GE Capital Third quarter 2011 supplement

Results are unaudited. This document contains forward-looking statements- that is, statements related to future, not past, events. In this context, forward-looking statements often address our expected future business and financial performance and financial condition, and often contain words such as expect, anticipate, intend, plan, believe, seek, see, or will. Forward-looking statements by their nature address matters that are, to different degrees, uncertain. For us, particular uncertainties that could cause our actual results to be materially different than those expressed in our forward-looking statements include: current economic and financial conditions, including volatility in interest and exchange rates, commodity and equity prices and the value of financial assets; potential market disruptions or other impacts arising in the United States or Europe from developments in the European sovereign debt situation; the impact of conditions in the financial and credit markets on the availability and cost of General Electric Capital Corporation's (GECC) funding and on our ability to reduce GECC's asset levels as planned; the impact of conditions in the housing market and unemployment rates on the level of commercial and consumer credit defaults; changes in Japanese consumer behavior that may affect our estimates of liability for grey zone claims; potential financial implications from the Japanese natural disaster; our ability to maintain our current credit rating and the impact on our funding costs and competitive position if we do not do so; the level of demand and financial performance of the major industries we serve, including, without limitation, air transportation, real estate and healthcare; the impact of regulation and regulatory, investigative and legal proceedings and legal compliance risks, including the impact of financial services regulation; strategic actions, including acquisitions, joint ventures, and dispositions and our success in completing announced transactions and integrating acquired businesses; and numerous other matters of national, regional and global scale, including those of a political, economic, business and competitive nature. These uncertainties may cause our actual future results to be materially different than those expressed in our forward-looking statements. We do not undertake to update our forward-looking statements. This document may also contain non-GAAP financial information. Management uses this information in its internal analysis of results and believes that this information may be informative to investors in gauging the quality of our financial performance, identifying trends in our results and providing meaningful period-to-period comparisons. Prior period amounts have been recasted for discontinued operations.

Third quarter 2011 supplemental information

Table of Contents 1. GE Capital structure 2. Financial statements a) GECC b) GECS c) GECC continuing operations (GE Capital) 3. GE Capital asset quality a) Assets by region b) Assets in selected emerging markets c) Portfolio overview and ratios d) Nonearning and nonaccrual financing receivables e) Consumer allowance for losses on financing receivables f) Consumer financing receivables by region g) Consumer mortgage portfolio by country h) Commercial allowance for losses on financing receivables i) Real estate allowance for losses on financing receivables j) Commercial real estate debt and equity overview k) Equipment leased to others overview l) Commercial aircraft asset details 4. GE Capital other key areas a) Investment securities b) Investments measured at fair value in earnings c) Ending net investment d) GECC ratios 5. GECS supplemental information a) Investment securities b) Funding c) Ratios 6. Appendix a) Glossary 39-40 35 36 37 30 31 32 33 9 10 11-18 19 20 21 22 23 24 25-26 27 28 3-4 5-6 7 Page # 1

GE Capital structure

General Electric Company

General Electric Capital Services, Inc. (GECS)

General Electric Capital Corporation (GECC)

GE Capital - operating segments

Consumer

Commercial Lending and Leasing (CLL)

- Mid-market loans and leases of equipment and major capital assets - Mid-market equity capital

Real Estate

Energy Financial Services (EFS)

- Structured debt, equity, leasing, partnership financing and project financing to global energy and water industries - Invests in operating assets in these industries

GE Capital Aviation Services (GECAS)

- Commercial aircraft leasing and financing - Project financing for airport facilities

Private label credit cards Bank cards Personal loans Auto loans and leases Mortgages & home equity loans Debt consolidation Deposit & other savings products Small & medium enterprise lending

- Equity capital for acquisition or recapitalization of commercial real estate - Fixed/floating rate mortgages for commercial real estate

Financial statements

GECC - Condensed statement of earnings

For three months ending March 31, 2011 $ 12,169 42 12,211 $

(In millions) Revenues Revenues from services Sales of goods Total revenues Costs and expenses Interest Operating and administrative Cost of goods sold Investment contracts, insurance losses and insurance annuity benefits Provision for losses on financing receivables (see pages 20, 23-24) Depreciation and amortization Total costs and expenses Earnings from continuing operations before income taxes Benefit (provision) for income taxes Earnings from continuing operations (a) Earnings (loss) from discontinued operations, net of taxes Net earnings (loss) Less: Net earnings (loss) attributable to noncontrolling interests Net earnings (loss) attributable to GECC

September 30, 2011 $ 11,116 32 11,148 $

June 30, 2011 11,584 42 11,626

December 31, 2010 11,702 44 11,746 $

September 30, 2010 11,061 40 11,101

3,557 3,107 30 27 1,020 1,836 9,577 1,571 (66) 1,505 2 1,507 38 $ 1,469 $

3,583 3,319 38 30 811 1,792 9,573 2,053 (378) 1,675 218 1,893 20 1,873 $

3,581 3,352 40 24 1,157 1,775 9,929 2,282 (446) 1,836 57 1,893 31 1,862 $

3,602 3,815 43 35 1,352 1,971 10,818 928 124 1,052 634 1,686 25 1,661 $

3,565 3,338 39 36 1,637 2,016 10,631 470 366 836 (1,051) (215) 18 (233)

GECC - statement of changes in shareowner's equity

(In millions) Changes in GECC shareowner's equity Balance at beginning of period Dividends and other transactions with shareowner Other comprehensive income (loss) - net Investment securities Currency translation adjustments Cash flow hedges Benefit plans Increase / (decrease) from net earnings attributable to the Company Comprehensive income Balance at end of period $ September 30, 2011 June 30, 2011

For three months ending March 31, 2011

December 31, 2010

September 30, 2010

78,844 (1) (300) (848) (105) 28 (1,225) 1,469 244 79,087

76,143 38 985 (195) 828 1,873 2,701

72,881 (77) 1,542 (64) (1) 1,400 1,862 3,262

70,493 79 202 172 271 3 648 1,661 2,309

69,823 (5) 163 1,037 (278) (14) 908 (233) 675

78,844

76,143

72,881

70,493

(a) Effective January 1, 2010, GE Capital segment earnings are equal to the earnings from continuing operations for GECC.

GECC - Condensed statement of financial position

(In millions) Assets Cash and equivalents Investment securities (see page 30) Inventories Financing receivables - net (see pages 11 - 18) Other receivables Property, plant & equipment, less accumulated amortization of $24,291, $24,961, $25,125, $25,390, and $25,879 Goodwill Other intangible assets - net Other assets Assets of businesses held for sale Assets of discontinued operations Total assets Liabilities and equity Short-term borrowings Accounts payable Non-recourse borrowings of consolidated securitization entities Bank deposits Long-term borrowings Investment contracts, insurance liabilities and insurance annuity benefits Other liabilities Deferred income taxes Liabilities of businesses held for sale Liabilities of discontinued operations Total liabilities Capital stock Accumulated other comprehensive income - net Investment securities Currency translation adjustments Cash flow hedges Benefit plans Additional paid-in-capital Retained earnings Total GECC shareowner's equity Noncontrolling interests Total equity Total liabilities and equity $ September 30, 2011 $ 82,391 17,362 44 293,737 13,211 52,309 27,726 1,702 79,743 3,050 1,461 $ 572,736 $ $ June 30, 2011 77,258 18,372 52 300,749 13,657 55,307 28,173 1,843 74,410 895 6,407 577,123 $ $ March 31, 2011 66,497 18,666 63 303,365 13,313 54,286 27,759 1,874 72,306 1,587 10,106 569,822 $ $ December 31, 2010 59,538 17,952 66 312,234 13,674 53,747 27,508 1,874 79,045 3,127 12,375 581,140 $ $ September 30, 2010 63,612 17,962 62 314,573 12,610 53,415 27,246 2,093 82,077 786 21,725 596,161

121,733 7,835 29,022 41,515 259,332 4,859 21,983 3,091 1,813 1,261 492,444 56 (676) 138 (1,711) (353) 28,462 53,171 79,087 1,205 80,292 572,736

118,599 7,739 29,075 41,548 268,830 5,054 22,283 1,717 527 1,706 497,078 56 (376) 986 (1,606) (381) 28,463 51,702 78,844 1,201 80,045

105,393 8,271 29,300 39,397 278,732 5,554 19,246 4,057 550 2,001 492,501 56 (414) 1 (1,411) (381) 28,463 49,829 76,143 1,178 77,321

113,646 6,839 30,018 37,298 284,346 5,779 20,287 6,109 592 2,181 507,095 56 (337) (1,541) (1,347) (380) 28,463 47,967 72,881 1,164 74,045

110,488 8,081 30,434 36,375 297,369 6,663 20,481 4,900 446 9,305 524,542 56 (539) (1,713) (1,618) (383) 28,421 46,269 70,493 1,126 71,619

577,123

569,822

581,140

596,161

GECS - Condensed statement of earnings

For three months ending March 31, 2011 $ 12,999 42 13,041 $

(In millions) Revenues Revenues from services Sales of goods Total revenues Costs and expenses Interest Operating and administrative Cost of goods sold Investment contracts, insurance losses and insurance annuity benefits Provision for losses on financing receivables (see pages 20, 23-24) Depreciation and amortization Total costs and expenses Earnings from continuing operations before income taxes Benefit (provision) for income taxes Earnings from continuing operations Earnings (loss) from discontinued operations, net of taxes Net earnings (loss) Less: Net earnings (loss) attributable to noncontrolling interests Net earnings (loss) attributable to GECS

September 30, 2011 $ 11,986 32 12,018 $

June 30, 2011 12,401 42 12,443

December 31, 2010 12,618 44 12,662 $

September 30, 2010 11,914 40 11,954

3,560 3,268 30 755 1,020 1,837 10,470 1,548 (57) 1,491 2 1,493 38 $ 1,455 $

3,601 3,454 38 790 811 1,792 10,486 1,957 (344) 1,613 217 1,830 20 1,810 $

3,589 3,483 40 769 1,157 1,776 10,814 2,227 (428) 1,799 57 1,856 31 1,825 $

3,610 3,946 43 844 1,352 1,971 11,766 896 136 1,032 634 1,666 25 1,641 $

3,573 3,479 39 796 1,637 2,018 11,542 412 386 798 (1,052) (254) 18 (272)

