BHARAT SANCHAR NIGAM LIMITED

(A Govt. Of India Enterprise)

TECHNO ECONOMIC FEASIBILITY REPORT

ON

MULTI STORIED RESIDENTIAL COMPLEX AT

VIBHUTI KHAND,GOMTI NAGAR

LUCKNOW

O/o the Chief Engineer (Civil), Telecom Civil U.P. East Zone, 13, Rana Pratap Marg, YMCA Bldg. Lucknow 226001
Phone : 0522 2209388 / 2209376 / 2206010 /2207810 Fax : 0522 2209378 Email :pceclko@sancharnet.in Website : www.pcelko.com

INDEX

SNO
1. 2. 3. 4. 5. 6. 7. 8. 9.

TITLE
INTRODUCTION PROJECT AT A GLANCE PROJECT DESCRIPTION GENERAL SPECIFICATIONS PROJECT ECONOMICS RECOMMENDATIONS ESTIMATE PROJECT ARCHITECTURAL PLAN BSNL WELFARE HOUSING SCHEME RULES AND REGULATIONS

PAGE NO
1-3 4-5 6 7 8-15 16 17-21 22-28 29-52

MULTISTORIED RESIDENTIAL COMPLEX AT VIBHUTI KHAND, GOMTINAGAR LUCKNOW 226010 UTTAR PRADESH INTRODUCTION
Lucknow is the capital of Uttar Pradesh and is one of the most developing city of northern India. Lucknow has the population of around 25 lakh . The city has about 40 medium/large industries having capital Investment of about Rs.151 crore. Lucknow has the potential of growth. Many Govt. bodies and private companies are engaged in providing the infrastructure to the city. Many residential colonies are being developed to meet the demand of the people. Residential colonies are mainly developed by Lucknow Development Authority, U.P. Awas Vikas Nigam. Private developers like Ansals, Eldeco, Krishna Colonisers are also developing the residential colonies but their share in the development is about 15 to 20% only. Now, after the creation of the BSNL, and as per the BSNL Corporate office letter no 482-3/2003-BG dated 22.09.2003, the BSNL has the responsibility of welfare of its employees and also has to bear the burden of generating revenue for its existence in the vast opening Telecom sector. The BSNL has hectares of lands at its disposal which can be utilized for the welfare housing. It shall also earn some profits for the BSNL as the surplus vacant land can be utilized commercially. The various sizes of dwelling units can be constructed under self financing scheme and can be given to the staff on long lease for 99 years.

At Lucknow BSNL has number of vacant plots which can be utilized for the above purpose. The total staff strength along with the officers at Lucknow is around 4371 with the requirement of 787 staff quarters of all types to achieve the satisfaction ratio of 18%. At present total no of staff quarters available for the staff at Lucknow is 440. Thus 347 more quarters are required to achieve the required numbers. The vacant land available at Lucknow are at the following places Janakipuram Sector G Kanpur Road Rajajipuram Vikas Nagar Vibhuti Khand, Gomti Nagar

The construction of 10nos staff quarters at Janakipuram,200 qtrs at Sec-G Kanpur Road, 60nos qtrs at Rajajipuram and 80 nos qtrs at Vikas Nagar are proposed for the staff. Thus total of 350 quarters can be constructed at the above four places as per the staff requirement. Thus the plot of BSNL at Vibhuti Khand, Gomti Nagar ,Lucknow measuring 33045 sqmt may become surplus . The Vibhuti Khand plot can be utilized for the welfare scheme implementation. The plot of land (area 33045 sqmt) situated in Vibhuti Khand, Gomti Nagar, which is very near to New Gomti Nagar Railway station and in the heart of a fast developing area and was purchased in the year 1992. Gomti Nagar has both residential and commercial settlements. This plot was purchased by the BSNL for residential purpose but has been lying vacant for the last 11 years except for a small T.E. Bldg. constructed in one corner of the plot. The vacant plot can be commercially exploited and can help in generating the revenue for BSNL. To commercially exploit the plot keeping welfare of the BSNL staff in mind, a fullfledged scheme of multi storied residential colony has been developed with all necessary modern infra structure for being offered to BSNL employees at the market rates on no profit no loss basis. In case sufficient number of BSNL employees are not willing , the quarters can be offered to other PSUs/Govt employees at 5% profit and then to general public at 10% profit.

A total of 6 blocks of 7 storied RCC framed residential complex having 3 blocks for Ty-IV qtrs and 3 blocks for Ty-V qtrs have been proposed. The 3 blocks (G+6) of Ty-IV qtrs shall have 8 quarters at one floor level . Thus one block shall be having 56 qtrs giving total of 168 qtrs for 3 blocks. The super area for one Ty-IV qtr is 124.3 sqmt. Similarly the 3 blocks (G+6) of Ty-V qtrs shall have 8 quarters at one floor level . Thus one block shall be having 56 qtrs giving total of 168 qtrs for 3 blocks. The super area for one Ty-V qtr is 171.9 sqmt. Thus total super area provided for both Ty-IV and Ty-V is 49762 sqmt. Two lifts having 8 passenger carrying capacity shall be provided in each block. The residential multistoried buildings will be designed as per the latest BIS codal provisions thus giving a total safety against earthquakes. A Community Center, Health Center are planned in the complex. A 24 hour power backup , water supply and security cover shall be given. Open car parking facility shall be provided to the residents. The cost of Ty-IV units shall be Rs 13.18 lakh and that of Ty-V units Rs 18.23 lakh.

PROJECT AT A GLANCE

1. 2. 3.

Name Proposed location

Multi storied residential colony at Gomti Nagar Lucknow Vibhuti Khand, Gomti Nagar, Lucknow 32435 sqmt

2. PROJECT DESCRIPTION

Land area is the first of its kind in BSNL This project

4.

residential apartment 168 nos Ty-IV(124.3 sqmt-super area) RCC framed multistoried residential complex (Ground + 6 floors) 168 nos TY-V(171.9 sqmt-super area) Having about 71.4% open spaces and only 29.6% buildings Earthquake resistant Ground Coverage. All the apartment units are independent with ample ventilation and no Design as per VAASTU Type common walls. Special care has been taken to create landscaped of Health centre pockets in between blocks that will not be disturbed by vehicular accommodation traffic, so that children can play safely in center Community the park proposed 24 hour power backup Floor Area Ratio is 1.5 24 hour water supply 2 lifts in Super Area passenger Ty-IV quarter Area - 102.23 sqmt each block (8124.3 sqmt capacity) 24 hour security cover Ty-V quarter Area 147.3 sqmt Super Area 171.9 sqmt parking for all

Six 8 flats of 7 storied 6 blocks of residential flats with blocks on each floor RCC framed

5. 6.

Project completion Project cost

The project can be executed on fast track for completion in 36 months

36 months

Earth quake resistant structural design of buildings.

