Creating Wealth

The POWER of MENTORSHIP For
CREATING WEALTH
www.The PowerOfMentorship.com www.DonBoyer.org www.DonBoyerAuthor.com
Copyright 2008 Real Life Teaching/Publishing ReaLife Teaching/Publishing DonBoyer@ReaLifeTeaching.com
The Power of Mentorship For Creating Wealth
THE POWER OF MENTORSHIP FOR CREATING WEALTH Published by Real Life Teaching/Publishing DonBoyer@ReaLifeTeaching.com www.DonBoyer.org www.DonBoyerAuthor.com 562-789-1909 Whittier, California Copyright 2008 Real Life Teaching/Publishing Library of Congress Control Number 2008934011 ISBN 978-1-60702-372-2 All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means without the written permission of the publisher. Cover Design by www.KillerGraffix.com Editing, Composition, and Typography by www.ProEditingService.com This book is available at quantity discounts for bulk purchase. For more information contact: Real Life Teaching/Publishing DonBoyer@ReaLifeTeaching.com Telephone: 562-789-1909 Whittier, California Special Note: This edition of The Power of Mentorship for Creating Wealth is designed to provide information and motivation to our readers. It is sold with the understanding that the publisher is not engaged to render any type of psychological, legal, or any other kind of professional advice. The content of each article is the sole expression and opinion of its author, and not necessarily that of the publisher. No warranties or guarantees are expressed or implied by the publishers choice to include any of the content in this volume. Neither the publisher nor the individual author(s) shall be liable for any physical, psychological, emotional, financial, or commercial damages, including but not limited to special, incidental, consequential or other damages. Our views and rights are the same: You are responsible for your own choices, actions, and results. Printed in the United States of America
DEDIcaTION
his book is dedicated to all those who dare to live an uncommon life of extraordinary success, being a magnificent contributor to humanity, displaying the true elements of courage, faith, integrity, transparency and hope. To those who are willing to create wealth for themselves as well as for those around them and stand up with boldness and declare, I will not take part in lack or shortage when I am living in a world and Universe that is filled with acute abundance!
ackNOWlEDgMENT
hen you look at great accomplishments what you are really seeing is the combination of effort, gifts, talents and skills of a magnificent team. There is no such thing as a Lone Ranger super star. You will find that there is no I in the word success because success is always a by-product of us. Everything that has been done in the Power of Mentorship community is the result of all our fantastic mentors. Words can not express my gratitude for the following people who made this book a living reality: Our Lord Jesus Christ My wife and life Partner, Melinda Boyer My Mentor, Bob Proctor Mick and Manisha Moore Our editor, Paulette Bethel All the Co-authors and Mentors who contributed their knowledge to this book: Frank Cuffaro Chris Wise Lucy Seboek Dr. Stephen Rainbolt Anne Coates George Ramirez Dr. Letitia Wright Sam and Kristyne Croce Linda Kick Bob Proctor Brian Tracy Mick Moore Zig Ziglar JohnAssaraf Glen Curry Darlene Curry Tony Gallivan
All of you are my true heroes! 5
FOREWaRD By Robin Jay
ost people enjoy helping others. For many, it is a passion. In the field of personal development, it is paramountthe ultimate goal. I meet professional speakers and authors every day who share the common goal of wanting to help others. But there is a problem: how can you help others if you cant even help yourself? It is hard to write a check to your favorite charity for $1000.00or even $100.00let alone build a new wing for your citys hospital, when you cant even put food on your own table. All the desire, sense of purpose and burning passion cannot take the place of having money. The more money you have, the more people you will be able to help. If it is your dream to help more people, then the answer to your dream is to start by earning more money for yourself. Sometimes we forget how important money is in our society. In fact, sometimes there is so much emphasis placed on balance, quality and harmony in all areas of our lives, it becomes easy to de-emphasize the importance of earning a decent living. When we de-emphasize wealth, however, its easy for wealth to elude us. Sure, doing that about which we are passionate feels right, but it really doesnt put money in our pockets. We become what we think about and to become wealthy, we need to focus on money in a positive light. Napoleon Hill wrote Think & Grow Rich to help people 7
become successful and earn more. But in his 80s he wrote, Grow Rich with Peace of Mind. Even the man who had written The Master- Key to Riches felt the need to focus less on the money and more on living a good life. Money gets a bad rap every time! Anyone can tell you that money cant buy happiness but neither can poverty! Having money is better; people who have been rich AND poor in their lives will agree. If you want to pursue your passion, become wealthy AND help people, then this is the book for you! Our society encourages us to be generousto give of our time and to donate money to those who are less fortunate. And almost everywhere you look you will see and hear people putting money down. But the truth is that money is a key factor in attaining happiness. Having money enables us to be generous, to do more business, to help more people and to write bigger checks to charity, all while making ourselves more comfortable. Who does more the man who asks little for himself, keeps to himself, and squeezes out a meager living? Or the entrepreneur, who opens several businesses, hires dozens of employees and puts money in their pockets, enabling them to become worthwhile members of society so that they, too, can then donate their time and money? Surely the business person does more for society and their community in the long run. I love the expression, Rich or poor, its good to have money! That is why you are reading this book now. You have determined that its time for you to start earning 8
Foreward by Robin Jay
what youre worth and to find new ways to create wealth! Having money will enable you to be more generous and help more people. After all, you cant give that which you dont have. Finding your way will be easier, too, when you can follow the experts who have gone before you. Having the help of a mentor makes your journey as easy as stepping into someone elses footprints along a sandy beach. There are so many things that can wrong on your journey but you dont have to make all of the mistakes yourself or fall into the traps that await the inexperienced on their way to great wealth. Taking advantage of the wisdom and experience of mentors will help you to reach your goal faster. In 2001, it was my dream to write a book that would help people. I wanted to encourage them to do better business in a kinder, more civilized way. The end result was my award-winning book, The Art of the Business Lunch (Career Press). But my success as an author and speaker took more than five years. I wrote my first book without the help of a mentor. I devoted myself to writing on Sundays, while working 50+ hours each week at my job. I originally self-published, then found an agent and sold my work. I doubled the word count for my publisher. Nearly a year later, they released my revised version. The entire process took five years to the month from the time I first began to draft an outline for my book. Today, with the information and experience I now have from having self-published, then being professionally published, I could help someone publish a book in just a few months. 9
Depending upon how much time each week a writer wants to devote to their project, I could save him or her years in getting their work published. If you wanted to write a book, do you think you could benefit from my years of experience and expertise? Of course! So it is with the mentors in this book and their ability to help you become wealthy. The numbers back me up, too. When writing my first book, I used some reference books for guidance. But Ive since learned that we only retain 8% of what we read in a book. When we engage the help of a mentor, we increase our chances for success by 89%! The mentors in this book are here to help you create wealth. One of the best aspects of reading an anthology is that you will discover a great variety of information from a vast array of experts. I recommend that as you read the various chapters in this book and when you feel a strong connection with one of the authors, reach out to them. The format of the Power of Mentorship books is designed to provide you with direct access to the authors. Imagine being able to follow in the footsteps of someone who has already done what you want to do and who has gone where you want to go. It will be so easy for you to do what youre passionate about, create wealth, and help others if you simply follow in their footsteps. Good luck on your journey. I know it will be swift. Robin Jay www.RobinJay.com Robin@RobinJay.com 10
cONTENTS Chapter 1 Chapter 2 Chapter 3 Chapter 4 Chapter 5 Chapter 6 Chapter 7 Chapter 8 Chapter 9 Chapter 10 Chapter 11 Chapter 12 Chapter 13 Chapter 14 Chapter 15 Chapter 16 Chapter 17 Chapter 18 Introduction 13 If You Believe It, It Will Happen by Frank Cuffaro 17 Its Easy to Earn Money by Bob Proctor 25 Your Journey to Financial Freedom by Chris Wise 33 Leading and Motivating by Brian Tracy 46 Health is Wealth by Lucy Seboek 58 Good Vibrations by Mick Moore 64 The Greatest Wealth on Earth by Dr. Stephen Rainbolt 71 A Life-Changing Procedure by Zig Ziglar 77 Creating A Happier Healthier You by Anne Coates 83 What Does It Take To Have It All In Life? by John Assaraf 89 The Components of Wealth Revealed by George Ramirez 95 Snow Snakes and Wealth by Glen Curry 102 Wright Place Strategies for Creating Wealth by Dr. Letitia S. Wright, D.C 111 Why Go To Work When You Can Send Your Money To Work? by Darlene Curry 122 Revealed: The Biggest Wealth Building Secret by Sam and Kristyne Croce 129 Will I Ever Be Wealthy Enough to Retire in the Way I Hope and Dream? by Tony Gallivan 135 Reclaim Your Dreams by Linda Kick 144 Bonus Chapter - The Science of Getting Rich by Don and Melinda Boyer 153 Find A Mentor 157
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INTRODucTION
he American dream of financial freedom is alive and doing well and you can have it if you simply take the time to learn how to get it. In fact, Brian Tracy, best selling author of more than 40 books says, It is estimated that someone, somewhere in this country, becomes a millionaire every four minutes. Your goal should be to become one of them. Creating wealth in our life is not a matter of chance or sheer luck but is based on both scientific law and sound financial and business principles. Like Wallace Wattles wrote, There is a Science of getting Rich. In todays economy, where inflation is on a rampage, gas prices are higher than ever and real estate is at an all time low, hundreds of thousands of people are becoming extremely wealthy. Why? Is it because they are taking advantage of the less fortunate who are struggling during this troubled economic time? Absolutely not! They are creating massive wealth in their life because they understand the secret laws to earning money. These are the same laws and principles you will be learning about in this book from some of the greatest business and success leaders of our day.
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If you are not happy with your current financial condition you have two options: 1. Lower your standard of living 2. Increase your income If you choose to lower your standard of living it will mean: if you have a car, you get rid of it and start taking the bus to work, shopping, to church and everywhere else you go. If you have been buying your clothes at the mall, you now start buying them at the Goodwill. That option, however, does not work for most people. Your second option is to raise your level of income. The big question is, How do we do that? Remember what I told you about the American dream of financial freedom? It is alive and doing well and you can have itif you simply take the time to learn how to get it! Here is a wealth secret of the rich; They always put the odds in their favor. That is why they do not play the lottery or gamble. They know in those kinds of ventures the odds are against them. If you learn this one secret, always putting the odds in your favor, you can turn your financial condition from lack to abundance. I was told that there was a study done that showed we use about 10% of what we read. The number goes up to 18% when we add a home study course to the equation.
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Introduction
However, the number goes up to 89% when we add a mentor or coach to our program of success. Let me ask you a question. When it comes to your success, do you want an 8%, 18% or 89% chance to reach your dreams? What do you think the wealthy choose? If you want to create wealth in your life you must do what the wealthy do. I know this sounds simple, however, 95 percent of all people do not follow this rule. Following the rules of the wealthy is your fist step to learning how to get the American dream of financial freedom and increasing your income. When we decided to publish this book, it was for a different reason than any other book we have done in the Power of Mentorship series. For all the other books, I was motivated and inspired to do them. For this particular book, I was commissioned to publish. My mentor, Bob Proctor, told me one day that he always listens to his intuition and that is one way he has been able to create such massive success in his life. I knew inside that I had to do this book because it was part of my life plan to help eradicate lack from peoples lives. Since I was 16 years old that has been my mission. I remember one day a man told me, after hearing me speak, that I had a real mission to inspire and motivate people. A few days later, as I was ruminating over his words, I realized that was not my mission. Yes, I do inspire and motivate people when I speak but my mission is to help you create wealth in your life. 15
In fact, that is the goal of every co-author in this book; to help you create extraordinary wealth, health and success in your life. To show you that I am dedicated to your success, I have a new CD entitled Make Your Money Go Up When the Economy is Down that sells every day on our website for $24.95. We want to send this to you free and postpaid. It will not cost you one cent to get this powerful CD that could change your life forever. Just send an email with your name and shipping information to Info@DonBoyer. org to request it. No matter what your income level is today, if you want it to go higher, there is ample information in these chapters to help you do just that. I encourage you to read and reread each chapter until you get the information that each author is sharing with you deep inside your subconscious mind. That is when you take what you learned from your head, move it into your heart and transform it into your hand. Creating Wealth is up to you! It is waiting for youwhat are you waiting for? Start that wealth cycle today! Real Life Publishing Inc.
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Chapter One If You Believe It, It Will Happen Frank Cuffaro
Frank Cuffaro is a successful man who has been in business for over 25 years. He has been involved in eleven separate startups and currently owns three companies. He is the co-founder of Adelia Espresso along with Maria, his wife of 20 years. Frank also mentors business people, specifically at the start up stage. You can contact him by phone at 1(866)325-0029 or E-mail Frank@AdeliaCoffee.com Visit Franks company online at www.AdeliaCoffee.com
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cHaPTER ONE If You Believe It, It Will Happen By Frank Cuffaro
tarting Early - I truly dont know many people who started thinking like a businessman at six years old, but I did. By that age I had already taken over my fathers desk at home, found a calculator, a pen, a pad of paper and moved in! My father just looked at me the way fathers do... you know, kind of amused and kind of proud at the same time. I actually went with my mom to Woolcos Department store and bought a briefcase; honest! Not only that, I gave up my piggy bank and bought a small safe with a lock and key for my money! I spent as little as possible on kid stuff and saved up for hockey equipment and, ultimately, the bigger things in life like a car. Ive always envisioned myself as a businessman in a suit, carrying a briefcase, traveling the world for business; it always felt like there were no other options but to be in business. At the ripe old age of eight, I realized that living in an Italian neighborhood had some rather distinct advantages; like WINEyepwe made our own! Actually, the whole neighborhood was involved. Guess what? Grapes came in on crates, and those crates were valuable. One day, while playing street hockey, I saw my first opportunity to become an entrepreneur. A truck stopped right in the middle of the street and interrupted our hockey 18
game. An older man brought out some wine crates and gave them to the driver. In exchange, the driver gave him dollar bills. I immediately went to the driver and asked him to wait for me while I went into my garage where my father, along with some of my uncles, was making wine. I took a crate, ran out and gave it to the driver. He put his hand in his pocket and pulled out a fist full of change. He gave me fifteen cents. Obviously, the street hockey game was over after that. How could I continue playing hockey when there was business to conduct? I didnt know how to add and, to be honest, I didnt even know what I could do with fifteen cents, all I knew was that one hundred was the biggest number in the world which meant one hundred dollars was the largest amount of money you could have. The next day at school, I told my teacher, Mrs. Sclapari, the story. I declared that she absolutely had to help me figure out how many crates I needed to sell to make one hundred dollars. The number was huge! I didnt care and I had my friends beg, borrow and yes, steal, crates. I paid them 10 cents for each and I sold each one for 15 cents! This made me a bonafide entrepreneur. Finally, I handed my father all the money I had collected during the wine making season and he returned from the bank with a ONE HUNDRED dollar bill! My eyes just about popped out of my head. I had never seen a $100 bill and now I had one! I thought it was the largest amount of money there was. Now I had motivation. 19
By 10, I started working part time at my fathers carwash and full time during the summer. By the time I was 12, I was working with my father in his purse manufacturing company called Ponte Vecchio. By 14, I figured out a way to supplement what he paid me. The purses that didnt sell, I took to Woolcos basementthe Flea Market on Sundays. I had to take a taxi, by myself, with 70-80 purses in boxes. When I got to the flea market I had to spend about $150 to get set up. I usually got my investment back and made a profit of about $125. I was the youngest vendor there and more than once security had to help me as some of the older vendors tried to push me out of my spot. a Bit of Foundational History - I am a firm believer in mentors. I am fortunate to have many that have helped me in my life: people like Frank Lamont, John Assaraf, Murray Smith, Stewart Borie, Larry ODonnell and others. However, my father was the catalyst. Even as very young children he taught us all to have an amazing work ethic. Not one of us feared nor backed off from work and to this day we are all productive. My father had a formal education to grade two but what he knows about life surpasses a PhD. He lived and taught us to live lives of abundance; we celebrated every holiday and birthday. The biggest lesson I believe we received from my father was NEVER, EVER, EVER, EVER give up. We learned that money was available but that it had value and needed to be earned. He was very strict when it came to behavior and family time. No matter how busy, Sunday was always for the family and lunch together was 20
mandatory. He was from the old country and taught us by telling stories, all of which ended with a moral or lesson to be learned. Back to My Teen Years - At my 9th grade graduation, I was talking to a classmate. She said these words to me, Frank, I dont know much about the future but I am sure of this; one day you will be rich and famous. This had an impact on me from that day forward. It has been that little voice that gets me up when I fall and want to stay down. Frank, one day you will be rich and famous, and then BANG I get my second wind, refuel and go on. I still draw on it to this day. Let me share something rather personal here; I have suffered with dyslexia since the second grade. Actually, that is when I realized that there was something wrong with the way I read and saw words. No one knew about dyslexia back then; all I knew was that I was smart but didnt do well in school. I used humor to cover up my goofs and to soften the embarrassing moments. I struggled through all my years at school and didnt finish college. Actually, I didnt read an entire book until I was 24 years old, the night my daughter, Gina, was born. I wanted so much to be able to read her bed time stories. Now, through commitment, strategy and technology I have read over 400 books. I still average two books per month. I was fortunate to learn about meditation, affirmations and goal setting by the age of 17. This helped me stay focused and on track. At 18, I founded my first official company, 21
V. Cimo Importing. It was a coffee roasting company. I worked really hard, day and night and the Caf Cimo brand soon became one of the most recognized coffee brands in Montreal. Here, I met my beautiful wife to be, Maria, and life was great. I went off to sell Caf Cimo when I was 24. The Fall - There are fundamentals in business that should never be forgotten and there are consequences if one does. I grew lax; I didnt keep a master mind group around me. I grew comfortable, felt invulnerable. What I forgot was simple, Know thy client. The results were brutal and very expensive. I lost almost a million dollars in my next two business ventures. I entered into what my friend, Stewart Borie, refers to as the dark nights of the soul which is the darkness of fear and the mentality of scarcity. Both will do you in. At one point, things were so bad that with two kids, a wife and no income, we didnt even have a phone at home for 93 days. I was running from creditors and hiding from people. It was a pride swallowing experience that I wouldnt wish on anyone. I stayed at my friends cafe until early morning and helped him close up, just so that I could remain away from home. I was miserable and without direction. One night, I stumbled across a late night infomercial by some guy named Tony Robbins. He was talking about something that could change your life in 30 days: Personal Power II, a CD set for $300. It might as well have been 22
$3,000. I didnt have that kind of money. But, I knew I had to do something. I asked Big Lou thats his real namehonest. It took me a week to convince him to lend me his credit card. It took me 12 weeks to pay him back! Tony Robbins, Deepak Chopra and Brian Tracy became my sources of inspiration. I knew nothing else to do. I took a job as a sales representative for one company and ended up working for four different companies simultaneously. I was working seven days a week and began believing again. After one year, I was debt free and had amassed a huge fortune of $300! The Beginning - I told my beautiful, supportive wife, Maria, Lets start our own business again. With the $300, I spent $11 for business cards, $132 for 132 pounds of coffee and 100 plastic bags, and rented a coffee roaster for $60. On August 1st, 1999, Adelia Espresso was founded. I talked a friend into letting me sell the coffee at his super market. I sold 50 kilos for $10 a kilo. I made a profit of $200 and went out and, this time, bought TWO bags of coffee. We were now in business. I kept my eyes on the desired results, didnt listen to the opposition, paid no attention to the current circumstances and spent all my time in Personal Development. Today, our objective is to make Adelia Espresso a leading international brand through franchises in North America, 23
Europe and Asia. By 2018, we will have at least 800 stores. Our grand launch will take place in September, 2008, in Montreal, Canada. This turnkey operation will bring Italian coffees and coffee desserts into some of the most prominent areas in the world. Check out our story at www.AdeliaCoffee.com. I know you will find it inspiring and I encourage you to contact me if there is anything I can do to help you accomplish your dreams and live the life you deserve. Make your dreams big enough to fuel your passion because the pursuit of the impossible requires huge amounts of energy. Remember, never, ever, ever, ever give up because the only thing standing in the way of your dreams is You.
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Chapter Two Its Easy to Earn Money Bob Proctor
Bob Proctor has focused his entire agenda around helping people create lush lives of prosperity, rewarding relationships and spiritual awareness. He has been doing this for over 40 years. Bob Proctor knows how to help you because he comes from a life of want and limitation himself. In 1960, he was a high school dropout with a resume of dead-end jobs and a future clouded in debt. One book was placed in his handsNapoleon Hills Think and Grow Richwhich planted the seed of hope in Bobs mind. In just months and with further support from the works of Earl Nightingale, Bobs life literally spun on a dime. In a year, he was making more than $100,000 and soon topped the $1 million mark. It doesnt matter how you grew up or what youve struggled with in lifeyour mind is unscathed by any circumstance youve yet lived... and its phenomenally powerful! Let Bob Proctors live seminars, best-selling books and recordings show you how to excavate the wonderful gem of your own mind. Visit Bob Proctor online at www.BobProctor.com
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cHaPTER TWO Its Easy to Earn Money By Bob Proctor
t is a real possibility that everything you and I have been taught about how to earn money is so far from the truth that its almost comical. Earning money has nothing to do with age, formal education, gender or geography. It has nothing to do with past experience or your formal years of education or your level of intellect. There are individuals who are functionally illiterate who have become multimillionaires, while there are others who are absolutely brilliant and they are broke. Virtually anyone can be taught how to earn millions of dollars and yet the sad truth is that 97 out of every 100 people are born, live their entire lives, and die without ever learning how to earn money. To perpetuate this ridiculous problem, their ignorance is passed along from one generation to the next. Our school system has been designed as an environment to enlighten young minds, to replace ignorance with understanding and ultimately improve the quality of life. And, though our educational system has obviously been successful in many areas, it has woefully neglected one important subject, How to Earn Money. A lack of understanding in this area is the cause of numerous unwanted and unnecessary problems, since money is the medium of exchange that is used worldwide for other peoples products and services.
