with
perceived performance and PSQ. More specifically,
information concerning the past performance of the firms
perceived performance has a relative larger impact on
obtained through word-of-mouth communications with
PSQ when perceived performance falls short of
friends of the respondent. Expectations were further
expectations compared to when perceived
manipulated through written scenarios that led respondents
performance exceeds expectations.
through an initial encounter with the focal firm in order to
The gap conceptualization, with its assumption of a negative strengthen the expectation manipulation. The effectiveness of
relationship between expectations and PSQ and its the expectations manipulation was assessed by measuring
assumption that expectations and perceived performance are respondents’ expectations after this initial encounter (note:

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Figure 2 Manipulation of expectations (high expectation condition) Figure 3 Objective performance manipulation

For each of the three attributes of the service and for the
service overall, respondents were asked to indicate their
normative, predictive, and adequate expectations on separate
nine-point scales. In other words, three nine-point scale items
(one for each level of expectations) were used to measure each
of four aspects of the service[5] for a total of 12 measures of
the expectations construct. A principal components factor
analysis with Varimax rotation was conducted to assess the
the method by which expectations were measured is described dimensionality of the 12 items. Three factors were extracted
in the “Measures” section). This measurement revealed that (one factor for each level of expectations) and each of the 12
the expectations of respondents in the “high” condition items loaded on the expected factor. Therefore, for each level
exceeded the expectations of respondents in the “low” of expectations, the four items measuring that level were
condition across all levels of expectations. More specifically, averaged to obtain the respondents’ scores on each level. The
means for the levels of expectations across high and low Cronbach’s alpha values for normative, predictive, and
expectations conditions were 8.69 and 7.18 for normative adequate expectations were 0.97, 0.99, and 0.99, respectively.
expectations, 7.77 and 3.50 for predictive expectations, and
6.42 and 2.74 for adequate (all p-values ,0.000). Thus, the
Perceived performance
expectation manipulation was deemed effective.
The respondents’ perceptions of the service they received
Performance from the provider were measured with four nine-point scales
Performance was manipulated at three levels (high, medium, (one for each attribute of the service and one for the service
and low) by showing respondents a bar graph that represented overall). Factor analysis was used to assess the internal
the level of service that they received on the three attributes of consistency of the scale. As expected, all four items loaded on
the service. The lengths of the lines corresponding to each of a single factor. The mean of the four items was taken as the
the three attributes represented the service provider’s measure of each respondent’s perceived performance.
performance (ranging from “Poor Service” to “Excellent Cronbach’s alpha for the scale was 0.99.
Service”) on the attributes. The performance manipulation is
reproduced in Figure 3. Perceived service quality
PSQ was measured in a manner similar to that used to
Measures measure perceived performance. Specifically, respondents
Expectations were asked “Given everything that you have been exposed to
Three levels of expectations were measured: up to this point (such as your friends’ opinions about Omega,
1 normative; your expectations of Omega, the level of service you received
2 predictive; and from Omega, etc.), please indicate you opinion of the quality
3 adequate expectations (see Figure 4). of Omega”. Respondents then indicated their opinion of
Normative expectations were operationalized as the level of Omega’s quality for each of three attributes and for the overall
service respondents thought they should receive from an service on nine-point scales anchored with the descriptors
excellent film developer. Predictive expectations were “Poor Quality” (1) and “Excellent Quality” (9). The internal
operationalized as the level of service respondents thought consistency of the PSQ items was assessed using factor
they would actually receive from the focal firm. Adequate analysis, and all of the items were found to load on a single
expectations were operationalized as the lowest level of service factor. The mean of the items was taken as the measure of
respondents would find barely adequate. PSQ, and Cronbach’s alpha for the scale was 0.98.

