Dr.

JAWALE NAVNATH
Mobile: +91 99 60 119 330 Seeking assignments in E-Mail:navnathjawale@yahoo.com

Agribusiness / Banking/ Finance

SYNOPSIS

Total 15 months of experience which includes Banking assignments at Union Bank of India Currently working with Union Bank of India as Assistant Manager, Financial Inclusion, Corporate Office. Internship in Biomax India Ltd, Mumbai. MBA Agribusiness Management from Symbiosis Institute of International Business in 2008-2010. Adept at completing given projects/events within a given timeframe. Capable of handling administrative tasks as well as field work assigned within the given timeframe. Possess strong communication, analytical, analysis/ mapping and negotiation skills.
SKILL SET

-Banking

- Agri Finance, Credit appraisal, Rural Finance, Financial Inclusion Products CAREER CONTOUR

-Team Member

Since August10

Union Bank of India

Asst. Manager (Priority sector, Financial Inclusion)

Notable Contributes:
Part of a 3 year Financial Inclusion Plan formulation team in corporate office. Active member for designing and developing the financial products namely Micro-remittance through smart cards, Micro insurance, opening of no frill accounts in unbanked areas of country. Part of strategy formulation for financing the warehouses while working in agribusiness division. Actively participated in work related financing to Joint Liability groups & Self help groups. Working on implementation and monitoring of Financial Inclusion Plan of Union Bank of India on pan India basis.

Key Deliverables:
Monthly Analysis of progress of implementation by regional offices of F I plan of Bank in country. Keeping detailed follow up for opening and functioning of no frill accounts through smart cards by Business correspondents. Weekly analysis of payments through smart cards for projects like NDDB and MGNREGA. It also involves reporting of same to GM, FID. Timely analysis of success of Micro credit products for rural population in terms of credit disbursal and recovery done on pan India basis by Business Correspondents appointed by Bank. Assigned with the Social Initiatives of Union Bank of India. The work involves monitoring and compliance of 203 Village Knowledge Centres (VKCs) set up by Bank and 104 Union Adarsh Gram, villages adopted for overall development by Bank. Exposure to ICT based banking services like Mobile money and biometric smart cards for Branchless banking.
BANKING ASSIGNMENTS

Carried out a Marketing research for Banks product- Micro Remittance through biometric smart cards. The study was aimed to gain insights of functioning and success of the product in Mumbai city. Interviewed more than 250 customers of Bank and their expectations, suggestions and feedback was noted. The work was appreciated and report was submitted to CMD. Work was appreciated and recommendations are implemented for smooth functioning of process at branches. Was part of a team to review the Micro credit products of Bank. I was entrusted the work of contacting borrowers and take their feedback to re-design the micro credit products suiting their needs. The project was also involving recovery counselling for borrowers. Successfully counselled more than 50 borrowers to repay their debts.

ACADEMIA 2010 2007 2001 1999 MBA- Agri Business Management from SIIB Symbiosis International University with 2.4/4 CGPA. BAMS from Maharashtra University of Health Sciences with 60% XII from Pune Division Board with 77%. X from Pune Division Board with 80.4%. CERTIFICATIONS Certificate in Banking Technology Programme (Finacle) conducted at Symbiosis Institute of International Business (SIIB), Pune by Industrial Development Bank of India (IDBI) from 23rd September 2009 to 27th September 2009. Certificate for attending workshop on Occupation Safety, Health, Environment Science (OSHE) by Symbiosis Institute of Health Science (SIHS), held from 1st July 2008 to 8th August 2008. Certificate in survey programme under National Horticulture Mission for Techno economic feasibility of Farm Ponds and Shed Net schemes during 12th September to 22nd September 2009.

INTERNSHIP Project (MBA) Title: Organisation: Duration: Scope:

Demand Assessment of Phyto chemicals by Ayurved Practitioners in Pune and Ahmednagar. Biomax India Limited, Mumbai April09 - June2009 The project was aimed to asses the demand of extracted Phyto chemicals which are used by Ayurved Medicine Practitioners. Successfully interviewed more than 80 practitioners in both cities to asses demand of said products. Created a primary database regarding expectations by users, stockists of medicines, pricing and other marketing research for the product. The work was well appreciated by organization and the recommendations were used by the organization to formulate a production and marketing plan and to set targets for their sales department.

Other Projects Study of Frauds in Banking sector Study of Long Term Capital Management- Analysis And opportunities. Study of Study of the Order Processing of Novartis. Study of Grameen Koota Microfinance. Market research on Cultivation of Maze in Maharashtra, and scope for manufacturing Maze- based products in a small scale manufacturing unit. Study of Marketing of Financial Services in Rural India- challenges and opportunities. Study of Techno Economic Feasibility Bio diesel Projects Study of Techno economic Feasibility Agri tourism projects in Maharashtra as a Dissertation Topic.

EXTRAMURAL ENGAGEMENTS

Coordinator of : Member of Team Indigo at SIIB. (Student committee for extracurricular activities ) Member of Agri Club at SIIB. Media and cultural Head Spectrum 06. The Annual Fest at Graduation College. Secretary for Finance and Administration- Spectrum 06. The Annual Fest at Graduation College. PERSONAL DOSSIER

Date of Birth: Present Address: Languages Known:

19th March 1984 Prasad bungalow, 14/2, Behind Hotel Raj, Near Gopal Society, Ganeshnagar, Off Sinhgad Road, Dhayari, Pune. 411 041 Tel No.:+91-99 60 11 9 33 0 English, Hindi, and Marathi