Certificate of Motor Insurance

This Certificate is evidence that you have insurance to comply with the law. It is not valid if changed in any way. For full details of your insurance cover, please also see your Policy Schedule and Policy Document.
Certificate and Policy Number 1. Description of vehicle PMC0000070318FC a) V568EDH b) Any motor vehicle supplied to the Policyholder under the Companys Approved Repairer scheme while the vehicle described above is being repaired as a direct result of damage covered by this policy. 2. Name of Policyholder 3. Effective date of the commencement of Insurance for the purpose of relevant law 4. Date of expiry of insurance 5. Person or classes of person entitled to drive Mr Howard Fulton 15:55 on 15th August 2011 23:59 on 14th August 2012 Howard Fulton
Provided that the person driving holds a licence to drive the vehicle or has held and is not disqualified from holding or obtaining such a licence.

6. Limitations as to use

Use for social, domestic and pleasure purposes only

But excluding any use for hiring, commercial travelling, for any purpose in connection with the Motor Trade or use for racing, pace-making, speed testing, rallies, trials or competitions.

I hereby certify that the policy to which this Certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Guernsey, the Island of Jersey and the Island of Alderney. For and on behalf of:First Central Insurance Company Ltd - Level 2, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Authorised Insurer. 30% participation. Licensed and regulated by the Financial Services Commission under the Insurance Companies Act 1987 of Gibraltar to carry on insurance business in Gibraltar and to carry on insurance business in the UK under the European Unions Freedom of Services Provisions, and Lloyds Syndicate No. 1206, Authorised Insurer. 70% participation. Lloyds Syndicate No. 1206 is managed by Sagicor at Lloyds Limited 1 Great Tower Street, London EC3R 5AA. Sagicor at Lloyds Limited is regulated by the Financial Services Authority in the UK.

Signed

Chris Johnson, Director, First Central Insurance Services Ltd

ADVICE TO THIRD PARTIES - Nothing contained in this Certificate affects your rights as a Third Party to make a claim. PLEASE NOTE - This notice contains important information. PLEASE READ CAREFULLY - The liability of an insurer under this contract is several and not joint with other insurers party to this contract. An insurer is liable only for the proportion of liability it has underwritten. An insurer is not jointly liable for the proportion of liability underwritten by any other insurer. Nor is an insurer otherwise responsible for any liability of any other insurer that may underwrite this contract. The proportion of liability under this contract underwritten by an insurer (or, in the case of a Lloyd's syndicate, the total of the proportions underwritten by all the members of the syndicate taken together) is shown in this contract. In the case of a Lloyd's syndicate, each member of the syndicate (rather than the syndicate itself) is an insurer. Each member has underwritten a proportion of the total shown for the syndicate (that total itself being the total of the proportions underwritten by all the members of the syndicate taken together). The liability of each member of the syndicate is several and not joint with other members. A member is liable only for that member's proportion. A member is not jointly liable for any other member's proportion. Nor is any member otherwise responsible for any liability of any other insurer that may underwrite this contract. The business address of each member is Lloyd's, One Lime Street, London EC3M 7HA. The identity of each member of a Lloyd's syndicate and their respective proportion may be obtained by writing to Market Services, Lloyd's, at the above address. Although reference is made at various points in this clause to "this contract" in the singular, where the circumstances so require this should be read as a reference to contracts in the plural.

First Central Insurance Services Ltd, Level 2, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar

(20100110/PD/1.1/v1.0)