GECS - statement of changes in shareowner's equity

(In millions) Changes in GECS shareowner's equity Balance at beginning of period Dividends and other transactions with shareowner Other comprehensive income (loss) - net Investment securities Currency translation adjustments Cash flow hedges Benefit plans Increase / (decrease) from net earnings attributable to the Company Comprehensive income Balance at end of period $ September 30, 2011 June 30, 2011

For three months ending March 31, 2011

December 31, 2010

September 30, 2010

75,108 (1) 248 (832) (47) 28 (603) 1,455 852 75,959

72,104 391 993 (190) 1,194 1,810 3,004

68,984 1 (188) 1,553 (70) (1) 1,294 1,825 3,119

66,854 80 (22) 180 248 3 409 1,641 2,050

67,267 (5) (906) 1,045 (261) (14) (136) (272) (408)

75,108

72,104

68,984

66,854

GECS - Condensed statement of financial position

(In millions) Assets Cash and equivalents Investment securities (see page 35) Inventories Financing receivables - net (see pages 11 - 18) Other receivables Property, plant & equipment, less accumulated amortization of $24,307, $24,977, $25,140, $25,404, and $25,895 Goodwill Other intangible assets - net Other assets Assets of businesses held for sale Assets of discontinued operations Total assets Liabilities and equity Short-term borrowings (see page 36) Accounts payable Non-recourse borrowings of consolidated securitization entities (see page 36) Bank deposits (see page 36) Long-term borrowings (see page 36) Investment contracts, insurance liabilities and insurance annuity benefits Other liabilities Deferred income taxes Liabilities of businesses held for sale Liabilities of discontinued operations Total liabilities Capital stock Accumulated other comprehensive income - net Investment securities Currency translation adjustments Cash flow hedges Benefit plans Additional paid-in-capital Retained earnings Total GECS shareowner's equity Noncontrolling interests Total equity Total liabilities and equity $ September 30, 2011 $ 83,278 46,442 44 293,737 13,689 52,328 27,726 1,710 79,542 3,050 1,516 $ 603,062 $ $ June 30, 2011 77,983 45,331 52 300,749 14,263 55,326 28,173 1,851 74,598 895 6,413 605,634 $ $ March 31, 2011 67,253 44,872 63 303,365 14,009 54,306 27,759 1,882 72,471 1,587 10,106 597,673 $ $ December 31, 2010 60,257 43,921 66 312,234 14,304 53,768 27,508 1,883 79,240 3,127 12,375 608,683 $ $ September 30, 2010 64,269 45,130 62 314,573 13,146 53,435 27,246 2,102 82,312 786 21,725 624,786

126,866 7,995 29,022 41,515 259,404 30,405 22,881 4,440 1,813 1,557 525,898 11 (188) 303 (1,588) (353) 27,616 50,158 75,959 1,205 77,164 603,062

123,643 7,870 29,075 41,548 268,962 29,854 23,127 2,759 527 1,960 529,325 11 (436) 1,135 (1,541) (381) 27,617 48,703 75,108 1,201 76,309

110,603 8,372 29,300 39,397 278,792 30,363 19,903 4,864 550 2,247 524,391 11 (827) 142 (1,351) (381) 27,617 46,893 72,104 1,178 73,282

118,797 7,035 30,018 37,298 284,407 29,993 20,982 6,990 592 2,423 538,535 11 (639) (1,411) (1,281) (380) 27,616 45,068 68,984 1,164 70,148

115,521 8,189 30,434 36,375 297,437 31,688 21,414 5,752 446 9,550 556,806 11 (617) (1,591) (1,529) (383) 27,573 43,390 66,854 1,126 67,980

605,634

597,673

608,683

624,786

GECC continuing operations (GE Capital)

For three months ending March 31, 2011 $ 12,211 (3,581) 8,630 $

(In millions) Revenues Less: Interest expense Net revenues Costs and expenses Selling, general and administrative Depreciation and amortization Operating and other expenses Total costs and expenses Earnings before income taxes and provision for losses Less: Provision for losses on financing receivables Earnings before income taxes Benefit (provision) for income taxes Earnings from continuing operations before noncontrolling interests Less: Net earnings (loss) attributable to noncontrolling interests GE Capital segment profit $ $

September 30, 2011 11,148 (3,557) 7,591 $

June 30, 2011 11,626 (3,583) 8,043

December 31, 2010 11,746 (3,602) 8,144 $

September 30, 2010 11,101 (3,565) 7,536

2,759 1,836 405 5,000 2,591 (1,020) 1,571 (66) 1,505 38 1,467 $

2,771 1,792 616 5,179 2,864 (811) 2,053 (378) 1,675 20 1,655 $

2,687 1,775 729 5,191 3,439 (1,157) 2,282 (446) 1,836 31 1,805 $

2,909 1,971 984 5,864 2,280 (1,352) 928 124 1,052 25 1,027 $

2,572 2,016 841 5,429 2,107 (1,637) 470 366 836 18 818

(In millions) Segment profit CLL Consumer Real Estate EFS GECAS GECC corporate items and eliminations GE Capital segment profit $

September 30, 2011

June 30, 2011

For three months ending March 31, 2011

December 31, 2010

September 30, 2010

688 737 (82) 79 208 1,630 (163) 1,467

701 1,020 (335) 139 321 1,846 (191) 1,655

554 1,219 (358) 112 306 1,833 (28) 1,805

567 546 (409) 33 432 1,169 (142) 1,027

443 773 (405) 55 158 1,024 (206) 818

GE Capital asset quality

GE Capital - Assets by region (a)

At September 30, 2011 Property, plant and equipment (net) $ 8,870 5,097 237 2,753 1,304 34,048 $ $ $ $ $ 52,309 55,307 54,286 53,747 53,415 $ $ $ $ $ $ June 30, 2011 Total assets 307,647 104,516 26,666 47,997 31,788 52,661 571,275 570,716 559,716 568,765 574,436 $ $ Total assets 297,988 109,909 29,561 48,023 32,114 53,121 570,716 $ $ March 31, 2011 Total assets 290,485 108,912 28,067 46,516 32,725 53,011 559,716 $ $ December 31, 2010 Total assets 296,366 108,728 30,215 47,174 32,738 53,544 568,765 $ $ September 30, 2010 Total assets 299,546 110,563 31,000 47,049 32,848 53,430 574,436

(In millions) U.S. (b) Europe (c) Western (including U.K.) Eastern Pacific Basin Americas (excluding U.S.) Other (d) Total Total at June 30, 2011 Total at March 31, 2011 Total at December 31, 2010 Total at September 30, 2010

Financing receivables (net) $ 141,055 77,432 18,716 25,047 18,789 12,698 $ $ $ $ $ 293,737 300,749 303,365 312,234 314,573

(a) Excludes assets of discontinued operations. (b) Total assets include our global Treasury operations, including both U.S. and non U.S. cash and equivalents. (c) Total assets include non-financing assets (cash, goodwill, and property, plant and equipment) of approximately $11,300 million at September 30, 2011. (d) Includes total assets of $48,613 million at GECAS, approximately $11,800 million of which relates to European airlines and other investments at September 30, 2011.

GE Capital - Assets in selected emerging markets

(In millions) At June 30, 2011 Total assets $ 12,376 7,305 4,497 403 24,581 $ Total assets 13,689 7,844 4,817 972 27,322 $

Selected emerging markets (a) Eastern Europe Poland Czech Republic Hungary Turkey Total Eastern Europe Pacific Basin and Other India Thailand Total Pacific Basin and Other Americas Mexico Total Americas Total Total at June 30, 2011 Total at March 31, 2011 Total at December 31, 2010 Total at September 30, 2010

Financing receivables (net) $ 8,863 5,625 3,242 17,730 $

September 30, 2011 Property, plant and equipment (net) 119 55 41 215

March 31, 2011 Total assets 13,202 7,553 4,576 440 25,771 $

December 31, 2010 Total assets 13,236 6,657 4,427 3,074 27,394 $

September 30, 2010 Total assets 13,058 7,304 4,115 3,077 27,554

1,184 57 1,241

14 14

1,682 1,636 3,318

1,808 1,618 3,426

1,789 1,636 3,425

1,777 1,621 3,398

1,771 1,554 3,325

5,225 5,225 $ $ $ $ $ 24,196 25,684 24,934 24,524 24,513 $ $ $ $ $

763 763 992 1,070 1,061 1,077 1,011 $ $ $ $ $

8,253 8,253 36,152 39,092 37,602 39,203 38,926 $

8,344 8,344 39,092 $

8,406 8,406 37,602 $

8,411 8,411 39,203 $

8,047 8,047 38,926

(a) We have disclosed here selected emerging markets where our total assets at December 31, 2010, exceed $1 billion. Assets of discontinued operations are excluded.

10

GE Capital - CLL portfolio overview (a) (b)

(In millions, unless otherwise noted) Balances September 30, 2011 CLL Americas Europe Asia Other Total June 30, 2011 Financing receivables (c) March 31, 2011

