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General Banking, Credit, Foreign Exchange and On-line Banking General Banking and Credit SL Type of Services Nature of Charges Amount of Charges & Commission i) Account Maintenance Maximum Tk. 500.00 for Current A/C for Current Account / Fee every 06 months. STD/CC/OD 1 ii) Incidental charges Nil iii) Closing Charges Tk. 300/Savings Account i) Account Maintenance Fee (Service Charge) 1) No A/C maintenance charge on Savings A/C having half-yearly average balance upto Tk. 5,000/- or less. 2) Tk.100 on a half-yearly basis from Savings A/C having half-yearly average balance of more than Tk.5000 upto Tk. 25,000/3) Tk.300 on a half-yearly basis from Savings A/C having half-yearly average balance of more than Tk. 25,000/-.. Nil Tk. 200/-
2(a)
i) Account Maintenance Nil Fee ii) Incidental charges Nil iii) Closing Charges Tk.100/General Charges for SB/CA/STD/CC/OD/Monthly Deposit Scheme Specially printed cheque book Charges Tk.3/- per leaf (MICR & Personalization) (MICR & Personalization) Tk.100/Duplicate Statement Charges Certificates/ Reports: Charges Balance confirmation certificate No charges for Half-yearly & Yearly for balance confirmation certificate (Twice a year) but Maximum Tk. 200.00 be charged for additional issuance of certificate per instance. Tk.200/-per instance Tk.300/-(by debiting a/c) Tk.300/Tk.1,000/- or US$20/Tk. 300/Tk.200/Tk.100/Tk.100/Nil
Issuance of Solvency certificate Credit or Solvency informationlocal if requested by third party Credit or Solvency informationLocal Credit or Solvency informationInternational Obtaining credit report on behalf of local customer. Duplicate savings certificates/ Declaration in Lieu Certificate of encashment of Bonds/Securities Bank certificate required by BO Account Holders Premature Encashment Fee for Monthly Deposit Schemes
Charges Charges
Charges Charges Charges Charges Charges Charges
SL 3
Amount of Charges & Commission i) Where there is a clearing house-Free ii) Where there is no clearing house:- actual conveyance, Minimum of Tk. 50/- per instance Tk. 50/- (flat) per instance from the account of the depositor of cheques.
Charges. b) Cheques returned, unpaid from clearing house c) Bounced cheque drawn on us (cash, clearing and transfer) d) Collection of outstation cheques/bills (Clean/ Documents) Charges Commission
. Postage(Regist ered)
Telephone/Telex/ e-mail/Telegram/ Fax/SWIFT
Tk.100/-(flat) per instance from the account holder of cheques. i) Upto Tk. 50,000/- Tk. 50/-(flat) ii) From Tk. 50,001/- to Tk. 100,000/@0.20% iii) From Tk. 100,001/- to Tk. 500,000/@0.15%, Minimum Tk. 200/-. iv) Over Tk. 500,000/- @0.10%, Minimum Tk. 600/- and Maximum Tk. 3,000/At actual, Minimum Tk. 20/At actual, Minimum Tk. 100/@ 0.10%, Minimum Tk. 50/-, MaxTk.3,000/- (For walking customer & account holder) At actual, Minimum Tk. 50/-
4.
Remittance(Inland): a) Issuance of DD
Commission
Telegram/Tele x/Fax/ SWIFT for DD: b) Issuance of Pay Order (PO) c) Cancellation of DD/PO Commission For DD For PO
Tk.50/-(Flat) for any amount (For walking customer & account holder) i) Upto Tk. 1,000/-, Tk. 25/ii) Above Tk. 1000/-, Tk 50/i) Upto Tk. 1,000/-, Tk. 20/ii) Above Tk. 1,000/-, Tk. 35/iii) Above Tk. 1.00 lac, Tk. 100/Tk. 100/- per instance
d) Issuance of cheque on Bangladesh Bank at clients request Remittance (Inland) e) Issuance of Duplicate instrument f) Counter Transaction Fee
Charges
Charges
SL 5
Amount of Charges & Commission Tk.100/- for compliance of each instruction. No standing instruction charge for transfer of balance from any deposit account to scheme account i) Upto Tk. 25,000/- @ 0.15%, Minimum Tk. 25/ii) Tk. 25,001/- to Tk. 1.00 lac @ 0.15%, Minimum Tk. 50/iii) From Tk.100,001/- to Tk.5,00,000/- @ 0.15%, Minimum Tk. 200/iv) Over Tk. 5.00 lac @0.10%, Minimum Tk. 600/- & Maximum Tk. 3,000/At actual but Minimum Tk. 20/At actual but Minimum Tk. 50/-
Commission
Rate of interest 7 8 9 Issuance of Guarantee Parcel Charges: Locker & Safe custody
Charges
Charges
Interest to be charged as per commercial lending rate. i) @ Tk. 0.60% per quarter, Min. Tk.500/ii) 100% cash margin; @ 0.20% per quarter, Min. Tk. 300/Tk.20/- each for parcel 1st 10 days and additional Tk. 5/- for every subsequent days or part thereof a) Small size Tk.1,000/-yearly. b) Medium size Tk.2,000/- yearly. c) Large size Tk. 3,000/- yearly. d) Security money: i) Small-Tk.1,000/-(refundable) ii) Medium Tk. 2,000/-(refundable) iii) Large Tk. 3,000/-(refundable) e) Replacement of lost key- At actual. i)Upto Tk. 2,00,000/-, Tk. 300/-, ii) From Tk. 2,00,001/- to Tk. 5,00,000/-, Tk. 500/iii) From Tk. 5,00,001/- to Tk. 10,00,000/-Tk. 1,000/- and iv)Above Tk. 10,00,000/-, Tk. 2,000/v) For subsequent enhancement/renewal (without further registration), 50% of above prescribed fees. For Commercial Loan: i) Upto Tk. 10.00 lac, Free ii) Above Tk. 10.00 lac, Tk. 500/For Industrial Loan: i) Upto Tk. 10 lac - Free. ii) Above Tk. 10 lac to 50 lac, Tk.2,000/iii) Above Tk. 50 lac, Tk. 3,000/Maximum @ 2.00% on outstanding balance
