Professional Resume of:

WILLIAM J. TRESNAN
121 Village Common - Fishkill, N.Y. 12524
Residence: (845) 896-6151; Cell: (845) 591-0203

PROFESSIONAL EXPERIENCE
EAGLE NATIONWIDE MORTGAGE COMPANY 2007 - Aug 2010
Fishkill, New York
* Branch Manager / Owner: Established and managed a net branch office of Eagle N
ationwide Mortgage Company, a subsidiary of Eagle National Bank Responsible for
all aspects of the branch operation and production.
INDEPENDANT CONSULTANT - WJT ASSOCIATES 1991 - Present
* Managing Director / Owner: Formed in 1991 as a professional consulting firm of
fering contract loan origination, portfolio review, risk management, operational
risk analysis and regulatory compliance services to the banking and financial s
ervice industries.
* Since 1998 work involved primarily large Project Management, development and i
mplementation services, to overseas banking organizations.
* Completed assignments included but not limited to Y2K Project Development / Im
plementation; Basil-2 Compliance; Bank Acquisition and Merger projects; Enterpri
se Level and Operational Level Risk Management Projects; Risk Review and Reporti
ng Services for Bankers Blanket Bond insurers.
* Project locations: London, Guernsey, Bermuda, Bahamas, Barbados, Cayman Island
s, Mexico City, Saudi Arabia, Guatemala, Turkey, Columbia

METROBANK FOR SAVINGS FSB 1990 - 1991

Palisades Park, New Jersey
* Senior Vice President - Joined the bank at the request of the Board to establi
sh a division to manage the work out of problem commercial real estate loan asse
ts. Formed a "Division of Special Assets" (DOSA) which grew to a staff of 30+ em
ployees. Operating under regulatory supervision, the division oversaw all bank l
ending activity and loan workout efforts. Primary directive was capital recaptur
e through the recovery of charged off principal and loan loss reserves.
FIRST CITY NATIONAL BANK & TRUST CO 1987 - 1990
New York, New York
* Interim President / CEO 1989 - 1990
* Sr. Vice President / Lending Division 1987 - 1989
* Vice President / Sr. Real Estate Loan Officer 1986 - 1987
Duties and Accomplishments:
Initially hired to diversify Banks asset base by expanding lending activity into
new areas of business
Developed and managed a full service Real Estate Lending Division. Product offer
ings included Commercial mortgage loan, Construction loan and residential loan p
roducts.
Promoted to Senior Vice President to further diversify loan product development
to business loan and consumer loan markets
Developed advertising and promotional campaigns to open new market areas
Established departmental budgets and monitored production and profitability goal
s of loan officers.
Elevated to the position of Interim President / CEO at the request of the Board
of Directors to manage the Bank through a turn around effort due to successes ac
hieved.
Worked closely with Bank regulatory agencies to achieve compliance with regulato
ry directives
COMMUNITY NATIONAL BANK & TRUST CO. 1982 - 1987
Staten Island, New York
* Vice President - Real Estate Lending Department Head 1984 - 1987
* Asst. Vice President - Real Estate Lending Officer 1982 - 1984
Accomplishments and duties included:
- Joined the Bank along with the new VP, Senior Lending Officer while the Bank w
as under a Cease and Desist Order issued by the OCC.
- Assisted in the formation of the Real Estate Loan Division of the Bank to dive
rsify the Banks lending activity and return the bank to profitability.
- Moved the division to profitability within our first year of operations and th
e Bank to profitability within two years.
- Promoted to Vice President to replace the retiring Division Head and assumed r
esponsibility for the commercial real estate and residential lending and mortgag
e servicing departments.
- Developed advertising and promotional campaigns to open new markets which resu
lted in consistently exceeding departmental goals and targeted production levels
.
Other Bank Experience:
I began my career in Banking in 1971 as a Paying & Receiving Teller at MANUFACTU
RES HANOVER TRUST COMPANY in New York City. I advanced through the branch operat
ions ranks based on excellent review ratings, problem solving skills and organiz
ational leadership. Other employers included BOWERY SAVINGS BANK and PRINCETON B
ANK AND TRUST COMPANY
INVESTMENT BANKING
In an effort to expand services and WJT ASSOCIATES technical knowledge, three ye
ar's (1993 - 1996) were invested exploring the intricacies of the Investment Ban
king industry. Working as an independent contractor to Corporate Securities Grou
p located in Stamford, CT. earned the following licenses:
NASD Series 7 Securities Broker; Series 63 Blue Sky; Series 24 General Securitie
s Principal
HIGHER EDUCATION:
Wharton School of Business - Real Estate Investment Analysis Certificate Course
1986
Investment Training Institute (NASD Preparation Course) 1993
PROFESSIONAL ASSOCIATIONS:
Memberships: Exchange Club of Southern Dutchess - Board Member / President Elect
Greater Southern Dutchess Chamber of Commerce
BNI - Business Networking International
Professional Licenses:
NASD Series 7 and Series 63 - Securities Brokers and Blue Sky Licenses (Inactive
)
NASD Series 24 - General Securities Principal License (Inactive)
Civic Activity: Planning Board Chairman - Village of Fishkill 1993 - 1998
Zoning Board of Appeals - Village of Fishkill 2002 - 2005
Exchange Club of Southern Dutchess: 2010 President Elect
Heroes Award Ceremony Chairman 2009 - 2010

* References furnished upon request