Monthly Bulletin - January 2012

Investment bulletin
January 2012
Zurich International Life
This investment bulletin should be read in conjunction with the principal brochure(s) for the
relevant product(s).
For fund performance in fund currency please refer to pages 3 - 14
For fund performance in US dollars please refer to pages 15 - 26
(For the purpose of this bulletin, fund performance exchange rates into US dollars have been sourced by Financial
Express)
For details of the available range of funds and their charges, please refer to the Investments-your guide and Mirror
funds-your guide booklets, copies of which are available on request.
For full details of the products, please refer to the individual product brochure and individual policy terms and
conditions, copies of which are available on request.
Past performance is not a guide to future performance. The value of any investment and the income from it can
fall as well as rise as a result of market and currency fluctuations and you may not get back the amount originally
invested.
Fund performance in fund currency to 31 December 2011

Fund name
Current bid Launch date

price
Fund code
AMC (%)
Low risk funds

Eagle Money Market1
Euro Money Market
Japanese yen Money Market
Sterling Money Market
Swiss franc Money Market
US dollar Money Market
SEEGL
SEEUR
SEJPY
SEGBP
SECHF
SEUSD
0.75
0.75
0.75
0.75
0.75
0.75
13.83
0.87
131.93
3.00
1.24
2.09
Managed funds
Eagle Adventurous1
Eagle Blue Chip1
Eagle Performance1
Euro Adventurous
Euro Blue Chip
Euro Cautious
Euro Defensive
Euro Performance
Sterling Adventurous
Sterling Blue Chip
Sterling Cautious
Sterling Defensive
Sterling Performance
US dollar Adventurous
US dollar Adventurous - Series B2
US dollar Blue Chip
US dollar Blue Chip - Series B2
US dollar Cautious
US dollar Cautious - Series B2
US dollar Defensive
US dollar Defensive - Series B2
US dollar Performance
US dollar Performance - Series B2
ADEGL
BCEGL
PFEGL
ADEUR
BCEUR
CAEUR
DEEUR
PFEUR
ADGBP
BCGBP
CAGBP
DEGBP
PFGBP
ADUSD
KBUSD
BCUSD
KCUSD
CTUSD
KDUSD
DFUSD
KEUSD
PFUSD
KFUSD
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
19.30
23.08
21.41
1.99
1.94
1.83
1.77
1.96
3.45
4.19
2.16
1.96
4.19
2.87
1.19
4.05
1.36
1.91
1.43
1.83
1.53
3.72
1.29
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
01/03/1988
01/10/1995
01/10/1995
01/03/1988
31/12/2002
01/03/1988
-0.45%
0.00%
0.00%
0.00%
0.00%
0.00%
2.24%
0.11%
0.00%
0.03%
0.00%
0.00%
1.49%
0.23%
1.87%
0.13%
0.00%
0.10%
51.71%
5.32%
1.36%
2.98%
0.81%
5.56%
8.69%
1.04%
0.27%
0.59%
0.16%
1.09%
01/03/1988
01/03/1988
01/03/1988
31/12/2002
31/12/2002
31/12/2002
31/12/2002
31/12/2002
01/03/1988
01/03/1988
03/03/2003
03/03/2003
01/03/1988
01/03/1988
01/07/2006
01/03/1988
01/07/2006
03/03/2003
01/07/2006
03/03/2003
01/07/2006
01/03/1988
01/07/2006
6.84%
3.80%
5.12%
9.76%
4.98%
3.86%
3.09%
6.63%
7.64%
6.51%
6.35%
5.66%
6.99%
5.24%
1.27%
4.11%
3.42%
2.69%
2.51%
1.61%
1.59%
5.11%
3.37%
-5.54%
-2.66%
-5.00%
-2.78%
-6.51%
-3.17%
0.63%
-8.15%
-4.83%
1.70%
5.21%
8.59%
-3.32%
-7.06%
-13.62%
1.81%
-1.52%
3.98%
0.21%
5.05%
2.82%
-1.92%
-6.32%
35.04%
18.82%
26.25%
55.67%
25.34%
21.92%
20.49%
33.40%
35.45%
29.71%
27.36%
20.99%
35.58%
40.62%
32.89%
31.56%
33.79%
20.79%
27.79%
13.09%
26.17%
38.26%
35.40%
19.22%
32.88%
24.10%
-2.88%
-4.15%
3.04%
12.31%
-8.32%
15.27%
20.35%
25.73%
28.27%
17.49%
-7.89%
-13.37%
11.56%
1.64%
14.82%
8.75%
19.90%
17.74%
3.16%
-5.43%
3.58%
5.85%
4.41%
-0.58%
-0.84%
0.60%
2.35%
-1.72%
2.88%
3.77%
4.69%
5.11%
3.28%
-1.63%
-2.83%
2.21%
0.33%
2.80%
1.69%
3.70%
3.32%
0.62%
-1.11%
Source: Zurich International Life. Figures based on bid prices on the last day of each month and include the deduction of the standard management charge. For the mirror funds, this also includes the deduction of the additional mirror fund charge
of 0.75%.
Past performance is not a guide to future performance. The value of any investment and the income from it can fall as well as rise as a result of market and
currency fluctuations and you may not get back the amount originally invested.
Investment bulletin Page 3 of 30

Fund name

price
Fund code
AMC (%)
3LUSD
DVEUR
BXGBP
OYUSD
AGSEK
0.35
1.00
1.00
1.00
0.13
1.27
1.23
1.23
1.23
1.27
CWUSD
0.80
ALEUR
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
09/08/2010
09/04/2009
09/04/2009
09/04/2009
05/05/2010
0.00%
-0.16%
-0.16%
-0.16%
0.48%
0.40%
-0.73%
-0.73%
-0.73%
1.68%
1.28%
-1.92%
-1.92%
-2.00%
1.52%
0.92%
-0.71%
-0.71%
-0.74%
0.91%
1.28
01/11/2011
-1.61%
-9.43%
0.75
1.41
10/07/2008
0.50%
2.70%
8.64%
12.72%
3.51%
BPUSD
0.75
1.41
10/07/2008
0.43%
2.40%
8.82%
12.48%
3.44%
FCUSD
3GUSD
OPUSD
OQUSD
DNEUR
X7USD
0.75
0.90
0.75
0.75
0.90
1.80
1.67
1.28
1.47
1.45
1.49
1.36
15/12/2003
09/08/2010
07/04/2009
07/04/2009
09/04/2009
01/06/2010
-0.89%
0.95%
-1.73%
0.21%
5.97%
1.42%
1.96%
2.56%
5.89%
6.72%
9.63%
2.18%
22.97%
-
22.16%
1.19%
17.92%
15.68%
19.38%
9.14%
4.08%
0.85%
6.23%
5.48%
6.70%
5.56%
DBUSD
0.80
2.10
01/11/1998
-0.85%
2.04%
13.72%
28.89%
5.21%
R3USD
1.25
1.30
11/11/2009
0.00%
-8.46%
3.51%
1.62%
FXEUR
1.25
1.29
05/11/2009
-0.15%
-8.37%
3.03%
1.40%
BLEUR
0.75
1.59
01/12/2008
3.31%
10.94%
24.86%
27.36%
8.17%
GAUSD
0.75
1.58
01/12/2008
3.20%
10.17%
19.41%
26.48%
7.93%
AJSEK
TEUSD
TDUSD
IBUSD
1.05
1.05
1.05
0.75
1.23
1.99
2.20
2.24
01/11/2011
21/02/2006
21/02/2006
01/10/1996
0.50%
1.20%
-1.36%
-3.81%
-1.52%
3.41%
25.02%
49.32%
1.36%
-3.60%
46.51%
57.78%
17.43%
-19.99%
7.94%
9.55%
3.27%
BNGBP
1.00
2.91
01/10/1995
5.17%
13.71%
14.52%
29.32%
5.28%
Mirror funds
Money market
ZI Emirates Islamic Money Market3
ZI Fidelity Currency EUR
ZI Fidelity Currency GBP
ZI Fidelity Currency USD
ZI Nordea 1 SEK Reserve
Global bond
ZI Amundi Funds Bond Global Aggregate
ZI BlackRock Global Funds Global
Government Bond EUR4
Government Bond USD
ZI Fidelity International Bond
ZI HSBC MultiAlpha Global Aggregate Bond
ZI Invesco Bond
ZI Invesco Global Bond
ZI Invesco Global Bond EUR
ZI Loomis Sayles Multisector Income3
ZI Morgan Stanley Investment Funds Global
Bond
ZI Schroder ISF Global Convertible Bond
USD
EUR
ZI Schroder ISF Global Inflation Linked Bond
EUR
USD4
ZI Templeton Global Bond SEK5
ZI Templeton Global Bond USD5
ZI Templeton Global Total Return5
ZI Threadneedle Global Bond
Sterling bond
ZI Threadneedle Sterling Bond
of 0.75%.
NB Performance data marked with a is since launch performance. The currency of the fund is defined by the last three characters of the fund code.

Fund name

price
Fund code
AMC (%)
US dollar bond
ZI Franklin US Government5
ZI Threadneedle Dollar Bond
TCUSD
BNUSD
0.95
1.00
1.80
2.21
Euro bond
ZI Invesco European Bond
ZI Threadneedle European Bond
ZI UBS Swiss Franc Bond
IEUSD
BNEUR
UBCHF
0.75
1.00
0.90
Protected
ZI Invesco Capital Shield 90 (EUR)
ZI Investec Multi Asset Protector6
ICEUR
DZGBP
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
01/11/2001
01/10/1995
1.12%
1.05%
5.74%
4.84%
14.32%
24.45%
26.33%
15.78%
4.79%
2.97%
2.33
1.67
1.37
01/11/2001
01/10/1995
31/12/2002
-1.57%
1.58%
-1.09%
2.15%
3.92%
-0.58%
7.39%
14.60%
12.88%
12.26%
18.92%
8.15%
2.34%
3.53%
1.58%
1.00
1.60
1.13
1.15
01/04/2007
03/05/2011
0.18%
-1.12%
-1.22%
-
-2.75%
-
-9.51%
-8.60%
-2.08%
-12.69%
NBUSD
1.00
2.62
01/11/1998
4.71%
-2.38%
50.89%
22.99%
4.23%
AFSEK
1.00
1.25
05/05/2010
3.65%
-2.87%
-0.32%
-0.19%
DMEUR
ORUSD
1.00
1.00
1.58
1.90
09/04/2009
07/04/2009
2.46%
1.44%
-2.11%
1.82%
26.40%
52.08%
8.96%
16.60%
G3USD
0.75
1.32
11/11/2009
2.40%
-1.12%
5.60%
2.58%
FTEUR
0.75
1.29
11/11/2009
2.38%
-0.54%
2.96%
1.37%
OMUSD
1.00
1.47
07/04/2009
0.48%
-0.68%
17.77%
6.18%
CBUSD
P3USD
FVEUR
4QUSD
UCAUD
1.25
1.25
1.25
1.05
0.90
1.48
1.26
1.25
1.25
1.93
15/03/2004
11/11/2009
11/11/2009
01/12/2010
15/12/2003
1.78%
0.00%
-0.32%
0.48%
2.19%
-0.80%
-11.84%
-11.81%
-1.03%
10.78%
6.31%
16.22%
6.16%
0.88%
0.56%
-0.16%
36.50%
1.20%
0.41%
0.26%
-0.15%
6.42%
KAUSD
1.50
1.71
17/03/2004
5.44%
-8.08%
55.52%
-18.18%
-3.93%
Mirror funds continued
High yield and Corporate bond

ZI Baring GUF High Yield Bond
ZI Fidelity Funds European High Yield
Hedged
ZI Invesco Euro Corporate Bond
ZI Invesco Global High Income
ZI Investec GSF Investment Grade Corporate
Bond USD
Bond EUR
Asian bond
ZI Aberdeen Global Asian Local Currency
Short Duration Bond
ZI Schroder ISF Asian Bond Absolute Return
ZI Schroder ISF Asian Convertible Bond USD
ZI Schroder ISF Asian Convertible Bond EUR
ZI Templeton Asian Bond5
ZI UBS Australian Dollar Bond
Emerging markets bond
ZI BNPPL1 Bond Best Selection World
Emerging
of 0.75%.

