Soneri Bank Limited

Balance Sheet
As At 31 December
2009

2008

Cash and Balances with Treasury

Bank

6,471,173

5,646,755

Balances with other banks

1,497,193

Lending to financial Institutions

(Rupees in000)
2007

2006

2005

5,861,205

5,551,302

4,352,608

3,908,859

4,349,673

6,603,003

2,453,628

2,755,377

3,990,269

3,175,009

3,193,405

4,845,574

29,537,179
48,727,103
3,333,891
108,429
2,879,927
95,310,272

14,053,177
47,575,364
3,126,857
125,843
2,550,130
80,977,254

19,181,562
40,154,449
2,150,955
1,981,207
76,854,060

16,724,253
35,412,248
1,929,885
1,315,578
70,729,674

16,390,624
32,052,544
1,765,504
1,484,598
63,345,080

1,763,401
9,385,522

1,254,496
8,441,454

1,640,514
5,865,471

957,576
8,916,437

863,930
8,242,959

73,548,226

61,634,491

60,150,128

53,000,647

47,605,508

1,197,840

1,198,320

1,198,800

1,199,280

1,199,760

425,398

338,698

239,654

1,612,082
87,507,071
7,803,201

1,335,446
73,864,207
7,113,047

963,270
70,243,581
6,610,479

705,133
65,117,771
5,611,903

803,610
58,955,421
4,349,659

5,019,351
2,003,948
158,278
7,181,577

4,114,222
2,016,877
834,650
6,965,749

4,114,222
1,876,669
238,775
6,229,666

3,116,835
1,676,602
400,853
5,194,290

1,653,495
1,394,542
753,877
3,801,914

621,624

147,298

380,813

417,613

587,745

7,803,201

7,113,047

6,610,479

5,611,903

4,389,659

Particulars

Assets

Investments net
Advances net
Operating Fixed Assets
Deferred Tax Assets
Other assets net
Total Assets

Liabilities
Bills Payable
Borrowings
Deposits and other accounts
Sub-ordinated loans
Liabilities against assets subject
to finance lease
Deferred tax liabilities - net
Other liabilities
Total Liabilities
Net Assets

Represented By
Share Capital
Reserves
Un-appropriated Profit
Shareholders equity
Surplus on revaluation of assets

Grand Total

Year wise Annual Reports of SBL

Soneri Bank Limited

Profit and Loss Account
For the year ended 31 December
Particulars
Mark-up/Return/Interest Earned
Mark-up/Return/Interest Expensed
Net Mark-up/Return/Interest Earned

Provision Against non-performing

loans and advances - net
Provision for diminution in the value
of investments
Bad Debts written-off directly
Net Mark-up/return/interest
income after provisions
Non Mark-up/interest Income
Fee, Commission and Brokerage
Income
Dividend Income
Income from dealing in Foreign
Currencies
Gain/Loss on sale of securities - net
Unrealized gain/(loss) on
revaluation of investments classified
as held for trading
Other income
Total Non-markup/ interest
income
Non Mark-up/Interest Expenses
Administrative Expenses
Provision Against other assets
(Reversal)/ Provision Against offbalance sheet obligations
Other charges
Total non-markup/interest
expenses
Profit before taxation
Taxation-Current
-Prior Year
-Deferred
Total Taxation
Profit After Taxation
Unappropriated Profit brought
forward
Profit available for appropriation
Basic diluted earning per share

(Rupees in000)

2009

2008

2007

2006

2005

9,337,284
6,602,779
2,734,505

7,822,941
4,878,347
2,944,594

6,271,636
4,334,355
1,937,281

5,536,098
3,768,323
1,767,775

3,680,956
2,013,862
1,667,094

1,312,121

1,240,746

234,815

36,621

70,223

321,222

25,000

5,700

1,633,343

196
1,265,942

234,815

124
36,745

45
75,968

1,101,162

1,678,652

1,702,466

1,731,030

1,591,126

291,820

358,685

288,205

242,825

218,350

130,639

268,016

32,613

31,205

36,079

381,502

279,284

184,181

149,194

113,670

(10,805)

(238)

299,570

112,998

56,553

375,037

320,459

263,095

218,655

1,168,193

1,226,206

1,067,664

754,877

610,774

2,269,355

2,904,858

2,770,130

2,485,907

2,201,900

2,113,660
16,408

1,673,590
134,311

1,278,974
5,871

1,028,824
-

792,194
82

(100,000)

100,000

48,874

43,724

8,600

8,182

9,592

2,078,942

1,951,625

1,293,445

1,037,006

801,868

190,413
321,000
(275,942)
45,058
145,355

953,233
697,000
(437)
(444,371)
252,192
701,041

1,476,685
403,000
(9,684)
83,035
476,351
1,000,334

1,448,901
448,000
(83,544)
99,147
463,603
985,298

1,400,032
495,000
(55,900)
40,699
479,799
920,233

834,650

238,775

400,853

753,877

521,347

980,005
0.29

939,816
1.70

1,401,187
2.43

1,739,175
3.16

1,441,580
5.57

Year wise Annual Reports of SBL

186,122