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Figure 4 Measurement of expectations

Analysis and results respondents in the low expectation condition (mean of


PSQ ¼ 6.07 and 5.19, respectively; F df ¼142 ¼ 7:49,
The results of the tests for each of the hypotheses is p , 0:007). This result supports H2, that respondents with
summarized in Table I, and discussed in detail below. higher expectations had higher perceptions of service quality
than respondents with low expectations. Thus, the data
The relationship between expectations and PSQ support the hypothesized positive relationship between
The confirmation conceptualization hypothesized expectations and PSQ.
expectations and PSQ to be positively related (see H2). The
results of an ANOVA, with the expectation manipulation as Expectations as moderators of the perceived
the independent variable and PSQ as the dependent variable, performance-PSQ relationship
revealed that respondents in the high expectation condition Expectations were hypothesized to moderate the relationship
had significantly higher service quality perceptions than between perceived performance and PSQ (see H3). An

Table I Summary of hypotheses tests


Hypothesis Support/non support
H1. Predictive expectations will have the largest effect on service Supported (see “Analysis and results” and Tables II and III)
quality judgments
H2. Consumers with high expectations will perceive higher levels of Supported (see “The relationship between expectations and PSQ”)
service quality than consumers with low expectations
H3. Expectations moderate the relationship between perceived Supported (see “Expectations as moderators of the perceived performance-
performance and PSQ. More specifically, perceived performance PSQ relationship” and Figure 5)
has a relative larger impact on PSQ when perceived performance
falls short of expectations compared to when perceived
performance exceeds expectations

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ANOVA, with PSQ as the dependent variable and Multiple levels of expectations
expectations and objective performance manipulations as The confirmation conceptualization also hypothesizes that
independent variables, indicated a statistically significant multiple levels of expectations are related to PSQ and that
interaction between expectations and perceived performance predictive expectations are will have the largest effect on
(F df ¼2;137 ¼ 7:99, p , 0:001). This outcome confirms that service quality judgments (see H1). These hypotheses were
PSQ is a function of the relationship between expectations tested using correlation and regression analyses. Because the
and perceived performance. previous analysis demonstrated that expectations are
The presence of a significant interaction supports the moderators in the service quality formation process, the
hypothesized moderating role of expectations. Linear split data set was used for this analysis as well.
regression was used to further investigate the relationships The correlations among the various levels of expectations
between and among expectations, perceived performance, and PSQ (see Tables II and III) reveal that multiple levels of
and PSQ. The data set was split into two groups: one group expectations are related to PSQ under both negative and
consisted of the three experimental cells where the mean positive disconfirmation conditions. Under conditions of
perceived performance score exceeded the mean predictive negative disconfirmation, predictive expectations and
expectation score (i.e. positive disconfirmations), while the adequate expectations are significantly related to PSQ
other group consisted of the three experimental cells where (r ¼ 0:69 and 0.58, p 2 value ¼ 0:000 and 0.000,
the mean predictive expectation score exceeded the mean respectively). Normative expectations, however, were not
perceived performance score (i.e. negative disconfirmations). significantly related to PSQ (p . 0:05). Under conditions of
Because predictive expectations were hypothesized to be the positive disconfirmation, all three levels of expectations are
major anchor for quality judgments, disconfirmation was significantly related to PSQ as correlation coefficients for
based upon perceived performance’s relationship with normative (0.42), predictive (0.63), and adequate (0.50)
predictive expectations rather than normative or adequate. expectations all have p-values ,0.000. So, the data support
Regression analyses with perceived performance as the the hypothesis that multiple levels of expectations are related
predictor of PSQ were performed on the split data sets. to PSQ.
The results of the regression analyses supported the Regression analysis was used to test the hypothesis that
hypothesis that expectations moderate the relationship predictive expectations will have the largest effect on service
between perceived performance and PSQ as the quality perceptions. The standardized coefficients among the
standardized coefficient for perceived performance differed various levels of expectations and PSQ (see Tables II and III)
across the analyses (0.64 for the negative disconfirmation data reveal that only predictive expectations are significantly
set and 0.50 for the positive disconfirmation data set). related to PSQ under both negative and positive
Graphing the regression equations shows support for the disconfirmation conditions. So, the data do support the
hypothesis that the slope of the negative disconfirmation line hypothesis that predictive expectations have the largest effect
is steeper than the slope of the positive disconfirmation line on PSQ as the standardized coefficients within each
(see Figure 5). Thus, the data support the hypothesized regression equation can be interpreted as indicators of
moderating role played by expectations in the perceived relative effect size.
performance PSQ relationship. Further, the data support the
hypothesis that performance has a weaker relationship with Perceived performance as the major predictor of PSQ
perceived quality when performance is viewed as a gain rather As discussed previously, many empirical studies have found
than as a loss. perceived performance to be the major predictor of PSQ.
However, the confirmation conceptualization offers an
alternative hypothesis that expectations are a more
Figure 5 The relationship between perceived performance and PSQ significant predictor of quality perceptions than is perceived
under conditions of negative and positive disconfirmation performance. To test this alternative, perceived performance
and predictive expectations were used as predictors of PSQ in
regression analyses using the split data set. The results of the
analyses indicate that the predictive level of expectations was a
better predictor of PSQ under conditions of both negative and
positive disconfirmation (see Table IV). Because these results
contradict previous empirical studies, a third regression
analysis using perceived performance and predictive
expectations as predictors of PSQ for the entire data set was
conducted (i.e. negative and positive disconfirmations were
analyzed together). The results of this analysis revealed
perceived performance (b ¼ 0:780) to be a better predictor
than predictive expectations (b ¼ 0:372) when all cases are
analyzed together. Therefore, using data pooled across
disconfirmation conditions gives results consistent with
previous empirical studies that found perceived performance
to be a better predictor of PSQ than expectations. However,
the results of the present study indicate pooled data analyses
mask the moderating role of expectations and therefore
underestimate the strength of the expectation-PSQ
relationship.

