Redi-Reference

& Crossword
Rising Sun Store and Lock Smart Dr. Rising Sun Enterprise Store and Lock 9 McCreary Ridge East Enterprise

NEAMAN FLORAL
Flowers For Any Occasion 438-2342 Rising Sun 1319 SR 262
Balloons Greenhouse Yankee Candles Virgil Neaman Owner

STORAGE Dont Waste Your Space

Indoor Storage units from 5x10 to 10x30 Outdoor Storage for motor homes, campers and boats
Security Lighting, Cameras & Fencing

812-438-9659

Sunrise Store and Lock East Bellview Ln. Rising Sun

All Work Completed On Site

Jewelry Sales Appraisals
425 Third Street, Suite 101 Aurora, Indiana 47001

C & J Jewelry

PORT ROYAL ROOFING

New Roofs, Tear Offs or Re-Shingle Metal or Shingle (No roof too big or small) Siding - Decks Pressure Washing Remodeling - Carpentry

Repairs Stone Setting

812-926-4002 www.CandJ-Jewelry.con

Ammon K. Stoltzfoos, Owner

Free Estimates

(812) 689-6197

Brad Henry Greg Hummel

Bev Koons

For all of your insurance needs and mores Home Farm Business Auto & High Risk Auto Life Health Iras Annuities Mutual Funds 401K Rollovers Package & Senior Discounts Available 204 Main St. Rising Sun 812-438-2630

Advertise here for just $12 per week

For information call Joe Grace: 812-537-0063 or 812-438-2011

the

Annual
this is it the

SALE
UP TO

BIG
one

60

%
MSRP
off

12 Months Interes t Free

FURNITURE
557 West Eads Parkway, US 50 Lawrenceburg, IN
FREE DELIVERY* FREE DECORATING SERVICES

812-537-0610 www.homefurnitureindiana.com

Hours: Mon. & Fri. 8-8pm, Tues., Wed. & Thurs. 8-5:30pm, Sat. 8-5pm *See store for details

Dearborn Highlands Arts Council

Gateway to the Arts Series An interactive class with Tina Magee and Maury Hudson

Sat. January 14 9 amnoon

Fellowship Hall /w Hamline Chapel UMC High and Vine Streets Lawrenceburg

T Fundamentals of Paper Making he and Creative Valentine Cards

DHAC Member and Students $10 Non-member $15

Pre-registration Suggested Registration/Info call

812.539.4251

www.all4art.org

Order flowers online

from your local florist or
www.caseysoutdoor.com
& Florist

call 812-537-3800

Take I-74 to St. Leon-Lawrenceburg exit, then south on SR 1 for 3 miles to Dover, IN. East on N. Dearborn Rd for 1.4 miles to Auction Ln. From Lawrenceburg, follow SR 1 to Dover, East on N. Dearborn Rd for 1.4 miles to Auction Ln.

ESTATE AUCTION at Lutz Auction Center

Doors open at 8:00 AM

Saturday, January 14, 2012 9:00AM

Furniture & general household items from the Estate of Beatrice Goff; collectables include pig figurines and Boyd's Bears, and more. Our building will be full. AUCTIONEERS NOTE: Always log onto lutzauctions.com for detailed listings, pictures and late additions. Our building will be full.

Estate of Beatrice Goff and Various Consignors Owners Dale & Randy Lutz Auctioneers 513-266-1859 / 513-266-1860 AU01030327 / AU10100126 / AH29900027
TERMS: Cash or check with ID. No Buyers Premium.

