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Oday's lending market for affordable homeownership is a good news, bad news story. Delinquencies and foreclosures have forced banks to tighten lending standards. The need for higher scores is now being felt throughout the city's lowand moderate-income neighborhoods.
Oday's lending market for affordable homeownership is a good news, bad news story. Delinquencies and foreclosures have forced banks to tighten lending standards. The need for higher scores is now being felt throughout the city's lowand moderate-income neighborhoods.
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Oday's lending market for affordable homeownership is a good news, bad news story. Delinquencies and foreclosures have forced banks to tighten lending standards. The need for higher scores is now being felt throughout the city's lowand moderate-income neighborhoods.
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Attribution Non-Commercial (BY-NC)
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odays lending market for affordable homeownership is a
good news, bad news story: The good news is that
because of the ongoing housing slump real estate prices are among the most competitive in recent memory with interest rates still hovering at historical lows. However, the bad news is that delinquencies and foreclosures have forced banks to tighten lending standards, particularly credit scores. The need for higher scores is now being felt throughout the citys low- and moderate-income (LMI) neighborhoods being served by Acorn, NHS, and the New York Mortgage Coalition (NYMC). At NYMC our primary focus is to expand homeownership opportunities for first-time LMI buyers through pre-purchase counseling, prequalification, and mortgage placement. With stricter lending guidelines, our counselors now report that clients with scores in the mid-600s, sufficient for approval as recently as 6 to 12 months ago, are often denied financing, with the exception of FHA and SONYMA. Though a variety of factors such as employment, cash reserves, and debt-to-income ratio are involved in the underwriting decision, it is the credit score that makes the borrowers all-important first impression on the lender and it is the credit score that remains a key driver in determining both mortgage-readiness and the interest rate that is ultimately charged. For the housing counselors working out of NYMCs eight community groups, improving credit scores is an ongoing challenge. Our clients have homeownership dreams but often have little or no savings and credit scores below 600. On average 2 out of 3 clients are 6 months or more from being mortgage-ready, which in todays lending environment typically translates as follows: A minimum 680 score At least 11% of purchase price saved towards down payment (5%) and closing costs (6%) At least 2 months cash reserves for PITI (principal, interest, taxes, and insurance) ANHD ANHD The Reader ...of Housing and Community News... July 6, 2009 Volume XXXIV Issue 14 Inside WHEDCO WINS NATIONAL GREEN HOUSING AWARD See page 8. Contents: Resources and Notices . . . . 4 Calendar of Events . . . . . . . 5 Job Listings . . . . . . . . . . 10 This newsletter is made possible through the generous support of Bank of America, Capital One N.A., Citibank M&T Bank, and Ridgewood Savings Bank. New York Mortgage Coalition Helps First Time Homebuyers T T The ANHD Reader, www.anhd.org, July 6, 2009 Page 2 ANHD INC. is a not-for-profit social welfare organization which advocates on behalf of New York City community-based non-profit housing organizations and the neighborhoods they serve. ANHD INC. advocates for comprehensive, progressive housing policies and programs to support affordable, flourishing neighborhoods for all New Yorkers, especially our lower income residents. The ANHD Reader (USPS 695-890, ISSN: 1536-6758), The ANHD Reader, 50 Broad Street, Suite 1125, New York, NY10004, is published 26 times per year (bi-weekly) for $30 for individuals and community based organizations, and $60 for citywide nonprofits, banks, foundations, and government agencies by ANHD INC. Periodical Postage paid at New York, NY. POSTMASTER: Send address changes to The ANHD Reader, 50 Broad Street, Suite 1125, New York, NY 10004. Phone: (212) 747-1117. Fax: (212) 747-1114. Two years employment history Two years of income tax and W-2 forms Home Buyer Education Certificate With the down payment and closing cost subsidies offered by many entities including NYCs HPD, SONYMA, First Home Club, and the various banks, there are exceptions to these requirements, e.g. the 