r

Form

X90-EZ

~Under section 501(c), 527, or 4947(a)(1) of the Internal Revenue Code (except black lung
For organizations with gross receipts less than $100,000 and total assets less

Short Form Return of Organization Exempt From Income Tax

benefit trust or private foundation)

OMB No. 1545-1150

than $250,000 at the end of the year . Department of me Treasury Internal Revenue Service " The organization may have to use a copy of this return to satisfy state reporting requirement; A For the 2004 calendar year, or tax year beginning Jan . 1 , 2004, and ending
B Check if applicable;
Address change Name change

~----

^ " --~

~-

D Employer identification number

Inspectio ec . 31, 20 04 325 6921

Open

2004
o

~~Ittta,7ii~tlRd'~ .~~ ;Y :~ai911t9It~~~t~Sf6i111il1~Iifl3i3ilh~

94 :

0 Initial return Final return Amended return Application pending

~ ~

e Section 501(c)(3)

"`*A*k*1l117`C1"'*5-f)TGi''T :F3.4 R',4 :?2 CUASUMEF{ST'OIt 1',UTrJ RF.'~'~TA137:1:,7`..'Y'Y AND S.A~' i~T"-ZR ::: TS 926 J ST SR'E 522 W"14--2786 SACRAMENTO CA a completed Schedule A' (Form 990 or 990-EZ).

suite C ? t; 33 4 ~: 1; S

E Telephone number

(530)

759-9440

F Group Exemption ri/a N um ber . accounting method : . [K] Cash D Accrual Other (specify)
H Check 1 0 if the organization is not required to attach

J Organization type (check only one)-[501 c 4 " insert no. Schedule B (Form 990, 990-EZ, or 990-PF) . El 4947 (a)( 1 ) or [1 527 K Check " 0 if the organization's gross receipts are normally not more than $25,000 . The organization need not file a return with the IRS ; but if the organization received a Form 990 Package in the mail, it should file a return without financial data. Some states require a complete return . L Add lines 5b. 6b . and 7b . to line 9 to determine aross receipts : if $100 .000 or more . file Form 990 instead of Form 990-EZ . " S Revenue, Ex penses , and Chan g es in Net Assets or Fund Balances (See pag e 37 1 2 3 4 5a b c 6 a b c 7a b c 8 8 10 11 12 13 14 15 16 17 18 19 L j 20 21 Contributions, gifts, grants, and similar amounts received . . . Program service revenue including government fees and contracts Membership dues and assessments . . . . . . . . . Investment income . . . . . , . . . . 0 . 5a . Gross amount from sale of assets other than inventory . . . , 0 5b Less: cost or other basis and sales expenses . . . . . . . Gain or (loss) from sale of assets other than inventory (line 5a less line 5b) (attach schedule). Special events and activities (attach schedule) . If any amount is from gaming, check here " [] Gross revenue (not including $ n/a of contributions O 6a reported on line 1) . . . . . . . . . . . , . . , , 6b Less : direct expenses other than fundraising expenses . . . , Net income or (loss) from special events and activities (line 6a less fine 6b) Gross sales of inventory, less returns and allowances Less : cost of goods sold . . . . . . . . . . . . . . 7b 0 Gross profit or (loss) from sales of inventory (line 7a less line 7b) . n/a Other revenue (describe " Total revenue (add lines 1, 2, 3, 4, 5c, 6c, 7c, and 8) . , t Grants and similar amounts paid (attach schedule) . . . . Benefits paid to or for members . . . . . . . . . . . Salaries, other compensation, and employee benefits . . . ProfesI fees and other pay ments to independent contractors Occup ncy, r~ ainten nce . Printin , p ions,s s ppin . . . . . ' . . . . . . . . . . . Other nses describera ' ~ isura~~ce~, supplies l repay loan'/) Totaf ( d Ii s ro ~ 16)

