E-Banking

CONTENTS

1. ABSTRACT

2. INTRODUCTION

3. DESIGN PRINCIPLES & EXPLANATION

3.1. MODULES

3.2. MODULE DESCRIPTIOIN

4. PROJECT DICTIONARY

4.1. DATAFLOW DIAGRAMS

4.2. E-R DIAGRAMS

4.3. DATA DICTIONARY

5. FORMS & REPORTS

5.1. I/O SAMPLES

6. BIBILIOGRAPHY
1. ABSTRACT
In the bank all the activities are being done manually .As the
bank widens its services & it finds difficult to manage its operations
manually and hence this leads to the automation of some of its
operations.
Banking Information system is a windows based applications. This
project mainly deals with managing there types of account such as
Saving Account, Current Account and Recurring Deposits .
In this project bank is seeking to manage these account
through computer based system.
Tasks involved in this project are opening the user accounts ,
recording the account holders transactions , modify, the user records
and generating the reports .
 2. INTRODUCTION

APCOB, which was started as a co-opreative bank with just

two branches has grown into a large organization with 25 branches in
short span. The rapid growth of the bank has strained the manual
accounting processes making it difficult to manage and transfer data.
The management has decided to automate the banking activity in a
phased manner . One part is to automate the activity with respect to
savings bank. Current account and recurring deposit.
The specifications are as follows:
A. FOR ADDITION
1. account type MUST be accepted from the user .
validation: it should be e either ‘S’,’C’OR ‘R’
2. Account No. should be generated automatically.
Validation:No two accounts should have the same account no.
3. account holder’s name must be accepted (novalidation).
4.account holder’s address should be accepted (no validation).
5.phone number should be accepted (no validation).
6.occupation should be accepted(no validation ).
7.opening date should not be accepted.
Validation:should not sysdate.
8.cheque facility should be accepted.
Validation: Cheque facility is valid for account type ‘s’, or ‘c’.
9. current balance should be accepted.
Validation: it should be accepted provided the account type is
‘s’,’c’.if account type is ‘R’ then it should not be entered but updated
once the user enters value for the field AMOUNT DEPOSITED.
 10. Account number, number of months rate of interest, amount of
deposited. Maturity date and maturity amount should be entered only
if the account type is ‘R’.
Incase of Recurring:
a. Account number should be displayed from the previous block.
b. Number of months should be accepted.
Validation: should be only 12, 24 or 36.
c. Rate of interest should be accepted. (No validation).
d. Amount of deposited should be accepted (no validation).
e. Maturity date should be displayed only.
Validation: should be calculated as
(Sysdate + no .of months).
f. Maturity amount should be displayed only.
Validation: should be calculated using the formula
Maturity Amount = (P + PNR/100)
Where, P- Principal amount or amount deposited
N- no. of years and
R- rate of interest.
B. FOR MODIFICATION.
1. account number &account type should be entered/
validation: the account no. should be present in the database.

2.fields account number, account type. Opening date and current

balance are only displayed
3.modification of rate of interest, no. of months , maturity date,
maturity amount , maturity deposit are not allowed.

C: FOR DELETION
1.Accout number should be entered
 validation :the account number should be present in the data base .
2. before actually closing the account his /her dues have to be settled.
3. if the reccurring deposit account is closed before the maturity date
then the interest is calculated till that date .
4. before deleting the account display the matured amount first and ask
for confirmation to delete.
D.FOR TRANSACTION
1. Transaction date should be system date and it should only be
displayed.
2. Transaction type should be entered.
Validation: It should be D / W / I.
(D-deposit , W-withdrawal, I-interest)
3. Depending on the Trans type the trans remark is displayed.
Trans type Trans remark

‘D’ By deposit
‘W’ By withdrawal
‘I’ By interest
4. Transaction type D/W is allowed only for Account type Saving’s or
Current.
5. Transaction type ‘I’ is allowed only for Account type Saving’s.
6. Interest will be eredited only in June and December for Saving
account. The interest rate is 5.5 % p.a.