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There has always been a small, select group, approximately 3% of our population, who clearly understand that prosperity consciousness is the primary cause of wealth and their prosperity consciousness, like ignorance, is also passed down from one generation to the next. Lets look at money. What is it? Money is a reward you receive for the service you render. The more valuable the service, the greater the reward. Thinking of ways we can be of greater service will not only help us earn more money, it will also enable us to grow intellectually and spiritually. MONEY IS AN IDEA The paper you fold and place in your purse or pocket is not money. It is paper with ink on it. It represents money, but it is not money. Money is an idea. The earning of money has nothing to do with the paper stuff; it has to do with consciousness. To accumulate wealth, a person must become very comfortable with the idea of money. That may sound strange, however, most people are not comfortable with the idea of money, which is why they do not have any. The cause of poverty is poverty consciousness. A poverty consciousness will cause a person to see, hear, think and feel... lack and limitation. The late Mike Todd said, Being broke is a temporary situation. Being poor is a mental state. 27
He was correct. There are wealthy people who lose every cent they have through a series of mistakes in judgment, but that does not make them poor. They will have it all back in a short time because of their prosperity consciousness. Many years ago, George Bernard Shaw expressed his thoughts on money. People have such strong views on both of these statements, I purposely use them in my seminars to cause the attendees to think. 1. It is the duty of every person to be rich. 2. It is a sin to be poor. Before you reject these as being ridiculous, lets analyze them. To fully understand what Shaw was saying, you must have an open mind. There is a law that states everything is moving, absolutely nothing rests. You are either moving ahead in life or going in reverse... growing or dying... creating or disintegrating, becoming richer or poorer. There is another law to which people often refer in many different ways... Karmic Law... Sowing and Reaping... Cause and Effect... Action, Re-Action. How you refer to this law is of little importance relative to your understanding of how it works. The thoughts, feelings, and actions that you express in life are seeds that you sow. The conditions, circumstances and things that come into your life are the harvest you reap as a RESulT of the seeds that you sow. For a moment, store this information in the back of your mind while we 28
investigate the deeper understanding of the words SIN and MONEY. Sin is... transgression of the law. Violating the law is a sin and, in truth, the price of sin is death. That does not mean your heart will stop beating, but it does mean you will regress. I previously mentioned there is a law that states you will either create or disintegrate, you will grow or die. When you attempt to get without giving, you are trying to reap the harvest without sowing the seeds and it will not work. Now lets look at money. What is it? Money is a reward you receive for the service you render; the more valuable the service, the greater the reward. Attempting to get money without providing service is also a violation of the law. Shaw believed you and I are here to serve one another. Thinking of ways we can be of greater service will enable us to grow intellectually and spiritually. It is our duty to serve and money is a reward we receive for that service. If a person has received their money in an unlawful mannerby law, they must pay the price; you reap what you sow. In light of the laws that govern our universe, what Shaw said is correct. However, if a person is not consciously thinking, Shaws statements would appear very callous, even ridiculous. Personally, I believe Shaw made those statements the way he did, to provoke people to think.
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Quite simply, what Shaw was emphasizing was the importance of our own responsibility in the quest for abundance. Abundance is something we magnetize ourselves to... we draw it into our lives... in every aspect of our lives. Business associates, friends, everything we want will come into our life by law, not luck. You are either attracting or repelling good. It is your own consciousness that ultimately determines your results. Money is in consciousness and it must be earned. If you want to improve your financial position in life, focus your attention on creating a higher level of prosperity consciousness. Begin by preparing a powerful, positive affirmation and fuel it with emotion. When you do this, you are depositing this creative energy in the treasury of your subconscious mind. And, by repeating this process over and over and over again every day, it will begin to alter your conditioning and mentally move you in the direction you want to go. Write it out, read it, feel it, and let it take hold of your mind. How much money do you want? Saying you want more is not good enough. Five dollars is more. How much more? Decide on a figure. Be specific. You will not seriously want more money than you are capable of earning... however, you would be wise to remember, you must earn it. THERE ARE THREE INCOME EARNING STRATEGIES Trading time for moneyBy far the worst of the three income earning strategies, it is employed by approximately 96% of our populationdoctors, lawyers, accountants, 30
laborers, etc. There is an inherent problem with this strategysaturation. You run out of time. If a person accumulates any degree of wealth employing this strategy, it will be at the expense of a life. They compromise on the car they drive, the house they live in, the clothes they choose and the vacations they take. They rarely, if ever, get what they want. Investing money to earn moneyThis strategy is used by approximately 3% of the population. The number is small for the obvious reasonvery few people have any money to invest. Many people who effectively employ this strategy follow the advice of a trusted, knowledgeable advisor. Leveraging yourself to earn moneyThis is where you multiply your time through the efforts of others by setting up Multiple Sources of Income (MSIs). This is, without question, the very best way to increase your income. Make a decision to have many sources of income; its the strategy that wealthy people have used dating clear back to the ancient Babylonians. Unfortunately, this strategy is only used by approximately 1% of our population, yet that 1% earns approximately 96% of all the money that is earned! You are only a decision away from membership. Once you determine how much money you want to earn, write it down on a sheet of paper in large figures. Look at the number with the dollar sign beside it and tell yourself over and over again, THAT AMOUNT OF MONEY IS AN EFFECT. IT REPRESENTS A REWARD THAT I WANT
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TO RECEIVE. WHAT SERVICE CAN I RENDER THAT WOULD BE DESERVING OF THAT REWARD? Take the total figure and divide it into multiple parts. Let each part represent a source of income. Each source of income represents a separate reward that you would receive for a service you would render. Work on one source of income at a time; each one can become an exciting part of your life. Think of how you can do whatever you domore effectively. Think of how you can improve the quality and quantity of service you render. Think of how you can help people in a greater way.
Money is a servant; the more you earn, the more you can help others.
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Chapter Three Your Journey to Financial Freedom Chris Wise
chris Wise is a highly soughtafter self-made millionaire with a natural knack for creating successful business models. He has served as a professional consultant to over one hundred corporations and individuals looking for proven solutions to increasing net worth. Chris now combines his natural talents and experience to deliver a proven system that shows how to turn credit into financial wealth. Chris shares proven principles that are used by the wealthy everyday to build passive income and capital. His cutting-edge Credit Line Millionaire Coaching Program provides proven strategies that anyone can use to build passive income and have the time and energy to pursue their passion for life. A featured author in The Power of Mentorship For Passion and with a leading role in the new hit movie, The Art of Business, Chris shares his inspiration for creating a passionate life, along with motivational leaders such as Bob Proctor, Zig Ziglar and Brian Tracy. Chris has also appeared on The Wright Place TV Show, which is syndicated to over 3 million homes weekly and features successful entrepreneurs and inspirational speakers from around the world. Visit Chris Wise, the Credit Line Millionaire at www.CreditLineMillionaire.com 33
cHaPTER THREE Your Journey to Financial Freedom By Chris Wise We cant afford it!
id you ever hear that growing up? I was brought up in your average middle class American family. My parents didnt have a lot of money. We drove a big brown station wagon to school and dining out was only on special occasions. Like any child, there were always things that I wanted that cost money. In our family, when I wanted something, the usual answer was, We cant afford it. Well, being a strong willed first born child, that answer didnt work for me. So I determined, in my mind, that I would do whatever it took to get the things I wanted. For the past 12 years I have been studying the principles of success, goal setting, and how to bring my dreams into reality. During those years, I was exposed to ideas like, Money is all around us. We live in abundance, and that Money is everywhere. I would take on those beliefs with great intention and then I would look into my bank account and see a different story. I have been in business all of my life. I started my first business at the age of 12, sharpening chain saw chains for equipment rental stores, but I didnt always know how to create wealth. It took me 16 years to finally become a millionaire at the age of 28. It was a long, hard, grueling process and it didnt happen by chance. I now show 34
individuals how to go from broke to millionaire in as little as two years. The Foundation of a Billionaire Mind Set After becoming a millionaire, I began to look at what was next. I thought billionaire by the age of 40 sounded like a good goal; something that would make me stretch a little. So I started to study billionaires and how they think because it is how a person thinks that determines their results and if I began to think like a billionaire then there is nothing that could stop that from coming into reality. From this education, I have boiled down all the financial information and wisdom that I have ever received into two foundational building blocks. 1. Get access to Capital 2. Invest it Wisely If you master these two building blocks, then there is NO LIMIT to how much wealth you can create. The Importance of knowing How to access capital To build and grow a business or to invest into anything requires capital. The number one reason that businesses fail is under-capitalization. In other words, the business didnt have enough money to grow and operate. Any business requires capital to get it off the ground and for it to continue to grow. Any investment that you make requires capital. The understanding of how to access capital is critical to creating wealth. You could even say that knowing how to acquire financial resources is a multiplier to your ability to creating wealth. The greater 35
your ability to access money, the greater your ability to create wealth. When you master the knowledge of how to access capital, the world opens up to you in ways you never thought possible. If you make getting access to capital a priority for you to master then you will never have to worry about money again. Why? Because you will be a master at getting more. Businesses come and go, life happens and you could lose everything. However, if you are a master at acquiring financial resources you can always rebuild and nothing will be able to stop you. Two keys to Having and keeping Money: Mind Set and knowledge 1. The mind set to attract and keep money. How you think and feel about money has everything to do with whether money flows into your life and stays there. 95% of people who win the lottery loose the money within two years. They dont have the right mind set to keep the money. Whereas, individuals who have the right mind set, even if they loose all of their money, have the skill set to create it again and many times at even greater levels than before. 2. The knowledge on how to acquire it. The knowledge on how to acquire it is where most people fail. I have met so many people who attend countless seminars, have read numerous books on wealth yet still dont feel they are where they should be or want to be. The biggest mistake wealth builders make is failing to understand how money is created and how to acquire it for themselves.
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It is said that if all the money in the world was evenly distributed among the entire population that in 10 years 97% of the wealth would be back in control of 1% of the people. This is because the individuals who have mastered the two keys will always have control of capital. creating the Desire for unlimited Funds In talking with people about money and asking them if they would like more money for their business or investing, occasionally, I have people tell me that they dont need any more money right now. I have only heard this answer from one person in my life whom I really believed. He was in his 60s, retired, enjoying his grand kids and racing Formula-1 race cars as a hobby. He was worth about 50 million, wanted to keep life simple and was set. If someone hasnt reached the point of financial independencewhich I define as the point where one doesnt have to work and can still maintain their current lifestylethey are either fooling themselves or they havent created the right mind set for building wealth. What I have found is that people have a certain level to the amount of money they feel comfortable borrowing. If you want to become a millionaire, deca-millionaire or even a billionaire, then you need to make a commitment to have access to as much money as possible. The Best Time to access Money When is the best time to access money? The best time is when you dont need it. The best time to get credit from a bank is when you dont need it. One of the biggest mistakes wealth creators make is not making the acquiring 37
of capital a high enough priority. They dont take the time to understand how to get it or think that it is out of their reach. If you dont need money right now then NOW is the best time to start getting access to more of it. If you do need money now then NOW is the best time to get it. If you want to master creating wealth, then you need to understand that NOW is the best time to acquire the skills to access capital. Four Ways to access Money There are only four ways to access capital: 1. Borrow it - You can borrow the money from another person, usually done in the form of a promissory note. You can borrow the money from a bank in the form of a loan or line of credit. Typically, when you borrow money from other people it is called debt. 2. Exchange it for Equity - You can receive money in exchange for ownership in a company which is also known as equity. 3. Production - You can earn the money by exchanging dollars for hours or by creating a system that produces value for other people that is then exchanged for money. 4. Stumble upon it - Lastly you can receive it from an inheritance or win it in the lottery. These are the only four legal ways for anyone to access or receive money. And dont bet on the last one. I have studied and used the first three methods in my life and what I have discovered is that borrowing money has 38
been, by far, the easiest way that I have ever found to get access to capital. Breaking The Fear of Debt - There is no greater killer to building wealth than the fear of debt or, put another way, the fear of borrowing money. The reason for this is because there is such a misunderstanding about debt. This is because there are two types of debt: one will kill you financially and one will make you wealthy. The traditional method of explaining these two different types of debt is good debt and bad debt. Good Debt Any money borrowed that is invested into an asset that increases in value or produces a profit greater than the interest of the money borrowed. Example: Real Estate. Bad Debt Any money borrowed that is used to purchase things that do not increase in value or do not produce a profit greater than the interest of the money borrowed. Example: A vacation or food. We want as much access to capital as possible so that we can purchase as much good debt as possible. For example, lets say that you have access to $100,000 at 10% interest per year. You take that $100,000 and invest it into an asset that makes you a 30% return per year. The money borrowed will cost you $10,000 in interest per year. That year, you will make $30,000 from your investment minus your $10,000 of interest, netting you $20,000!
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Lets take another look at borrowing money to invest. Lets say that you have three solid investments that you have checked out and you know that they all have the potential to make you a lot of money. Then, I introduce you to a friend of mine who has an unlimited resource of cash and, because you are my friend, he will let you borrow as much money as you would like. How much money would you borrow from my friend? When I ask this question of people it gets them to break their patterns of thinking about borrowing money and almost everyone I ask says, I would borrow as much money as possible. Why is this? The main reason is because when most people think about borrowing money they dont realize that subconsciously they begin to think about losing that money if they do anything with it. Then they allow that fear to paralyze them into non-action and not leverage the financial resources that are available. So what is the cure for the paralyzing fear? 1. Awareness My mentor, Harv Ecker, has a great model for explaining peoples comfort level with money and how much they feel they deserve to have in their possession. He calls it their Money Blue Print. I have created a similar scale that I call the Debt Tolerance Scale (DTS). This scale allows us to calculate our Debt Tolerance Number (DTN). The DTN measures our comfort level with how much money we feel comfortable borrowing or leveraging before we fall into paralyzing fear. The scale is measured in millions. Lets say that 40
the maximum amount you would feel comfortable leveraging is $200,000: you would have a .2 DTN. If you would be comfortable leveraging 5 million dollars then you would have a DTN of 5. The higher your DTN the greater your ability to leverage financial resources. The greater your ability to leverage financial resources the quicker you can create wealth. Would you like to find out what you DTN is? Go to www.CreditLineMillionaire.com/DTN to get your free assessment. What do you think Mr. Trumps DTN is? I really enjoy the story he tells when he was going through one of his toughest financial times. He was walking down a street in New York with his assistant. He pointed to a homeless person on the street and he says, That person is worth 900 million dollars more than I am. Think about that for a minute. One thing Mr. Trump had that the homeless person didnt, was a powerful mindset about money and the knowledge to acquire more funds. He later turned around his financial empire by borrowing more money and regained his billionaire status. 2. Learn how to Wisely Invest - My friend Garrett Gunderson in his book Killing Scared Cows has a great perspective on debt, Debt is simply the negative difference between liabilities and assets. Its having more liabilities than you have assets on your balance sheet, and the difference between them. So, to put 41
it another way, if you invest borrowed money from a bank into an asset that is worth more than the money owed, you dont have debt. You have a liability and an asset that has a greater value. With this definition of debt, when you borrow money and invest it into an asset that has a greater value than the money borrowed you dont have debt, you just have a liability. I call these types of assets Leveraged Investments. This is where knowing how to wisely invest becomes so critical. When you know how to Wisely invest, then the money borrowed can be used to create a great amount of wealth. creating Money from Thin air So, how do we go about accessing capital? One of my favorite ways of acquiring funds is by leveraging credit. Credit is my favorite way because it doesnt really exist. It isnt tangible, you cant touch it, yet I have control over what my credit looks like and how it is structured. There are three main types of credit. Your own personal credit, business credit, or other peoples credit (OPC). Through each of these avenues you can access hundreds of thousands, even millions, of dollars. 100s of Banks Did you know that there are 100s of banks across the country who want to lend you money? Did you know that they have at least $25,000-$100,000 that they will lend to qualified borrowers? Think about this for a second and lets take the minimum of 100 banks and $25,000 per bank. Do the math. How much of that would you like? 42
The Three keys to the Vault The money is there and when you learn the three keys to the money vault there is no limit on how much money you can access. 1. Who to ask This is knowing the right banks to ask. There are, in fact, thousands of banks across the country: 7,540 according to the FDIC, the federal institution that insures the banking industry. However, only a small percentage of these banks have the types of loans that we are looking for. Dont waste your time trying to figure out which are the right banks to talk to, go to a source that already knows this. 2. What to say These are the words that you speak. The words that you speak have a huge impact on whether you get the money. 3. How to present yourself This is more than the level of confidence that you have or how well you dress. This has to do with how you fill in the blanks on the bank application. How well you present yourself on the application to the bank is critical and will determine your success or failure in acquiring capital. Becoming a Master Borrower No matter what you do in the future, no matter what business you start or what you invest in, it will require capital. Decide right now to become a master borrower. What does becoming a master borrower mean? The Characteristics of a Master Borrower: 43
1. Pay your bills and liabilities back on time. 2. Know how to structure your personal and business credit to look strong to lenders. 3. Know how to properly leverage the money borrowed. 4. Know how to manage cash flow and loan payments. 5. Know how to structure your business to be bankable. When you make becoming a Master Borrower a priority in your life, there will be no limit to the amount of capital you can access. The Future of creating Wealth The principles I have shared with you are timeless. 1. 2. Get Access to Capital. Invest it Wisely.
If you apply the principals of the master borrower and make a commitment to putting the two foundational building blocks essential for your long term growth into play, then, no matter what economic environment you find yourself in and no matter what your current financial condition, you will be able to rise to the top and create any amount of wealth you desire. Would you like to learn how to get the money you need? Whether you need capital now or know you will at some point in the future, right now is when you want to become a master borrower. Go to my website www. 44
CreditLineMillionaire.com for a free report on the 10 Wise Points to Investing. Here you will learn more about the other foundational building block to reach any level of wealth you desire. When you go to my website I will also send you my audio of The 10 Money Killers. Before you give up and think that you have to have perfect credit in order to become a master borrower, I have good news for you. I can help you access large quantities of cash. Now, perhaps for the first time ever, there is no reason you cant have the cash that can turn all your dreams into a living reality. Let me show you the money - Now!
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Brian Tracy submitted the following article. He is the most listened to audio author on personal and business success in the world today. He is also the author/narrator of countless bestselling audio learning programs and the author of 16 books. All rights reserved worldwide. Copyright 2006. Contact Brian Tracy at: Brian Tracy International 462 Stevens Ave., Suite 202 Solana Beach, CA 92075 Phone (858) 481-2977 www.BrianTracy.com
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cHaPTER FOuR leading and Motivating Brian Tracy
ts been said that Leadership is not what you do, but who you are. This, however, is only partially true. Leadership is very much who you are, but it cannot be divorced from what you do. Who you are represents the inner person, and what you do represents the outer person. Each is dependent on the other for maximum effectiveness. The starting point of motivational leadership is to begin seeing yourself as a role model, seeing yourself as an example to others. See yourself as a person who sets the standards that others follow. A key characteristic of leaders is that they set high standards of accountability for themselves and for their behaviors. They assume that others are watching them and then setting their own standards by what they do. They, in fact, lead by example, just exactly as though someone were following them around, surreptitiously taking notes and photographs of their daily actions for others to see and act on. Motivational leadership is based on the Law of Indirect Effort. According to this law, most things in human life are achieved more easily by indirect means than they are by direct means. You more easily become a leader to others by demonstrating that you have the qualities of leadership than you do by ordering others to follow your directions. Instead of trying to get people to emulate you, you concentrate on living a life that is so admirable that others want to be like you without your saying a word.