Website: 1

CaYCOriSUTCt2YS . CO ril

91,009 0 0 0

oC

6c
7c

0 0 91,009 17,500 98 54,292 6 , 507 2,69.1 11 , 789

(see page 40 of the instructions .) Cash, savings, and investments . . . . . . 12 . r)!3 Land and buildings . . . . .
24 25 Other assets (describe t Total assets . ~ n/a

Exces or Cdeficit for the year (lin ~ ss line 17) . . . . . Net a ets e nor egin ing of year (from line 27, column (A)) (must agree with end-o d Ear's return) . . . . . . . . . . . . . . . Other changes in net assets or fund balances (attach explanation) Net assets or fund balances at end of year (combine lines 18 through 20) . . t Balance Sheets-If Tntal assets nn line 95rnlumn IRl arP P950nfln or mnrP .file Form 990

(1,798) 2,580 782 of Form 990-EZ . (B) End of year 2 93,58 9 3 n/a

(A) Beginning of year

2,580 n/a n /a

For Privacy Act and Paperwork Reduction Act Notice, see the separate instructions .

26 Total liabilities (describe " ~0esCribed in' lines 10-16 , a~avP ), 27 Net assets or fund balances (line 27 of column (B) must agree with line 21)

Cat. No . 106421

Form 990-EZ (2004)

r` .

Form 990-EZ (2004)

expenses Statement of Program Service Accomplishments See a e 41 of the instruction . " v iC a e t-alr- lest a 1 V, aRe~qu~ed~roan~atio~s What is the organization's primary exempt purpose? Describe what was achieved in carrying out the organiza i " s exempt purposes . n a c ear an concise manner, and 4947(a)(1) trusts ; describe the services provided, the number of persons benefited, or other relevant information for each program title. optional for others.) _ testimony 28 Provided_.reports _ and _d__ to policymakers, me ia, and._pu ic . .protecions _ for. mi1_itary_ ------ ------ --.- personnel and--tTieir 61,216 Advocated for _ l .mprove -------address predatory an iscri . .29 Provided services to general public _to -~-------------------------" --~-. 1~rovi ded""assistance Eo--iridividiialinatory-- __auto_ lendirig_practices -- -- ----sLaLe agencyj 30 --------------------------------------------------------------------------------------------------~-----------------------------------------------------------------n/a----------------------------------------------------------------------------31 Other program services (attach schedule) ri/a 32 Total program service expenses (add lines 28a
" List of Officers, Directors, Trustees, and KE (A) Name and address

Page 2

families . Information reached millions .

(Grants $

28a

consumers~ as resource for public hasdesigiia~eC7s$17,500

I ~2sa
30a

24,00

~h 31a)

loyees (List each one even if not compensa (B) Title and average (C) Compensation

Rosemary snanan, c/o cps

Cher_ McIntyre,_ Consumer Actio91--98 Secretary -- ------ ----- 0 523 W. 6th St .~ #1105, . ., A .5 hrs . week travel Treasurer Lucinda Sikes ; c/o CARS _ 0 0 926 J Street Suite 522, Sac CA .5 hrs ./week Other Information Note the attachment re quirement in General Instruction V, pag e 14 . 33 34 35 a b Did the organization engage in any activity not previously reported to the IRS? If "Yes," attach a detailed description of each activity , Were any changes made to the organizing or governing documents but not reported to the IRS? If "Yes," attach a conformed copy of the changes. If the organization had income from business activities, such as those reported on lines 2, 6, and 7 (among others), but not reported on Form 990-T, attach a statement explaining your reason for not reporting the income on Form 990-T. Did the organization have unrelated business gross income of $1,000 or more or 6033(e) notice, reporting, and proxy tax requirements? If "Yes," has it filed a tax return on Form 990-T for this year? . . . . . . . . . Was there a liquidation, dissolution, termination, or substantial contraction during the year? (If "Yes," attac a statement.) Enter amount of political expenditures, direct or indirect, as described in the instructions . " L37a I ria Did the organization file Form 1120-POL for this year? , . . , . . . . . . . . . . . . . . . . . Did the organization borrow from, or make any loans to, any officer, director,, trustee, or key employee or were any such loans made in a prior year and still unpaid at the start of the period covered by this return? . 38b 13, 200 If "Yes," attach the schedule specified in the line 38 instructions and enter the amount involved . 39a 501(c)(7) organizations. Enter: a Initiation fees and capital contributions included on line 9 39b n/a Gross receipts, included on line 9, for public use of club facilities . . , . . . , , n/ a

Suite -5ZZ1 ---&ic~ -~CA-

President

hours per week devoted to position

$30,000 /

(If not paid, enter -0-.)

