ANIMESH BHATTACHARYA

12286 Darkwood Rd, San Diego CA 92129

Mobile: (330) 554-5048
Email: ab5ab3e4@westpost.net
WORK EXPERIENCE
Comptroller of the Currency (Carlsbad, CA)
Associate National Bank Examiner
Jan 2007 - Present
* Determine the quantity of risk and quality of risk management for major regula
tory rating components of community banks including Capital, Earnings, Liquidity
, and Sensitivity to Market Risk.
* Evaluate bank financial condition through review of bank reporting, including
Board financial packages, key committee reports, budgets, Interest Rate Risk mod
els, and variance reports.
* Analyze bank investment portfolios to quantify the impact of exposure to chang
ing interest rates, changes in credit quality, and special cases like other-than
-temporary impairment.
* Assess loan quality through file underwriting review and determination of borr
ower repayment capacity through cash-flow analysis of financial statements and t
ax returns.
* Evaluate internal control environment, audit process, and financial reporting
(Call Report) process. Gauge effectiveness of internal and external audit proce
sses as well as management correction and follow up.
Assess bank information technology environment, including regulatory compliance
requirements, business continuity planning, vendor management, and risk assessme
nt procedures.
* Communicate with management in following up on noted deficiencies and presenti
ng findings at exit meetings.
* Assist in preparation and completion of Reports of Examination.
* Participant of many specialized engagements including retail credit (merchant
processing / payment systems, mortgage loans, auto loans, home equity loans, sma
ll business loans, loan modifications), asset management, shared national credit
s, and bank operations.
Ernst & Young LLP (Akron, OH)
Staff Auditor
May 2004 - Jan 2007
* Completed analytical and risk-based substantive testing procedures.
* Performed evaluations of internal controls as well as related testing.
* Calculated and proposed financial statement adjustments.
* Verified drafts of financial statements and related footnote disclosures.
* Was a team member of multiple year-end financial audits and quarterly review e
ngagements for a variety of industries including commercial banking, oil & gas e
xploration, manufacturing, retail, and software development.

EDUCATION
University of Notre Dame (South Bend, IN)
Master of Science
August 2005
* Concentration - Accountancy; Graduated Cum Laude; Overall GPA - 3.64.
Kent State University (Kent, OH)
Bachelor of Business Administration
May 2004
* Majors - Finance, Economics; Graduated Summa Cum Laude and a salutatorian; Ove
rall GPA - 4.0.
SELECTED CLASSWORK AND COURSES
* OCC Training - Examination Process, Financials, Asset Quality, Consumer Compli
ance, Information Technology, Inductive Writing
* Graduate - Financial Accounting, Cost Accounting, Federal Taxation, Accounting
Measurement & Disclosure, International Financial & Risk Management, Accounting
Information Systems, Business Analysis & Valuation
AFFILIATIONS AND LEADERSHIP OPPORTUNITIES
* California Society of CPAs - Affiliate Member, 2009-Present
* Ohio Society of CPAs - Affiliate Member, 2005-2009
* Beta Gamma Sigma (International Business Honor Society), 2004
* Omicron Delta Epsilon (International Economics Honor Society), 2004
* Business Presidents' Roundtable, Kent State University - Chairperson, 2003-200
4
* Financial Management Association, Kent State University - President, 2003-2004
* Economics Club, Kent State University - President, 2002-2004
PROFESSIONAL ACCOMPLISHMENTS
* Passed all four parts of Certified Public Accountant (CPA) examination; applie
d for California licensure.
* Level 1 candidate for the Chartered Financial Analyst (CFA) program.
* Served as a Peer Advisor for younger employees at Ernst & Young.
* Successfully completed the "Your Master Plan" program at Ernst & Young and the
University of Notre Dame, a competitive work-study program that combined post-g
raduate study with work experience.
HONORS AND AWARDS
* Ernst & Young Leadership Award, 2005
* Wall Street Journal Student Achievement Award, Kent State University, 2004
* Eric Rackham Leadership Award, Kent State University, 2004
* Arden L. Allen Leadership Cup, Kent State University, 2004
* President's List/Dean's List (4.0 GPA), Kent State University, 2002-2004
COMPUTER SKILLS
Microsoft Windows XP, Microsoft Office (5+ yrs; Word, Excel, PowerPoint), data c
apture and technology troubleshooting.
REFERENCES
Available upon request.
TRAVEL
Willing and able to travel frequently. Have traveled up to 100% during professi
onal career thus far.
RELOCATION
Willing and able to relocate anywhere. Flexible if right opportunity.