ere ome W h ing eals! v dri eat d gr

5894 State Route 128, Cleves, OH 45002
98 Landrover 00 Saturn Range Rover Wagon
Green, 4.0, 123 k miles V-6, 67 k miles

Buy Pay Here/ In H Her ous e eF

inan cing

(513) 353-0640
03 Hyundai Elantra
166 k miles

99 Ford Expedition
166 k miles

5 spd., 93 k miles

00 VW Cabrio

91 Chevy Camaro
158 k miles

00 Chevy Impala
154 k miles

00 Ford Explorer Sport

95.8 k miles

$6999.00 $5999.00 $5999.00 $4999.00 $4999.00 $4499.00 $4499.00 $4499.00

99 Isuzu Amigo
122 k miles

03 Dodge Neon
105 k miles

03 Saturn
144 k miles

4 DR

97 Chrysler Town Van

173 k miles

97 Honda Passport
166 k miles

95 Ford F250 EXT CAB

153 k miles

98 Honda Accord
191 k miles

4 cyl, auto, 220 k miles

97 VW Jetta

$4299.00 $3999.00 $3999.00 $3999.00 $3999.00 $3999.00 $4999.00 $3299.00

95 Buick Regal
120 k miles

02 Chrysler 87 Cadillac Concorde LX Fleetwood

185 k miles 147 k miles

95 Mazda Millenium
134 k miles

V6, 5 spd., 191 k miles

99 Dodge Dakota

97 Chevy Blazer
178 k miles

97 Pontiac Grand AM
4 cyl, 5 sp

V6, 5 sp., 125 k miles

93 Ford Probe

$3699.00 $3499.00 $3499.00 $3299.00 $3199.00 $2999.00 $2999.00 $2999.00

4 cyl, 190 k miles

93 Volvo 940t

92 Dodge D150
63 k miles

95 Mercury Sable
160 k miles

94 Ford Aspire
148 k miles

91 Chevy S10
75 k miles

96 Chrysler LHS
3.5 V6, 165 k miles

91 Nissan Pickup
129 k miles

89 Toyota Tercel
4 spd., 169 k miles

GREAT PRICES GREAT SERVICE GREAT CARS

$2999.00 $2999.00 $2799.00 $2799.00 $2799.00 $2499.00 $2499.00 $1999.00

RIVERSIDE
Complete Auto Repair
FREE LOCAL TOWING with Repair (terms & conditions apply)
Open: M-F 8am-6pm

(513) 481-8697 24 HOURS WELL MATCH ANY COMPETITORS COUPONS 10% DISCOUNT
for Seniors, AAA, AARP, Military

Service All Makes and Models!

Oil Change
Free any 2 wiper blades Free rotate & brake inspection

$29.99

Any Repair Service $50.00 OFF

Applies to repairs $300 or more Most makes and models

Brakes

$89.99 per axle

On most vehicles

Battery

$59.99 Installed

Resurface rotors Inspect brake comp. Install new pads

Alignments starting at $59.99 Tires -New Set of 4 starting

$179.99 WHOLESALE PRICE!

Complete V Inspection

Tires, suspension, lights, fluid levels, wipers, belts, battery, Installed, mounted & balanced for the life of the tire. hoses, more
Performance parts from engines to any and all accessories!
Distributors, radiators, starters, engine kits for all your hot rod and performance needs

$14.99

5894 State Route 128 Cleves, OH 45002 353-0567

HAWK INSURANCE AGENCY, INC.

1006 Harrison Ave, Harrison 513-367-0084

Kevin Lyons Larry Lipps

Of course we know where youre coming from.

We share the same zip code.

We also want to be there for where youre going.

Let us help you invest in your future. Visit HB&L and let us help you find a mortgage or refinance loan thats right for you.

HARRISON BUILDING & LOAN ASSOCIATION

Home Owned and Operated Since 1916!
10490 New Haven Rd. Harrison, Ohio
Hours: Harrison

114 N. Walnut St. Harrison, Ohio

513-367-4874

513-367-2015

1380 Millville Ave. Hamilton, Ohio

513-863-4102

Mon., Wed., Thurs., - 9 a.m. - 5 p.m. Tues. & Fri.- 9 a.m. - 7 p.m.; Sat. - 9 a.m. - 1 p.m. Mon. - Thurs. - 9a.m. - 5p.m. Fri. - 9 a.m. - 6p.m.; Sat. - 9 a.m. - 1p.m

