SME PRODUCTS ONE WORD/SENTENCE - II

1. WHAT IS THE MAXIMUM LOAN SCHEME?

A. RS 10 CRORES

FOR CORPORATES UNDER TRANSPORT PLUS

2.

WHAT IS THE MINIMUM LOAN UNDER TRANSPORT PLUS SCHEME?

A. RS 10 LACS

3.

WHAT IS THE MAXIMUM REPAYMENT PERIOD FOR LOANS UNDER TRANSPORT PLUS SCHEME?
A. MAXIMUM 5 YEARS

4.

WHAT IS THE CRA CRITERIA FOR LOANS UNDER TRANSPORT PLUS SCHEME?
A. NO SPECIFIC CONDITIONS

5. WHAT ARE PLUS SCHEME?

ALL THE FACILITIES THAN CAN BE GRANTED UNDER TRANSPORT

A. TERM LOAN AND CASH CREDIT

6.

WHAT ARE ALL THE PURPOSES COVERED UNDER TRANSPORT PLUS SCHEME?
A. PURCHASE OF NEW 4 WHEELERS LIKE TRUCKS/TRAILERS

7.

WHO ARE ELIGIBLE UNDER TRANSPORT PLUS SCHEME?

A. SURFACE TRANSPORT OPERATORS HAVING MINIMUM 10 VEHICLES B. HAVE MINIMUM 3 YEARS AS EXPERIENCE C. PROMOTER SHOULD BE AN IT ASSESSEE D. SHOULD HAVE NATIONAL/STATE PERMITS

8.

WHAT IS THE MAXIMUM LOAN FOR NON CORPORATES UNDER CORPORATE LOAN SCHEME?

A. MAXIMUM RS 10 CRORES

9.

WHAT IS THE MINIMUM LOAN UNDER CORPORATE LOAN SCHEME ?

A. RS 25 LAKHS

10.

WHAT IS THE MAXIMUM REPAYMENT PERIOD FOR LOANS UNDER CORPORATE LOAN SCHEME ?
A. 3 YEARS BUT MAY BE EXTENDED UP TO 5 YRS

11.

WHAT IS THE CRA CRITERIA FOR LOANS UNDER CORPORATE LOAN SCHEME ?
A.SB9

WHAT ARE LOAN SCHEME ?

12.

ALL THE FACILITIES THAN CAN BE GRANTED UNDER CORPORATE

A. CLEAN TERM LOAN

13.

WHAT ARE ALL THE PURPOSES COVERED UNDER CORPORATE LOAN SCHEME ?
A. REPAYMENT OF HIGH COST DEBT B. VRS SCHEME C. ACQUISITION OF TRADEMARKS/PATENTS D. SHORING OF NWC

14.

WHO ARE ELIGIBLE UNDER CORPORATE LOAN SCHEME ?

A. EXISTING CORPORATES/NON CORPORATES WITH CRA -SB9 B. NON CUSTOMERS ALSO AS PER TAKE OVER NORMS C. C&I/SSI CUSTOMERS

15.

What is the maximum loan under Rice Mill Plus Scheme? a. No maximum

16.

What is the minimum loan under Rice Mill Plus Scheme? a. No minimum

17. What is the maximum repayment period for loans under Rice Mill Plus Scheme? a.5-7 years 18. What is the CRA criteria for loans under R/ice Mill Plus Scheme? a. SB9 and above 19. What are all the facilities than can be granted under Rice Mill Plus Scheme? a. Term Loan b. Cash Credit c.LC/BG d. SME Credit Plus 20. What are all the purposes covered under Rice Mill Plus Scheme? a. Acquisition of machinery b. Acquisition of bldg for modernizations c. Working Capital Needs 21. Who are eligible under Rice Mill Plus Scheme? a. Units with Profits b. Units with SB9 and above c. New units by an existing clients with 50 % share 22. What is the maximum loan under Paryatan Plus Scheme? a. No maximum 23. What is the minimum loan under Paryatan Plus Scheme? a. No minimum 24. What is the maximum repayment period for loans under Paryatan Plus Scheme? a. 3-7 years 25. What is the CRA criteria for loans under Paryatan Plus Scheme?