11% savings. Unlike relatively fixed issues such as employment and income level, a borrowers credit score can improve, often within days and sometimes instantaneously, with a few targeted changes. To help increase our pipeline of mortgage-ready borrowers and to better triage the flow of new clients, NYMC will soon pilot-test a program designed to optimize credit scores by providing our counselors the specific short term action steps for a borrower to maximize his or her score. Legitimate score increases of 1 to 100+ points are possible through changes in four key areas: A) Paying down debt, e.g. installment or revolving debt; B) Transferring balances, e.g. from one credit card to another; C) Opening new accounts to increase the number of credit lines; and D) Eliminating inaccuracies, e.g. ensuring that no suits, liens, or late payments are falsely attributed to the borrower. But even the most experienced housing counselor can only guess the scoring impact of paying down a balance or opening a new account. There is now a credit simulation program that eliminates the guesswork, offering counselors the ability to advise borrowers on the score impact from a specific action with greater than 90% predictability. The program, developed by a Maryland-based software company CreditXpert (www.creditxpert.com), is available through credit reporting agencies such as First American Credco. In our pilot program the credit simulation model will automatically pop up when the standard three-bureau credit report is pulled, allowing clients to explore increasing scores in a number of ways, for example: If a borrower has a score of 650 what steps must she take to reach 680? If a borrower at 620 has an extra $175 cash - how could he spend this to achieve maximum score gain? How will a score change if the borrower pays off a collection AND opens a new credit card account? In each case the program will outline the most efficient, least expensive action steps to achieve the greatest increase. In todays lending environment a score improvement of even one point, e.g. 679 to 680, can move an applicant up one score band which could mean the difference between refusal and approval, or between a rate of 6.50% and 5.75%, representing over $100/month savings on a $250,000 mortgage. This represents important savings for first-time homebuyers, which will go a long way to ensuring the dream of homeownership will be both achieved and sustained over the long term. Important note: The optimization process described is NOT credit repair which relies on concealing or falsely disputing past spending behavior to improve scores. Credit optimization is a legitimate means to improve scores by focusing on positive future action while eliminating current inaccuracies. The ANHD Reader, www.anhd.org, July 6, 2009 Page 3 In todays market, it is more important than ever for your clients to work with a lender they trust. Bank of America is the right choice for your clients mortgage because: asI vcar morc pcoplc chosc ark ol Amcrica lor Ihcir homc hrarcirg Ihar any other lender in the U.S. \c origiraIc orc ir hvc ol all morIgagcs Io low IomodcraIc ircomc borrowcrs. \iIh No cc MorIgagc UB, vour clicrIs will gcI Ihc bcsI morIgagc dcal backcd bv our closcorIimc guararIcc. Our morIgagc prolcssiorals will kccp vour clicrIs irlormcd cvcrv sIcp ol Ihc way so there are no surprises. HELP YOUR CLIENTS GET THE MORTGAGE THEY NEED FROM THE BANK YOU TRUST. Credit and collateral subject to approval. Only for Bank of America customers. Program rate, terms and conditions are subject to change without notice. THIS INFORMATION IS INTENDED FOR MORTGAGE AND REAL ESTATE PROFESSIONAL USE ONLY AND SHOULD NOT BE DISTRIBUTED OR SHOWN TO CONSUMERS OR OTHER THIRD PARTIES. Bank of America, N.A. Member FDIC. Equal Housing Lender. 2008 Bank of America Corporation AD-TL-T3 Visit http://neighborhoodlending.bankofamerica.com to nd out how Bank of America can provide the best mortgage solution for your clients. STAIR PROMPTS AVAILABLE - PLACE YOUR ORDER! The NYC Department of Health and Mental Hygiene (DOHMH) is working to promote stair use in buildings (see http://www.nyc.gov/html/doh/html/pr2008/pr033-08.shtml). It has been estimated that two minutes of additional stair climbing per day would burn an extra 5800 calories or 1.6 pounds per year, which is enough to level off the average weight gain of 1 pound per year in U.S. adults. Using the stairs instead of the elevator is also a great way to go green as you are using your own power rather than electricity! DOHMH would like to provide owners and managers of affordable housing with stair