Nama : Fahira Anggraini No.2 Example 4.3.

1 x
NIM : 08011181823014 30
Tabel Appendix 2A (Illustrative Life Table)
k k+1 vk+1 l30+k pk 30 q30+k vk+1.kp30.q30+k
0 1 0.961538462 95013.79 1 0.0015289 0.001470096155
1 2 0.924556213905326 94868.53 0.99847116929 0.0016089 0.001485244329
2 3 0.88899635995107 94715.89 0.99686466564 0.0016965 0.001503453669
3 4 0.85480419267095 94555.20 0.99517343746 0.0017927 0.001525011216
4 5 0.821927108731977 94385.70 0.99338948588 0.0018980 0.001549705134
5 6 0.790314528006252 94206.55 0.99150397011 0.0020136 0.001577856944
6 7 0.759917815755388 94016.86 0.98950752307 0.0021402 0.001609311395
7 8 0.730690207807835 93815.64 0.98738972522 0.0022791 0.00164431596
8 9 0.702586738614006 93601.83 0.98513942029 0.0024313 0.001682814308
9 10 0.675564172068507 93374.25 0.98274418903 0.0025982 0.001724962555
0.015772771664
E[Z]

n1
E[Z]  Ax:n  vk1k px qxk
1

k 0

101
A301k:10k  vk 1 k p30 q30k n 1
k 0
2
Ax:n   e 2 (k1) k
1

1
A30:10
 0,015772772 k 0

Var ( Z )  2 A x1:n  ( A x1:n ) 2

 0 ,1247094
 i v n δ
0.04 0.961538461538462 10 0.0392207

e-2δ(k+1) e-2δ(k+1).kp30.q30+k
0.92455621302 0.001413553994083
0.85480419103 0.001373191870538
0.79031452573 0.00133656483507
0.730690205 0.001303585976023
0.67556416883 0.001273744653783
0.62459704958 0.001247003258932
0.57747508282 0.001222944392295
0.53390817569 0.001201485560989
0.49362812101 0.001182323006237 Var(Z)
0.4563869462 0.001165322889337 0.0124709401
6.66192467891 0.012719720437286

n 1
2
Ax:n   e 2 (k1) k p x q xk  0,01271972
1

k 0
Nama : Fahira Anggraini No. 2 Example 4.3.2
NIM : 08011181823014
Tabel Appendix 2A (Illustrative Life Table : Single Life Actuarial Function)

Diketahui pada soal dan illustrative life table : single life (karena k=0 sampai tak hingga)
i A30 A35 l30 l35 l35/l30
0.06 0.1024835 0.1287194 95013.79 94206.55 0.99150397
Pembayaran = 1.000A30 
102.4835
Ax   v k 1 k p x q x  k
Untuk 100 nyawa = 10248.35 F0 k 0

Untuk 100 nyawa berumur 30, ukuran dana yang diharapkan setelah 5 tahun, adalah 12762,58
(1000)(100)l35/l30A35 12762.5796

F0 10248.35
k ik 1+ik Fk Fk menunjukkan ukuran dana pada akhir k tah
1 0.06 1.06 10863.25 F1 Fk=Fk-1х(1+ik)
2 0.065 1.065 10569.36 F2
3 0.065 1.065 11256.37 F3 Terdapat, kejadian aktual dari da
4 0.07 1.07 12044.32 F4 kematian di masing-masing tahun
sehingga perumusan pada F2 dan
5 0.07 1.07 11887.42 F5 Fk=(Fk-1х(1+ik))-1000

Perbedaan dari ukuran dana yang diharapkan setelah 5 tahun dengan

ukuran pada akhir tahun
[(1000)(100)l35/l30A35]-F5 = 875.16
kuran dana pada akhir k tahun asuransi

pat, kejadian aktual dari dana yaitu satu

an di masing-masing tahun ke-2 dan ke-5,
ga perumusan pada F2 dan F5 menjadi
Fk=(Fk-1х(1+ik))-1000
 Nama : Fahira Anggraini No. 2 Example 4.4.1
NIM : 08011181823014
Tabel Appendix 2A (Illustrative Life Table)

k k+1 vk+1 l35+k p k 35

0 1 0.943396226 94206.55 1
1 2 0.889996439231 94016.86 0.9979864457408
2 3 0.839619281924 93815.64 0.995850500841
3 4 0.7920936618439 93601.83 0.9935809134291
4 5 0.7472581712221 93374.25 0.9911651578367
5 6 0.7049605385786 93131.64 0.9885898591977
6 7 0.665057111574 92872.62 0.9858403688491
7 8 0.6274123691333 92595.70 0.9829008704809
8 9 0.5918984611861 92299.23 0.9797538493873
9 10 0.5583947744582 91981.47 0.9763808355152
10 11 0.526787522842 91640.50 0.9727614481159
11 12 0.496969360953 91274.25 0.968873714195
12 13 0.4688390195607 90880.48 0.9646938562128
13 14 0.4423009616551 90456.78 0.9601962920837
14 15 0.4172650579816 90000.55 0.9553534228777
15 16 0.3936462809415 89509.00 0.9501356328196
16 17 0.3713644158192 88979.11 0.9445108646904
17 18 0.3503437883545 88407.68 0.938445150576
18 19 0.3305130077362 87791.26 0.9319018688191
19 20 0.3118047241422 87126.20 0.9248422747675
20 21 0.2941554000047 86408.60 0.917224970026
21 22 0.277505094222 85634.33 0.9090061147553
22 23 0.2617972585848 84799.07 0.9001398522714
23 24 0.246978545726 83898.25 0.890577672147
24 25 0.2329986279409 82927.11 0.8802690471098
25 26 0.2198100262626 81880.73 0.8691617514918
26 27 0.2073679492131 80754.01 0.8572016489299
27 28 0.195630140681 79541.78 0.8443338600129
28 29 0.1845567364103 78238.78 0.8305025499819
29 30 0.1741101286124 76839.78 0.8156522025273
n=30 Total= 75339.63 0.7997281505373
p= p
n x 30 35

