AMY M.

DAY 900 Washington Street- Perry, GA 31069

(478) 719-7649 ad113dacc@westpost.net
________________________________________
OBJECTIVE
Financial Services professional exploring opportunities to contribute dynamic ma
nagement, operations, commercial/retail banking, loan administration and team bu
ilding toward actively supporting the employer in maximizing financial performan
ce.
________________________________________
CAREER PROFILE
Over 17 years of successful career business background.
Knowledgeable in all facets of financial services operations.
Expertise in commercial/retail banking, business loan portfolio, deposit acquis
itions and business development.
Comprehensive understanding of business management.
Adept in P&L, quality liquidity, credit proposals and loan closings.
Control and monitor potential portfolio weaknesses and resolve delinquent credi
t issues.
Proficient in advanced business software applications.
Award winning record of progression to assignments of increasing responsibility
and authority.
Proven accomplishments in building market share and recognition.
Track record of achieving challenging revenue objectives.
Outstanding capacity in customer service.
Well-organized multi-tasker with strong detail orientation.
Corporate sponsored professional development programs.
________________________________________
PROFESSIONAL EXPERIENCE
BB&T Bank, Warner Robins, GA 2002 a" Present
Vice President/Sales Manager; Commercial Banking, Consumer Banking
a Act as Senior Unit Banking Officer.
a Oversee daily functions for commercial/retail banking, business loan portfolio
administration, deposit acquisitions and development of positive community imag
e.
a Orchestrate innovative business development strategies.
a Ensure accurate and appropriate documentation and legal compliance.
a Spearhead sales/operations process improvements.
a Develop and execute annual unit budget.
a Provide leadership for staff of up to seven Managers.
a Facilitate real estate and C&I loans up to $30MM.
a Control, monitor and direct credit portfolio exceeding $68MM.
a Ensure unit currency with advanced technology methodologies.
a Deliver profitable unit performance on a consistent basis.
a Establish highly positive business client relationships through use of the Con
sultative Relationship Management Process.
a Launch multiple prospecting initiatives to gain new business.
a Coordinate efforts of Private Bankers, Relationship Managers and Wealth Manage
ment Advisors.
a Serve as Corporate Representative in the community.
a Recipient of Banking Network Sterling Performance Award, Best Credit Quality A
ward (three annual occasions) and Fee Income Producer of the Year (two annual oc
casions).
Loomis Fargo, Macon, GA 1998 a" 2002
Corporate Account Executive
a Retained to perform wide-ranging account management and business development f
unctions.
a Successfully oversaw national accounts for cash and risk management services.
________________________________________
EARLIER BACKGROUND
Prior to 1998, served as Business Development Manager, America Credit Financial
Services, Warner Robins, GA, and Corporate Auditor, Sunstar Acceptance, Atlanta,
GA. In these assignments built outstanding financial management, operations, a
ccount oversight, auditing and staff supervision skill sets.