prompts (signs) you can post by elevators, escalators, and stairs to tell people about the health benefits of stair use and to encourage regular stair use. Placement of signs at the point of decision has been shown in studies to increase stair use by 50% (see http://www.thecommunityguide.org/pa/environmental- policy/podp.html). DOHMH encourages you to order plastic stair prompts (8 x 11), available in English and Spanish to post near your elevators, escalators and stairs. DOHMH also has a laminated poster in two sizes (11 x 17 or 8 x 11) that you can use to reinforce the message elsewhere. Please call 311 to request free stair prompts for your building, and help prevent weight gain in those who visit, work, or live in your building! Contact Sarah Wolf with further questions about this campaign. Phone 212-361-2182 or email swolf@health.nyc.gov. APARTMENTS FOR SALE OR RENT Mother Gaston Blvd Cluster announces that applications are being accepted for 19 affordable rental apartments at, 195 Hopkinson Avenue, 213 Hull Street, 216 Hull Street, 215 Mother Gaston Blvd, 1480 Herkimer Street, and 2160 Dean Street, in the Ocean Hill section of Brooklyn. Eileen Kolesar Garden Apartments announces that applications are being accepted for 30 affordable housing rental apartments at 668, 670 and 674 226th Street, in the Wakefield section of The Bronx. For more information visit the website at: http://www.nyc.gov/html/hpd/html/apartment/lotteries.shtml. The Douglas Condominium announces that applications are being accepted for 38 condominium units at 2110 Frederick Douglas Boulevard, in the Central Harlem section of Manhattan. NHS Community Development Corporation announces that applications are being accepted for StoreWorks III Jerome/Saratoga, a small building rehabilitation program sponsored by the New York City Department of Housing Preservation and Development. For more information visit the website at: www.nyc.gov/html/hpd/html/buyers/lotteries.shtml Continued on page 8. The ANHD Reader, www.anhd.org, July 6, 2009 Page 4 Resources and Notices This area highlights available resources and funding opportunities for nonprofit organizations. 44 Wall Street, 12 th Floor New York, NY 10005 (212)461-2338 www.goldsteinhall.com Affordable Housing Development Real Estate Development Property Tax Exemptions and Abatements Community and Economic Development Law Cooperative and Condominium Law Purchase and Sale of Real Estate Not-For-Profit and Business Law The ANHD Reader, www.anhd.org, July 6, 2009 Page 5 July 7, 8:00 am - 12:00 pm: New York Nonprofit Leadership Series: Building A Strong And Healthy Board Of Directors. The Center for Nonprofit Success is hosting this Leadership Series. The Series addresses the most pressing challenges facing nonprofit leaders, and takes place monthly from June through December 2009. Each seminar features 2-3 speakers and will explore different areas of nonprofit management ranging from strategic planning to executive transition. For nonprofits who are interested in learning about best practices, these sessions are not to be missed. Location: NYU Law School, Greenberg Room, 40 Washington Square South New York, NY 10012. Cost: $95. For more information and to register visit the website at: http://cfnps.org/New_York_Leadership_Series_01.aspx Calendar of Events Submission deadline: Items for The ANHD Reader, Calendar of Events for July 17 - July 31 must be received by Wednesday, July 8. www.mtb.com 2008 M&T Bank. Member FDIC. 6Xdbbjc^in WVc`Vi]ZVgi# M&T Bank has a long tradition of being involved in the cities, towns and neighborhoods in which we operate. As a community bank, we understand that the well-being of our company is connected to the well-being of the communities we serve. We offer both our time and our resources to make our communities better places to live, work and grow. See the difference our personal, local and long- term commitment can make. After all, we live here too. Call us today at 212-350-2523, or visit us at www.mtb.com. INVESTING IN AFFORDABLE HOUSING WITH OUR NONPROFIT PARTNERS Call us to talk about your project MARIADELE PRIEST 212-216-8944 The ANHD Reader is Going On-line Beginning in the near future, The ANHD Reader will be published as an on-line newsletter. As we undergo this transition we will need to know if our readers will want to continue to receive The ANHD Reader on- line. If you will want to receive this on-line please send an email, with your email address, to ray.g@anhd.org. The ANHD Reader, www.anhd.org, July 6, 2009 Page 6 MAKING ENERGY IMPROVEMENTS The Pratt Center for Community Development reminds us