Rs 52.76 Crore (on no profit /no loss basis)

5 Crore loan from the bank for initial investment An integrated small township with all modern facilities like health club,
community center, ToT- LoT, large lush green parks with modern water system etc. supply & sewerage installation Total finance from the allottees in a phased

Designed as per VASTU

7.

manner

A. 10% at the time of booking. B. 12.5% within 30 days of booking C. 12.5% within 60 Construction with superior quality and specifications. days of booking D. 65% in 26 equal monthly installments starting from the beginning of 3rd month Two passenger lifts (eight passenger capacity) for each block serving 56 from the date of booking. flats.

Project finance details. and construction

A model 3-bed room flat should be constructed to showcase the quality

Two Nos. of staircases per block in addition to lifts. Proper roof insulation over terrace for heat insulation. Garbage Chutes Rain water harvesting

3. GENERAL SPECIFICATIONS
1. 2. 3. 4. 5. 6. 7. FOUNDATION & STRUCTURE WALLS PLASTERING DOORS CUSTOM WINDOWS FLOORING TOILETS RCC framed structure Brick Masonry with cement mortar (1:6) Smooth finish for all inside & external walls Flush Door shutters Aluminum windows Ceramic tile flooring Anti skid ceramic tiles with ceramic tile dado up-to 2.1 M Height & sanitary fixtures. Polished kota stone flooring, Granite Kitchen top, stainless steel sink & wall dado. Inside colouring with oil bound distemper, External walls with cement based paints & joinery with Enamel painting. Concealed wiring with adequate points for T.V., Telephone power point & provision for geyser in toilets. Eight-passenger automatic door lift two nos for each block. Provision for fire fighting equipments at appropriate places. Security posts at suitable locations.

8.

KITHCHEN

9.

PAINTING

10.

ELECTRICAL

11. 12. 13.

LIFT FIRE FIGHTING SECURITY SYSTEM

4.PROJECT ECONOMICS
4.1 BASIS

The project economics is for multi storied residential complex consisting of 168 No. Ty-IV & 168 No. T-V quarters. On the basis of preliminary engineering work performed the cost of land, quarters, electrical installations , health center, community center, water supply & sanitary, sewerage , roads & horticulture ,rain water harvesting have been considered.

4.2

PROJECT COST

The overall project cost has been estimated Rs. 69.40 Cr. Various cost factors comprising the total capital cost have been discussed in the following sections: -

(A)

LAND
The total area of land is 32435 sqmt. The cost of the land has been taken Rs. 5000/- per sqmt which is the present rate of land.

(B)

BUILDING
The cost indicated includes the following: -

1. Building portion 2. Internal water supply & sanitary 3. External services 4. Underground / overhead water tank 5. Tube well 6. Horticulture 7. Compound wall 8. Electrical portion 9. Tube Well 10. Transformer and Engine Alternator 11. Lifts 12. Health centre 13. Community centre 14. Road 15. Sentry Hut

4.3 COSTING (A) PROJECT SCHEDULE The execution of the project requires construction of the residential multistoried apartments, construction of community and health centres, development of roads, horticulture and external development. The total completion time of the project is 36 months. The horticulture and road work shall be started first along with the construction of the sample dwelling unit of each type i.e. Ty-IV and Ty V quarters. It is presumed that this work shall be done before the actual commencement of the project. The project schedule be as below No of blocks to be constructed Time period allowed Time period in completing one block = = = 06 36 months 14 months 04 months 14 months 18 months 20 months 22 months 24 months 26 months 30 months 34 months 36 months

If foundation of each block is done one by one and taking the time required for foundation = Completion time of first block after start of work = Completion time of second block after start of work Completion of Community centre Completion time of third block after start of work Completion of health centre Completion time of fourth block after start of work = = = = =

Completion time of fifth block after start of work = Completion time of sixth block after start of work project complete in all respect = =

4.3(B) PAYMENT PLAN & CASH FLOW (i) Funding of the project (A) It is presumed that the horticulture and road work shall be started first along with the construction of the sample dwelling unit of each type i.e. Ty-IV and Ty V quarters. This work shall be done before the actual commencement of the project. The charges required by the Development Authority for late construction on the plot, conversion from leased land to freehold, plan approval have to be paid before the start of the work. As the above work is to be completed before the actual start of the project and if the funds required for this are not provided by the BSNL board, then the amount required for the above work can be financed from the financial institutions / banks. The funds can be arranged either by mortgaging BSNL property or by giving Govt. security. The prime lending rate of the banks are 11%. The amount required for the activities as mentioned in (A) is Rs 5.0 Cr which can be taken from the banks @11% minimum for 8 months. The amount required for the project i.e. Rs 69.4 Cr shall be collected from the allottees as per the following schedule
10% at the time of booking 12.5% after one month of booking 12.5% after two months of booking Balance 65% in 26 equal monthly installments of 2.5% each i.e. Rs 129.22 lacs Rs 694 lacs Rs 867.5 lacs Rs 867.5 lacs Rs 4511 lacs

(B)

(C) (D) (E)

(ii)

CASH FLOW OF THE PROPOSED PROJECT (RS INCRORES)

ITEMS/MONTHS

Opening Balance (A)

PRE 1-4 CONSTRUCTION PERIOD ( 6 MONTHS) Nil 1.0

5-8

9-12

1316

1720

2124

12.83 10.8

8.47

6.24

6.86

Cash inflow- (B) 5.0 Loan from the bank Amount from the allottees(10%+12.5% +12.5%) Balance amount from the allottees @ 2.5% per month in 26 equal installments Cash outflow (C) 4.0 LDA charges, advertisement charges, cost of model houses Loan repayment charges Construction charges Closing balance (A+B-C) 1.0

18.46 2.64 5.27 5.27 5.27 5.27 5.27

5.37 3.9 7.3 12.83 10.8 7.6 8.47 7.5 6.24 6.2 5.31 5.5 5.08

The cash flow of the project is calculated that the project is executed on no profit and no loss ba

4.3(C) (i) ADMINISTRATIVE EXPENDITURE - Planning (3 Months )

SNo. 1. 2. 3. 4. 5. 6. 7. 8. 9. Staff CE (C) + CE (E) SE (C) + SE (E) EE (C) EE (E) Architect AE (C+E+A) Draftsman SDC Peon Nos. 1 1 1 3 2 2 2 Salary/M 32000/30000/25000/25000/25000/23000/15000/15000/10000/Total Total Planning time considered Total Expenditure = = 3 months Rs. 8,10,000/(AA) Total/M 16000/30000/25000/25000/25000/69000/30000/30000/20000/270000/-

4.3 (C) (ii)ADMINISTRATIVE EXPENDITURE

SNo. 1. 2. 3. 4. 5. 6 Staff Executive Engineer Asstt. Engineers Juniour Engineers Accounts Officers Clerks Peon Nos. 1 2 4 1 2 2

Execution
Total/M 25000/46000/72000/23000/30000/20000/Total 216000/-

Salary/M 25000/23000/18000/23000/15000/10000/-

Yearly Expenditure

= Rs. 12 x 216000/= Rs. 2592000/- (A)

7. 8.

