EMI Calculation

Loan Amount
Duration
Rate of interest floating

5,000,000
20 years

Month

Interest Rate
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38

Emi
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
13%
13%
13%
13%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%

0
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000

39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85

12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%

53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000

86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132

12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%

53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000

133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179

12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%

53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000

180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226

12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%

53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000

227
228
229
230
231
232
233
234
235
236
237
238
239
240

12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%
12%

53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000
53,000

PLR-5%
Interest amount
0
50000
49970
49939.7
49909.097
49878.18797
49846.96985
49815.43955
49783.59394
49751.42988
49718.94418
49686.13362
49652.99496
49619.52491
53717.86351
53725.64036
53733.50146
53741.44773
49614.90469
49581.05374
49546.86427
49512.33292
49477.45625
49442.23081
49406.65312
49370.71965
49334.42684
49297.77111
49260.74882
49223.35631
49185.58987
49147.44577
49108.92023
49070.00943
49030.70953
48991.01662
48950.92679
48910.43606
48869.54042

Principal

Loan Outstanding
0
3,000
3,030
3,060
3,091
3,122
3,153
3,185
3,216
3,249
3,281
3,314
3,347
3,380
-718
-726
-734
-741
3,385
3,419
3,453
3,488
3,523
3,558
3,593
3,629
3,666
3,702
3,739
3,777
3,814
3,853
3,891
3,930
3,969
4,009
4,049
4,090
4,130

5,000,000
4,997,000
4,993,970
4,990,910
4,987,819
4,984,697
4,981,544
4,978,359
4,975,143
4,971,894
4,968,613
4,965,299
4,961,952
4,958,572
4,959,290
4,960,016
4,960,749
4,961,490
4,958,105
4,954,686
4,951,233
4,947,746
4,944,223
4,940,665
4,937,072
4,933,443
4,929,777
4,926,075
4,922,336
4,918,559
4,914,745
4,910,892
4,907,001
4,903,071
4,899,102
4,895,093
4,891,044
4,886,954
4,882,824

48828.23582
48786.51818
48744.38336
48701.8272
48658.84547
48615.43392
48571.58826
48527.30414
48482.57719
48437.40296
48391.77699
48345.69476
48299.1517
48252.14322
48204.66465
48156.7113
48108.27841
48059.3612
48009.95481
47960.05436
47909.6549
47858.75145
47807.33896
47755.41235
47702.96648
47649.99614
47596.4961
47542.46106
47487.88568
47432.76453
47377.09218
47320.8631
47264.07173
47206.71245
47148.77957
47090.26737
47031.17004
46971.48174
46911.19656
46850.30852
46788.81161
46726.69973
46663.96672
46600.60639
46536.61245
46471.97858
46406.69836

4,172
4,213
4,256
4,298
4,341
4,385
4,428
4,473
4,517
4,563
4,608
4,654
4,701
4,748
4,795
4,843
4,892
4,941
4,990
5,040
5,090
5,141
5,193
5,245
5,297
5,350
5,404
5,458
5,512
5,567
5,623
5,679
5,736
5,793
5,851
5,910
5,969
6,029
6,089
6,150
6,211
6,273
6,336
6,399
6,463
6,528
6,593

4,878,652
4,874,438
4,870,183
4,865,885
4,861,543
4,857,159
4,852,730
4,848,258
4,843,740
4,839,178
4,834,569
4,829,915
4,825,214
4,820,466
4,815,671
4,810,828
4,805,936
4,800,995
4,796,005
4,790,965
4,785,875
4,780,734
4,775,541
4,770,297
4,765,000
4,759,650
4,754,246
4,748,789
4,743,276
4,737,709
4,732,086
4,726,407
4,720,671
4,714,878
4,709,027
4,703,117
4,697,148
4,691,120
4,685,031
4,678,881
4,672,670
4,666,397
4,660,061
4,653,661
4,647,198
4,640,670
4,634,077

46340.76535
46274.173
46206.91473
46138.98388
46070.37372
46001.07746
45931.08823
45860.39911
45789.0031
45716.89313
45644.06207
45570.50269
45496.20771
45421.16979
45345.38149
45268.8353
45191.52366
45113.43889
45034.57328
44954.91901
44874.4682
44793.21289
44711.14502
44628.25647
44544.53903
44459.98442
44374.58426
44288.33011
44201.21341
44113.22554
44024.3578
43934.60138
43843.94739
43752.38686
43659.91073
43566.50984
43472.17494
43376.89669
43280.66565
43183.47231
43085.30703
42986.1601
42886.02171
42784.88192
42682.73074
42579.55805
42475.35363

6,659
6,726
6,793
6,861
6,930
6,999
7,069
7,140
7,211
7,283
7,356
7,429
7,504
7,579
7,655
7,731
7,808
7,887
7,965
8,045
8,126
8,207
8,289
8,372
8,455
8,540
8,625
8,712
8,799
8,887
8,976
9,065
9,156
9,248
9,340
9,433
9,528
9,623
9,719
9,817
9,915
10,014
10,114
10,215
10,317
10,420
10,525

