Houston Day HOUSTON DAY 200 E. Chestnut Street Bordentown, NJ 08505 609-439-1306 hd13458a6@westpost.

net FINANCIAL PLANNING / LENDING EXECUTIVE Extensive experience in estate and tax planning with specific expertise in wills, trusts and other vehicles of wealth preservation. In depth, broad-based knowledge and experience in real estate acquisition, financing and disposition, including all facets of mortgage origination, underwriting, approval, document preparation and closing. Proven record of success in developing and maintaining sensitive and confidential customer relationships. PROFESSIONAL EXPERIENCE DAY SOLUTIONS, Bordentown, NJ CURRENT _PRINCIPAL_ Independent Financial Consulting COMMERCE BANK, New York, NY 2006 a" 2008 _VICE PRESIDENT_ Responsible for residential mortgage lending in the private banking channel, available exclusively to qualified high net worth clients. Originated and documented multi-million dollar mortgages for the underwriting process. Co-ordinated the satisfaction of underwriting commitment conditions, preparation and review of loan documents, scheduling and attendance at the loan closings and completion of post closing reviews. * Maintained close client support, interaction and contact. * Established secure and productive relationships with respected legal, title and regulatory factions throughout the banking and lending sector. * Achieved a monthly mortgage closing level in excess of $5,000,000. JP MORGAN CHASE MANHATTAN BANK, New York, NY 2003 a" 2006 _LOAN OFFICER, RESIDENTIAL LENDING_

Originated, documented and submitted residential mortgage loans to underwriting. Responsible for satisfying commitment conditions requisite to the scheduling and completion of the closing, verifying the accuracy of the loan documents, and scheduling and attending closings. * Sought and obtained support of former clients in their mortgage and real estate lending business. * Established client lending relationships with 200 wealthy individuals and trusts. DELBEC, LLC, New York, NY 1982 a" 2003 _VICE PRESIDENT_ Partnered with the President and Chairman in the planning of personal estate, income tax preparation and wealth preservation strategies for wealthy individuals and senior executives of the firmas Fortune 100 corporate clients and high profile entertainment celebrities. * Coordinated the preparation, production and execution of detailed, sensitive estate and tax planning legal documents and the funding of various trusts designed for specific and specialized purposes and beneficiaries. Prepared and presented client asset allocation and income production performance reports of multi million dollar asset s held in custody and trust managed by the firm. * Prepared quarterly and annual cash flow analysis and tax documentation for preparing corporate and individual income tax returns and providing for the timely payment of tax liabilities. * Mortgage financing specialist responsible Analysis, funding and execution of client residential and commercial real estate holdings as to purchase, construction, retention, disposition and financing. Properties ranged in value from $100,000 to $20,000,000. EDUCATION BACHELOR OF SCIENCE, ECONOMICS, Lehigh University, Bethlehem, PA