Term / Premium Commission % Bonus SM Rating

CATEGORY Sl # Product Top Up

(yrs/ Rs) 1st yr 2nd yr 3rd yr 4th yr 5th yr 6th yr + % %
1 Max Advantage Ins. Plan 25,000 - 49,999 5 3 3 2 2 2 0 1 30
50,000 - 99,999 5 3 3 2 2 2 1 1 30
100,000 - 149,999 5 3 3 2 2 2 2 1 30
150,000 - 200,000 5 3 3 2 2 2 3 1 30
ULIP RP
2 Assured Protection Ins. Plan 5 2 2 2 2 2 0 1 25
3 Money Secure Ins. Plan 6 2 2 2 2 2 0 1 30
4 Smart Insurance Plan III 6 3 3 2 2 2 0 1 25
If Annualised Prem. 200,000 & above 3
5 Shield Insurance Plan 2 1 15
ULIP SP
6 Wealth Insurance Plan 2 1 5
7 Super Cash Gain IF Policy Term - 12 Yrs. 15 3 3 3 3 3 40% of FYC 60
IF Policy Term - 16 Yrs. 20 3 3 3 3 3 40% of FYC 80
IF Policy Term - 20 Yrs. 25 5 5 5 5 3 40% of FYC 80
IF Policy Term - 24 Yrs. 25 5 5 5 5 3 40% of FYC 80
8 Term Care IF Premium Paying Term - 5 to 9 Yrs. 10 7.5 7.5 5 5 5 60% of FYC 40
IF Premium Paying Term - 10 to 14 Yrs. 20 7.5 7.5 5 5 5 60% of FYC 60
IF Premium Paying Term >= 15 Yrs. 25 7.5 7.5 5 5 5 60% of FYC 100
9, 10 & 11 Invest Gain, Child Gain & IF Premium Paying Term - 2 Yrs. 5 2.5 2.5 0 0 0 60% of FYC 15
Loan Protector IF Premium Paying Term - 3 Yrs. 5 2.5 2.5 0 0 0 60% of FYC 15
IF Premium Paying Term - 4 Yrs. 7 2.5 2.5 2.25 0 0 60% of FYC 15
IF Premium Paying Term - 5 Yrs. 10 5 5 5 5 0 60% of FYC 40
IF Premium Paying Term - 6 Yrs. 11 5 5 5 5 5 60% of FYC 40
IF Premium Paying Term - 7 Yrs. 12.5 5 5 5 5 5 60% of FYC 40
IF Premium Paying Term - 8 Yrs. 14 5 5 5 5 5 60% of FYC 40
IF Premium Paying Term - 9 Yrs. 15 5 5 5 5 5 60% of FYC 40
IF Premium Paying Term - 10 Yrs. 20 7.5 7.5 5 5 5 60% of FYC 60
TRADITIONAL IF Premium Paying Term - 11 Yrs. 21 7.5 7.5 5 5 5 60% of FYC 60
IF Premium Paying Term - 12 Yrs. 22 7.5 7.5 5 5 5 60% of FYC 60
IF Premium Paying Term - 13 Yrs. 23 7.5 7.5 5 5 5 60% of FYC 60
IF Premium Paying Term - 14 Yrs. 24 7.5 7.5 5 5 5 60% of FYC 60
IF Premium Paying Term >= 15 Yrs. 25 7.5 7.5 5 5 5 60% of FYC 100
12 Cash Gain 25 7.5 7.5 5 5 5 60% of FYC 100
13 Super Saver 25 5 5 5 5 3 40% of FYC
IF Policy Term - 10 to 14 Yrs. 60
IF Policy Term >= 15 Yrs. & above 80
14 Cash Rich Ins. Plan IF Premium Paying Term - 5 Yrs. 7 3 3 3 3 3 40% of FYC 28
IF Premium Paying Term - 10 Yrs. 14 3 3 3 3 3 40% of FYC 56
IF Premium Paying Term - 15 Yrs. 21 5 5 5 5 3 40% of FYC 80
IF Premium Paying Term >= 20 Yrs. 28 5 5 5 5 3 40% of FYC 80
15 Risk Care II IF Premium Paying Term - 1 2 3
IF Premium Paying Term - 5 to 9 Yrs. 10 7.5 7.5 5 5 5 60% of FYC 25
IF Premium Paying Term - 10 to 14 Yrs. 20 7.5 7.5 5 5 5 60% of FYC 50
IF Premium Paying Term >= 15 Yrs. 25 7.5 7.5 5 5 5 60% of FYC 60
15 Swarna Vishranti 7.5 2 2 2 2 2 40
PENSION
16 Pension Guarantee 1.5 3
17 Health Care 20 5 5 5 5 5 50% of FYC 50
HEALTH
18 Family Care First 30 7.5 5 5 5 5 100