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In business, there are several kinds of power. Two of these are ascribed power and position power. Position power is the power that comes with a job title or position in any organization. If you become a manager in a company, you automatically have certain powers and privileges that go along with your rank. You can order people about and make certain decisions. You can be a leader whether or not anyone likes you. Ascribed power is the power you gain because of the kind of person you are. In every organization, there are people who are inordinately influential and looked up to by others, even though their positions may not be high up on the organizational chart. These are the men and women who are genuine leaders because of the quality of the people they have become, because of their characters and their personalities. Perhaps the most powerful of motivational leaders is the person who practices what is called servant leadership. Confucius said, He who would be master must be servant of all. The person who sees himself or herself as a servant, and who does everything possible to help others to perform at their best, is practicing the highest form of servant leadership. Over the years, we have been led to believe that leaders are those who stride boldly about, exude power and confidence, give orders and make decisions for others to carry out. However, that is old school. The leader of today is the one who asks questions, listens carefully, plans diligently and then builds consensus among all those who are necessary 48
Chapter Four Leading and Motivating Brian Tracy
for achieving the goals. The leader does not try to do it by himself or herself. The leader gets things done by helping others to do them. This brings us to five of the qualities of motivational leaders. These are qualities that you already have to a certain degree and that you can develop further to stand out from the people around you in a very short period of time. The first quality is vision. This is the one single quality that, more than anything, separates leaders from followers. Leaders have vision. Followers do not. Leaders have the ability to stand back and see the big picture. Followers are caught up in day-to-day activities. Leaders have developed the ability to fix their eyes on the horizon and see greater possibilities. Followers are those whose eyes are fixed on the ground in front of them and who are so busy that they seldom look at themselves and their activities in a larger context. George Bernard Shaw summarized this quality of leaders in the words of one of his characters: Most men look at what is and ask, Why? I, instead, look at what could be and ask, Why not? The best way for you to motivate others is to be motivated yourself. The fastest way to get others excited about a project is to get excited yourself. The way to get others committed to achieving a goal or a result is to be totally committed yourself. 49
The way to build loyalty to your organization, and to other people, is to be an example of loyalty in everything you say and do. These all are applications of the Law of Indirect Effort. They very neatly tie in to the quality of vision. One requirement of leadership is the ability to choose an area of excellence. Just as a good general chooses the terrain on which to do battle, an excellent leader chooses the area in which he and others are going to do an outstanding job. The commitment to excellence is one of the most powerful of all motivators. All leaders who change people and organizations are enthusiastic about achieving excellence in a particular area. The most motivational vision you can have for yourself and others is to Be the best! Many people dont yet realize that excellent performance in serving other people is an absolute, basic essential for survival in the economy of the future. Many individuals and companies still adhere to the idea that as long as they are no worse than anyone else, they can remain in business. That is just plain silly! It is prehistoric thinking. We are now in the age of excellence. Customers assume that they will get excellent quality, and if they dont, they will go to your competitors so fast, peoples heads will spin. As a leader, your job is to be excellent at what you do, to be the best in your chosen field of endeavor. Your job is to have a vision of high standards in serving people. You not only exemplify excellence in your own behavior, but you also translate it to others so that they, too, become committed to this vision. 50
This is the key to servant leadership. It is the commitment to doing work of the highest quality in the service of other people, both inside and outside the organization. Leadership today requires an equal focus on the people who must do the job, on the one hand, and the people who are expected to benefit from the job, on the other. The second quality, which is perhaps the single most respected quality of leaders, is integrity. Integrity is complete, unflinching honesty with regard to everything that you say and do. Integrity underlies all the other qualities. Your measure of integrity is determined by how honest you are in the critical areas of your life. Integrity means this: When someone asks you at the end of the day, Did you do your very best? you can look him in the eye and say, Yes! Integrity means this: When someone asks you if you could have done it better, you can honestly say, No, I did everything I possibly could. Integrity means that you, as a leader, admit your shortcomings. It means that you work to develop your strengths and compensate for your weaknesses. Integrity means that you tell the truth, and that you live the truth in everything that you do and in all your relationships. Integrity means that you deal straightforwardly with people and situations and that you do not compromise what you believe to be true. If the first two qualities of motivational leadership are vision and integrity, the third quality is the one that backs them both up. It is courage. It is the chief distinguishing characteristic of the true leader. It is almost always 51
visible in the leaders words and actions. It is absolutely indispensable to success, happiness and the ability to motivate other people to be the best they can be. In a way, it is easy to develop a big vision for yourself and for the person you want to be. It is easy to commit yourself to living with complete integrity. But it requires incredible courage to follow through on your vision and on your commitments. You see, as soon as you set a high goal or standard for yourself, you will run into all kinds of difficulties and setbacks. You will be surrounded by temptations to compromise your values and your vision. You will feel an almost irresistible urge to get along by going along. Your desire to earn the respect and cooperation of others can easily lead to the abandonment of your principles, and here is where courage comes in. Courage combined with integrity is the foundation of character. The first form of courage is your ability to stick to your principles, to stand for what you believe in and to refuse to budge unless you feel right about the alternative. Courage is also the ability to step out in faith, to launch out into the unknown and then to face the inevitable doubt and uncertainty that accompany every new venture. Most people are seduced by the lure of the comfort zone. This can be likened to going out of a warm house on a cold, windy morning. The average person, when he feels the storm swirling outside his comfort zone, rushes back inside where its nice and warm. But not the true leader. The true leader has the courage to step away from the familiar and comfortable and to face the unknown with no guarantees of 52
success. It is this ability to boldly go where no man has gone before that distinguishes you as a leader from the average person. This is the example that you must set if you are to rise above the average. It is this example that inspires and motivates other people to rise above their previous levels of accomplishment as well. Alexander the Great, the king of Macedonia, was one of the most superb leaders of all time. He became king at the age of 19, when his father, Philip II, was assassinated. In the next 11 years, he conquered much of the known world, leading his armies against numerically superior forces. Yet, when he was at the height of his power, the master of the known world, the greatest ruler in history to that date, he would still draw his sword at the beginning of a battle and lead his men forward into the conflict. He insisted on leading by example. Alexander felt that he could not ask his men to risk their lives unless he was willing to demonstrate by his actions that he had complete confidence in the outcome. The sight of Alexander charging forward so excited and motivated his soldiers that no force on earth could stand before them. The fourth quality of motivational leadership is realism. Realism is a form of intellectual honesty. The realist insists upon seeing the world as it really is, not as he wishes it were. This objectivity, this refusal to engage in self-delusion, is a mark of the true leader. Those who exhibit the quality of realism do not trust to luck, hope for miracles, pray for exceptions to basic business principles, expect rewards without working or hope that 53
problems will go away by themselves. These all are examples of self-delusion, of living in a fantasyland. The motivational leader insists on seeing things exactly as they are and encourages others to look at life the same way. As a motivational leader, you get the facts, whatever they are. You deal with people honestly and tell them exactly what you perceive to be the truth. This doesnt mean that you will always be right, but you will always be expressing the truth in the best way you know how. The fifth quality of motivational leadership is responsibility. This is perhaps the hardest of all to develop. The acceptance of responsibility means that, as Harry Truman said, The buck stops here. The game of life is very competitive. Sometimes, great success and great failure are separated by a very small distance. In watching the play-offs in basketball, baseball and football, we see that the winner can be decided by a single point, and that single point can rest on a single action, or inaction, on the part of a single team member at a critical part of the game. Life is very much like competitive sports. Very small things that you do, or dont do, can either give you the edge that leads to victory or take away your edge at the critical moment. This principle is especially true with regard to accepting responsibility for yourself and for everything that happens to you. The opposite of accepting responsibility is making excuses, blaming others and becoming upset, angry and resentful 54
toward people for what they have done to you or not done for you. Any one of these three behaviors can trip you up and be enough to cost you the game: If you run into an obstacle or setback and you make excuses rather than accept responsibility, its a fiveyard penalty. It can cost you a first down. It can cost you a touchdown. It can make the difference between success and failure. If, when you face a problem or setback, and you both make excuses and blame someone else, you get a 10yard penalty. In a tightly contested game, where the teams are just about even, a 10-yard penalty can cost you the game. If, instead of accepting responsibility when things go wrong, you make excuses, blame someone else and simultaneously become angry and resentful and blow up, you get a 15-yard penalty. This may cost you the championship and your career, as well, if it continues. Personal leadership and motivational leadership are very much the same. To lead others, you must first lead yourself. To be an example or a role model for others, you must first become an excellent person yourself. You motivate yourself with a big vision, and as you move progressively toward its realization, you motivate and enthuse others to work with you to fulfill that vision.
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You exhibit absolute honesty and integrity with everyone in everything you do. You are the kind of person others admire and respect and want to be like. You set a standard that others aspire to. You live in truth with yourself and others so that they feel confident giving you their support and their commitment. You demonstrate courage in everything you do by facing doubts and uncertainties and moving forward regardless. You put up a good front even when you feel anxious about the outcome. You dont burden others with your fears and misgivings. You keep them to yourself. You constantly push yourself out of your comfort zone and in the direction of your goals. And no matter how bleak the situation might appear, you keep on keeping on with a smile. You are intensely realistic. You refuse to engage in mental games or self-delusion. You encourage others to be realistic and objective about their situations, as well. You encourage them to realize and appreciate that there is a price to pay for everything they want. They have weaknesses that they will have to overcome, and they have standards that they will have to meet, if they want to survive and thrive in a competitive market. You accept complete responsibility for results. You refuse to make excuses or blame others or hold grudges against people whom you feel may have wronged you. You say, If its to be, its up to me. You repeat over and over the words, I am responsible. I am responsible. I am responsible. Finally, you take action. You know that all mental preparation and character building is merely a prelude to action. Its not 56
what you say but what you do that counts. The mark of the true leader is that he or she leads the action. He or she is willing to go first. He or she sets the example and acts as the role model. He or she does what he or she expects others to do. You become a motivational leader by motivating yourself. And you motivate yourself by striving toward excellence, by committing yourself to becoming everything you are capable of becoming. You motivate yourself by throwing your whole heart into doing your job in an excellent fashion. You motivate yourself and others by continually looking for ways to help others to improve their lives and achieve their goals. You become a motivational leader by becoming the kind of person others want to get behind and support in every way. Your main job is to take complete control of your personal evolution and become a leader in every area of your life. You could ask for nothing more, and you should settle for nothing less. This article was submitted by Brian Tracy, the most listened to audio author on personal and business success in the world today. He is the author/narrator of countless best-selling audio learning programs and the author of 16 books. All rights reserved worldwide. Copyright 2006.
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lucy Seboek devotes her life to helping others increase balance and optimal health. She is committed to helping clients meet their goals so they can be free to live the balanced healthy life they deserve. Lucy is co-founder of InSpirit Health. She lives in Southern California with her husband and daughter. A health coach, speaker, and writer, Lucy can be reached at: Lucy Seboek, MS, CNC Lake Forest, CA Phone: (949) 271-9591 Fax: (949) 271-9592 Email: Lucy@MyInSpiritHealth.com www.MyInSpiritHealth.com
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cHaPTER FIVE Health is Wealth By Lucy Seboek He who has health has hope, and he who has hope has everything. Arabic Proverb
any times we want something better than what we have but fail to realize that unless we do something different, things will remain the same. What we consider to be daily routine is actually a collection of habits that have become ingrained on a sub-conscious level. It takes decisive effort to move in another direction. Are you ready for something more? Are you ready to recapture the hope that used to burn within and drive you to reach for success? Hope is essential for an abundant life because it keeps us going. You have to envision the dream first and as you continue in hope it will become real. What is your definition of wealth? Is it abundance, being financially free or having time and money to travel? There is an often overlooked element to success that most individuals do not learn in their formal education. This element can increase your vitality for life leading you to levels of success you havent even imagined yet. Its called life balance. If you lack balance in any area of your life, you are surely destined to function in a less than optimal level. How would you rate your life balance?
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Being honest with yourself about how things are in your life is a prerequisite for answering this question. If you have hoped and dreamed for a better life, than you need to be clear on what you want to be different. What are you hoping for? Is it a different job? In a different company? The big promotion winning you the corner office? These are all great things to strive for. They speak of commitment to grow personally and professionally. They speak of extra time at the office to finish what you started. They speak of staying up late and getting up early to increase your value. The best of the best will achieve great things while maintaining life balance. How do you define balance? Is it peace, contentment, happiness, joy? All of these can be seen as integral components of health. Write down what balance means to you. Then take the time to look at all areas of your life with the goal of seeing what can be improved. These are the areas you will need to look at: Spiritual We are spiritual beings. There is a force drawing us to find a deeper meaning than what is visible, tangible, and explainable. Spiritual health includes an inner peace that comes from finding and accepting your purpose as part of the community, world and universe. Physical Your physical health is usually the easiest to assess. It is the absence of disease, malady, or pain. Mental When mental health is in a state of proper 60
Chapter Five Health is Wealth Lucy Seboek
functioning, you are able to handle daily routine, unexpected situations, and limitations (your own and others) with a healthy perspective. Social This speaks of having a support network that exists outside of your home. We all need people we can depend on that are not part of our day-to-day life. These individuals offer us objectivity that is important for balance. Family In a healthy family everyone is appreciated for who they are and respected as an essential part of the whole. No one is dominant and no one is ignored. Each person has opportunity to speak so they can be understood, ask so their needs can be met, and give back so they can feel useful. career This refers to ones ability to be industrious. It is the contribution to something that extends beyond oneself in the form of a unique gift, talent, or specialty that is expressed through ones unique combination of personality, resources, and opportunity. As you can see, health goes well beyond getting a thumbs up at the doctors office. Many people will deny their experience of lack in one or more of these areas for years before seeking help. If you experience lack in any area of your life, address it. If there is any health concern (physical or mental) you have been ignoring, get it checked out. You will find that when the body and mind are free from the burden of sickness you will be able to address spiritual, relational, 61
and financial areas so much better. You will see the issues and the solutions in a clearer light. Balance means no area of your life is dragging you down. Balance means you are not neglecting one area in pursuit of another. All areas need to be given adequate attention on a continual basis. Would you go a whole month without eating? Of course not. We are multifaceted by design. Every area of life plays an equally important role. Ignoring any area will have a negative impact. You may not see the effects early on, but the part you neglect will become a burden to the area you are focusing on. Fullness of life exists in a delicate balance. The opposite is also true. If you improve the health of one area, the others will be positively impacted. You will find that the first steps to change will be the hardest. After that, the mind and body will accept and follow through with new behavior much more readily. Try it and see for yourself. Has any of this changed your perspective? I hope so. This is meant to challenge you to give a little more or to give a little less depending on what the situation calls for. Are you willing to begin moving in another direction? The first step is acknowledging what needs to change. Start with one area first so you dont get overwhelmed. Then apply what you have learned to the second area and 62
Chapter Five Health is Wealth Lucy Seboek
so on. You will build confidence in yourself with each step you take. Be specific in what you want to accomplish and be realistic in your expectation of how long it will take to see the desired results. change sometimes stirs up fear. It may be the fear of giving up what you are used to or fear of what you will bring about in your life. Dont let your emotions get in the way of taking your life in the direction you know is best. Choose to put fear on an equal level with any other resolvable obstacle. You can conquer your fears. Put simply, balance equals health. Health is essential for hope. And hope will sustain you on the journey to success. If you want a life of abundance dont neglect the big picture. You can have financial prosperity AND a healthy balanced life! Your health is my passion!
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Mick Moore, The Internet Entrepreneur, is an awardwinning web designer, author, highly acclaimed internet marketing consultant, and keynote speaker. Mr. Moore is the author of the Home Business Success Kit, Internet Marketing Secrets Revealed and The Internet Entrepreneur. Mr. Moore directed the Movie The Art of Business, Codirected and was featured in The Power of Mentorship - The Movie and is a regular contributor to The Power of Mentorship book series. He is CEO of KillerGraffix, a prominent design group based in San Diego. His seminars and Boot Camps deliver incredible insider Tips & Tricks to creating a six-figure income online for those wishing to work from home. Visit Mick Moore online at: www.QuickStartExpert.com
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cHaPTER SIx good Vibrations By Mick Moore
ave you ever read Think and Grow Rich by Napoleon Hill or The Science of Getting Rich by Wallace D. Wattles? Both of these books carry a similar theme: help someone to reach his or her success and yours is sure to follow. Two of my favorite quotes are: Success is achieved and maintained by those who try and keep trying, and Whatever the mind of man can conceive and believe, it can achieve. Both quotes, for me, are the cornerstones for creating wealth and I would eventually come to realize their long term value. So, let me ask you a simple question, What does creating wealth mean to you? Here are a few of my answers when I was asked this very question! (This is what I believed at the time, anyway!)
A consistent income created from an honest days work. A healthy and happy family. A loving wife. A nice car. A beautiful home. A sleek 36 sailboat.
There are a few other things, but they are either directly or indirectly related to what I have listed above. Even now, when I look at this list, I seemed to have hit the nail on the head. 65
Within three years, I had accumulated all of the above; although the boat ended up being 27 instead of the 36 I had envisioned. Notice, I used the word accumulated. Thats because, after reaching what I thought I had dreamed of, it all slowly began to fall apart.
Where was I going wrong? What was I doing wrong? Whose fault was it? Why now when we seemed so successful?
A plethora of questions passed through my mind and I began to blame myself. I found myself making bad decisions. I had become comfortable and bored. I had begun a slow and personal downward spiral that took away my belief, my self-confidence, my motivation and my focus. The thing that really hurts when I think back, is that I just didnt care anymore. I began to think that the world owed me. I was a good person so I should be rewarded. Thankfully, I realized that my way of thinking had gotten in the way. I was no longer creating wealth. I was striving for success and my thoughts had become clouded. I want to share a situation my mother, Paulette, found herself in only a month prior to the writing of this chapter and how thoughts, when left unchecked, can wreak havoc on our abundance. 66
Chapter Six Good Vibrations Mick Moore
She received a call from a collection agency and, upon returning the call, found the company she had been using for Internet service wanted their modem back and had turned her over to a collection agency regarding the matter. She floundered around on the edge of anger but, mostly, was just scared. She was worried about hurting her pristine credit rating! Then her debit card was declined while trying to make a purchase online. Her account had been flagged for some reason and the banks response was that her pin hadnt been activated and by simply using any ATM, the card should be fine. This was strange because she had been using the card for several months and hadnt had any problems. The last straw was when she couldnt open a file a client had sent and therefore was unable to complete a small job for the client. All of these factors kicked in a fear response: bad credit, identity theft, and failure as an editor. Keep in mind; this all had occurred in the span of one day. Then, she had an epiphany! Her sudden realization was that we all vibrate at a certain frequencythis is nothing newand that when we become upset, the rate of vibration changes and we start a 67
downward cycle. If we can keep ourselves stabilized, then we neednt go into that cycle and slide backwards in our acceptance ratio. We create our own reality, therefore, we are the master of our fate; our fate being the manifestation of our daily lives. We love being up and being happy and we all want to live our lives so that we remain at that level rather than in the dumps or the doldrums. Right thinking works and it is the building blocks for creating wealth! The results: The next day, she received a call from the cable company. Her account was just fine. They found that she had paid for the modem but if she wanted to return it they would refund her $90! She hadnt been turned over to a collection agency but rather to a department within the cable company and the flag had been removed. The ATM accepted her card and she drew out enough money to pay Jesus and put a little in her wallet. By Jesus, I mean the migrant worker that helps my folks maintain their estate and avocado grove. She had already decided it might not be a good thing to work with the client on the book the client was creating and her inability to open the file was her guidance to that end. The thought of being a failure as an editor was moot. We have an outstanding guidance system and need only listen, even if we need a kick in the butt first!
Well, thats the past and here we are today!

