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Jeevan Anand
. . . . a life free of worries
20/11/2010
Jeevan Anand is an innovative insurance product from Life Insurance Corporation of India,
which combines the benefits of an Endowment Policy and a Whole Life Policy.
Under this plan you pay premiums for a limited period. During the premium paying period
you are covered to the extent of the sum assured and the bonuses that vest on this
policy. After the premium term is over the sum assured together with accumulated
bonuses and final additional bonus (if any) become payable to you free of any income tax.
The highlight of this plan is that even after the maturity of the policy the coverage on your
life continues for your lifetime to the extent of the sum assured without the payment of
any further premiums.
Maximum Premium
Ceasing Age
5 years to 57 years
Rs. 1,00,000
No Limit
Double Accident
Benefit
Loans
Harish Chand
Delhi LIC Agent
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com
Sum Proposed
: Rs.500000
: 20 Years
Premium Payable
Basic Premium
: Rs.27550
Rider Premiums
: Rs.0
Total Premium
*
: 41
Step Rate
: 0
: Rs.100000
: Yearly
: Rs. 27550
#
:0
: 42.99%
Rider Details
Sr.
No. Rider Name
1 Double Accident Benefit
Sum
Term
500000
20
Prem.
Term
Premium
Built-in
20
Insurance Facts
Risk Cover
Age
Normal
Accident
Annual
Premium
Nett
Premium
Returns
From L.I.C.
New Loan
Available
Total Loan
Available
2010
30
520500
1020500
27550
2011
31
541000
1041000
27550
11844
15706
11844
15706
2012
32
561500
1061500
27550
11844
15706
21500
21500
2013
33
582000
2014
34
602500
1082000
27550
11844
15706
19750
41250
1102500
27550
11844
15706
17000
2015
35
58250
623000
1123000
27550
11844
15706
19500
2016
77750
36
643500
1143500
27550
11844
15706
22000
99750
2017
37
664000
1164000
27550
11844
15706
25000
124750
2018
38
684500
1184500
27550
11844
15706
28500
153250
2019
39
705000
1205000
27550
11844
15706
32000
185250
2020
40
725500
1225500
27550
11844
15706
36000
221250
2021
41
746000
1246000
27550
11844
15706
37000
258250
2022
42
766500
1266500
27550
11844
15706
41750
300000
2023
43
787000
1287000
27550
11844
15706
47000
347000
2024
44
817500
1317500
27550
11844
15706
53500
400500
2025
45
840500
1340500
27550
11844
15706
61000
461500
2026
46
863500
1363500
27550
11844
15706
73250
534750
2027
47
886500
1386500
27550
11844
15706
82750
617500
2028
48
914500
1414500
27550
11844
15706
93250
710750
2029
49
945000
1445000
27550
11844
15706
105250
816000
2030
50
500000
1000000
945000
106500
106500
2031
51
500000
1000000
5500
112000
2032
52
500000
1000000
5750
117750
2033
53
500000
1000000
4750
122500
2034
54
500000
1000000
7000
129500
2035
55
500000
1000000
6250
135750
2036
56
500000
1000000
6250
142000
2037
57
500000
1000000
6250
148250
2038
58
500000
1000000
6500
154750
Year
Tax
Saved
2039
59
500000
1000000
6750
161500
2040
60
500000
1000000
6500
168000
2041
61
500000
1000000
7000
175000
2042
62
500000
1000000
6750
181750
2043
63
500000
1000000
7000
188750
2044
64
500000
1000000
7000
195750
2045
65
500000
1000000
7000
202750
2046
66
500000
1000000
7000
209750
2047
67
500000
1000000
7000
216750
2048
68
500000
1000000
7000
223750
2049
69
500000
1000000
7000
230750
2050
70
500000
500000
7000
237750
2051
71
500000
500000
7000
244750
2052
72
500000
500000
7000
251750
2053
73
500000
500000
6750
258500
2054
74
500000
500000
6750
265250
2055
75
500000
500000
6500
271750
2056
76
500000
500000
6500
278250
2057
77
500000
500000
6250
284500
2058
78
500000
500000
6250
290750
2059
79
500000
500000
6250
297000
2060
80
500000
500000
5750
302750
2061
81
500000
500000
5750
308500
2062
82
500000
500000
5750
314250
2063
83
500000
500000
5500
319750
2064
84
500000
500000
5250
325000
2065
85
500000
500000
5000
330000
2066
86
500000
500000
5000
335000
2067
87
500000
500000
4750
339750
2068
88
500000
500000
4500
344250
2069
89
500000
500000
4750
349000
2070
90
500000
500000
4250
353250
2071
91
500000
500000
4500
357750
2072
92
500000
500000
4500
362250
2073
93
500000
500000
4750
367000
2074
94
500000
500000
5750
372750
2075
95
500000
500000
5000
377750
2076
96
500000
500000
9750
387500
2077
97
500000
500000
9500
397000
2078
98
500000
500000
22000
419000
2079
99
500000
500000
2080
100
500000
500000
551000
236880
314120
945000
Harish Chand
Delhi LIC Agent
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com
Benefits Summary*
Minimum Risk Cover (Normal)
Rs. 520500
Rs. 1020500
Rs. 535000
Rs. 1035000
Rs. 11844
Rs. 551000
Rs. 535000
Rs. 500000
Rs. 500000
1. '*' : - Assuming that LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2011
2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.