MULTICITY CHEQUE FACILITY-CURRENT ACCOUNT-LAKSHMI SUPREME Multicity current account is termed as Lakshmi Supreme.

. The current account will be for Business Organisations and Small & Medium Enterprises. Features of Multicity Cheque Facility Accounts:

Details Average monthly balance Limit of Cash withdrawals a) At base branch b) Non Base Branch (only self withdrawals) Collection of clearing cheques(Local) a) At base branch b) Non Base Branch Clearing cheque return charges for a)Inward clearing return b)Outward clearing return c)OCC(OBC) return Service Charges for outstation cheques drawn on centres(Where we have branches)given for collection a)At base branch b)At Non-base branch Outstation cheques drawn on centres(Where we are not having branches)given for collection at base as well as non-base branch Limit of Cash Remittance a) At base branch b) At Non Base Branch

Charges Rs.10000/No Limit Rs.50000/- (No third party withdrawal) Free of Charges Free upto Rs.10.00 lacs p.m & thereafter Re.1/- per Rs.1000/minimum Rs.50 Rs.100 + interest(PLR + 3.5%) Rs.25/50% of collection charges-minimum Rs.50

Rs.1.50 per Rs.1000 subject to minimum of Rs.10 perinstrument + courier charges Rs.10/- per cheque

Charges as above plus other Bank charges No Limit Free upto Rs.1,00,000/-p.m at any branch.Thereafter Re.1/- per 1000/upto Rs.50 lacs per month Rs.1.50 per Rs.1000 subject to a minimum of Rs.20 per draft upto Rs.10 lacs per month.Thereafter Rs.2 per Rs.1000 Free upto Rs.5 Lacs per month after that Rs.1 /- per Rs.1000.

Service Charges for DD/PO

Charges for payment between CBS branches. For clearing debits at Non base branches.

Outward RTGS Remittance Inward RTGS Other Charges: a)Cheque book b)Stop payment (Only at base branch) c)Statement of A/C Daily Weekly Fortnightly Monthly Duplicate Retrieval of old records Lakshmi Current Diamond Plus

Flat Rs.50 per transaction NIL

Rs.2 per instrument Rs.25 per cheque per occasion Rs.100 per month Free Free Free Rs.5 per sheet Rs.25 per cheque/record per occasion

Lakshmi Current Diamond account offers special privileges to our customers who maintain an Average Monthly Minimum Balance of Rs. 10 Lacs and above Salient Features No limit for cash withdrawals at the base Branch (branch where account is opened) Rs.2 Lacs withdrawal per day at other branches (Self withdrawal only) No collection charges for Outstation cheques drawn on LVB Center. Charges as per existing rules for collection of Outstation cheques drawn on non LVB centre. For Inward Clearing, charges at Rs. 500 in case of cheque returned due to Insufficient Funds No charges for Outward Clearing cheques returned No charges for Collection of Outstation Cheques returned at base as well as non-base branches No charges for Demand Draft/ Pay Order for any amount Free Cash Remittance at base branch and Re. 1 per thousand at non-base branches A charge of Rs. 500 per month is applicable in case of non-maintenance of minimum balance No charges for remittance through RTGS/ NEFT Free Net Banking facility No folio charges Free multi-city cheques Free weekly statement via e-mail Free SMS Alert Free Standing Instruction Free Stop Payment Free duplicate account copy

Eligibility As per our existing Current Account norms Average Monthly Minimum Balance of Rs. 10 Lacs

Lakshmi Current Silver Lakshmi Current Silver account offers special privileges to our customers who maintain an Average Monthly Minimum Balance(AMMB) of Rs. 1 Lakh and above No limit for cash withdrawals at the base Branch (branch where account is opened) Rs. 50000/- withdrawal per day at other branches (Self withdrawal only) Outward clearing charges at non-base branches free upto Rs.25 lakhs in a month. Inward clearing charges at non-base branches free upto Rs.30 lakhs in a month. DD/PO issual free up to Rs.180 lacs monthly. Free monthly e-mail statements Free Net Banking facility Free SMS alerts Free standing instructions- 5 per month Inward cheque return charges of Rs.100/- per instrument. Outward clearing return charges Rs.10/- per instrument . Cheque book upto 25 leaves per month is free. Charges for Non maintenance of AMMB (Average Minimum Monthly balance) is Rs.1000/- per month

Lakshmi Current Subham Account

LAKSHMI CURRENT SUBHAM ACCOUNT Eligibility S. No. 1 2 Features Average Monthly Minimum Balance(AMMB) Cash Remittance All as per existing Current Account norms Particulars

Rs.20,000/-

a. at home branch

No Ceiling on remittance amount. [Note:Upto 10 sections - Free per day,there after Rs.5/- per section] Upto Rs. 30000/- per dayFree

b. at Non base Branches

Above 30000 to Rs.3 lacs per day : Re.1/1000 Above Rs.3 lacs per day : Rs.2/1000 is to be collected

Cash Withdrawal a. at home branch 3 b. at Non base Branches Inward Clearing Charges 4 a. at home branch b. at Non base Branches Outward Clearing Charges a. at home branch 5 b. at Non base Branches Free Free up to Rs.10 lakhs in a month. If exceeds for every additional Rs. 1 lakh- charges Rs.50/-. Free Free up to Rs.10 Lakhs per month, there after Rs.1/- per Rs.1000/-. No Ceiling. Free up to Rs.50000/- per day (including Cash and transfer).No Third party Withdrawals.

Outstation Collection Charges (OCC Outward Cheque for Collection) Inward Clearing return Charges

Upto Rs.10,000/- :Rs.50 Above Rs.10,000/-to Rs.1,00,000/- :Rs.100 Above Rs.1,00,000 - :Rs.150

a. at home branch b. at Non base Branches Outward Clearing return Charges 8 a. at home branch b. at Non base Branches OBC/OCC cheque return charges

With the minimum of Rs.100/- per cheque With the minimum of Rs.100/- per cheque

Rs.10/- per cheque Rs.10/- per cheque Upto Rs.10,000/- :Rs.50 Above Rs.10,000/-to Rs.1,00,000/- :Rs.100 Above Rs.1,00,000/- Rs.150 Free up to Rs.50 lakhs per month. There after Rs.2.25 per Rs.1000/-.

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DD/B.C (PO) Charges Charges for nonmaintenance of Average Monthly Minimum Balance

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Rs.500/- per month

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RTGS/NEFT Charges

RTGS Outward Transaction only Rs.1 Lakh to Rs.5 Lakhs Rs.25/- per transaction. Above 5 Lakhs Rs.50/per transaction. NEFT Outward Transaction only Upto Rs.1 lakh -Rs.5/per transaction Multicity cheque Book -cost Rs. 2/- per leaf. Statement of Account through E Mail Free (once in a month. ie. last day only) Free ATM Card - only for Individual / proprietory concerns SMS Alerts -Rs.10,000/-& above(DR/CR) - free

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Others

Net Banking Facility Free Standing Instruction Within the bank Free.