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Chapter Six Good Vibrations Mick Moore
I have found that the secret to Creating Wealth has been available to each and every one of us since birth. It is the thoughts we think and the actions we take. Here are seven steps I have laid out to help you begin creating wealth: 1. Gather all the knowledge, skills and opportunities you need to accomplish the goal you have set for yourself and apply this study without procrastination. This alone will raise the odds of success in your favor. 2. Be sure you take whatever you want from life, no matter how hard and difficult it is. Just do everything possible to increase the probabilities of getting it, no matter how big or how small. What you do will make a difference in success or failure in getting what you want. 3. Organize and set in motion a plan for your life, a plan you will follow to raise the probabilities of creating your wealth. State your goals and how you will accomplish them, what are the events, tools and people you will require in creating your wealth. Dont leave anything to circumstance. You are the one who controls the outcome. 4. Follow the steps of successful people; do what they have done to achieve the same results. 5. Work from a position of passion rather than one of obsession and choose a career you are passionate about, one that suits your abilities, skills and your natural talents. 69
6. Leverage the talents of others. Dont do tasks beyond your abilities hoping for better results. Concentrate on your strengths and the strenth of others to accomplish your goals. 7. Have an attitude of gratitude. Give thanks for what you already have instead of concentrating on what you dont have. So many people have little hope of accomplishing even the simplest of dreams and entertain thoughts of lack rather than abundance. Your gratitude only widens your acceptance and brings you into harmony with the divine and the vibration of Wealth. My ancestors held ceremonies thanking the Great Spirit for the sun, the rain and the return of the buffalo every spring. Their wealth was measured by the quality of life of everyone in the tribe. People today barely make time to thank the waitress for bringing them coffee or water. In the end, your life is the result of your efforts over a period of time and your reward is the results from your work. Creating wealth starts with a clear vision and a strong belief in the outcome. Our thoughts are powerful and holding on to negative beliefs only hinders our progress. Stay in that higher vibration of happiness, gratitude and abundance. Youll be amazed at your accomplishments and the people you will attract to help you create REAL wealth. 70
Chapter Seven The Greatest Wealth on Earth Dr. Stephen Rainbolt
Texas at Austin.
Stephen Rainbolt is a Certified Developmental Alphabioticist, D.A. and holds a Doctor of Divinity, D.D. He is a Nationally Certified Acupuncturist, NCAA, and is licensed by the California State Board of Medical Quality Assurance, L. Ac. He is a Master Hypnotist and a Certified Clinical Hynotherapist, A.C.H.E. Steve also holds a Bachelor of Science in Electrical Engineering, B.S.E.E. from the University of
Dr. Steve has over 14 years of Secret Clearance US Naval Shipboard electronic experience in San Diego. He supervised the electronics design section and groomed the shipboard environment for electromagnetic compatibility. He was a member of the EMCAB Electromagnetic Compatibility Advisory Board, which answered to Washington, D.C. His passion is bio-electromagnetic compatibility with life. Steve has appeared on Radio and TV Shows and has worked on some of the top athletes and celebrities in the world. He has over 40 years of extensive research and studies in the fields of Medicine, Religion, Spirituality, Bioelectromagnetics and the MegaMetaphysical. Alphabiotic Center of San Diego 3145 Rosecrans St., Suite C San Diego, CA. 92110 (619)225-9918 www.AlphabioticCenterOfSanDiego.com 71
cHaPTER SEVEN The greatest Wealth on Earth By Dr. Stephen Rainbolt
n todays hectic pursuit of reaching our dreams and goals it is very easy to loose track of our most important priority in life. If I were to ask you, What is your greatest asset, what would you say? Would it be gold, rare coins, stocks, real estate, owning a business? All these are important. However, the greatest wealth on earth is our health. It is strange how we take something so precious, important and irreplaceable as our health, for granted. Every material asset can be lost and/or replaced, but the reality is our health is valuable beyond measure. Enjoying extraordinary health: a life of vitality, happiness, energy and longevity is not as difficult to achieve as you may think. The human body is amazing. It does the most extraordinary and complex things in order to maintain proper function and keep us alive. Unfortunately, most of us do not maintain our bodies as well as we should. In fact, the opposite is true. Too often, we abuse our bodies by negative thinking, poor nutrition, lack of exercise, smoking, excessive alcohol, drug abuse and not enough time for proper rest and recuperation. Yet our bodies keep functioning reasonably well year after year until one day they break down.
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That is when it dawns on us that our greatest wealth is truly our good health. Do you remember Ralph Waldo Emersons famous statement, Health is the First Wealth? If you were to ask almost any competent health expert what is the number one culprit or cause of most diseases, they would tell you it is unrelieved stress. A sustained stress state negatively impacts every aspect of our being. And, everyones stress level is increasing. For example, one study suggests that children today have more stress in ten years than their parents had in twenty and their grandparents had in a lifetime. No one is immune to the negative effects of stress and its bad effects seem to accumulate. Not only that, stress is almost like a contagious disease that is transmitted from one person to another. It slowly drains our energy and diminishes our ability to reach physical, mental and financial goals. The stressors we have to deal with are not just emotional; they are also physical, chemical and electromagnetic. And they affect each of us in different ways. Some 70 year olds seem to have the energy and zest of a teenager while others half that age are almost couch bound with hardly enough energy to get through the day. Is there an answer to our stress challenge? Absolutely! It is called Alphabiotics and it utilizes a very special hands-on sensory communication process that spurs positive stressrelease changes in the brain. When we come out of a stress 73
state, benefits are immediate, obvious, evidence-based and undeniable. Most look better, are stronger, less tense, more centered, think better, feel less compressed and have a new sense of balance and well-being. Extraordinary claims require extraordinary proof. With Alphabiotics, that proof is easily demonstrated by measurable, duplicatable results. The Alphabiotic Process is physics based and time-tested. Worldwide, over a million people have experienced and approved of it. It is life changing, safe and very effective. When we come out of an inappropriate stress state, brain wave studies indicate that the hemispheres of the brain communicate in a more balanced way. We are less outerreactive and defensive. We shift into an alpha brain wave frequency. This is where relaxation, positive thinking, healing and bodily functions are more appropriate. We are more congruent as whole persons and more connected to our inner source of power, inspiration and inner peace. The Alphabiotic Process was discovered by Dr. V. B. Chrane, Sr. in the 1920s. He proved that it was a direct way to communicate with the brain; a way to encourage and sustain a greater connection with our authentic self, our primary core-being of strength and power. Today, we call that stress release. Many feel Dr. Chrane will one day be recognized as one of the great benefactors of human kind. He has presented humanity with the most precious of gifts; an aptitude for well-being, life enhancement, moral clarity and an expanded level of consciousness. The 74
Chrane family has carried on the discoverers great work. They have researched, validated and demonstrated the effectiveness of his discovery. Leading-edge research has shown that at least 90 percent of all doctor visits are due to symptoms that are stress related. The World Health Organization, as well as NASA researchers, have concluded that the major health challenge in the world today is stress. The father of stress research, Dr. Hans Selye, concluded over fifty years ago that unrelieved stress was the underlying cause factor in all of our life challenges and all of our diseases. It is the day to day, on going, pervasive, chronic stress that is doing us in. This is true even if we think healthy thoughts, eat nutritious foods, exercise sensibly, get proper rest and avoid toxic chemicals. If we are stuck in an unrelieved stress state we are moving away from our optimal level of well-being and health. Alphabiotics is about helping us reverse the downward spiral. Of course, we still have to do all of those natural, commonsense things everyone knows to do for good health. Most people realize that love is expansive and that fear causes us to draw back and contract. We also instinctively know that anything that weakens us is a negative stress factor. If our brain perceives a threat or danger, real or imagined, our bodies prepare to fight or run away. For a short period of time this may be appropriate if we are faced with real danger. It is not appropriate to stay in a defensive stress state month after month, year after year.
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Unfortunately, that is what most adults consider normal in these stressful times. Our stressed out, compromised state begins in our early years. The lead-in period for a toothache is often a year or more after the cavity first appears. Cancer is not apparent until after an incubation period of three to thirty years. And, the American Heart Association says it takes over forty years for a heart attack to finally happen. For half with heart disease, the first symptom is death. The underlying cause is stress and most of the different forms of distress are simply stress related symptoms. All the medicinal drugs, spinal adjustments, psychotherapy and body-work are too often only temporary fixes. The good effect of most therapies is short lived when we are brainlocked in an inappropriate stress state. To be truly healty in all parts of our being, we need to be strong, balanced and de-stressed. Alphabiotics can help us do just that. It is a real way to maintain our greatest wealth (our health) and guard against our most formidable health destroyer, i.e. stress and an unhealthy lifestyle.
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Chapter Eight A Life-Changing Procedure Zig Ziglar
A talented author and speaker, Zig Ziglar has traveled over five million miles across the world delivering powerful life improvement messages, cultivating the energy of change. Since 1970, an extensive array of Ziglar audio, video, books, and training manuals have been utilized by small businesses, Fortune 500 companies, U.S. Government agencies, churches, school districts, prisons, and non-profit associations, In addition, Mr. Ziglar has written 24 celebrated books on personal growth, leadership, sales, faith, family, and success. To learn more, call (800) 527-0306 or visit his website at www.ziglartraining.com.
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cHaPTER EIgHT a life-changing Procedure By Zig Ziglar You can have everything in life you want if you will just help enough other people get what they want.. Zig Ziglar
hat is the motto of my friend, Zig Ziglar. Its not just a saying for Zig; it is, indeed, a way of life. Truly an American success story, he has dedicated his career to helping audiences around the world realize personal and professional success. You are about to read Zigs oath which reveals that commitment and a positive attitude are winning traits in achieving goals. Make a personal pledge to repeat it everyday, so that you, too, can begin to release the successful entrepreneur within you. - Don Boyer My Personal commitment Zig Ziglar I, _________________, am serious about setting and reaching my goals in life, so on this __________ day of ___________, 20__, I promise myself that I will take the first step toward setting those goals. I am willing to exchange temporary pleasures in the pursuit of happiness and the striving for excellence in the pursuit of my goals. I am willing to discipline my physical and emotional appetites to reach the long-range goals of happiness and accomplishment. I recognize that to reach my goals I must grow personally and have the right 78
mental attitude, so I promise to specifically increase my knowledge in my chosen field and regularly read positive growth books and magazines. I will also attend lectures and seminars, and take courses in personal growth and development. I will utilize my time more effectively by enrolling in Automobile University and listening to motivational and educational recordings while driving or performing routine tasks at home or in the yard. I will keep a list of my activities, including the completion dates for each project, in my Goals Program. I further promise to list good ideas (mine and those of others) and to note thoughts, power-phrases, and quotations which have meaning to me. ______________________________________________ Date Signature a life-changing Procedure The eyes are the windows of the soul. So, to the person you are capable of becoming, each evening just before you go to bed, stand in front of a mirror alone and in the firstperson, present-tense, look yourself in the eye and repeat with passion and enthusiasm, paragraphs A, B, C, and D. Repeat this process every morning and every evening from this day forward. Within one week you will notice remarkable changes in your life. After 30 days, add the procedure at the bottom of this card. A. I, _______________, am an honest, intelligent, organized, responsible, committed, teachable person who is sober, loyal, and clearly understands that, regardless of who signs my paycheck, I am self-employed. I am an 79
optimistic, punctual, enthusiastic, goal-setting, smart working, self-starter who is a disciplined, focused, dependable, persistent positive thinker with great selfcontrol, and am an energetic and diligent team player and hard worker who appreciates the opportunity my company and the free enterprise system offers me. I am thrifty with my resources and apply common sense to my daily tasks. I take honest pride in my competence, appearance and manners, and am motivated to be and do my best so that my healthy self-image will remain on solid ground. These are the qualities which enable me to manage myself and help give me employment security in a no job-security world. B. I, ____________, am a compassionate, respectful encourager who is a considerate, generous, gentle, patient, caring, sensitive, personable, attentive, fun-loving person. I am a supportive, giving, and forgiving, clean, kind, unselfish, affectionate, loving, family-oriented, human being; and I am a sincere and open-minded good listener and a good-finder who is trustworthy; these are the qualities which enable me to build good relationships with my associates, neighbor, mate and family. C. I ___________, am a person of integrity, with the faith and wisdom to know what I should do and the courage and convictions to follow through. I have the vision to manage myself and to lead others. I am authoritative, confident, and humbly grateful for the opportunity life offers me. I am fair, flexible, resourceful, creative, knowledgeable, decisive and an extra-miler with a servants attitude who communicates well with others. I am a consistent, 80
pragmatic teacher with character and a finely-tuned sense of humor. I am an honorable person and am balanced in my personal, family and business life and have a passion for being, doing, and learning more today so I can be, do, and have more tomorrow. D. These are the qualities of the winner I was born to be and I am fully committed to developing these marvelous qualities with which I have been entrusted. Tonight, Im going to sleep wonderfully well. I will dream powerful, positive dreams; I will awaken energized and refreshed; tomorrow is going to be magnificent; and my future is unlimited. Recognizing, claiming, and developing these qualities which I already have gives me a legitimate chance to be happier, healthier, more prosperous, more secure, have more friends, greater peace of mind, better family relationships, and legitimate hope that the future will be even better. Repeat the process the next morning and close by saying, These are the qualities of the winner I was born to be, and I will develop and use these qualities to achieve my worthy objectives. Today is a brand new day and it is mine to use in a marvelously productive way. After 30 days, add the next step: Choose your strongest quality and the one you feel needs the most work. Example: Strongest-honest. Needs most work-organized. On a separate 3 x 5 card, print: I _____________, am a completely honest person, and every day I am getting better at being organized.
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Keep this 3 x 5 card handy and read it out loud, at every opportunity, for one week. Repeat this process with the second strongest quality and the second one which needs the most work. Do this until youve completed the entire list. Use this self-talk procedure as long as you want to get more of the things money will buy and all of the things money wont buy. Note: Because of some painful experiences in the past (betrayal, abuse, etc.) there might be a word or two that brings back unpleasant memories (example: discipline). Eliminate the word or substitute another word.
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Chapter Nine Creating A Happier Healthier You Anne Coates
anne coates is truly an entrepreneur at heart. She is an ordained minister and founder of Healing Streams Miracle Center and Access 2 Hope, Inc., a California nonprofit counseling center. She is a Registered Nurse and has worked in the health care industry for twenty plus years in various roles, including consulting for large hospitals and doctors practices on compliance issues, and mentoring youth who show an interest in pursuing a profession in nursing. She is also an upcoming professional speaker and is currently giving seminars on Care with Compassion, a seminar developed by Ms. Coates and given at hospitals and medical centers to health care providers. She lives in the Greater Los Angeles area, and is the proud mother of Christy, LaRonda, Chalette and Milton, her four children, and grandmother to nine wonderful grand-children. To reach her by phone call (424)230-4597. Email her at Access2Hope@aol.com
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cHaPTER NINE creating a Happier Healthier You By Anne Coates
ince the beginning of time, it has been mans search; the search for good health.
We start by learning to take care of our physical bodies. We must learn to treat our bodies with value and respect. If we take care of our bodies, then our bodies will take care of us and, as Sir Francis Bacon once stated, a healthy body is the guest chamber of the soul, but a sick one is its prison. As the Bible states, our body is the temple of God. We must change our thoughts about our body. We are Gods highest creation and according to his word, we are wonderfully and fearfully made. We house the precious Holy Spirit; we are made in His likeness and image. We must begin to see ourselves as God sees us. As we begin to see our value, we begin to take care of ourselves. The first thing we must do is give our body the food it needs. We must learn to practice good eating habits; good eating habits are essential. Even more important than developing good eating habits is making the commitment to follow them. Divine health is a heritage from God. Eating well can help develop a healthy immune system and that enables us to fight many debilitating illnesses. With proper diet we can control diabetes, high cholesterol,
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high blood pressure and many other physical disorders. We should all learn the basic food groups in order to plan healthy meals. WaTER - THE ElIxER OF lIFE Water: calorie free, inexpensive, and readily available, is still the best way to hydrate the body. We need six to eight glasses, sixty four ounces, of water each day for proper hydration. Between 60 and 75 percent of the body is water. It is one of the keys to proper nutrition. It helps the body regulate temperature control, transport, absorb nutrients, and eliminate waste BalaNcED DIET Every time we take a bite of food our bodies work hard to process the nutrients weve eaten. The food, once digested, becomes building blocks and fuels our bodys needs through a process called metabolism. This process is a collection of chemical reactions that converts the fuel in the food we eat to energy. This energy powers the body to perform the many functions that we take for granted everyday: waking in the morning, eating, thinking and walking. Each chemical reaction is coordinated with other body functions and thousands of metabolic reactions take place at the same time. This is why it is so important to eat healthy. A good rule is to follow the four basic food groups. Remember to eat fifty percent assorted vegetables, at 85
least one fruit, twenty-five percent proteins, twenty-five percent whole grains and drink plenty of water; that will provide the nutrients we need. Another important aspect of good health is regular physical activity. Before beginning, talk to your health care team, including your physician, to develop an exercise program that is right for you. Try exercising four to six times a week for at least twenty minutes a day, start slowly and dont exercise too hard, at first. Drink water before, during and after exercise. Stay motivated and on track with your goal. Remember to put your goal in writing. Refuse to give up and remember not to be too hard on yourself. In the beginning, discipline takes practice. Commit to your goal and strive for it. If you slip up, treat it as an opportunity to get it right the next time and start over. Sharing with a friend is also helpful. Having supportive people around you or exercising with someone who has a similar goal is wonderfully beneficial. You can support each other. Having a buddy around during those times when you dont feel motivated is a great way to get past the normal tendency to put off the exercise and do it later. Another benefit of exercising is to experience the endorphins, the happiness chemicals manufactured by the body which gives a sense of well being. Exercising helps you burn calories, lose weight and reduce or lower the risk of certain diseases. It can also help to release stress. 86
Stress is created when the demands placed on us, physically, mentally or spiritually, exceeds the resources available to us. There are many stress causing factors. We live in a very busy world. Goals, family, and many of our daily activities require us to constantly be in a state of action. Our body continuously attempts to rise to the challenges with the needed energy and fuel to carry out the many activities. Too many demands for too long a period of time, can become more than we can achieve and remain healthy. We need to eliminate stress in our lives. Start by taking inventory. Take a realistic look at what is triggering anxious feelings in your life. Is it un-paid bills, a stressful job, or the unrealistic expectations of others? Begin by making a list. Place the tasks that you can resolve quickly at the top and the ones that will take longer at the bottom. Make a plan and put it into action, systematically eliminating or resolving the items in this manner. Reward yourself for your progress, no matter how small. Remember, Rome wasnt built in a day. Spend time doing something you enjoy each day. Meditate for 10 or 15 minutes, learn to use relaxation techniques, and practice them. Spend time reading a good book, take a walk, pray, or read your Bible. The Bible can be very uplifting. MaINTaIN gOOD SlEEP HaBITS Get a good nights sleep! If you regularly have trouble sleeping, it can rob you of the energy you need to perform your daily tasks. Additionally, it can affect your mood and 87
your behavior. Below are a few tips for sleeping better. 1. Take a tip from the children you see each day; yes, physical activity can reduce stress and relax you. 2. Avoid alcohol and drugs, as well as caffeinated drinks. 3. Prepare your sleeping place. Remove electronics and turn off the television. The bedroom is for sleep only. 4. Try to develop a good sleep routine. Try going to bed at the same time each night. This disciplines you mentally for sleep. Try reading, listening to soothing music, journaling or reading the Bible to relax and prepare your for sleep. 5. Expect a good nights sleep. Tell yourself several times as you read or perform relaxing breathing exercises, I will sleep well tonight. DO IT FOR YOuRSElF The key to staying motivated and making positive changes work is simply doing it. Do it for yourself, do it because you deserve it. Remember, positive self talk can help you reach your goal to creating a healthier, happier you. gOOD luck!
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Chapter Ten What Does It Take To Have It All In Life? John Assaraf
John assaraf is an international best-selling author, speaker, and consummate entrepreneur. As a teenager plagued by low self-esteem, John risked the potentially fatal consequences of a turbulent lifestylea lifestyle which could have easily led either to jail or to the morgue. In his quest to overcome his challenges and fulfill his desire to live a purposeful and meaningful life, he discovered a unique passion for brain research and quantum physics as it related to achieving success in business and in life. His expertise in helping organizations and individuals achieve success has landed him on Larry King Live, The Ellen DeGeneres Show, ABC, CBS and NBC television worldwide. In addition, John recently made his cameo appearance in the new hit movie The Secret, which can be viewed at www.OneCoach.com/Secret. John is now putting his experience and knowledge to use as the Founder of OneCoach, a company committed to helping entrepreneurs and professionals grow their small business revenues so they can achieve financial freedom and live extraordinary lives. www.OneCoach.com
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cHaPTER TEN What Does It Take To Have It all In life? by John Assaraf
any people have asked me why I wrote my book, The Street Kids Guide to Having it All, and I realized that some people simply do not believe that it is possible to have it all. Well, I am here as an ambassador to dispel that rumor, once and for all. If you are serious about learning what it takes, then read on and Ill take you on a short journey. Lets suppose that at some point in the past, for whatever reason, by whichever means, there was a big bang, or, there was not. It doesnt really matter. All we know is somehow, our universe, solar system, galaxies, planets and, specifically, our planet, are here and thats where Ill begin. The number being thrown around right now is that our universe is at least 12.5 billion years old. (Not that I comprehend what that means.) The reason for the prelude is to set the stage for some thought and greater understanding. While you and I do what we do everyday, there are others who study what and how the universe is what it is, what the galaxies are and do and, even closer to home, what and how our planets do what they do. How this occurred is irrelevant at this point. It just is. After all, they (the planets and galaxies, that is) were all here before us, we think. 90
Instead, I like to think of our universe and planet Earth as our playing field, and our body and mind as the vehicles we have been given to play on the field. So here we are, on this field, and we now have two choices: One, is to play on the field or, second, is to be a spectator. Either way, the game is on and you must choose whether you are going to play or watch. If you have chosen to play, let me explain to you that there are people who study the playing field every day. They have discovered very specific, natural laws that govern our universe, galaxies and planet. If you are a serious player, knowing these laws and understanding them, would have a serious impact on how well you play the game, dont you think? There is one Great Law that suggests that everything we see and cant see is made up of energy. There are also seven other major natural laws that work synergistically and they allow the playing field to do what it does with such ease and perfection. Unfortunately, we have never been taught how to be in harmony with these laws. Its time we raise our awareness and begin playing at a higher level... Lets leave the laws alone for a moment and discuss our body and mind. For the most part, the physical body is easy to understand. We have studied it for over 6,000 years and have learned a couple of tricks to keep it going faster and longer. We have 91