________________________________________
EDUCATION
BB&T Banking School,
Leadership Program for Houston County
Continuous Banking education credits, 568.50 hours
Workshop: FARR Associates, 2008
Leadership and Professional Development, 2008
Omega Business University, Macon, GA 31069
Graduated: 02/28/2005
Major: Business Credit Instructor Evaluation
Certification, 82%, Ranked #2 out of 15 students in course
BB&T University, Warner Robins, GA 31093
Graduated: 02/20/2003
Major: Leadership
Certification, 99/100 Score
Lexis Nexus, Oracle, Bank Pro, Proactive, Outlook, Excel, Word, PowerPoint
Diploma, College Preparatory, Perry High School, Perry, GA, 31068, 1989
SUPERVISOR QUOTES AND RATING COMMENTARY:
aAmy Day exhibits exceptional pride and ownership and possesses strong personal
goals and accomplishes goals within the context of work unit and corporate missi
ons and possesses self-motivation and a strong work ethic, including the initiat
ive, energy, and desire for success. Can make things happen, negotiate, and amak
e a deal.a Recognizes business opportunity and seizes it. Meets agreed goals on
consistent basis. Leads by example and is forward-thinking. Creates and manages
real and positive change. Selects and retains talented people. She encourages tr
aining and education. Provides coaching and feedback to develop team members to
fullest potential. Evaluates and rewards employees objectively. Proven Top Produ
cer; developed leadership and diplomacy skills.a Scott Carpenter, Senior Regiona
l Credit Officer, BB&T Bank, Overall Performance and Summary, 2008
aConducts and follows policy and practices; properly analyzes financial informat
ion to include historical performance and project ability to perform per the ter
ms of our agreements. Considers all elements of credit risk and objectively asse
sses the degree of risk within acceptable parameters; utilizes logic and assessm
ent of risk as determined through proper analysis and maximizes relationship eco
nomic profit.a Scott Carpenter, Senior Regional Credit Officer, BB&T Bank, Over
all Performance and Summary, 2008
aRegional Senior Credit Officer and Administratora"Amy is a great balanced lende
r as evidenced by the quality, profitability, and growth. She has shown her true
abilities by how she is managing a $90M credit portfolio in a challenging econo
mic environment.a Jack Leser, BB&T Bank, City President, 2007
aWelcome to the Board of Directors for the Rainbow House Childrenas Resource Cen
ter. I have enclosed an application. Please complete it and return it to us by m
ail to the address above or to the fax number.a Barbara Jernigan, Office Manager
, Rainbow House Childrenas Resource Center, 2007
aMy partner Carmille and I were impressed by the reception we received during ou
r visit on April 14, 2006; we must first apologize for when we set the date for
the meeting with the developers, builders, and realtors. We did not realize that
it was Good Friday. Nonetheless, the meetings and the day went exceptionally we
ll because of the attention, dynamism, and arrangement made and provided by Amy
Day.a W. Rouzea, Vice President, Lucent Technologies, 2006
aAmy: Thanks for doing such a great job with the client and prospects. You are r
eally making a difference in the Warner Robins market.a David Lanier, Regional p
resident, BB&T Bank, Position, Organization, 2006
aOnce, again Amy has proven herself as top producer, not only in the region but
also in the entire banking network. I find it difficult to come up with new ways
to recognize her achievements and accomplishments and excellent underwriting sk
ills, good client relationships, and willingness to work hard to get the job don
e.a David Lanier, Regional president, BB&T Bank, Position, Organization, 2006
aAmy received a score of 82 and was 2 out of 15 to pass this course. This course
consists of eight modules of independent study materials followed by cases stud
y. The major sections of this class were identifying the Borrowing Cause, Analyz
ing Business Risk, Analyzing Financial Statements, Analyzing Cash Flow, Developi
ng Projections, and Working Capital. A significant amount of material is covered
in this advanced course in a very short period of time and required at lot of h
ard work by the participants. Amy succeeded in earning a passing grade on a very
difficult test, which is representative of this very comprehensive course. Amy
had a positive attitude and actively participated in group discussions. Her inpu
t to the class was meaningful and helpful, not only to the class, but also to me
as an instructor. She worked very hard to learn as much as possible in this cou
rse and should be commended for her success.a Steve Boyenger, Regional President
, Omega, 2005
OTHER QUALIFICATIONS:
Job-related training courses:
Community Reinvestment Act, 03/2005, 2007-2008; Security Procedures, 2005, 2006,
2007, 2008; Business Loan Strategy, 1/31/2005, Basics of Financial Accounting,
1/27/2005; Building and Managing Business, 03/2005; Regulation DD Truth-in-Lendi
ng, 8/3/2005; Richardson Company Negotiating Skills, 11/1/2005; Securities Inqui
ry, 04/2005; Business Deposit Product Knowledge 01/2005, Fair Credit, 02/2004, T
ruth and Lending Regulation Z, 04/2004, Bank Secrecy Act Abridged, 05/2004; U.S.