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Table II Relationship between expectations and PSQ: correlation matrix


Normative expectations Predictive expectations Adequate expectations PSQ
Normative expectations 1.00
Predictive expectations 0.40/0.64 (0.000)/(0.000) 1.00
Adequate expectations 0.40/0.57 (0.000)/(0.000) 0.84/0.87 (0.000)/(0.000) 1.00
Perceived service quality 0.16/0.42 (0.179)/(0.000) 0.69/0.63 (0.000)/(0.000) 0.58/0.50 (0.000)/(0.000) 1.00
Note: Numbers in parentheses represent standardized regression coefficients; negative disconfirmations (n ¼ 75)/positive disconfirmations (n ¼ 68)

Table III Relationship between expectations and PSQ: standardized regression coefficients for expectations as predictors of PSQ

Negative disconfirmations (n = 75)


R2 = 0.485
ð20:143Þ normative þ ð0:720Þ predictive þ ð0:25Þ adequate
PSQ ¼
p ¼ 0:133 p ¼ 0:000 p ¼ 0:875
Positive disconfirmations (n = 68)
R2 ¼ 0:402
ð0:44Þ normative þ ð0:768Þ predictive þ ð0:195Þ adequate
PSQ ¼
p ¼ 0:725 p ¼ 0:000 p ¼ 0:323
Total data set (n = 143)
R2 ¼ 0:101
ð20:104Þ normative þ ð0:559Þ predictive þ ð20:259Þ adequate
PSQ ¼
p ¼ 0:280 p ¼ 0:001 p ¼ 0:127
Note: Numbers in parentheses represent standardized regression coefficients