five physical senses to help us decipher and understand the stimuli around us or on us. The mind, however, is a little bit more complex. Scientists and theologians have discovered that we have six intellectual functions that are part of our conscious mind, and we also have three subconscious functions that assist us with much more complex issues and needs. So here we are, playing the game, and I ask you this question, How well do you understand the basic natural laws of the playing field, and how well do you understand the functions of the body and mind? For many people the answer is the same; not very well. The reason we do not know the answers, is because we have never been taught to look at the whole picture. Very few people have studied and understood how to connect the whole deal in a way that it is easy to understand and apply. I will suggest that in order to Have it All, you must first understand the basics for making it possible. Look around you and observe the perfection and precision in everything. There are no accidents. It all operates by exact order. If you choose not to learn how all of it works, that is totally up to you. You are then choosing to play at a mediocre level and not at the level you are capable of. As I mentioned before, you make the decisions on whether to play or watch and then, how well you want to play.
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Learning the playing field and how you function makes the game so much fun! Not knowing the basic laws is like not understanding gravity. Not understanding yourself is like a pilot who doesnt know exactly how all her planes instruments work. Would YOU get on that plane? Even once we understand the playing field and the optimum way to use our body and mind, we still need to learn the rules relating to the five different games being played... those games are called health, wealth, relationships, career, and spirituality. The games are complex, especially if we arent taught the rules, angles and ways to win. Once again, if we choose to learn, the games become much more fun and easier to play. I have invested over 20 years into this exact research and have discovered the fastest and simplest way to have what I want. My deepest desire is that you discover a few things to make your journey outstanding. All you must do is be open to learning how to play, and grow again like you did when you were a child. Remember to create a masterpiece. It is your choice!
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about the author John Assaraf, aka The Street Kid, is a New York Times & Wall Street Journal Best-Selling Author, Trainer & Entrepreneur. Go to www.TheStreetKid.com to discover his Secrets To Building A Multi-Million Dollar Business Guaranteed! Go to www.TheStreetKid.com/Seminars to register for your No-Cost eCourse, The Science Of Making Tons Of Dough. For more information about John Assaraf, visit www.TheStreetKid.com or Email Info@TheStreetKid.com
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Chapter Eleven The Components of Wealth Revealed George Ramirez
george Ramirez background as an educator, business owner and entrepreneur has allowed him to travel to 26 countries and 35 states. He is grateful to have been featured in the entire Power of Mentorship series of books. He has also co-starred in three movies, The Power of Mentorship, Pass it On and the soon to be released, The Art of Business. He is available as a skills trainer and keynote speaker. His program for creating more effective communicators is called Present with Purpose and is held monthly throughout the country. It is designed for presenters/ public speakers or those who want to be. Sharing Inspiration and Prosperity with all he meets is what George enjoys. He resides in So Cal with his lovely wife and life partner of over 32 years, Olivia. Email: George@ReaLifeTeaching.com www.GeorgeRamirezAuthor.com (866)945-4730
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cHaPTER ElEVEN The components of Wealth Revealed By George Ramirez
owadays, everybody has an opinion about the economy. Even if they never paid attention to it before, dont balance their checkbooks, are supported by someone else or live in a cardboard box under a freeway underpass, just ask them and they will tell you what is wrong. Too many opinions are driven and/or formulated by the hysterical media and their agendas. The Medias job is to sell papers, magazines and TV or radio time... facts, truth, relevancy and full disclosure not required! So, what about you and those you associate with? What do you base your opinions on and what do you consider real wealth? Lets spend some time there and take apart some of the misconceptions and get right down to what it is you want and what it would take for you to consider yourself truly wealthy. First, lets set some parameters:
1) True wealth is personal
2) True wealth is not only about money
3) True wealth changes as you change 4) True wealth requires eternal vigilance, just like freedom does.
With this in mind lets delve into wealth and its components.
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SPIRITual - Yes, this is the primary component. Until a person realizes that we are Spiritual beings having a physical experience, they will never experience true wealth. This is not a religious issue, it is acknowledging the fact that as a created being we are in a co-creative position at all times. Life does not just happen! You help it to happen, in a big way. We are created with a purpose and intent, not just by some cosmic accident. Being at peace with ones self and following your passion (what are your gifts and talents, what are you good at, what would you do for free just for the sheer joy of it???), all these questions must be dealt with in order for a person to have spiritual wealth. PHYSIcal - Health: having a strong, flexible body with great stamina and vibrant energy. The ability to do what you choose to do without physical limitations is something to work toward. Superman is a cartoon character but living a life that is energy filled, clear headed with a body that is not constantly complaining or breaking down is not a fantasy. It is a true blessing and we are responsible for our part in making it happen. There are a few common sense things we can do. Eat better; I dont mean just eat green algae and Brazilian roots. I am a 70-30 eater. Most of what I eat is good for me, but I realize that pizza is part of the basic food groups and should be consumed once in a whilejust not three times a week! I take good supplements. I truly enjoy working out and running. Do I do it as a strict calendar issue? Not really, but I do it! I do what I can to avoid inappropriate stress. I make sure I have down time and relax. And 97
recently, I have added a most amazing feature to my diet. I purchased a Kangen water system and it is fabulous! It is truly healthy, hydrating, high alkalinity, energizing water. After all, water is the most common component in our bodies. It makes sense to drink the best. Check out this website and decide for yourself. I did lots of research and feel strongly about my decision, www.thatwatergal.com. FINaNcIal - Here is where most people think wealth lies. It does, in part. Lots of money is good, lots of money without peace, health, relationships, etc.Not good! First key, know what you love to do, figure out a way to turn that into a business or paycheck and you will NEVER WORK AGAIN! Second key, learn about leverage, how to do something just once or twice and be paid on it repeatedly. Third key, stay creative, dont concern yourself with competition. There is enough abundance for everyone to prosper. Fourth key, learn about multiple streams of income. Every truly wealthy person has more that one source of revenue; you can, too. Remember, before you jump into anything, do your homework and work with someone you can believe in and with those you can trust. I have very little in the bank, just enough. Banks are lousy places to keep lots of money in! The rest is working for me as hard as I worked for it! Invest wisely. If the masses are doing X, I recommend you do Y. The masses dont get wealthy. Individuals do. Find someone who is doing or prospering in a manner you would feel comfortable with and ask him or her what it 98
is that he or she is doing. Wealthy people not only think differently but also do things differently than most people. They didnt get financially wealthy doing too many dumb things. SOcIal/RElaTIONal - Surrounding yourself with wonderful, caring people is a source of true wealth. Find like-minded people to associate withnot those who necessary agree with youbut who at least have the same mind-set. Guard, protect and nurture these relationships. They are deserving of respect and are truly worth gold. Spend time in developing your social/communication skills. You will attract the type of person that you are or are becoming. This time spent pays out the highest dividends. Investing in yourself always does. FuTuRE PuRPOSE - An exciting outlook on what the future holds is important. Being optimistic about what the future promises is critical for someone to wake up each day and look forward to the next 24 hours. As a co-creator in this process, much of the responsibility for tomorrow is on your plate. The universe is neither whimsical nor chaotic. There are laws and they respond to anybody that knows them. When you fully grasp this you will find a renewed enthusiasm for the rest of your life. This is true wealth. What is possible and available for you, your business and all else is a blank canvas. Paint it in the most vibrant life-filled colors you can come up with. You are the artist of your life!
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EMOTIONal - In todays crazy, speed freak, hyped up, super-sonic style of life, it comes as no surprise that just in the United States there are enough anti-depressant prescriptions written to cover every American man, woman and child, annually. I have seen grown adults (for teenagers, this is normal) start to have mild fits and actually begin to sweat if you ask them to shut off their phones for longer than one hour. Overhearing phone conversations in toilet stalls is no longer unusual! Peaceful, calm and meditative times even cause stress. They cause stress because people have to work so hard to make the time happen! Imagine, you get frantic just so that you can relax. Is it just me, or do you, too, see just a bit of irony here? Let me encourage you to do what it takes to treat yourself to truly healthy mental experiences. Go for walks (without your phone), watch trees be green, play with little kids in the water, mud or park, grow a garden, get full body massages, shut off the TV! You get the idea. Enjoy the wealth you are creating; otherwise, you can just die of high blood pressure and leave it all to someone else and they will enjoy it for you. BE PRESENT - Yesterday is THE PAST, tomorrow is THE FUTURE, all you have is THE GIFT OF THE PRESENT. Experience the moment. It is now that life is happening. You cant drive forward looking in a rear view mirror and you cant spend time in what is to come. The present is
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the place for creation and experiencing! Time is your most valuable commodity and once spent, it is forever gone. So, dont waste it, invest it! True wealth allows you to savor every moment, enjoy each bite of a delicious meal, listen to your favorite music more than once, hug your loved ones for no reason, take the long way to your destination because of the view and NOT DO ANYTHING because you dont have to. This is not wasting time! Wealth should allow you to choose what you want to do with your time. When was the last time you sat in a beautiful location and had enough time to experience REAL THOUGHT! Ponder this; allowing yourself time for uninterrupted, free flowing, creative thought sounds almost magical, doesnt it? Only you can create that and, believe me, it is a vital component of true wealth. I end with these few words of encouragement: Focus on the desired results, emphasize quality of time and lifestyle, guard your decisions, and then mentor others to do the same. Why? I answer that with one of my favorite quotes, I am looking for wealthy people, who are living lives of abundance, bringing good into their communities, who want to walk the beaches of the world together. Want to join me???
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glen curry is a dynamic public speaker, radio personality, personal development coach, and author. Businesses and individuals around the world utilize his wealth-building programs, books, and CDs. With over thirty years of studying how successful people obtained their dreams and helping thousands of his students and clients do the same, Glen is viewed by many as an expert in helping people materialize their destiny. Contact Glen at: (626) 638-3352 Email: GlenCurry@FineTunedForSuccess.com Website: FineTunedForSuccess.com
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cHaPTER TWElVE Snow Snakes and Wealth By Glen Curry
f you take control of five things, you can create amazing wealth! Thats right! If you control what you allow yourself to hear, think, believe, say and do, there will be no limit to your achievements. Understanding that riches start in your mind and not in your bank account, I want to address the area of your beliefs. I was in a seminar recently and one of the speakers was a pastor from Anderson, South Carolina named Perry Noble. He told us a funny story about childhood fears that gave me an Ah-ha moment about wealth and our beliefs. Where Perry grew up in South Carolina, it usually only snowed about an inch a year. On the weekend he spoke about, he said it snowed six inches within a two-day period. He was five years old and, of course, excited about this opportunity to get to play in the snow. After putting on his coat and gloves, his father said, Where do you think you are going, boy? Little Perry replied, To play in the snow. Oh no, youre not, the father said. After utilizing pester power for a few minutes, the father seemed to give
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in and said, Ok, go ahead out and play in the snow but watch out for snow snakes! Snow snakes? What are snow snakes? Theyre snakes that live in the snow. Where are the snow snakes? Theyre everywhere, hiding in the snow. You cant see them because they are the same color as the snow. Do they bite? No, they dont bite; they jump up into your butt and freeze you to death. Needless to say, the five year old didnt go outside and play in the snow. At school on Monday morning, the teacher asked the children to raise their hands if they built a snowman, went sledding, or simply enjoyed playing in the snow. Every hand went up except young Perrys. When the teacher asked the boy why he didnt go out and play in the snow he replied, Snow snakes. Snow snakes? the teacher asked. What are snow snakes? They are snakes that live and hide in the snow, the youngster confidently answered. Do they bite? the teacher asked, playing along. No, they jump up into (Well, you know the story.) As embarrassing as it was to Perry, I recognized how really fortunate he was to find out that day from the laughter, ridicule and teasing of his classmates that there wasnt such a creature as a snow snake.
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Chapter Twelve Snow Snakes and Wealth Glen Curry
Not If but How Many? The question here is not if, but rather, how many blessings, benefits, and opportunities have you passed up in your life because you believe in some form of snow snake? Your ability to have and enjoy money is controlled by your beliefs, not by your job. Your beliefs about wealth become like a thermostat that controls how much money you allow yourself to have and enjoy. For most of us, our wealth thermostat has been set very low due to the fact that we have embraced ridiculous, absurd and disempowering beliefs concerning money. We have missed out on the enjoyment that having an abundance of money can bring because no one was there to laugh, ridicule and tease us when we first accepted some untrue truth about money that some well-meaning, but poverty conscious authority figure programmed into our innocent little souls. Snow snakes! give Yourself a Reality check! Nearly all of us remain unaware that its our snow snakes (false beliefs) that are causing our problems and withholding wealth and happiness. As a mentor, coach, and teacher, it is my job to expose the harmful snow snakes in my clients and students lives and show them how to replace them with prosperous and accurate thinking.
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How a Snow Snake Bit Me One day, when I was five years old, I wanted to go outside in my backyard and play. My little brother was taking a nap and my mother couldnt be outside watching me and in the house watching my brother at the same time. To encourage me to stay in the house where she could keep an eye on both of us, my mother said, It is really cold outside and if you go outside and get cold, you will get sick. Fast Forward 40 Years My wife and I were going somewhere one evening that was going to require us to be outside for several hours. As we drove away from our house I said to her, I forgot to take my jacket; Ill have to turn around and go back home and get it. She said, Dont turn around, you wont need your jacket; its going to be a warm evening. Well, just in case, I want my jacket. If I get cold, Ill get sick. My wife looked at me as if I was a nut and said, You cant get sick by getting cold. You have to be exposed to a germ or a virus to get sick. I disregarded what my wife said and returned for my jacket. I knew for sure that for the past 40 years that if I got really cold or was just uncomfortably cold for a long period of time, I got sick. Several months later, my wife and I were talking to a medical doctor about something unrelated. I used this 106
opportunity to prove my wife wrong. I said something like, Its sure cold outside. When I get cold, I always get sick. The doctor looked at me and said, You can only get sick by having contact with a virus or germs; not by getting cold. My wife laughed at me in front of the doctor and exposed a snow snake. Although scientifically and medically impossible, for 40 years I attracted sickness into my life every time I got really cold because I believed the untrue truth that my mother told me when I was five years old. I had built that part of my life on a lie and experienced the consequences without question. Snow snakes. The same can happen concerning money and riches. You see, it doesnt matter what lie you have been programmed to believe; once you believe it, your perception will always validate, verify and confirm that what you believe is true. Most of the beliefs you have embraced and would swear are true, were given to you by someone else by the time you were 10 years old. Our beliefs came to us as we heard the opinions and false perceptions of others. Snow snakes. How Your Mind Works Our mind always tries to connect any new information we hear with something we already know and believe. If what you know and believe is that life is a struggle and money doesnt come easy, that is your reality. A new 107
concept about abundance is like Velcro that tries to stick to something in our mind. If no similar belief is found for it to stick to, we reject it as being untrue, impossible, or unattainable for us. Snow snakes. What you currently believe (that is incapable of producing what you desire) feels so right and has probably been your experience since childhood. Through my seminars, CDs and learning programs, I challenge this right feeling and experience and help my students materialize the happiness, success, and prosperity they desire and deserve. Snow Snakes and Money Consider how harmful a false belief about money can be to your economical well-being. Suppose you were told as a young person, Life is a struggle. Money doesnt come easy. Its hard to make ends meet, etc. These beliefs are now hidden programs operating below the surface of your conscious mind that bog you down and stop your flow of prosperity. Snow snakes. If, as a child, you heard your parents argue and fight about money; if you saw them get second jobs and still not get ahead; if they spoke words to you such as, We cant afford that, its too expensive. Turn off the light when you leave the room, and so forth, you have been programmed to expect and accept only lack and insufficiency because of financial snow snakes.
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No matter what part of the country I speak in, when I say, Money doesnt grow on (Then hesitate for a moment) the audience inevitably shouts out trees. Why do we all know that trees is the answer? Its simple; weve all been told, Money doesnt grow on trees. That statement, which we all know so well, means, It is not easy to obtain money. Believing that statement has caused us to work really hard and struggle to make money when in reality, money should be working hard for us. Snow snakes. If your goals are to be happy, pursue your dreams and destiny, while at the same time having plenty of money, the first thing you must do is challenge your limiting beliefs. You must then replace all your assumptions about what you think you can be, do, and have. The truth is you can have anything you want in life if you give up the belief that you cant have it. Destroy all of your assumptions about what you believe you can and cannot experience in life because if youre like most of us, your assumptions are based on snow snake thinking. Norman Vincent Peale I picked up an old book written in 1950 by Dr. Norman Vincent Peale who gave us a timeless nugget of truth. He said, Change your thoughts and you can change anything. The world in which you live is not determined by outward circumstances nearly so much as by the thoughts that habitually occupy your mind. I might add, It is 109
absolutely impossible to become wealthy if we habitually occupy our minds with poverty-producing thoughts. The Professor and Mary ann As you watch reruns of Gilligans Island, you dont really think that this time they will get off the island, do you? Of course not! You can predict with certainty that no matter how hard they try, something will go wrong and their plans will fail. In like manner, until you change your beliefs about money and wealth, your efforts to prosper will also fail. If the way youve always believed about money could materialize your dream, you would be living your dream right now. Since it was wrong thoughts and affirmations habitually repeated that created your beliefs and lackluster life in the first place, new thoughts and affirmations that express your true desires, habitually practiced, will be necessary to form new empowering beliefs. When you get your beliefs rightthe money will flow.
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Chapter Thirteen Wright Place Strategies for Creating Wealth Dr. Letitia S. Wright, D.C. 2008
Dr. letitia S. Wright, D.c, is an international speaker, talk show host, author and movie producer. She is the host of the Wright Place TV Show, now in its 9th season, with over 250 shows broadcast on television to more than 3.8 million homes each week in Southern California. The Wright Place TV Show is the fastest growing womens show about business on air today. Each week, guests such as Mark Victor Hansen, Stedman Graham, Robert G. Allen, T. Harv Eker, Marie Diamond (The Secret), Rieva Lesonsky, John Assaraf (The Secret), D.C. Cordova, Teri Hatcher, Marla Gibbs and Christina Ferrari, discuss information, strategies and new technology that women can use to grow their businesses. Dr. Wright is the Co-Author of the Power of Mentorship for Passion and The Power of Mentorship for the Woman Entrepreneur. She is the producer of the new movie The Power of Mentorship, starring Bob Proctor and Marie Diamond. Special teleclass for readers is at www.WrightPlaceTV.com/CreateWealth www.WrightPlaceTV.com Email: Info@WrightPlaceTV.com 01 (909)635-2040. 111
cHaPTER THIRTEEN Wright Place Strategies for creating Wealth By Dr. Letitia S. Wright, D.C. 2008
ealth is defined as abundance of resources, abundant supply. This chapter is not just about creating more money in your life, it is about creating more of whatever it is that YOU want in your life. People are doing it every day. You want to break from the routine boring life and start living the life you really want. You want to wake up each day with joy and excitement because the day is filled with the life you created for yourself. In order to have wealth, you must decide what that means to you. Does it mean more time? More money? More friends? Does it mean more knowledge? More family time? More fun in your life? More love? More respect? Does it mean more significance? More service to others? Only you can decide what wealth means in your life. Do not turn this important decision over to anyone else to decide. You want to take responsibility for your life and take advantage of the opportunity to create the life you really want. The first step in creating wealth is deciding what it means to you. Now that you have written down what wealth means to you, (you did write it down, didnt you?), you can create a life plan for it. Mentoring is the easiest way to create that plan. When you find a person who is getting the 112
results you would like to have, just do what they did. You dont have to create anything from scratch. You know that saying, There is nothing new under the sun? Its true! Someone got great results before you did, so now you can follow that path. You need the specialized knowledge they have. This knowledge is one of the five things needed to successfully create wealth. Five Things in common with Wealth creators People who have successfully created wealth have five things in common. These are things they have learned; they were not necessarily born with these traits. If they learned them, so can you. 1) a True Desire They really know what they want and are willing to go through obstacles to get it. They are not passive, hoping that it will drop out of the sky on them. They go after it actively. They do not have an attitude that says, if it happens it happens, if it doesnt happen, oh well. Just like the mom who can lift a car off her child who is pinned under it, they command strength to get through tough times and accomplish their goals. 2) Specialized knowledge They have the correct information to get them to success. There are only two ways to get this information: by experiencethis is the school of hard knocksor by investing in some education. This book is evidence that you are willing 113
to invest in education for yourself. Continue to invest in this way and take the short cut to your success. 3) Discipline You must be able to stick to decisions you make and follow through with them. By having a mentor, you have someone who will hold you accountable and you will build your discipline. 4) Become a great Decision Maker Learn to decide quickly and stick to your decision. Taking long, long periods of time to decide on a plan of action will kill your ability to create wealth. You do not have to rush so fast that you do not get all the information you need. However, when some people say they will think about something, they never do. It never crosses their mind again. You ask them about it days later and they will tell you again, I havent thought about it yet. The opportunity for success is lost. They wonder why they continue to struggle all their lives. Some people are afraid of making the wrong decision so they refuse to decide. Here is how to make the correct decision every single time: Ask yourself, Is this going to bring me closer to my dreams and goals and is this something along the lines of what I am already doing or want to do? If the answer is yes to both of these questions, then you are making the correct decision. 5) Your group or Tribe The people you associate with have an incredible influence on your income and lifestyle; more than you will ever know. Do not spend 114
time around people who complain all the time. Your income will average the income of the five people you spend the most time around. I try to hang around my most wealthy friends! Creating wealth is not done by hard work and struggle. Wealth is created by investment. One of the reasons I started The Wright Place TV Show was to bring some of that information to the average person. People do not need to fail at business. People who know the secrets, succeed and win big. You must know how to invest. If you want more wealth, you will have to invest money. If its better relationships that you want, then you will have to invest time. If its knowledge that you want, then you will have to invest time and money! Having the special secret knowledge allows you to create wealth in less time. It also requires some sort of sacrifice. This information is not always free or even low cost. Wealthy people know how to invest money and time. They understand they must invest even if it means going into debt. Debt is not bad. It must be used to bring in more than what you had before. If you could buy a real $20 bill for only $10, you would. You would instantly double your money. You invested $10 and got $10 more. If you did not have $10 to buy that real $20 bill, you could borrow $10 from someone else. When you got the $20 bill, you could pay back the $10 you borrowed and then have $10 for yourself. You just made $10 and you didnt use your own 115
money. You just made $10 and you didnt even have any money before this. You had nothing and now you have $10. This is what wealthy people do. They will borrow so they do not use their own money to get that investment. Trump does it all time. His empire just grows and grows. Do not be afraid to go into debt to invest in yourself. It truly pays off. I told this story to someone and she said I wouldnt borrow because I would owe someone! That is an anti-entrepreneur statement. A Wright Place Strategy to business growth is to invest in ways to create more than what we had before. It means going into debt when the return is greater than the debt. There is no reason to be freaked out by business debt that brings you closer to your dream. Inflation causes the price of everything to go up. Everything goes up except the cost of debt. It stays the same. Lets say you buy a house for $100,000 and put $10,000 down and owe $90,000 on it. A few years later, inflation causes the price of the house to be $115,000 and you owe about $85,000 because you paid down some of the principle. You now have $30,000 worth of equity because of inflation. You now have an extra $30,000. You only invested $10,000 and now you have tripled that money. If you had just rented all this time, you would have nothing.
