William M. Waller wwa2baf4@westpost.

net
121 Glen Eagle Way billwaller@vzw.blackberry.net
McDonough, GA 30253 (678) 387-7211
SUMMARY OF SKILLS/EXPERIENCE:
Bill is an experienced Banker with demonstrated success in financial analysis, c
redit structure, project management, consulting and executive management. He is
experienced in the underwriting, structure and management of numerous types of i
ncome producing property financing including, anchored retail, unanchored retail
strip, office, multifamily, industrial and hospitality. Bill has extensive know
ledge in the financing of CDC credit facilities including SFR Construction, Resi
dential and Commercial Acquisition and Development (A&D). His experience additio
nally includes the underwriting and structure of asset based lending credit faci
lities as well as the underwriting and financial analysis on numerous types of o
perating companies. Bill is very experienced in the collection side of financial
transactions. He has supervised the collection of all types of residential and
commercial real estate through negotiation, litigation and foreclosure. Bill has
also extensive experience with OREO properties serving as the approving authori
ty for all sales of real estate including SFR, CDC and CRE income producing prop
erties. Bill is very experienced in managing a team of professionals while provi
ding training, direction and coaching.
Work Experience:
Asset Manager Huron Consulting Group (Atlanta, GA)
2009 to Present
* Manage asset professionals in resolution of loans now under control of FDIC re
ceivership.
* Resolve all CRE assets and CRE construction assets through compromise, negotia
ted settlement, foreclosure and litigation.
* Resolve all unfunded commitments through negotiated settlement, modification a
nd repudiation.
* Coordinate work assignments with a staff of asset professionals.
* Report progress to the FDIC on a bi-monthly basis.
* Present high level assets to appropriate credit committee for final approval/r
esolution.
First Bank Financial Services, Executive Vice President
2004 to 2009
Served as Chief Lending Officer of $400 Million Financial Institution
Staffed and managed a special assets department that successfully negotiated an
d sold $75MM in OREO.
Managed a staff of subordinate lenders and directed a staff of loan operation p
ersonnel
Served on Board Audit Committee
Served on Board Asset/Liability (ALCO) committee
Developed credit matrix guidelines for all CRE properties
Responsible for all litigation including bankruptcy petitions
Authored new Loan Policy that was accepted by Board and the FDIC

First Nation Bank/Synovus affiliate: Senior Vice-President/Area Executive 19

99 to 2004
Chief Lending Authority for Area
Developed new underwriting standards for CRE as well as CDC real properties
Approving authority for all litigation and all foreclosure of real property
Staffed and trained a special assets department
Trained and coached a staff of subordinate commercial and consumer lenders
Developed more efficient credit underwriting and financial analysis
Central Park Capital: Director
 1995 to 1999
Successful underwriter of CMBS with loans totaling well over $1 billion
Successfully underwrote an Industrial REIT with 100 properties for $110 Million
Very experienced working with rating agencies regarding subordination levels
Exhibited strong knowledge on numerous income producing property types
Acknowledged as a financial analysis professional
Univest Financial Services: Project Manager
1992 to 1995
Successful project manager on the C2 & C3 RTC Securitizations
Trained and staffed a project team of contractors re-underwriting income produc
ing property loans held by the RTC
Project lead satisfying a HUD contract underwriting and inspecting HUD properti
es in the U.S. and Puerto Rica
Very successful on numerous private due diligence projects for buyers of distre
ssed and performing loans
Efficiently led numerous projects; underwriting new CMBS originations from Diaw
a, Goldman Sachs, Lehman Brothers & Duetche Bank
Union Planters/Sunburst Bank: Vice President
1986 to 1992
Highly recommended in CDC underwriting and maintenance
Acknowledged as a top producer with low loan loss
Acknowledged as an excellent teacher in financial analysis
Very capable supervisor of subordinates
Very successful with renegotiations and workout credits
EDUCATION:
University of Southern Mississippi Bachelor of Science/Finance
Graduate School of Banking at LSU
Ole Miss School of Banking