Inside LINCOLN

November 2011

INSIDE...
Pet Safety on Turkey Day Local Thanksgiving Traditions Winters Coming! Home Energy Savings Check out Calendar for Fun, Local Events
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Thanksgiving a time to recognize the commonality among us

BY PAUL APFEL

553 F Street, Lincoln, CA. 95648 www.lincolnnewsmessenger.com

General Info, 916-645-7733, messenger@goldcountrymedia.com General Manager, Jim Easterly, (530) 852-0224, jime@goldcountrymedia.com Publisher, Jean Lund, 916-774-7971, jeanl@goldcountrymedia.com Editor, Carol Feineman, 916-774-7972, carolf@goldcountrymedia.com Office manager, Shoni Jones, 916-645-7733, messenger@goldcountrymedia.com Sales, Brenda Thomas, 916-774-7974, brendat@goldcountrymedia.com Circulation, 916-774-7900 or 1-800-927-7355 U.S.P.S No. 386-980 Inside Lincoln is published the first Thursday of each month by Placer Community Newspapers, Inc. Periodicals postage paid in Lincoln, CA. In county delivery is $26.00 per year or $36.00 outside Placer County. Adjudicated newspaper of General Circulation in accordance with the laws of California by decree number 74028. All material is copyright, all rights reserved. If your home delivery subscription newspaper does not arrive by 6 a.m., please call (916) 774-7900 or 1-(800) 927-7355 by noon for same-day delivery. Fax, 916-645-2776

hanksgiving is a uniquely American holiday throughout the country, drawing on the early colonial experiences of the Pilgrims who arrived in 1620 in what is now New England. Romanticized over the years in holiday parades and Victorian poetry, Thanksgiving remains a tribute to the unique qualities of the unlikely coalition of those early American settlers and their Native American compatriots. As genealogy has gained popularity, more of our citizens are discovering their ties to those first New Englanders, and in so doing, have gained a new appreciation for their

INSIDE LINCOLN CORRESPONDENT

The first Thanksgiving feasts exact date is uncertain, although it likely occurred in late September or early October 1621, soon after the Pilgrims harvested their crop of corn, squash, beans, barley and peas. It was also a time when a tremendous number of migrating birds, particularly ducks and geese, made tempting targets for hunters.
roots. We do not have a Mayflower Society in Lincoln, although we are acutely aware and proud of our Western history. First, lets review the history, courtesy of author Nathanial Philbrick who penned a very excellent account of the Pilgrims and their early days in his 2006 book, Mayflower. Philbrick noted that, as of 2002, an estimated 35 million descendants of the Mayflower passengers were living in the United States. As one of that number, this columnist has a special interest in this unique period in our cultural history. We count Thomas Rogers (1587-1620), our grandfather from earlier generations, as one of the

Mayflower passengers. Unfortunately, grandfather Rogers was killed before the end of 1620, leaving a son, Joseph, to become part of the colonys Gov. William Bradfords extended family. In Philbricks account of that first Thanksgiving, the feasts exact date is uncertain, although it likely occurred in late September or early October 1621, almost a year after the Mayflowers landing at Plymouth. This would have been soon after the Pilgrims harvested their crop of corn, squash, beans, barley and peas. It was also a time when a tremendous number of migrating birds, particularly ducks and geese, made tempt-

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ing targets for Gov. Bradfords hunters. Approximately 100 Pokanoket Native Americans joined the celebration, bringing freshly killed deer to the feast, according to Philbrick. Apparently, wild turkeys were also available. Philbricks assessment of the first Thanksgiving is that it marked ...the conclusion of a remarkable year. Eleven months earlier, the Pilgrims had arrived at the tip of Cape Cod, fearful and uninformed. They had spent the next month alienating and angering every Native American they happened to come across. By all rights, none of the Pilgrims should have emerged from the first winter alive. That it had worked out differently was a testa-

ment not only to the Pilgrims grit, resolve and faith, but to their ability to take advantage of an extraordinary opportunity, continued Philbricks account. It was clear that, although there were profound differences between the Pilgrims and the Native Americans, the mutual challenge of survival prevailed as both peoples recognized they had more in common than is generally understood today. Fast forward to Lincoln 2011, where we polled a few residents to develop a sense of how the holiday plays out in their lives this year. Steve and Linda Witmers holiday feast will include their daughter and her family - husband plus two children - as well

as Steves 100-year old mother. Visalia transplants Harlean and Lloyd Ellis will host son, Kevin; and his wife, traveling to Lincoln from Galt and their daughter from Fresno. Lincoln artist Jean Cross and husband Dan will spend a quiet Thanksgiving holiday in preparation for a more ambitious Christmas vacation with their 5-month-old twin granddaughters in San Luis Obispo. According to Ms. Cross, this will probably be a new tradition for the rest of our lives. A house full of family is the way Lincoln City Councilman Tom Cosgrove describes his upcoming holiday. For most of the past 40 years, the extended family has met at my mother-in SEE HOLIDAY PAGE 4

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HOLIDAY
continued from PAGE 3 -laws home in Paradise for a traditional Thanksgiving weekend, Cosgrove said. At times, there have been well over 25 people at the dinner table. This year the Cosgroves will host the family gathering in Lincoln. Tom and Joyce Bauer look forward to restoring family bonds and reestablishing familiar ties grown stale by geography and time as they welcome family from the Bay Area, Las Vegas and Raleigh, N.C. Festivities may include a visit to the Lincoln Hill bocce courts or a foursome for golf while others gather in the Bauer kitchen to prepare the meal, share stories and reminisce. Wines from brother-in-law Bills collection in Oakland, where he has owned a successful winery for years, will augment traditional feasting fare, followed by the pie

and pastries. But not all Lincolnites will remain at home. New residents John and Judy Engelmann, recently arrived from the Texas hill country, will go to Reno to visit their daughter and family. And this columnist and his wife, mindful of the sailing traditions that underlay the Thanksgiving tradition, will be at sea for the holiday, although the accommodations are expected to be somewhat more luxurious than those endured in 1620. All Americans should remember that 390 years ago, Pilgrims and Native Americans put aside their differences to celebrate their mutual survival as they realized their common bonds. We would do well to repeat this lesson from history and recognize that our mutual survival and prosperity depend upon cooperation and understanding, not conflict and destructive disagreement.