Superintending Engineer Chief Enigeer Yearly

30,000/32,000/= =

15,000/8,000/23,000/12 x 23000/Rs. 276000/- (B) A+B Rs. 2868000/Say Rs. 30 Lakh

Total Yearly Expn. =

Project Duration Period for model dwelling unit, horticulture , Roads development Total fixed cost Total Fixed Administrative Expenditure = = = Say

= = =

3 years 06 months 30 x 3.5 = 105 Lakh (BB)

(AA) + (BB) 105 + 8.1 113.1 Lakh Rs. 1.15 crore

4.3 (D) CONSTRUCTION OF THE PROJECT Building & OF Land = = Rs. 48.34 Cr. Rs. 16.22 Cr. (32435*5000=16217500)

Conversion charges From leased land to freehold = = Rs .015 Cr Plan approval charges= penalty charges for late construction Auditing expenses Legal expenses Cost of arbitration

2% of Rs 7765505/- (Purchase price) @Rs 8/- per sqmt of plinth area i.e. 8*50290 = Rs 402320/Rs 1.55 Cr+Rs 1.3 Cr =Rs 2.85 Cr Rs .03 Cr Rs .045 Cr Rs .1 Cr Rs .25 Cr

Rs 155310/-

=Rs .04 Cr

= = = =

Advertising & Marketing Expenses =

Interest on loan = Rs .37 Cr ( @11% on Rs 5 Cr for 8 months) Total plinth area Total Expenditure = 50290 sqmt.

= 1.15(Admn charges)+48.34+16.22+.015+.04+2.85+.03+.045+.1+.25 +.37 = Rs 69.40 Cr = = = Rs 69.40 Cr. Rs.69.40 Cr. 49762 Rs. 13946.38/- per sqmt. or 1296 per sqft. 124.3 x 13946 Rs. 1733488/171.9 x 13946 Rs. 2397317/Say Say 17.33 Lakh 23.97 Lakh

Sale Amount Cost / Super Area

Cost of Ty-IV qrts. Cost of Ty-V Qrts.

= = = =

EXTRA CHARGES
1. 2. 3. 4. 5. Interest free Maintenance security Monthly maintenance charges Power Back up/Electricity/Water supply Registration charges Reserved car parking (per car park) Rs 150/- per sq mt Rs 05/- per sq mt / per month As per actuals As per actuals Rs 35000/-

5. MAINTENANCE OF THE PROJECT AFTER COMPLETION

(A) The maintenance of the residential complex shall be done by the BSNL. An Enquiry office shall be set up to monitor the maintenance of the Residential complex. This office shall consist of supervisors, & maintenance staff. Staff Supervisor Mason Carpenter Plumber Sewerman Mali Helper Pump Operator Gen. Operator Chowkidar (Gate) Electrician Sweeper Nos. 02 02 02 02 02 02 10 02 02 08 02 04 EMOL 6000/4000/4000/4000/3000/4000/2500/4000/4000/4000/4000/3000/Salary/M 12000/8000/8000/8000/6000/8000/25000/8000/8000/32000/8000/12000/Total Say Total/M 144000/96000/96000/96000/72000/96000/300000/96000/96000/384000/96000/144000/Rs. 1716000/Rs. 1720000/-

SNo. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12.

(B)

Maintenance cost of building @ .2% of building cost = Total Cost Rs. 9.25 Lakh = A+B = (17.16+9.25) =26.41 Lakh Say 26.5 Lakh / Year

(C)

Amount collected initially by the individual for maintenance @ Rs. 150/- per sq mt Total Amount = = = 168*(124.3+171.9)*150 7464240/say Rs. 75 Lakh

A corpus of Rs. 75 Lakh shall be created from the amount generated from the allottees. A monthly subscription @ Rs 05/- per sq mt per month per household shall be collected for maintenance expenditure.

(D)

Annual maintenance cost Monthly Amount collected

= = =

Rs. 26.5 Lakh/year. 168*(124.3+171.9)*05 Rs 248808/12 x 248808/Rs. 2985696/say Rs. 30 Lakh

Yearly Amount collected

= = =

So maintenance of the residential complex can be done from the money collected from the residents. Any balance amount can be remitted in the corpus for future maintenance. A corpus of Rs 75 lakh created can be used in case of any emergengy.

6. RECOMMENDATIONS
The project is techno-economically viable. Therefore, the implementation of the project is recommended.

BHARAT SANCHAR NIGAM LIMITED

WELFARE HOUSING SCHEME

- RULES AND REGULATIONS

MULTISTORIED RESIDENTIAL COMPLEX AT

VIBHUTI KHAND,GOMTI NAGAR

LUCKNOW

BSNL HOUSING SCHEME RULES

1. PREAMBLE i. The Bharat Sanchar Nigam Limited welfare housing scheme has been taken upto established to promote, control and coordinate the development of housing schemes at selected places, all over India, on no profit-no loss basis to surveying and retired employee of BSNL and on minimum profit basis to others. ii. Its aim is to provide welfare housing service of quality to the BSNL employees & others. iii. The rules have been drawn up to give the BSNL employees, serving and retired, as well as other beneficiary a perception of the task and an understanding of the BSNL commitment to them and their own obligations in this matter. Such a brochure cannot be all comprehensive. Applicants may, therefore, contact the Zonal BSNL control for clarifications. 2. DEFINITIONS i. Governing Council means the list of members given under Para 2 of the Memorandum of Scheme. ii. Scheme means the self-financed housing project announced by the BSNL. iii. Dwelling Unit means a single storey/ duplex type/ flat type of housing unit constructed in independent group housing or multistoreyed construction or marked plots. iv. Beneficiary means an eligible applicant whose booking for a dwelling unit has been confirmed by the BSNL. v. For the purpose of BSNL, a Bharat Sanchar Nigam Limited Employee is an individual who is appointed by or on behalf of the President of India, or so employed and there after absorbed in BSNL or appointed by BSNL and who is governed by CG rules. 3. ELIGIBILITY
PRIORITY - I

I. II.

All the Bharat Sanchar Nigam Limited Employees:- Serving or retired, without exception are eligible under our housing schemes. Spouses of the deceased employees: Spouses of the deceased Bharat Sanchar Nigam Limited employees or deceased retired employees would be eligible, if the deceased employees would have qualified by criteria 3(i) above.

PRIORITY II

Employees of Central PSUs, Central Government, State Governments, State PSU Union Territory Administration, Corporation, Nationalised Banks etc. PRIORITY III Others, including General Public.

Note: Depending upon the number of applications received, allotments shall made in order of priority, as mentioned above. However, in case the number of applications received from Priority I applicants exceed the number of dwelling units proposed to be built, a computerised draw will be held. 4. SPECIAL ELIGIBILITY CRITERIA i. Where both husband and wife are eligible, only one of them can apply. ii. Employees, serving or retired, owning residential property, in his/her, or in the name of his/her spouse in the city/town, where the BSNL is planning a Scheme, will be kept under priority II. iii. Persons coming normally in priority II and having property at the Station will be kept under Priority III. iv. Employees will be entitled to only one dwelling unit under BSNL Schemes anywhere in its area of operation. v. Eligibility and other conditions attached to the allotment of land by the Municipal and Local Development Authorities, as applicable to such Scheme, would prevail. vi. The terms and conditions, as imposed by the Land Allotting Agency/Plans Approving Authority, in respect of cost, FAR, Bye-laws, eligibility etc, shall prevail and be binding on the beneficiary of the BSNL. 5. HOUSING CONCEPT Subject to availability of land, dwelling units and garages in single units, multiple units, row housing, multi-storeyed building, group-housing or marked plots may be planned, subject to the approval of the local civic authorities. These plans will be announced as Scheme, as applicable.

