LOIS MORALES RESUME LOIS MORALES 23812 PESARO LAGUNA HILLS, CA 92653 (949) 212-4288 CELL E-MAIL: lm1354c3e@westpost.

net I would very much like to meet with you and discuss the possibility of working t ogether. I bring with me the knowledge and experience necessary to make profits for your company. I started out as manager of five employees and increased business to su pport a staff of twelve employees, making our fees triple. I was instrumental in starting the REO division of an existing escrow company thus getting them on b oard in making profits in that area of escrow. I am a Team player and enjoy bein g involved in the training and supervising support staff. I believe I would be a great asset to your company. Due to the recent economy in the Real Estate Mark et I have been working as a Temp out of necessity which has allowed me the oppor tunity to learn and work on different systems, and ability to work on REO. ESCROW QUALIFICATIONS: 1. More than ten years experience running my own desk and supervising support st aff. 2. Processed sale, refinance and commercial escrows from start to finish: (ope ned, typed, processed demands to clear title, processed new loans including sign ing, packaged and funded, figured files , closed and disbursed files, also handl ed out of state refinances), Handled short sales, REO and bankruptcy sales. 3. Completed escrow classes I, II, II Real Estate Law, Short sales, Exchanges 4. Completed course on Bulk Sales through The Escrow Association 5. Handled Bulk Escrow: (opened, processed, closed and then disbursed) 6. Branch Manager of an escrow office supervising 12 employees, prepared reports and handled DOC audit. 7. Experienced in RBJ, Streamline, SMS , Owl, Reo Trans, and new HUD requirement s

PAGE 1 EMPLOYMENT HISTORY ________________________________________________________________________ 1/7/2011 to 2/15/2011 Ultra Escrow I was hired permanent from the temporary position, but when 90 days was up ,I wa s let go, before benefits would kick in. 11//29/2010 to 1/7/2011 Apple One Staffing Working at Ultra Escrow on Fannie Mae REO using their Streamline system 09/13/2010 to 11/02/2010 On call temporary work at Servicelink

Handling REO escrows/title as an officer. I prepared escrow instructions, proces sed and closed out Fannie Mae sale escrow. Learned CACTIS and CLOSING LINK system _______________________________________________________________________ 06/24/2010 to 8/20/2010 Laguna Escrow (949-499-9933) 31752 S. Coast Hwy #300 Laguna Beach, California I worked as a Temp as a Junior officer, to the owner, full time, while an employee is out on medical leave , Job includes: working on RBJ, Typing escrows, disbursing closing, processing sal e doing, estimates on sale, short sales, and refinance . ________________________________________________________________________ 5/15/09 to 05/01/2010 Hampton Escrow (949-680-3440) 23382 Mill Creek Rd Laguna Hills, CA 92653 Assistant to Owner Handling various escrow matters: (every day and month end banking, over flow wor k, typed REO escrows, and disbursed closing). ________________________________________________________________________ 03/29/10 to 4/12/10 Dawson and Dawson (949-421-3966) Regency Real Estate Temp filling in for the manager of the Escrow Division. Handled her desk. Using RBJ, Typing escrow closing out files. Doing estimates 2/2008 TO 09-26-08 Crown Leaders Escrow --(714-516-9026) -2816 East Chapman Ave Orange, Ca 92869 ESCROW OFFICER I processed short sales, commercial, bulk sales, residential sales and loans, cr eated and set up instructions to do REO transaction. Handled reo escrows Handled the training of other officers with REO transactions and Supervising thr ee secretaries. ________________________________________________________________________ PAGE 2 11/01/2007 to 2/14/2008 (Closed their doors) Xceptional Escrow 1651 E. 4th Street #244 Santa Ana, CA 92701 (714) 571-0992 ESCROW OFFICER Handled commercial sale, commercial loans, bulk (sale of businesses), Residentia l sales and refinance escrows. ________________________________________________________________________

02/2003 to 10/1/2008 Central Escrow (949-733-0022) 4040 Barranca Parkway #200 Irvine, Ca 92604 949-733-2233 manager Jackie Evett ESCROW OFFICER Handled busy escrow desk, consisting of Business escrows, commercial escrows, sa le escrows, exchanges, land contracts, All Inclusive trust deed, bankruptcy sale s, and refinancing for residential in and out of state and commercial. During bu siest time supervised three secretaries and two assistants. ________________________________________________________________________ 11/1996 to 2/2003 Escrow Forum 23191 Lake Center Drive #150 Lake Forest, CA 92604 (949)380-9701 ESCROW OFFICER Handling a busy Escrow Desk, of Residential Sales, consisting of All- inclusive trust deeds, subject to existing loans, land contracts, refinances, commercial l oans, bankruptcy sales and bulk sales escrows. Supervised two secretaries. 9/1996 to 11/1996 Heritage Escrow, Laguna Hills branch Escrow officer

PAGE 3 04/91 to 09/1996 PALOS VERDES ESCROW 4605 Barranca Parkway #205 Irvine, Ca 92714 BRANCH MANAGER Grew the Company from 5 employees to that of 12 employees. Performed all the ma nagerial duties, and operated a busy escrow desk. Set up their computer system, did the hiring and firing, banking, annual audits, ordered supplies, handled complaints and PR. The office was based out of Los Angeles and when the owner died the son closed t he Orange County office. EDUCATION I graduated from David Starr Jordan High School in Long Beach. I went to 0Saddleback College and took various courses such as Escrow I, II, II, Real estate Principals, Real Estate Law, Investing classes. I also completed a Bulk Sale course through the Escrow Institute and having taken numerous seminars on Exchanges, Short Sales and marketing. I am a Notary Public. Department of Corporation approved to be a manager.

REFERENECES: Anne Read (aread@services2000.net) Keller Williams 714-288-8125 Dave Euzarraga EFC Mortgage (davee@volklinvestments.com) 714-345-3744 Michelle Mahzari (michelle12823@aol.com) I Max Premier Real Estate 714-832-8989 Joan Glass (joansloans@aol.com) Loans by Joan 714-396-5564 Mike Capobianco Century 21 714-420-9832 Shelby Minolta (Shelby@lagunaescrow.com) Laguna Escrow 949-499-9933 Tyra Tafoya (tyra@hamptonescrow.com) Hampton Escrow 949-463-0671 Helene Knobel (helenek1@live.com) Central Escrow 949-552-8893 Jackie Evett Central Escrow 714-308-6914 Martha Richter Galphin friend 714-936-8920 PAGE 4