TRADITIONAL TURKEY
Standards of Excellence Chef Rachelle Boucher suggests dryrubs, butterflying and convection cooking for a stress-free Thanksgiving. The savvy Thanksgiving chef will break with tradition, utilizing modern appliances and innovative cooking techniques that maximize flavor and minimize stress. If you are expecting a large party for Thanksgiving, prepare both a butterfly and a traditional turkey and roast them in the oven together, Boucher said. Here, Boucher suggests two ways to cook a turkey: TRADITIONAL TURKEY WITH ORANGE SPICE RUB Wash, dry and brush turkey with oil, giblets removed Finely chop fresh sage, orange zest, nutmeg, ground coriander, kosher salt and fresh pepper. Sprinkle 1/3 cup spice mixture

COURTESY

The traditional Thanksgiving dinner is simpler when you utilize modern appliances.
inside the turkey and sprinkle the remainder under the skip and all over the turkey Place cut orange slices, onion slices and whole rosemary sprigs inside the turkey Truss for moisture retention Add wine and stock to the baking pan For a 12-15 pound turkey, bake at 350 in a convection oven (375 for traditional oven) Cook for 2 hours To cook it in half the time ... BUTTERFLY TURKEY WITH ORANGE SPICE RUB Remove the backbone and crack the breastbone so its flat. Put flattened turkey into pan Sprinkle the orange spice rub all over the turkey Truss for moisture retention Cook at 350 in a convection oven (375 for traditional oven) for 1 hours Remove, to a cutting board and rest for 30 minutes Use the drippings for gravy

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Holiday waves can be hard on the family pets

Wave No. 1
The family has arrived. Everyone is in a festive mood. One course after another of delicious homemade food is passed around the table. Who can resist those soft brown eyes, begging for just a little bite? It starts with the hors douevres, continues through dinner and finishes with dessert. All those one-bites from each family member add up to a disastrous bout of vomiting and diarrhea for most pets. With Thanksgiving and Christmas right around the corner, most local veterinary clinics are gearing up for the onslaught of seriously-ill pets that have had too much of a good thing. People food is higher in fat content that what most of our pets can truly
Dr. Ann Lesch-Hollis Pet Column

With Thanksgiving and Christmas right around the corner, most local veterinary clinics are gearing up for the onslaught of seriously-ill pets that have had too much of a good thing.
tor. Most people feel a twinge of guilt about throwing those leftovers away. Again, local veterinary clinics gear up for the One-Week-After-the-Holiday onslaught of pets presented with vomiting and diarrhea. This is no coincidence. For generations, pets have been a repository for leftover food. Unfortunately, these same high-fat foods are the culprit for our pets illness. ing or gifting boundaries. If it smells good, it is fair game to be eaten, whether it is on the counter or under the tree. These types of goodies lead to the same vomiting and diarrhea scenario as outlined above. With excess chocolate consumption, it can also include neurological issues such as seizures. These counter-cruising pets can consume five pounds of baking choco-

tolerate and holiday fare is even more likely to be laced with higher fat favorites. These high-fat treats cause GI distress with mild diarrhea in the simplest cases. In more severe cases, the pet may need to be hospitalized for treatment to alleviate the vomiting, diarrhea and pain. In the most severe cases, they can die.

Wave No. 3
Mom is gearing up to bake 3,000 cookies for a school holiday celebration. Grandma is gifting all family members with her world-class truffles. Daughter is giving dad a three-pound box of his favorite pecan and dark chocolate turtles. Pets do not respect bak-

late in the wink of an eye, leading to an emergency visit to the veterinarian. Waiting it out can lead to the death of a pet. All these expensive trips to the veterinarian can be prevented by not letting pets dine with the holiday crowd, not feeding pets the week-old leftovers and not leaving tempting goodies within reach. In the meantime, rest assured that all your local vets are ready and waiting for you.
Dr. Ann Lesch-Hollis is at Sterling Pointe Veterinary Clinic in Lincoln. For more information, call her at 859-6369 or visit sterling pointevetclinic.com.

Wave No. 2
After a week of ham and turkey leftovers, along with the mashed potatoes and jello salad, it is time to clean out the refrigera-

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High school rodeo its more than just a wild ride

Scholarship money raised is considerable
The California High School Rodeo Association District 3 (CHSRA 3) started its rodeo season last month at the Lincoln Rodeo grounds. The participants competed in events including bull riding, saddle bronc, bareback riding, steer wrestling, tie down roping, cutting, barrel racing, pole bending and goat tying. California is the home to nine districts where 600 members of CHSRA compete. Each of these districts compete in approximately nine rodeos throughout the year accumulating points to determine each districts top five state qualifiers in each of the 13 events high school rodeo offers. State finals are held in Bishop, where it has been held consecutively for six years. During state finals, nearly 260 contestants compete to place in the top four. Those who make it into that group earn the privilege of representing California at the National Finals held in Gillette, Wyoming, each year. The National Finals is the largest rodeo in the world with over 1,400 contestants competing for over $500,000 given in

DISTRICT 3 RODEO
When: Nov. 5-6 Where: Lincoln Rodeo Grounds Info: http://chsradistrict 3.com/

COURTESY THOMAS ROACH

The action may be fierce in high school rodeo, but the scholarship rewards can make it worthwhile.

scholarship money. Part of CHSRAs mission statement is to encourage boys and girls to continue in school, participate in rodeos, and then continue on to college. High School Rodeo creates many opportunities for youth including scholarships, the chance to travel, character development and countless memories. This year alone the state wide scholarship number hit $50,000 dollars and last

season District 3 awarded $10,000 dollars in scholarship funds to riders to further their education. To be eligible to join students must be enrolled in high school public, private or charter or be attending schools which apply to high school credits. Students must be in good standing and meet grade point and conduct requirements in both the National and California High School Rodeo Associations. High school rodeo creates many opportunities for youth besides scholarships. It offers a chance to travel, helps with character development, and creates countless memories.
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Three Great Ways to Reduce Tax Liability for 2011 in Lincoln

Take advantage of the American Recovery and Reinvestment Act (ARRA or Stimulus) Programs. After all, they were designed specifically to cut taxes, and help create American Jobs, infrastructure, and Clean Energy.

One way to reduce tax liability, and make an extremely solid investment at the same time, is to invest in Solar Electricity for your home. Our average customer sees a direct tax credit for $10,000-$12,000 dollars, and a CA state cash back rebate for $1,500 - $2,250 said Len Stevens (CEO of DC Solar Electric Inc.). Our average customers Solar System pays itself off in 5-7 years, and the system is under warranty to produce your electricity needs for 25 years. Will Solar actually increase the value of my home even in these market conditions? Actually yes, the US Department of Energy published research done by UC Berkeley that showed strong evidence that homes with Solar Systems are selling in todays market conditions for a premium. The average increase in asking price for a home with solar is around $20,000.00, even in todays market (said Kevin McDonald, local Lincoln Realtor). The second way to reduce tax liability is through purchasing Real Estate. The price of Real Estate is at an all time low, and the cost of renting is at an all time high. It is becoming more and more common for the average Lincoln resident to own their own home vs. wasting money on renting. In fact, many Lincoln residents are starting to look at owning a second home, or an investment property partially due to the interest rates being at record lows The average tax savings for my customers in Lincoln that are owner occupants is roughly $3,500.00 a year (depending on the purchase price and interest rate) said local realtor Kevin McDonald. My clients who invest in real estate, reduce their tax liability on average by anywhere from $1,500.00 to $15,000.00 a year (McDonald).