that this is a smart time to seal up buildings and take advantage of contractors' availability to make energy improvements. The following resources are available to NYC home- and multifamily building-owners to implement energy upgrades: Every one- to four-family home in NYC is eligible for financial incentives to make energy improvements. (http://prattcenter.net/single-family-energy-financing- sources.php) With additional federal stimulus funding of $394 million over two years, New York State's Weatherization Assistance Program is now the largest in the country, able to serve about 20,000 units in NYC in 2009-10 with about $3,500 per unit. WAP funding may also be combined with incentives from National Grid and NYSERDA. HUD-assisted affordable housing is eligible for up to $15,000 per unit through HUD's new Green Retrofit Program for Multifamily Housing (http://portal.hud.gov/portal/page?_pageid=153,800142 7&_dad=portal&_schema=PORTAL) For information on federal and state energy-related economic recovery programs visit NYSERDA's Economic Recovery and Energy website at: http://www.nyserda.org/economicrecovery/default.asp To learn about a statewide initiative that would retrofit one million homes and generate 50,000 green jobs, check out a white paper recently released by the Center for Working Families, in conjunction with the Center for American Progress and Half in Ten, on Green Jobs, Green Homes. The White Paper can be accessed by visiting the website at: http://www.americanprogress.org/issues/2009/05/pdf/green _jobs_ny_exec_summ.pdf Also visit Energy Matters for 2009 classes for NYC contractors and professionals interested in participating in the growing building retrofit sector. For more information contact: Wendy Fleischer, Sustainability Project Manager Coordinator, NYSERDA Energy $mart Communities, Brooklyn and Queens, Pratt Center,379 DeKalb Avenue, Brooklyn, NY 11205. The ANHD Reader, www.anhd.org, July 6, 2009 Page 7 Resources and Notices continued from page 4. FUNDING TO PROVIDE HOUSING OPPORTUNITIES FOR PERSONS WITH AIDS The New York State Office of Temporary and Disability Assistance (OTDA) announces a funding opportunity for the Housing Opportunities for Persons with AIDS (HOPWA) program. The OTDA is requesting proposals from charitable corporations, not-for-profit organizations and public housing agencies for funding to provide housing and related support services to low-income persons with AIDS or HIV-related illnesses and their families. The deadline to apply is July 14, 2009. For more information visit the website at: http://www.otda.state.ny.us/main/cgo/2009/HOPWA/HOPW A-RFP.pdf RFP TO PROVIDE OPERATIONAL SUPPORT FOR AIDS HOUSING The New York State Office of Temporary and Disability Assistance (OTDA) announces a funding opportunity for the Operational Support for AIDS Housing (OSAH) program. These funds can be used to provide services and operational support to applicants that have received capital grant awards through the Homeless Housing and Assistance Program to provide housing specifically for homeless individuals and/or families living with HIV/AIDS. Eligibility to receive this RFP and to apply for OSAH funding is limited to sponsors of HHAP funded projects that are specifically obligated in their HHAP contract to serve homeless persons with HIV/AIDS. The deadline to apply is July 6, 2009. For more information visit the website at: http://www.otda.state.ny.us/main/cgo/2009/OSAH/OSAH- RFP.pdf FUNDING FOR HOMELESSNESS PREVENTION The New York State Office of Temporary and Disability Assistance (OTDA) announces the availability of approximately $24.3 million in Homelessness Prevention and Rapid Re-housing Program (HPRP) funds. The OTDA is requesting proposals from local social services districts, municipalities, not-for-profit corporations and charitable organizations. A social service district applying for HPRP funds may either manage the grant itself or distribute the grant (or a portion of the grant) through sub-contracts with not-for-profit or charitable service providers. The deadline to apply is June 30, 2009. For more information visit the website at: http://www.otda.state.ny.us/main/cgo/2009/HPR/ TAKING THE SUPPORT OUT OF SUPPORTIVE HOUSING Responding to proposed cuts Nicole Branca, Policy Director of the Supportive Housing Network of New York says, This takes the support out of supportive housing. NYS Supportive Housing members are continuing to battle Mayor Bloombergs proposed $1.876 million cut to case management in HIV/AIDS Service Administration (HASA) supportive housing programs. The ANHD Reader, www.anhd.org, July 6, 