Hours: Hamilton

bankhbl.com

New

Reception Hall
Weddings Reunions Meetings Dances
Full Service including catering

American Legion Post 199

10700 Campbell Rd. Harrison, OH 513-476-1969 or 513-367-9180

FREE
Service Call for Harrison Residents

513-

367-HEAT

$69 Value

Conservative Financial Solutions

According to The Economic Antidote by Brian Wesbury, Washingtons latest legislation the one extending the payroll tax cut may be the worst piece of legislation ever passed. The payroll tax cut does nothing for anyone unemployed. The 2% cut in Social Security tax does not boost economic output. This means the government must make up any revenue loss by cutting spending (which it never does), borrowing more money, or raising taxes on someone else. At best, taking money from one group to give to another is a zero sum game. The initial payroll tax cut was in place for all of 2011 and comparing consumption of 4.3% in 2011 to consumption of 4.2% in 2010, the cut did nothing. Two year unemployment benefits have done nothing to create jobs. The reason unemployment is so high these days is because government is so big. The US needs to cut spending, not increase it. Every bill Congress passes is supposed to be paid for by offsetting cuts in spending or tax hikes. This explains why Congress was unwilling to do more than the two month extension on the payroll tax. Two months is cheaper to fund than a full year. Even two month cuts need to be paid for, so Congress levied more fees on Fannie Mae and Freddie Mac. This just adds more fees to home ownership. So what do fees on mortgage providers have to do with social security tax cuts? The answer is nothing. This tax cut just makes our already underfunded Social Security plan even more underfunded and makes home ownership and refinancing more expensive. Back in 1997, Congress passed a balanced budget act that was supposed to control spending, partly by holding back the growth rate of Medicare spending. Medicare payments to doctors were supposed to be held down by a formula. Congress passes a Doc Fix every year avoiding the formula being applied. President Obama promised roughly $500 billion of future Medicare cuts based on a similar formula to help pay for Obamacare. What are the chances the formula will never get applied? If the formula is never applied, where is the $500 billion coming from? The President and Congress when faced with the choice of cutting spending or making a constituent madthey always choose the constituentsand not the ones who pay for it all. The President and Congress kicked the can down the road on eleven other items as well. Republicans used this bill to force President Obama to make a decision within 60 days on the Keystone Pipeline extension. This project would have already been put in place if private businesses and private money were the only deciding factors. But no, President Obama has embraced subsidizing unprofitable solar and wind power, while holding up and penalizing traditional, privatelyfunded, carbon-based fuel sources. From an economic point of view the pipeline is a no-brainer, making this the only economically sane part of the bill. Any business that ran their business like the government currently does would be out of business. Margaret Thatcher said, The problem with socialism is that eventually you run out of other peoples money. That is exactly what is happening in Europe right now. The Welfare State has come to its logical conclusion bankruptcy. Our governments seem unwilling to deal with issues that are relatively straight-forward. Its not hard to understand. Spending needs to be paid for by taxes, but taxes undermine the incentive to produce and invest and push business to other countries. The United States is in the car with Thelma and Louise headed for the Grand Canyon. We are not at the Grand Canyon yet. We can change course before it is too late. The 2012 election is a very important election. We need leaders that are for Fiscal Responsibility, Free Markets, and Limited Government. Pay very close attention to the man behind the curtain! Roger Ford is a local Registered Financial Consultant with Conservative Financial Solutions, LLC located @ Harrison Financial Center - 10403 Harrison Ave., Suite 100 Harrison, OH 45030-1941. Phone: 367-1113. Email: cfs@go2cfs.com Website: www.conservativefinancialsolutions.com
No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Securities offered through GF Investment Services, LLC. Member FINRA/SIPC. 2080 Ringling Blvd., Third Floor, Sarasota, FL, 34237. (941) 441.1902. Investment advisory services offered through Global Financial Private Capital, LLC, an SEC Registered Investment Advisor.

Pay no attention to the man behind the curtain!

Roger Ford

Dearborn County Solid Waste Management District 2012 Solid Waste Board Meeting Schedule
All meetings are Thursday 11 am at Lawrenceburg City Hall unless otherwise noted.

January 19 February 16 March 15 April 19 May 17 June 127 pm Recycling Center July 19 August 16 September 20 November 15 December 2011 am Recycling Center

Dearborn County Solid Waste Management Districts 2012 Citizen Advisory Committee Meeting Schedule
January 10 February 14 March 13 April 10 May 8 June 12 July 10 August 14 September 11 October 9 November 13 December 20 11 amRecycling Center
All meetings are Tuesday 7 pm at the Recycling Center unless otherwise noted.

January 15, 122p Harrison Twp.

10432 Deertrail Dr.

OPEN SUNDAY

Come see this beautiful home on 5 acres! Just listed. Finished LL, inground pool, nice master suite, wonderful yard & landscape. Priced right you cant duplicate it new for the same! Stop by!

Tom Deutsch, Jr. 513.347.1711 513.460.5302

Dont go it alone when you get a loan.

513-367-6111
Home Loan Interest Rates as low as ...