4,627,417
4,620,691
4,613,898
4,607,037
4,600,108
4,593,109
4,586,040
4,578,900
4,571,689
4,564,406
4,557,050
4,549,621
4,542,117
4,534,538
4,526,884
4,519,152
4,511,344
4,503,457
4,495,492
4,487,447
4,479,321
4,471,115
4,462,826
4,454,454
4,445,998
4,437,458
4,428,833
4,420,121
4,411,323
4,402,436
4,393,460
4,384,395
4,375,239
4,365,991
4,356,651
4,347,217
4,337,690
4,328,067
4,318,347
4,308,531
4,298,616
4,288,602
4,278,488
4,268,273
4,257,956
4,247,535
4,237,011

42370.10717
42263.80824
42156.44632
42048.01078
41938.49089
41827.8758
41716.15456
41603.3161
41489.34926
41374.24276
41257.98518
41140.56504
41021.97069
40902.19039
40781.2123
40659.02442
40535.61466
40410.97081
40285.08052
40157.93132
40029.51064
39899.80574
39768.8038
39636.49184
39502.85676
39367.88533
39231.56418
39093.87982
38954.81862
38814.36681
38672.51047
38529.23558
38384.52793
38238.37321
38090.75695
37941.66451
37791.08116
37638.99197
37485.38189
37330.23571
37173.53807
37015.27345
36855.42618
36693.98044
36530.92025
36366.22945
36199.89175

10,630
10,736
10,844
10,952
11,062
11,172
11,284
11,397
11,511
11,626
11,742
11,859
11,978
12,098
12,219
12,341
12,464
12,589
12,715
12,842
12,970
13,100
13,231
13,364
13,497
13,632
13,768
13,906
14,045
14,186
14,327
14,471
14,615
14,762
14,909
15,058
15,209
15,361
15,515
15,670
15,826
15,985
16,145
16,306
16,469
16,634
16,800

4,226,381
4,215,645
4,204,801
4,193,849
4,182,788
4,171,615
4,160,332
4,148,935
4,137,424
4,125,799
4,114,057
4,102,197
4,090,219
4,078,121
4,065,902
4,053,561
4,041,097
4,028,508
4,015,793
4,002,951
3,989,981
3,976,880
3,963,649
3,950,286
3,936,789
3,923,156
3,909,388
3,895,482
3,881,437
3,867,251
3,852,924
3,838,453
3,823,837
3,809,076
3,794,166
3,779,108
3,763,899
3,748,538
3,733,024
3,717,354
3,701,527
3,685,543
3,669,398
3,653,092
3,636,623
3,619,989
3,603,189

36031.89066
35862.20957
35690.83167
35517.73998
35342.91738
35166.34656
34988.01002
34807.89012
34625.96902
34442.22871
34256.651
34069.21751
33879.90968
33688.70878
33495.59587
33300.55183
33103.55735
32904.59292
32703.63885
32500.67524
32295.68199
32088.63881
31879.5252
31668.32045
31455.00365
31239.55369
31021.94923
30802.16872
30580.19041
30355.99231
30129.55223
29900.84776
29669.85623
29436.5548
29200.92034
28962.92955
28722.55884
28479.78443
28234.58228
27986.9281
27736.79738
27484.16535
27229.00701
26971.29708
26711.01005
26448.12015
26182.60135

16,968
17,138
17,309
17,482
17,657
17,834
18,012
18,192
18,374
18,558
18,743
18,931
19,120
19,311
19,504
19,699
19,896
20,095
20,296
20,499
20,704
20,911
21,120
21,332
21,545
21,760
21,978
22,198
22,420
22,644
22,870
23,099
23,330
23,563
23,799
24,037
24,277
24,520
24,765
25,013
25,263
25,516
25,771
26,029
26,289
26,552
26,817

3,586,221
3,569,083
3,551,774
3,534,292
3,516,635
3,498,801
3,480,789
3,462,597
3,444,223
3,425,665
3,406,922
3,387,991
3,368,871
3,349,560
3,330,055
3,310,356
3,290,459
3,270,364
3,250,068
3,229,568
3,208,864
3,187,953
3,166,832
3,145,500
3,123,955
3,102,195
3,080,217
3,058,019
3,035,599
3,012,955
2,990,085
2,966,986
2,943,655
2,920,092
2,896,293
2,872,256
2,847,978
2,823,458
2,798,693
2,773,680
2,748,417
2,722,901
2,697,130
2,671,101
2,644,812
2,618,260
2,591,443

25914.42736
25643.57164
25370.00735
25093.70743
24814.6445
24532.79095
24248.11886
23960.60005
23670.20605
23376.90811
23080.67719
22781.48396
22479.2988
22174.09179

27,086
27,356
27,630
27,906
28,185
28,467
28,752
29,039
29,330
29,623
29,919
30,219
30,521
30,826

2,564,357
2,537,001
2,509,371
2,481,464
2,453,279
2,424,812
2,396,060
2,367,021
2,337,691
2,308,068
2,278,148
2,247,930
2,217,409
2,186,583