10
Fee
11
Fee
12
2 3
Commission Commission
6 7 8 9
At actual plus service charges but Minimum Tk. 500/Actual stamp charges plus Tk. 100/Tk. 500 (flat)
Charges
Nil
Nature of Charges SL 10 Type of Services Others: i) For discrepant import L/C documents (charges to be realized from beneficiary/bill forwarding bank) ii) Charges for communicating acceptance of usance L/C(including Back to Back) iii) Issuance of Back to Back LC Certificate iv) C & F certificate
Foreign Remittance: i) Purchase of FDD ii) TC encashment iii) Payment of FTT in Tk. on our Bank iv) Collection of foreign currency draft from abroad. v) Issuance of TC Endorsement in passport. vi) Issuance of i) F.C (Cash) ii) Endorsement in passport. vii) Issuance of FC Draft Commission Charges Handling Charges Handling Charges Dollar/GBP commission i) Commission ii) Fee Commission selling Tk. 0.40 per Dollar/GBP but Minimum Tk.200/- and postage at actual As per approved purchase rate plus postage at actual Free Tk.500/-(flat) plus postage at actual Dollar/GBP selling commission: Ruling approved sale rate plus 1% i) No Commission ii) Tk. 200/i) Upto USD.500/- $5/ii) USD501/- to USD5000/- $20/iii) USD5001/- to 10,000/- $30/iv) Above USD10,000/-$50/NB: BC selling rate will be applied for conversion of FC if realization of charges in Taka. viii) Remittance by TT(FC) through Foreign correspondent ix) Cancellation of FC drafts x) Collection of Clean Bill xi) Student file per student Telex/SWIFT Charges Charges Charges Charges Tk. 700/- (flat) Tk. 300/- (flat) Nil Tk.2,000/-yearly per file/instance
Amount of Charges & Commission Charges i) USD50/- for foreign bill ii) USD20/- or equivalent Taka for Local Bill. Charges i) Tk.500/- flat for foreign ii) Tk.200/- flat for Local Maximum Tk. 500/Maximum Tk. 500/-
Charges Charges
11
SL 12A
Type of Services Export i) Negotiation commission for exports bill in Foreign Currency (where exchange earning is involved) ii) Negotiation commission for exports bills (where exchange not earned) iii) Negotiation for Exports Bills in Local Currency iv) Commission on collection of Export Bill v) Advising of Foreign Bank L/C to beneficiary. vi) (a) Advising of amendments of Foreign bank L/C to the Local beneficiary. b) Advising to Local Bank L/C to beneficiary. c) Advising Amendment of L/C d) Authentication of Transfer e) Transfer of L/C amendment with value f) Adding of Confirmation to L/C g) Local FCC, Data Max, Handling Charge, Copy Document Endorsement Charge, LC Cancellation or unutilized expired LC
Handling Charges
Commission Commission
Maximum Tk.750/-
Maximum Tk.750/Charges Charges Charges Charges Commission Maximum Tk.750/Maximum Tk.750/Maximum Tk.750/Maximum Tk.750/Maximum @ 0.20% (each quarter). Nil
h) Foreign Bank s Guarantee charges against discrepant bills. i) Collecting bank charges abroad. j) Processing of documents under collection of Foreign Currency. k) Processing of documents under collection of Local Currency. l) Mailing of Export Documents (Foreign) m) SWIFT/Telex charges for transmitting reimbursement instruction
i) At actual but Minimum Tk. 2,000/ii) At actual but Minimum Tk. 750/Tk. 500/-
SL 12B
13
Type of Services Export Other i) Exp. Form certification ii) other stationeries iii) Issuance of Export Transaction certificate/PRC iv) Issuance of Foreign Currency balance certificate/solvency certificate v) Indentor s registration certificate, money changers license or special permission etc. from Bangladesh Bank vi) Cash incentive/duty drawback facilities Foreign Bank Guarantee i) Advising of Guarantee to the beneficiary in original without any engagement on our part ii) Advising of Guarantee in original by adding our confirmation. iii) Advising of Guarantee in our format or the format supplied by the opening bank with our full engagement. Collection (inward): i) For collection of clean items (inward) ii) For documentary collection bills(under all types of L/C) ii) For documentary bills under grant(without L/C) iii) Other charges including telex/SWIFT etc. v) For documentary bills under grant(without L/C)
Amount of Charges & Commission Tk. 100 per unit/ set. Tk. 100/Maximum Tk.500/Tk. 200/- per certificate.