Fund name

price
Fund code
AMC (%)
NUUSD
4YUSD
EBUSD
1.00
1.50
1.50
1.83
1.15
5.05
DMGBP
1.25
EFUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
07/04/2009
03/05/2011
01/11/1998
5.34%
-0.61%
4.86%
6.08%
5.96%
42.90%
46.76%
-10.24%
34.49%
15.11%
-15.05%
6.11%
1.06
04/05/2005
0.19%
-2.48%
1.63%
-35.07%
-8.27%
1.20
0.73
01/11/2007
-3.81%
-27.60%
33.09%
-41.44%
-12.06%
BAUSD
1.20
0.97
01/11/2006
2.87%
-11.10%
55.29%
-27.85%
-6.32%
DCUSD
1.40
2.34
01/11/2001
-1.72%
-23.97%
24.55%
-26.15%
-5.88%
DDUSD
1.40
2.24
01/11/2001
-7.90%
-16.49%
23.70%
-59.49%
-16.53%
7GUSD
1.50
1.16
01/09/2011
1.85%
-8.74%
-24.13%
K4USD
1.60
1.18
04/12/2009
2.52%
-7.31%
-6.50%
-3.19%
DYEUR
1.25
1.00
01/11/2007
7.63%
-7.83%
42.80%
-19.92%
-5.19%
DZUSD
1.25
0.90
01/11/2007
2.16%
-9.93%
30.90%
-28.10%
-7.62%
BHEUR
1.50
1.59
28/11/2008
6.85%
-2.99%
35.60%
27.36%
8.17%
ALSGD
1.50
1.57
28/11/2008
0.86%
-6.93%
20.25%
25.29%
7.59%
ERUSD
1.50
1.62
28/11/2008
1.25%
-5.82%
23.91%
29.36%
8.72%
L4USD
P2USD
1.60
1.25
1.20
1.26
04/12/2009
11/11/2009
0.84%
1.04%
-5.60%
-5.33%
-5.00%
0.32%
-2.45%
0.15%
DQEUR
1.25
1.20
01/11/2007
6.89%
-4.25%
41.92%
-4.40%
-1.07%
DRUSD
1.25
1.07
01/11/2007
1.42%
-6.54%
30.13%
-14.32%
-3.64%

Emerging markets bond continued
ZI HSBC GIF Global Emerging Markets Bond
ZI Invesco Emerging Local Currencies Debt
ZI Threadneedle Emerging Market Bond
Property
ZI Aviva Investors Property Trust
ZI Henderson Horizon Asia Pacific Property
Equities
ZI Henderson Horizon Global Property
Equities
ZI Morgan Stanley Investment Funds Asian
Property
ZI Morgan Stanley Investment Funds
European Property
ZI Schroder ISF Global Property Securities
Managed adventurous
ZI Emirates Active Managed3
ZI HSBC International Select fundAdventurous EUR
ZI HSBC International Select fundAdventurous USD
Managed balanced
ZI BlackRock Global Funds Global Allocation
EUR4
SGD
USD
ZI Emirates Balanced Managed3
ZI Fidelity Multi Asset Navigator
ZI HSBC International Select fund-Balanced
EUR
USD
of 0.75%.

Fund name

price
Fund code
AMC (%)
DPGBP
DOGBP
GYEUR
Y9USD
1.25
1.25
1.50
1.50
1.33
1.36
1.33
1.34
AKSEK
1.70
CKUSD
EIGBP
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
01/11/2007
01/11/2007
09/08/2010
09/08/2010
2.62%
1.50%
6.50%
0.75%
-1.55%
-2.86%
-2.50%
-5.11%
25.24%
20.41%
-
6.40%
8.56%
5.23%
3.00%
1.50%
1.99%
3.73%
2.15%
1.18
01/11/2011
-5.47%
-28.98%
1.25
1.21
10/07/2008
-5.03%
-5.25%
4.31%
-3.28%
-0.96%
1.50
1.23
01/11/2011
-5.90%
-30.96%
M4USD
1.50
1.17
04/12/2009
0.43%
-2.25%
-6.54%
-3.21%
DUEUR
1.25
1.42
01/11/2007
5.64%
1.21%
35.75%
13.92%
3.18%
DVUSD
1.25
1.28
01/11/2007
0.31%
-1.09%
24.39%
2.00%
0.48%
GZEUR
Z9USD
1.50
1.50
1.32
1.33
09/08/2010
09/08/2010
7.60%
1.77%
-7.71%
-10.29%
4.36%
2.08%
3.11%
1.49%
ATUSD
1.75
0.56
01/11/2000
4.52%
-4.15%
77.88%
9.04%
1.75%
FIUSD
1.50
0.96
01/11/2007
6.65%
-5.78%
28.61%
-23.04%
-6.10%
FAUSD
FEEUR
1.50
1.50
1.44
1.08
01/11/1998
03/10/2005
4.26%
7.38%
-10.21%
-11.21%
32.87%
33.96%
-18.34%
-24.31%
-3.97%
-5.42%
R2USD
1.50
1.28
11/11/2009
4.16%
-7.67%
1.03%
0.48%
4EUSD
3IUSD
GMUSD
CJUSD
FQEUR
M3USD
2.70
1.90
1.50
1.50
1.75
1.75
1.13
1.31
1.17
0.81
1.60
1.41
01/12/2010
09/08/2010
03/10/2005
01/11/2007
11/11/2009
11/11/2009
0.98%
3.38%
5.87%
2.78%
5.88%
0.07%
-14.39%
-10.92%
-9.85%
-12.50%
-12.98%
-15.49%
28.09%
27.47%
-
-9.60%
-0.30%
-27.70%
-35.04%
25.94%
9.74%
-8.76%
-0.22%
-6.28%
-9.84%
11.31%
4.42%

Managed balanced continued
ZI HSBC Open Global Distribution
ZI HSBC Open Global Return
ZI Jupiter Merlin Balanced Managed EUR
ZI Jupiter Merlin Balanced Managed USD
ZI JPMorgan Global Capital Preservation
SEK Hedged4
USD7
ZI M&G Managed Growth
Managed cautious
ZI Emirates Conservative Managed3
ZI HSBC International Select fund-Cautious
EUR
USD
Managed growth
ZI Jupiter Merlin International Equity EUR
ZI Jupiter Merlin International Equity USD
Global equity
ZI Aberdeen Global Technology Equity
ZI BlackRock Global Funds Global Enhanced
Equity Yield
ZI Fidelity International
ZI Fidelity World
ZI Franklin Templeton Mutual Global
Discovery5
ZI Harris Associates Global Value3
ZI HSBC MultiAlpha Global Equity
ZI Investec Global Strategic Equity
ZI JPMorgan Global Dynamic
ZI M&G Global Basics EUR
ZI M&G Global Basics USD
of 0.75%.

Fund name

price
Fund code
AMC (%)
Global equity continued

ZI M&G Global Leaders EUR
ZI M&G Global Leaders USD
ZI Threadneedle Global Select
FREUR
N3USD
GSUSD
1.75
1.75
1.50
1.44
1.26
1.57
UK equity
ZI BlackRock Global Funds United Kingdom
ZI Invesco Perpetual Income
ZI Threadneedle UK
CHGBP
CIGBP
EQGBP
1.50
1.50
1.00
MAUSD
KKUSD
3HUSD
CGUSD
EQUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
11/11/2009
11/11/2009
01/11/2000
8.28%
2.35%
5.64%
-12.16%
-14.71%
-9.44%
31.83%
14.22%
-0.47%
-11.12%
6.37%
-0.22%
-2.33%
1.17
1.26
3.18
01/11/2007
01/11/2007
01/10/1995
6.64%
5.97%
8.69%
-8.86%
6.41%
-4.68%
42.06%
30.81%
42.07%
-6.24%
0.88%
10.81%
-1.54%
0.21%
2.07%
1.50
1.18
01/11/1998
7.49%
-1.83%
32.10%
-19.11%
-4.15%
1.50
1.50
1.50
1.00
1.32
1.43
0.86
3.85
01/04/2007
09/08/2010
01/11/2007
01/10/1995
-2.80%
7.74%
4.12%
7.87%
-19.90%
-2.32%
-15.44%
2.28%
22.79%
30.90%
57.07%
5.35%
10.23%
-31.20%
5.07%
1.10%
7.24%
-8.59%
0.99%
North American equity

ZI BlackRock Global Funds US Flexible
Equity
ZI BNPPL1 Opportunities USA
ZI HSBC MultiAlpha North American Equity
ZI Investec GSF American Equity
ZI Threadneedle American
European equity
ZI Baring GUF Eastern Europe
ZI BlackRock Global Funds European Small
& MidCap Opportunities
ZI Fidelity European Growth
ZI Fidelity Nordic
ZI Henderson Gartmore Continental
European
ZI HSBC MultiAlpha Europe Equity
ZI Invesco Pan European Equity
ZI Threadneedle Pan European
ZI UBS Swiss Equity
Far Eastern equity
ZI Aberdeen Global Asia Pacific Equity
ZI Aberdeen Global Chinese Equity
ZI Absolute Asia Pacific Rim Equities3
ZI Allianz RCM Oriental Income
ARUSD
ASUSD
4HUSD
KNUSD
NAUSD
1.50
6.11
01/11/1998
-6.55%
-31.96%
51.15%
-36.30%
-8.62%
MBUSD
1.50
2.13
01/11/1998
-3.14%
-17.46%
37.58%
-24.97%
-5.58%
FDEUR
FFSEK
1.50
1.50
1.41
8.87
18/10/2004
01/04/2007
5.87%
3.45%
-16.46%
-18.08%
26.44%
28.81%
-29.17%
-29.86%
-6.66%
-7.20%
CFEUR
1.50
0.90
01/11/2007
4.80%
-10.93%
19.95%
-28.32%
-7.68%
HBEUR
IVUSD
EQEUR
CMCHF
1.50
1.50
1.00
1.50
1.22
1.03
2.54
0.82
09/08/2010
01/11/2000
01/10/1995
01/11/2007
4.80%
0.29%
8.26%
4.31%
-13.15%
-14.31%
-9.88%
-12.26%
26.23%
47.48%
6.74%
-7.56%
-26.16%
-6.02%
-34.16%
-5.49%
-5.89%
-1.23%
-9.55%
1.75
1.75
2.40
1.50
2.38
2.52
1.01
2.04
04/05/2005
15/03/2004
01/12/2010
18/10/2004
0.46%
2.35%
1.10%
2.15%
-16.14%
-15.85%
-23.65%
-11.68%
76.48%
77.36%
34.36%
19.91%
26.10%
-19.38%
-1.16%
3.70%
4.75%
-17.77%
-0.23%
of 0.75%.

Fund name

price
Fund code
AMC (%)
KMUSD
BZUSD
EXUSD
BXUSD
FKUSD
FGUSD
FBUSD
EMUSD
EGSGD
FOUSD
FNUSD
T2USD
HBUSD
HAUSD
HCUSD
HGUSD
JCUSD
APUSD
JBUSD
JRUSD
JEUSD
DIUSD
JAUSD
JIUSD
CZUSD
IYUSD
PBUSD
UDAUD
1.75
1.75
1.70
1.25
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.20
1.50
1.00
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.00
1.50
2.69
1.62
0.80
0.96
1.05
0.81
4.18
0.80
0.91
2.38
3.41
0.90
4.42
3.03
6.22
1.98
4.95
0.72
4.28
1.81
3.22
1.38
4.67
1.23
0.83
1.23
2.58
1.88
MCUSD
1.50
EQJPY
1.00
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
18/10/2004
16/02/2006
01/11/2007
20/03/2008
20/03/2008
20/03/2008
23/07/2001
01/11/2007
01/11/2007
03/10/2005
03/10/2005
11/11/2009
01/11/1998
01/11/1998
23/07/2001
27/09/2005
01/11/1998
01/11/2007
01/11/1998
20/03/2008
18/10/2004
01/11/2007
01/11/1998
01/11/2006
01/11/2007
01/11/2006
01/10/1995
15/12/2003
6.61%
3.84%
6.53%
-0.31%
1.35%
-14.36%
1.55%
-1.24%
-1.76%
1.93%
2.77%
1.35%
2.36%
1.54%
-20.04%
7.50%
4.54%
-1.64%
2.32%
5.11%
7.33%
10.40%
0.56%
-12.73%
-1.66%
-3.23%
4.28%
2.96%
-5.07%
-16.18%
-10.22%
-19.80%
-20.66%
-33.64%
-13.80%
-20.02%
-18.26%
-11.07%
-15.33%
-32.33%
-20.52%
-23.05%
-45.28%
-5.36%
-11.83%
-24.84%
-22.30%
1.91%
-21.98%
-1.64%
-20.76%
-31.94%
-18.47%
-19.00%
-19.05%
-14.14%
199.33%
61.23%
96.80%
33.52%
39.52%
57.84%
76.30%
64.40%
54.68%
69.06%
86.60%
24.32%
31.12%
39.30%
150.82%
112.44%
43.71%
57.68%
256.50%
72.45%
114.29%
33.08%
45.18%
80.04%
63.95%
53.93%
16.35%
80.81%
0.93%
-36.08%
-8.10%
-3.66%
-26.82%
-0.38%
-36.08%
-26.86%
42.00%
54.50%
-28.47%
-12.76%
-4.24%
-26.62%
48.69%
30.51%
-42.40%
-1.29%
71.50%
13.37%
10.40%
-1.95%
-10.19%
-33.60%
-9.97%
5.43%
-18.79%
12.58%
0.19%
-10.19%
-2.21%
-0.98%
-7.93%
-0.08%
-10.19%
-7.24%
7.26%
9.09%
-14.44%
-2.69%
-0.86%
-6.00%
8.26%
5.47%
-12.41%
-0.26%
15.33%
2.54%
2.40%
-0.39%
-2.13%
-9.37%
-2.08%
1.06%
-4.08%
0.90
01/11/2000
-8.44%
-12.02%
10.70%
-36.80%
-8.77%
50.65
01/10/1995
-3.47%
-19.91%
-20.72%
-62.82%
-17.95%