Table IV Ability of perceived performance and predictive expectations standards reported in previous studies lends credibility to the
to predict PSQ methodology of the reported study.
The findings of the present study suggest that expectations
Negative disconfirmation conditions (R2 = 0.61) exist on a continuum with normative and adequate
PSQ = (0.421) perceived performance + (0.495) predictive expectations expectations as opposite endpoints and predictive
Positive disconfirmation conditions (R2 = 0.49) expectations lying in between. This continuum acts as a
PSQ(0.336) perceived performance(0.517) predictive expectations reference range during the service quality formation process.
While the results of the present study are similar to the work
Entire data set (R2 = 0.68)
of Zeithaml et al. (1993), there is a major point of
PSQ = (0.780) perceived performance + (0.372) predicitve expectations differentiation. The present study views predictive
Note: Numbers in parentheses represent standardized regression expectations as a point along the expectation range, while
coefficients Zeithaml et al. (1993) conceptualized predictive expectations
as an antecedent of adequate expectations. Viewing predictive
expectations as a point along the continuum is consistent with
Discussion assimilation-contrast and adaptation-level theories that
suggest each reference point is a subset of a ubiquitous
Multiple levels of expectations reference range.
Using assimilation-contrast and adaptation-level theories,
multiple levels of expectations were hypothesized to be Predictive expectations as the major anchor for service
related to PSQ. This hypothesis was partially supported by quality judgments
the present data set as three levels of expectations (normative, In addition to hypothesizing that multiple levels of
predictive, and adequate) were significantly correlated with expectations are related to PSQ, assimilation-contrast and
PSQ. Finding significant relationships between multiple levels adaptation-level theories were used to hypothesize predictive
of expectations and PSQ is a partial replication of previous expectations as the major anchor in the PSQ formation
process. The results of the present study support this
service quality studies that reported similar findings (e.g.
hypothesis as a regression analysis using all three levels of
Boulding et al., 1993). However, the present study adds to the
expectations as predictor variables revealed predictive
literature by empirically investigating a third level of expectations to be the only significant predictor of PSQ.
expectations – adequate expectations – and finding it to be Additionally, the results of the present study successfully
significantly correlated with PSQ. The observation that the replicated the findings of past service quality studies (e.g.
effects of normative and predictive expectations in the present Boulding et al., 1993). This finding is particularly significant
study are consistent with the effects of these two expectation in light of the manner in which PSQ traditionally has been

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measured. PSQ has most often been measured using the quality deteriorate quickly if perceived performance is below
SERVQUAL instrument that operationalizes expectations at expectations.
the normative level. If practitioners wish to limit
measurements to only one level of expectations, the results The folly of “under-promising and over-delivering”
of this study suggest they should measure consumers’ The present study, along with other studies in the services
predictive expectations. literature (e.g. Boulding et al., 1993), demonstrates that
service quality perceptions result from a dynamic process.
The PSQ formation process Expectations and perceived performance are used to form
The present data support the notions that expectations are perceptions of quality, which are then used to revise
positively related to PSQ and antecedents of service quality expectations. If a firm delivers a level of service that exceeds
evaluations. Expectations can be considered as equivalent to consumers’ initial expectations in encounter n, consumers will
pre-encounter perceptions of service quality. These pre- revise their expectations upward. As these revised
encounter perceptions are then adjusted, in light of perceived expectations are the starting point for quality perceptions of
performance, and become post-encounter perceptions of encounter n þ 1, the delivery of the same level of perceived
service in encounter n þ 1 will be associated with higher levels
quality. This relationship between expectations and PSQ
of perceived quality than encounter n. In this manner, over
contradicts the gap conceptualization which views PSQ as the
time expectations will be revised to levels that meet the level
discrepancy between perceived performance and
of service a company delivers and quality perceptions will be
expectations.
