Dear Sir or Madam:

I am a driven and analytical financial services professional with the equivalent

of a Bachelors in Mortgage Underwriting and the equivalent of a Masters in Sale
s. The past 2 years I've worked heavily in day to day operations owning and mana
ging a loss mitigation underwriting firm. My primary role was working directly w
ith lawyers, investors, real estate agents, and clients, to underwrite and mitig
ate loss. In addition, I have worked as a successful real estate agent and whole
sale mortgage executive. I have an adept working knowledge relating to various
facets of mortgage and real estate.
My success is a result of my work ethic and ability to effectively communicate i
nternally and externally. I pride myself on being resourceful, gathering accurat
e data, and making sound decisions in a fast paced environment.
I am actively looking for a new position in underwriting, asset management, or c
omparable.
Please call or email me to schedule an interview.
My resume is below.

Thank you,
Kirsten VanderJagt
Cell Phone (858) 414 - 2810
kv5385f6@westpost.net
Enclosure: Resume 05242010

Kirsten VanderJagt
7820 Roan Rd. San Diego, 92129
Cell Phone (858) 414 2810
kv5385f6@westpost.net

Career Summary
An analytical and resourceful financial services professional, with over 7 years
risk management experience. Proficient in wholesale mortgage sales, mortgage u
nderwriting Super Jumbo and Alt A for private placement and flow sales, and 2 ye
ars experience post close loss mitigation direct with investors. Enjoys problem
solving, learning, and training. Driven to help others and increase efficiency
and retention.
Accomplishments

* Successfully managed two loss mitigation underwriting corporations.

* Effectively trained small wholesale mortgage division for local correspondent
lender, increasing department loan fundings from $4 million to $68 million per m
onth.
* Personally averaged 10 million dollars funded each month as an Account Executi
ve.
Work Experience
AIG / MATRIX DIRECT, INC. / AMERICAN GENERAL LIFE INSURANCE
FIELD UNDERWRITER
* Field underwrite insurance applications.
* Produce and close life insurance investments in 48 States.

DYNAMIC LENDING AND INVESTMENTS, INC. / LDG, INC.

CEO / LOSS MITIGATION UNDERWRITING MANAGER
* Underwrote and reviewed submitted files to analyze for capacity, capital, char
acter and condition. Underwrote primarily loss mitigation, retail mortgage loans
on occasion.
* Identified best loss mitigation tool and facilitated rate/principle reductions
, short sales, deed in lieu, or cash for keys. Maintained supervision of loan de
faults, secondary defaults, short sales, and foreclosure sales. Worked with Real
Estate Agents as necessary.
* Comfortable with complex financial worksheets, credit reports, debt ratios, va
luations, tax returns, laws, contracts, certifications, and business licenses.
* Upheld fair lending practices, met targets for productivity, quality and custo
mer satisfaction.
* Reported to Board Members on all phases of business development. Nov. 2009 - P
resent

Nov. 2007 -Oct. 2009

BEAR STEARNS RESIDENTIAL MORTGAGE CORP. (06 - 07)

EQUITY 1 LENDERS GROUP (02 - 06)
WHOLESALE MORTGAGE EXECUTIVE / ALT A FIELD UNDERWRITER
* Residential loan placement and execution of manual underwriting using multiple
A paper, Alt A, and Super Jumbo loan guidelines.
* Top producing Wholesale Mortgage Executive 3 years in a row.
* Closed 40 sales per month averaging $250,000 per sale.
* Managed 45 Brokers and Real Estate Firms; 2000+ Agents.
* Worked with Secondary and Underwriting departments to obtain/ roll out new pro
ducts, train sales staff, and quality control loan files.

Oct. 2002 -Oct. 2007

Educational Background
* Currently enrolled at LOMA
* Western International University
AA Business Management Pending
* California Real Estate License
* Life and Health Insurance Licenses, all states except VT and HI