Harrison

Andy Kobs

Jennifer Mohr

3.471% APR
3.25% Rate*

15 Year Term
30 Year Term

4.106% APR
4.00% Rate*

* Rates as of January 10, 2012. Annual Percentage Rate (APR) is based on loan for $100,000.00. Requires a 20% down payment on the purchase price or appraised value, whichever is less; otherwise private mortage insurance (PMI) is required, which will increase monthly payment. The 15-year loan requires 180 monthly payments of $702.67 and the 30-year loan requires 360 monthly payments of $477.42

Dr. Steven J. Arnow

Dr. Michael L. Nordlund

Accepting New Patients Accepting Over 50 Insurance Plans SE Indianas Exclusive Subspecialty Eye Care Facility LAWRENCEBURG, 275 Bielby Road 812-537-4811 800-544-5133
Dr. Steven J. Arnow Comprehensive Ophthalmologist Dr. Michael L. Nordlund Cataract, Cornea & Refractive Surgeon Dr. Robert K. Hutchins Vitreoretinal Surgeon Dr. Jeffrey A. Nerad Oculo-Plastic Surgeon

Dr. Robert K. Hutchins

Dr. Jeffrey A. Nerad

Harrison Girls Instructional League

5 years old on Sept. 1, 2012 thru 7U

Competitive Leagues

Sonny Ross 513-202-1447 Chad Mowery 513-505-1069 www.leaguelineup.com/hgs/

Harrison Community Center 300 George St.

Saturday Jan. 21st and 28th 10 a.m. 3 p.m.

Sign-ups

Fast Pitch 8U - 18U

Take I-74 to St. Leon-Lawrenceburg exit, then south on SR 1 for 3 miles to Dover, IN. East on N. Dearborn Rd for 1.4 miles to Auction Ln. From Lawrenceburg, follow SR 1 to Dover, East on N. Dearborn Rd for 1.4 miles to Auction Ln.

ESTATE AUCTION at Lutz Auction Center

Doors open at 8:00 AM

Saturday, January 21, 2012 9:00AM

Exceptionally clean furniture and furnishings from two homes: Grandfather clocks; pool table; Miller Lite pool table light; refrigerator; smooth top electric range; china closets; living room furniture; Cedar chest; small roll top desk. AUCTIONEERS NOTE: Not a complete listing so log onto lutzauctions.com for details, pictures and late additions. Our building will be full.

Doris Bliss and Estate of Dolores Leffler Owners Dale & Randy Lutz Auctioneers 513-266-1859 / 513-266-1860 AU01030327 / AU10100126 / AH29900027
TERMS: Cash or check with ID. No Buyers Premium.

Business Directory
Lusby Construction
Concrete Kitchens Baths Painting All types of construction, repairs & home improvement Locally owned Aurora business 25+ years InSuReD & bonDeD

Customs Homes & Remodeling 24 Hour Storm Damage Repair

513-846-2427

Books on High
29 East High St., Lawrenceburg, IN

Over 30,000 used books for sale We can order books too!

Mattingly Photography
812-438-3182
Weddings Family Portrait / Reunions Sports Group Photos Special Events Commercial Photography
Over 20 years experience in quality photography

812.539.BOOK

Trade books for store credits

Closed Sun-Mon

See us on the webbobmattingly.com

Concord Square Apartments

Stop in and see our unique homelike atmosphere 114 Concord Square Drive (off Pribble Road) Lawrenceburg, IN

REDWINE CONSTRUCTION
Residential Farm Commercial

Post Frame Buildings

Dillsboro, IN 812.432.5688

537-4022

8-4

Southeastern Indiana REMC...

The Power of Human Connections
A Touchstone Energysm Cooperative

Osgood, IN 47037 812-689-4111 800-737-4111

HARDWOOD FLOOR
SALES & INSTALLATION
Prefinished or Site Finished Dust Containment System Available
FLOORING CENTER
20 E. Center St., Lawrenceburg

STORAGE Dont Waste Your Space

Indoor Storage units from 5x10 to 10x30 Outdoor Storage for motor homes, campers and boats
Security Lighting, Cameras & Fencing
Rising Sun Store and Lock Smart Dr. Rising Sun

812-438-9659

537-0619

Sunrise Enterprise Store and Lock Store and Lock East Bellview Ln. 9 McCreary Ridge Rising Sun East Enterprise

Need a Helping Hand?

40 years of experience in providing a variety of home care and staffing services.
Family-centered approach to care Companions, Home Health Aides, RNs Services available 7 days a week Medicare certified; accept many insurance plans

To Advertise on this page Please call 812-537-0063 to speak to our ad reps!

Our caregivers are bonded, screened and insured

Across the Street. Across the Country.

www.interimhealthcare.com

(812) 537-5546

500 West Eads Parkway Lawrenceburg, IN 47025

In Home Assessment Available