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The third way to reduce tax liability is by meeting with a financial planner/ investment broker. The easiest way to reduce tax liability right away is to contribute to a retirement plan like a 401K, or a simple or traditional IRA. You can actually make contributions up to your tax filing deadline that can give you an immediate tax deduction. A household with an income of 100K per year could actually save around $16,500 towards their retirement tax free which could at the same reduce their tax liability by around $3,500.00 said a local financial investment advisor. There are so many ways for each individual to reduce tax liability, if they just take the time to speak to a professional about their situation. For example, I have clients who give to non-profit organizations and others who set up deferred compensation and defined benefit plans. So the moral of the story is that it is not too late (even in November) to come up with a plan to reduce your tax liability. For more information on ways to reduce your tax liability: -With Solar Electric (PV) systems, contact DC Solar Electric at www.dcsolarelectric.com or 916-672-7859. -Through Real Estate Investments, contact Kevin McDonald at www.mlsnorcal.com or (916) 223-4762.

November 2011 INSIDE LINCOLN

Find out if youre saving on your PG&E home bill

BY PAUL APFEL

INSIDE LINCOLN CORRESPONDENT

iagnosis is often the first step in solving a problem or curing an ailment. In the energy field, that diagnosis is frequently referred to an as energy audit. And Placer County resi-

dents have a few options to consider in taking this first step to solve energy problems. Pacific Gas and Electric sponsors one program and participates in another that can provide energy audits for some homeowners. The two programs, however, stand

HOME MAINTENANCE SERIES

alone and are not directly related. PG&E does not provide free energy audits for all its customers, according to spokesperson Brittany McKannay. However, if our customers qualify for the Energy Assistance Program, they can receive a free energy audit, educational materials on energy efficiency and other measures based on the needs of the customers home, McKannay said. The PG&E Energy Sav-

ings Assistance Program is part of the PG&E Breathe Easy Solutions Program that has been in place for more than 25 years, according to McKannay. It is based on a renters or homeowners income and number of persons living in the household, beginning with one to two people and a total combined annual income of $31,800. Interested customers

can go online to pge.com/energysavings or phone (800) 989-9744 to learn more about the program. McKannay also cited online tools, such as the energy calculator that is available for all customers to use in calculating appliance-related energy savings. That calculator is online at pge.com/my home/saveenergymoney / resources/appliancecal culator/.

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Placer County residents may also be eligible for home improvement rebates, incentives and financing through a statewide energy program sponsored by the California Energy Commission. PG&E participates in this program but not as part of its Breathe Easy Solutions. Launched in March 2011, the Energy Upgrade California Program is a one-stop energy efficiency program to eliminate customer confusion and to increase energy savings, according to Christine Collopy, program manager for the California Energy Commission. Customers can now visit just one website, energyupgradeca.org, to plan upgrade projects, locate participating contractors and find rebates, financing and other incentives. Funded in part by federal stimulus dollars, the Energy

Upgrade program is administered by the California Energy Commission in partnership with public and private utilities, the California Public Utilities Commission and Placer County. Placer County is one of 30 participating counties throughout the state. The website was designed, Collopy said, to walk customers through the program, providing them with an opportunity to focus on their county and its unique overview, list participating contractors and energy raters, and provide information about financing and available rebates and incentives for various appliances and projects. Energy audits are available by selecting a rater certified by CalCERTS, currently the sole energy commission-approved provider. Raters conduct an independent assessment of a homes energy use and issue an

WAYS TO SAVE
PG&E BREATHE EASY SOLUTIONS PROGRAM www.pge.com/energysavings, (800) 989-9744 ENERGY UPGRADE CALIFORNIA PROGRAM www.energyupgradeca.org, THE FAMILY ELECTRIC RATE ASSISTANCE PROGRAM www.pge.com/fera, (800) 743-5000. CALIFORNIA ALTERNATIVE RATES FOR ENERGY PROGRAM www.pge.com/care, (866) 743-227

official certificate showing the homes energy rating. Its then up to the homeowner to arrange for a participating contractor to perform any recommended work. Participating contractors are listed on the same page as the energy raters information. Customers searching the energy website can find rebates and incentives ranging up to

$4,000, depending on the amount of energy saved. One example cited shows a homeowner becomes eligible for a $1,500 rebate from PG&E if the improvements reduce energy by15 percent. Placer County residents can also take advantage of several financing options. Homeowners with a maximum income of $120,160 may be eligible for an

energy loan with a 3 percent interest rate. More details are listed in the websites financing section. PG&E has been active in providing solutions for incomequalified households, according to McKannay. The California Alternative Rates for Energy Program provides a monthly discount on energy bills for income-qualified households. Contact pge.com/care or phone (866) 743-2273 for details. The Family Electric Rate Assistance Program is also available to offer a monthly discount on electric bills for income-qualified households of three or more. The website at pge.com/fera has more information or customers can phone (800) 743-5000. PG&E offers general information about all their programs online at pge.com or phone (800) 933-9555.

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Placer couple takes comfort in saving energy and cash

BY TOBY LEWIS
GOLD COUNTRY NEWS SERVICE

CASH FOR COMFORT

www.cashforcomfort.org

With cooler weather around the corner, some local homeowners say they are glad to have made their homes more energy efficient over the summer. But what they are really happy about, they say, is the fact that they didnt spend any of their own money doing it. Granite Bay resident Larry Lumsargis said he spent about $39,000 replacing his heating and cooling system, getting new windows and installing solar power for his house.

Don Sharp

Claire Sharp

None of the money for the improvements came out of his pocket. That is to say, not yet. Lumsargis took advantage of a program called Cash for Comfort, which makes federal stimulus money available to home-

owners to fund improvements that will lessen energy usage. Through the program, homeowners are granted a low-interest loan that is repayable over a fixed period of time. Any homeowner whose combined household income is less than $116,000 annually is eligible for the program. Granite Bay residents Don and Claire Sharp said they

began looking into the program in June. By September, they had completed all the energy upgrades in their home, which included installing a cool roof and new insulation and duct work in the attic. The funds were pretty accessible, Claire Sharp said. It was very easy. Homeowners who have taken advantage of the program are typically seeing an average of about 28 percent in savings on energy bills. Lumsargis said since making the upgrades four months ago, his Pacific Gas &

Electric bill has consistently been around $10 or less. Were pretty conservative on the usage, but nevertheless, the house is always very comfortable, Lumsargis said. Don Sharp said with the cost of heating and cooling his home continually escalating, he wanted to make his house as energy efficient as possible. As an architect, I try to do as much green energy design as I can, he said. We are using our own house as a test case. The program is available through March 31, 2012.