a. Nil 26. What are all the facilities than can be granted under Paryatan Plus Scheme? a. Term Loan b. Cash Credit 27. What are all the purposes covered under Paryatan Plus Scheme? a. Constructions/modernization of hotels/yatri niwas b. Purchase of computers/equipments c. Purchase of luxury buses d. Establishment of parks/restaurants/ health clubs 28. Who are eligible under Paryatan Plus Scheme? a. Individuals b. Trusts c. Ltd Companies d. Partnerships 29. WHAT IS THE MAXIMUM LOAN UNDER SCHOOL PLUS SCHEME?
A. NO CAP WHAT IS THE MINIMUM LOAN UNDER SCHOOL PLUS SCHEME? A. RS 0.50 LACS

30.

31. WHAT IS THE MAXIMUM REPAYMENT PERIOD FOR LOANS UNDER SCHOOL PLUS SCHEME?
A. MAXIMUM 84 MONTHS(EMI)

32.

WHAT IS THE CRA CRITERIA FOR LOANS UNDER SCHOOL PLUS SCHEME?
A. MINIMUM SB-9

33. WHAT ARE SCHEME?

ALL THE FACILITIES THAN CAN BE GRANTED UNDER SCHOOL PLUS

A. TERM LOAN

34.

WHAT ARE ALL THE PURPOSES COVERED UNDER SCHOOL PLUS SCHEME?
A. PURCHASE OF LANDS, CONSTRUCTION OF BUILDING, PLAY GROUND. B. CONSTRUCTION OF LAB/CLASS ROOMS C. PURCHASE OF TRANSPORT VEHICLE FOR SCHOOL USE D.PURCHASE OF EQUIPMENTS

35.

WHO ARE ELIGIBLE UNDER SCHOOL PLUS SCHEME?

A. GOVERNMENT AIDED SCHOOLS/COLLEGES B.PRIVATE INSTITUTION WITH GOVERNMENT APPROVAL(SCHOOL, COLLEGES) C. (PROFESSIONAL AND COACHING CLASSES ARE NOT ELIGIBLE)

36.

WHAT IS THE MAXIMUM LOAN UNDER SME CREDIT PLUS SCHEME?

A. RS 25 LACS

37.

WHAT IS THE MINIMUM LOAN UNDER SME CREDIT PLUS SCHEME?

A. NO MINIMUM

38.

WHAT IS THE MAXIMUM REPAYMENT PERIOD FOR LOANS UNDER SME CREDIT PLUS SCHEME?
A. 2 MONTHS

39.

WHAT IS THE CRA CRITERIA FOR LOANS UNDER SME CREDIT PLUS SCHEME?
A. SB9 AND ABOVE

40. WHAT ARE PLUS SCHEME?

ALL THE FACILITIES THAN CAN BE GRANTED UNDER SME CREDIT

A. CLEAN CASH CREDIT

41.

WHAT ARE ALL THE PURPOSES COVERED UNDER SME CREDIT PLUS SCHEME?

A. REPAIRS/TAX LIABILITY/LABOUR PAY B. ADDITIONAL PURCHASE OF RAW MATERIALS C.PAYMENT OF BONUS

42.

WHO ARE ELIGIBLE UNDER SME CREDIT PLUS SCHEME?

A. UNITS WITH A RATING OF CRA SB9 AND ABOVE FOR THE PAST 2 YEARS.

43.

What is the maximum loan for SSI under SME Smart Score Scheme? a. Rs 50 lacs

44.

What is the minimum loan under SME Smart Score Scheme? a. Rs 5 lacs

45.

What is the maximum repayment period for loans under SME Smart Score Scheme? a. 5 years

46.

What is the CRA criteria for loans under SME Smart Score Scheme? a. No CRA

47. What are all the facilities than can be granted under SME Smart Score Scheme? a. Cash Credit b. Term loan 48. What are all the purposes covered under SME Smart Score Scheme? a. Working capital needs and acquisition of fixed assets . 49. Who are eligible under SME Smart Score Scheme? a. Individual/partnership/limited companies b. Minimum score 60 c. Promoters age should be below 66

50.