7. for the account type Reccurring deposit , the penal interest is

calculated. The Reccurring Deposit holder can pay the amount without
interest. If he pays before 10th of every calendar month. Failing to
pay before 10th he will be charged a penal Interest of 10% of his
initial deposit calculated as per day.
8. For persons who have cheque (Y), a minimum amount of Rs. 1000/-
should be maintained in his/her account for current account and Rs.
500/- for saving’s account.
9. at any point of time his/her balance amount should be a minimum of
Rs.250/- for saving’s account and the minimum of Rs.500/- for
current.
Existed System:

In the Bank every Activity is handled manually, such as

Opening Account , storing Account holder Details , Transaction Details,
Reports Generation. The manual system is taken more time and the
services to the Customer are slow and not accurate . The client is
focus problem with the existing system with respective two values ,
such as time value and cost value.
Proposed System
In proposed system we are concentrating the problems what ever a
client faced with existing manual system. By introducing Automation
system for Banking Information system. The client is provides fast
services to the customer. The transaction service, report generation
service and every service is available at no delay.

3. DESIGN PRINCIPLES & EXPLANATION

3.1. MODULES

This project is having three module:

• Bank Master Module
• Transaction Module
• Reports module
3.2. MODULE DESCRIPTION
Bank Master Module:
This module mainly deals with creation of new Account i.e.
Adding new Account Holders. Other activities such as
viewing, Modifying , Deleting Account holder Details.
Transaction Module:
This module deals with different types of
transactions such as Deposit, Withdraw and Interest
calculation related to customer as well as Bank.
Reports Module:
This module deals with generation of reports
for customer and Bank such as Daily reports, Weakly
reports and report for a particular period of time.
4. PROJECT DICTIONARY

4.1. DATAFLOW DIAGRAMS

ADMINISTATOR MANAGEMENT

e-
BANKING

BANK OFFICIAL CUSTOMER

 ADMINISTRATOR

LOGIN

USER- CUSTOMER-
TABLE D EMPLOYEE- CUSTOMER- D USER
MANAGEMENT MANAGEMENT

LOGOUT
MANAGEMENT

D USER-TABLE
LOGIN

DESIGNING- D ACCOUNT-TYPE
SCHEMES

LOGOUT
 CUSTOMER

LOGIN D CUSTOMER-USER

STOP- D FACILITIES
CHEQUE STOP- FUND- BILL- CLEARI
CHEQU TRANSF PAYME NG-
E ER NT CREDIT E-DETAILS

D TRANSACTION

LOGOUT
 BANK OFFICIAL

A LOGIN D USER-TABLE

COUNTER BILL STOP CLEARING OPENING

PAYMENT CHEQUE CREDIT ACCOUNT

BILL- D B
PAY PAYING STOP D STOP- REGISTARI
MENT BILLS
NG
CHEQUE ACCOUNT
TRANSAC D
TION
D CUSTOMAR-
MASTER
LOGOUT
 A

COUNTER

WITHDRAWL DEPOSIT

TRANSACTION TRANSACTION
WITHDRAWL-FORM DEPOSIT-CASH
WITHDRAWL- D D DEPOSIT-CHEQUE
CHEQUE DEPOSIT-DD
LOGOUT
 B

CLEARING CREDIT

CREDIT CREDIT-CARD-MASTER
CLEARING D CREDIT-CLEARING

LOGOUT

4.2. E-R DIAGRAMS

CUSTOMER
 Pass
Use Cust_i
wor
r d
d A/c type min_bal max_ba
l

1:n
has
Customer Account
m Has

1:nThroug
1:nPerfo h
rms

Transaction

a/c no
Amount
Tr_id
Tr_type
 MANAGEMENT

User_id Passwor
d

Management

Usernam
User_i e Passwor
d d

A/c
no

1:nDesi
gn Customer
 ADMINISTRATOR

Usernam
User_id e
Passwor
d

Administrator

User_i
d Passwor
d

1:n
Provides
User_id Management

To

Bank official

User_i Passwor
d d
 BANK OFFICIAL

User_i
Password
d

Bank Official
Tr_id Tr_type
A/c no

Amount

m:n
Counter
Regulate
transactions
s
 Unam Cust- Unam
pwd pwd
e id e

1:n 1:1
Design Customer Register
Management
Scheme
min
max bal
bal

1:1Cre bal
ates
uid,pw Unam
d e
a/c id Account
pwd a/c
type
Administration
Throug 1:nPerfo
h rms