6. TYPE OF HOUSES The BSNL may build houses or flats of the following types in first phase & other type as per demand in feature. Three bed-rooms unit Three bed-rooms unit Type IV Super Area 124.30 Sqm. Type V Super Area 171.96 Sqm.

These may be built with or without scooter/car garages parking space under stilts. The design, the layout and the built-up area in each type may vary from place to place. More types may be added with consequent change in Rule. 7. OPTION TO APPLY FOR TYPE OF UNIT The Bharat Sanchar Nigam Limited employees may apply for any one of the above types of units linked with the Group to which he/she belongs, as under: Type IV C, B & A Groups Type V B & A Groups Notes: i. Change of dwelling unit from one type to another type, provided otherwise eligible as per this para, can be entertained subject to payment of additional Application Fee and Earnest Money, as applicable, and availability of vacancies in that particular type of dwelling unit. However, change to a lower type of category will not entitle the applicant for refund of differential Application Fee but will entitle him for refund/appropriate adjustment of the differential Earnest Money / installments, paid, but without any interest. ii. Change from one scheme to another scheme is not permitted. For doing so, an applicant should first withdraw his allotment from the existing scheme and apply afresh in the new scheme, if he so desires (subject to payment of cancellation charges, as per rules). iii. Request for change of DU from one type to another, within the same scheme, or change from one scheme to another, after physical possession of the originally allotted DU has been taken, are liable to be rejected. Further, in case the change as mentioned at subparas (i) & (ii) above have been agreed to and implemented, it will be construed that the applicant had joined the revised type of DU/ scheme from the very inception and all the payments received/ yet to be received will be treated, accordingly. BSNL decision in this regard shall be final and the beneficiary will not have any claim whatsoever.

iv. In case, an existing beneficiary of the BSNLWHS, under any other scheme, wishes to apply for the present Housing Scheme, he may do so by paying the Application Fee only and clearly stating in the 'Affidavit' the facts regarding his earlier registration with the BSNL. In the event of confirmed allotment under this Housing Scheme, the concerned beneficiary will have to surrender one registration. In case of surrender of original allotment, withdrawal charges shall be deducted, if applicable, as per the rules and remaining amounts transferred under the new Housing scheme. Failure to state the facts in the application may invite cancellation of both the applications / allotments. 8. PLANS AND SPECIFICATIONS Plans and specifications will be drawn up for each type of dwelling unit to meet the basic needs of the group and conforming to the bye-laws of the civic authorities. Different specifications may be considered for each type of dwelling unit. 9. TECHNICAL BROCHURE After approval of the plans by the local statutory authorities, the plans of dwelling units and layout and the major specifications will be published in a Technical Brochure and circulated to all the beneficiaries. These, however, are subject to change prior to or during execution, at the discretion of the BSNL. BSNL undertakes construction of the housing projects as per approved plans and beneficiaries shall have no right to claim any changes or challenge the methods or procedures adopted during the construction. 10. STATIONS Major building efforts will be concentrated in areas where there is concentration of Bharat Sanchar Nigam Limited employees. Other places may be added depending on availability of land and the likely demand. 11. MASTER PLAN A Master Plan of projects drawn up for a period of 5 years at a time will be promulgated for the benefit of all Bharat Sanchar Nigam Limited employees. Revised Schedule will be announced every year when the Master Plan is rolled.

12. HOW TO APPLY

i. The BSNL will announce the Scheme, giving location, station, types, covered areas and approximate cost of each unit for inviting applications. ii. An employee who is eligible to become a beneficiary, may purchase the BSNL Rules/ Scheme Brochure along with Application Form from the nominated office/Head Office, on payment of Rs. 50/- in cash or through a bank draft / drawn in favour of AO (Cash) BSNL ________ payable at ____________________. iii. On receipt of the Application Form and the `BSNLWHS Rules', the applicant should fill the Form and return the same to the BSNL by the specified time, along with : a. Bank draft for the non-refundable Application Fee, as under: Rs. 500 for Type IV Rs. 700 for Type V b. Bank draft for refundable Earnest Money, as under : Type IV - Rs. 10% of basic price of unit. (at the time booking) Type V - Rs. 10% of basic price of unit. (at the time of booking) c. Affidavit as per the format prescribed in the BSNL Rules Book. d. Pay-slip or copy of PPO duly attested. No interest will be payable on Earnest Money deposited alongwith the application. On allotment, the Earnest Money paid (alongwith the application) shall be deemed to be a part of the installment(s) and the beneficiary will be treated as if he had made part payment of the first installment. 13. REGISTRATION OF APPLICATIONS On scrutiny of the Application Form, the applicants will be registered for a dwelling unit in the Scheme. 14. RESERVATION FOR SC/ST APPLICANTS 15/7% of the DUs of all the types in all the housing schemes of BSNL will be reserved for SC/ST applicants, with a stipulation that there will be a minimum of one DU of each type in the reserved category and fractions, if any, will be rounded off to the nearest full number. The procedure adopted in such allotments shall be as under: i. In case of more number of applicants belonging to SC/ST categories, after first conducting the draw for the reserved categories alone, unsuccessful applicants shall be considered in the draw for general category of applicants. Those who will succeed in the general draw will get a confirmed allotment, and the remaining applicants, if any, shall be placed on the general waiting list as well as the one created especially for the

reserved category of applicants. However, in case of less number of applications than the number of DUs reserved, the balance DUs (after giving confirmed allotment to the applicants belonging to the reserved category) shall automatically stand de-reserved, and will be considered in the general draw. ii. The applicants desirous of being considered in the `Reserved' category, will be required to submit an attested photocopy of the `Caste' Certificate from the office maintaining the service book.

