6% nominal 6.

0900% efectiva
Deuda
Año Interes Pago principal despues del Pago semestral
pago
0 0 0 0 -240
1 14.616 18.1314927412 221.86850726 32.7474927412
2 13.511792092 19.2357006491 202.63280661 32.7474927412
3 12.340337923 20.4071548187 182.22565179 32.7474927412
4 11.097542194 21.6499505471 160.57570124 32.7474927412
5 9.7790602058 22.9684325354 137.60726871 32.7474927412
6 8.3802826643 24.3672100768 113.24005863 32.7474927412
7 6.8963195707 25.8511731705 87.388885461 32.7474927412
8 5.3219831246 27.4255096166 59.963375844 32.7474927412
9 3.6517695889 29.0957231523 30.867652692 32.7474927412
10 1.879840049 30.8676526922 0 32.7474927412

87.474927412
6% nominal 6.1364% efectiva
Deuda
Año Interes Pago principal despues del Pago anual
pago
0 0 0 0 -240
1 14.72725215 6.42925367874 233.57074632 21.1565058287
2 14.332730316 6.82377551233 226.74697081 21.1565058287
3 13.913999222 7.24250660644 219.5044642 21.1565058287
4 13.469573302 7.68693252723 211.81753168 21.1565058287
5 12.997875828 8.15863000052 203.65890167 21.1565058287
6 12.497233323 8.65927250559 194.99962917 21.1565058287
7 11.965869616 9.19063621236 185.80899296 21.1565058287
8 11.401899546 9.75460628285 176.05438667 21.1565058287
9 10.803322269 10.3531835593 165.70120311 21.1565058287
10 10.168014166 10.9884916628 154.71271145 21.1565058287
11 9.4937213015 11.6627845272 143.04992692 21.1565058287
12 8.7780514327 12.378454396 130.67147253 21.1565058287
13 8.0184655198 13.138040309 117.53343222 21.1565058287
14 7.2122687181 13.9442371106 103.58919511 21.1565058287
15 6.3566008183 14.7999050105 88.789290099 21.1565058287
16 5.4484260979 15.7080797308 73.081210368 21.1565058287
17 4.4845225521 16.6719832766 56.409227091 21.1565058287
18 3.4614704623 17.6950353664 38.714191725 21.1565058287
19 2.3756402638 18.7808655649 19.93332616 21.1565058287
20 1.2231796689 19.9333261598 0 21.1565058287
 183.13011657
6% nominal 6.1364% efectiva
Deuda
Año Interes Pago principal despues del Pago anual
pago
0 0 0 0 -240
1 14.72725215 42.4593904424 197.54060956 57.1866425924
2 12.121793195 44.8533429084 152.68726665 56.9751361035
3 9.3694328168 47.6057032867 105.08156336 56.9751361035
4 6.4481778332 50.5269582703 54.554605092 56.9751361035
5 3.3476642714 53.6274718321 0.9271332601 56.9751361035

46.014320266
 6% nominal 6.0900% efectiva

Deuda despues
Año Interes Pago principal Pago anual
del pago

0 0 0 0 -240
1 14.616 24 216 38.616
2 13.1544 24 192 37.1544
3 11.6928 24 168 35.6928
4 10.2312 24 144 34.2312
5 8.7696 24 120 32.7696
6 7.308 24 96 31.308
7 5.8464 24 72 29.8464
8 4.3848 24 48 28.3848
9 2.9232 24 24 26.9232
10 1.4616 24 0 25.4616

80.388
6% nominal 6.1364% efectiva

Deuda despues
Año Interes Pago principal Pago anual
del pago

0 0 0 0 -240
1 14.7272521 12 228 26.7272521
2 13.9908895 12 216 25.9908895
3 13.2545269 12 204 25.2545269
4 12.5181643 12 192 24.5181643
5 11.7818017 12 180 23.7818017
6 11.0454391 12 168 23.0454391
7 10.3090765 12 156 22.3090765
8 9.5727139 12 144 21.5727139
9 8.83635129 12 132 20.8363513
10 8.09998868 12 120 20.0999887
11 7.36362607 12 108 19.3636261
12 6.62726347 12 96 18.6272635
13 5.89090086 12 84 17.8909009
14 5.15453825 12 72 17.1545383
15 4.41817564 12 60 16.4181756
16 3.68181304 12 48 15.681813
17 2.94545043 12 36 14.9454504
18 2.20908782 12 24 14.2090878
19 1.47272521 12 12 13.4727252
20 0.73636261 12 0 12.7363626
 154.636148
6% nominal 6.1364% efectiva

Deuda despues
Año Interes Pago principal Pago anual
del pago

0 0 0 0 -240
1 14.7272521 48 192 62.7272521
2 11.7818017 48 144 59.7818017
3 8.83635129 48 96 56.8363513
4 5.89090086 48 48 53.8909009
5 2.94545043 48 0 50.9454504

44.1817564