Robert F.

Edwards
7575 E Indian Bend Road * Scottsdale AZ * Phone 248-318-9615
Email: recc7510@westpost.net
Objective: Highly motivated business professional with over 13 years experience
in the financial services industry. I am seeking new career opportunities. Hi
ghly effective communication skills based on sales background and the ability t
o work and manage in a team environment. Proven experience in Microsoft Word, E
xcel, Power Point, Access and E-mail Applications.
EXPERINCE_______________________________________________________________
Nationwide Credit
October 20009 - Present
Portfolio Manager
* I am part of a special project group working on behalf of American Express hig
h end accounts
* Responsible for working and preventing the accounts from further aging therefo
re helping improve American Express roll rate and daily stock price
* I also specialize in negotiating directly with the creditor settlements on ac
counts that can no longer be in a paying status and are in hardship situations
* Structured debt management programs using American Express approved guidelines
* Conducted both credit and financial analysis to determine appropri
ate financing options to grant credit lines to existing clients
* Multi award winning producer

Sterling Solutions L.L.C

Scottsdale, AZ
October 2007- September 2009
Loan Modification Advisor
* Advised homeowners in duress circumstances
* Responsible for negotiating directly with lenders and keeping clients up to da
te during the process
* Personally responsible for helping over a 100 homeowners retain ho
me and avoid foreclosure
* Specializing in attorney back modifications

Kaye Financial Corporation

Bloomfield Hills, MI
August 2002-October 2007
Branch Manager
* Responsible for generating $65 - $75 million dollars with of annual production
* Responsible for training of loan officers, processors and support staff
* Developed and maintained relationships with over 50 lenders / investors
* Conducted presentations and training on a weekly basis for all employees
* Self - generated in excess of 1-2 million dollars in new business per month
* Developed and maintained business relationships with realtors, tax accountants
, financial planners, divorce attorneys and banks

PrimeFinancial
Oak Park MI
December 1999 - July 200
Mortgage Banker, Director of Internet Sales
* Established production goals and procedures for staff of 15
* Educated Capstone's national sales force on internet lending strategies
* Presented weekly production reports to the management team
Mortgage Banker
* Generated in excess of 1.5 million dollars in new business a month
* Consistently ranked in top 10% in closed loans per month
* Conducted both credit and financial analysis to determine appropriate financin
g options
* Structured debt management programs using the mortgage as a catalyst

John Hancock Investment Services

Sterling Heights, MI
June 1997- November 1999
Financial Consultant
* Structured financial plans for personal, corporate and small business clients
utilizing a risk management/wealth accumulation model
* Developed strategies for the acquisition and management of existing 401(k) pla
ns for small business clients
* Conducted Long Term Care and Estate Planning seminars
Education___________________________________________________________
Ferris State University-B.S. Finance,
May 1997 Big Ra
pids, MI

Affiiations__________________________________________________________
* Member of Mortgage Broker Association
* Member of Business Network International
* Series 6, 63 Registered/ Life, Health and Variable Contracts Licensed
* Certified Mortgage Planner