Far Eastern equity continued
ZI Allianz RCM Thailand
ZI Allianz RCM Total Return Asian Equity
ZI Amundi Funds Equity ASEAN
ZI Baring Hong Kong China
ZI Fidelity China Focus
ZI Fidelity India Focus
ZI Fidelity Korea
ZI Fidelity Pacific
ZI Fidelity Singapore
ZI First State Asian Equity Plus
ZI First State China Growth
ZI Henderson Horizon China8
ZI HSBC GIF Chinese Equity
ZI HSBC GIF Hong Kong Equity
ZI HSBC GIF Indian Equity
ZI HSBC GIF Thai Equity
ZI JF ASEAN
ZI JF Asia Domestic Opportunities7
ZI JF Eastern
ZI JF Indonesia
ZI JF Korea
ZI JF Malaysia
ZI JF Pacific Securities
ZI JPMorgan JF India
ZI JPMorgan JF Singapore
ZI JPMorgan JF Taiwan
ZI Threadneedle Asia
ZI UBS Australian Equity
Japanese equity
ZI BlackRock Global Funds Japan Small &
MidCap Opportunities
ZI Threadneedle Japan
of 0.75%.

Fund name

price
Fund code
AMC (%)
AFUSD
1.75
1.58
MKUSD
1.75
MIUSD
KHEUR
3MUSD
1.75
1.75
1.75
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
20/03/2008
3.55%
-16.87%
122.11%
36.07%
8.49%
1.07
21/02/2006
-3.43%
-28.27%
63.51%
-33.60%
-7.86%
2.33
1.05
1.18
27/09/2005
01/11/2006
09/08/2010
1.93%
6.40%
1.46%
-25.02%
-25.04%
-8.46%
94.25%
146.01%
-
21.37%
-24.44%
-5.52%
3.95%
-5.45%
-4.00%

Emerging markets equity
ZI Aberdeen Global Emerging Markets
Smaller Companies
ZI BlackRock Global Funds Emerging
Europe9
ZI BlackRock Global Funds Latin American
ZI BNPPL1 Equity Russia
ZI Emirates MENA Top Companies3
ZI Fidelity Emerging Europe, Middle East
and Africa
ZI Franklin MENA USD5
ZI Hansberger Emerging Latin American3
ZI HSBC GIF Brazil Equity USD
ZI HSBC MultiAlpha Global Emerging
Markets Equity
ZI JPMorgan Africa Equity
ZI JPMorgan Emerging Middle East Equity
ZI Jupiter India Select
Emerging Markets Equity
ZI Natixis Emerging Europe3
ZI Parvest Equity Brazil
ZI PineBridge Latin America Small & Midcap
Equity
ZI Schroder ISF BRIC
ZI Templeton BRIC5
ZI Templeton Emerging Markets5
ZI Threadneedle Latin America
Specialist
ZI Amundi Funds Absolute Volatility World
Equities7
ZI Amundi Funds Equity Global Luxury and
Lifestyle
ZI BlackRock Global Funds New Energy
FBEUR
1.50
1.31
20/03/2008
6.96%
-19.91%
97.13%
12.87%
3.25%
GCUSD
4FUSD
Z6USD
2.00
2.70
1.75
1.23
0.89
1.02
01/12/2008
01/12/2010
05/05/2010
0.82%
2.77%
1.89%
-15.95%
-28.86%
-26.08%
-0.57%
-
-1.76%
-28.74%
-15.38%
-0.57%
-26.50%
-9.58%
3FUSD
1.50
1.18
09/08/2010
2.34%
-21.40%
-11.49%
-8.38%
EPUSD
JGUSD
6FUSD
1.50
1.50
1.75
2.27
1.57
0.84
01/12/2008
04/05/2005
03/05/2011
2.34%
-6.09%
-21.02%
-23.66%
-28.32%
-
78.40%
20.28%
-
82.70%
-12.33%
-32.09%
21.61%
-2.60%
-44.24%
CUUSD
1.60
0.76
01/11/2007
-0.78%
-19.51%
58.79%
-39.28%
-11.29%
7EUSD
4TUSD
2.70
1.75
1.08
0.96
01/09/2011
21/03/2011
-6.35%
4.22%
-18.17%
-22.96%
-45.42%
-27.52%
FRUSD
1.30
1.18
01/11/2011
-12.32%
-55.10%
CCUSD
TFUSD
TBUSD
LAUSD
1.50
2.10
2.10
1.00
1.35
1.30
3.51
6.59
01/11/2006
01/09/2006
01/11/1998
01/10/1996
0.67%
-1.96%
3.06%
6.48%
-23.15%
-27.30%
-16.46%
-22.95%
47.81%
51.93%
63.80%
87.49%
-7.08%
-13.95%
-2.93%
20.87%
-1.46%
-2.96%
-0.59%
3.86%
N2USD
1.00
1.33
11/11/2009
3.60%
3.84%
5.83%
2.67%
CDUSD
1.70
1.22
01/11/2011
-12.11%
-54.43%
MEUSD
1.75
0.93
01/11/2001
-0.85%
-22.99%
-18.97%
-43.23%
-10.71%
of 0.75%.

Fund name

price
Fund code
AMC (%)
MHUSD
MJUSD
IFEUR
MDUSD
1.75
1.50
1.75
1.75
1.79
0.56
1.17
7.93
AOSGD
1.75
ONUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
04/05/2005
01/04/2007
01/11/2011
01/11/2001
6.69%
-1.93%
-8.81%
-15.15%
-23.71%
-21.08%
35.92%
4.09%
56.40%
-0.50%
-55.34%
-8.20%
35.34%
-0.10%
-15.62%
-40.58%
6.24%
1.80
09/04/2009
-9.41%
-22.60%
44.12%
14.33%
1.50
1.72
07/04/2009
2.20%
3.06%
37.44%
12.36%
AASGD
1.75
2.18
28/11/2008
-1.00%
-32.75%
72.40%
74.85%
19.89%
MGUSD
1.75
2.77
18/10/2004
-0.14%
-30.96%
83.94%
2.74%
0.54%
FLEUR
1.50
1.60
11/11/2009
3.96%
-11.34%
25.75%
11.25%
K2USD
1.50
1.40
11/11/2009
-1.55%
-14.07%
9.04%
4.11%
EJGBP
KGEUR
EVUSD
ESUSD
4LUSD
1.75
1.50
1.50
1.50
1.50
1.13
0.88
0.98
0.77
0.87
01/11/2011
01/11/2006
01/11/2007
01/11/2007
01/12/2010
4.66%
-0.61%
0.13%
0.00%
-5.71%
-15.65%
-17.15%
-26.64%
-1.02%
67.98%
33.05%
-
-11.54%
-32.67%
-21.52%
-38.16%
-29.95%
-52.59%
-7.61%
-5.65%
-10.90%
-27.99%
HTEUR
1.50
0.96
03/05/2011
-6.65%
-24.33%
-34.34%
AHSEK
1.50
0.96
03/05/2011
-6.55%
-24.19%
-34.16%
6CUSD
1.50
0.96
03/05/2011
-6.07%
-24.01%
-33.93%
CFUSD
DLUSD
GNUSD
CHUSD
6AUSD
ILEUR
CIUSD
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.45
0.71
1.34
1.13
1.02
1.13
0.87
10/07/2008
01/11/2007
21/02/2006
10/07/2008
03/05/2011
01/04/2007
10/07/2008
-0.96%
2.88%
8.13%
2.83%
2.41%
2.65%
-2.78%
-19.88%
-18.12%
-14.77%
-25.25%
-30.17%
-32.22%
67.67%
41.67%
38.70%
61.60%
125.45%
105.41%
15.76%
-42.88%
1.05%
-9.76%
-21.72%
-10.43%
-30.16%
4.30%
-12.58%
0.21%
-2.91%
-30.90%
-2.29%
-9.82%

Specialist continued
ZI BlackRock Global Funds World Energy
ZI BlackRock Global Funds World Financials
ZI BlackRock Global Funds World Gold EUR
ZI BlackRock Global Funds World Gold USD
ZI BlackRock Global Funds World Gold SGD hedged
ZI BlackRock Global Funds World
Healthscience9
ZI BlackRock Global Funds World Mining
SGD hedged
USD
Technology EUR
Technology USD
ZI BlackRock Gold and General
ZI BNPPL1Equity World Utilities
ZI DWS Global Agribusiness
ZI DWS Global Thematic
ZI First State Global Resources
ZI Franklin Templeton Gold and Precious
Metals EUR4,5
Metals SEK4,5
Metals USD5
ZI Invesco Asia Consumer Demand
ZI Invesco Asia Infrastructure
ZI Investec GSF Global Energy
ZI JF Five Elements
ZI JPMorgan Global Consumer Trends
ZI JPMorgan Global Natural Resources EUR
ZI JPMorgan Global Natural Resources USD
of 0.75%.

Fund name

price
Fund code
AMC (%)
IMUSD
EDGBP
HYEUR
6JUSD
GDGBP
FOEUR
K3USD
CNUSD
L7USD
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.16
1.07
1.13
1.01
2.11
1.17
1.02
1.12
1.33
CLUSD
1.50
EAUSD
EHUSD
ITUSD
N4USD
X2USD
Y2USD
Z2USD
HFUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
01/04/2007
03/05/2011
03/05/2011
03/05/2011
18/10/2004
11/11/2009
11/11/2009
01/11/2007
05/05/2010
-0.26%
2.49%
6.60%
0.80%
2.57%
5.67%
-0.87%
-1.06%
-6.06%
-20.71%
-11.73%
-20.73%
-23.66%
-9.05%
-1.77%
33.03%
17.71%
33.81%
-
-8.11%
-16.07%
-10.66%
-22.66%
-2.94%
-8.14%
-20.57%
-10.72%
8.73%
-1.77%
-23.23%
-15.65%
-32.15%
-0.59%
-3.87%
-10.15%
-2.69%
5.18%
0.94
10/07/2008
2.61%
-14.27%
27.09%
-24.50%
-7.77%
1.70
1.70
1.50
1.60
1.50
1.50
1.50
0.75
1.20
1.31
1.35
1.19
1.25
1.19
1.42
1.44
01/11/2011
01/11/2011
01/04/2007
22/01/2010
11/11/2009
11/11/2009
11/11/2009
18/10/2004
-10.57%
2.50%
1.30%
2.50%
4.41%
7.76%
-25.97%
-3.72%
-19.31%
-13.63%
-6.88%
-1.50%
37.88%
26.44%
-15.55%
-6.58%
7.72%
-5.41%
-2.43%
-6.51%
10.49%
-7.55%
-64.25%
-33.93%
1.58%
-2.65%
-1.14%
-3.09%
4.75%
-1.56%
JFJPY
JDUSD
TAUSD
1.75
1.50
1.50
35.83
1.52
1.95
04/05/2005
15/03/2004
01/11/1998
-4.68%
-3.18%
-5.52%
-17.54%
-22.35%
-26.62%
-13.58%
50.54%
49.58%
-69.12%
-16.19%
-34.93%
-20.94%
-3.47%
-8.24%
SCUSD
1.00
3.09
01/10/1996
9.22%
-9.38%
78.17%
16.76%
3.15%
SCEUR
1.00
4.66
01/10/1996
2.83%
-9.58%
66.67%
-1.65%
-0.33%
SCJPY
SCGBP
1.00
1.00
64.77
3.69
01/10/1996
01/11/1998
-6.95%
3.71%
-11.76%
-10.75%
-2.37%
69.29%
-55.23%
-1.73%
-14.85%
-0.35%
4GUSD
2.70
1.20
01/12/2010
-0.33%
-5.83%
-4.32%
-3.94%

ZI JPMorgan JF Pacific Technology
ZI Jupiter Climate Change Solutions GBP
ZI Jupiter Climate Change Solutions EUR
ZI Jupiter Climate Change Solutions USD
ZI Jupiter Ecology
ZI Jupiter Global Financials EUR
ZI Jupiter Global Financials USD
ZI Schroder AS Commodity
ZI Schroder AS Gold and Precious Metals
ZI Schroder ISF Global Climate Change
Equity
Islamic
ZI Amundi Islamic BRIC Quant
ZI Amundi Islamic Global Resources
ZI DWS Noor Precious Metals Securities
ZI Emirates Islamic Balanced3
ZI HSBC Amanah Asia Pacific ex Japan
ZI HSBC Amanah Europe Equity
ZI HSBC Amanah Global Equity
ZI HSBC Amanah Global Equity Index
Smaller companies
ZI JF Japan OTC
ZI JF Pacific Smaller Companies
ZI Templeton Global Smaller Companies5
ZI Threadneedle American Smaller
Companies
ZI Threadneedle European Smaller
Companies
ZI Threadneedle Japan Smaller Companies
ZI Threadneedle UK Smaller Companies
Alternative investments
ZI ASG Laser3
of 0.75%.

