‘pil 17,2023 Office of Congressional Ethics ‘ocef@milhovse gov ‘To whom t may concer: 0 D0 nce opi Reser a Sit of CalfomibM Re ted docmens to =upport my cams it Representatie Sia several Violations of law in California and/or Maryland. ‘Adam Schiff was elected to Congress in November 2000 and has served as a Representative for California consecutively from 2001 to the Present. While election lw does nat requite a Candidate or elected member of Congress to reside in the district they represent, they ae not Immune to voting, ‘lection, and mortgage laws. During Rep Schif frst term in Congress he and his wife Eve Seif purchased a home in Maryland on ‘or about June 5, 2003, the mortgage documents for ths purchase stated in paragraph 6, that they would ‘occupy the home as ther "Primary Residence" for 12 consecuthe months. Representative Schiff and his wife continued to vote in California Elections after legally relocaing and declaring residency in ‘Maryland. This a Violation of California Election Code section 18578 Rep. Schiff ran for re-election in Calfornia every two years, fling 2 Declaration of Candidacy in Los ‘Angeles County deciring he was a resident of California, This sa ilation of California Election Code section 18203, Representative Schif reaffirmed his Primary Residency in Maryland in 2009,2010,2011 and 2013 by refinancing his Maryland home ashi “Primary Residence” (attached Mortgage Documents) The ‘Mortgage Documents forthe Maryland home would bind Rep. Sif to the Maryland home for 12 Consecutive months for each re-inance. ‘2008 Representative Schif was the subject ofa House Ethics complaint for claiming the Maryland hhome a his Primary Residence fr tax purposes and explained this 2s an error and repaid the exempt {axes to the State of Maryland, The problem with his explanation is that he refinanced the home in 2010, 2011, and 2013 again claiming the home in Maryland as his Primary Residence (On July 14,2020, fellow member of Congress, Steven Watkins of Oklahoma was charged with criminal ‘counts for violations similar to those of Rep. Schiff While Mr. Watkins’ violations of law were far less ‘egregious than those by Rep Schif, Mr. Watkins was held accountable by @ Court in Oklahoma, ‘Allof the Mortgage Records are public records and avaliable on simple internet search. ‘On ly 29,2009, shortly after Representative Watkins was charged, Rep. Schiff updated his Voter Registration in California, a direct violation of his contract on his Maryland home forthe mortgage signed on or about February 6, 2008. (Criminal Complaint attaches) ‘Mr. Schiff as violated the public rust In California, as well as Calfornla Voter and election lw while ‘maintaining his Primary Residence in Maryland. The California Election Code is lear as tothe requirements to meet the residency requirements to vote. Those requirements do not include signicontract to occupy @ home In Maryland as his Primary Residence for 12 consecutive months, FIVE times If Representative Schif chooses to maintain the claim, hei resident of California then he needs to be held accountable for five mortgages in Maryland over the last 20 years claiming to bea Permanente Resident of Mayland. The House Ethics Committee woUld Ln well sesved tuys applications, and 1008 and 1003 forms completed and signed in al the martgages in Maryand as further evidence of his complaint Lhe multiple Mortgage Documents, In preparing ths complaint it should be noted that in 20 years Representative Schif has maintained the same level of debt on the Maryland home. This may warrant futher investigations into his nancial healt, ‘Among the witnesses wil be Adam Schif, Eve Schit, Steven Watkins, the Mortgage Companies, title Ootfcers, and loan originators for al mortgages as well asthe Pubic Notary who notarized the signature of Adam Schiff under penalty of perjury on each mortgage document. | am alicensed RealEstate professional in Clfosia, with experience in mortgage lending and contact law. | airm that tothe best of my knowledge and ability, all evidence submitted was not obtained in olation of any law, rule, or regulation. | acknowledge that Section 2001 of Title 18 ofthe United States Code (popularly known as the False Statements Act) appllegggahe information provided.DATE PAGE TPE Deserition 65.2008 3.8 Deed of Trust ‘Loan $610,000 rincpal Residence pg. 7045, 2.62008 18,24, 34 Deed of Trust Loan $570,750 Principal Residence pg. 1,7 of 15, State intake form 12.18.2010, 37,43 Deed of Trust Loan $563,775 Principal Residence pg. 1 of, pg. Tot 25 3142011 61,72, 78 Deed of rast Loan $560,000 Primary Residence pg. 7 of 16, Affidavit, tate intake form 1122013 80,84, 97,98 Deed of trast Loan $550,122 Primary residence MD Pg6 of 13, Affidavit, State intake form 70432020 102,108, 19) Deed of Trast ‘oan $557,000, "2° home rider (Refinance aftr the criminal compaint ‘against Steven Watkins, Rep Oklahoma) This Refinance affms the 5 previous Mortgage loans were infact fora Primary Residence in Maryland ‘Te home of Adam and Eve Schiff was purchased asa primary residence in June 2003, The mortgage documents signed in 2003,2008,2010 2011 2013 al indcate Adam Schl was infact a resident ofthe State of Maryand, 5 6, 329,131, 134,102 California Teetion code “The Elections Code requires you to register to vote using the address of your domicile