ALFALAH KAROBAR FINANCE

Bank Alfalah’s first SME product Alfalah Karobar Finance is a running finance facility based on projected cash flows. Under AKF, we
offer working capital finance (Rs.0.5 million to Rs. 20 million) to SME’s at highly competitive rates. We have a team of professional
credit officers who provide expert financial advice along with customized packages to a diverse range of business clientele. The
product is available to SMEs through all Bank Alfalah conventional branches across the country.

Bank Alfalah took another step towards addressing the needs of the industry by introducing Alfalah Milkiat Finance. AMF is aimed at
strengthening the Small and Medium Enterprises viz a viz their business premises. Alfalah Milkiat Finance offers comprehensive and
flexible financing packages from Rs. 0.5M up to Rs. 30 million for the purchase, renovation and expansion of business premises.

Eligibility Criteria of AKF

1. Resident Pakistanis.

2. Aged up to 65 years. 

3. In business for the last three years 

4. Could offer mortgage urban residential/commercial/industrial properties.

 
Eligibility Criteria of AMF

The prospective customer should meet the following acceptance criteria:

1. They should be resident Pakistani(s).

2. Their constitution can be individuals, sole proprietorships, partnerships, private limited companies
& public limited companies.

3. Age of the prospective customer (individuals/proprietor) should not exceed 65 years at the
maturity of loan. 

4. Customers should be operating the existing business at least for the last 3 years.

5. The security against Alfalah Milkiat Finance should be mortgage of urban commercial/industrial
property (ies).

6. Minimum equity participation of the SME shall be 30% under AMF 1 & AMF 3. No equity
participation required for AMF 2 & AMF 4.

UBL BUSINES LINE

 
Utilize up to Rs.10 million:  
Now, UBL Businessline credit line is here to solve all your cash flow problems. You can utilize up to Rs.10 million with the help of
which you can now focus on your business expansion and growth.  
   
LTV as high as 70%:  
   
UBL Businessline offers you the facility of availing a financing of up to 70 % of your property value. Now that you can avail a higher
amount against your assets, you can plan your growth and expansion exactly the way you want to. In addition financing is offered  
to customers that are already availing a similar facility from any other bank.
   
Mark up on utilized amount only:  
   
With UBL Businessline, now you no more need to pay for the entire credit line that you own. Businessline gives you the facility to
pay mark up only on the amount that you utilize.  
   
Faster Processing:  
   
After completion of your documentation requirements, UBL Businessline promises you a very smooth and fast processing, hence
saving you time and frustration.  
   
Wide Accessibility:  
   
UBL Businessline’s availability in major cities like Karachi, Lahore, Faisalabad, Islamabad & Rawalpindi, is complimented by UBL s
countrywide branch network enabling our customer to access his account, and deposit or withdraw cash, no matter where he    
stands within the country.
   
Competitive Rates:  
   
At UBL, you come first, which is exactly the reason why we offer our customer such competitive rates that would facilitate him in
leveraging his skills to the maximum and in bringing about the success that he deserves.  
   
ELIGIBILITY CRITERION:  
   
If you fall in the following criteria, then UBL Businessline is just the right choice for you :  
Minimum monthly income: Rs. 50,000

Age: 25 – 55
 
Resident: Pakistani.

Self Employed Professional / Self Employed Businessman.

   
CONTACT NOW !  
   
For further information about UBL Businessline, call us at 111-825-888(UAN)  
   
     
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