Fund name

price
Fund code
AMC (%)
HXUSD
1.00
1.53
ADSEK
1.50
FQUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
20/03/2008
3.65%
-2.29%
32.50%
23.03%
5.64%
1.18
11/11/2009
0.25%
-1.42%
-5.97%
-2.82%
1.50
1.15
01/12/2008
-0.17%
-3.11%
-9.49%
-7.23%
-2.41%
EBGBP
HWEUR
6HUSD
1.25
1.25
1.25
1.24
1.24
1.23
03/05/2011
03/05/2011
03/05/2011
0.24%
0.32%
0.16%
-1.12%
-0.72%
-1.28%
-1.69%
-1.08%
-1.93%
O7USD
1.25
1.17
05/05/2010
-1.35%
-6.58%
-6.65%
-4.06%
ATSGD
1.25
1.15
05/05/2010
-1.33%
-6.86%
-8.05%
-4.93%
FZUSD
LNGBP
2.44
1.50
1.24
1.63
01/11/2011
18/10/2004
1.25%
-2.87%
27.13%
1.06%
2.39%
6.62%
0.47%
OSUSD
1.50
1.45
09/04/2009
-0.62%
-1.96%
16.16%
5.64%
DLEUR
ESUSD
PGUSD
FMUSD
BOEUR
HIUSD
0.20
1.50
1.80
1.50
2.00
1.00
1.23
0.77
0.93
2.58
1.21
1.70
09/04/2009
01/11/2007
01/09/2006
27/09/2005
01/12/2008
27/09/2005
-0.16%
0.13%
0.11%
5.18%
5.79%
-2.24%
-0.32%
-17.15%
-2.00%
-12.51%
-13.87%
-28.57%
33.05%
-1.06%
92.04%
8.27%
69.12%
-1.52%
-38.16%
-12.43%
52.00%
-3.75%
-10.46%
-0.56%
-10.90%
-2.62%
8.74%
-1.23%
-2.19%
APEUR
1.25
1.20
10/07/2008
-5.14%
-5.29%
5.27%
-4.00%
-1.17%
BIEUR
1.50
1.16
01/12/2008
-0.26%
-2.68%
-8.63%
-6.43%
-2.14%
AHGBP
1.50
1.16
01/12/2008
-0.26%
-2.85%
-9.16%
-6.75%
-2.24%

Alternative investments continued
ZI HSBC GIF GEM Debt Total Return
ZI JPMorgan Highbridge Statistical Market
Neutral SEK4
Neutral USD4,7
ZI Jupiter Strategic Total Return GBP7
ZI Jupiter Strategic Total Return EUR7
ZI Jupiter Strategic Total Return USD7
ZI Legg Mason Permal Global Absolute fund
USD
SGD
ZI Lyxor Epsilon Managed Futures7
ZI Newton Phoenix Multi-asset
ZI Schroder ISF Emerging Markets Debt
Absolute Return7
Closed to new business
ZI BlackRock ICS Euro Government10
ZI DWS Global Thematic10
Dynamic Growth11
ZI First State Hong Kong Growth12
ZI Franklin MENA EUR5,10
ZI HSBC GIF BRIC Equity13
EUR10
Neutral EUR7,10
Neutral GBP4,7,10
ZI Legg Mason WA Euro Core Bond10
Absolute Return Currency7,8,10
ZI Morgan Stanley Investment Funds US
Property14
CKEUR
1.00
1.23
01/11/2007
0.00%
1.40%
19.36%
-1.36%
-0.33%
AQEUR
2.00
1.22
10/07/2008
-0.08%
-1.46%
-0.41%
-2.72%
-0.79%
DEUSD
1.40
3.02
01/11/2001
11.87%
3.54%
88.32%
-16.34%
-3.51%
of 0.75%.

Fund name

price
Fund code
AMC (%)
DOEUR
0.80
1.27
DPEUR
1.10
DREUR
CAUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
09/04/2009
0.88%
-1.02%
1.28%
0.47%
1.27
09/04/2009
1.68%
-1.86%
1.52%
0.55%
1.50
1.44
09/04/2009
-0.55%
-1.77%
15.53%
5.43%
1.50
3.47
01/11/1998
10.11%
-7.61%
50.54%
0.93%
0.19%

Closed to new business continued
ZI Pictet Funds Absolute Return Global
Conservative10
Diversified10
Absolute Return EUR hedged10
ZI Schroder (SISF) US Smaller Companies15
Source: Zurich International Life. Figures based on bid prices on the last day of each month and include the deduction of the standard management charge. For the mirror funds, this also includes the deductions of the additional mirror fund charge
of 0.75%. You should note that investing in some of these markets could result in the possibility of large and sudden falls in the price of units. The shortfalls on cancellation or loss on realisation could be considerable. Details of the individual fund
performances are available on request. Mirror fund performance may not completely reflect the underlying fund performance due to some management charges incurred. The charges, expenses and taxation of the underlying fund are different and
performance may differ. Please refer to the Mirror funds - your guide booklet for details.
FE Crown Fund Ratings is a quantitative based ratings system founded on historical performance, volatility and consistency. Funds are ranked against a relative benchmark chosen by FE with the lowest-rated funds
carrying a single crown, and the highest awarded five crowns. Funds without a three-year track record are not rated. However, in some cases a rating is applied to funds whose underlying fund carries a three-year track
record. FE Crown Ratings are produced solely by FE and its accuracy or completeness cannot be guaranteed.
1
2
3
4
5
6
7
8
9
For the Eagle funds, the fund price and performance is shown in sterling.
These funds are only available in US dollars and are advised upon by BlackRock Investment Management (UK) Limited. The series B funds were closed to new business on 14 December 2011. All other managed funds are advised upon by Threadneedle
Asset Management Limited.
Please note this fund is only available in the Middle East region.For investments into these funds, the fund manager may at their discretion, make payments based on the value of holdings in the funds to certain financial adviser firms. In the case of
these funds, a distributor fee may be paid from the fund charges disclosed to you and rebated to the introducing broker via a commission sharing arrangement. Irrespective of any such arrangement, the fee paid by investors into the relevant share
class of the underlying fund is the same and all investors rank equally with each other. Stated fund prices are inclusive of all such fees and relevant fund related charges. If these charges are relevant in your case, your financial adviser should make
these clear to you. Applications are subject to compliance with local regulations.
This fund is a hedged share class which aims to provide investors with a return correlated to the base currency performance of the fund, by reducing the effect of exchange rate fluctuations between the base and hedged currency. It is important to
note that the hedge is not perfect - it aims to reduce, not eliminate, currency risk.
The annual management charge (AMC) quoted may, in some instances contain an additional maintenance fee levied by the fund manager. This fee may be listed in the fund prospectus as separate to the AMC. For the purposes of this bulletin, we
have listed the AMC and the maintenance fee collectively.
The Investec Multi Asset Protector fund aims to provide protection of 80% of the highest net asset value per share ever achieved, however it is important to note that this level of protection is not guaranteed and applies only to the USD price. The
protection mechanism is provided by a third party and Zurich International Life has no liability to investors in respect of this protection. The protection only applies to the capital amount invested in the fund and the application of plan charges by Zurich
International Life may mean that investors could get back less than 80% of the capital invested.
The manager of this fund may deduct a performance based fee from this fund. This charge is additional to the total yearly charge shown. For further information please refer to the fund manager's literature.
As the fund employs both long and short strategies, extreme market conditions could theoretically expose the fund to unlimited losses. Such extreme conditions could result in little or no growth and may result in losses to your original investment.
Only investors seeking long-term growth over a five to ten year horizon with at least moderate volatility should consider this fund. With every investment, there is a risk to your capital and you may not get back what you originally invested.
This fund is not available in the Middle East region.
10
This fund was closed to new business on 23 November 2011. Existing investments in this fund are unaffected.
fund was closed to new business 27 January 2009. Existing investments in this fund are unaffected. The Dynamic Growth fund is available in US dollars. Its reference price as at 31 December 2011 is 0.908. For further details about the fund and
its reference price please refer to the 'Investments-Your guide' brochure.
12
This fund closed to new business on 31 December 2011. Existing investments in this fund are unaffected.
11 This
13
The ZI HSBC BRIC Equity fund was closed to new business on 26 May 2006. Existing investments in this fund are unaffected.
14
The ZI Morgan Stanley Investment Funds US Property fund was closed to new business on 1 May 2007. Existing investments in this fund are unaffected.
15
The ZI Schroder (SISF) US Smaller Companies fund was closed to new business on 1 August 2002. Existing investments in this fund are unaffected.
Fund performance in US dollars to 31 December 2011

Fund name

price
Fund code
AMC (%)
Low risk funds

Eagle Money Market1
Euro Money Market
Japanese yen Money Market
Sterling Money Market
Swiss franc Money Market
US dollar Money Market
SEEGL
SEEUR
SEJPY
SEGBP
SECHF
SEUSD
0.75
0.75
0.75
0.75
0.75
0.75
13.83
0.87
131.93
3.00
1.24
2.09
Managed funds
Eagle Adventurous1
Eagle Blue Chip1
Eagle Performance1
Euro Adventurous
Euro Blue Chip
Euro Cautious
Euro Defensive
Euro Performance
Sterling Adventurous
Sterling Blue Chip
Sterling Cautious
Sterling Defensive
Sterling Performance
US dollar Adventurous
US dollar Adventurous - Series B2
US dollar Blue Chip
US dollar Blue Chip - Series B2
US dollar Cautious
US dollar Cautious - Series B2
US dollar Defensive
US dollar Defensive - Series B2
US dollar Performance
US dollar Performance - Series B2
ADEGL
BCEGL
PFEGL
ADEUR
BCEUR
CAEUR
DEEUR
PFEUR
ADGBP
BCGBP
CAGBP
DEGBP
PFGBP
ADUSD
KBUSD
BCUSD
KCUSD
CTUSD
KDUSD
DFUSD
KEUSD
PFUSD
KFUSD
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
19.30
23.08
21.41
1.99
1.94
1.83
1.77
1.96
3.45
4.19
2.16
1.96
4.19
2.87
1.19
4.05
1.36
1.91
1.43
1.83
1.53
3.72
1.29
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
01/03/1988
01/10/1995
01/10/1995
01/03/1988
31/12/2002
01/03/1988
-0.69%
-3.25%
0.18%
-0.24%
-2.87%
0.00%
1.49%
-3.12%
5.41%
-0.70%
-0.32%
0.00%
9.70%
-6.40%
20.02%
8.24%
13.82%
0.10%
20.46%
3.68%
56.97%
-18.22%
31.60%
5.56%
3.79%
0.73%
9.44%
-3.94%
5.65%
1.09%
01/03/1988
01/03/1988
01/03/1988
31/12/2002
31/12/2002
31/12/2002
31/12/2002
31/12/2002
01/03/1988
01/03/1988
03/03/2003
03/03/2003
01/03/1988
01/03/1988
01/07/2006
01/03/1988
01/07/2006
03/03/2003
01/07/2006
03/03/2003
01/07/2006
01/03/1988
01/07/2006
6.59%
3.55%
4.87%
6.19%
1.57%
0.49%
-0.26%
3.17%
7.39%
6.26%
6.10%
5.41%
6.74%
5.24%
1.27%
4.11%
3.42%
2.69%
2.51%
1.61%
1.59%
5.11%
3.37%
-6.24%
-3.37%
-5.70%
-5.93%
-9.53%
-6.31%
-2.63%
-11.12%
-5.53%
0.95%
4.44%
7.79%
-4.03%
-7.06%
-13.62%
1.81%
-1.52%
3.98%
0.21%
5.05%
2.82%
-1.92%
-6.32%
45.96%
28.43%
36.47%
45.38%
17.05%
13.86%
12.52%
24.58%
46.42%
40.21%
37.67%
30.78%
46.55%
40.62%
32.89%
31.56%
33.79%
20.79%
27.79%
13.09%
26.17%
38.26%
35.40%
-5.33%
5.51%
-1.46%
-4.39%
-5.64%
1.44%
10.56%
-9.75%
-8.47%
-4.43%
-0.16%
1.86%
-6.71%
-7.89%
-13.37%
11.56%
1.64%
14.82%
8.75%
19.90%
17.74%
3.16%
-5.43%
-1.09%
1.08%
-0.29%
-0.89%
-1.15%
0.29%
2.03%
-2.03%
-1.75%
-0.90%
-0.03%
0.37%
-1.38%
-1.63%
-2.83%
2.21%
0.33%
2.80%
1.69%
3.70%
3.32%
0.62%
-1.11%
of 0.75%.