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Chamber is grateful recipient of golfers goodwill

his is the season of thanks, and your Lincoln Area Chamber of Commerce certainly does have a great deal to be thankful for. Not only did the businesses and residents of Lincoln enthusiastically support this years Lincoln Showcase, making it one of our most successful fundraisers in the events history, but our friends at Turkey Creek Golf Course generously donated a portion of the proceeds from their annual Charity Golf Classic to the Chamber to benefit local businesses. Thank you, Turkey Creek Golf Course!

Mark Luster Chamber Column

We have more exciting events and activities coming up, so please mark your calendar to join us as we continue to celebrate Lincoln and promote local businesses.

Miracle on 5th Street, and were already smiling about the fun we know creative Lincolnites are going to have with this idea! Check www.lincolnchamber.com for all the details, including time, route, and entry information.

Monthly breakfast
There will be no monthly breakfast in November, but pull out your festive holiday attire and make reservations for the December breakfast on Wednesday, Dec. 7th. At that breakfast, well recap 2011, present the

Chamber Vision for 2012, and select the three winners of the autographed guitars that have been featured in our 2011 Guitar Tour. What great Christmas presents one of these guitars would be for a special someone on your holiday gift list. And, yes, theres still time to participate; please call the Chamber office for details.

Christmas parade and tree lighting

The popular Annual Christmas Parade and Tree Lighting is Saturday, Dec. 3rd. This years theme is

Officer installation and business awards Breakfast

Business of the Year nomination forms will be mailed out soon, and the winners will be

announced during the Annual Installation of Officers and Business Awards Breakfast on Jan. 25th. We are sincerely grateful to all of you for your continued participation in the Lincoln Area Chamber of Commerce by supporting our mutual mission to attract, assist, retain and promote our members, helping to make Lincoln THE place to live and do business. Heres wishing you a delicious and bountiful Thanksgiving.
Mark Luster is president of the Lincoln Area Chamber of Commerce

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ANNUAL CHRISTMAS PARADE AND TREE LIGHTING When: Saturday, Dec. 3rd. DECEMBER CHAMBER OF COMMERCE BREAKFAST When: Wednesday, Dec. 7th ANNUAL INSTALLATION OF OFFICERS AND BUSINESS AWARDS BREAKFAST When: Wednesday, Jan. 25th Info: www.lincoln chamber.com

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11

Wheres the common sense financially-speaking?

here is no shortage of investment gurus, advisors and pundits. But there is a shortage of common sense. Over the past year, I have explained and promoted some common sense approaches to managing your financial life. But Ive scrupulously avoided getting into detail on investments. I have done this to avoid liability as I am not an investment advisor and do not wish to be seen as such. So dont take any of what you read here as investment counsel. I would, however, suggest that you view any

Paul Apfel Personal Finance

counsel you seek and receive with a healthy dose of skepticism.

Method of payment
One of your first questions should be how your investment advisor is being paid. If they are paid on a commission basis and those commissions are derived from financial instruments they recommend and then sell you,

be cautious. I have always found it curious that advisors can claim to place your interests above their own when they are paid to sell what they recommend. Having stated my position, I find a greater degree of comfort in dealing with those who are fee-based, salaried or compensated on a percentage of the funds they manage. Financial managers in this latter category often deal primarily with reasonably-high net worth individuals or families and are paid on a sliding scale, often around 1/2 to 3/4 of a percent of the

funds being managed. Thus, it is in their best interests to ensure your portfolio grows or at least doesnt shrink too much, as that affects their bottom line as well as yours.

Requirements, retirements and emergencies

Remember, basic personal financial management continues to include accumulating sufficient capital for various family requirements, emergencies and retirement. Most of us acquire that capital as wages and salaries from an employer or from our own business,

and ideally, that income routinely exceeds our outgo. Retirees typically receive their benefits from pension funds, IRAs, 401ks or some combination thereof. Your first demand on that capital is paying the family expenses. Second, put enough in the savings to cover emergencies. Three-to-six months of living expenses is considered standard. Put that in a savings or money market fund where you can get it quickly if you need it. And handle your risks with sufficient insurance to cover death or disabili-

ty. Next, ensure you participate in a defined benefit plan at work thats accounting-speak for an employer-controlled retirement plan where employee benefits are paid based on a formula using factors such as salary history and duration of employment - or a 401k or deferred compensation plan. Individual retirement accounts are also a great idea.

What to do with whats left

Once you have those bases covered, you can consider how to invest

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any remaining capital to provide for growth. But the current markets are sending conflicting signals. Amidst some signs that the U.S, economy continues along a slow growth path and may avoid an earlier-in-theyear forecast for another recession, the financial turmoil in Europe continues to dominate the news. But what should we take from the European markets and why should we care?

A massive default in Europe could bring the worldwide banking industry to a standstill ... financial markets around the world would freeze, markets would fall and we would see a credit squeeze affecting industry as well as individuals. But 17 European nations have to unanimously agree on steps to avert a European emergency. Given the historic political dynamics in Europe, the real risk is that the problem will not be solved quickly enough.
But 17 European nations have to unanimously agree on steps to avert a European emergency. Given the historic political dynamics in Europe, the real risk, according to Britton, is that the problem will not be solved quickly enough. Nevertheless, Britton sees some light ahead with an anticipated growth in U.S. Gross Domestic Product in 2012 in the 2-3 percent range. Emerging markets such as Brazil, Russia, India, and China could see a 6-9 percent jump. basis becomes an impossible task.

Greek tragedy in the making

We spoke with Roger Britton, editor and publisher of the trading newsletter, Fund Trading to get an assessment. Britton believes a Greek default is a 100 percent certainty. The potential exists, according to Britton, for another Lehman Brothers experience, citing the global financial services firms bankruptcy in 2008. Britton said that the current negotiations are merely stalling for time as the European leaders and their banks buy some time so they can figure out how to write down the inevitable losses. But should Lincoln readers care? The answer is yes because a massive default in Europe could bring the worldwide banking industry to a standstill. Britton concludes that the financial markets around the world would freeze, markets would fall and we would see a credit squeeze affecting industry as well as individuals.

Stocks always recover or at least they always have. Its the timing that gets scary.
behavior in unhealthy ways, notes Britton. That plus the advice received from family members and others at the office confuses and misleads many investors, continued Britton. And some, he says are listening to their brokers, implying that they may have conflicting objectives. Britton reasons that investors tend to overdiversify, thus spreading their investment dollars too broadly. This can dilute dividends as well as profits from securities sales, assuming you made a profit. Other investment professionals have pointed out over the years that over-diversified portfolios are also difficult to manage. Assuming we have day jobs or activities claiming our time, following the securities markets on a day-to-day, hour-by-hour

Listen to the legend

Investment legend John Bogle, founder of the Vanguard Mutual Fund company, was an early advocate of index funds. These are mutual funds with a portfolio designed to mirror the movement of a selected broad market index, such as the Standard & Poors 500, a

weighted index of the prices of 500 large-capitalization common stocks actively traded in the United States. Then along came exchange traded funds, popularly known as ETFs. These take the mutual fund concept a step further and permit the funds to be traded like stocks. And, Britton contends, ETFs allow for more diversification than most mutual funds and have a lower cost structure.