maximized at that point. However, “under-promising”
The results of the present study suggest that services
interferes with the expectation revision process, and
marketing practitioners would maximize PSQ if their
prevents expectations from being raised to the level that is
consumers expected high levels of service and received
most beneficial to a firm. Thus, “under-promising” is likely to
service that matched their expectations. Encouraging
result in lower levels of PSQ.
consumers to have low expectations lowers the starting
The confirmation conceptualization’s view of the
point for consumers’ evaluations of the service. Exceeding
relationship between expectations and PSQ has clear
expectations will result in a raising of the consumers’
implications for services marketing practitioners. The
evaluations, but the evaluations will not necessarily increase
strategy of service firms should be to encourage consumers
substantially (see Figure 5). If consumers expect terrible to expect the highest level of service that the company can
service they will perceive (pre-encounter) the service firm as a consistently deliver. Advertising campaigns, company
relatively low quality service provider. Service firms could brochures, and salespeople should attempt to communicate
exceed consumers’ expectations and still be perceived (post- accurately to customers the level of service the company
encounter) as low quality providers of the service. On the delivers (i.e. the level of service the customer will receive).
other hand, if consumers expect great service they will Practitioners who are attempting to maximize service quality
perceive (pre-encounter) that the service firm is a high-quality perceptions should remember that it is better to meet high
service provider. Service firms that tend to meet consumers’ expectations than to exceed low expectations. Promising less
expectations in this instance will be perceived as high-quality than the company will deliver will unnecessarily limit the level
service providers (post-encounter), even if there is little or no of service quality customers will perceive. Promising more
gap between expectations and performance. than the company will deliver will result in sharply
The gap and the confirmation conceptualizations both downgraded perceptions of service quality. Thus, instead of
hypothesize perceived performance to have a positive effect on “under-promising and over-delivering”, service practitioners
PSQ, and this hypothesis is supported by the present study. should seek to “realistically promise and consistently deliver”.
This suggests that PSQ is maximized when both expectations
and perceived performance are high. This relationship is The measurement of PSQ
consistent with Speng et al. (1996), who found raised The service quality literature currently bases the measurement
expectations may lead to higher perceptions of performance, of PSQ on the gap conceptualization. Thus, the gap between
and the work of Dawar and Pillutla (2000), who found that perceived performance and expectations is taken as a measure
consumers engage in “hypothesis confirmation” as they tend of PSQ. The gap can be obtained by measuring performance
to perceive information that is consistent with their and expectations separately and taking the arithmetic
expectations. The present data support the confirmation difference as a measure of PSQ (e.g. SERVQUAL) or by
conceptualization’s notion that perceived performance leads directly measuring the degree to which performance exceeds
to an adjustment in perceptions of service quality. That is, or falls short of expectations.
pre-encounter perceptions of service quality are adjusted in The findings of the present study suggest that the gap
the direction of perceived performance and become post- between perceived performance and expectations is not the
encounter perceptions of service quality. appropriate measure of PSQ. Rather, PSQ is a weighted
Prospect theory was used to hypothesize that expectations average of perceived performance and expectations. The term
moderate the relationship between perceived performance “weighted average” is used to imply that perceived
and PSQ. The results of this study support the moderating performance and expectations have different impacts upon
expectations hypothesis as changes in perceived performance PSQ, and thus should be “weighted” differently. Therefore,
had a greater impact on PSQ under conditions of negative expectations and perceived performance should be measured
disconfirmation than under conditions of positive separately and then averaged (using appropriate weights for
disconfirmation. From a practitioner’s point of view, this each of the two constructs) to obtain a measure of PSQ.
conclusion means that the consequences of failing to meet Further, the weights assigned to each of the constructs when
customer expectations are profound as perceptions of service computing the average should vary according to whether