15. CONFIRMATION OF BOOKING If the registered applicants for a given project exceed the number of dwelling units, computerised draw will be held separately for each type. Successful applicants will be given `confirmation of booking' by an allotment letter. 16. COST OF DWELLING UNITS The cost of dwelling units, with or without garages / parking spaces, for each Scheme will be worked out by the BSNLWHS and intimated at the time of announcing the Scheme. The cost will, inter alia, include interest on investment in land purchased for a scheme, common amenities, cost of reserve funds, charges towards registration of land etc. The costs will be reviewed at different stages of construction and will be subject to escalation, on account of market prices, labour wages, Cooperative Society/Apartments Owners' Association's charges, essential alterations, additions etc. All revisions of cost will be charged to the beneficiaries and they will be liable to pay the same. 17. PAYMENTS 1. a. b. c. d. 1. The payments schedule will be as follows :10% at the time of booking. 12.5% after one month from confirmation of allotment. 12.5% after second month from confirmation of allotment. Balance 65% in 26 equal monthly installment i.e. 2.5%each. That the timely payment of installments as indicated in the payment schedule is the

essence of the scheme. If any installment of the schedule is not paid, BSNL will charge an interest of 15% per annum for delayed period. However, if the payment remains in arrear for more than three consecutive months, the allotment will automatically stand cancelled without

any prior intimation to the allottee and the allottee will have no lien on the Unit. In such a case, the amount deposited upto 10% of the Basic Price of the unit, constituting the Earnest Money will stand forfeited and the balance amount paid, if any, will be refunded without any interest. However, in exceptional and genuine circumstances the BSNL may, at its sole discretion, condone the delay in payment exceeding three months by charging interest @ 15% per annum and restore the allotment in case it has not been allotted to some one else on the waiting list. In such a situation, an alternate unit, if available, may be offered in lieu of the same. 2. THAT in case the applicant, at any time, desires for cancellation of the allotment, it may agreed to, though, in such case , 10% of the basic price of the unit, constructing the earnest money , will be forfeited and the balance , if any, refunded without any interest. 3. THAT in case the allottee wants to avail of a loan facility from his employer or financing bodies to facilitate the purchase of the unit applied for, the BSNL shall facilitate the process subject to the following:i) ii) The terms of the financing agency shall exclusively be binding and applicable upon the allottee only. The responsibility of getting the loan sanctioned and disbursed as per the BSNL payment schedule will rest exclusively on the allottee. In the event of the loan not being sanctioned or the disbursement getting delayed, the payment to the organisation, as per schedule, shall be ensured by the buyer, failing which, the buyer shall be governed by the provision contained in clause 1 as above.

18. ALLOTMENT OF SPECIFIC UNIT The allotment of block, floor, specific dwelling unit will be made by a computerised draw of lots at the Head Office and the results to be intimated to each beneficiary. Allotments of a specific flat/ floor, as a result of the draw, shall be final and no requests for change shall be entertained. RESERVATIONS i. Reservation will be made upto 3% of ground floor flats in each scheme for handicapped personnel in the BSNL Housing Schemes. ii. Personnel with the following disabilities will be eligible for such reservations: 1. Orthopaedically handicapped - severe (75% and above) 2. Visually handicapped - severe (75% and above) 3. Mental illness - severe (75% and above)

iii. Availability of the above facility is restricted only to the allottee, his/her spouse and children only. iv. Percentage of disability would be certified by the C.M.O. of the District. 19. WITHDRAWAL FROM A SCHEME If a beneficiary wishes to withdraw from a scheme, he should submit a written request to the BSNLWHS, alongwith the following documents. 1. Letter of allotment in original (if issued) 2. Original receipt(s) issued by this office against the payment(s) made by the beneficiary 3. Pre-receipt as per proforma placed at Annexure II. Employees withdrawing from a Scheme will not be refunded their application fee, nor will they be entitled to any interest payment, No interest is paid to confirmed allottees. Employees withdrawing after the date of commencement of construction, the E.M. i.e. 2.5% will be forfeited. Employees withdrawing after allotment of specific floor/flats will be required to pay withdrawal charges @ 5% of cost of unit (and the amount will be deducted from E.M.) 20. CANCELLATION CHARGES In addition to the Application Fee, 2.5% & 5% of cost of unit respectively will be levied as cancellation charges in case cancellation or withdrawal is sought after the commencement of construction/allotment of specific unit. These charges will also be levied on beneficiaries whose booking have been cancelled for want of timely payment or any other reason, by the BSNL. 21. POSSESSION The beneficiary will be given a notice of two months to take the allotted unit, provided he/she has completed all formalities, paid all the dues, executed all the Deeds and obtained a Clearance Certificate from the BSNL. 22. DELAY IN TAKING OVER The allotment of an individual who fails to take possession of the dwelling unit for three months after expiry of the notice period (in spite of making payment of following overhead charges per month or part thereof), shall be liable to be cancelled by the BSNL. Under special circumstances, such an allottee may approach the BSNL for an extension of this period which

may be granted by the provided as a special case for another maximum period of three months only. Rs. 1500 p.m. for Type -IV Rs. 2000 p.m. for Type V In the event of a beneficiary failing to take physical possession of the flat within 12 months of issue of the final call up letter, in spite of having paid the maintenance charges as above, the possession shall be given from the BSNL only, and not from the site office, on `as is-where is' basis. Further, in such a case any request for repairs, defect rectification etc will not be entertained. The beneficiary, who takes possession late will, however, be obliged to pay to the concerned Apartment Owners Association/ Society, the monthly up-keep & maintenance charges, as levied by it w.e.f. the date made applicable. 23. HANDING OVER The dwelling units will be offered on `as is-where is' basis after the Contractor and Architect have certified their completion. However, defects and deficiencies observed by the beneficiaries at the time of handing over/taking over, may be recorded in the documents. These will be examined and rectified, wherever applicable in the defect liability period. 24. MUTUAL EXCHANGE OF DWELLING UNITS Mutual exchange of DUs, during or after currency of the scheme, or after the draw to allot specific floor/flat, has been conducted, may be permitted within the same scheme, or scheme managed by the same Apartment owners Association/Society, subject to the two beneficiaries giving an undertaking to effect all the future payments, as called, and not to seek withdrawal from the scheme. However, in extreme situations, the BSNLWHS, may agree to accept withdrawal from the scheme, subject to payment of double the normal `withdrawal charges' i.e. 5% & 10% respectively of unit cost

"PROCEDURE & OBLIGATIONS & Maintenance

The maintenance and house keeping of common areas will be carried out by BSNL maintenance unit. It i/c maintenance of water supply, sanitary installation, Sewer lines, cleaning of common areas, running of generators,/ lifts, watch & wards, maintenance of lawns, etc. For maintenance of house keeping stated as above the beneficiary will be liable to pay as follows:-

a. Interest free maintenance security non refundable covered area. b. Monthly maintenance charges month. c. Electrical / Water charges state / Local bodies. -