1:nCreate 1:n Transaction

s uid,pwd Bank official Records

Unam
pwd a/c
e T-id T-type
no
4.3. DATA DICTIONARY

The logical characteristics of current systems data stores,

including name, description, aliases, contents, and organization,
identifies processes where the data are used and where immediate
access to information required, Serves as the basis for identifying
database requirements during system design.
Uses of Data Dictionary:
1. To manage the details in large systems.
2. To communicate a common meaning for all system elements.
3. To Document the features of the system.
4. To facilitate analysis of the details in order to evaluate
characteristics and determine where system changes should be made.
5. To locate errors and omissions in the system.

E-care consists of various tables like super login, eloign, registration,

hdlevels, categories, modules, supportteam, hdemp, schedules,
hdproblemrequest, superuserprofile, forward, problemhistory,
messages etc.
1)Login-Table:

FieldName Datatype
userid Varchar2(20) Primary Key
Password Varchar2(20)
Description Varchar2(20)

2)Savings-table:
 FieldName Datatype
Accno Varchar2(20) Primary key
Acctype Varchar2(20)
Opendate date
Balance number(20)
Name Varchar2(20)
Address Varchar2(20)
Phone Varchar2(20)
Occupation Varchar2(20)
Nation Varchar2(20)
Income number(20)
cheque Varchar2(20)
status varchar2(20)
dob Varchar2(20)
gender varchar2(20)

3)Current-table:

FieldName Datatype
Accno Varchar2(20)
Acctype Varchar2(20)
Opendate date
Balance number(20)
Name Varchar2(20)
Address Varchar2(20)
Phone Varchar2(20)
Occupation Varchar2(20)
Nation Varchar2(20)
Income number(20)
cheque Varchar2(20)
status varchar2(20)
dob Varchar2(20)
gender varchar2(20)

4)Recurring-table:
Fieldname Datatype
Accno Varchar2(20)
Acctype Varchar2(20)
Opendate date
Balance number(20)
Period number(20)
Mamount number(20)
Interest number(20)
Name Varchar2(20)
Adddress Varchar2(20)
Phone Varchar2(20)
Occupation Varchar2(20)
Nation Varchar2(20)
Income number(20)
Dob Varchar2(20)
Gender Varchar2(20)
Mdate date
Status Varchar2(20)

5)Reports:

Fieldname Datatype
Trano Varchar2(20) Primary key
Accno Varchar2(20)
Name Varchar2(20)
Acctype Varchar2(20)
Tdate date
Tratype Varchar2(20)
Traamt number(20)
5. FORMS & REPORTS

5.1. I/O SAMPLES

 6. BIBILIOGRAPHY

1. Charles Petzold, 2002

Programming Windows
WP Publishers and Distributors Ltd, Bangalore.
.
2. Date. C. J., 1994
An Introduction to Database Systems
Addison-Wesley Publishing Company.
3. Herbert Schildt, , 2000
MFC Programming from the Ground Up
Tata McGraw-Hill Book & Co., New Delhi.

4. Raghu Ramakrishnan, Johannes Gehrke, , 2000

Database Management Systems, (Second Edition)
Mc Graw-Hill International Edition

5. Roger S. Pressman, 1997

Software Engineering, (Fourth Edition)
McGraw-Hill International Edition.
6. Silberschatz, Korth, Sudarshan, , 2002.
Database Systems Concepts, 4th Edition
Mc Graw-Hill International Edition.

WEB SITES
7. codeguru.com
8. codeproject.com