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performance exceeds or falls below expectations. The weight Summary and future research
assigned to perceived performance in instances of negative
The confirmation conceptualization makes important
disconfirmations should exceed the weight assigned to
managerial, theoretical, and operational contributions to the
perceived performance in instances of positive
service quality literature. Managerially, the confirmation
disconfirmation. Varying the weights assigned to perceived
conceptualization suggests that service practitioners should
performance will allow the measurement of PSQ to allow for
place increased focus on raising their customers’ expectations
the differential slopes of the service quality curves for in order to raise their customers’ perceptions of quality. To
positively and negative disconfirmations. accomplish this objective, research is needed to determine
effective ways to increase consumers’ expectations. Existing
research (e.g. Zeithaml et al., 1993) suggests that service firms
Limitations have control over several variables that can be used to increase
consumer expectations. These variables include advertising,
Perhaps the most noticeable limitation of this study is the use
salesperson communications, price, etc. However, there is no
of a student sample. While care was taken to select a product
empirical evidence in PSQ research concerning the relative
category with which students had familiarity, students have
effectiveness of these different variables.
been criticized as inherently inferior to “real” people for the Theoretically, the confirmation conceptualization
purposes of consumer research (see, for example, Wells, 1993; contributes to the service quality literature by applying
Winer, 1999). However, Lynch (1999) argues that the use of consumer decision making theories to service quality
students does not inherently limit the external validity of a judgments. Thus, the confirmation conceptualization
study. Rather, external validity is limited if some background provides a theoretically grounded and empirically supported
variable held relatively constant by the study interacts with explanation of the service quality formation process. The
some internally valid effect. The background variables that application of consumer decision making theories has also led
were likely to be relatively constant due to the use of students to a more complete understanding of the role played by
as respondents in the present study include age, education expectations in the formation of service quality perceptions.
level, geography, involvement and earned income. The The confirmation conceptualization suggests that the various
internally valid effects found in this student are the effect of levels of expectations are parts of a single reference range.
expectations on quality perceptions, the effect of perceived However, more research that views expectations as a range
performance on quality perceptions, and the interactive effect rather than discrete points is needed. Further, while the
of expectations and perceived performance on quality confirmation conceptualization is supported by the present
perceptions. The author knows of no research that would data set, replications of the present study using a different
suggest that any of the background variables listed above methodology may provide insight into the external validity of
interact with any of the internally valid effects. One possible the findings.
exception is presented by involvement which, intuitively, The present study offers considerable evidence of the
could have an effect on the experiment’s effects. However, as significant role played by expectations in the formation of
the experiment investigates an information processing service quality perceptions. However, the work of Dawar and
phenomenon that would seem to operate automatically, the Pillutla (2000) suggests that role of expectations is amplified
use of relatively uninvolved students would not seem to be when consumers are presented with ambiguous stimuli. As
problematic (Lynch, 1999). the present study’s experimental manipulation was designed
The generalizability of the findings of the present research to present material in an unambiguous manner, the
study is limited by the use of a laboratory setting. The methodology used may have resulted in an underestimate of
laboratory setting is of course an artificial setting and the the impact of expectations on service quality perceptions.
respondents were reacting to artificial situations that were Thus, a survey methodology may result in data that suggest
the role of expectations is more significant than implied by the
presented to them via written scenarios. The respondents may
present data.
have reacted differently if they were actually experiencing the
Operationally, the confirmation conceptualization suggests
situations in a real-world setting.
that PSQ should not be measured as the arithmetic difference
The generalizability of the present research study may also
between performance and expectations. Rather, perceived
be limited by the study’s experimental design. First, the
performance and expectations should be averaged to measure
experiment used a single service category. Although there is PSQ. While this change is theoretically significant, it is
no reason to believe that the process by which consumers computational from a measurement point of view. Traditional
evaluate the service provided by film developers is different administration of existing instruments (e.g. SERVQUAL) can
from the process by which consumers evaluate other types of be used to effectively measure perceptions of quality.
services, it is unknown whether the results of this study will However, expectations and perceived performance should
hold across all service categories. Second, the present study’s be measured separately (as opposed to a direct measurement
experimental manipulations attempted to manipulate the of disconfirmation) and their scores should be averaged rather
expectations construct as a whole, rather than attempting to than subtracted.
manipulate each level of expectations independently. Despite
this limitation, the relationship between the levels of
expectations and perceived quality found in the present data Notes
set are consistent with the same relationships that were found 1 Measuring the disconfirmation directly avoids the
in other research studies that did manipulate the levels of problems associated with difference scores (for a
expectations separately. thorough discussion of the limitations of difference

