MONTHLY AND ANNUAL INCOME AND EXPENSES PLANNER and TRACKER

Enter numbers ONLY into the yellow cells. Everything else is automatically calculated.

INCOME
NET INCOME

EXPENSES

Jan

Feb

March

April

May

June

July

Aug

Sep

Include Spouse/Partner's income if applicable

Oct

Nov

Dec

$4,250 $4,250 $4,250 $4,250 $4,250 $4,250 $4,250 $4,250 $4,250 $4,250 $4,250 $6,000
Jan

Feb

March

April

May

June

July

Aug

Sep

Oct

Nov

Dec

Total annual $

$52,750
Total annual $

Rent or House Payments +

Prop. Taxes
$1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500

$18,000

House / Renters insurance

Gas and Electric Bill
Water and Trash Bill
Internet Access
Cable TV
Home Improvements
House Phone
Cell Bill
Car Services and Repairs
Gas for Car
Car Loan or Lease
Car insurance

$50
$100
$30
$25
$24
$0
$35
$85
$0
$150
$200
$65

$50
$88
$30
$25
$24
$0
$35
$85
$0
$150
$200
$65

$50
$77
$30
$25
$24
$0
$35
$85
$250
$150
$200
$65

$50
$65
$30
$25
$24
$0
$35
$85
$0
$150
$200
$65

$50
$67
$30
$25
$24
$0
$35
$85
$0
$150
$200
$65

$50
$54
$30
$25
$24
$0
$35
$85
$75
$150
$200
$65

$50
$34
$30
$25
$24
$500
$35
$85
$0
$150
$200
$65

$50
$43
$30
$25
$24
$0
$35
$85
$0
$150
$200
$65

$50
$46
$30
$25
$24
$0
$35
$85
$220
$150
$200
$65

$50
$45
$30
$25
$24
$300
$35
$85
$100
$150
$200
$65

$50
$77
$30
$25
$24
$0
$35
$85
$50
$150
$200
$65

$50
$112
$30
$25
$24
$0
$35
$85
$0
$150
$200
$65

$600
$808
$360
$300
$288
$800
$420
$1,020
$695
$1,800
$2,400
$780

Credit cards

$400

$500

$600

$500

$400

$450

$500

$450

$500

$500

$450

$500

Food

$500

$400

$400

$400

$400

$400

$400

$400

$400

$400

$400

$400

$5,750
$4,900

Medical
Vacations

$25
$0

$50
$0

$50
$0

$50
$0

$50
$0

$50
$2,200

$50
$0

$50
$0

$50
$0

$50
$0

$50
$0

$50
$0

$575
$2,200

Savings/Investments

$100

$100

$100

$100

$100

$100

$100

$100

$100

$100

$100

$100

$1,200

$200

$200

$200

$200

$200

$200

$200

$200

$200

$200

$200

$200

$0
$0
$0

$0
$0
$0

$0
$0
$0

$0
$0
$0

$0
$0
$0

$0
$0
$0

$0
$0
$0

$0
$0
$0

$0
$0
$0

$0
$0
$0

$0
$0
$0

$0
$0
$0

$2,400
$0
$0
$0

$3,489

$3,502

$3,841

$3,479

$3,381

$5,693

$3,948

$3,407

$3,680

$3,859

$3,491

$3,526

$45,296

Other #1
Other #2
Other #3
Other #4

TOTAL Expenses

NET take home pay after taxes and 401K contributions.

Notes:
Include monthly portion of annual property taxes and include expenses for other
properties if applicable.

*Include car washes, oil changes, repairs, DMV registration fees, etc.

*Make sure you do not count any credit card expenses on this row that may
also be included above or below.
*include co-pays, deductibles, monthly employee medical program costs,
prescriptions, etc.
Include savings here as well since it is a cash outlay that should be planned, even
though it is not exactly an "expense".
Ex. Use these other rows for any other average monthly spending unqiue to you
such as clothing, gifts, day care, gym dues, etc.

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