What is the maximum loan under Rent Plus Scheme? a. Rs 7.50 Crores b. For loans more than 25.00 lacs , a separate undertaking from the borrower that the money will not be used for speculative purposes has to obtained .

51.

What is the minimum loan under Rent Plus Scheme? a. Rs 0.5 lacs

52.

What is the maximum repayment period for loans under Rent Plus Scheme? a. 7 years

53.

What is the CRA criteria for loans under Rent Plus Scheme? a. No Condition

54.

What are all the facilities than can be granted under Rent Plus Scheme? a. Term loan

55.

What are all the purposes covered under Rent Plus Scheme? a. To meet liquidity mismatch

56.

Who are eligible under Rent Plus Scheme? a. Individual b.Partnership c.Corporates d . Owners of large commercial /office spaces rented out to large corporates / Banks , PSUs our Bank etc, in metropolitan/Urban/ Suburban/Rural Areas

57.

What is the maximum loan under SME Credit Card? a. Rs 10 lacs

58.

What is the minimum loan under SME Credit Card?

a.Nil 59. What is the maximum repayment period for loans under SME Credit Card? a. 5 years 60. What is the CRA criteria for loans under SME Credit Card? a. No CRA 61. What are all the facilities than can be granted under SME Credit Card? a. Cash Credit and or Term loan 62. What are all the purposes covered under SME Credit Card? a. All credit needs of the small and medium industrial and trading units including purchase of shops . 63. Who are eligible under SME Credit Card? a. Small Industrial Units b. Retail Traders c. Professional and Self Employed d. Small Business Enterprises All the above with two of good track record . 64. What is the maximum loan under SBI Shoppe Scheme? a. Rs 20 lacs 65. What is the minimum loan under SBI Shoppe Scheme? a.Nil 66. What is the maximum repayment period for loans under SBI Shoppe Scheme? a. 3-7years 67. What is the CRA criteria for loans under SBI Shoppe Scheme?

a. No CRA 68. What are all the facilities than can be granted under SBI Shoppe Scheme? a. Term loan 69. What are all the purposes covered under SBI Shoppe Scheme? a. Purchase of new/old shops b. Modernisation/expansion of shops/offices c. Purchase of furnitures d. Building of service centres 70. Who are eligible under SBI Shoppe Scheme? a. Individual b. Partnership c. Trust d. Franchisees e Minimum DSCR 1.75

71. WHAT IS THE MAXIMUM LOAN MANUFACTURING SECTOR?

A. RS 250 LACS

UNDER OPEN TERM LOAN SCHEME UNDER

72.

WHAT IS THE MINIMUM LOAN UNDER OPEN TERM LOAN SCHEME?

A. NIL

73.

WHAT IS THE MAXIMUM REPAYMENT PERIOD FOR LOANS UNDER OPEN TERM LOAN SCHEME?
A. 3 YEARS NORMALLY(SA MAY SELECTIVELY CONSIDER UP TO 5 YEARS)

74.

WHAT IS THE CRA CRITERIA FOR LOANS UNDER OPEN TERM LOAN SCHEME?
A. SB7 NORMALLY

75. WHAT ARE LOAN SCHEME?

ALL THE FACILITIES THAN CAN BE GRANTED UNDER OPEN TERM

A. TERM LOAN

76.

WHAT ARE ALL THE PURPOSES COVERED UNDER OPEN TERM LOAN SCHEME?
A. EXPANSION/MODERNISATION B. SUBSTITUTION OF HIGH COST DEBT C. UP GRADATION OF TECHNOLOGY D. ACQUISITION OF SOFTWARE E. VISITS ABROAD RELATED TO MARKET/ SALES PROMOTIONS F.ENERGY CONSERVATION SYSTEMS

77.

WHO ARE ELIGIBLE UNDER OPEN TERM LOAN SCHEME?

A. EXISTING/NEW CORPORATES AND NON CORPORATES B. CRA SB7 AND ABOVE NORMALLY C. MANUFACTURING ACTIVITY

78. What is the periodicity of the stock statements of advances given under SME Credit card ? Once in a year as on the last day of February .