VINAY BABU.

V
9989633778
8008800824
E mail: vinayaries1982@gmail.com

PERSONAL PROFILE
Highly astute, energetic and team spirited with a strong work ethic able to fulfill the
corporate objectives and goals, comprehensive experience in environments with problem
resolution, economic and business function, all in time critical, fast-paced and high
volume settings. Outstanding academic and practical knowledge in banking environment,
outstanding comprehension of financial elements, cash flow analysis and risk analysis.

CORE PROFESSIONAL STRENGTH

- Building Key strategic relationship - Credit Appraisal - Monitoring
- Financial Needs Analysis - Industry Knowledge - Policies reviews
- Individual Client consultation - Credit investigation - Risk analysis

PROFESSIONAL EMPLOYMENT

Worked as Assistant Manager Scale 1- Business Banking in ING Vysya Bank Ltd,
Chikkadapally Hyderabad from Aug 2007 to Aug 2009.

Worked as Assistant Manager Scale 1- Business Banking in ING Vysya Bank Ltd,
One Town Branch, Vijayawada from Aug 2009 to Oct 2010.

Under going training of SAP- FICO in IGROW Soft Solutions, Hyderabad

ROLES AND RESPONSIBLITIES

1. As part of Business Banking, I am responsible for sourcing of Working Capital

loans includes Cash Credit/Over Draft, Letter Of Credit and Bank Guarantee.
2. I am responsible for processing the business loan proposals and active
participation in documentation part.
3. Analyzing the financial performance of the customer before sanctioning the credit
limits.
4. I am responsible for monitoring the transactions of the customer.
5. I am responsible for preparing all kinds of MIS reports, and report the same to
Regional Office on monthly basis.
6. I take active participation in all the fresh, renewal, enhancement meetings with
customers to prove the various processes’ further.
7. Responsible for maintaining insurance track of the customer's collaterals offered
to the bank.
8. Responsible for the inspection of customer's collaterals offered to the bank.
9. Responsible for Recovery of term loans on monthly basis.
10. I am responsible to fulfill the customer’s need and satisfaction.

CERTIFICATIONS

1. Certificate of recognition in Essentials of Credit Appraisal and Monitoring

from ING Vysya Bank, Bangalore in the year 2009.
2. Certificate of recognition in Credit Appraisal and Monitoring from ING Vysya
Bank, Bangalore in the year 2008.
3. Certificate of recognition in Business Banking Compliance Course from ING
Vysya Bank, Bangalore in the year 2009.
EDUCATION

• M.B.A (Finance) from Kakatiya University, during the academic year 2005-
2007.
• M.Com (Commerce) from Osmania University during the academic year 2003-
2005
• B.Com (Commerce) from Osmania University, during the academic year 1999-
2002.

SEGMENTS AND CUSTOMERS:

SEGMENT CUSTOMERS NAME LOAN AMOUNT

Pharmaceutical M/s Vijaya Sai Medical Distributors,Hyd INR 250.00 Lakhs

FMCG M/s Shakthi Enterprises,Hyd INR 250.00 Lakhs

Ploy Industries M/s S.V. Polymers, Hyd INR 80.00 Lakhs

Garments M/s Anutex, Hyd INR 200.00 Lakhs

Educational institution M/s Vagdevi Educational Intuition INR 50.00 Lakhs

PERSIONAL DETAILS

Name : VINAY .V

Father’s Name : V.VISHWANATHAM

Date of Birth : 11-04-1982.

Languages Known : English, Hindi & Telugu

Technical skills : Proficient in MS word, Excel and Power point presentation.

Soft skills : Good Presentation skills, Assertiveness,

Oral and Written communication, Email Etiquettes etc.

Address : C/O S.B.N.Chary, Happy Home Apartment, H.No 2-1-566/B

New Nallakunta, Hyderabad-44.