v =v
n 30
0.17411013091063
v2n=v60 0.03031433768572 0.0551638 Moment ke-2
v npx
n
0.13924077298297 mean n-year pure endowment
v2nnpx 0.02424322921216 moment 2 n-year pure endowment
Mean 0.20872724043932
Var(Z) 0.01159672940787

30  1
1
A 35 :30
 v
k 0
k 1
k p 35 q 35  k

 0 ,067481676
 30  1
A 35 :30 
1
v
k 0
k 1
k p 35 q 35  k A35:130  v n n p x
 0 ,067481676  0,139240773

i
A 35:30  1
A35  A35:130
 :30

 (1,029708672)(0,067481676)  (0,139240773)
 0,20872724
 x i v n δ
35 0.06 0.94339622641509 30 0.058268908124

q35+k vk+1.kp35.q35+k e-2δ(k+1) e-2δ(k+1).kp35.q35+k

0.0020136 0.0018996226406736 0.88999644023492 0.0017920968321
0.0021402 0.0019009350207323 0.79209366363082 0.0016918254035
0.0022791 0.0019056359221629 0.70496054096406 0.00160000867
0.0024313 0.001913455331944 0.6274123719641 0.0015156358475
0.0025982 0.0019243731031089 0.55839477760739 0.0014380035339
0.0027812 0.0019382651142213 0.49696936431635 0.0013664004281
0.0029818 0.0019549877938425 0.44230096514736 0.0013001785456
0.0032017 0.0019744376871476 0.39364628449362 0.0012387866382
0.0034427 0.0019964726674784 0.35034379191102 0.0011817091117
0.0037070 0.0020210784804963 0.31180472765921 0.001128559675
0.0039966 0.0020480120830584 0.27750509766511 0.0010788672254
0.0043141 0.0020772415252903 0.24697854906899 0.0010323254073
0.0046621 0.0021086031280849 0.21981002948579 0.0009885954377
0.0050436 0.0021419954512422 0.19563014377028 0.0009474066629
0.0054617 0.0021772280641116 0.1741101315582 0.0009084812098
0.0059199 0.0022141453591008 0.15495739729563 0.0008715901018
0.0064221 0.0022526011889374 0.13791153198118 0.0008365359406
0.0069724 0.0022923747198636 0.12274077253059 0.00080311926
0.0075755 0.0023332971014008 0.10923885062391 0.0007711850595
0.0082364 0.0023751322358723 0.09722218819063 0.0007405774683
0.0089605 0.0024176027377917 0.08652740140151 0.0007111509172
0.0097538 0.0024604333828989 0.07700907923012 0.0006827828147
0.01062300 0.0025033539894266 0.06853780638058 0.0006553712287
0.01157520 0.0025460066598037 0.06099840370023 0.0006288090393
0.01261810 0.002587990987254 0.05428836215321 0.0006029983662
0.01376040 0.0026289308519122 0.04831644906254 0.0005778653765
0.01501140 0.0026683686400979 0.04300146767046 0.0005533341495
0.01638130 0.0027058164770448 0.03827115315158 0.0005293392748
0.01788120 0.0027407380726758 0.03406119006859 0.0005058216906
0.01952310 0.0027725400502159 0.03031433791121 0.0004827273211
0.0213203 0.0674816764678914 0.0291620886373 moment 2 n-year term
mean n-year term

2
2 i
A 35 :30    2 A351 :30  2 A35 :301
 
 (1,060299 )( 0 ,029162 )  0 ,0242432
 0 ,0309205  0 ,0242432
 0 ,0551638
 2
2 i
A 35 :30    2 A351 :30  2 A35 :301
 
 (1,060299 )( 0 ,029162 )  0 ,0242432
A35:130  v n n p x
 0 ,0309205  0 ,0242432
 0,139240773  0 ,0551638

2

Var ( Z )  A 35:30  A 35:30 
2

 (0,03092  0,0242432 )  (0,2087274 ) 2

1676)  (0,139240773)
 0,0551637  (0,2087274 ) 2
 0,0115967
 0,0116
 i/δ (i/δ)2
1.02970867194458 1.06029994907787

moment 2 n-year term

0242432
0242432

087274 ) 2