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This is normally how property ownership works. In the recent past, some loans created more debt than equity and brought problems to home owners who did not understand this principle. They were told they could refinance when the mortgage went up, but the truth was, they could not. Many people who took money out of their house, only to spend it foolishly, lost their homes later. A few people, like my neighbor, took money out to invest. They bought their retirement house in another state for cash. They can retire in style and not worry about expenses. Just understanding what I taught in this chapter could have saved some people from financial ruin. This is where the rich get richer and the poor get poorer. Wealthy people also work smarter. You hear this all the time; work smarter, not harder! I know you have heard this before but in todays setting it means that you have a mentor, that you commit yourself to following a plan and take action on it. So many people never take action. They never actually do anything. They make goal list after goal list, but nothing changes in their lives. People give them good advice; they somehow never get around to doing it. I know when my friends are mentoring me. Sometimes you are just talking and relaxing and a friend will say something profound. My ears perk up and I remember what they said and I do it. Once a friend scolded me for my messy wallet. She said, Respect your money. George 117
likes to kiss Georges butt! She organized all the bills in my wallet. Then she went back to being fun. She is a very wealthy and YOUNG woman. After that, I made sure my money has never been messy in my wallet. A year or so later, I told someone else the story in front of her and she said she does not remember telling me that. Here is the golden nugget; my finances have been better since I started respecting my money. She went into mentor mode for just a few minutes and I learned something wonderful from her. That is working smarter and not harder. I could have said it doesnt matter about my wallet. I could have ignored her. However, I knew she was sharing a wealth strategy that I might not ever hear again. I love to take action on things I learn. And I love to learn. If you are unhappy with your level of wealth, it is good to admit it. That is why you are reading this chapter. You want to change that. There are two ways to change your unhappiness. You can either lower your standards about what makes you wealthy or you can increase your level of wealth. If you choose to lower your standards that means you are ok with not having much money; you are ok with not having many friends; you are ok with not having a lot of family time, or not having true love in your life. If you lower your standards it means you will never really have 118
true respect or significance in your life. It means you may never learn what you need to know to change your life. And it means you are ok with that. So if you are ok with that kind of life, there is no reason to complain. Just live that life. You can stay in mediocrity your entire life and never really leave a legacy that shows you were here. If you want to change your life, youll need to take a calculated risk. The wealthy put the odds in their favor. The wealthy take calculated risks; they stack the deck in their favor. They do not waste time doing things that are not productive. They do not waste money on things that do not bring a return and they do not listen to advice from people who do not have success in the area they are trying to change. There has been a study showing that when you read a book, you increase your results about 8%. When you watch and learn from a video or DVD you will increase your positive results by 18%; however, anyone in a mentoring program will increase their results by 89%. When you have someone who will help you move forward, you stack the odds in your favor. This is how the wealthy get success. They get a mentor that will help them. Why settle for an 8% return when you can get a 89% return? Why only get $8 when you could get $89? You can see the difference. You can see how far ahead of the pack you could be. You can see how understanding 119
simple principles that are not taught in school can make you wealthy beyond your wildest dreams. You can put cash in your pocket when you start with nothing. You can bring your family together when it looks like everything is falling apart. You just need to know the information that seems to be ignored by the general population. The wealthy get a mentor that has the kind of success they want. You want a mentor, too. I have created a tele-class for people who have read or listened to this chapter of the book. You are going to want to be on this special call. This class will help you get started towards the success that you want. This class has helped hundreds get on the path to their wealth. You want to sign up and learn the secrets to real success. You want to do whatever you need to do to break through and get in on the class. You will want to act on the strategies I share with you. You will recognize the important secrets I have not had time to tell you about in this chapter. You will stack the deck in YOUR favor to create the wealth you really want. I have done over 1000 interviews with successful people and I am excited to share some of the great ideas they have dropped on me! You can sign up for the next tele-class at www.WrightPlaceTV.com/CreateWealth. You want to do this now while the principles you learned are fresh in your head. Success likes speed and action. It comes to people who take action quickly. Opportunity knocks and you open the door to spectacular success. If you wait too 120
long, it gets snatched up by others who understand the value of it. Ever see an idea you thought about come to life as a new product or service? It was because someone else acted on it and you did not. They are making millions and you missed out. This will not happen anymore. Youll learn the secrets to real success and happiness. Youll be motivated to do more than you ever have before. You will create the success in your life that you really want. Sign up at www.WrightPlaceTV.com/CreateWealth to continue your education. Ignoring ones conscious is neither safe nor right, Ill see you in the next teleclass!
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Darlene curry is a businesswoman, entrepreneur, investor, teacher, and life coach. Her expertise is in the area of creating wealth through passive income. An alumni of Loral Langemeiers Big Table, Darlene has an amazing ability to help people understand how to think prosperity and attract money. One of her goals is to get you away from your job and into your dream by teaching you how to create multiple sources of income with emphasis on passive income. Contact Darlene at: (626) 638-3352 Email:Darlene@FineTunedForSuccess.com Website: FineTunedForSuccess.com
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cHaPTER FOuRTEEN Why go To Work When You can Send Your Money To Work? By Darlene Curry
f somebody had told me ten years ago that I would be doing what I am doing now, I wouldnt have believed them. This is the greatest time of my life. I find great joy in developing my potential, creating wealth and helping others create wealth and develop their potential. Today, I am writing this from a resort in beautiful Costa Rica having arrived here after a ten day vacation at Atlantis in the Bahamas. My husband had bugged me for years to teach others what I know about finances but I resisted. I had read all the popular books on how to create wealth and knew a greater level of wealth was available to me but didnt have the confidence to act on what I had learned. I was afraid that if I did I would make a mistake. It wasnt until I got involved in a mentorship program that I was able to overcome my fears and convert my knowledge and gifts into wealth. One day, I said to my husband, We should teach a class on finance and show others how to do some of the things we are doing. We should teach them how to get their minds thinking in line with abundance and give them the wealth building principles we use so they can experience a great
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life and lifestyle like we have. I thought he was going to fall on the floor he was so shocked. After telling him my idea, I was committed and there was no turning back. I began to develop the curriculum and program along with advertising the first class dates. Our class was full of people excited about going to the next level of their wealth building. They began to see that the way they think about money determines the amount of money they allow themselves to have and enjoy. Money Rules? I spend a lot of time talking about money rules which are the rules we set for ourselves concerning money and what we do with it. We all have money rules. Your money rules allow you to get rich or keep you broke. As we learn what these rules are and how they affect us, we can make the adjustments necessary to go to the next level in our finances. Some people feel an overwhelming need to get out of debt and thats all they concentrate on. Getting out of disempowering consumer debt is important. For that reason, I give them a system to use that helps eliminate their debt and tell them not to have another thought about the debt; simply be at peace and let the system work while they focus on wealth building. The reason is that whatever you spend your time thinking about and focusing on is what you attract into your life. 124
Chapter Fourteen Why Go To Work When You Can Send Your Money To Work? Darlene Curry
Focus on Wealth Not Debt When you take your focus off your debt and put your focus on creating wealth (even if you have a small income), your eyes and mind become opened to opportunities that you never have been aware of before. I then turn their thoughts toward the process of creating wealth. I am not talking about working overtime on the job or even getting a second job. What I am talking about is making your money work for you. How People Make Money There are basically three kinds of income: 1. earned income 2. passive income 3. residual passive income Earned income is active cash flow that you work for day after day. Most peoples main source of money comes from earned income, wages or salary from working a job or profits that they generate from running a business. You will almost never become wealthy from earned income alone. Passive income is money that flows to you without having to actively work to get it. Generally speaking, you have to work less than ten hours per month to maintain that income stream.
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Residual passive income is money that flows to you each month or quarter, year after year. Some examples of residual passive income would be: 1. 2. 3. 4. Rental income from investment property Ongoing profits from book or music sales Royalties on inventions TV show syndication, if an actor
It is a product, investment, or service you create or participate in one time but continue getting paid for over the years that follow. The most universally available residual passive income for everyone would be investment property. creating New Money In my classes and coaching programs, my emphasis is on creating new money and passive income. Because I am personally involved with purchasing promissory notes and buying rental properties, I am, therefore, able to teach my clients how to analyze deals and walk them through the steps. If we are learning about promissory notes, for educational purposes I may present to my clients three actual deals that are currently being offered. They each have different characteristics. I teach them how to analyze each one and see what is good about it and what is bad about it. I, then, teach them what they need to know so they can make an 126
Chapter Fourteen Why Go To Work When You Can Send Your Money To Work? Darlene Curry
informed decision about whether this deal would be a profitable opportunity for them or not. The same goes for rental income property. I have a business partner out of state that I work with and we have a team in place that includes a real estate broker, mortgage lender, insurance agent, property manager, handy man, etc. Some of the nightmare stories about rental property come from people who dont have a good team in place. Many times, success in life isnt just about your own personal ability, but about the team you put together. How it can Work for you Let me tell you about one of the most recent properties that I purchased. It was a HUD foreclosure that had been purchased in 2002 for $59,500. The auditors value shows it at $48,000. I was able to purchase it for $21,000 with the understanding that I needed to do $5,200 in renovation which made my total cost $26,200. When the market turns around, I have a potential of $33,300 in profit from appreciation. However, thats just one side of it. In the meantime, I already have it rented for $550 a month which pays my mortgage, taxes and insurance on that property and puts a couple hundred dollars a month in my bank account for a 60% return on investment, plus gives me tax advantages. Life is good. This is the process and model I use and teach my clients how to do the same.
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Your Opportunity is Now! Many seasoned professional real estate investors are calling this current real estate slump the best time to invest in real estate that they have seen in 30 years! For this reason, dont allow yourself to get caught up with the news medias predictions of doom and gloom about the economy. It may be true that many people are suffering loss at this time, but it doesnt mean you have to suffer loss. Think abundantly and get educated because knowledge defuses fear and can make you rich even in a slumping economy. When you look back on this time, will you wonder why you didnt see the opportunity in front of you... or will you be celebrating the action you took to increase your wealth?
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Chapter Fifteen Revealed: The Biggest Wealth Building Secret Sam and Kristyne Croce
Sam and kristyne croce reside in Las Vegas where, as a couple both in marriage and business, they are sought after and in demand for their expertise as real estate investors, success coaches, mentors and public speakers. Both have entrepreneurial spirits. Sam, as a former financial advisor and Kristyne, as a business owner have taken that experience and used it to help build wealth and success programs for motivated people who desire abundance. Sam is also a highly successful professional trader and has a mission to help other traders. Nothing brings greater joy then raising their two kids Gabriella and Antonio. For more information call their Abundance Center (702)655-6159.
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cHaPTER FIFTEEN Revealed: The Biggest Wealth Building Secret By Sam and Kristyne Croce
et us start by sharing with you the biggest secret there is to creating wealth. Wealth is a byproduct of our thoughts; wealth begins and ends in thought. Everything else is just noise to the process of manifesting what you think about. Thats right, thats the biggest secret. However, we will admit there is more and it is one of those things that is simple and yet not easy. We know it sounds like all you have to do is read just a few sentences in a small chapter and all the secrets to the wealth of the world will be unlocked to you. While, to some extent that is true, the bottom line is that all created wealth starts in mind and that is the critical component that most miss. There are definitely more things you have do than think and you must think in a certain formula in order to adhere to certain scientific principles which we teach and mentor people to do. We also guarantee you this; for all the naysayers attempts to create wealth without using the correct thought formula, failure is guaranteed. You dont have to take our word for it. I am sure you can find enough evidence in your own life to confirm this. I can also cite the general population as total and complete proof. The proof is also in contrary evidence of people from our history who, themselves, state thought as the 130
first step, people who have attained great wealth and have shared with the rest of us: people like John D. Rockefeller, Andrew Carnegie, Sam Walton, Marshall Field, Bill Gates and our favorite, Warren Buffett. Okay, once you accept this and embrace its simplicity, you will then be ready to receive the principles of the laws that govern usand make no mistakethey govern our lives whether you follow through on the opportunity to study and practice them or not. For those of you who are ready, the moment you decide to follow the laws, you challenge your current paradigms. It is said when the student is ready the teacher appears, only we are not just teachers, we are mentors. That is because we have been mentored and that gives us the moral and ethical obligation to mentor others. Thats okay with us because we have found that it is our passion in life to do just that. Its great to be living your passion, isnt it? It is not only for the privileged, like you may think it is, its your right because you are alive. Dont settle for anything less! We believe that immersing yourself in learning is only half of what needs to be done. Practicing the principles is still not enough to fully turn the corner. In order to see the results, it also takes your own personal guide, someone who is there in a meaningful way with whom to have conversations and discussions as specific challenges or trials come up that cause you to question the whole process. 131
Yes, that is correct, those moments will happen and therein lies the place where many lose the momentum they have built and, therefore, sabotage themselves. Without a mentor who has the strength, experiences, and specific temperament, talents and convictions, what do you think could happen to the novice? Here are the choices that we see, based on our experiences: lose all hope in the process which leads to failure, just give up because it appeared too hard which leads to failure, or worse, turn to someone who does not possess what you want and take their advice which leads to failure. Of course, there are other scenarios. However, they all lead to failure and you need to ask yourself, Can I do something to insure that I succeed and reach my dreams, monetary desires, and success? Consider this, if there was failure insurance that covered you and gave you everything you needed after each and every attempt at your dreams so that you could get up and take another swing, would that be something you would want? Wouldnt you have a significantly higher rate of success? We say, Yes, there is; Mentorship! Not just anyone, because we warn you, they are not all created equal. Remember this: when you can see the invisible and believe, you can do what others deem to be impossible. You have to train yourself to see the invisible and that is
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where creation lies. We have to enter the state of creation to manifest the wealth we start in our thoughts. Creation ideas, not competitive ideas, attract the path through the invisible world into the visible world that shows us our vehicle to wealth which allows us to manifest our monitory dreams. Remember, we said you had to do more and that it was easy but not simple. The above sentence is part of what we meant. There is more, like how we have to hold our thoughts and give them the power of our intentions at the same time we are giving them emotion to allow them to manifest faster. There is a science to this and specific ingredients need to be added in a particular way in order to accomplish what we are able to achieve as humans on this earth. One of our mentors, Bob Proctor, has studied this every day for over 40 years and is still studying it every day. If Bob and our other mentors, Don Boyer and George Ramirez, as well as ourselves, are all doing this, what are you doing to better your understanding of the these laws? These laws are either going to hinder you or help you; its your choice which it will be. Our favorite, the Law of Attraction, which is really what we have been talking to you about this entire time, is the foundational law everyone needs to practice, and practice correctly, because it is misunderstood more often than applied correctly.
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Even more thought provoking, what are you doing to practice these proven and time tested ways to gain wealth? If the answer that comes to mind is getting you what you want then keep doing it; if not, do something else. Seek out more information, learn to adopt it, model it and perfect it in your life with the help of someone who has made the journey. We offer assistance with this through our Abundance Center in Las Vegas, as well as our personal mentorship programs. These programs are available to anyone and are also not for everyone. To explore if they are right for you, visit our website or call our center. One last thought to help you consider exploring our programs: do you have all you want right know? What you have right now is the product of yesterdays thoughts. Todays thoughts are your tomorrows possibilities. If you dont have all you want and have not made any significant and meaningful changes, then your todays are also your tomorrows. How do you feel about that?
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Chapter Sixteen Will I Ever Be Wealthy Enough to Retire in the Way I Hope and Dream? Tony Gallivan
Tony gallivan is an entrepreneur who has a passion for helping people find the keys to develop themselves and their businesses. His goal is to ensure that the life someone lives is the one they desire and deserve while at the same time building a secure financial lifestyle for themselves and their family. With personal sales and marketing volume of 2 million (UK) or $3.8 million (US) in the last five financial years, he has the ability to do at least the same for you and your organization. While doing this, Tony has worked with young people to help mentor them in making right life choices and gives them a reason to live in an environment that is free from a life of drugs and crime. The proceeds from this book will go a long way to ensure that inner city children in the UK have mentorship and life coaching programs designed for them over the coming years. If you want to find your purpose and passion in life, or have an innate desire to leave the rat race mentality of a nine to five job, Tony Gallivan can give you the tools to do just that. He can be contacted at www.TonyGallivan.com. 135
cHaPTER SIxTEEN Will I Ever Be Wealthy Enough to Retire in the Way I Hope and Dream? By Tony Gallivan
hen you read the title for this book did you think, Thats not for me, I dont want to be wealthy. Or even, It will never happen to me, thats just the way life is? What thought just went through your head when you read the title? Did you think I was meaning only money? Maybe you should read the rest of this book before making up your mind whether or not you want or believe you can be wealthy. About eight years ago I read a book that changed my life. I hadnt read a book in the five years since leaving school at age 16 and I sure worked hard in those years, working in a nightclub cellar and in bars and restaurants waiting tables until my early 20s. I have never stopped reading books since I read that personal development book when I was 21 years old. Reading books will change your life, but only if you take action based upon that which you read. Maybe you think that being wealthy will happen to you someday in the future, when the world is better and you are more able to deal with focusing on things like that; when the kids are grown up or after you have done any number of other tasks and responsibilities on your endless list of tasks and responsibilities. Maybe you have already realised the answer and you 136
desire to create more wealth for you and your family and would like some guidance that will take you there. This could be the place where you find your answers. Maybe you think wealthy people are distasteful and exploit people like you and me and take what should be rightfully yours or some sort of thoughts like that. Maybe youre not sure and you are at the beginning of a journey that could change your life. According to my encyclopedia, the word wealth comes from the old English word Weal which means well being. The term was apparently an adjective used to describe the possession of great qualities. If we dig a little deeper into that definition, we will find the word well is closely linked to the word health. A well is a spring or a source of natural water. You can also drill a hole in the ground to develop a well for either water or any number of other natural resources; petroleum being the most obvious. Why are you telling me this? would be an obvious question right now. Well, if you want something that you dont already have, I suggest you go and speak to someone who has what you want and politely ask them to show you how to get what it is that you want. Within you is a reservoir of knowledge and skills and character waiting to be developed and what you need is a mentor or coach to show you how to start 137
drilling. Have you ever considered that if your favorite sports people were not trained and coached day in and day out, they would not be anywhere near as successful as they are right now? Its no different for you in your life and your business if you want to be ultra successful as well as happy, joyous and free to do whatever it is that you love doing and get paid well for doing it. The reason I tell you this is because I am fascinated by the fact that in the 21st century we still operate principally, in the UK especially, on a system of class, whereby approximately 3% of the population control all the money. There is a huge mass of middle class people who earn anything from 18,000 ($34,000) to 150,000 ($300,000). Of course, there are some people who earn much less and those who earn much more than this. Are you thinking, I thought you said this wasnt about money? That is not exactly what I said; it is about a number of other things, foremost. The first one of these is health. The average age in the nation is 79 years for men and 83 years for women. You might think this is not bad, but is it enough? The question I am presenting to you is this: if we can do better, should we? Its a moral question, really. Im sure you are aware the biggest health issue for men and women is heart disease. This is usually linked to stress and anxiety, the bad back of the 21st century.
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What I do is show people how to get out of their entitlement mentality and how to create/develop a life they are passionate about; how to earn a more than reasonableeven an exponentialincome, doing what they love. People who live their dreams and do what they love and share what they know with others, live a healthy, better balanced, less fear-driven life. You are not entitled to a good job because you went to a fancy pants university. How many people do you know who have a wonderful set of qualifications and are financially struggling to make ends meet? There is nothing wrong with education, one of my mentors Jim Rohn, says it best, an academic education will earn you a living, however, self education will earn you a fortune. There is no doubt in my mind that we live in the most exciting times in the history of mankind. Stop and think about that for a second. For approximately the average monthly salary in the UK and the USA (2000 or $4000 after taxes), you could get on an airplane and fly two people to the other side of the world from wherever you live and still have a bit of money to spend when you got there. Thats amazing! 100 years ago, the idea that man could fly was preposterous, even laughable. So what is it that stops most people from ever achieving more sound health, piece of mind, freedom from fear and worry, a positive mental attitude about everything in lifefrom themselves to future generations that they influence foreverand material riches of their own choice and making?
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I believe it is a lack of understanding. About three and a half years ago, one of my first mentors, Vic Johnson, said to me the size of your success is defined by the size of your belief. I knew he was right and I understood what he said on an intellectual level. But I did nothing about it. Some time ago I was on a conference call and he said exactly the same thing and was humble enough to talk about his attitude of poverty and lack. I took him up on the exercise of writing down my thoughts for the day from the moment I got out of bed to the moment I went to sleep. I was astounded. I thought I was quite positive about myself. The words I wrote down that day showed me that I was always thinking about the past or the future, but not about the present moment in time. If you have not done the exercise of writing down your daily thoughts I strongly recommend it as a starter to enhancing your personal development program and then taking massive action about getting a mentor who will move your life in the direction you want it to go. You may think this sounds a bit far fetched or even simplistic. The truth is, it is simple. However, I am not saying it is easy to do. That is why a lot of people dont do it. That is why some people never achieve anywhere near as much as they could achieve in their life. We always have a choice; if it is to be, it is up to us to do it. As the classic writer of personal development, Napoleon 140
