QUESTIONNAIRE

INVESTORS PERCEPTION TOWARDS MUTUAL FUNDS

Dear Sir/Madam,
I am currently engaged in a study on “Investor Perception towards Mutual Funds”. In
this connection I request you to read the following items carefully & answer them .The answers
you give will be held confidential & used purely for academic purposes.

Indicate your response by tick mark

1) Name (optional) :

2) Sex : Male
Female

3) Age (in years) : Below 30

31-40
41-50
Above 50

4) Qualification : School final

(Last Qualification) Graduate
Post-Graduate
Professional Degree
Others, please mention

5) Marital Status : Married

Unmarried

6) Nationality : Indian
Others

7) Occupation : Government Employee

Private Employee
Self employed
Retired
Presently not employed
8) Income per month: Below 5000
(In Rs) 5000 -10,000
10,000 -15,000
15,000 - 20,000
20,000 - 30,000
Above 30,000

9) How much approximately do you save from your monthly income?

Below 10%
10-20%
20- 30%
30- 40%
Above 40%

10) Objective of your saving are:

To provide for retirement benefit

For tax reduction
For children education
For purchase of asset
For emergencies
All the above
Others, please mention

11) Are you availing services of professional financial advisors ?

Yes
No

12) If Yes ,What is the major reason for availing financial services ?

Want help with asset allocation

Do not have time to make my own investment
To explain various investment options
Want to make sure that I am investing enough to meet my financial goal

13) If No, What is the major reason for not availing financial services?
 Have access to all resources needed to invest on my own

Believe advisors are too expensive

Unsure how to find a trust worthy advisor

Want to be in control of own investment

14) State the sources of awareness of mutual fund :

Reference groups
Mail
Newspapers/Financial Magazines
Interest
Television
Brokers/ Agents
All the above
Others, Please mention

15) Do you think Mutual Fund investing is a best alternative to Equity investing?

Yes
No
Don’t Know

16) Rank your preference towards the following mutual funds :

(Highest being given 1st rank & the lowest being given 9th rank)

Option Rank
ICICI
HDFC
UTI
SBI
KOTAK
TATA
STANDARD CHARTERED
RELIANCE
BOI

17) Do you read the risk factor specified in mutual fund document before investment?
 Yes
No

18) In which type of fund have you invested?

Equity Fund
Balanced Fund
Debt Fund
Index Fund
Bond or Gift Fund
Sector and Industry Fund

19) Which type of scheme you prefer? (On Basis of Duration)

Open Ended
Close Ended

20) In Which type of plan you prefer to invest?

Income Oriented (High risk)

Growth Oriented (Low risk)
Income and Growth Oriented

21) State the sources of Market Value of Units:

Newspaper
Company Bulletine
Fact Sheet
Website [General]
Website [Company]
All the above
Others, please mention

22) What is your current attitude towards the following Financial Instruments, in the Indian
Capital Market?
 Options Highly Some what Not very Not at all
Favourable Favorable Favourable Favourable Favourable
a. Shares
b. Debentures
c. Mutual Funds
d. Bonds
e. Money Market
Instruments

23) There are many Qualities that could affect your selection of Mutual Fund and specific
Scheme, Please indicate the importance of the following in your decision:

Highly Important Some Not very Not at all

Important what Important Important
Important
A.FUND RELATED QUALITIES:

a. Fund Performance Records

b. Funds reputation or Brand

names.
c. Scheme’s expense ratio

d. Scheme’s portfolio of
investment
e. Reputation of the fund
manager/schemes
f. Withdrawal facilities.

g. Favourable rating by a
rating agency.
h. Innovativeness of the
schemes.
i. Products with tax benefits.
j. Entry & Exit loads
k. Minimum initial investment

B.FUND SPONSER QUALITIES:

Highly Important Some Not very Not at all
Important what Important Important
 Important

a. Reputation of sponsoring
firm.

b. Sponsor has a recognized

brand name.
c. Sponsor has a well
developed agency &
network.
d. Sponsor’s expertise in
managing money.
e. Sponsor has a well
developed research &
infrastructure.
f. Sponsor’s past performance
in terms of risk & returns.

C.INVESTOR RELATED SERVICES:

Highly Important Some Not very Not at all
Important what Important Important
Important

a. Disclosure of investment
objective in the advertisement.
b. Disclosure of periodicity of
valuation in the investment.
c. Disclosure of NAV on every
trading day.
d. MF’s investor’s grievance
redressal machinery.
e. Disclosure of deviation of
investment from original
pattern.
f. Fringe benefits ie. Free
insurance credit cards, loans on
collateral, tax benefits, etc.
g. Preferred MF to avoid
problems.

24) As a Mutual Fund Investor what is your experience?

 Highly Satisfied
Satisfied
Some what satisfied
Unsatisfied
Highly Unsatisfied

25) Over all how satisfied you are by investing in Mutual Fund:

Highly Satisfied Dissatisfied Highly Neutral

Satisfied Dissatisfied
Earnings
Tax Benefit
Capital Appreciation
Easy Payment
Liquidity
Safety and Security

26) For your future investment will you choose Mutual Fund?
Certainly
May Be
Not Certainly

Thank you very much for your kind co-operation & for taking time to complete this
Questionnaire.