Where to go from here

Remember, I said were not investment advisors so we wont get into specific funds or securities. But some concepts should now be clear. Stay on message and make sure you have enough

money to handle the family living expenses and keep the reserve in place. If youve had to dip into it, restore it as quickly as you can. If you have a 401k, IRA or deferred compensation plan at work, maximize your contributions. After all this is firmly in place, consider your investable capital. Diversify, but not too much. Look positively at mutual funds or ETFs. Consider individual stocks if you have enough time and capital to make the investments worthwhile. Finally, consult with your broker. You should be confident in their abilities and that they are giving due consideration to your needs rather than just theirs.

Avoid panic at all costs

Whether you believe in a strong cash position, as many who abandoned the market in 2008 apparently do, or continue to find some nuggets in undervalued stocks, most advisors are urging that panic be avoided. Stocks always recover or at least they always have. Its the timing that gets scary. In the current environment, too many investors are responding to the wrong advice, according to editor Britton. Advertising is driving and controlling investor

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Good way to avoid E. coli: Grow your own vegetables

H
ave you heard the reports about produce with E. coli and salmonella contamination? I always thought that problem was specifically an issue with meat products. The first time I heard one of these reports, I thought I had heard it wrong. However, these reports are becoming more frequent than I can understand. Over the past decade, this problem has really started to repeat itself with at least 20 different reports of E. coli on produce. The 2006 incident with tainted bagged
Jennifer Miner Garden Column

If all you have room for is a half-wine barrel, guess what? You can still have a great lettuce or greens garden.
experts, no one has identified just how E. coli is entering and thriving in our produce. And since the experts dont know how the contamination is occurring, they dont know how to keep outbreaks from reoccurring. This frightens me because I am a serious vegetable eater. Ive heard that the best way to protect yourself is by washing fruits and vegetables thoroughly before eating them raw. If youre still concerned, make sure all veggies you eat are cooked. The heat will kill bacteria. However, this just gives me more reasons to be passionate about growing my own produce. Some of you already grow a vegetable garden each spring. I have written before about the benefits to growing your own food. This may just be the issue that could encour-

spinach was responsible for 200 deaths. So the produce is somehow coming in contact with animal or human fecal matter. Eeewww! Not positive how this is happening but perhaps through the manure used in the soil, dirty irrigation water or somehow in the packaging process. Despite diligent research by federal, state and local food-safety

age those of you who have not ever grown a veggie garden or those of you who only grow spring veggies to start growing some of your own leafy greens. Growing your own spinach, chard, lettuce, collards, cabbage and so forth is very easy and satisfying. For those of you who may live in an apartment or have a very small yard, you dont need a huge area to grow leafy greens. If all you have room for is a half-wine barrel, guess what? You can still have a great lettuce or greens garden. Set your barrel where

the sun can warm it during the day and somewhere you can get to easily if the ground is wet. Fill with good soil and plant your favorites. Its as easy as 1, 2, 3! Remember, the more you pick of your greens, the more they produce. Which means every night before you start cooking dinner, go out to your little barrel of greens and pick some fresh leaves. No chance for E. coli contamination here!
Jennifer Miner is the owner of Flower Hut Nursery in Wheatland. Her phone is (530) 633-4526.

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When it comes to fabulous fall colors, mums the word

BY TRISH GRENFELL
PLACER COUNTY MASTER GARDENER

ASK THE MASTER GARDENER

divas of the autumn garden. The blooms last for weeks, not days, and the sheer number of flowers per plant should convince you that they are showstoppers. To get the maximum effect from a distance, stick to one or two colors in one area. If you decorate with pumpkins and gourds, choose orange, bronze, yellow and creamy white mums. If your landscape is now mainly green foliage plants, try bright pinks, lavenders, pure whites or reds. With such bold colors, a large grouping of mums can excite even the most drab of fall landscapes. Note: Mums also make great container plants. Chrysanthemums grow best and produce the most flowers if planted in full sun. They respond to plenty of food and moisture, but do not like wet feet. Space them 18-30 inches apart for best results. After blooming, you can cut them back to about 8 inches. If the mums are hit by a hard frost and appear dead, cut them back to the ground and provide light mulch. In the spring pinch

Question: I love spring and summer because my landscaping has so many bright colors. Its almost November and the summer flowers are fading fast. Any suggestions for a fall garden of many colors? Answer: If you love the many shapes and colors of summers dahlias, daisies, zinnias, asters, coreopsis, calendulas, you are in luck. Your fall garden can achieve the same variety with the many facades of just one plant the chrysanthemum. Hundreds of hardy cultivars make the mums the

COURTESY

Chrysanthemum blooms last for weeks, not days.

back shoots when they are about 4 to 5 inches long to promote more blooms and keep the plants low and bushy. Pinch again when they

are a foot tall. Discontinue pinching about midJuly. When the goal is to have large flowers, it is best to remove all buds except for the one on top. Chrysanthemums should be divided every three to five years to avoid overcrowding and promote maximum flowering. Mums are one of the easiest perennials to grow and new cultivars are plentiful. Some even rebloom in the spring and summer. Check your garden centers now!

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November 2011 INSIDE LINCOLN 15

Boy Scouts are not the only ones who need to be prepared R
ecently, a number of Boy Scouts in our troop started working on their emergency-preparedness merit badge. Shortly after we started, the August tanker fire in Lincoln took place. After the dust had settled, we had the chance to meet with one of the individuals in charge during the disaster. He spoke to the boys about what had happened and stressed the importance of having an emergency kit in their homes. He told us that it was important to put together a kit that had the essentials for at least 96 hours. Involved in operations during 9-11 and Hurricane Katrina, our speaker

EDITORS NOTE:

Garth Evans Real Estate

Emergency kits should also include items for your pets, including at the very least pet food and medications.

dont take up much space and the kids like them. You should also include utensils and a simple mess kit or paper plates.

Shelter, warmth and clothing

Personal items
One of the most important items is a first-aid kit. You should also have a toiletries kit for each person that includes soap, toothbrush and toothpaste, comb or brush, toilet paper or wet-wipes. Travel-size items that are available at stores are perfect for your kit. Some family members may require prescription medicine, extra contact lenses or eye wear. Medicine, including Acetaminophen, Ibuprofen, cough medicine and childrens medicine, should be included. Babies will require additional items, including diapers, wipes and powder.

told us that 96 hours worth of supplies was often needed before many people were rescued or evacuated. In addition, the emergency kit should be in a place easily accessible and probably close to the car. He suggested keeping it in backpacks or in large plastic bins. Having cash in relatively small bills readily available is also important. Also having some change on hand

could be useful.