Fund name

price
Fund code
AMC (%)
3LUSD
DVEUR
BXGBP
OYUSD
AGSEK
0.35
1.00
1.00
1.00
0.13
1.27
1.23
1.23
1.23
1.27
CWUSD
0.80
ALEUR
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
09/08/2010
09/04/2009
09/04/2009
09/04/2009
05/05/2010
0.00%
-3.40%
-0.40%
-0.16%
0.66%
0.40%
-3.94%
-1.46%
-0.73%
-0.28%
1.28%
-3.76%
4.09%
-2.00%
9.12%
0.92%
-1.40%
1.48%
-0.74%
5.40%
1.28
01/11/2011
-1.61%
-9.43%
0.75
1.41
10/07/2008
-2.76%
-0.63%
1.45%
-7.35%
-2.17%
BPUSD
0.75
1.41
10/07/2008
0.43%
2.40%
8.82%
12.48%
3.44%
FCUSD
3GUSD
OPUSD
OQUSD
DNEUR
X7USD
0.75
0.90
0.75
0.75
0.90
1.80
1.67
1.28
1.47
1.45
1.49
1.36
15/12/2003
09/08/2010
07/04/2009
07/04/2009
09/04/2009
01/06/2010
-0.89%
0.95%
-1.73%
0.21%
2.53%
1.42%
1.96%
2.56%
5.89%
6.72%
6.09%
2.18%
22.97%
-
22.16%
1.19%
17.92%
15.68%
17.13%
9.14%
4.08%
0.85%
6.23%
5.48%
5.96%
5.56%
DBUSD
0.80
2.10
01/11/1998
-0.85%
2.04%
13.72%
28.89%
5.21%
R3USD
1.25
1.30
11/11/2009
0.00%
-8.46%
3.51%
1.62%
FXEUR
1.25
1.29
05/11/2009
-3.40%
-11.33%
-10.17%
-4.86%
BLEUR
0.75
1.59
01/12/2008
-0.04%
7.35%
16.61%
31.26%
9.23%
GAUSD
0.75
1.58
01/12/2008
3.20%
10.17%
19.41%
26.48%
7.93%
AJSEK
TEUSD
TDUSD
IBUSD
1.05
1.05
1.05
0.75
1.23
1.99
2.20
2.24
01/11/2011
21/02/2006
21/02/2006
01/10/1996
0.50%
1.20%
-1.36%
-3.81%
-1.52%
3.41%
25.02%
49.32%
1.36%
-6.83%
46.51%
57.78%
17.43%
-35.01%
7.94%
9.55%
3.27%
BNGBP
1.00
2.91
01/10/1995
4.92%
12.87%
23.78%
2.69%
0.53%
Mirror funds
Money market
ZI Emirates Islamic Money Market3
ZI Fidelity Currency EUR
ZI Fidelity Currency GBP
ZI Fidelity Currency USD
ZI Nordea 1 SEK Reserve
Global bond
ZI Amundi Funds Bond Global Aggregate
Government Bond EUR4
Government Bond USD
ZI Fidelity International Bond
ZI HSBC MultiAlpha Global Aggregate Bond
ZI Invesco Bond
ZI Invesco Global Bond
ZI Invesco Global Bond EUR
ZI Loomis Sayles Multisector Income3
ZI Morgan Stanley Investment Funds Global
Bond
USD
EUR
EUR
USD4
ZI Templeton Global Bond SEK5
ZI Templeton Global Bond USD5
ZI Templeton Global Total Return5
ZI Threadneedle Global Bond
Sterling bond
ZI Threadneedle Sterling Bond
of 0.75%.

Fund name

price
Fund code
AMC (%)
US dollar bond
ZI Franklin US Government5
ZI Threadneedle Dollar Bond
TCUSD
BNUSD
0.95
1.00
1.80
2.21
Euro bond
ZI Invesco European Bond
ZI Threadneedle European Bond
ZI UBS Swiss Franc Bond
IEUSD
BNEUR
UBCHF
0.75
1.00
0.90
Protected
ZI Invesco Capital Shield 90 (EUR)
ZI Investec Multi Asset Protector6
ICEUR
DZGBP
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
01/11/2001
01/10/1995
1.12%
1.05%
5.74%
4.84%
14.32%
24.45%
26.33%
15.78%
4.79%
2.97%
2.33
1.67
1.37
01/11/2001
01/10/1995
31/12/2002
-1.57%
-1.72%
-3.92%
2.15%
0.55%
-0.90%
7.39%
7.02%
28.48%
12.26%
17.07%
41.18%
2.34%
3.20%
7.14%
1.00
1.60
1.13
1.15
01/04/2007
03/05/2011
-3.07%
-1.35%
-4.42%
-
-9.18%
-
-12.17%
-13.85%
-2.70%
-20.15%
NBUSD
1.00
2.62
01/11/1998
4.71%
-2.38%
50.89%
22.99%
4.23%
AFSEK
1.00
1.25
05/05/2010
3.84%
-4.75%
7.15%
4.25%
DMEUR
ORUSD
1.00
1.00
1.58
1.90
09/04/2009
07/04/2009
-0.86%
1.44%
-5.27%
1.82%
24.03%
52.08%
8.21%
16.60%
G3USD
0.75
1.32
11/11/2009
2.40%
-1.12%
5.60%
2.58%
FTEUR
0.75
1.29
11/11/2009
-0.94%
-3.76%
-10.83%
-5.23%
OMUSD
1.00
1.47
07/04/2009
0.48%
-0.68%
17.77%
6.18%
CBUSD
P3USD
FVEUR
4QUSD
UCAUD
1.25
1.25
1.25
1.05
0.90
1.48
1.26
1.25
1.25
1.93
15/03/2004
11/11/2009
11/11/2009
01/12/2010
15/12/2003
1.78%
0.00%
-3.55%
0.48%
7.79%
-0.80%
-11.84%
-14.67%
-1.03%
10.80%
6.31%
70.89%
6.16%
0.88%
-12.32%
-0.16%
77.54%
1.20%
0.41%
-5.93%
-0.15%
12.17%
KAUSD
1.50
1.71
17/03/2004
5.44%
-8.08%
55.52%
-18.18%
-3.93%
High yield and Corporate bond

ZI Baring GUF High Yield Bond
ZI Fidelity Funds European High Yield
Hedged
ZI Invesco Euro Corporate Bond
ZI Invesco Global High Income
Bond USD
Bond EUR
Asian bond
ZI Aberdeen Global Asian Local Currency
Short Duration Bond
ZI Schroder ISF Asian Bond Absolute Return
ZI Schroder ISF Asian Convertible Bond USD
ZI Schroder ISF Asian Convertible Bond EUR
ZI Templeton Asian Bond5
ZI UBS Australian Dollar Bond
Emerging markets bond
ZI BNPPL1 Bond Best Selection World
Emerging
of 0.75%.

Fund name

price
Fund code
AMC (%)
NUUSD
4YUSD
EBUSD
1.00
1.50
1.50
1.83
1.15
5.05
DMGBP
1.25
EFUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
07/04/2009
03/05/2011
01/11/1998
5.34%
-0.61%
4.86%
6.08%
5.96%
42.90%
46.76%
-10.24%
34.49%
15.11%
-15.05%
6.11%
1.06
04/05/2005
-0.05%
-3.20%
9.85%
-48.44%
-12.41%
1.20
0.73
01/11/2007
-3.81%
-27.60%
33.09%
-41.44%
-12.06%
BAUSD
1.20
0.97
01/11/2006
2.87%
-11.10%
55.29%
-27.85%
-6.32%
DCUSD
1.40
2.34
01/11/2001
-1.72%
-23.97%
24.55%
-26.15%
-5.88%
DDUSD
1.40
2.24
01/11/2001
-7.90%
-16.49%
23.70%
-59.49%
-16.53%
7GUSD
1.50
1.16
01/09/2011
1.85%
-8.74%
-24.13%
K4USD
1.60
1.18
04/12/2009
2.52%
-7.31%
-6.50%
-3.19%
DYEUR
1.25
1.00
01/11/2007
4.14%
-10.81%
33.36%
-27.98%
-7.58%
DZUSD
1.25
0.90
01/11/2007
2.16%
-9.93%
30.90%
-28.10%
-7.62%
BHEUR
1.50
1.59
28/11/2008
3.38%
-6.12%
26.64%
31.26%
9.23%
ALSGD
1.50
1.57
28/11/2008
1.36%
-8.05%
33.61%
47.95%
13.56%
ERUSD
1.50
1.62
28/11/2008
1.25%
-5.82%
23.91%
29.36%
8.72%
L4USD
P2USD
1.60
1.25
1.20
1.26
04/12/2009
11/11/2009
0.84%
1.04%
-5.60%
-5.33%
-5.00%
0.32%
-2.45%
0.15%
DQEUR
1.25
1.20
01/11/2007
3.42%
-7.34%
32.54%
-14.02%
-3.56%
DRUSD
1.25
1.07
01/11/2007
1.42%
-6.54%
30.13%
-14.32%
-3.64%

Emerging markets bond continued
ZI HSBC GIF Global Emerging Markets Bond
ZI Invesco Emerging Local Currencies Debt
ZI Threadneedle Emerging Market Bond
Property
ZI Aviva Investors Property Trust
ZI Henderson Horizon Asia Pacific Property
Equities
ZI Henderson Horizon Global Property
Equities
ZI Morgan Stanley Investment Funds Asian
Property
European Property
ZI Schroder ISF Global Property Securities
Managed adventurous
ZI Emirates Active Managed3
ZI HSBC International Select fundAdventurous EUR
ZI HSBC International Select fundAdventurous USD
Managed balanced
EUR4
SGD
USD
ZI Emirates Balanced Managed3
ZI Fidelity Multi Asset Navigator
EUR
USD
of 0.75%.

Fund name

price
Fund code
AMC (%)
DPGBP
DOGBP
GYEUR
Y9USD
1.25
1.25
1.50
1.50
1.33
1.36
1.33
1.34
AKSEK
1.70
CKUSD
EIGBP
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
01/11/2007
01/11/2007
09/08/2010
09/08/2010
2.38%
1.25%
3.04%
0.75%
-2.28%
-3.58%
-5.65%
-5.11%
35.37%
30.15%
-
-20.57%
-18.95%
3.14%
3.00%
-5.38%
-4.92%
2.24%
2.15%
1.18
01/11/2011
-8.64%
-42.31%
1.25
1.21
10/07/2008
-5.03%
-5.25%
4.31%
-3.28%
-0.96%
1.50
1.23
01/11/2011
-8.29%
-40.94%
M4USD
1.50
1.17
04/12/2009
0.43%
-2.25%
-6.54%
-3.21%
DUEUR
1.25
1.42
01/11/2007
2.21%
-2.07%
26.77%
2.45%
0.58%
DVUSD
1.25
1.28
01/11/2007
0.31%
-1.09%
24.39%
2.00%
0.48%
GZEUR
Z9USD
1.50
1.50
1.32
1.33
09/08/2010
09/08/2010
4.11%
1.77%
-10.70%
-10.29%
2.29%
2.08%
1.63%
1.49%
ATUSD
1.75
0.56
01/11/2000
4.52%
-4.15%
77.88%
9.04%
1.75%
FIUSD
1.50
0.96
01/11/2007
6.65%
-5.78%
28.61%
-23.04%
-6.10%
FAUSD
FEEUR
1.50
1.50
1.44
1.08
01/11/1998
03/10/2005
4.26%
3.89%
-10.21%
-14.08%
32.87%
25.10%
-18.34%
-25.49%
-3.97%
-5.72%
R2USD
1.50
1.28
11/11/2009
4.16%
-7.67%
1.03%
0.48%
4EUSD
3IUSD
GMUSD
CJUSD
FQEUR
M3USD
2.70
1.90
1.50
1.50
1.75
1.75
1.13
1.31
1.17
0.81
1.60
1.41
01/12/2010
09/08/2010
03/10/2005
01/11/2007
11/11/2009
11/11/2009
0.98%
3.38%
5.87%
2.78%
2.45%
0.07%
-14.39%
-10.92%
-9.85%
-12.50%
-15.80%
-15.49%
28.09%
27.47%
-
-9.60%
-0.30%
-27.70%
-35.04%
9.81%
9.74%
-8.76%
-0.22%
-6.28%
-9.84%
4.45%
4.42%

Managed balanced continued
ZI HSBC Open Global Distribution
ZI HSBC Open Global Return
ZI Jupiter Merlin Balanced Managed EUR
ZI Jupiter Merlin Balanced Managed USD
SEK Hedged4
USD7
ZI M&G Managed Growth
Managed cautious
ZI Emirates Conservative Managed3
EUR
USD
Managed growth
ZI Jupiter Merlin International Equity EUR
ZI Jupiter Merlin International Equity USD
Global equity
ZI Aberdeen Global Technology Equity
ZI BlackRock Global Funds Global Enhanced
Equity Yield
ZI Fidelity International
ZI Fidelity World
ZI Franklin Templeton Mutual Global
Discovery5
ZI Harris Associates Global Value3
ZI HSBC MultiAlpha Global Equity
ZI Investec Global Strategic Equity
ZI JPMorgan Global Dynamic
ZI M&G Global Basics EUR
ZI M&G Global Basics USD
of 0.75%.