Rs. 150/- per sqm. of per

Rs. 5/- per sqm. of covered area

As per actual directly to the concerned

d. The Central green lawns and other common areas shall not be used for conducting personal functions such as marriages, birthday parties etc. if any common space is provided in any block for organizing meetings and small functions, the same shall be used on cost sharing basis. e. The allottee will allow the complex maintenance teems to have full access to and through his unit and terrace area for the periodic inspection, maintenance & repairs of the service conduits and the structure. 25. ADDITIONS & ALTERATIONS An undertaking covering the following aspects will be given by all the beneficiaries: i. Abide by the laws, bye-laws, rules and regulations of the Central or State Governments, the Civic bodies, the BSNLWHS and the Cooperative Society/Apartment Owners Association. ii. Shall not sub-divide, extend, amalgamate, or carry out structural design or layout changes to the dwelling unit and garages without the prior permission in writing of the Civic Authority. iii. The dwelling units and garages would be used for the sole purpose of living and car/scooter parking. Any commercial exploitation of these would be deemed to be a violation of terms and conditions. iv. Facilities like stair-cases, passages, terraces, parks, lifts etc and common spaces and services, will be utilised by the beneficiary, alongwith other beneficiaries of the Scheme and no one will have exclusive right to their usage, nor make any alterations thereto. 26. OWNERSHIP At the time of execution of Transfer Deed in favour of a beneficiary, he/she will have the option to register the dwelling unit in his/her own name, or jointly register it with one or two relations out of the under mentioned: a. Wife/Husband b. Son/sons, daughter/daughters, including legally adopted children

c. Parents (in respect of unmarried allottees) and widowers without children d. Brother/Sister (in respect of unmarried allottees) and widowers without children 27. SUCCESSION In the event of death of the beneficiary before the dwelling unit is taken over, his/her spouse or dependent children, whoever has been shown as the nominee in the Application, will be eligible to continue in the Scheme and to avail of the benefits under the Scheme. In case of unmarried members, these privileges will be extended to the dependent parents only. 28. TRANSFER The beneficiaries will not be permitted to dispose off the dwelling unit by way of Sale/Transfer/Assignment/Long lease by execution of Power of Attorney, under any circumstances, before transfer of the legal title of the dwelling unit by the BSNLWHS in favour of the beneficiary. Any such transfer shall result in cancellation of allotment of the dwelling unit, in which case the allotee will pay penalty, as prescribed under the heading 'Cancellation Charges'. After transfer of the legal title of the dwelling unit in favour of beneficiary, he/she may dispose off his/her dwelling unit, with prior permission of the concerned Apartment Owners Association/Society', as per its bye-laws. 39. LIABILITY OF THE BSNL i. In extreme situations beyond the control of BSNL, BSNL may be obliged to abandon a Scheme. In such a case, its liability would be to refund the deposits in full, with interest in accordance with the Rules, less handling charges of 1% and Application Fee. ii. The BSNL is only providing a service. It can in no way be held responsible for any claims of damages which may arise due to any reason whatsoever, including any commission or omission, by the BSNL or its employees. 30. AMENDMENTS TO THE RULES OF THE ORGANISATION The Governing council is empowered to amend, alter or delete any of the Rules, as well as the Memorandum of Association. 31. ACCEPTANCE OF APPLICATION The BSNLWHS has the right of final acceptance of an application, its registration, booking and allotment of the dwelling unit and garages. 32. ARBITRATION

i. All matters of disputes relating to BSNLWHS Rules, which are likely to affect the rights of the beneficiaries, vis-a-vis, the BSNL, may be referred to the President of the Governing Council. The President shall appoint Arbitrator to adjudicate in the matter, whose decision shall be final and binding on the beneficiary and the BSNL. Request for arbitration of a dispute will be entertained only if it is made within two months of the cause of the action and prior to taking possession of the house. Possession will not be given till the arbitration proceedings are complete. ii. Appointment of an Arbitrator will not be objected to on the ground that he/she is a person subordinate to the President, is a member of the Governing Council or the Executive Committee, is associated with the functioning of the BSNL, or is a beneficiary of a Scheme. iii. President of the Governing Council shall have the privilege and authority to appoint a new successor to the Arbitrator after his demitting the office of Arbitrator on account of the transfer, resignation, retirement, death or any such eventuality, whereby the adjudicating Arbitrator is incapacitated to adjudicate the dispute between the parties. iv. All suits and legal proceedings of any kind against BSNL shall be instituted only in the appropriate courts in ___________, notwithstanding the location of the property, which may be subject matter of the dispute. All the arbitration proceedings/hearings shall be held in Lucknow only. 33. MISREPRESENTATION OR SUPPRESSION OF FACTS
If it is found, at any time that an applicant has given false information or suppressed certain material facts, or has transferred the rights of the dwelling unit in any manner whatsoever, his/ her application will be rejected, and the registration/booking of dwelling unit will be cancelled without making any reference to the applicant. He/ she will also be debarred from participating in future schemes. In such cases, allottees will pay penalty as prescribed under the heading "Cancellation Charges".

Introduction
Bharat Sanchar Nigam Limited has decided to go for Welfare Housing Scheme for BSNL employees and commercial harnessing of the existing vacant portion land vide No. 4323/2003-BG dated: 22.09.2003 To meet out the above objective different coordination bodies comprising of different officers of the BSNL have been constituted. The central monitoring body shall function from BSNL head quarter at New Delhi and other level of control are as detailed in constitutional setup. Objective : a. To undertake social welfare schemes on no profit-no loss basis for BSNL Employees, both serving and retired, and spouses of deceased BSNL employee and on minimum profit basis for others by inter-alia promoting the construction of houses and providing all possible help and required inputs to achieve this object. a. To do all such things as are incidental, or conducive, to the attainment of any or all of the above objects. The goal is to provide quality welfare service to BSNL Employees for housing. The organisation shall take up housing schemes at Vibhuti Khand Gomti Nagar, Lucknow in 1st phase and there after at other place at Kanpur, Allahabad, Gorakhpur, Varanasi, in U.P. East and else where in India etc on the basis of demand survey. Constitutional Set-up: The Welfare Housing Scheme has been setup under BSNL of Ministry of Communication. There are Four levels of control in the organisation: 1. 2. 3. 4. Central monitoring cum Governing Council. Zonal Governing Council. Executive Committee. Field Committee headed by Project manager. Central Monitoring Committee is directional body and Zonal Governing Council manages and administers the affairs of the body, approves requirements of staff and lays down policy for investment. Executive Committee looks after the day to day affairs of the scheme. Some of the powers of these bodies have been delegated to the Project Manager who conducts the business and executes all contracts on behalf of the BSNL.

Philosophy: a. Architects of BSNL shall prepare master plan as per local bylaws and drawings. b. All the planning work shall be carried out by Civil Wing of BSNL. c. All the works, be it civil construction, electrical, developmental, are contracted out to outside parties. d. Field Committee/Project Teams are set up for each project, to supervise the work. These teams are responsible to the Central Monitoring Committee at BSNL head quarter. e. Other professionals like legal advisor, suit consultants etc. or engaged on part time basis or piece meal basis, as the situation demands. The range of activities covered in the scheme are multidisciplinary, but the different committees operate under one roof. It is, therefore, prudent to have professional departments each looking after its own field and easily interacting with others. Professional grouping also makes the scheme more compact, effective and responsive. The organisation comprises of three directorates, viz., Technical, Administration & Marketing and Finance. Operations: The activities of the organisation encompass the following: Acquisition of Land To start with the BSNL shall take up the constructions on available vacant land of BSNL at various places & there after acquire the land at different places on the basis of demand survey. Planning of projects shall be taken up only after firm allotment of the land has been obtained and the housing scheme is announced, subsequently. Planning of the Projects Once the station is identified for taking up a project, BSNL can procure land from local land allotting authorities. In this case, once the allotment of land is made, BSNL shall take up the planning activity under the guidance of governing council. And there after execution of the project shall be taken up by Project Manager under guidance of Executive Committee. For execution of the project, a project management team shall be constitute. Which can execute contract on Behalf of BSNL. Housing Scheme A housing project, when planned and duly costed for different type of dwelling units, is offered to the eligible BSNL Employees as a `Housing Scheme. (a) Announcement: The housing scheme so formulated will be announced through newspapers, inviting applications from the interested and eligible BSNL Employees, other Govt. employees & General public. For better dissemination of information regarding the