2009 Page 8 Among the New York City tenants living in supportive housing are 4,007 individuals with HIV/AIDS who are stably housed through HASA supportive housing program, Branca told the City Councils General Welfare Committee at a May 26th budget hearing. The Mayors proposed cuts, she explained, will risk the health and housing stability of thousands of New Yorkers dealing with the devastating effects of living with HIV/AIDS. The Network estimates that the $1.876 million funding reduction would result in an estimated 32% cut in on-site case management, reducing the number of case managers working with these tenants from 198 to 135. If these cuts remain, each case manger would be responsible for assisting 30 of the most challenging tenants served in supportive housing, a 50% increase compared to the current 20:1 caseload ratio, said Branca. The proposed cuts are premised on an assumption that the Citys own case managers at HASA offices make the on-site supportive housing case managers at least partially redundant. HASA case workers play an important function, including coordinating benefits for their clients, but it is the on-site case managers that maintain the health and stability of this vulnerable population, said Branca. For people living with HIV/AIDS, health crises do not only occur during office hours. Supportive housing case managers work in the residences and are available when tenants need assistance. Preliminary research by the NYC Department of Health and Mental Hygiene (DOHMH) shows that 93% of supportive housing programs provide 24-hour access to staff. Conversely, HASA case managers are only available across the city, usually by appointment only, and only during office hours. Information from New York Non-Profit Press: http://www.nynp.biz/index.php/breaking-news/981-taking- the-support-out-of-supportive-housing- VOLUNTEERS FOR THE LEADERSHIP SERIES The Center for Nonprofit Success is looking for six volunteers to serve as greeters at the registration table of the New York Leadership series. Volunteers interested in this great networking opportunity should complete the volunteer registration form at: http://www.cfnps.org/VolunteerRegistrationNew.aspx?S=77 ROBIN LEBARON GOES TO ENERGY PROGRAMS CONSORTIUM IN WASHINGTON, D.C. Hope Community has announced that Robin LeBaron will step down as executive director at the end of June to accept a position with a consulting firm in Washington D.C. Jay Marcus, a highly respected figure in the community development field and a recipient of a Hope Community Service Award in 2008, will lead the organization on an interim basis. Hope is stronger than it was two and a half years ago, said board chair Ann C. Henderson. Under the guidance of Robin LeBaron, Hope has improved its property management operations and continues to move forward as a housing developer with projects that include membership on the team to develop the major East 125th Street site and the first refinancing of a Year 15 project in New York City. We will miss him and wish him the best in his new endeavors. During the search process, Jay Marcus will serve as the Hopes interim executive director. Mr. Marcus, is taking a leave of absence from his position as Director of New York WHEDCO WINS NATIONAL GREEN HOUSING AWARD The Womens Housing and Economic Development Corporation (WHEDCo) has received the 15th Annual Charles L. Edson Tax Credit Excellence Award in Green Housing at a national awards ceremony on Capitol Hill. The award recognizes WHEDCos new Intervale Green, the largest affordable multi-family ENERGY STAR certified building in the country. WHEDCo is honored to receive this important recognition of excellence from the affordable housing community, said Nancy Biberman, WHEDCo founder and president. We are proud that Intervale Green has emerged as a replicable model of green affordable housing that incorporates the highest aesthetic and design standards." When the opportunity arose to nominate one of our projects for this prestigious award, I confess that WHEDCos Intervale Green was at the top of the list of candidates, said Marc Jahr, President of HDC. We at HDC are very proud of our partnership with WHEDCo and honored to bring this award home. Intervale Green was built on an abandoned lot in the South Bronx. Today, the complex brings over 1/2 an acre of vegetation to the community, including three green roofs for vegetable and flowering gardens. Offering 128 family apartments for low-income and formerly homeless families, the complex was built with environmentally friendly, healthy materials and boasts energy-efficient appliances