December 31, 2010

September 30, 2010

81,072 37,130 11,914 469 130,585

81,518 37,897 11,759 585 131,759

84,825 37,093 11,545 619 134,082

88,558 37,498 11,943 664 138,663

91,735 36,969 12,192 685 141,581

September 30, 2011 CLL Americas Europe Asia Other Total

June 30, 2011

Nonearning receivables (d) March 31, 2011

December 31, 2010

September 30, 2010

1,967 1,086 230 16 3,299

2,060 1,156 266 6 3,488

2,397 1,209 346 6 3,958

2,573 1,241 406 6 4,226

2,779 1,095 429 5 4,308

September 30, 2011 CLL Americas Europe Asia Other Total

June 30, 2011

Allowance for losses (e) March 31, 2011

December 31, 2010

September 30, 2010

995 403 150 5 1,553

1,124 433 180 6 1,743

1,254 443 228 6 1,931

1,288 429 222 6 1,945

1,357 411 252 7 2,027

September 30, 2011 CLL Americas Europe Asia Other Total

June 30, 2011

Write-offs (net) - for three months ending March 31, December 31, 2011 2010

September 30, 2010

153 70 40 263

139 64 71 274

172 35 58 265

314 71 56 1 442

189 47 18 254

(a) During the third quarter of 2011, we transferred our Railcar lending and leasing portfolio from CLL Other to CLL Americas. Prior-period amounts were reclassified to conform to the current-period presentation. (b) Local currency exposure includes amounts payable to the Corporation by borrowers with a country of residence other than the one in which the credit is booked. (c) Financing receivables include impaired loans of $5,443 million at September 30, 2011. (d) Nonearning receivables are those that are 90 days or more past due (or for which collection has otherwise become doubtful). Nonearning receivables exclude loans purchased at a discount (unless they have deteriorated post acquisition). Under ASC 310, Receivables, these loans are initially recorded at fair value and accrete interest income over the estimated life of the loan based on reasonably estimable cash flows even if the underlying loans are contractually delinquent at acquisition. In addition, nonearning receivables exclude loans which are paying on a cash accounting basis, but classified as impaired. Recently restructured financing receivables are not considered delinquent when payments are brought current according to restructured terms but may remain classified as nonearning until there has been a period of satisfactory payment performance by the borrower and future payments are reasonably assured of collection. (e) Losses on financing receivables are recognized when they are incurred, which requires us to make our best estimate of probable losses inherent in the portfolio. Such estimate requires consideration of historical loss experience, adjusted for current conditions, and judgments about the probable effects of relevant observable data, including present economic conditions such as delinquency rates, financial health of specific customers and market sectors, collateral values (including housing price indices as applicable), and the present and expected future levels of interest rates. Our risk management process includes standards and policies for reviewing major risk exposures and concentrations, and evaluates relevant data either for individual loans or financing leases, on a portfolio basis, as appropriate. Effective January 1, 2009, loans acquired in a business acquisition are recorded at fair value, which incorporates our estimate at the acquisition date of the credit losses over the remaining life of the portfolio. As a result, the allowance for loan losses is not carried over at acquisition. This may result in lower reserve coverage ratios prospectively.

11

GE Capital - CLL portfolio overview (a)

Ratios September 30, 2011 CLL Americas Europe Asia Other Total Nonearning receivables as a percent of financing receivables (b) June 30, March 31, December 31, 2011 2011 2010 September 30, 2010

2.4 % 2.9 1.9 3.4 2.5

2.5 % 3.1 2.3 0.2 2.6

2.8 % 3.3 3.0 0.3 3.0

2.9 % 3.3 3.4 0.3 3.0

3.0 % 3.0 3.5 0.3 3.0

September 30, 2011 CLL Americas Europe Asia Other Total

Allowance for losses as a percent of nonearning receivables (c) June 30, March 31, December 31, 2011 2011 2010

September 30, 2010

50.6 % 37.1 65.2 31.3 47.1

54.6 % 37.5 67.7 100.0 50.0

52.3 % 36.6 65.9 100.0 48.8

50.1 % 34.6 54.7 100.0 46.0

48.8 % 37.5 58.7 140.0 47.1

September 30, 2011 CLL Americas Europe Asia Other Total

Allowance for losses as a percent of total financing receivables (c) June 30, March 31, December 31, 2011 2011 2010

September 30, 2010

1.2 % 1.1 1.3 1.1 1.2

1.4 % 1.1 1.5 1.0 1.3

1.5 % 1.2 2.0 1.0 1.4

1.5 % 1.1 1.9 0.9 1.4

1.5 % 1.1 2.1 1.0 1.4

September 30, 2011 CLL Americas Europe Asia Other Total

Write-offs as a percent of financing receivables (d) June 30, March 31, December 31, 2011 2011 2010

September 30, 2010

0.8 % 0.7 1.4 0.8

0.7 % 0.7 2.4 0.8

0.8 % 0.4 2.0 NM 0.8

1.4 % 0.8 1.9 0.6 1.3

0.8 % 0.5 0.6 NM 0.7

September 30, 2011 Delinquency 1.99 %

June 30, 2011 1.94 %

CLL March 31, 2011 2.03 %

December 31, 2010 2.14 %

September 30, 2010 2.40 %

(a) During the third quarter of 2011, we transferred our Railcar lending and leasing portfolio from CLL Other to CLL Americas. Prior-period amounts were reclassified to conform to the current-period presentation. (b) Nonearning receivables are those that are 90 days or more past due (or for which collection has otherwise become doubtful). Nonearning receivables exclude loans purchased at a discount (unless they have deteriorated post acquisition). Under ASC 310, Receivables, these loans are initially recorded at fair value and accrete interest income over the estimated life of the loan based on reasonably estimable cash flows even if the underlying loans are contractually delinquent at acquisition. In addition, nonearning receivables exclude loans which are paying on a cash accounting basis, but classified as impaired. Recently restructured financing receivables are not considered delinquent when payments are brought current according to restructured terms but may remain classified as nonearning until there has been a period of satisfactory payment performance by the borrower and future payments are reasonably assured of collection. (c) Losses on financing receivables are recognized when they are incurred, which requires us to make our best estimate of probable losses inherent in the portfolio. Such estimate requires consideration of historical loss experience, adjusted for current conditions, and judgments about the probable effects of relevant observable data, including present economic conditions such as delinquency rates, financial health of specific customers and market sectors, collateral values (including housing price indices as applicable), and the present and expected future levels of interest rates. Our risk management process includes standards and policies for reviewing major risk exposures and concentrations, and evaluates relevant data either for individual loans or financing leases, on a portfolio basis, as appropriate. Effective January 1, 2009, loans acquired in a business acquisition are recorded at fair value, which incorporates our estimate at the acquisition date of the credit losses over the remaining life of the portfolio. As a result, the allowance for loan losses is not carried over at acquisition. This may result in lower reserve coverage ratios prospectively. (d) Write-offs percent is calculated as the ratio of annualized write-offs for the quarter divided by average of financing receivables at the beginning and end of the period.

12

GE Capital - Portfolio overview

(In millions, unless otherwise noted) Balances September 30, 2011 EFS GECAS Other $ 5,977 11,841 1,388 $ June 30, 2011 6,143 11,952 1,517 Financing receivables (a) March 31, 2011 $ 6,662 12,104 1,640 $

December 31, 2010 7,011 12,615 1,788 $

September 30, 2010 7,291 12,227 2,087

September 30, 2011 EFS GECAS Other $ 135 62 71 $

June 30, 2011 136 64 87

Nonearning receivables (b) March 31, 2011 $ 162 16 99 $

December 31, 2010 62 102 $

September 30, 2010 163 90

September 30, 2011 EFS GECAS Other $ 36 14 43 $

June 30, 2011 35 15 54

Allowance for losses (c) March 31, 2011 $ 36 12 55 $

December 31, 2010 22 20 58 $

September 30, 2010 85 25 53

September 30, 2011 EFS GECAS Other $ (1) (1) 12 $

Write-offs (net) - for three months ending June 30, March 31, December 31, 2011 2011 2010 (7) 3 8 $ 4 8 $ 71 6 $

September 30, 2010 7 -

(a) Financing receivables include $135 million, $91 million, and $148 million of impaired loans at EFS, GECAS, and Other, respectively, at September 30, 2011. (b) Nonearning receivables are those that are 90 days or more past due (or for which collection has otherwise become doubtful). Nonearning receivables exclude loans purchased at a discount (unless they have deteriorated post acquisition). Under FASB ASC 310, Receivables, these loans are initially recorded at fair value and accrete interest income over the estimated life of the loan based on reasonably estimable cash flows even if the underlying loans are contractually delinquent at acquisition. In addition, nonearning receivables exclude loans which are paying on a cash accounting basis, but classified as impaired. Recently restructured financing receivables are not considered delinquent when payments are brought current according to restructured terms but may remain classified as nonearning until there has been a period of satisfactory payment performance by the borrower and future payments are reasonably assured of collection. (c) Losses on financing receivables are recognized when they are incurred, which requires us to make our best estimate of probable losses inherent in the portfolio. Such estimate requires consideration of historical loss experience, adjusted for current conditions, and judgments about the probable effects of relevant observable data, including present economic conditions such as delinquency rates, financial health of specific customers and market sectors, collateral values (including housing price indices as applicable), and the present and expected future levels of interest rates. Our risk management process includes standards and policies for reviewing major risk exposures and concentrations, and evaluates relevant data either for individual loans or financing leases, on a portfolio basis, as appropriate. Effective January 1, 2009, loans acquired in a business acquisition are recorded at fair value, which incorporates our estimate at the acquisition date of the credit losses over the remaining life of the portfolio. As a result, the allowance for loan losses is not carried over at acquisition. This may result in lower reserve coverage ratios prospectively.

13

GE Capital - Portfolio overview

Ratios September 30, 2011 EFS GECAS Other 2.3 % 0.5 5.1 Nonearning receivables as a percent of financing receivables (a) June 30, March 31, December 31, 2011 2011 2010 2.2 % 0.5 5.7 2.4 % 0.1 6.0 0.9 % 5.7 September 30, 2010 2.2 % 4.3

September 30, 2011 EFS GECAS Other 26.7 % 22.6 60.6

Allowance for losses as a percent of nonearning receivables (b) June 30, March 31, December 31, 2011 2011 2010 25.7 % 23.4 62.1 22.2 % 75.0 55.6 35.5 % 56.9

September 30, 2010 52.1 % 58.9

September 30, 2011 EFS GECAS Other 0.6 % 0.1 3.1

Allowance for losses as a percent of total financing receivables (b) June 30, March 31, December 31, 2011 2011 2010 0.6 % 0.1 3.6 0.5 % 0.1 3.4 0.3 % 0.2 3.2

September 30, 2010 1.2 % 0.2 2.5

September 30, 2011 EFS GECAS Other (0.1) % 3.3

Write-offs (net) as a percent of financing receivables (c) June 30, March 31, December 31, 2011 2011 2010 (0.4) % 0.1 2.0 0.2 % 1.9 4.0 % NM 1.2

September 30, 2010 NM % 0.2 NM

(a) Nonearning receivables are those that are 90 days or more past due (or for which collection has otherwise become doubtful). Nonearning receivables exclude loans purchased at a discount (unless they have deteriorated post acquisition). Under FASB ASC 310, Receivables, these loans are initially recorded at fair value and accrete interest income over the estimated life of the loan based on reasonably estimable cash flows even if the underlying loans are contractually delinquent at acquisition. In addition, nonearning receivables exclude loans which are paying currently under a cash accounting basis, but classified as impaired. Recently restructured financing receivables are not considered delinquent when payments are brought current according to restructured terms but may remain classified as nonearning until there has been a period of satisfactory payment performance by the borrower and future payments are reasonably assured of collection. (b) Losses on financing receivables are recognized when they are incurred, which requires us to make our best estimate of probable losses inherent in the portfolio. Such estimate requires consideration of historical loss experience, adjusted for current conditions, and judgments about the probable effects of relevant observable data, including present economic conditions such as delinquency rates, financial health of specific customers and market sectors, collateral values (including housing price indices as applicable), and the present and expected future levels of interest rates. Our risk management process includes standards and policies for reviewing major risk exposures and concentrations, and evaluates relevant data either for individual loans or financing leases, on a portfolio basis, as appropriate. Effective January 1, 2009, loans acquired in a business acquisition are recorded at fair value, which incorporates our estimate at the acquisition date of the credit losses over the remaining life of the portfolio. As a result, the allowance for loan losses is not carried over at acquisition. This may result in lower reserve coverage ratios prospectively. (c) Write-offs percent is calculated as the ratio of annualized write-offs for the quarter divided by average of financing receivables at the beginning and end of the period.