housing schemes, other methods of communication used will be BSNL newsletter, letters addressed to various offices of BSNL and also through website : www.pcelko.com. (b) Registration and Allotment: Applications will be invited in pre-defined format (which is made available at a nominal cost on demand along-with a brochure containing terms and conditions. A computerised draw, from amongst the eligible applicants, will be held in case the number of applications received exceeds the number of dwelling units being offered. A small waiting list will be also created, and further allotments are made based on withdrawals / cancellations. Allotment letters, issued to the successful applicants, include terms and conditions of allotment and tentative payment schedule. Installments are called based on this payment schedule and progress of the project on ground. Execution of the Projects (a) Construction Agency: A construction agency will be selected for execution of the project in accordance with the detailed and elaborate procedure, as approved by the Executive Committee/Zonal Governing Council.. (b) Management and Control of Projects: To ensure adherence to the planning schedule, maintenance of quality and economy in construction, BSNL projects shall be supervised, by the Field Committee.

STATUS OF PROJECTS / SCHEMES

1. Vibhuti Khand Gomti Nagar, Lucknow- The project of 336 Nos. flats

are at Planning stage.

RULES AND REGULATIONS

OF
BHARAT SANCHAR NIGAM LIMITED WELFARE HOUSING SCHEME
BSNL welfare housing scheme has been established for the social welfare of the BSNL Employees and personnel (serving as well as retired/retiring), with the purpose of promoting, controlling and coordinating the development of housing at various selected stations throughout India, on "NO-PROFIT-NO-LOSS" basis, for BSNL employees & 5% profit for other Central Government / State Government & Central Government PSU / State Government PSU and on 10% profit to others. The scheme shall be taken up by BSNL by constituting a four tier control. 2. Members of Central Monitoring Committee:2. Director Planning BSNL Board- Chairman. 3. Sr. DDG(BW) 4. Sr. DDG(Elect.) 5. Sr. DDG(Arch.) 6. Sr. DDG(SW) 7. Jt. DDG(BW) Secretary Member Member

Member Member Member

8. FO to Sr. DDG(BW) -

Functions & powers of Central Monitoring Committee i) ii) iii) iv) v) vi) Meeting : The committee shall meet as often as considered necessary by the chairman but not less that once in year. In the absence of chairman, secretary will preside over the meeting & will have a casting vote the quorum for meeting shall be Four. 3. 1. Members of Governing Council: Chief General Manager Patron Lays down the policy. Monitoring the welfare housing schemes/other commercial proposals etc. Approve the annual budget for whole India. Finalize project proposals / tenders costing more than Rs. 20 crores. Delegate its function & powers to other offices. Over all coordinate with departmental agencies.

2 3. 4. 5. 6. 7. 8.

Chief Engineer (C) Chief Engineer(E)/ SE(E) Sr. Architect

President Vice President Member

Superintending Engineer(C) from field unit Member Superintending Engineer(A&P) O/O CE(C) Member Chief Accounts Officer O/O C.E.(C) Member Executive Engineer(HQ) Member Secretary

Functions and Powers of Zonal Governing Council: The Management of the Affairs of the scheme shall vest in the Council. Without prejudice to the generality of the foregoing, the council shall carry on the following functions: (a) Manage and administer the affairs of the scheme; (b) Approve the requirement of staff and their terms and conditions of service; (c) Lay down policy for investment of the surplus funds of the scheme; (d) Approve the Annual Budget and Accounts of the scheme; (e) Appoint the Auditors and fix their remuneration. (f) Finalise project proposal / tenders etc upto Rs. 20 crores. (g) Delegate its function and powers to the Executive Committee, Field Committees, or any other officer(s) of the scheme. Meetings: The Council shall meet as often as is considered necessary by the President but not less than once a year. In the absence of the Patron, the senior most member of the council will act as Patron and preside over the meetings of the Council. The quorum for the meeting shall be Four. 1. At least 7 days notice shall be given for the meeting of the Council. 2. An Extraordinary meeting may be called by the Council at any time or may be called on a demand/approval of not less than Six members of the Council for a special purpose which shall be notified. 3. An annual General Meeting of the Society shall be held within six months of the close of the financial year of the scheme at such date, time and place as may be determined by the Patron of the Council. Passing of Resolution by Circulation: Save as otherwise expressly provided in these Rules, a Resolution in writing circulated to all the members of the Council or of the Executive Committee, as the case may be, for the time being entitled to attend the meeting of the Council or the Executive Committee and approved

by a majority, shall be as valid and effectual as if it had been passed at a meeting of the Council or Executive Committee, duly convened and held. 4. Executive Committee:

The Executive Committee of the scheme shall be composed of the following, who will be exofficio members: Chief Engineer(C) Superintending Engineer(C) Executive Engineer (C) Executive Engineer (E) SDE(C) AO BSNL Civil Zone BSNL Civil Circle BSNL Civil Division BSNL Electrical Division BSNL (Civil ) BSNL Civil Division Chairman Member Member Member Member Member

Functions of Executive Committee: (a) Subject to any special directions issued by the Council, the Executive Committee shall prepare Housing Schemes to meet the housing needs of the BSNL, both serving, retired and retiring and consider and deal with day-to-day work. Frame rules or guidelines, inter alia, for regulating (i) Registration of the applications for houses, in consonance with the object clause in the Memorandum of Association of the scheme. (ii) Land acquisition and leasing with local authority. (iii) Housing Schemes; (iv) Stations/Towns where Housing Schemes may be undertaken; (v) Deposits and payments by the applicants. (vi) Withdrawal of Applications; (vii) Penalties to be levied; (viii) Allotment of houses; (ix) Disposal of houses by Allottees ; (x) Maintenance of common service in the Housing Schemes; (xi) For providing cash loans to BSNL Employees etc; (xii) Any other matter. (c) The Executive Committee shall consider and scrutinise the accounts and finances of the Scheme and report to the Council.

