Recording Requested By:

B'ank of America, NA
Recorf;flng requested by: LSI - -
When recorded return to :
Custom Recording Solutions
2550,N. Redhill Ave.
Santa Ana, CA. 92705
800-756-3524 ext. 5011
- .. __ ... ...
!.cBn Nrcter:
Recorded In Official Records, Orange County
Tom Daly, Clerk-Recorder
1111111111111111111111111111111111111111111111111111111111111 18.00
2007000051807 02:15pm 01/25/07
11311 D11 15
0.000.000.000.0012.000.000.000.00
-----------(5peceAbove This Une For Recording Datal
SHORT FORM DEED OF TRUST
(EQUITY MAXIMIZER ACCOUNT)
This Peed of Trust is made on JANUARY +1 , 2007
ROBERT J MACLEAN, GISSEL MACLEAN
MARTHALUZ M GONZALEZ,
(collectively and individually "Trustor"); PRLAP, INC. ("Trustee"); and the beneficiary, Bank of America, N.A.
(It Bank"). Trustee is a subsidiary of Bank. Any non-titleholder signs below as Trustor solely for the purpose of
subjecting any community property interest in the property described below to this Deed ofTrusl The words "I,"
"me," and "my" in this Deed ofTrusl refer to the Trustor, whether one or more.
BANK AND I AGREE:
1. Property Security. For the purpose of securing the obligations described below, I irrevocably grant, convey,
transfer and assign to Trustee, in trust with power of sale, the property located in ORANGE
County, California described as follows:
'SCHEDttbE A ATTACHED HERETO AND MADE A PART OF.
Jb.p Y");
with the street address: 16 BL<XMFIELD lANE, RANCHO SANTA MARGARI, C'ALIEmNIA 92688
and with Paroel No. -0 q y\ ")" and including all improvements and fixtures now or later
erected on Ute property, and all easements, rights:' appurtenances and fixtures now or later a part of or related to the
above described property (collectively the "Property").
2. This Deed of Trust secures:
All of tfte obligations of the borrowers under the Disclosure and Loan Agreement dated JANUARY
11, 2007 and naming MARTHALUZ M GONZALEZ
MARTHALUZ M ,GONZALEZ/99S063421822210
CALIFORNIA SHORT FORM OEED OF TRUST
(EQUITY MAXIMIZER ACCOUNTI
CAHESISF.BOA 1.1/21106 Page1of3
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as borrowers, for a revolving line of credit account (the" Agreement"), as weU as any modifications and
renewals of the The Agreement provides for a Total Commitment (as in the
Agreement) of $ 250, 000 , 00 , allows for repeated credit advances drawn agamst the Total
Credit Commitment, andprovidcs for a variable interest rate. By mutual agreement, Bank may increase the
Total Credit Commitment ("Increased Credit Commitment"); and
Trustor's performance of each obligation in this Deed of Trust.
This Deed of Trust will not secure borrowers' obligations under the Agreement in e."cess of the Total Credit
Commitment or Increased Credit Commitment, except for any amounts due to: (a) unpaid interest, or (b)e"-penses
thatBank incurs because obligations of a borrower underthe Agreement are not fulfilled (including without limitation,
any advances that Bank makes to perfonn borrowers' duties to pay taxes, insurance, etc.)
To Protect tbe Security oflhis Deed oO'rus," I Agree: By the execution and delivery of this Deed of Trust and
the Equity Maximizer Agreement and Disclosure secured hereby, that provisions (3) to (20), inclusive ofthe fictitious
deed oftrust recorded in ORANGE County JUL Y 13, 1 999
as Instrument No. 19990515540 in Book and at Page of the
OffiCial Records of the County Recorder of that county, (which provisions, identical in all counties, are printed on
the following pages) hereby are adopted and incorporated herein and made a part hereof as though set forth at length;
and I will observe and perform such provisions; and that the reference to Property, obligations, and parties in such
provisions shall be construed to refer to the Property, obligations, and set forth in this Deed of Trust.
Trustor requests that a copy of ANYNOTICE OF DEFAULT AND ANYNOT[CE OF SALE under this Deed of
Trust be mailed to Trustor at lhe Trustor's address shown below. or if noaddrcssis shown, then at the address of the
Propeny. .
Mailing Address for Notices: 16 BLOOMFIELD LANE, RANCHO SANTA MARGARI,
CALIFORNIA 92688
BY SIGNING BELOW, Trustor accepts and agrees to the terms and covenants contained in this Security
Rid..- """"'"" by Tn-and """deel whh it