Fund name

price
Fund code
AMC (%)
Global equity continued

ZI M&G Global Leaders EUR
ZI M&G Global Leaders USD
ZI Threadneedle Global Select
FREUR
N3USD
GSUSD
1.75
1.75
1.50
1.44
1.26
1.57
UK equity
ZI BlackRock Global Funds United Kingdom
ZI Invesco Perpetual Income
ZI Threadneedle UK
CHGBP
CIGBP
EQGBP
1.50
1.50
1.00
MAUSD
KKUSD
3HUSD
CGUSD
EQUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
11/11/2009
11/11/2009
01/11/2000
4.77%
2.35%
5.64%
-15.00%
-14.71%
-9.44%
31.83%
-0.41%
-0.47%
-11.12%
-0.19%
-0.22%
-2.33%
1.17
1.26
3.18
01/11/2007
01/11/2007
01/10/1995
6.39%
5.71%
8.43%
-9.54%
5.63%
-5.38%
53.56%
41.39%
53.56%
-30.00%
-24.69%
-12.01%
-8.21%
-6.58%
-2.53%
1.50
1.18
01/11/1998
7.49%
-1.83%
32.10%
-19.11%
-4.15%
1.50
1.50
1.50
1.00
1.32
1.43
0.86
3.85
01/04/2007
09/08/2010
01/11/2007
01/10/1995
-2.80%
7.74%
4.12%
7.87%
-19.90%
-2.32%
-15.44%
2.28%
22.79%
30.90%
57.07%
5.35%
10.23%
-31.20%
5.07%
1.10%
7.24%
-8.59%
0.99%
North American equity

ZI BlackRock Global Funds US Flexible
Equity
ZI BNPPL1 Opportunities USA
ZI HSBC MultiAlpha North American Equity
ZI Investec GSF American Equity
ZI Threadneedle American
European equity
ZI Baring GUF Eastern Europe
ZI BlackRock Global Funds European Small
& MidCap Opportunities
ZI Fidelity European Growth
ZI Fidelity Nordic
ZI Henderson Gartmore Continental
European
ZI HSBC MultiAlpha Europe Equity
ZI Invesco Pan European Equity
ZI Threadneedle Pan European
ZI UBS Swiss Equity
Far Eastern equity
ZI Aberdeen Global Asia Pacific Equity
ZI Aberdeen Global Chinese Equity
ZI Absolute Asia Pacific Rim Equities3
ZI Allianz RCM Oriental Income
ARUSD
ASUSD
4HUSD
KNUSD
NAUSD
1.50
6.11
01/11/1998
-6.55%
-31.96%
51.15%
-36.30%
-8.62%
MBUSD
1.50
2.13
01/11/1998
-3.14%
-17.46%
37.58%
-24.97%
-5.58%
FDEUR
FFSEK
1.50
1.50
1.41
8.87
18/10/2004
01/04/2007
2.44%
3.65%
-19.16%
-19.66%
18.08%
48.59%
-30.27%
-28.37%
-6.96%
-6.79%
CFEUR
1.50
0.90
01/11/2007
1.39%
-13.82%
12.02%
-35.54%
-10.01%
HBEUR
IVUSD
EQEUR
CMCHF
1.50
1.50
1.00
1.50
1.22
1.03
2.54
0.82
09/08/2010
01/11/2000
01/10/1995
01/11/2007
1.40%
0.29%
4.74%
1.32%
-15.96%
-14.31%
-12.80%
-12.54%
26.23%
37.73%
21.50%
-9.40%
-26.16%
-7.48%
-18.36%
-6.84%
-5.89%
-1.54%
-4.75%
1.75
1.75
2.40
1.50
2.38
2.52
1.01
2.04
04/05/2005
15/03/2004
01/12/2010
18/10/2004
0.46%
2.35%
1.10%
2.15%
-16.14%
-15.85%
-23.65%
-11.68%
76.48%
77.36%
34.36%
19.91%
26.10%
-19.38%
-1.16%
3.70%
4.75%
-17.77%
-0.23%
of 0.75%.

Fund name

price
Fund code
AMC (%)
KMUSD
BZUSD
EXUSD
BXUSD
FKUSD
FGUSD
FBUSD
EMUSD
EGSGD
FOUSD
FNUSD
T2USD
HBUSD
HAUSD
HCUSD
HGUSD
JCUSD
APUSD
JBUSD
JRUSD
JEUSD
DIUSD
JAUSD
JIUSD
CZUSD
IYUSD
PBUSD
UDAUD
1.75
1.75
1.70
1.25
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.20
1.50
1.00
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.00
1.50
2.69
1.62
0.80
0.96
1.05
0.81
4.18
0.80
0.91
2.38
3.41
0.90
4.42
3.03
6.22
1.98
4.95
0.72
4.28
1.81
3.22
1.38
4.67
1.23
0.83
1.23
2.58
1.88
MCUSD
1.50
EQJPY
1.00
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
18/10/2004
16/02/2006
01/11/2007
20/03/2008
20/03/2008
20/03/2008
23/07/2001
01/11/2007
01/11/2007
03/10/2005
03/10/2005
11/11/2009
01/11/1998
01/11/1998
23/07/2001
27/09/2005
01/11/1998
01/11/2007
01/11/1998
20/03/2008
18/10/2004
01/11/2007
01/11/1998
01/11/2006
01/11/2007
01/11/2006
01/10/1995
15/12/2003
6.61%
3.84%
6.53%
-0.31%
1.35%
-14.36%
1.55%
-1.24%
-1.27%
1.93%
2.77%
1.35%
2.36%
1.54%
-20.04%
7.50%
4.54%
-1.64%
2.32%
5.11%
7.33%
10.40%
0.56%
-12.73%
-1.66%
-3.23%
4.28%
8.60%
-5.07%
-16.18%
-10.22%
-19.80%
-20.66%
-33.64%
-13.80%
-20.02%
-19.24%
-11.07%
-15.33%
-32.33%
-20.52%
-23.05%
-45.28%
-5.36%
-11.83%
-24.84%
-22.30%
1.91%
-21.98%
-1.64%
-20.76%
-31.94%
-18.47%
-19.00%
-19.05%
-14.12%
199.33%
61.23%
96.80%
33.52%
39.52%
57.84%
76.30%
64.40%
71.87%
69.06%
86.60%
24.32%
31.12%
39.30%
150.82%
112.44%
43.71%
57.68%
256.50%
72.45%
114.29%
33.08%
45.18%
80.04%
63.95%
53.93%
71.09%
80.81%
0.93%
-36.08%
-8.10%
-3.66%
-26.82%
-0.38%
-36.08%
-18.21%
42.00%
54.50%
-28.47%
-12.76%
-4.24%
-26.62%
48.69%
30.51%
-42.40%
-1.29%
71.50%
13.37%
10.40%
-1.95%
-10.19%
-33.60%
-9.97%
5.43%
5.63%
12.58%
0.19%
-10.19%
-2.21%
-0.98%
-7.93%
-0.08%
-10.19%
-4.71%
7.26%
9.09%
-14.44%
-2.69%
-0.86%
-6.00%
8.26%
5.47%
-12.41%
-0.26%
15.33%
2.54%
2.40%
-0.39%
-2.13%
-9.37%
-2.08%
1.06%
1.10%
0.90
01/11/2000
-8.44%
-12.02%
10.70%
-36.80%
-8.77%
50.65
01/10/1995
-3.29%
-15.57%
-6.60%
-42.42%
-10.45%

Far Eastern equity continued
ZI Allianz RCM Thailand
ZI Allianz RCM Total Return Asian Equity
ZI Amundi Funds Equity ASEAN
ZI Baring Hong Kong China
ZI Fidelity China Focus
ZI Fidelity India Focus
ZI Fidelity Korea
ZI Fidelity Pacific
ZI Fidelity Singapore
ZI First State Asian Equity Plus
ZI First State China Growth
ZI Henderson Horizon China8
ZI HSBC GIF Chinese Equity
ZI HSBC GIF Hong Kong Equity
ZI HSBC GIF Indian Equity
ZI HSBC GIF Thai Equity
ZI JF ASEAN
ZI JF Asia Domestic Opportunities7
ZI JF Eastern
ZI JF Indonesia
ZI JF Korea
ZI JF Malaysia
ZI JF Pacific Securities
ZI JPMorgan JF India
ZI JPMorgan JF Singapore
ZI JPMorgan JF Taiwan
ZI Threadneedle Asia
ZI UBS Australian Equity
Japanese equity
ZI BlackRock Global Funds Japan Small &
MidCap Opportunities
ZI Threadneedle Japan
of 0.75%.

Fund name

price
Fund code
AMC (%)
AFUSD
1.75
1.58
MKUSD
1.75
MIUSD
KHEUR
3MUSD
1.75
1.75
1.75
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
20/03/2008
3.55%
-16.87%
122.11%
36.07%
8.49%
1.07
21/02/2006
-3.43%
-28.27%
63.51%
-33.60%
-7.86%
2.33
1.05
1.18
27/09/2005
01/11/2006
09/08/2010
1.93%
2.94%
1.46%
-25.02%
-27.46%
-8.46%
94.25%
129.75%
-
21.37%
-25.62%
-5.52%
3.95%
-5.75%
-4.00%

Emerging markets equity
ZI Aberdeen Global Emerging Markets
Smaller Companies
ZI BlackRock Global Funds Emerging
Europe9
ZI BlackRock Global Funds Latin American
ZI BNPPL1 Equity Russia
ZI Emirates MENA Top Companies3
ZI Fidelity Emerging Europe, Middle East
and Africa
ZI Franklin MENA USD5
ZI Hansberger Emerging Latin American3
ZI HSBC GIF Brazil Equity USD
ZI HSBC MultiAlpha Global Emerging
Markets Equity
ZI JPMorgan Africa Equity
ZI JPMorgan Emerging Middle East Equity
ZI Jupiter India Select
Emerging Markets Equity
ZI Natixis Emerging Europe3
ZI Parvest Equity Brazil
ZI PineBridge Latin America Small & Midcap
Equity
ZI Schroder ISF BRIC
ZI Templeton BRIC5
ZI Templeton Emerging Markets5
ZI Threadneedle Latin America
Specialist
ZI Amundi Funds Absolute Volatility World
Equities7
ZI Amundi Funds Equity Global Luxury and
Lifestyle
ZI BlackRock Global Funds New Energy
FBEUR
1.50
1.31
20/03/2008
3.48%
-22.51%
84.10%
-4.96%
-1.34%
GCUSD
4FUSD
Z6USD
2.00
2.70
1.75
1.23
0.89
1.02
01/12/2008
01/12/2010
05/05/2010
0.82%
2.77%
1.89%
-15.95%
-28.86%
-26.08%
-0.57%
-
-1.76%
-28.74%
-15.38%
-0.57%
-26.50%
-9.58%
3FUSD
1.50
1.18
09/08/2010
2.34%
-21.40%
-11.49%
-8.38%
EPUSD
JGUSD
6FUSD
1.50
1.50
1.75
2.27
1.57
0.84
01/12/2008
04/05/2005
03/05/2011
2.34%
-6.09%
-21.02%
-23.66%
-28.32%
-
78.40%
20.28%
-
82.70%
-12.33%
-32.09%
21.61%
-2.60%
-44.24%
CUUSD
1.60
0.76
01/11/2007
-0.78%
-19.51%
58.79%
-39.28%
-11.29%
7EUSD
4TUSD
2.70
1.75
1.08
0.96
01/09/2011
21/03/2011
-6.35%
4.22%
-18.17%
-22.96%
-45.42%
-27.52%
FRUSD
1.30
1.18
01/11/2011
-12.32%
-55.10%
CCUSD
TFUSD
TBUSD
LAUSD
1.50
2.10
2.10
1.00
1.35
1.30
3.51
6.59
01/11/2006
01/09/2006
01/11/1998
01/10/1996
0.67%
-1.96%
3.06%
6.48%
-23.15%
-27.30%
-16.46%
-22.95%
47.81%
51.93%
63.80%
87.49%
-7.08%
-13.95%
-2.93%
20.87%
-1.46%
-2.96%
-0.59%
3.86%
N2USD
1.00
1.33
11/11/2009
3.60%
3.84%
5.83%
2.67%
CDUSD
1.70
1.22
01/11/2011
-12.11%
-54.43%
MEUSD
1.75
0.93
01/11/2001
-0.85%
-22.99%
-18.97%
-43.23%
-10.71%
of 0.75%.