to help keep utility bills low for the new residents. Green technology throughout the building will help improve the environment and help keep money in the hands of the residents. Residents already struggling to make ends meet are expected to save 30% on utility bills. For more information visit the website at: http://www.whedco.org/home.php. Programs for NCB Capital Impact Corporation. "I'm honored to take on this new responsibility," Mr. Marcus said. "Hope is a very important institution for the East Harlem community, and I look forward to continuing to build the organization and further its mission to assist the East Harlem community." For more information contact Marina Ortiz, Communications Manager, Hope Community, Inc. at(212) 860-8821, Ext. 111. Email: mortiz@hopeci.org. Visit the website at: www.hopeci.org FUNDS FOR HOUSING COUNSELING TRAINING The US Department of Housing and Urban Development (HUD) has an estimated total program funding of $5 million for the Housing Counseling Training Program. These funds are available to provide training activities designed to improve and standardize the quality of counseling provided by housing counselors employed by participating agencies. Applicants must be public or private nonprofit 501 (c) 3 organizations, and must have at leas two years of experience providing the majority of types of housing counseling training services. The deadline to apply is July 17, 2009. For more information visit the website at: www.hud.gov/offices/adm/grants/nofa09/grphct.cfm. HUD also has an estimated total funding of $58 million to support the delivery of a wide variety of housing counseling services to homebuyers, homeowners, low- to moderate-income renters, and the homeless. The primary objectives of this Housing Counseling Program are to improve financial literacy, expand homeownership opportunities, improve access to affordable housing and preserve homeownership. For more information visit the website at: www.hud.gov/offices/adm/grants/nofa09/grphcp.cfm. HUD will make grants and loans, through their Office of Affordable Housing Preservation, for eligible property owners to make energy and green retrofit investments in the property, to ensure the maintenance and preservation of the property, the continued operation and maintenance of energy efficiency technologies, and the timely expenditure of funds. For more information visit the website at: http://portal.hud.giv/portal/page?_pageid=153,7973195&_d ad=portal&_schema=PORTAL NEW PUBLICATION FROM THE NEW SCHOOL The Center for New York City Affairs, The New School announces the release of its new report, The New Marketplace: How Small-School Reforms and School Choice Have Reshaped New York Citys High Schools. The report on the citys public high schools reveals that Chancellor Joel Kleins high school reforms created valuable new opportunities but also caused collateral damage. The report is available for download at: www.newschool.edu/milano/nycaffairs/publications_school s_thenewmarketplace.aspx. For hard copies send an email to centernyc@newschool.edu. NEW DVD VIDEO FROM THE NETWORK As a follow-up from the recent Supportive Housing Network Conference, the Network has released its newest public education tool about supportive housings benefit to local communities: Good Housing. Good Neighbors. For a copy of the DVD video contact Cynthia Stuart, Communications Director, Supportive Housing Network of New York, 247 West 37th Street, 18th Floor, New York, NY 10018. Phone: (646) 619-9640 ext. 3. Fax: (646) 237- 8505. FUNDS FOR COMMUNITY SERVICES BLOCK GRANT TRAINING HHS Administration for Children and Families announces that 1 award with an estimated funding of $500,000 will be granted to a non-profit 501(c)3 organization, or a non-profit without such status, other than institutes of higher education. Applications wil be accepted for a new cooperative agreement to create an enhanced nationwide training and technical assistance strategy for community economic development carried out by the Community Action Network. The deadline to apply is July 29, 2009. For more information visit the website at: www.acf.hhs.gov/grants/open/HHS-2009-ACF-OCS-ET- 0100.html. The ANHD Reader, www.anhd.org, July 6, 2009 Page 9 ANHD WELCOMES KAREN GELLEN Karen Gellen, a longtime nonprofit fundraiser and community activist, has joined the ANHD staff, as Director of Development and Operations. In her previous position as Development Director at Brooklyn Legal Services Corporation A, Ms. Gellen partnered on fundraising initiatives and events with the following ANHD members Los Sures, Cypress Hills Local Development Corp., St. Nicholas Neighborhood Preservation Corp., and Peoples Firehouse. She also served as Director of Development at Nontraditional Employment for Women and the Trickle Up Program. 