Hill, wrote; Whatever the mind of man (or woman) can conceive and believe, it can be achieved. You should definitely read that again! If you can conceive anything in your mind and build a framework around it so that you can support yourself and others to be motivated (or have a motive or motives for) your idea, you can achieve it. Im not telling you anything new here, what I am saying is you can do it if you will change your mind and get out of the belief that you can do it on your own. You are not designed to do things on your own and there is no such thing as a self made person. Youve all heard the saying that behind every successful man there is a good woman, Im sure. If you want to be a millionaire then you need to learn how to think like a millionaire. Im sure you have read the stories of many people who win a lot of money in the lottery and within a short time they are declaring bankruptcy. I believe anyone in the free world can be a millionaire if they desire it and are prepared to focus their mind on it, work smart and hard toward it. Just think how much good that would do the economy as well as the developing world in terms of more educationally sustainable communities. The whole purpose of my writing is to encourage you to get at least one mentor in your life who is able to help you see and develop yourself in the way you want, preferably 141
one who has done what you want to do and is able to show you how to do it. Isnt it odd that our whole educational system is set up for young people not to be mentored by anyone except their peer group, not to be mentored by teachers in an adviser capacity and if you do attempt to be mentored by someone who is very clever academically, that is called plagiarism or cheating? In my own research and in conversations with others, whether clients, associates or friends, I am amazed at the lack of awareness placed on skills that develop individuals and organizations to the level of financial freedom; where they can do the work they choose, go wherever they want, whenever they want and have all the success, wealth and freedom possible, instead of being tied to working for someone else from 9-5 every day. This will ensure mediocrity with few ever becoming wealthy. I believe it is possible for anyone to achieve the lifestyle they desire if they are willing to make the decision to master their mind and develop the skills needed to market themselves as well as their products and services to the right target groups through the right mediums. Sounds simple, doesnt it? Well, if that is true, why are English speaking nations in general and, particularly the US and the UK, more miserable, indebted, divorce prone, drug addicted and obese than our Western European counterparts? It could be a number of factors, all of which are, of course, 142
debatable. The education systemat lastseems to have grabbed onto the idea of more relaxed play developed learning, especially for younger children and particularly, in private pre-school type environments. But what about children of 8 and 9 who are asked to do exams to test their knowledge? The social impact of a stringently academic program and its merit is still widely debated. The solution to all of this, I suggest, is a program of action for all communities of continual learning and a development of resources channelled into family life through powerful media which is already used by all. If you are seeking mentorship in the US then suggested resources are: Don Boyer and my business colleague and friend, Dr. Jacqueline Sisson at 619/ 993-4607. If you are seeking resources in the UK, please feel free to have a look at my website www.TonyGallivan.com and use any of the free and additional resources there to develop you and your business. If you have questions or suggestions for material you would like to see, please feel free to email me. I would love to hear from you. TonyGallivan@yahoo.co.uk
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linda kick, M.Ed, is an Independent Licensed LifeSuccess Consultantand a business partner of Bob Proctor and Paul Martinelli, of LifeSuccess Productions. Her individual coaching, workshops, and seminars all lead you to rely on and believe in your unlimited potential and power. In her passion to improve the quality of life for others, her experience reaches out to the youth of the Juvenile Court System, the families and victims of the horrific disease of Alzheimers, and to women seeking the strength to begin a new life. Linda has experience that crosses all avenues and walks of life. She is uniquely qualified to speak on goal-setting/ goal-achieving, communication, decision-making, selfimage, and overall success practices that help individuals to exceed their personal best. Current projects include Above the Mark, a youth program focused on goal achievement and self-image, and Step Forward, a Womans enrichment program. Visit her at www.LindaKick.com LindaKick@LifeSuccessConsultants.com.
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cHaPTER SEVENTEEN Reclaim Your Dreams Linda Kick The future belongs to those who believe in the beauty of their dreams. Eleanor Roosevelt
hat are your dreams? Im not talking about the kaleidoscope you view at night while you sleep; I am asking you about your desires, your passions. What is it you truly want in your life? Dont stop at what you think you can have or what you might be able to get if the circumstances are right. Ask yourself, in your wildest dreams, what do you want? God has blessed each of you with an imagination and in return, your gift to God is the creation of wealth, utilizing your imagination in the various areas of your life. However, creating wealth is more than getting a job and putting money in your pocket. Your accumulation of wealth is actually the abundance and prosperity in all areas of your life. Your current state of being may be equal to the results you are experiencing in your life now, but not necessarily a reflection of your potential. Generally, we tend to judge our success in terms of monetary gains; however, success and wealth touches all areas of our lives. Take some time to examine what is happening in your relationships, your health, your career,
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and even your spiritual world. Are you dreaming of a lifestyle far different than the one you are living now? Generating a lifetime of unlimited wealth in all areas of your life can be as simple as reclaiming your dreams. Years ago, when you were just a child, your dreams to be, do, and have were clear and exciting. Your playground was filled with moon walkers, super heroes, mansions and knights coming to tea parties. Remember how you would play out these fantasies in great detail? What seemed to be make-believe games to the grown-ups were real life adventures for you. What happened to those creative dreams and desires? What happened to your imagination? The answer may surprise you. As a child, you were highly influenced by the words of your parents, teachers, and spiritual leaders. These are people you looked up to and trusted. And since they were also influenced by those before them, the beliefs you hold of who you are were formed by others. Their culture became your culture. Their habits became your habits. And unfortunately, if one of these trusted adults said you will never amount to anything, or girls dont need to know math, what is to say that you missed becoming a Gandhi or a rocket scientist. With this awareness, can you see how entire lives can be misshaped due to one unthinking, unknowing statement from someone you saw as an authoritative figure in your life? Their beliefs, transferred to your sub-conscious mind, created your beliefs in what was possible.
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Chapter Seventeen Reclaim Your Dreams Linda Kick
Well meaning grown-ups tossed your fresh, creative ideas right out the window. They told you to color between the lines. No more blue cows eating purple grass. Sit still and follow directions. Stop that silly day dreaming. You were conditioned to do what others told you to do. You followed the masses. You stopped thinking for yourself and stopped taking responsibility for your thoughts. Your dreams, along with your imagination, were pushed down deep and the lights were turned off. Now, ask yourself these questions: Are the dreams really lost? Has your imagination been so stunted that the flame has been completely snuffed out? Or, is there some way to gain control and take responsibility for what happens in your life? I am here to say, you DO have the ability to power up your passion, fill in the details, and ignite your burning desires, so you caN change the results in your life. Have you ever wondered WHY, over the course of time, some people always seem to get what they want in life. While your life goes from pay check to pay check, one bad relationship after another, and you keep finding all those pounds that everyone else is loosing! Have you asked yourself, when will it be my turn, or why cant I get a break? Honestly, you are not alone in this quandary. Statistics tell us that only 3% of the population are living the successful lives of their dreams. What are the rest of you, the 97% who are left, doing to change that statement? Is there anything you can do? Of course there is. You can 147
reclaim your dreams. Use your imagination, get creative, color outside the lines, and let the blue cow eat the purple grass! Stop letting other people control the results you get by taking charge of your thoughts. Wait a minute I can hear you groaning way over here. You dont believe its that simple, do you? And why dont you believe? Because you have been conditioned to think you cant have or you dont deserve. Remember, I spoke about the beliefs of others who came before. Someone before you embedded their habits, their way of thinking into your young, vulnerable mind when you were just a child. Money doesnt grow on trees. Better safe than sorry. Save for a rainy day. These are words that say there isnt enough and you better watch out. They are words that stop dreams. Thats too risky, better play it safe. Hope for the best, but expect the worst. Your belief system, which has been passed down from generation to generation, created the habits of your mind. Habits, as you know, are the things you do automatically, without thinking. Before you can create wealth, you must change these habits and develop a new belief in who you are as a powerful, creative individual with unlimited imagination to manifest the wealth you desire. If you are not moving toward your dreams to create your wealth, then your thoughts are coming from lack. This form of thought is called poverty thinking and such thinking destroys the ability to create. Poverty thinking 148
will kill the seed of success every time. It creates indecision, doubt and fear, which smothers the flame of imagination. Without imagination, you cannot create. Your dreams can not be expressed in this environment of lack. Luckily, the programming, habits, and beliefs are there to undo. You have the power to break out of the confinement of poverty thinking. What no one has told you, at least up until now, is you are governed by the natural laws of the universe. These natural laws provide balance and order to all things. The problem arises when your negative conditioning goes against the natural harmony of these laws as they continue to operate even if you are not aware of them. For instance, the Law of Gender is working even as you read these words. In nature, every seed has a schedule for development. You can see it in the gestation of an acorn as it grows into an oak tree. You cannot say I dont know this law; therefore, the oak tree will mature in five days instead of years. No, the oak tree will mature as called for by the natural Law of Gender. The embryo of an egg develops in very specific stages. It is a natural law. And in following this law, your thoughts gestate or manifest into the results you experience in your life. In order to create wealth, you cannot force these natural laws. It is often the pattern to reach for the dream then push it away with your impatience and negative doubts. And it is these very doubts that come from the beliefs implanted in your mind by outside conditions: the beliefs of those who came before you. Their thoughts have become your thoughts. 149
When you are in harmony with these laws, you can create unlimited wealth in your life. When you are out of harmony, you remain confined in that world of lack. Your dreams remain beyond your reach. Until you understand these laws and work in harmony with them, you will continue to meet resistance. You may be familiar with terms such as go with the flow and let go, let God. These are reflective of the known laws of the universe. It would be advantageous to study all these laws, but for now, lets consider one you may have heard of before: The Law of Attraction. The Law of Attraction is actually a sub-law of the Law of Vibration which states that all things in this world are in constant motion, or vibration. Because you are made of energy, molecules, and atoms, you vibrate on a frequency. Just as a radio wave vibrates and is attracted to the frequency of the radio tower, your thoughts vibrate and are attracted to similar thoughts. Like attracts like whether it is positive or negative. Your poverty thinking has created that indecision, doubt, and fear which keeps you in a low negative vibration. All the old habits and beliefs placed in your mind years ago continue to attract more of the same, holding your dreams to create wealth in your life just out of arms reach. Living in this negative state of lack and continuing with the poverty thinking, perpetuates the victim syndrome, which you so often feel yourself and see in others: why is this happening to me, why cant I get ahead, or its not fair. Understanding that the Law of Attraction can work for or against you, based on your positive or negative thinking, 150
will assist you in breaking free of the lifestyle cycle you are caught in. The cycle continues until you become aware and change your thinking. Just by taking control and changing the thoughts you think each day, you lift yourself to a higher level of awareness. Instead of vibrating at the low, negative frequency of a poverty thinking victim, you can choose to take responsibility for your thoughts and grow in a positive manner creating and attracting wealth into your life. There are four steps that will lead you to a higher vibration which will allow you to reclaim your dreams.
1. Know exactly what you want in great detail 2. Think of it daily and often 3. Feel the emotion of already having it, and 4. Allow it to come into your life and accept it
You may find that you are able to accomplish the first three steps quickly, yet you see your dreams passing you by. Youve identified exactly what you want. You think of it all the time, similar to how you might think of a love in the freshness of a new relationship. And, you have a strong emotion attached to this desire. However, after years of pushing your dreams down, the most difficult step is number four: allowing it to come into your life and accepting it. The act of allowing the dream to actually happen is often blocked by those old habits. Doubt creeps in and blocks your positive vibrations which are attracting your dreams. 151
In order to create wealth in your life, you must cancel and remove all doubt. Your faith that this is actually happening must be persistent and unwavering, right up to the last minute. You have a right to reclaim your dreams. You are beginning a new journey down a road youve never traveled. Some of these ideas will be very foreign to you and will cause you to question your belief system. Keep focused, have persistence, be positive, and know your new awareness is happening right now. Every day you wake to a new morning, a new beginning. Think of how powerful that is. Each day you have the power within you to make this day exactly how you want it, not a day dictated by others. You are connected to great abundance; it is Gods gift to you. Using your imagination, you are able to create wealth in your life. I highly recommend you reclaim your dreams today. Heres to your SUCCESS! www.LindaKick.com
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Bonus Chapter The Science of Getting Rich Don and Melinda Boyer
21st Century.
Don and Melinda Boyer are national speakers and the creators of the mega selling book series The Power of Mentorship. With power, passion and purpose their mission is to help people create the lifestyle of their dreams. They are also the brains behind the two hit movies The Power of Mentorship-The Movie and The Art of Business for the
Their Mentorship programs include How to Create a Publishing Empire, The Millionaire Speakers Home Study Course and the Millionaire Speakers Boot Camp. All are designed to help you build financial independence. The Power of Mentorship Training center, where they conduct live seminars and trainings, is located in the beautiful historic part of Whittier in Southern California. To contact Don and Melinda Boyer for any of their live training and mentorship programs, please visit them at www.DonBoyerAuthor.com and www.ThePowerOfMentorship.com
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BONuS cHaPTER The Science of Getting Rich By Don and Melinda Boyer
f you asked the average person what the secret to getting rich is many would say, You must go in early and stay late, so that someday you can go in late and leave early. In other words, Hard Work. Unfortunately, that is a demented plan that rarely works. Some of the hardest working people I know struggle from pay check to pay check and some of the richest people I know are always on an exotic vacation! Right now, millions of people are living in their dream home, driving their dream car, married to their ideal mate and living the life of their dreams. Isnt it your turn to start living your dreams? When my mentor posed that question to me many years ago, I thought, Heck, yes, its time! But there was just one problem. I did not know what my next step was to get there; I did not how to do it. In those days, my life was completely upside down: I was financially broke ok, financially challenged, driving a broken down old car and had nothing to show in the way of material success. I stayed in that condition until I learned the secret: the secret of the Science of Getting Rich. You see, there is a hard way and an easy way to life. The question is, Which way will you choose? 97% of people choose the hard way, not because they want to but 154
Bonus Chapter The Science of Getting Rich Don and Melinda Boyer
because they are not aware of the easy way. My mentor, Bob Proctor, told me at breakfast one day, People do not earn $100,000.00 a year because they want to, they earn $100,000.00 a year because they do not have the awareness to earn that much in a month. The Hard Way The hard way, which I used myself for many years, is to work hard, save every penny you can, fight your way to the top, sacrifice and never give up. Well, that is a fine plan to create ulcers but not a plan to get rich. It is the way to try to create success from without; the secret to all success and all wealth is to learn to live your life from within, which is The Easy Way Struggle, sacrifice and hard times are not necessary to becoming rich and, in fact, cause riches to flee from you. The truth of the matter is you can be, do and have anything you desire and have it all come to you without pain, struggle or distress. I know this may sound crazy to you and something which you may have a hard time conceiving, let alone believing. However, I assure you, it is all true. The best news is we can teach you how to do this. Let me ask you a question; Is the plan of hard work, sacrifice, scrimping and saving bringing you the riches 155
and success you want? If the answer is no, then my friend, you need a new plan. Working hard on things that dont work doesnt make them work! If you want to change things around in every aspect of your life, if you truly want to become financially richthe easy way, then you must learn The Science of Getting Rich. And, in order for you to learn this system, it will require three things: 1. You must be willing to invest in yourself. If you do not invest in yourself you cannot possibly think that anyone else will invest in you. 2. It will require you to take some time out of your busy day to invest in learning this easy to understand system. 3. You must take action. Stop making excuses why you cannot take action and just do it. If you are sick and tired of being sick and tired of not reaching your dreams, and you want to really become financially rich, then go to my personal website at www. ThePowerOfMentorship.theSGRprogram.com and see how you can now learn The Science of Getting Rich for yourself. You are only a click away from learning the secret for having all the money and freedom you could possibly desire. Do you want to live the hard way and never get what you really desire, or the easy way and get everything you want? The Choice is yourschoose well, my friend!
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Master Mentor Biographies and contact Information The following pages contain brief biographies of individuals who have inspired and supported previous Power of Mentorship books. You are encouraged to contact any of them for additonal information about how you can change your life.
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Master Mentor Biographies
kimberly adams was a tax professional for over 25 years and is a testimony to the fact that it is never too late to reinvent yourself. Five years after starting her own business, Kim was able to leave traditional employment to pursue her passion of owning her own business, helping others, training and speaking. Kim has great communication skills and is a dynamic speaker. Although Kims background is financial, it wasnt until she started her UnFranchise business with Market America that she understood the principles of achieving financial security: leverage and residual income. Kim will help you to define your passion and implement simple steps to achieving financial independence. In addition to having both her CPA and CFP , Kim is also a Nutraceutical Consultant with nutraMetrix, a member of both Toastmasters and the National Speakers Association, a graduate of George Ramirezs Present with Purpose training and an avid road cyclist. Kim is happily married to Lee and is the proud mother of Elyse, her daughter, and Brian, her son. Kim can be reached at kim@KimberlyAdams.org by calling (412)215-6115 or by visiting her websites at: www.KimberlyAdams.org www.MarketAmerica.com/KimAdams
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gina Bell is a Daring Divapreneur who enjoys working with women business owners who find themselves stuck in business or life and dont know why. Ginas fun, kick-in-the-pants approach to Success Planning, marketing and mentorship empowers women to be more daring; to reach beyond where they are to where they want to be. Go to www.DaringDivapreneur. com now for valuable tips and advice. Be sure to claim your FREE eBook entitled Oh Yes There Is a Daring Divapreneur in YOU! with gift subscription to Ginas business boosting eZine!
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Marie Diamond is an internationally known Feng Shui Master and has been practicing for more than 20 years, refining the knowledge given to her at an early age. Born in Belgium, she was trained as a lawyer and criminologist and worked for the Belgian and European governments and then as a project manager for a multinational publishing company. She has training and experience in all forms of management including Human Resources, Marketing, Safety, and Sales. She is part of the Transformational Leadership Council created by Jack Canfield, which includes such respected members as Bill Harries, John Gray, John Assaraf, DC Cordova, Paul Scheele, and many others. She has been featured in several TV and Film projects including The Secret (2006), I Married A Princess (2005), and The Jerry Hall Heaven and Earth Show (2005). Visit Marie Diamond online at www.MarieDiamond.com
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Dr. John Demartini is a world leading inspirational speaker and author at the forefront of the burgeoning personal and professional development industry. His scope of knowledge and experience is a culmination of 34 years of research and studies of more than 28,000 texts into over 200 different disciplines ranging from psychology, philosophy, metaphysics, theology, neurology and physiology. Born in Houston, Texas, Dr. Demartini was one of two children. At the age of seven he was told he had a learning disability and would never read, write or communicate. At 14, he was a high school drop-out living on the streets and panhandling for food to survive. After a near death experience at 17, due to severe strychnine poisoning, Dr. Demartini made a decision that would change his life forever. Dr. Demartini has captured the attention of celebrities, international sport personalities, noted politicians and UN representatives as the result of a self help methodology he developed and coined as The Demartini Method derived from a study of Quantum Physics. The Demartini Method is now being studied in a number of Universities and presented to psychologists, psychiatrists, social workers, health professionals and prison workers all over the world. Visit Dr. Demartini online at www.DrDemartini.com 162
Stephen and lisa DiSalvio are talented and exciting inspirational speakers, authors and success coaches, teaching from their own entrepreneurial and life experiences and drawing from more than 38 years combined service in health care, rehabilitation and education. Their experiences, combined with an intense passion for personal development, drive their dedication toward guiding others to excel. To this end, they have dedicated their lives, talents and spirits to helping others succeed in visualizing, believing, and achieving their lifes dreams and goals. Powerful, inspirational, creative and unique, their blend of humor, nature, music, secular teaching and spiritual messages has positively impacted people of all ages. They skillfully combine this with application of both the male and female perspective in their speaking and coaching and teach others how to effectively combine very different approaches to life and business. Stephen and Lisa are featured as master mentors in the movie, The Power of Mentorship ~ The Movie, Unlock Your Journey to Success and are both authors in best selling The Power of Mentorship book series. They are alumni of George Ramirezs Present with Purpose, Greg Pinneos Power Players and are current members of John Assarafs One Coach Business Mastery program. Visit them at www.YourFireStarters.com, Email at:lisaandsteve@yourfirestarters.com (304)905-0936
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Lunch!
Robin Jay worked as an Advertising Account manager more than 18 years. She experienced a 2000% increase in sales in her career, largely because of her ability to build strong, long-lasting relationships. During that time, Robin personally hosted more than 3,000 client lunches making her the undisputed Queen of the Business
Now, as a professional keynote speaker, award-winning author and corporate trainer, Robin is not just the Queen of the Business Lunch, but is a business relationship expert who shares the nuts-and-bolts of building profitable business relationships. Jays proven ability to communicate the laws of the universe in language that everyone can understand, to deliver messages that motivate and inspire her audiences in accordance with those laws, transforms her audiences through a journey of increased self-actualization and greater success, both personally and professionally. Jays books include: The Art of the Business Lunch Building Relationships Between 12 and 2 (Career Press, 2006). This award-winning book has been sold in ten languages worldwide, and is also available in Audio formats. The POWER of Mentorship series of books: The Millionaire Within,For the Woman Entrepreneur and Chicken Soup for the Wine Lovers Soul. Visit Robin Jay online at www.RobinJay.com 164
Vic Johnson is a Ponte Vedra Beach, Florida-based Internet infopreneur, author, motivational speaker and founder of a host of personal development websites. Formerly the founder of a corporate and political communications firm, he has provided strategic consulting and planning to Governors, Members of Congress, Fortune 500 companies and non-profit organizations. His nontraditional strategies have been highlighted by major news outlets like the Miami Herald, Washington Post and national trade publications. Vic bought his first business at the age of 23 and several years later became one of the early pioneers of the quicklube business, building the first locations in Florida. His latest ventures have been Internet-based where he has quickly demonstrated his entrepreneurial acumen. Talk show host Mike Litman called one of his sites, AsAManThinketh.net, the hottest personal development site on the Internet today. Subscribers hail from more than 90 countries and have downloaded over 300,000 eBook copies of James Allens classic. His other websites are found at MyDailyInsights.com, mp3Motivators.com, Goals-2-Go.com and VicJohnson.com. Visit Vic Johnson online at: www.VicJohnson.com
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Paul Martinelli, as Bob Proctors teaching and business partner, shares the international stage and collaborates with Bob to teach people how to achieve their dreams. Paul is a dynamic entrepreneur and President of Life Success Consulting. Before teaming up with Bob Proctor, Paul worked with Guardian Angels to bring safety and education to some of the most challenging neighborhoods in the United States. Paul is a recipient of Northwood Universitys Entrepreneur of the Year award and has gained an international reputation as a public speaker and leader in the personal development industry. Visit Paul Martinelli online at www.LifeSuccessConsultants.com
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Creating Wealth