14

GE Capital - Portfolio overview

(In millions, unless otherwise noted) Balances September 30, 2011 Real Estate Debt (b) Business Properties Total June 30, 2011 Financing receivables (a) March 31, 2011

December 31, 2010

September 30, 2010

$ $

25,748 8,630 34,378

$ $

27,750 9,057 36,807

$ $

29,474 9,548 39,022

$ $

30,249 9,962 40,211

$ $

32,167 10,314 42,481

September 30, 2011 Real Estate Debt Business Properties Total

June 30, 2011

Nonearning receivables (c) March 31, 2011

December 31, 2010

September 30, 2010

$ $

714 314 1,028

$ $

680 323 1,003

$ $

769 368 1,137

$ $

961 386 1,347

$ $

1,037 388 1,425

September 30, 2011 Real Estate Debt Business Properties Total

June 30, 2011

Allowance for losses (d) March 31, 2011

December 31, 2010

September 30, 2010

$ $

978 163 1,141

$ $

1,092 184 1,276

$ $

1,118 181 1,299

$ $

1,292 196 1,488

$ $

1,649 208 1,857

September 30, 2011 Real Estate Debt Business Properties Total

June 30, 2011

Write-offs (net) - for three months ending March 31, December 31, 2011 2010

September 30, 2010

$ $

151 36 187

$ $

91 27 118

$ $

240 40 280

$ $

332 33 365

$ $

195 27 222

(a) Financing receivables include $9,357 million of impaired loans at Real Estate at September 30, 2011. (b) Financing receivables include $119 million of construction loans at September 30, 2011. (c) Nonearning receivables are those that are 90 days or more past due (or for which collection has otherwise become doubtful). Nonearning receivables exclude loans purchased at a discount (unless they have deteriorated post acquisition). Under FASB ASC 310, Receivables, these loans are initially recorded at fair value and accrete interest income over the estimated life of the loan based on reasonably estimable cash flows even if the underlying loans are contractually delinquent at acquisition. In addition, nonearning receivables exclude loans which are paying on a cash accounting basis, but classified as impaired. Recently restructured financing receivables are not considered delinquent when payments are brought current according to restructured terms but may remain classified as nonearning until there has been a period of satisfactory payment performance by the borrower and future payments are reasonably assured of collection. (d) Losses on financing receivables are recognized when they are incurred, which requires us to make our best estimate of probable losses inherent in the portfolio. Such estimate requires consideration of historical loss experience, adjusted for current conditions, and judgments about the probable effects of relevant observable data, including present economic conditions such as delinquency rates, financial health of specific customers and market sectors, collateral values (including housing price indices as applicable), and the present and expected future levels of interest rates. Our risk management process includes standards and policies for reviewing major risk exposures and concentrations, and evaluates relevant data either for individual loans or financing leases, on a portfolio basis, as appropriate. Effective January 1, 2009, loans acquired in a business acquisition are recorded at fair value, which incorporates our estimate at the acquisition date of the credit losses over the remaining life of the portfolio. As a result, the allowance for loan losses is not carried over at acquisition. This may result in lower reserve coverage ratios prospectively.

15

GE Capital - Portfolio overview

Ratios September 30, 2011 Real Estate Debt Business Properties Total Nonearning receivables as a percent of financing receivables (a) June 30, March 31, December 31, 2011 2011 2010

September 30, 2010

2.8 % 3.6 3.0

2.5 % 3.6 2.7

2.6 % 3.9 2.9

3.2 % 3.9 3.3

3.2 % 3.8 3.4

September 30, 2011 Real Estate Debt Business Properties Total

Allowance for losses as a percent of nonearning receivables (b) June 30, March 31, December 31, 2011 2011 2010

September 30, 2010

137.0 % 51.9 111.0

160.6 % 57.0 127.2

145.4 % 49.2 114.2

134.4 % 50.8 110.5

159.0 % 53.6 130.0

September 30, 2011 Real Estate Debt Business Properties Total

Allowance for losses as a percent of total financing receivables (b) June 30, March 31, December 31, 2011 2011 2010

September 30, 2010

3.8 % 1.9 3.3

3.9 % 2.0 3.5

3.8 % 1.9 3.3

4.3 % 2.0 3.7

5.1 % 2.0 4.4

September 30, 2011 Real Estate Debt Business Properties Total

Write-offs as a percent of financing receivables (c) June 30, March 31, December 31, 2011 2011 2010

September 30, 2010

2.3 % 1.6 2.1

1.3 % 1.2 1.2

3.2 % 1.6 2.8

4.3 % 1.3 3.5

2.4 % 1.0 2.1

September 30, 2011 Delinquency 4.18 %

June 30, 2011 4.12 %

Real Estate March 31, 2011 4.08 %

December 31, 2010 4.41 %

September 30, 2010 5.74 %

(a) Nonearning receivables are those that are 90 days or more past due (or for which collection has otherwise become doubtful). Nonearning receivables exclude loans purchased at a discount (unless they have deteriorated post acquisition). Under FASB ASC 310, Receivables, these loans are initially recorded at fair value and accrete interest income over the estimated life of the loan based on reasonably estimable cash flows even if the underlying loans are contractually delinquent at acquisition. In addition, nonearning receivables exclude loans which are paying on a cash accounting basis, but classified as impaired. Recently restructured financing receivables are not considered delinquent when payments are brought current according to restructured terms but may remain classified as nonearning until there has been a period of satisfactory payment performance by the borrower and future payments are reasonably assured of collection. (b) Losses on financing receivables are recognized when they are incurred, which requires us to make our best estimate of probable losses inherent in the portfolio. Such estimate requires consideration of historical loss experience, adjusted for current conditions, and judgments about the probable effects of relevant observable data, including present economic conditions such as delinquency rates, financial health of specific customers and market sectors, collateral values (including housing price indices as applicable), and the present and expected future levels of interest rates. Our risk management process includes standards and policies for reviewing major risk exposures and concentrations, and evaluates relevant data either for individual loans or financing leases, on a portfolio basis, as appropriate. Effective January 1, 2009, loans acquired in a business acquisition are recorded at fair value, which incorporates our estimate at the acquisition date of the credit losses over the remaining life of the portfolio. As a result, the allowance for loan losses is not carried over at acquisition. This may result in lower reserve coverage ratios prospectively. (c) Write-offs percent is calculated as the ratio of annualized write-offs for the quarter divided by average of financing receivables at the beginning and end of the period.

16

GE Capital - Consumer portfolio overview

(In millions, unless otherwise noted) Balances September 30, 2011 Consumer Non - U.S. residential mortgages Non - U.S. installment and revolving credit U.S. installment and revolving credit Non - U.S. auto Other Total June 30, 2011 Financing receivables (a) March 31, 2011 December 31, 2010 September 30, 2010

38,708 19,801 43,249 6,462 8,017 116,237

40,731 21,047 42,178 7,141 8,528 119,625

40,421 20,235 41,282 7,295 8,231 117,464

40,011 20,132 43,974 7,558 8,304 119,979

40,127 20,966 40,052 8,155 8,488 117,788

September 30, 2011 Consumer Non - U.S. residential mortgages Non - U.S. installment and revolving credit U.S. installment and revolving credit Non - U.S. auto Other Total

June 30, 2011

Nonearning receivables (b) March 31, 2011

December 31, 2010

September 30, 2010

3,619 299 882 35 441 5,276

3,804 308 790 39 490 5,431

3,843 295 1,004 41 461 5,644

3,738 289 1,201 46 478 5,752

3,966 317 1,144 41 481 5,949

September 30, 2011 Consumer Non - U.S. residential mortgages Non - U.S. installment and revolving credit U.S. installment and revolving credit Non - U.S. auto Other Total

June 30, 2011

Allowance for losses (c) March 31, 2011

December 31, 2010

September 30, 2010

779 816 1,953 123 211 3,882

790 934 1,846 143 218 3,931

813 930 2,141 152 239 4,275

803 937 2,333 168 259 4,500

867 974 2,551 198 244 4,834

September 30, 2011 Consumer Non - U.S. residential mortgages Non - U.S. installment and revolving credit U.S. installment and revolving credit Non - U.S. auto Other Total

Write-offs (net) - for three months ending June 30, March 31, December 31, 2011 2011 2010

September 30, 2010

67 172 537 15 45 836

64 196 652 27 43 982

55 182 777 36 61 1,111

112 251 891 13 70 1,337

62 243 853 42 59 1,259

(a) Financing receivables include impaired loans of $3,093 million at September 30, 2011. (b) Nonearning receivables are those that are 90 days or more past due (or for which collection has otherwise become doubtful). Nonearning receivables exclude loans purchased at a discount (unless they have deteriorated post acquisition). Under ASC 310, Receivables, these loans are initially recorded at fair value and accrete interest income over the estimated life of the loan based on reasonably estimable cash flows even if the underlying loans are contractually delinquent at acquisition. In addition, nonearning receivables exclude loans which are paying on a cash accounting basis, but classified as impaired. Recently restructured financing receivables are not considered delinquent when payments are brought current according to restructured terms but may remain classified as nonearning until there has been a period of satisfactory payment performance by the borrower and future payments are reasonably assured of collection. (c) Losses on financing receivables are recognized when they are incurred, which requires us to make our best estimate of probable losses inherent in the portfolio. Such estimate requires consideration of historical loss experience, adjusted for current conditions, and judgments about the probable effects of relevant observable data, including present economic conditions such as delinquency rates, financial health of specific customers and market sectors, collateral values (including housing price indices as applicable), and the present and expected future levels of interest rates. Our risk management process includes standards and policies for reviewing major risk exposures and concentrations, and evaluates relevant data either for individual loans or financing leases, on a portfolio basis, as appropriate. Effective January 1, 2009, loans acquired in a business acquisition are recorded at fair value, which incorporates our estimate at the acquisition date of the credit losses over the remaining life of the portfolio. As a result, the allowance for loan losses is not carried over at acquisition. This may result in lower reserve coverage ratios prospectively.