111, 1 32 1 85 .216 See page 41 of the instructions .) (D) Contributions to M Expense ployee benefit plans & account and ~ferred compensation other allowances

0
0 0 Yes No

36 37a b 38a b b

~ j

39

'

40a 501(c)(3) organizations . Enter: Amount of tax imposed on the organization during the year under : section 4911 " n/a ; section 4912 " n/a ; section 4955 "

b 501(c)(3) and (4) organizations . Did the organization engage in any section 4958 excess benefit transaction during the year or did it become aware of an excess benefit transaction from a prior year? If "Yes," attach an explanation . . 0 C Amount of tax imposed on organization managers or disqualified persons during the year under 4912, 4955, and 4958 . d Enter : Amount of tax on line 40c, above, reimbursed b 18e r rnzatipn . . . . . . . . . , 1 0 41 List the states with which a copy of this return is filed . " y California 42 The books are in care of " aeIItaX'y_ .dba21 .___ __ . Telephone 'no . " (530 __759-9440__ CARS 959 J St . I . t6 52Z, Sacratttento, CA~______ ZIP + 4 t `~5$~4-27$~ ------Located at " -------43 Section 4947(a)(1) nonexempt charitable trusts filing Form 990-EZ in lieu of Form 1041-Check here 1 0 ri/a and enter the amount of tax-exempt interest received or accrued during the tax year , . . " qti3 Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief i.i ' true, correct, and complete. Declar,~tign of prep than officer) is based on all information of which preparer has any knowledge . Please ~~ August 11, 2005 Sign ' Signature of officer Date Here Rosemary Shahan, resident ' Type or print name and title . Csehf ck if Date Preparer's SSN or PTIN (See Gen. Inst, V~ Preparer's' Paid signature emp loyed " D PP2p81'eP S Firm's name (or yours\ , " EIN Use Only if self-employed), ' address, and ZIP + 4 / Phone no . " ( Form 990-EZ (2004)

t
4

Form 990-EZ 2004 Attachments/schedules Consumers for Auto Reliability and Safety EIN: 94 325 6921 Part 1, line 10 : Grants paid None of the recipient organizations are related to the grantor, or affiliated with the grantor. Amount of rant $15,000 Recipient organization & address Trauma Foundation 1001 Potrero Avenue, Bldg . 1, Room 300 San Francisco, CA 94110 Public Citizen Foundation 1600 2& Street N. W. Washington, D.C . 2Q009-lOQl Sacramento Area Congregations Together 3235 Arden Way Sacramento, CA 95825 Purpose To fund education and outreach to the general public regarding haw to protect against predatory and discriminatory auto lending radices To fund education for the general public regarding predatory and discriminatory auto lending radices To fund education for the general public regarding predatory and discriminatory auto lending practices

2,000

500

Part V, Line 38(b) On February 2, 2004, Rosemary Shahan, the president of CARS, provided a no-interest loan in the amount of $3,200 to the organization for the purposes of purchasing a new computer and meeting other expenses . On February 21, 2004, with approval from disinterested members of the Board of Directors, the amount of $3200 was repaid in full. On April 27, 2004, disinterested members of the Board of Directors approved a $10,000 advance to be paid to Rosemary Shahan, president of CARS, as a consultant, for work performed to accomplish the organization's purposes. Subsequent payments were reduced a commensurate amount so that total compensation for the year was $30,000, with no benefits, for work performed on behalf of the organization .