Food and Water

Have a four-day supply of food and water for each person. Having bottled water would be adequate but it should be rotated every once in a while. Food items must be nonperishable, stored easily and not require cooking or refrigeration. Some items that would work well are jerky, granola bars, trail mix, dried fruit, canned foods, gum, candy and dehydrated foods. I have a backpacking stove and fuel in my kit and prefer the dehydrated backpacking meals. They

I keep my camping supplies close by. Sleeping bags, foam pads and tents are part of my kit. Jackets, hats and gloves should be included for every member of the family. Even in warm weather, these items can be useful. Each person should have a change of clothing for warm and cool weather, extra undergarments, rain gear, extra socks and a sturdy pair of boots.

comprehensive; it just gives an idea of some items you may want to think about.

Emergency plan
Each household should have an emergency plan laid out for all times of the day. Who picks up the kids if a disaster happens while they are at school? Where does everyone meet? Communication by cell phone may not be possible during a disaster and it is good to go over everything and have a plan for every situation. Be prepared like the Boy Scouts and a tough situation can turn into an event that the whole family will get through and look back on as an adventure.
Garth Evans can be reached at Realty World-Complete Real Estate, 408-2222, LincolnLiving.com

Additional equipment
Flashlights, headlamps, extra batteries, lantern, flares, candles, lighters, shovel, radio, work gloves, rope, a roll of duct tape, pen and paper, whistle(s), dust masks, tarp, camera and other items can be added. It could be helpful to have some simple games included. This list is not

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INSIDE LINCOLN November 2011

Autumn offers annual invitation to visit local art studios

S
ixty-seven Placer County artists are creating new work and readying their studios for PlacerArts 18th annual Autumn Art Studios Tour, set for Friday through Sunday, Nov. 11 to Nov. 13. Many artists will open their private studios for the weekend, while others will participate in group shows at The Arts Building, the Old Library Art Studios, Finnish Temperance Hall, High Hand and Newcastle Packing Shed Art Studios. Tour artists, including several from Lincoln, will explain and demonstrate their work. Open studio hours are from 10 a.m. to 5 p.m. all three days. Placer County is a natural habitat for artists, who translate the foothill vistas, wildlife, historic buildings and gardens into a stunning variety of interpretations including paintings, pastels, photography, prints, functional pottery, jewelry, glass, sculpture, wearable art and mixed media. Before heading out on the tour, be sure to visit the Preview Show at High Hand at 3750 Taylor Road in Loomis, where most artists have one work on display. The exhibit runs throughout November. Gallery hours are 10 a.m. to 4 p.m. Tuesdays through Sundays. Dont miss the artist reception on Saturday, Nov. 5 from 6 to 9 p.m. where youll be able to meet some of the artists and start to prioritize which studios you want to visit on tour weekend. Six Lincoln artists on this years tour will demonstrate their techniques. Diane Pargament works primarily in watercolor,

PLACERARTS 18TH ANNUAL AUTUMN ART STUDIOS TOUR

When: 10 a.m. to 5 p.m. Friday, Nov. 11 Sunday, Nov. 13 Where: Various locations throughout Placer County Cost: $10 adults, students 12th grade and under free Info: www.placerarts.org

and enjoys painting local landscapes outdoors or en plein-air. She also works in oil, pen and ink. Pargament will show her work at the studio of Margot Comer, a frequent participant on the tour. Landscapes, still life, figures, pets and outdoor plein air painting are all subjects for Comers artistic expression. Judith Huths medium of choice is oils, and her

work is lively, exciting and colorful. She is exploring photography, digitally altering her photographs to give them the soft look of watercolors. Joyce Bisbee, a native of England, has resided in Lincoln for 10 years. She favors impressionist landscapes and floral subjects for her oil paintings where color can be the focus. Youll enjoy watching Neal DeVore show how he

creates one-of-a-kind sculptural woodturnings from wood burl. His beautiful bowls, platters, plates and coasters are displayed in more than 50 galleries in the region and around the country. Landscape artist James Brunk has won numerous awards for his splendid representations in oil and watercolor of treasured scenes in Placer County and the West. Tickets for the threeday Autumn Art Studios Tour are $10 for adults and free for students up through 12th grade. Purchase tickets via the online box office at PlacerArts.org. Tickets may also be purchased at Lincoln Arts,

580 Sixth St., from 10 a.m. to 3 p.m. Tuesdays through Fridays, and all three days of Studios Tour Weekend from 10 a.m. to 5 p.m. The fall edition of PlacerArts Perspectives arts quarterly magazine is the official tour guide to the Autumn Art Studios Tour. It contains a map with locations and directions, and indicates which artists will demonstrate their art. PlacerArts is the Arts Council of Placer County, a nonprofit agency founded in 1983 and the designated state-local partner of the California Arts Council for Placer County.
~ Staff report

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CALENDAR
THURSDAY, NOV 3 .
Mother Goose on the Loose Meets at 10:30 a.m. and 11:30 a.m. at Twelve Bridges Library, 485 Twelve Bridges Drive. For children up to 4-years-old and caregivers. 434-2410. Lincoln Democratic Club Meets at 6:45 p.m. at the Kilaga Lodge, 1167 Sun City Blvd. Guest speaker Dr. Ami Bera is a candidate for the 3rd Congressional District. price $3 and general admission $5. Watch the swashbuckling fun as a ship is taken over by Captain Bree of the Kayla May pirate ship and her all-female pirate crew. 12th annual Pioneer Quilt Show Featuring a quilt show, gift boutique, quilts for sale, basket raffle vendors and door prizes. From 10 a.m. 5 p.m. on Friday and Saturday, Maidu Community Center, 1550 Maidu Drive, Roseville. Admission $7. Refreshments and lunch available. Info: pioneerquiltersguild.org. Prospective new member tea For American Association of University Women, Roseville South Placer Branch at 2 p.m. If you would like to attend or would like to learn more about AAUW, call Kathy Kort at 408-3593 or Maria Mactis at 434-7309. Eligibility for membership is a twoor four-year college degree. Lincoln Womans Club Yard sale Runs from 8 a.m. 6 p.m. at the Lincoln Womans Club House, 499 E St. with multiple vendors. 645-3661 or 645-9006. Fall Wine & Brew Fest Festival is from 5 to 9 p.m. at The Ridge Golf Club 7 Events Center, 2020 Golf Course Road in Auburn. Features Placer County wineries, microbrewers, sake, cuisines, chocolates, live music, raffle and silent auction. Tickets $47.50. Benefits Seniors First. Info: (530) 889-9500. Scholarship Money Bingo Lincoln Golden Club fundraiser begins at noon and Bingo starts at 1 p.m. Buy in $20 games played 12 regular and 2 special. (Daubers are needed.) Payout according to attendance. Raffle, refreshments served. Must be 21-yearsold. Info: Mary Weir 6452818. High School Rodeo Starts at 8 a.m. at the Lincoln Rodeo grounds. Admission is free. There is a snack bar for refreshments. Jimmy Robinson: An Evening of Classic Blues and Jazz Performance at 7:30 p.m. at the State Theater, 985 Lincoln Way, Suite 104 in Auburn. Tickets are $20. (530) 885-0156. South Placer Republican Women Federated Meeting is at 11:30 a.m. at Sierra View Country Club, 105 Alta Vista Ave. in Roseville. Luncheon $20. To reserve a seat, call 644-1959. The Vox Tops Performs from 6 to 8 p.m. at Kims Country Kitchen, 537 G St. Lincoln. Info: 645-2727. Captain Bree, Scourge of the Sea See Friday, Nov. 4 listing. Shows at 2 and 7 p.m. today.