17

GE Capital - Consumer portfolio overview

Ratios September 30, 2011 Consumer Non - U.S. residential mortgages Non - U.S. installment and revolving credit U.S. installment and revolving credit Non - U.S. auto Other Total Nonearning receivables as a percent of financing receivables (a) June 30, March 31, December 31, 2011 2011 2010 September 30, 2010

9.3 1.5 2.0 0.5 5.5 4.5

9.3 1.5 1.9 0.5 5.7 4.5

9.5 1.5 2.4 0.6 5.6 4.8

9.3 1.4 2.7 0.6 5.8 4.8

9.9 % 1.5 2.9 0.5 5.7 5.1

September 30, 2011 Consumer Non - U.S. residential mortgages Non - U.S. installment and revolving credit U.S. installment and revolving credit Non - U.S. auto Other Total

Allowance for losses as a percent of nonearning receivables (b) June 30, March 31, December 31, 2011 2011 2010

September 30, 2010

21.5 272.9 221.4 351.4 47.8 73.6

20.8 303.2 233.7 366.7 44.5 72.4

21.2 315.3 213.2 370.7 51.8 75.7

21.5 % 324.2 194.3 365.2 54.2 78.2

21.9 % 307.3 223.0 482.9 50.7 81.3

September 30, 2011 Consumer Non - U.S. residential mortgages Non - U.S. installment and revolving credit U.S. installment and revolving credit Non - U.S. auto Other Total

Allowance for losses as a percent of total financing receivables (b) June 30, March 31, December 31, 2011 2011 2010

September 30, 2010

2.0 4.1 4.5 1.9 2.6 3.3

1.9 4.4 4.4 2.0 2.6 3.3

2.0 4.6 5.2 2.1 2.9 3.6

2.0 % 4.7 5.3 2.2 3.1 3.8

2.2 % 4.6 6.4 2.4 2.9 4.1

September 30, 2011 Consumer Non - U.S. residential mortgages Non - U.S. installment and revolving credit U.S. installment and revolving credit Non - U.S. auto Other Total

Write-offs as a percent of financing receivables (c) June 30, March 31, December 31, 2011 2011 2010

September 30, 2010

0.7 3.4 5.0 0.9 2.2 2.8

0.6 3.8 6.2 1.5 2.1 3.3

0.5 3.6 7.3 1.9 3.0 3.7

1.1 % 4.9 8.5 0.7 3.3 4.5

0.6 % 4.7 8.5 2.1 2.8 4.3

September 30, 2011 Delinquency 7.59 %

June 30, 2011 7.59 %

Consumer March 31, 2011 7.89 %

December 31, 2010 8.09 %

September 30, 2010 8.58 %

(a) Nonearning receivables are those that are 90 days or more past due (or for which collection has otherwise become doubtful). Nonearning receivables exclude loans purchased at a discount (unless they have deteriorated post acquisition). Under ASC 310, Receivables, these loans are initially recorded at fair value and accrete interest income over the estimated life of the loan based on reasonably estimable cash flows even if the underlying loans are contractually delinquent at acquisition. In addition, nonearning receivables exclude loans which are paying on a cash accounting basis, but classified as impaired. Recently restructured financing receivables are not considered delinquent when payments are brought current according to restructured terms but may remain classified as nonearning until there has been a period of satisfactory payment performance by the borrower and future payments are reasonably assured of collection. (b) Losses on financing receivables are recognized when they are incurred, which requires us to make our best estimate of probable losses inherent in the portfolio. Such estimate requires consideration of historical loss experience, adjusted for current conditions, and judgments about the probable effects of relevant observable data, including present economic conditions such as delinquency rates, financial health of specific customers and market sectors, collateral values (including housing price indices as applicable), and the present and expected future levels of interest rates. Our risk management process includes standards and policies for reviewing major risk exposures and concentrations, and evaluates relevant data either for individual loans or financing leases, on a portfolio basis, as appropriate. Effective January 1, 2009, loans acquired in a business acquisition are recorded at fair value, which incorporates our estimate at the acquisition date of the credit losses over the remaining life of the portfolio. As a result, the allowance for loan losses is not carried over at acquisition. This may result in lower reserve coverage ratios prospectively. (c) Write-offs percent is calculated as the ratio of annualized write-offs for the quarter divided by average of financing receivables at the beginning and end of the period.

18

GE Capital - Nonearning and nonaccrual financing receivables

($ millions) September 30, 2011 Commercial CLL EFS GECAS Other Total Commercial Real Estate Consumer Total

Nonearning financing receivables (a)

Nonaccrual financing receivables (b)

3,299 135 62 71 3,567 1,028 5,276

4,547 135 62 123 4,867 7,285 5,508

9,871

17,660

(a) Nonearning financing receivables are those that are 90 days or more past due (or for which collection has otherwise become doubtful). Nonearning financing receivables exclude loans purchased at a discount (unless they have deteriorated post acquisition). Under FASB ASC 310, Receivables, these loans are initially recorded at fair value and accrete interest income over the estimated life of the loan based on reasonably estimable cash flows even if the underlying loans are contractually delinquent at acquisition. In addition, nonearning financing receivables exclude loans which are paying on a cash accounting basis, but classified as impaired. Recently restructured financing receivables are not considered delinquent when payments are brought current according to restructured terms but may remain classified as nonearning until there has been a period of satisfactory payment performance by the borrower and future payments are reasonably assured of collection. (b) "Nonaccrual financing receivables" are those on which we have stopped accruing interest. We stop accruing interest at the earlier of the time at which collection of an account becomes doubtful or the account becomes 90 days past due. Total nonaccrual financing receivables of $17.7 billion includes $9.9 billion classified as nonearning financing receivables. Substantially all of this difference relates to loans which are classified as nonaccrual financing receivables but are paying on a cash basis, and therefore are excluded from nonearning financing receivables.

19

GE Capital - Consumer allowance for losses on financing receivables

Balance January 1, 2011 Provision charged to operations (a) Balance September 30, 2011

(In millions) Consumer Non - U.S. residential mortgages Non - U.S. installment and revolving credit U.S. installment and revolving credit Non - U.S. auto Other Total Consumer

Other (b)

Gross writeoffs

Recoveries

803 937 2,333 168 259 4,500

151 413 1,587 26 107 2,284

11 16 (1) 7 (6) 27

(229) (980) (2,365) (176) (215) (3,965)

43 430 399 98 66 1,036

779 816 1,953 123 211 3,882

(In millions) Consumer Non - U.S. residential mortgages Non - U.S. installment and revolving credit U.S. installment and revolving credit Non - U.S. auto Other Total Consumer

Balance December 31, 2009

Adoption of ASU 2009-16 & 17 (c)

Balance January 1, 2010

Provision charged to operations

Other (b)

Gross writeoffs

Recoveries

Balance September 30, 2010

892 1,106 1,551 292 292 4,133

1,602 1,602

892 1,106 3,153 292 292 5,735

224 810 2,342 83 210 3,669

(57) (46) (3) (36) (24) (166)

(259) (1,318) (3,285) (269) (298) (5,429)

67 422 344 128 64 1,025

867 974 2,551 198 244 4,834

(a) On July 1, 2011, we adopted ASU 2011-02, an amendment to ASC 310, Receivables, which resulted in an increase of $77 million to our allowance for losses. (b) Other primarily included the effects of currency exchange. (c) On January 1, 2010, we adopted ASU 2009-16 & 17, amendments to ASC 810, Consolidation, that required us to consolidate the allowance for losses of VIEs consolidated on January 1, 2010.

20

GE Capital - Consumer financing receivables by region

(In millions) September 30, 2011 U.S. Europe Western Eastern Pacific Basin Americas Other Total at September 30, 2011 $ Mortgages 29,721 8,363 225 34 365 $ 38,708 $ $ Installment and revolving credit 43,249 7,438 5,154 7,033 171 5 63,050 $ $ Auto 4,187 1,195 1,079 1 6,462 $ $ Other (a) 885 2,542 4,418 172 8,017 $ $ Total 44,134 43,888 19,130 8,509 205 371 116,237 June 30, 2011 U.S. Europe Western Eastern Pacific Basin Americas Other Total at June 30, 2011 $ Mortgages 31,240 8,783 245 51 412 $ 40,731 $ $ Installment and revolving credit 42,178 7,782 5,675 7,384 196 10 63,225 $ $ Auto 4,547 1,326 1,267 1 7,141 $ $ Other (a) 889 2,755 4,677 207 8,528 $ $ Total 43,067 46,324 20,461 9,103 247 423 119,625

March 31, 2011 U.S. Europe Western Eastern Pacific Basin Americas Other Total at March 31, 2011 $

Mortgages 31,313 8,373 234 74 427 $ 40,421 $ $

Installment and revolving credit 41,282 7,665 5,564 6,782 206 18 61,517 $ $

Auto 4,645 1,328 1,320 2 7,295 $ $

Other (a) 849 2,736 4,432 214 8,231 $ $

Total 42,131 46,359 19,697 8,550 280 447 117,464

December 31, 2010 U.S. Europe Western Eastern Pacific Basin Americas Other Total at December 31, 2010 $

Mortgages 31,100 8,108 249 105 449 $ 40,011 $ $

Installment and revolving credit 43,974 7,533 5,479 6,868 221 31 64,106 $ $

Auto 4,700 1,341 1,516 1 7,558 $ $

Other (a) 877 2,853 4,321 253 8,304 $ $

Total 44,851 46,186 19,249 8,886 326 481 119,979

September 30, 2010 U.S. Europe Western Eastern Pacific Basin Americas Other Total at September 30, 2010 $

Mortgages 31,317 7,957 246 139 468 $ 40,127 $ $

Installment and revolving credit 40,052 7,433 5,565 6,421 1,493 54 61,018 $ $

Auto 5,112 1,389 1,647 7 8,155 $ $

Other (a) 939 2,971 4,283 295 8,488 $ $

Total 40,991 46,833 19,194 8,609 1,632 529 117,788

(a) Represents mainly small and medium enterprise loans.