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scores, see Peter et al., 1993), but raises some other issues Helson, H. (1964), Adaptation-Level Theory, Harper & Row,
associated with variance restriction. New York, NY.
2 A reference point is a stimulus that other stimuli are seen Kahneman, D. and Miller, D.T. (1986), “Norm theory:
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Speng, R.A., MacKenzie, S.B. and Olshavsky, R.W. (1996), a faulty conceptualization of the service quality formation
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Voss, G.B., Parasuraman, A. and Grewal, D. (1998), and all have their different characteristics. The normative
“The roles of price, performance, and expectations in standard is generally defined as the level at which the
determining satisfaction in service exchanges”, Journal of customer wants the product to perform or the service to be
Marketing, Vol. 62, October, pp. 46-61. delivered – a sort of “wished for” result.
Wells, W.D. (1993), “Discovery-oriented consumer research”, However, these tend to have a negative effect on
Journal of Consumer Research, Vol. 19, March, pp. 489-504. perceptions of the received service or product performance.
Winer, R.S. (1999), “Experimentation in the 21st century: In other words people are wishing for more than they can
the importance of external validity”, Journal of Consumer realistically expect. Predictive expectations are of the level of
Research, Vol. 27 No. 3, pp. 349-58. service consumers expect to receive from a given service
Zeithaml, V.A., Berry, L.L. and Parasuraman, A. (1993), provider in a given situation (and tend to be lower than
“The nature and determinants of customer expectations of normative expectations) and have been found to have a
service”, Journal of the Academy of Marketing Science, Vol. 21, positive relationship with the service evaluations. In other
Winter, pp. 1-12. words many people have a pretty good idea of what service
Zeithaml, V.A., Berry, L.L. and Parasuraman, A. (1988), they’re likely to get in given circumstances. Minimal
“Communication and control processes in the delivery of expectations represent the consumers’ perceptions of the
service quality”, Journal of Marketing, Vol. 52, April, lowest acceptable level of service.
pp. 35-48. Lawrence O. Hamer says that rather than being a function
Zeithaml, V.A., Parasuraman, A. and Berry, L.L. (1990), of the gap between expectations and performance, service
Delivering Quality Service: Balancing Customer Perceptions quality perceptions result from a process of “confirmation”.
and Expectations, The Free Press, New York, NY. The managerial implications of a confirmation
conceptualization suggest that lowering consumers’
Corresponding author expectations will result in lower quality perceptions and high
expectations of service performance will be associated with
Lawrence O. Hamer can be contacted at: lhamer@depaul.edu high perception of service quality. Consequently, rather than
trying to maximize the gap between the delivered service and
Executive summary and implications for expectations, practitioners should attempt to eliminate this
gap by raising expectations.
managers
If a firm delivers a level of service that exceeds consumers’
This summary has been provided to allow managers and executives initial expectations, consumers will revise their expectations
a rapid appreciation of the content of the article. Those with a upwards and those revised expectations become their starting
particular interest in the topic covered may then read the article point for quality perceptions of the next encounter. If, in the
in toto to take advantage of the more comprehensive description of following encounter, the same delivery of service is
the research undertaken and its results to get the full benefit of the perceived, it will be associated with higher levels of
material present. perceived quality than the first encounter. In this manner,
over time, expectations will be raised to levels that meet the
A confirmation perspective on perceived service quality level of service a company delivers and quality perceptions
“If you don’t expect too much you’ll never be disappointed” will be maximized at that point. However, “under-
may be a pessimistic approach to life, but it is one which some promising” interferes with the expectation revision process
firms seem to have adopted as part of their business strategy. and prevents expectations from being raised to the level that
The basic idea being that if you deliberately lower the is most beneficial to a firm. Therefore “under-promising” is
expectations of your potential customers you’ll give them a likely to result in lower levels of perceived service quality
pleasant surprise when it turns out your service is better than (PSQ).
they thought. The confirmation conceptualization’s view of the
A clever marketing ploy? Well, many people seem to think relationship between expectations and PSQ has clear
so, and service literature does advise practitioners to make implications for services marketing practitioners.
sure the service performance exceeds customers’ Practitioners who are attempting to maximize service quality
expectations. However, Lawrence O. Hamer says that perceptions should remember that it is better to meet high
following such advice will ensure that consumers’ expectations than to exceed low ones. Promising less than the
perceptions will not, in fact, be maximised as it is based on company will deliver will unnecessarily limit the level of

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service quality customers will perceive. Promising more than suggests that service practitioners should place increased
the company will deliver will result in sharply downgraded focus on raising their customers’ expectations in order to raise
perceptions of service quality. So, instead of “under- their customers’ perceptions of quality. To accomplish this
promising and over-delivering”, service practitioners should objective, research is needed to determine effective ways to
seek to “realistically promise and consistently deliver”. increase consumers’ expectations”.
In highlighting the significant role played by expectations in
the formation of service quality perceptions, the author (A précis of the article “A confirmation perspective on perceived
concludes: ”Managerially, the confirmation conceptualization service quality”. Supplied by marketing Consultants for Emerald.)

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