MARTHALUZONZALEZ -Trustor ROBERTCLEANu
(Sea])
-Trustor
(Seal)
SSEL MACLEAN - 'rustor
------_____ ---, (Seal)
-"f.nistor
MARTHALUZ M
CALIFORNIA SHORT FORM DEED OF TRUST
!EQUITY MAXIMIZER ACCOUNT)
CAHESISF.BOA 11121106 Page 2013
...,.-__________ -----,. (Seal)
-Trustor
___________ -.,. (Sea])
-Trustor
DoeJllag/c _,351
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----------- ISpaceBetow This line FO/ AcknowlqmenlJ
State of California

On
)
) ss.
)
before me,
Mayra Tumer. Notary Public
personaJlyappeared MABTHALUZ M GONZALEZ, ROBERT J MACLEAN, GISSEL
MACLEAN
E
allY known to me (or proved to me on the basis of satisfactory be the pcrso (s) 'hose
re bscribed to to me that ey .' ted in
au rized by the' sigll8turat'SThn the mstru lthe pers (s). r the entity
behalf of which the execute e
WITNESS my hand and official seal.
NOTARY SEAL -
MARTHALUZ. M GalZALEZ/99S.063421822270
CALIFORNIA SHORT FORM DEED OF TRUST
(EQUITY MAXIMIZER ACCOUNT)
CAHESISF.BOA 11121.00 Page 30f3
(Typed Name or Notary)

nW.docmagic.com
The real property In the of O .. nge, Slate of Callfomla;
described as follows:
Parcel 1:
A one/twelfth (1/12) undivided fractional fee interest in and to all property located in the
unincorporated are of Orange County, State of California, described as Module B of that certain
condominium plan recorded on September 9, 1999 as instrument No. 19990664619 in the official
records of Orange County, California, (Condominium Plan).
Parcel 2:
Unit 44, as shown on the condominium plan as defined in the "Notice of Annexation for Phase 8 of
Magnolia Lane" recorded on September 15, 1999 as Instrument No. 19990664620, in the official
records of Orange County, California ("Notice of Annexation).
Excepting therefrom all oil, gas, minerals and other hydrocarbon substances below a depth of 500
feet, without rights of surface entry, as reseNed in instrument of record.
Parcel 3:
An exclusive easement appurtenant to the afore-described condominium unit in, on, over, across,
and through the association property for driveway purposes, if applicable, as more particularly
described in the Magnolia Lane declaration and shown in the condominium plan ("Exclusive use
Common Area").
Parcel 4:
A nonexclusive easement appurtenant to the afore-described condominium unit for ingress, egress,
use, maintenance repair, drainage, encroachment, and enjoyment and other purposes in, on, over,
under, across, and through all portions of the association property in the project, except therefrom
those portions described therein and shown in the condominium plan as exclusive use common
area, across all portions of any association property subsequently annexed into the project which is
not described as exclusive use common area.
ParcelS:
Those easement as set forth in the sections entitled "Easement of Owners", Support, Settlement
and Encroachment," Utilities and Cable Television;" and ''Trail System Easements" of the article
entiUed "Easements and Rights" of the "Amended and restated declaration of covenants, conditions,
and restrictions, La Flores: recorded on October 6, 1995, as Instrument No. 19950442271, in the
official records of Orange County. California ("Master Declaration").
WITH THE APPURTENANCES THERETO.
APN: 938-83-849