21

GE Capital - Consumer mortgage portfolio by country (a)

(In millions) September 30, 2011 U.K. (b) (d) France (d) Poland Czech Republic Hungary Spain All other Total at September 30, 2011 (c) $ Financing receivables 17,607 9,101 5,895 1,228 1,109 1,003 2,765 38,708 Financing receivables $ 18,574 9,497 5,854 1,257 1,091 1,061 3,087 40,421 Financing receivables $ 18,858 9,302 5,545 1,210 1,020 1,074 3,118 40,127 As a % of total 45.5 % 23.5 15.2 3.2 2.9 2.6 7.1 100.0 % As a % of total 46.0 % 23.5 14.5 3.1 2.7 2.6 7.6 100.0 % As a % of total 47.0 % 23.2 13.8 3.0 2.5 2.7 7.8 100 % Nonearning receivables 15.0 % 2.4 0.9 1.4 8.4 18.1 18.7 9.9 % Nonearning receivables 13.7 % 3.1 1.0 1.9 10.0 17.3 20.3 9.5 % Nonearning receivables 13.0 % 3.2 1.1 2.0 12.1 17.3 22.5 9.3 % Delinquent more than 30 days 20.9 % 3.5 2.7 2.7 16.1 27.8 22.3 13.6 % Delinquent more than 30 days 20.3 % 3.6 2.1 2.7 14.8 28.1 19.7 13.2 % Delinquent more than 30 days 23.4 % 3.5 2.0 2.2 13.6 27.4 17.6 14.6 % June 30, 2011 U.K. France Poland Czech Republic Hungary Spain All other Total at June 30, 2011 (c) $ Financing receivables 18,452 9,581 6,189 1,295 1,160 1,059 2,995 40,731 Financing receivables $ 18,487 9,379 5,694 1,186 1,054 1,047 3,164 40,011 As a % of total 45.3 % 23.5 15.2 3.2 2.8 2.6 7.4 100.0 % As a % of total 46.2 % 23.4 14.2 3.0 2.6 2.6 8.0 100.0 % Nonearning receivables 13.7 % 2.9 0.9 1.6 9.2 15.0 19.1 9.3 % Nonearning receivables 13.2 % 3.2 1.1 2.0 10.8 16.8 21.7 9.3 % Delinquent more than 30 days 21.3 % 3.6 2.2 2.7 15.0 25.6 21.6 13.6 % Delinquent more than 30 days 21.7 % 3.6 2.0 2.5 14.4 25.5 18.3 13.7 %

March 31, 2011 U.K. France Poland Czech Republic Hungary Spain All other Total at March 31, 2011

December 31, 2010 U.K. France Poland Czech Republic Hungary Spain All other Total at December 31, 2010

September 30, 2010 U.K. France Poland Czech Republic Hungary Spain All other Total at September 30, 2010

(a) Consumer loans secured by residential real estate (both revolving and closed-end loans) are written down to the fair value of collateral, less costs to sell, no later than when they become 360 days past due. (b) At September 30, 2011, we had in repossession stock 540 houses in the U.K., which had a value of approximately $0.1 billion. (c) At September 30, 2011, net of credit insurance, approximately 25% of this portfolio comprised loans with introductory, below market rates that are scheduled to adjust at future dates; with high loan-to-value ratios at inception (greater than 90%); whose terms permitted interest-only payments; or whose terms resulted in negative amortization. At origination, we underwrite loans with an adjustable rate to the reset value. 79% of these loans are in our U.K. and France portfolios, which comprise mainly loans with interest-only payments and introductory below market rates, have a delinquency rate of 14% and have a loan-to-value ratio at origination of 76%. At September 30, 2011, 6% (based on dollar values) of these loans in our U.K. and France portfolios have been restructured. (d) Our U.K. and France portfolios have reindexed loan-to-value ratios of 85% and 57%, respectively.

22

GE Capital - Commercial allowance for losses on financing receivables (a)

Balance January 1, 2011 Provision charged to operations Gross write-offs Balance September 30, 2011

(In millions) CLL Americas Europe Asia Other EFS GECAS Other Total Commercial $

Other (a)

Recoveries

1,288 429 222 6 22 20 58 2,045

250 126 81 3 10 (4) 13

(79) 17 16 (4) -

(544) (218) (194) (4) (2) (31)

80 49 25 8 3

995 403 150 5 36 14 43

479

(50)

(993)

165

1,646

(In millions) CLL Americas Europe Asia Other EFS GECAS Other Total Commercial

Balance December 31, 2009

Adoption of ASU 2009-16 & 17 (b)

Balance January 1, 2010

Provision charged to operations

Other (a)

Gross write-offs

Recoveries

Balance September 30, 2010

1,180 575 244 10 28 104 34

66 (10) -

1,246 575 234 10 28 104 34

823 190 131 (3) 56 17 23

(20) (47) (10) 1 (2)

(787) (348) (118) (96) (3)

95 41 15 1

1,357 411 252 7 85 25 53

2,175

56

2,231

1,237

(78)

(1,352)

152

2,190

(a) During the third quarter of 2011, we transferred our Railcar lending and leasing portfolio from CLL Other to CLL Americas. Prior-period amounts were reclassified to conform to the current-period presentation. (b) Other primarily included transfers to held for sale and the effects of currency exchange. (c) On January 1, 2010, we adopted ASU 2009-16 & 17, amendments to ASC 810, Consolidation, that required us to consolidate the allowance for losses of VIEs consolidated on January 1, 2010.

23

GE Capital - Real Estate allowance for losses on financing receivables

Balance January 1, 2011 Provision charged to operations Gross write-offs Balance September 30, 2011

(In millions) Real Estate Debt Business Properties Total Real Estate

Other (a)

Recoveries

1,292 196 1,488

155 70 225

13 13

(494) (107) (601)

12 4 16

978 163 1,141

(In millions) Real Estate Debt Business Properties Total Real Estate

Balance December 31, 2009

Adoption of ASU 200916 & 17 (b)

Balance January 1, 2010

Provision charged to operations

Other (a)

Gross write-offs

Recoveries

Balance September 30, 2010

1,358 136 1,494

(3) 45 42

1,355 181 1,536

794 124 918

5 (7) (2)

(505) (92) (597)

1,649 208 1,857

(a) Other primarily included the effects of currency exchange. (b) On January 1, 2010, we adopted ASU 2009-16 & 17, amendments to ASC 810, Consolidation, that required us to consolidate the allowance for losses of VIEs consolidated on January 1, 2010.

24

GE Capital - Real Estate debt overview

(In millions) September 30, 2011 $ 21,335 4,392 2,953 5,698 34,378 $ June 30, 2011 22,724 4,543 2,992 6,548 36,807 Financing receivables March 31, 2011 $ 24,778 4,468 3,032 6,744 39,022 December 31, 2010 $ 25,989 4,515 2,991 6,716 40,211 September 30, 2010 $ 27,628 4,719 2,974 7,160 42,481 September 30, 2011 $ 7,291 8,630 4,820 3,853 3,317 3,458 1,082 142 1,785 34,378 $ June 30, 2011 8,459 9,057 5,181 3,978 3,358 3,725 1,109 144 1,796 36,807 Financing receivables March 31, 2011 $ 9,210 9,548 5,825 4,351 3,435 3,581 1,110 123 1,839 39,022 December 31, 2010 $ 9,354 9,962 6,151 4,404 3,480 3,650 1,159 122 1,929 40,211 September 30, 2010 $ 10,028 10,314 6,467 4,683 3,775 3,937 1,192 121 1,964 42,481

Region U.S. Europe Pacific Basin Americas Total (a)

Property type Office buildings Owner occupied Apartment buildings Hotel properties Warehouse properties Retail facilities Mixed use Parking facilities Other Total (a)

Vintage profile Originated in pre-2008 2008 2009 2010 2011 Total

September 30, 2011 $ 20,695 11,974 57 608 1,044 34,378

Contractual maturities Due in 2011 and prior (b) 2012 2013 2014 2015 and later Total

September 30, 2011 $ 4,845 8,173 4,229 4,579 12,552 34,378

(a) Represents total gross financing receivables for Real Estate only. (b) Includes $907 million relating to loans with contractual maturities prior to September 30, 2011.

25

GE Capital - Real Estate equity overview (a)

(In millions, unless otherwise noted) September 30, 2011 $ 7,889 8,590 7,193 2,756 26,428 $ June 30, 2011 8,120 9,236 7,197 2,865 27,418 $ Equity March 31, 2011 9,138 9,277 7,131 2,940 28,486 $ December 31, 2010 9,041 9,750 7,155 2,923 28,869 $ September 30, 2010 9,254 9,905 7,327 2,927 29,413 September 30, 2011 $ 14,163 4,168 3,091 2,222 1,139 15 607 348 675 26,428 $ June 30, 2011 14,770 4,215 3,265 2,322 1,163 16 602 368 697 27,418 $ Equity March 31, 2011 14,811 4,259 3,409 2,308 1,170 811 605 402 711 28,486 $ December 31, 2010 14,537 4,359 3,465 2,859 1,126 814 695 338 676 28,869 $ September 30, 2010 14,695 4,340 3,579 2,803 1,459 817 724 334 662 29,413

Region U.S. Europe Pacific Basin Americas Total

Property type Office buildings Apartment buildings Warehouse properties Retail facilities Mixed use Parking facilities Owner occupied Hotel properties Other Total

Vintage profile (e) Originated in pre-2008 2008 2009 2010 2011 Total

September 30, 2011

Key metrics Owned real estate (b) $ $

September 30, 2011 22,753 $

June 30, 2011 23,665 $

March 31, 2011 24,616 $

December 31, 2010 25,187 $

September 30, 2010 25,549 1,384 5.5 % 21.0 % $ 708

23,471 1,890 96 249 722 26,428

Net operating income (annualized) Net operating income yield (c) End of period vacancies (d) Foreclosed properties (f)

1,351 $ 5.8 % 19.5 %

1,425 $ 6.0 % 20.2 %

1,382 $ 5.5 % 20.6 %

1,453 $ 5.7 % 20.0 %

745

606

601

629

(a) Includes real estate investments related to Real Estate only. (b) Excludes joint ventures, equity investment securities, and foreclosed properties. (c) Net operating income yield is calculated as annualized net operating income for the relevant quarter as a percentage of the average owned real estate. (d) Excludes hotel properties, apartment buildings and parking facilities. (e) Includes foreclosed properties based on date of foreclosure. (f) Excludes foreclosed properties related to loans acquired at a discount with an expectation to foreclose.