in the county ia which you reside. “Domi” is defined asthe place were you lve, ‘where your habitation i xed, and where you intend to remain and return to whenever you ae absent fom it. (Elec. Code, §§ 321, 348, 2020-2034) ‘mortgage Documents signed by Rep. Schiff his Legal Residence is Maryland TIA20 75s ‘mina Complaint Steven Thomas, Shawnee ‘County oklahoma ‘Representative Steven Thomas of OKahoma was charged with criminal violations of Voter Fraud for Voting in elections ina municipality in which he did not reside, aaz008 ‘aricle Roll cal “an arile reported Rep. Sch “Accidentally” marked the box he was a Resident of Maryland. When in fact he signed ‘the mortgage documents under penalty of perjury, Geclaring he was.a resident of Maryland in 2010,2011 & 2013 7252008 avatar Registration Registration Verification ‘oth Rep. Sch and his wife Eve, Registered to Vote in California in sly 2008 as Cabfornia residents. However, in February 2009 both signed a mortgage they were infact residents of Maryland. Moreover, paragraph Gof the contrac larly states that they would occupy the property 2s thei Primary Residence for 12 consecutive months. Rep. ‘Schif reaffimed his “Primary Residence” again in 2010,2011 & 2013. ‘Wayland Mortgage ‘einition ‘Mortgage Fraud ‘Mortgage Frauds prohibited in Maryland by any person engaging inthe mortgage lending proces. This means the process by which a person seeks o obtain a mortgage loan, Including the solictation, application, origination, negotiation, servicing, underwriting, signing losing, and funding ofa mortgage loan; and the notarzing of any ‘document in connection witha mortgage loan. Refer to Md. Code Ann. Real Prop. 87-201). ‘Mortgage frau includes any ation by a person made with ‘the intent to defraud a mortgage lender, borrower, or any ‘other party tothe morgage lending process uhether‘hough any delberate misstatement misrepresentation, ‘or by omission), 5 wel as conspiring todo so, orreceving ‘any proceeds of other funds In connection witha mortgage closing that the person knows was a result of mortgage ‘rau. Mortgage fraud also includes the ily in the land records of any document relating toa mortgage loan that the person knows to contain a deliberate misstatement, mistepresentation, ar omission. Refer to Mid. Code Ann, Real Prop. §7-401(4) ion 7-401 - Definitions(a) Ia this subtle the following words have the meanings indicated (@- 1) "Commissioner" means the Commissioner of Financial Regulation in the Maryland Department ‘of Labor.(b) "Document" includes applications, appraisal reports, HUD-| settlement statements, W- 2 fomns, verifications of income or employment, bank statements, tax returns, payroll stubs, and any ‘requred disclosure,(e) "Homeowner" means:(1) A record owner of residential real property; ‘or(2) An individual occupying the residential real property under a use and possession order issued ‘under Title 8, Subtitle 2 of the Family Law Article (@) "Mortgage fraud” means any action by @ person made with the intent to defraud that involves:(1) Knowingly making any deliberate ‘missifement, mistepresentation, or omission during the mortgage lending process withthe intent that the misstatement, misrepresentation or omission be relied on by a mortgage lender, borrower, or any other party fo the mortgage lending process;2) Knowingly creating or producing a document for use during the mortgage lending process that contains a deliberate misstatement, ristepresentation, or omission with the intent that the docament containing the misstatement, ‘mistepresentation, or omission be relied on by a mortgage lender, borrower, or any other party to the ‘mortgage lending process,(3) Knowingly using or facilitating the use of any deliberate ‘missiatement, mistepresentation, or omission during the mortgage lending process withthe intent that the misstatement, misrepresentation, or omission be relied on by a mortgage lender, borrower, ‘or any other party tothe mortgage lending process) Receiving any proceeds or any other funds in connection with a mortgage closing thatthe person knows resulted from a violation of tem (1), 2), ‘or (ofthis subsection;(5) Conspiring to violate any ofthe provisions of item (1), (2), 3), or (8) of this subsection; or(6) Filing or easing tobe filed inthe land records inthe county where a ‘residential real property is located, any document relating toa mortgage loan that the person knows to coatain a deliberate misstatement, misrepresentation, or omission.(e(1) "Mortgage lending process" means the process by which a person seeks or obtains a mortgage loan.(2) "Mortguge lending process” includes:() The solicitation, application, origination, negotiation, servicing, ‘underwriting, signing closing, and funding of a mortgage loan; and(i) The notarizing of any document in connection with a mortgage loan.(f) "Mortgage loan” has the meaning stated in § 11- 501 ef the Financial Institutions Article. (g) "Patter of mortgage fraud” means two or more incidents of mortgage fraud that-(1) Involve two or more residential real properties; and2) Have similar intents, results, accomplices, victims, or methods of commission or otherwise are interrelated by distinguishing characteristics. (3) "Residential real property" means real property improved by four or fewer single family dwelling units. Md Code, RP §7-401