125 Maiden Lane, 6th Floor New York, NY 10038 Tel 212.268.3262 Cell 917.862.3549 Fax 212.268.3264 hfsolutions@covad.net Anthony Spinelli President ASSISTANT DIRECTOR OFADULT EDUCATION Northern Manhattan Improvement Corporation (NMIC) is seeking an Assistant Director of Adult Education. Responsibilities: Assist in the overall function of client/employee activity as it relates to adult education; assist in the recruitment and hiring of department personnel, reporting to funders as necessary, managing staff and monitoring staff progress through evaluations and daily program activities, scheduling of teachers, and other duties assigned by the Department Director; Oversight of ABE/CITIZENSHIP/GED/ESOL teachers and program staff. Qualifications: Candidates with MA/MS strongly preferred with at least 4 years experience in Adult Education and 2 years supervisory experience. Bilingual English/Spanish (written and verbal) strongly preferred. Benefits include four weeks vacation, health, life, dental, LTD, EAP, 401(k) and other generous time-off benefits. Send resume and cover letter to (212) 928-4180 or employment@nmic.org (with position of interest in subject line). NMIC is an equal opportunity employer. CLIENT RELATIONS ASSISTANT (Weatherization) Northern Manhattan Improvement Corporation is seeking a Client Relations Assistant. Responsibilities: Obtaining and processing "client information data" from home owners and tenants to determine the eligibility in the Weatherization program. General office work. Qualifications: Associates degree in business administration. One year experience in Weatherization programs, and general office work experience; computers literacy including Excel. Abel to acquire knowledge of applicable rules and regulations governing Out-Reach and Conservation Service. Knowledge of use of DHCR government forms. Bilingual English/Spanish. Drivers License needed. Competitive salary with great benefits. Send resume/cover (with position in subject line) to NMIC, Human Resources Director, 76 Wadsworth Avenue, NY, NY 10033 or employment@nmic.org, or fax to (212) 928-4180. EOE COMMUNITY ORGANIZER Affordable housing agency in East Harlem seeks energetic and reliable Community Organizer. Qualifications: Three plus years experience. Spanish preferred. Email resume to: cvasquez@hopeci.org. EXECUTIVE DIRECTOR Leading NYC affordable housing developer seeks an Executive Director. Qualifications: Ideal candidate will have strong background in affordable housing finance, property management and fundraising. Five plus years experience as senior administrator required. Send cover letter and resume to ed2009@hopeci.org. See www.hopeci.org for details. FULL TIME GED INSTRUCTOR Northern Manhattan Improvement Corporation (NMIC) is seeking a full-time GED Instructor. Responsibilities: Teaching GED classes, Monday through Friday. Duties include maintaining all records and lesson logs; providing GED classes for between 15-25 students per session; attending a minimum of 10 hours of Professional Development annually, developing curricula; monitoring and assessing student progress; participating in regular training/professional development. Qualifications: BA/BS required with 2 years of GED experience. MA strongly preferred. Competitive salary with great benefits. Send resume/cover (with position in subject line) to NMIC, Human Resources Director, 76 Wadsworth Avenue, NY, NY 10033. Email: employment@nmic.org. Fax: (212) 928-4180. NMIC is an Equal Opportunity Employer. JOB PLACEMENT/RECRUITER SPECIALIST Northern Manhattan Improvement Corporation (NMIC) seeks an experienced Job Placement/Recruiter Specialist. Responsibilities: Duties include developing permanent jobs for public assistance recipients and other low-income job seekers; building relationships with employers/companies. Qualifications: Applicants must have 2 plus years experience in direct job placement, vocational skills training or welfare-to-work program, knowledge of job training, education and social service The ANHD Reader, www.anhd.org, July 6, 2009 Page 10 Job Listings To place an ad in the next issue, fax copy to ANHD at (212) 747-1114 or email ray.g@anhd.org. The deadline for the July 17th issue is July 8th. Price List for Job Listings: 1 issue: $35, 2 issues: $60, 3 issues: $75 ANHD members in good standing will receive one issue with job listing at no charge. PLEASE limit copy to 100 words. ANHD INC.reserves