26

GE Capital - Equipment leased to others (ELTO), net of depreciation and amortization overview
(In millions) September 30, 2011 Collateral type Aircraft Vehicles Railroad rolling stock Construction and manufacturing Marine shipping containers All other Total at September 30, 2011 $ June 30, 2011 Collateral type Aircraft Vehicles Railroad rolling stock Construction and manufacturing Marine shipping containers All other Total at June 30, 2011 $

CLL 3,083 8,970 2,892 1,674 224 1,191 18,034 $

GECAS 31,846 31,846 $

EFS 867 867

Consumer $ 3 2 6 $ 11 $ $

Total 34,929 8,973 2,892 1,676 224 2,064 50,758

CLL 3,003 9,324 2,932 1,687 2,088 1,182 20,216 $

GECAS 32,885 32,885 $

EFS 877 877 $

Consumer 5 2 6 $ 13 $ $

Total 35,888 9,329 2,932 1,689 2,088 2,065 53,991

March 31, 2011 Collateral type Aircraft Vehicles Railroad rolling stock Construction and manufacturing Marine shipping containers All other Total at March 31, 2011 $

CLL 3,141 9,246 2,917 1,434 2,045 1,108 19,891 $

GECAS 32,144 32,144 $

EFS 886 886

Consumer $ 5 2 6 $ 13 $ $

Total 35,285 9,251 2,917 1,436 2,045 2,000 52,934

December 31, 2010 Collateral type Aircraft Vehicles Railroad rolling stock Construction and manufacturing Marine shipping containers All other Total at December 31, 2010 $

CLL 3,130 9,072 2,960 1,452 1,924 927 19,465 $

GECAS 31,535 31,535 $

EFS 1,089 1,089 $

Consumer 5 2 7 $ 14 $ $

Total 34,665 9,077 2,960 1,454 1,924 2,023 52,103

September 30, 2010 Collateral type Aircraft Vehicles Railroad rolling stock Construction and manufacturing Marine shipping containers All other Total at September 30, 2010 $

CLL 3,469 8,783 3,008 1,402 1,893 1,125 19,680 $

GECAS 30,842 30,842 $

EFS 1,198 1,198

Consumer $ 6 2 6 $ 14 $ $

Total 34,311 8,789 3,008 1,404 1,893 2,329 51,734

27

GE Capital - Commercial aircraft asset details

September 30, 2011 $ 23,848 8,830 3,656 5,025 2,209 43,568 $ June 30, 2011 25,565 8,725 3,228 5,102 2,093 44,713 Loans and leases March 31, 2011 $ 24,959 8,399 3,287 5,166 2,317 44,128 $ December 31, 2010 24,750 8,233 3,405 5,260 2,380 44,028 $ September 30, 2010 23,083 8,249 3,855 5,322 2,441 42,950

Collateral type (In millions) Narrow-body aircraft Wide-body aircraft Cargo Regional jets Engines Total (a)

Airline regions (In millions) U.S. Europe Pacific Basin Americas Other Total (a)

September 30, 2011 $ 12,684 10,075 8,723 5,499 6,587 43,568 $

June 30, 2011 13,580 10,010 8,938 5,655 6,530 44,713

Loans and leases March 31, 2011 $ 14,573 9,484 8,278 5,507 6,286 44,128 $

December 31, 2010 15,123 9,258 8,113 5,313 6,221 44,028 $

September 30, 2010 14,659 9,290 7,791 5,258 5,952 42,950

Aircraft vintage profile (In millions) 0-5 years 6-10 years 11 - 15 years 15+ years Total (b)

September 30, 2011 $ 19,660 14,222 5,174 2,303 41,359

(a) Includes loans and financing leases of $11,841 million, $11,952 million, $12,104 million, $12,615 million, and $12,227 million (less non-aircraft loans and financing leases of $119 million, $124 million, $120 million, $122 million, and $119 million) and ELTO of $31,846 million, $32,885 million, $32,144 million, $31,535 million, and $30,842 million, at September 30, 2011, June 30, 2011, March 31, 2011, December 31, 2010, and September 30, 2010, respectively, related to commercial aircraft at GECAS. (b) Excludes aircraft engine loans and leases of $2,209 million at September 30, 2011.

28

GE Capital other key areas

29

GE Capital - Investment securities

At September 30, 2011 Gross Gross unrealized unrealized gains losses $ 59 17 29 25 2 34 4 13 14 $ (168) (141) (281) (199) (215) (124) (133) (6) $ At December 31, 2010 Gross Gross unrealized unrealized gains losses $ 169 4 14 7 39 8 3 10 $ (14) (232) (355) (183) (190) (111) (58) (5) (26) $

(In millions) Debt U.S. corporate State and municipal Residential mortgage-backed (a) Commercial mortgage-backed Asset-backed Corporate - non-U.S. Government - non-U.S. U.S. government and federal agency Retained interests Equity Available-for-sale Trading Total

Amortized cost $ 3,696 654 1,790 1,480 3,925 1,395 1,787 2,523 29

Estimated fair value 3,587 530 1,538 1,306 3,712 1,305 1,658 2,536 37 $

Amortized cost 3,490 918 2,099 1,619 3,242 1,478 1,804 2,663 55

Estimated fair value 3,645 690 1,758 1,436 3,059 1,406 1,754 2,661 39

720 387 $ 18,386 $

123 320 $

(77) (1,344) $

766 387 17,362 $

902 417 18,687 $

194 448 $

(9) (1,183) $

1,087 417 17,952

(In millions) Debt U.S. corporate State and municipal Residential mortgage-backed (a) Commercial mortgage-backed Asset-backed Corporate - non-U.S. Government - non-U.S. U.S. government and federal agency Retained interests Equity Total (a) Substantially collateralized by U.S. mortgages.

At September 30, 2011 - In loss position for Less than 12 months 12 months or more Gross Gross Estimated unrealized Estimated unrealized fair value losses fair value losses $ 584 56 134 2,836 38 578 116 $ 4,342 $ $ (69) (28) (1) (48) (2) (25) (77) (250) $ $ 451 266 892 1,304 850 723 160 2 3 4,651 $ $ (99) (113) (280) (199) (167) (122) (108) (6) (1,094) $ $

At December 31, 2010 - In loss position for Less than 12 months 12 months or more Gross Gross Estimated unrealized Estimated unrealized fair value losses fair value losses 357 137 166 779 111 123 642 1,613 46 3,974 $ $ (5) (16) (3) (103) (5) (2) (6) (5) (9) (154) $ $ 337 443 920 652 902 673 105 34 4,066 $ $ (9) (216) (352) (80) (185) (109) (52) (26) (1,029)

30

GE Capital - Investments measured at fair value in earnings (a)

Asset balances at Net earnings impact for nine months ending September 30, 2011 $ (23) (41) (11) 3 $ (72)

Investment type (In millions) Equities - trading Assets held for sale (LOCOM) Assets of businesses held for sale (LOCOM) Other (Investment companies and loans) Total $ $

September 30, 2011 387 3,682 3,050 595 7,714 $ $

December 31, 2010 417 3,538 3,127 390 7,472

(a) Excludes derivatives portfolio.

31

GE Capital - Ending Net Investment (ENI)

(In billions) GECC total assets Less: assets of discontinued operations Less: non-interest bearing liabilities GE Capital ENI Less: cash and equivalents GE Capital ENI, excluding cash and equivalents $ $ $

September 30, 2011 572.7 (1.5) (36.7) 534.5 (82.4) 452.1 $ $ $

June 30, 2011 577.1 (6.4) (36.1) 534.6 (77.3) 457.3 $ $ $

March 31, 2011 569.8 (10.1) (36.6) 523.1 (66.5) 456.6 $ $ $

December 31, 2010 581.1 (12.4) (38.7) 530.0 (59.5) 470.5 $ $ $

September 30, 2010 596.2 (21.7) (39.2) 535.3 (63.6) 471.7

32

GECC - Ratios (a)

Leverage ratio (In billions) Debt Equity (b) Leverage ratio Debt Less: hybrid debt Less: cash and equivalents Adjusted debt Equity (b) Add: hybrid debt Adjusted equity Adjusted leverage ratio $ $ September 30, 2011 453.2 79.1 5.7:1 453.2 (7.7) (82.7) 362.8 79.1 7.7 86.8 4.2:1 $ $ June 30, 2011 458.1 78.8 5.8:1 458.1 (7.7) (77.4) 373.0 78.8 7.7 86.5 4.3:1 $ $ March 31, 2011 452.8 76.1 5.9:1 452.8 (7.7) (66.6) 378.5 76.1 7.7 83.8 4.5:1 $ $ December 31, 2010 465.4 72.9 6.4:1 465.4 (7.7) (59.7) 398.0 72.9 7.7 80.6 4.9:1 $ $ September 30, 2010 481.4 70.5 6.8:1 481.4 (7.7) (65.4) 408.3 70.5 7.7 78.2 5.2:1

Tangible common equity to tangible assets ratio (In billions) Total equity (b) Less: Goodwill and other intangibles Tangible common equity Total assets Less: Goodwill and other intangibles Tangible assets Tangible common equity to tangible assets Tier 1 common ratio (c) (a) Includes discontinued operations. $

September 30, 2011 79.1 (29.4) 49.7 572.7 (29.4) 543.3 9.1 % 11.0 % $

June 30, 2011 78.8 (30.0) 48.8 577.1 (30.0) 547.1 8.9 % 10.4 % $

March 31, 2011 76.1 (29.6) 46.5 569.8 (29.6) 540.2 8.6 % 9.8 % $

December 31, 2010 72.9 (29.5) 43.4 581.1 (29.5) 551.6 7.9 % 8.9 % $

September 30, 2010 70.5 (30.1) 40.4 596.1 (30.1) 566.0 7.1 % 8.2 %

$ $

$ $

$ $

$ $

$ $

(b) Equity represents amounts available to GECC shareholders, excluding noncontrolling interests. (c) Based on Basel One RWA estimates.