Fund name

price
Fund code
AMC (%)
MHUSD
MJUSD
IFEUR
MDUSD
1.75
1.50
1.75
1.75
1.79
0.56
1.17
7.93
AOSGD
1.75
ONUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
04/05/2005
01/04/2007
01/11/2011
01/11/2001
6.69%
-1.93%
-8.81%
-15.15%
-23.71%
-21.08%
35.92%
4.09%
56.40%
-0.50%
-55.34%
-12.86%
35.34%
-0.10%
-15.62%
-56.73%
6.24%
1.80
09/04/2009
-8.96%
-23.53%
68.76%
21.13%
1.50
1.72
07/04/2009
2.20%
3.06%
37.44%
12.36%
AASGD
1.75
2.18
28/11/2008
-0.51%
-33.56%
91.56%
106.47%
26.54%
MGUSD
1.75
2.77
18/10/2004
-0.14%
-30.96%
83.94%
2.74%
0.54%
FLEUR
1.50
1.60
11/11/2009
0.58%
-14.21%
9.77%
4.43%
K2USD
1.50
1.40
11/11/2009
-1.55%
-14.07%
9.04%
4.11%
EJGBP
KGEUR
EVUSD
ESUSD
4LUSD
1.75
1.50
1.50
1.50
1.50
1.13
0.88
0.98
0.77
0.87
01/11/2011
01/11/2006
01/11/2007
01/11/2007
01/12/2010
1.26%
-0.61%
0.13%
0.00%
-8.76%
-15.65%
-17.15%
-26.64%
-7.56%
67.98%
33.05%
-
-13.78%
-33.71%
-21.52%
-38.16%
-29.95%
-59.44%
-7.89%
-5.65%
-10.90%
-27.99%
HTEUR
1.50
0.96
03/05/2011
-9.68%
-33.81%
-46.35%
AHSEK
1.50
0.96
03/05/2011
-6.37%
-33.19%
-45.59%
6CUSD
1.50
0.96
03/05/2011
-6.07%
-24.01%
-33.93%
CFUSD
DLUSD
GNUSD
CHUSD
6AUSD
ILEUR
CIUSD
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.45
0.71
1.34
1.13
1.02
1.13
0.87
10/07/2008
01/11/2007
21/02/2006
10/07/2008
03/05/2011
01/04/2007
10/07/2008
-0.96%
2.88%
8.13%
2.83%
2.41%
-0.69%
-2.78%
-19.88%
-18.12%
-14.77%
-25.25%
-32.43%
-32.22%
67.67%
41.67%
38.70%
61.60%
110.55%
105.41%
15.76%
-42.88%
1.05%
-9.76%
-21.72%
-13.06%
-30.16%
4.30%
-12.58%
0.21%
-2.91%
-30.90%
-2.91%
-9.82%

ZI BlackRock Global Funds World Energy
ZI BlackRock Global Funds World Financials
ZI BlackRock Global Funds World Gold EUR
ZI BlackRock Global Funds World Gold USD
ZI BlackRock Global Funds World Gold SGD hedged
Healthscience9
SGD hedged
USD
Technology EUR
Technology USD
ZI BlackRock Gold and General
ZI BNPPL1Equity World Utilities
ZI DWS Global Agribusiness
ZI DWS Global Thematic
ZI First State Global Resources
Metals EUR4,5
Metals SEK4,5
Metals USD5
ZI Invesco Asia Consumer Demand
ZI Invesco Asia Infrastructure
ZI Investec GSF Global Energy
ZI JF Five Elements
ZI JPMorgan Global Consumer Trends
ZI JPMorgan Global Natural Resources EUR
ZI JPMorgan Global Natural Resources USD
of 0.75%.

Fund name

price
Fund code
AMC (%)
IMUSD
EDGBP
HYEUR
6JUSD
GDGBP
FOEUR
K3USD
CNUSD
L7USD
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.50
1.16
1.07
1.13
1.01
2.11
1.17
1.02
1.12
1.33
CLUSD
1.50
EAUSD
EHUSD
ITUSD
N4USD
X2USD
Y2USD
Z2USD
HFUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
01/04/2007
03/05/2011
03/05/2011
03/05/2011
18/10/2004
11/11/2009
11/11/2009
01/11/2007
05/05/2010
-0.26%
2.24%
3.14%
0.80%
2.33%
2.24%
-0.87%
-1.06%
-6.06%
-20.71%
-12.38%
-23.29%
-23.66%
-9.05%
-1.77%
33.03%
27.23%
33.81%
-
-8.11%
-20.89%
-21.86%
-22.66%
-22.93%
-19.90%
-20.57%
-10.72%
8.73%
-1.77%
-29.79%
-31.08%
-32.15%
-5.08%
-9.80%
-10.15%
-2.69%
5.18%
0.94
10/07/2008
2.61%
-14.27%
27.09%
-24.50%
-7.77%
1.70
1.70
1.50
1.60
1.50
1.50
1.50
0.75
1.20
1.31
1.35
1.19
1.25
1.19
1.42
1.44
01/11/2011
01/11/2011
01/04/2007
22/01/2010
11/11/2009
11/11/2009
11/11/2009
18/10/2004
-10.57%
2.50%
1.30%
2.50%
4.41%
7.76%
-25.97%
-3.72%
-19.31%
-13.63%
-6.88%
-1.50%
37.88%
26.44%
-15.55%
-6.58%
7.72%
-5.41%
-2.43%
-6.51%
10.49%
-7.55%
-64.25%
-33.93%
1.58%
-2.65%
-1.14%
-3.09%
4.75%
-1.56%
JFJPY
JDUSD
TAUSD
1.75
1.50
1.50
35.83
1.52
1.95
04/05/2005
15/03/2004
01/11/1998
-4.68%
-3.18%
-5.52%
-17.54%
-22.35%
-26.62%
-13.58%
50.54%
49.58%
-69.12%
-16.19%
-34.93%
-20.94%
-3.47%
-8.24%
SCUSD
1.00
3.09
01/10/1996
9.22%
-9.38%
78.17%
16.76%
3.15%
SCEUR
1.00
4.66
01/10/1996
-0.51%
-12.50%
55.65%
-3.18%
-0.64%
SCJPY
SCGBP
1.00
1.00
64.77
3.69
01/10/1996
01/11/1998
-6.78%
3.46%
-6.98%
-11.41%
15.03%
82.99%
-30.66%
-21.97%
-7.06%
-4.84%
4GUSD
2.70
1.20
01/12/2010
-0.33%
-5.83%
-4.32%
-3.94%

ZI JPMorgan JF Pacific Technology
ZI Jupiter Climate Change Solutions GBP
ZI Jupiter Climate Change Solutions EUR
ZI Jupiter Climate Change Solutions USD
ZI Jupiter Ecology
ZI Jupiter Global Financials EUR
ZI Jupiter Global Financials USD
ZI Schroder AS Commodity
ZI Schroder AS Gold and Precious Metals
ZI Schroder ISF Global Climate Change
Equity
Islamic
ZI Amundi Islamic BRIC Quant
ZI Amundi Islamic Global Resources
ZI DWS Noor Precious Metals Securities
ZI Emirates Islamic Balanced3
ZI HSBC Amanah Asia Pacific ex Japan
ZI HSBC Amanah Europe Equity
ZI HSBC Amanah Global Equity
ZI HSBC Amanah Global Equity Index
Smaller companies
ZI JF Japan OTC
ZI JF Pacific Smaller Companies
ZI Templeton Global Smaller Companies5
ZI Threadneedle American Smaller
Companies
ZI Threadneedle European Smaller
Companies
ZI Threadneedle Japan Smaller Companies
ZI Threadneedle UK Smaller Companies
Alternative investments
ZI ASG Laser3
of 0.75%.

Fund name

price
Fund code
AMC (%)
HXUSD
1.00
1.53
ADSEK
1.50
FQUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
20/03/2008
3.65%
-2.29%
32.50%
23.03%
5.64%
1.18
11/11/2009
0.44%
-3.32%
-3.80%
-1.79%
1.50
1.15
01/12/2008
-0.17%
-3.11%
-9.49%
-7.23%
-2.41%
EBGBP
HWEUR
6HUSD
1.25
1.25
1.25
1.24
1.24
1.23
03/05/2011
03/05/2011
03/05/2011
0.01%
-2.93%
0.16%
-6.80%
-13.16%
-1.28%
-10.09%
-19.18%
-1.93%
O7USD
1.25
1.17
05/05/2010
-1.35%
-6.58%
-6.65%
-4.06%
ATSGD
1.25
1.15
05/05/2010
-0.84%
-7.98%
-2.25%
-1.36%
FZUSD
LNGBP
2.44
1.50
1.24
1.63
01/11/2011
18/10/2004
1.00%
-3.58%
37.42%
1.06%
-18.69%
6.62%
-4.05%
OSUSD
1.50
1.45
09/04/2009
-0.62%
-1.96%
16.16%
5.64%
DLEUR
ESUSD
PGUSD
FMUSD
BOEUR
HIUSD
0.20
1.50
1.80
1.50
2.00
1.00
1.23
0.77
0.93
2.58
1.21
1.70
09/04/2009
01/11/2007
01/09/2006
27/09/2005
01/12/2008
27/09/2005
-3.40%
0.13%
0.11%
5.18%
2.36%
-2.24%
-3.55%
-17.15%
-2.00%
-12.51%
-16.65%
-28.57%
33.05%
-1.06%
92.04%
1.11%
69.12%
-3.37%
-38.16%
-12.43%
52.00%
-0.80%
-10.46%
-1.25%
-10.90%
-2.62%
8.74%
-0.26%
-2.19%
APEUR
1.25
1.20
10/07/2008
-8.22%
-8.36%
-1.69%
-21.10%
-6.59%
BIEUR
1.50
1.16
01/12/2008
-3.49%
-5.82%
-14.67%
-3.56%
-1.17%
AHGBP
1.50
1.16
01/12/2008
-0.49%
-3.56%
-1.81%
-2.35%
-0.77%

Alternative investments continued
ZI HSBC GIF GEM Debt Total Return
Neutral SEK4
Neutral USD4,7
ZI Jupiter Strategic Total Return GBP7
ZI Jupiter Strategic Total Return EUR7
ZI Jupiter Strategic Total Return USD7
USD
SGD
ZI Lyxor Epsilon Managed Futures7
ZI Newton Phoenix Multi-asset
Absolute Return7
Closed to new business
ZI BlackRock ICS Euro Government10
ZI DWS Global Thematic10
Dynamic Growth11
ZI First State Hong Kong Growth12
ZI Franklin MENA EUR5,10
ZI HSBC GIF BRIC Equity13
EUR10
Neutral EUR7,10
Neutral GBP4,7,10
ZI Legg Mason WA Euro Core Bond10
Absolute Return Currency7,8,10
ZI Morgan Stanley Investment Funds US
Property14
CKEUR
1.00
1.23
01/11/2007
-3.25%
-1.88%
11.47%
-11.29%
-2.84%
AQEUR
2.00
1.22
10/07/2008
-3.33%
-4.65%
-6.99%
-20.04%
-6.24%
DEUSD
1.40
3.02
01/11/2001
11.87%
3.54%
88.32%
-16.34%
-3.51%
of 0.75%.