the right to edit text. To place an ad in the next issue, fax copy to The ANHD Reader at (212) 747-1114 or email to ray.g@anhd.org. The ANHD Reader, www.anhd.org, July 6, 2009 Page 11 Association For Neighborhood and Housing Development, Inc. 50 Broad Street, Suite 1125, New York, NY 10004 (212) 747-1117 Fax: (212) 747-1114 Free and Low-Cost Solutions To Help You Increase Your Productivity and Achieve Your Goals Would you like to learn how to use Facebook or Twitter to promote your cause? Do you need help organizing your workflow to get things done more efficiently? Are you looking for ways to inspire your team and improve their productivity? If so, TechnOrganizing is for you! By attending this dynamic workshop youll learn how to: Reduce time spent on administrative tasks Use popular online tools to organize and prioritize your work Encourage productivity and collaboration amongst your team members Maximize the use of social networks such as Facebook and Twitter Who Should Attend? Anyone who uses the internet and is looking for more effective project and time-management tools Individuals responsible for technology strategy and managing the flow of information within their organization Directors and Members of non-profit and community-based organizations looking to maximize their existing resources To register, and for additional information, contact David Shuffler at (212) 747-1117 x 14 or email david.s@anhd.org. referral resources, excellent written and oral communication skills, computer skills. Proven ability to organize and deliver presentations; team-building skills; and computer skills. Bilingual English/Spanish required. Benefits include four weeks vacation, health, life, dental, LTD, EAP, 401(k) and other generous time-off benefits. To apply send resume/cover letter to (212) 928-4180 or employment@nmic.org (with position of interest in subject line). NMIC is an equal opportunity employer. OFFICE ASSISTANT West Harlem Group Assistance, Inc is seeking a Full Time Bilingual Office Assistanct. Responsibilities: Assist Executive Director and Deputy Director in performing administrative functions including calendar update, typing, answer telephone, filing. Coordinate meetings and conference calls. Order and inventory postage and supplies. Operate office equipment as needed to produce documents and assists in maintaining high production of necessary material. Maintain Agencys Mailing List. Qualifications: High School graduate, some college preferred. Two - three years experience working in as an Administration and/or Office Assistance. Computer Literate in Microsoft Office Suite. Bilingual a must. Competitive salary plus benefits. Send resume and cover letter in Word format (with position in subject line), to: WHGA, Human Resources Director, 1652 Amsterdam Avenue, New York, NY10031. Fax: (212) 862-3281; E-mail: resumes@whgainc.org. (No phone calls please) PROPERTY MANAGER West Harlem Group Assistance, Inc is seeking a Full Time Bilingual Property Manager. Responsibilities: Maintain files for each tenant in portfolio. Monitor and renew leases. Monitor rent rolls and initiates court action for arrears. Prepares yearly recertification for Section 8 and other program. Inspect properties in portfolios. Work closely with the Director of Building Services and Area Supervisors to coordinate repairs with maintenance. Assist tenants with housing subsidies and/or public assistance as it pertains to rental payments. Qualifications: High School graduate, some college preferred. Two - three years experience in Property Management and understanding of NYC Housing Court. New York State Low Income Housing Tax Credit and RAM Certification Required. Computer Literate. Competitive salary plus benefits. Send resume and cover letter in Word format (with position in subject line), to: WHGA, Human Resources Director, 1652 Amsterdam Avenue, New York, NY 10031. Fax: (212) 862-3281; E-mail: resumes@whgainc.org TECHN ORGANIZING DATE: FRIDAY, JULY 24, 2009 TIME: 10AM-1PM PLACE: ANHD 50 Broad Street, Suite 1125, New York, NY 10044 COST: $100 $40 FOR ANHD MEMBERS RSVP:DAVID.S@ANHD.ORG Subscribe to The A A N N H H D D Reader How to reach us: ANHD INC. 50 Broad Street Suite 1125 New York, NY 10004 phone: (212) 747-1117 Fax: (212) 747-1114 www.anhd.org The A AN NH HD D Reader Editor Ray Grist Receive The A AN NH HD D Reader by email with a paid subscription. Send a message to ray.g@anhd.org and in the body of the message type subscribe and your email address. Fill out the following form and send back to: The A AN NH HD D Reader. 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