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Creating Wealth

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The POWER of MENTORSHIP For

The Power of Mentorship For Creating Wealth

The Power of Mentorship For Creating Wealth

The Power of Mentorship For Creating Wealth

The Power of Mentorship For Creating Wealth

All of you are my true heroes! 5

The Power of Mentorship For Creating Wealth

FOREWaRD By Robin Jay

The Power of Mentorship For Creating Wealth

Foreward by Robin Jay

The Power of Mentorship For Creating Wealth

The Power of Mentorship For Creating Wealth

The Power of Mentorship For Creating Wealth

The Power of Mentorship For Creating Wealth

Chapter One If You Believe It, It Will Happen Frank Cuffaro

The Power of Mentorship For Creating Wealth

cHaPTER ONE If You Believe It, It Will Happen By Frank Cuffaro

Chapter One If You Believe It, It Will Happen Frank Cuffaro

The Power of Mentorship For Creating Wealth

Chapter One If You Believe It, It Will Happen Frank Cuffaro

The Power of Mentorship For Creating Wealth

Chapter One If You Believe It, It Will Happen Frank Cuffaro

The Power of Mentorship For Creating Wealth

Chapter Two Its Easy to Earn Money Bob Proctor

The Power of Mentorship For Creating Wealth

cHaPTER TWO Its Easy to Earn Money By Bob Proctor

Chapter Two Its Easy to Earn Money Bob Proctor

The Power of Mentorship For Creating Wealth

Chapter Two Its Easy to Earn Money Bob Proctor

The Power of Mentorship For Creating Wealth

Chapter Two Its Easy to Earn Money Bob Proctor

The Power of Mentorship For Creating Wealth

Chapter Three Your Journey to Financial Freedom Chris Wise

The Power of Mentorship For Creating Wealth

Chapter Three Your Journey to Financial Freedom Chris Wise

The Power of Mentorship For Creating Wealth

Chapter Three Your Journey to Financial Freedom Chris Wise

The Power of Mentorship For Creating Wealth

Chapter Three Your Journey to Financial Freedom Chris Wise

The Power of Mentorship For Creating Wealth

Chapter Three Your Journey to Financial Freedom Chris Wise

The Power of Mentorship For Creating Wealth

Chapter Three Your Journey to Financial Freedom Chris Wise

The Power of Mentorship For Creating Wealth

Chapter Three Your Journey to Financial Freedom Chris Wise

The Power of Mentorship For Creating Wealth

cHaPTER FOuR leading and Motivating Brian Tracy

The Power of Mentorship For Creating Wealth

Chapter Four Leading and Motivating Brian Tracy

The Power of Mentorship For Creating Wealth

Chapter Four Leading and Motivating Brian Tracy

The Power of Mentorship For Creating Wealth

Chapter Four Leading and Motivating Brian Tracy

The Power of Mentorship For Creating Wealth

Chapter Four Leading and Motivating Brian Tracy

The Power of Mentorship For Creating Wealth

Chapter Four Leading and Motivating Brian Tracy

The Power of Mentorship For Creating Wealth

The Power of Mentorship For Creating Wealth

Chapter Five Health is Wealth Lucy Seboek

The Power of Mentorship For Creating Wealth

Chapter Five Health is Wealth Lucy Seboek

The Power of Mentorship For Creating Wealth