Handling Charges
Charges
Commission
Tk. 500/0.50% per quarter or part thereof but Minimum Tk. 1,000/- or US $ 25.00 if payable by foreign correspondent/ beneficiary. 0.50% per quarter or part thereof but Minimum Tk. 1,000/- or US $ 25.00 if payable by foreign correspondent/ beneficiary. Tk.100/-(flat) @ 0.25% Minimum Tk.200/@ 0.25% with Min.Tk.200/At Actual @ 0.25%(flat) with Min.Tk.200/-
Commission
Commission
14
SL 1
Fees per transaction for inter-zonal transactions (Tk) 20 50 100 200 300 500 Fees per transaction for inter-zonal transactions (Tk) 50 100 200 400 1000 Fees per transaction for inter-zonal transactions (Tk) Nil 100 200 300 500
Charge to be realized from Bearer Bearer Bearer Bearer Bearer Bearer Charge to be realized from Bearer Bearer Bearer Bearer Bearer Charge to be realized from Account Holder Account Holder Account Holder Account Holder
SL 2
Cash withdrawal from the Counter Amount of Transactions Below Tk. 0.50 lac Tk. 0.50 lac to Tk.1.00 lac Above Tk. 1.00 lac to Tk. 5.00 lac Above Tk. 5.00 lac to Tk. 15.00 lac Above Tk. 15.00 lac
SL 3
Inter-Zone Fund Transfer Amount of Transactions Up to Tk.1.00 lac Above Tk. 1.00 lac to Tk. 5.00 lac Above Tk. 5.00 lac to Tk. 15.00 lac Above Tk. 15.00 lac to Tk. 50.00 lac Above Tk. 50.00 lac
Zones: 1. Dhaka Zone: Dhaka city branches, Dhaka EPZ, Donia, Board Bazar, Shimrail, Joypara, Savar Bazar, Gazipur, Baburhat. 2. Narayangonj Zone: Narayangonj, BB Road, Netaigonj, Baburhat. 3. Chittagong Zone: Chittagong city branches, Patherhat & Hathazari. 4. Sylhet: Sylhet, Biswanath, Golapgonj. 5. Moulvibazar Zone 6. Khulna Zone 7. Barishal Zone 8. Bogra Zone 9. Rajshahi Zone Note: Transactions make from one district to other district except the above will be considered as InterZonal Transactions.
SL 4
Classic
Free 400 400 200
Silver
1000 1000 500 200
Gold
1500 2000 700 200
Maestro
500 500 500 200
Visa Electron
SL 5
Class ic
Silver
Gold
Maestro
Visa Electron
Free 10 N/A
Free 10
Free 10
c) ATM in Network in BD
d) ATM abroad
another
Tk.150/- or 2.50% Tk.150/- or 2.50% whichever is higher whichever is higher N/A Tk.150/- or 2.50%Tk.150/- or 2.50% whichever is higher whichever is higher Free Free Free 18 Free Free Free N/A Free Free Free N/A
Balance Inquiry Fee Mini Statement Fee Other Transactions Rate of Interest on OD (% per annum)
SL 6
Master Card ATM Interchange Fee Type of Services Local Card International Card VISA ATM Interchange Fee Local Card International Card Internet Banking .SMS Banking Alert Banking
Tk.10.00 $ 1.25
Tk.10.00 $1.00 Annual fee: Tk.200/Nil Nil
8 9 10
Rate
Merchant Commission(POS)
1-3%