(d) Sanction expenditure on miscellaneous contingent items within the approved budget estimates and limits laid down by the Council. The Executive Committee may delegate the powers to sanction expenditure to the Field Officer of the Scheme , if necessary. (e) Invest the surplus funds as per policy laid down by the Council, draw, make, accept endorse, discount, execute and issue promissory notes, Bills of Exchange and other negotiable or transfer instruments. (f) Appoint the required staff as approved by the Council. (g) The Executive committee will deal with all other matters entrusted to it by the Council. (h) Maintain a close watch on the construction and development work of the Scheme and on the working of the Field Committees and ensure that the development work, construction and inspection schedules and other activities are proceeding according to the time frame laid down. (I) The Executive Committee may appoint Sub-Committees as it may deem necessary to deal with specific subjects on its behalf. (j) The Executive committee will negotiate with State Governments and/or Public and private agencies and/or land owners, cooperatives, for acquiring land, building/flats and determine the compensation/price to be paid. (k) Borrow money with or without security. Executive Committee Meetings: The Executive Committee shall meet as often as is considered necessary by the Chairman but not less than once in a quarter. The chairman or in his absence, the senior most member of the Executive Committee, shall preside over the meetings and have a casting vote. Four members present shall form the quorum. Advisory & Field Committees: Superintending Engineer(C) Executive Engineer (C) Sub Divisional Engineer(C) SDE(Elect.) J.T.O(Civil) Banking Arrangements: The Bank Account shall be with a Nationalised Bank(s) approved by the Council. The Bank account will be operated by the Accounts Officer & Project Manager of the Scheme jointly or such other officer(s) as may be approved by the Council. Books of Accounts: Project Manager Member Member Member Member

The Executive Committee shall ensure that proper accounts and other relevant records are kept of all sums of money received and expended by and on behalf of the Scheme with supporting vouchers. The books of accounts/documents are to be maintained properly. The accounts will be closed on the 31st March and income and expenditure account and Balance Sheet duly audited as hereinafter provided. The accounts duly audited together with a report from the Executive Committee will be presented in the Meeting of the Governing Council for its approval. Audit:The Annual General Meeting of the scheme shall appoint auditors each year until the conclusion of the next Annual General Meeting and the same auditors will be eligible for reappointment for a consecutive period of maximum three years. The auditors appointed will be a reputed firm of Chartered Accountants. The auditors shall have access to the books of accounts and vouchers and entitled to receive from the Executive Committee such information as may be necessary for the purpose of their duties.

BHARAT SANCHAR NIGAM LIMITED WELFARE HOUSING SCHEME

Housing Scheme for Employees at _______________ Demand Survey
(Open for Subscription)
Bharat Sanchar Nigam Limited Housing Scheme at different locations for BSNL employees both surveying / retired on no profit no loss basis and on 5% profit basis for other Central Government / State government i/c PSUs and on 10% profit for others. HALL MARKS : i) ii) iii) Reliability: Assured of completion of the scheme within a reasonable time. Secured Investment. Value for money : Residential complexes are well planned/executed and laid out with greens, community facilities etc. Quality of construction is good and

large open areas, iv)

provides value for money. Conducive environment.

OBJECT OF DEMAND SURVEY - It is now proposed to take up a project at __________________. This demand survey is being conducted to establish if sufficient demand exists to enable BSNL to take up the project. Thereafter, the project shall be planned which, apart from dwelling units, shall also consist of infrastructural facilities like parks, parking spaces, community centre, shops etc. essential for community living. Tentative details of the DUs to be constructed shall be as under: Type Accommodation Approx. Area (in Sq. ft.) Approx. cost of flat (Rs. in lacs) Response Application Amount to Money Fee be paid (Rs.) (Rs.) along with response (Rs.)

A B C

TERMS & CONDITIONS: a) Eligible Categories:

PRIORITY - I

i. All the Bharat Sanchar Nigam Limited Employees:- Serving or retired, without exception are eligible under our housing schemes. ii. Spouses of the deceased Bharat Sanchar Nigam Limited employees or deceased retired employees would be eligible, if the deceased employees would have qualified by criteria above.
PRIORITY II

Employees of Central PSUs, Central Government State Governments, Union Territory Administration, Corporation, Nationalised Banks etc. PRIORITY III Others, including General Public. Note: Depending upon the number of applications received, allotments shall made in order of priority, as mentioned above. However, in case the number of applications received from Priority I applicants exceed the number of dwelling units proposed to be built, a computerised draw will be held. SPECIAL ELIGIBILITY CRITERIA i. Where both husband and wife are eligible, only one of them can apply. ii. Employees, serving or retired, owning residential property, in his/her, or in the name of his/her spouse in the city/town, where the BSNL is planning a Scheme, will be kept under priority II. iii. Employees will be entitled to only one dwelling unit under BSNL Schemes anywhere in its area of operation. iv. Eligibility and other conditions attached to the allotment of land by the Municipal and Local Development Authorities, as applicable to such Scheme, would prevail.

v. The terms and conditions, as imposed by the Land Allotting Agency/Plans Approving Authority, in respect of cost, FAR, Bye-laws, eligibility etc, shall prevail and be binding on the beneficiary of the BSNL. b) Reservation: all on formulation of the scheme demand survey respondent shall be given preference over latter entrant in the scheme. c) Procedure: On announcement of the scheme(s), all the demand survey respondents will be provided with the scheme details, through a scheme brochure given on payment of Rs. 50/-. Respondents interested to participate in the scheme, would be required to apply alongwith registration fee & Earnest Money as per the BSNL Rules, as amended from time to time.

HOW TO APPLY: Interested persons may forward their applications giving the following details on a plain paper (A4 size) along with the Cash/ Bank Draft in favour of AO Cash BSNL _________payable at ___________of Rs. 50- for scheme brochure. 1. 2. 3. 4. 5. 6. 7. 8. 9. Name Mailing Address Category (SC/ST/General) Name and Address of Office Designation Application under Priority-I/ Priority-II/Priority-III. Choice of type of flat (A or B or C or D) Details of cash Demand Draft (DD No., Amount, Name of Bank) Signature & Date.

Demand Survey Still Open for Subscription

BHARAT SANCHAR NIGAM LIMITED WELFARE HOUSING SCHEME

REGISTRATION FORM
1. 2. 3. Name Fathers Name / husband Name Mailing Address :_____________________________________________ : :

AFFIX PASPORT SIZE PHOTOGRAPH SELF ATTESTED

_____________________________________________________________________________ _ _____________________________________________________________________________ _ 4. 5. Category (SC/ST/General) Name : and Address of Office

:_____________________________________________ _____________________________________________________________________________ _ _____________________________________________________________________________ _ 6. 7. 8.

PRIORITY - I I. II. All the Bharat Sanchar Nigam Limited Employees:- Serving or retired, without exception are eligible under our housing schemes. Spouses of the deceased employees: Spouses of the deceased Bharat Sanchar Nigam Limited employees or deceased retired employees would be eligible, if the deceased employees would have qualified by criteria above. PRIORITY II Employees of Central PSUs, Central Government, State Governments, State PSU Union Territory Administration, Corporation, Nationalised Banks etc. PRIORITY III Others, including General Public. Note:i. BSNL employees serving or retired owning residential property in his/her or in the name of his/her spouse in city / town. Where the BSNL is planning a scheme will be kept under priority II.

Designation Basic Pay

: :

Application under Priority-I/ Priority-II/ Priority -III

ii.

Similarly persons coming under priority II who has a residential property in his/her or in the name of his/her spouse in the city / town where the BSNL is planning in scheme shall be kept under priority III.

Date : Signature of applicant Counter signed by controlling officer

Contd ---2

1. Choice of type of flat. 2. Details of residential property owned by applicant or his/her spouse in the city / town. 3. Details of demand draft. Certified that the above informations are correct to the best of my knowledge and belief.

Date : Signature of the applicant