33

GECS supplemental information

34

GECS - Investment securities

At September 30, 2011 Gross Gross unrealized unrealized losses gains $ 3,076 317 191 137 10 135 116 91 14 $ (276) (144) (303) (269) (216) (142) (133) (6) $ At December 31, 2010 Gross Gross unrealized unrealized losses gains $ 1,576 45 95 145 16 116 82 57 10 $ (237) (282) (378) (230) (193) (132) (58) (47) (26) $

(In millions) Debt U.S. corporate State and municipal Residential mortgage-backed (a) Commercial mortgage-backed Asset-backed Corporate - non-U.S. Government - non-U.S. U.S. government and federal agency Retained interests Equity Available-for-sale Trading Total

Amortized cost $ 21,633 2,970 2,794 2,887 4,060 2,703 2,282 3,220 29

Estimated fair value 24,433 3,143 2,682 2,755 3,854 2,696 2,265 3,311 37 $

Amortized cost 21,233 2,961 3,092 3,009 3,407 2,883 2,242 3,358 55

Estimated fair value 22,572 2,724 2,809 2,924 3,230 2,867 2,266 3,368 39

828 387 $ 43,793 $

134 4,221 $

(83) (1,572) $

879 387 46,442 $

500 417 43,157 $

213 2,355 $

(8) (1,591) $

705 417 43,921

(In millions) Debt U.S. corporate State and municipal Residential mortgage-backed (a) Commercial mortgage-backed Asset-backed Corporate - non-U.S. Government - non-U.S. U.S. government and federal agency Retained interests Equity Total (a) Substantially collateralized by U.S. mortgages.

At September 30, 2011 - In loss position for Less than 12 months 12 months or more Gross Gross unrealized unrealized Estimated Estimated losses losses fair value fair value $ 1,387 62 179 366 2,836 284 597 187 $ 5,898 $ $ (104) (29) (6) (36) (48) (8) (25) (83) (339) $ $ 961 321 970 1,382 856 773 161 2 3 5,429 $ $ (172) (115) (297) (233) (168) (134) (108) (6) (1,233) $ $

At December 31, 2010 - In loss position for Less than 12 months 12 months or more Gross Gross unrealized unrealized Estimated Estimated losses losses fair value fair value 2,375 949 188 831 113 448 661 1,822 49 7,436 $ $ (81) (43) (4) (104) (5) (12) (6) (47) (8) (310) $ $ 1,519 570 1,024 817 910 804 107 34 5,785 $ $ (156) (239) (374) (126) (188) (120) (52) (26) (1,281)

35

GECS - Funding
(In billions) Commercial paper Long-term debt (a) Deposits / CD's Alternate funding / other Non-recourse borrowings of consolidated securitization entities Total debt Metrics Bank lines Commercial paper coverage (b): Bank lines Bank lines and cash and equivalents Cash and equivalents LT debt < 1 year $ $ $ 53.6 $ 53.7 $ 53.0 $ 51.8 $ 52.1 September 30, 2011 $ 40.7 321.6 41.5 24.0 29.0 456.8 $ June 30, 2011 40.7 326.5 41.5 25.4 29.1 463.2 $ March 31, 2011 40.6 324.1 39.4 24.7 29.3 458.1 December 31, 2010 $ 42.0 336.0 37.3 25.2 30.0 470.5 September 30, 2010 $ 41.3 347.4 36.4 24.2 30.5 479.8

132 % 336 % 83.3 76.4 $ $

132 % 323 % 78.0 72.9 $ $

130 % 296 % 67.3 59.2 $ $

123 % 267 % 60.3 65.6 $ $

126 % 282 % 64.3 62.7

(a) Includes $45 billion, $45 billion, $45 billion, $53 billion, and $55 billion of long term debt issued under the TLGP program at September 30, 2011, June 30, 2011, March 31, 2011, December 31, 2010, and September 30, 2010, respectively. (b) Commercial paper coverage represents bank lines, both excluding and including cash and equivalents, as a percentage of the commercial paper balance as of the end of the relevant period.

36

GECS - Ratios (a)

Leverage ratio (In billions) Debt Equity (b) Leverage ratio Debt Less: hybrid debt Less: cash and equivalents Adjusted debt Equity (b) Add: hybrid debt Adjusted equity Adjusted leverage ratio $ $ September 30, 2011 458.4 76.0 6.0:1 458.4 (7.7) (83.6) 367.1 76.0 7.7 83.7 4.4:1 $ $ June 30, 2011 463.2 75.1 6.2:1 463.2 (7.7) (78.1) 377.4 75.1 7.7 82.8 4.6:1 $ $ March 31, 2011 458.1 72.1 6.4:1 458.1 (7.7) (67.4) 383.0 72.1 7.7 79.8 4.8:1 $ $ December 31, 2010 470.6 69.0 6.8:1 470.6 (7.7) (60.4) 402.5 69.0 7.7 76.7 5.2:1 $ $ September 30, 2010 486.5 66.9 7.3:1 486.5 (7.7) (66.0) 412.8 66.9 7.7 74.6 5.5:1

Tangible common equity to tangible assets ratio (In billions) Total equity (b) Less: Goodwill and other intangibles Tangible common equity Total assets Less: Goodwill and other intangibles Tangible assets Tangible common equity to tangible assets Tier 1 common ratio (c) $

September 30, 2011 76.0 (29.4) 46.6 603.1 (29.4) 573.7 8.1 % 9.6 % $

June 30, 2011 75.1 (30.0) 45.1 605.6 (30.0) 575.6 7.8 % 9.1 % $

March 31, 2011 72.1 (29.6) 42.5 597.7 (29.6) 568.1 7.5 % 8.6 % $

December 31, 2010 69.0 (29.5) 39.5 608.7 (29.5) 579.2 6.8 % 7.8 % $

September 30, 2010 66.9 (30.1) 36.8 624.7 (30.1) 594.6 6.2 % 7.3 %

$ $

$ $

$ $

$ $

$ $

(a) Includes discontinued operations. (b) Equity represents amounts available to GECS shareholders, excluding noncontrolling interests. (c) Based on Basel One RWA estimates.

37

Appendix

38

Glossary
Term Borrowing Cash and equivalents Definition Financial liability (short or long-term) that obligates us to repay cash or another financial asset to another entity. Highly liquid debt instruments with original maturities of three months or less, such as commercial paper. Typically included with cash for reporting purposes, unless designated as available-for-sale and included with investment securities. Qualifying derivative instruments that we use to protect ourselves against exposure to variability in future cash flows. The exposure may be associated with an existing asset or liability, or with a forecasted transaction. See "Hedge." Unsecured, unregistered promise to repay borrowed funds in a specified period ranging from overnight to 270 days. A financial instrument or contract with another party (counterparty) that is designed to meet any of a variety of risk management objectives, including those related to fluctuations in interest rates, currency exchange rates or commodity prices. Options, forwards and swaps are the most common derivative instruments we employ. See "Hedge." Certain businesses we have sold or committed to sell within the next year and therefore will no longer be part of our ongoing operations. The net earnings, assets and liabilities, and cash flows of such businesses are separately classified on our Statement of Earnings and Statement of Financial Position for all periods presented. The total capital we have invested in the financial services business. It is the sum of short-term borrowings, long-term borrowings and equity (excluding noncontrolling interests) adjusted for unrealized gains and losses on investment securities and hedging instruments. Alternatively, it is the amount of assets of continuing operations less the amount of non-interest bearing liabilities. Rental equipment we own that is available to rent and is stated at cost less accumulated depreciation. Qualifying derivative instruments that we use to reduce the risk of changes in the fair value of assets, liabilities or certain types of firm commitments. Changes in the fair values of derivative instruments that are designated and effective as fair value hedges are recorded in earnings, but are offset by corresponding changes in the fair values of the hedged items. See "Hedge." Investment in contractual loans and financing leases due from customers (not investment securities). The premium paid for acquisition of a business. Calculated as the purchase price less the fair value of net assets acquired (net assets are identified tangible and intangible assets, less liabilities assumed). A technique designed to eliminate risk. Often refers to the use of derivative financial instruments to offset changes in interest rates, currency exchange rates or commodity prices, although many business positions are "naturally hedged" - for example, funding a U.S. fixed-rate investment with U.S. fixed-rate borrowings is a natural interest rate hedge.

Cash flow hedges

Commercial paper Derivative instrument

Discontinued operations

Ending Net Investment (ENI)

Equipment leased to others Fair value hedge

Financing receivables Goodwill

Hedge

39

Glossary
Term Intangible asset Interest rate swap Definition A non-financial asset lacking physical substance, such as goodwill, patents, licenses, trademarks and customer relationships. Agreement under which two counterparties agree to exchange one type of interest rate cash flow for another. In a typical arrangement, one party periodically will pay a fixed amount of interest, in exchange for which that party will receive variable payments computed using a published index. See "Hedge." Generally, an instrument that provides an ownership position in a corporation (a stock), a creditor relationship with a corporation or governmental body (a bond), rights to contractual cash flows backed by pools of financial assets or rights to ownership such as those represented by options, subscription rights and subscription warrants. Represents operating income less operating expenses for owned real estate properties. A portion of a transferred financial asset retained by the transferor that provides rights to receive portions of the cash inflows from that asset. A process whereby loans or other receivables are packaged, underwritten and sold to investors. In a typical transaction, assets are sold to a special purpose entity, which purchases the assets with cash raised through issuance of beneficial interests (usually debt instruments) to third-party investors. Whether or not credit risk associated with the securitized assets is retained by the seller depends on the structure of the securitization. See "Variable interest entity." Entity defined by Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 810 (FASB Interpretation 46 (Revised)), and that must be consolidated by its primary beneficiary. A variable interest entity has one or both of the following characteristics: (1) its equity at risk is not sufficient to permit the entity to finance its activities without additional subordinated financial support from other parties, or (2) as a group, the equity investors lack one or more of the following characteristics: (a) direct/indirect ability to make decisions, (b) obligation to absorb expected losses, or (c) right to receive expected residual returns.

Investment securities

Net operating income Retained interest

Securitization

Variable interest entity (VIE)

40