Patriot Act, 06/2004; Regulation CC, Funds Availability Act, 06/2004; Construct
ion Residential and Commercial Lending, 10/2004; Business Lending, 12/2004; Fund
amentals of Retail Lending, 02/2003; One Leader at a Time, 09/2003; Residential
Mortgage Regulations, 12/2003; Emotional Intelligence, 12/2003; Cohen Brown Prac
tical Time Management, 05/2003.
The following courses were taken between 2007 to 2008: Money Laundering Fundamen
tals, Equal Credit Opportunity Act, Home Anti/Tying Training Regulation Y, Funda
mentals of Commercial Real Estate, Cip, Sir/Sars, Account Analysis, The Consulta
tive Sales Retentions Process, Wealth Management, Managing Business Quality, RMA
Assessment, Records Management, Consumer Privacy Act, Understanding Tax Returns
, Land Acquisition and Development Training, Executive Team Development, Manager
Team Development, Leadership Development, Executive Coaching Management, Maximi
zing Leadership, Dynamics, Effective Team Building, Strategic Leadership Develop
ment
Job-related certificates and licenses:
Omega Business University and Business Credit Instructor Evaluation Certificatio
n, 2005
BB&T University and Leadership Certification, 2003
Honors and Awards:
Whoas who, 2009, 2008
Loan Production, Ranked #2, 2008
Promotion, Vice President, 2007
Promotion, Job Grade, 2007
Top 10 Annual Deposit Producers, 2007
Top 10 Fee Income Producers, 2007
Superior Business Loan Portfolio Growth, 2007
Top Five Deposit Producer, $23M, Ranked #2, 2007
Warner Robins Area Chamber of Commerce Leadership Program, 2007
Bankeras Secret Shoppers aExcellent Customer Servicea Award, 2006
Business Banker of the Year, 2006
Sterling aManagera of the Year, 2005
Presidentas Award, 2005
Promotion: Financial Manager, Business Banker, 2004
Best Credit Quality, Highest Profitability, Best Audit Documentation Award, 2004
Promotion: Assistant Vice President, 2003
Financial Center, Best Improved Performance Branches, 2003
Loomis Fargo, Account Executive of the Year, 2001
Professional and Social Affiliations:
Red Cross, Fundraiser, Event Coordinator, 2009, 2008, 2006
The Moose Club, Educational Funds Fundraiser, Event Coordinator, 2008
United Way, Bank Leader, Fundraiser, Volunteer, 2008, 2006, 2004
Warner Robins Area Chamber of Commerce Leadership Program, Participant, 2007
Board of Directors, Rainbow House Childrenas Resource Center, 2007
DDM, Fundraiser, Event Coordinator, 2007
The Biltmoreas aWhoas Whoa among Professional Business Women, Recognized Member,
2009, 2008
Branding aBeliefs, Behaviors, Results,a Quality Management Performance, Producer
, 2009
Knowledge, Skills, and Abilities:
Ability to communicate, lead, manage, direct, supervise; provide expertise in co
mmercial and retail banking, business loan portfolio, deposit acquisitions, and
business development; execute comprehensive understanding of business management
; proficient in profit and loss analysis, quality liquidity, credit proposals, a
nd loan closings; control and monitor potential portfolio weaknesses and resolve
delinquent credit issues; advanced business software applications; advance into
increased levels of assignments and authority; demonstrated skills in market sh
are; achieve challenging revenue objectives; customer service; multitasker; deta
il-oriented; corporate-sponsored professional development programs; Microsoft (M
S) Word, Excel, PowerPoint, Access
References
Larry OaNeil
State Representative for Georgia
478-396-0982
Gary Garrad
Appraisal Services
478-922-7800
Anita Harvey
BB&T Bank
478-956-1300