SATURDAY, NOV. 5
Lions Club Crab Feed Event begins at 6 p.m. at McBean Park Pavilion. Includes no-host cocktails and dancing. $35 per person. No one under 21 allowed. For tickets, call

FRIDAY, NOV 4 .
Captain Bree, Scourge of the Sea Presented by the Lincoln High School drama department. Show starts at 7 p.m. at the high schools theater, 790 J St. Student

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SUNDAY, NOV 6 .
High School Rodeo See Saturday, Nov. 5s listing. Victorian Christmas Crafts Learn how to make your own crafts. Two-hour class starts at 1 p.m. at the Bernhard Museum Winery, 291 Auburn-Folsom Road in Auburn. This is kid-friendly and perfect for the whole family. Materials are supplied. Free. Info: (530) 8896500.

THURSDAY, NOV 10 .
Mother Goose on the Loose Meets at 10:30 and 11:30 a.m. at Twelve Bridges Library, 485 Twelve Bridges Drive. For children up to 4-years-old and caregivers. 434-2410. Customer Appreciation Night The Spa at Kilaga Springs, 1187 Sun City Blvd., has customer appreciation night from 5 to 7 p.m. Info: 408-4290. Lincolns new business ribbon cutting Lincoln Boulevard Home Consignments will celebrate at 5:30 p.m. at 531 G St., Suite A. Info: 209-3800. Celebration of Success Hosted by a local networking group of professionals and all proceeds will benefit Lighthouse and Acres of Hope. From 5-8 p.m. at Bushnell Gardens Nursery, 5255 Douglas Blvd., Granite Bay. Info: WomensSuccessToday.com.

TUESDAY, NOV 8 .
Lincoln Highway Band Performs from 5 to 9 p.m. at Kims County Kitchen, 537 G St. during Taco Tuesday. 645-2727. Roseville Genealogical Society Guest speaker Tamara Noe will discuss finding family stories online at 1 p.m. at the Maidu Community Center, 1550 Maidu Drive, Roseville. Meeting is free and open to the public. Info: Gerry Sawyer at 6240373.

Captain Bree, Scrouge of the Sea

COURTESY LEE BASHAM

Captain Bree, Scrouge of the Sea (Mika Rojas), left, and Captain Jennings (Brody Jennings) battle for control of the ship in the Lincoln High School drama departments production of Captain Bree, Scourge of the Sea. Watch the swashbuckling fun as a ship is taken over by Captain Bree of the pirate ship, the Kala May, and her all-female pirate crew. See Nov. 4 listing for details.

SATURDAY, NOV. 12
The DMJ Trio Performs from 6 to 8 p.m. at Kims Country Kitchen, 537 G St. Info: 645-2727. Captain Bree, Scourge of the Sea See Friday, Nov. 11 listing. Shows today are at 2 and 7 p.m.
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WEDNESDAY, NOV. 9
Lincoln Open Space Committee Meets at 6 p.m. in the Willow Room of the Twelve Bridges Library. Info: 390-5111. Final South Sutter Seniors bus trip To Red Hawk Casino. Bus will leave East Nicolaus at the SSRA Hall at 7:30 a.m. and at Lincoln at 3rd and F streets at 8 a.m. Cost is $24 with casino refund and bus driver tip included. Info: (530) 6562366.

FRIDAY, NOV 11
Grand Opening From 10 a.m. 5 p.m. at Lincoln Boulevard Home Consignment, 531 G St., Suite A. Refreshments available. Info: 209-3800. Captain Bree, Scourge of the Sea Presented by the Lincoln High School drama department. Show starts at 7 p.m. at the high schools theater, 790 J St. Student price $3 and general admission $5. Watch the swashbuckling fun as a ship is taken over by Captain Bree of the Kayla May and her all-female pirate crew.

SUNDAY, NOV. 13
Doggy Wash RDOG Fundraiser Call 782-7300 to schedule an appointment at the Animal Nutrition Center, 1805 Cirby Way, Suite 10 in Roseville. $25 includes bath, blow dry, brush, nails and a goody bag.
MORE CALENDAR PAGE 20

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November 2011 INSIDE LINCOLN

19

Put Your Best Smile Forward!

CALENDAR
continued from page 19 Fall Harvest Fruit Tasting & Open House Tour the orchard, sample fall fruits, tracker hay rides, fall pruning workshop at 11:30 a.m., petting zoo and face painting for kids. Purchase lunch from Farm to Belly and wine tasting of Lone Buffalo Vineyards. From 10 a.m. 3 p.m. at Twin Peaks Orchard, 6105 State Highway 193, Newcastle. Info: 346-5569.

WEDNESDAY, NOV 16 .
Lincoln Hills Foundation Bingo Bingo is at Orchard Creek Ballroom, 965 Orchard Creek Lane. Doors open at 12:30 p.m. $20 for six cards for 12 games. 6455411.

Indoor invitiational archery shoot and archery flea market Presented by Yuba-Sutter Archery Association at 5 p.m. at Allyn Scott Youth Center, 1830 B St., Marysville. Entry fee $1 and all styles welcome. Includes pizza and drink. Info: 7496196.

SATURDAY, NOV 19 .
Becca Danielsen & Chuck Weeks Performs from 6 to 8 p.m. at Kims Country Kitchen, 537 G St. Info: 6452727. High School Rodeo California High School Rodeo Association District 3 rodeo starts at 8 a.m. at the Lincoln Rodeo grounds. Admission is free. A snack bar is available for refreshments.

THURSDAY, NOV. 17
Mother Goose on the Loose Meets at 10:30 and 11:30 a.m. at Twelve Bridges Library, 485 Twelve Bridges Drive. For children up to 4-years-old and caregivers. 434-2410. Watercolor workshop with Gayle Rappaport Weiland 6-9 p.m. at Lincoln Arts, 580 Sixth St. Cost is $59, which includes all materials. To sign up, call 645-9713.

FRIDAY, NOV. 18
Lincoln Hills Retired Law Enforcement Officers Group Meets at 9 a.m. at Mimis Cafe, 850 Groveland Lane. Guest speaker is John Monaco, president of the Placer County Grand Jurors Association and former foreman for the 2010-2011 Placer County Grand Jury. RSVP to Bob McCollum at 408-0621.

SUNDAY, NOV. 20
High School Rodeo See Saturday, Nov. 19 listing.

TUESDAY, NOV. 15
Fat Fingers Performs from 5 to 9 p.m. at Kims County Kitchen, 537 G St. during Taco Tuesday. 645-2727.

MONDAY, NOV. 21
Lincoln Dirt Gardeners For meetings time and location, call 645-1712.

Friendly, Caring Staff General & Cosmetic Dentistry Dentures, Partials, Repair Crowns and Bridges Low-Dose Digital X-Ray Emergency Care Most Insurance Plans Accepted Senior Discounts

LET US HEAR FROM YOU

We still have a good selection of trees, shrubs, vines & flowers

UP TO

Phone: (916) 645-7733 Fax: (916) 645-2776 E-mail: messenger@goldcountrymedia.com Address: 553 F Street, Lincoln, CA 95648

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INSIDE LINCOLN November 2011

Thanksgiving vacation week begins Western Placer Unified School District schools are closed all this week for Thanksgiving.

TUESDAY, NOV. 22
Gene Thorpe & The Fabulous Devilles Performs from 5 to 9 p.m. at Kims County Kitchen, 537 G St. during Taco Tuesday. 6452727.

for donation to get in free today. Donations benefit Sacramento Food Bank & Family Services Holiday Spirit of Giving Food Drive. Fairytale Town is at 3901 Land Park Drive in Sacramento. 808-7462.

TUESDAY, NOV. 29
Joint Chambers Government Affairs Committee Meets at 8 a.m. and is sponsored by the Lincoln Area Chamber of Commerce. Location to be announced.

THURSDAY, NOV. 24
Happy Thanksgiving from The Lincoln News Messenger staff

FRIDAY, NOV. 25
Free family admission to Fairytale Town Bring a canned or packaged good

To place an event or activity in the Lincoln Community Calendar, mail information to 553 F St., Lincoln, CA 95648; e-mail to messenger@goldcountrymedia. com or fax to (916) 645-2776.

Get ready for the rodeo

INSIDE LINCOLN FILE PHOTO

Check out the rodeo off of Highway 65 near Sterling Point on several weekends. The rodeo is free for spectators and sponsored by the California High School Rodeo Association District 3.

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Center of Attention
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Meki Miller (916) 220-9595 millerdesigns@wavecable.com

Dr. Ann Lesch-Hollis, DVM Dr. Phoebe Gill, DVM

745 S. Hwy 65, Ste. 10 Lincoln, CA 95648 916-859-MEOW (6369)

Orthodontics Invisalign Laser Root Canals Oral Surgery Crown & Bridge Work Dentures Teeth Whitening Cosmetic Bonding Improves Shape, Color, Close Spaces Computerized X-Rays 90% Less Radiation Cerec Machine Porcelain Crowns/Veneers in one Appt.

Donald J. Boatman DDS 151 E. 12th St. Lincoln, CA 95648 (916) 434-0300
November 2011 INSIDE LINCOLN 21

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recision-trimmed boxwood hedges create the feeling of order and formality in Helen Rebollos Auburn garden. But look closer and theres plenty of whimsy, too. Arbors, garden art and decorative pots add warmth and color. It is a project that Rebollo and her husband, Manny, have been perfecting for the past 22 years. When we bought (the property), it was just red soil, ungraded and it took a lot of work, she said recently. Rebollo created the design, which has evolved over time. Her husband, Manny, did the work. It changes every year. Its perfect now, she said. The arbors, which break up the expanse of lawn and hedge, are an echo from the past for her I have lots of arbors, Rebollo said. We start at the front gate with an arbor, then one on each side of the house. My grandma had them and theyve always appealed to

GOLD COUNTRY NEWS SERVICE

me. There are five more in the back. Star jasmine climbs through some of them. Another is decked out with white roses. All the arbors are white, Rebollo said. That was a must for me because it makes them stand out against the green backdrop. One of the challenges in creating the garden was that the land is sloped. We had to put in railroad ties to hold back the soil, she said. While the garden is a reflection of Rebollos green thumb, the many added touches attest to her flair for the artistic. For example, a colorful bench got its start during a trip to Mexico. While browsing in a local shop there, she found a tile of her name in a discard pile. So I brought the tile home and added more and made the bench covered in tiles, she said. Then I had to buy a stand to sit it on. Among the other garden accents are a cutout of a golfer, a birdcage and sev-

INSIDE LINCOLN November 2011

eral statues. Then there are bowling balls. One is covered in pennies, another in nickels and a third in dimes. That started out as a mosaic project. I broke a mirror and was going to use that, Rebollo said. But then I decided to go with the coins instead. I started out with the pennies because they take on the greenish look. Then I went on to the nickels and then on to the dimes. My husband is good at collecting coins. A nearby fountain has been transformed into a flower bed. Its a two-tiered fountain that water is supposed to run through, she said. Rather than hooking up the water, I planted border begonias in it. It is underneath a tree with rocks all around it. Its a nice look. Its a spot of color in the center of the garden under the oak tree. I like to find a repurpose for something other than what it is intended for.

BEN FURTADO GOLD COUNTRY NEWS SERVICE

The Rebollos made the most of their sloping landscape, using boxwood hedges to create a terraced effect.
When choosing items for the garden, she buys what appeals to her. I try to do a little bit of balance more formal, she said. I try to do it one there, then one on the other side. Rebollos day-to-day garden

chores are focused on her collection of pots. She has more than 80, most of them on the patio and filled with roses. When she was designing the space, one of Rebollos requirements was some hardscape. My husband did the brick work, she said. I needed steps, so I hired someone to build the brick steps that go up to the back level. Then there are the eating areas five of them. Theres a covered spa as well as a garden shed, which Rebollo uses for potting, re-potting and storing her gardening equipment. The storage shed is decorated with license plates that reflect the Rebollos travels. Others she picked up at flea markets. A few years ago, the Rebollos dismantled the old wood desk and installed Trex, a more durable material. When Rebollo describes her garden, the two things that stand out most are the roses and

boxwood hedges. Im all bordered by boxwood hedges, she said. There are also larger boulders. And I have little stepping stones that go from the upper level from where the swing is to the other end of garden where the table and chairs are, she said. Although a vegetable garden is not part of the mix, Rebollo does grow tomatoes and peppers in pots. For Rebollo, after all these years, the work is nearing completion. I knew I wanted one last arbor so I was on a mission this year to get the arbor and get the plants planted, she said. Thats possibly my last addition, other than replacing things. And all the work has been absolutely worth it. The beauty is I can sit at my kitchen table and have a view of my garden, she said. I can enjoy it at my kitchen table.

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November 2011 INSIDE LINCOLN

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