Fund name

price
Fund code
AMC (%)
DOEUR
0.80
1.27
DPEUR
1.10
DREUR
CAUSD
FE Crown
rating
3 months
1 year
3 years
5 years
5 years AGR
09/04/2009
-2.40%
-4.22%
-0.62%
-0.23%
1.27
09/04/2009
-1.62%
-5.03%
-0.39%
-0.14%
1.50
1.44
09/04/2009
-3.78%
-4.95%
13.36%
4.70%
1.50
3.47
01/11/1998
10.11%
-7.61%
50.54%
0.93%
0.19%

Closed to new business continued
Conservative10
Diversified10
Absolute Return EUR hedged10
ZI Schroder (SISF) US Smaller Companies15
Source: Zurich International Life. Figures based on bid prices on the last day of each month and include the deduction of the standard management charge. For the mirror funds, this also includes the deductions of the additional mirror fund charge
of 0.75%. You should note that investing in some of these markets could result in the possibility of large and sudden falls in the price of units. The shortfalls on cancellation or loss on realisation could be considerable. Details of the individual fund
performances are available on request. Mirror fund performance may not completely reflect the underlying fund performance due to some management charges incurred. The charges, expenses and taxation of the underlying fund are different and
performance may differ. Please refer to the Mirror funds - your guide booklet for details.
FE Crown Fund Ratings is a quantitative based ratings system founded on historical performance, volatility and consistency. Funds are ranked against a relative benchmark chosen by FE with the lowest-rated funds
carrying a single crown, and the highest awarded five crowns. Funds without a three-year track record are not rated. However, in some cases a rating is applied to funds whose underlying fund carries a three-year track
record. FE Crown Ratings are produced solely by FE and its accuracy or completeness cannot be guaranteed.
1
2
3
4
5
6
7
8
9
For the Eagle funds, the fund price and performance is shown in sterling.
These funds are only available in US dollars and are advised upon by BlackRock Investment Management (UK) Limited. The series B funds were closed to new business on 14 December 2011. All other managed funds are advised upon by Threadneedle
Asset Management Limited.
Please note this fund is only available in the Middle East region.For investments into these funds, the fund manager may at their discretion, make payments based on the value of holdings in the funds to certain financial adviser firms. In the case of
these funds, a distributor fee may be paid from the fund charges disclosed to you and rebated to the introducing broker via a commission sharing arrangement. Irrespective of any such arrangement, the fee paid by investors into the relevant share
class of the underlying fund is the same and all investors rank equally with each other. Stated fund prices are inclusive of all such fees and relevant fund related charges. If these charges are relevant in your case, your financial adviser should make
these clear to you. Applications are subject to compliance with local regulations.
This fund is a hedged share class which aims to provide investors with a return correlated to the base currency performance of the fund, by reducing the effect of exchange rate fluctuations between the base and hedged currency. It is important to
note that the hedge is not perfect - it aims to reduce, not eliminate, currency risk.
The annual management charge (AMC) quoted may, in some instances contain an additional maintenance fee levied by the fund manager. This fee may be listed in the fund prospectus as separate to the AMC. For the purposes of this bulletin, we
have listed the AMC and the maintenance fee collectively.
The Investec Multi Asset Protector fund aims to provide protection of 80% of the highest net asset value per share ever achieved, however it is important to note that this level of protection is not guaranteed and applies only to the USD price. The
protection mechanism is provided by a third party and Zurich International Life has no liability to investors in respect of this protection. The protection only applies to the capital amount invested in the fund and the application of plan charges by Zurich
International Life may mean that investors could get back less than 80% of the capital invested.
The manager of this fund may deduct a performance based fee from this fund. This charge is additional to the total yearly charge shown. For further information please refer to the fund manager's literature.
As the fund employs both long and short strategies, extreme market conditions could theoretically expose the fund to unlimited losses. Such extreme conditions could result in little or no growth and may result in losses to your original investment.
Only investors seeking long-term growth over a five to ten year horizon with at least moderate volatility should consider this fund. With every investment, there is a risk to your capital and you may not get back what you originally invested.
This fund is not available in the Middle East region.
10
This fund was closed to new business on 23 November 2011. Existing investments in this fund are unaffected.
fund was closed to new business 27 January 2009. Existing investments in this fund are unaffected. The Dynamic Growth fund is available in US dollars. Its reference price as at 31 December 2011 is 0.908. For further details about the fund and
its reference price please refer to the 'Investments-Your guide' brochure.
12
This fund closed to new business on 31 December 2011. Existing investments in this fund are unaffected.
11 This
13
The ZI HSBC BRIC Equity fund was closed to new business on 26 May 2006. Existing investments in this fund are unaffected.
14
The ZI Morgan Stanley Investment Funds US Property fund was closed to new business on 1 May 2007. Existing investments in this fund are unaffected.
15
The ZI Schroder (SISF) US Smaller Companies fund was closed to new business on 1 August 2002. Existing investments in this fund are unaffected.
Retirement investment strategies performance to 31 December 2011

Performance in strategy currency
5 years
Performance in USD
3 months
1 year
3 years
5 years AGR
1
2
7.04%
5.92%
-2.27%
-0.69%
33.78%
29.05%
17.68%
17.66%
3.31%
3.31%
3
4
5
4.79%
2.53%
1.57%
0.88%
1.15%
1.74%
24.32%
14.54%
10.67%
17.64%
13.39%
12.61%
1
2
3
4.85%
4.01%
3.17%
-2.34%
-0.64%
1.07%
36.96%
31.14%
25.33%
4
5
1.67%
1.00%
1.09%
1.47%
5.24%
2
3
4.04%
2.84%
4
5
3 months
1 year
3 years
5 years
5 years AGR
6.79%
5.67%
-2.99%
-1.42%
44.61%
39.49%
-6.55%
-6.57%
-1.35%
-1.35%
3.30%
2.55%
2.40%
4.54%
2.29%
1.33%
0.14%
0.40%
0.99%
34.38%
23.81%
19.63%
-6.58%
-9.96%
-10.58%
-1.35%
-2.08%
-2.21%
2.36%
5.97%
9.58%
0.47%
1.17%
1.85%
4.85%
4.01%
3.17%
-2.34%
-0.64%
1.07%
36.96%
31.14%
25.33%
2.36%
5.97%
9.58%
0.47%
1.17%
1.85%
14.59%
10.13%
9.06%
9.75%
1.75%
1.88%
1.67%
1.00%
1.09%
1.47%
14.59%
10.13%
9.06%
9.75%
1.75%
1.88%
-4.46%
26.66%
25.27%
4.61%
4.99%
-5.16%
36.91%
-0.53%
-0.11%
-2.90%
-1.33%
21.38%
16.11%
31.80%
38.34%
5.68%
6.71%
3.79%
2.60%
-3.61%
-2.06%
31.21%
25.51%
4.66%
9.85%
0.92%
1.90%
1.25%
0.77%
9.81%
46.59%
7.95%
1.01%
0.03%
18.69%
16.40%
3.08%
0.51%
1.90%
6.97%
51.08%
8.60%
0.27%
1.15%
15.62%
19.97%
3.71%
7.08%
-6.05%
37.66%
-5.44%
-1.11%
3.60%
-9.09%
28.56%
-6.91%
-1.42%
2
3
5.44%
3.81%
-5.28%
-4.51%
29.17%
20.69%
-3.49%
-1.54%
-0.71%
-0.31%
2.02%
0.44%
-8.34%
-7.60%
20.63%
12.71%
-4.99%
-3.07%
-1.02%
-0.62%
4
5
1.90%
0.98%
-1.86%
-0.54%
11.73%
7.79%
2.50%
4.64%
0.49%
0.91%
-1.41%
-2.30%
-5.04%
-3.75%
4.34%
0.66%
0.90%
3.01%
0.18%
0.60%
Sterling strategies
Strategy
Dollar strategies
Strategy
Eagle strategies 1
Strategy
Euro strategies
Strategy
Source: Zurich International Life. Figures based on bid prices on the last day of each month. The sterling, dollar and eagle strategies were launched 01/09/1989 and the euro strategies were launched31/12/2002. For the purpose of this
bulletin, strategy performance exchange rates into US dollars have been sourced by Financial Express.
1
Eagle strategy performance is shown in sterling.
Automatic investment strategies performance to 31 December 2011

Performance in strategy currency
5 years
Performance in USD
3 months
1 year
3 years
5 years AGR
1
2
7.51%
7.16%
-4.53%
-2.92%
35.48%
34.35%
15.71%
17.17%
2.96%
3.22%
3
4
5
6.59%
6.04%
2.83%
1.08%
6.20%
4.31%
30.71%
24.64%
10.56%
21.07%
25.92%
15.63%
1
2
3
5.22%
4.96%
3.98%
-6.03%
-3.23%
1.07%
40.15%
37.86%
30.24%
4
5
2.43%
0.80%
4.08%
2.52%
1.69%
2
3
2.54%
3.03%
4
5
3 months
1 year
3 years
5 years
5 years AGR
7.26%
6.90%
-5.23%
-3.64%
46.44%
45.23%
-8.12%
-6.96%
-1.68%
-1.43%
3.90%
4.72%
2.95%
6.33%
5.79%
2.59%
0.34%
5.41%
3.54%
41.29%
34.73%
19.51%
-3.86%
-0.01%
-8.18%
-0.78%
0.00%
-1.69%
-5.68%
0.42%
9.69%
-1.16%
0.08%
1.87%
5.22%
4.96%
3.98%
-6.03%
-3.23%
1.07%
40.15%
37.86%
30.24%
-5.68%
0.42%
9.69%
-1.16%
0.08%
1.87%
19.09%
6.59%
16.71%
12.73%
3.14%
2.43%
2.43%
0.80%
4.08%
2.52%
19.09%
6.59%
16.71%
12.73%
3.14%
2.43%
-12.16%
33.39%
-11.78%
-2.48%
1.69%
-12.16%
33.39%
-11.78%
-2.48%
-8.28%
-2.66%
34.07%
32.47%
-7.19%
1.84%
-1.48%
0.37%
2.54%
3.03%
-8.28%
-2.66%
34.07%
32.47%
-7.19%
1.84%
-1.48%
0.37%
2.23%
1.17%
28.18%
11.82%
2.26%
2.23%
1.17%
28.18%
11.82%
2.26%
0.80%
1.41%
13.13%
11.65%
2.23%
0.80%
1.41%
13.13%
11.65%
2.23%
9.13%
-3.86%
51.22%
-3.97%
-0.81%
5.59%
-6.97%
41.22%
-5.46%
-1.12%
2
3
7.55%
5.23%
-5.68%
-5.79%
40.70%
27.40%
-5.31%
-2.74%
-1.09%
-0.55%
4.06%
1.81%
-8.73%
-8.83%
31.39%
18.97%
-6.78%
-4.25%
-1.39%
-0.86%
4
5
3.70%
1.54%
-1.94%
0.37%
21.89%
10.36%
6.24%
8.82%
1.22%
1.70%
0.33%
-1.75%
-5.11%
-2.88%
13.83%
3.06%
4.59%
7.12%
0.90%
1.39%
Sterling strategies
Strategy
Dollar strategies
Strategy
Dollar series B strategies 2

Strategy
Euro strategies
Strategy
Source: Zurich International Life. Figures based on bid prices on the last day of each month. The sterling, dollar and euro strategies were launched 01/01/2005 and the dollar series B strategies were launched 01/07/2006. Automatic
investment strategies are available on policies issued after January 2005. For the purpose of this bulletin, strategy performance exchange rates into US dollars have been sourced by Financial Express.
These strategies are only available in US dollars and are advised upon by BlackRock Investment Management (UK) Limited. The series B strategies were closed to new business on 12 December 2011. All other strategies are advised
2
upon by Threadneedle Asset Management Limited.
The Eagle
The Eagle currency is a basket of four globally recognised currencies. Whilst the Eagle is designed to spread currency risk, it cannot remove volatility and the value of the Eagle exchange rate, like any currency, can change
daily. Each Eagle is made up of 1 sterling, 2 US dollars, approximately 2.05 euros plus 500 Japanese yen.
The Eagle is currently worth (buying price) as at 31 December 2011
USD 12.65
GBP
8.19
It must be remembered that the value of the Eagle can fluctuate and past performance is not a guide to future performance. The value of any investment and the income from it can fall as a result of
market and currency fluctuations and you may not get back the amount originally invested.
Important information
a) The figures shown within this document include the deduction of the standard management charge.
b) The figures have been calculated on bid prices on the last day of each month.
c) Details of the individual fund performance are available on request.
Zurich International Life is a business name of Zurich International Life Limited.
Zurich International Life Limited is fully authorised under the Isle of Man Insurance Act 2008 and is regulated by Isle of Man Government Insurance and Pensions Authority which ensures that the company has
sound and professional management and provision has been made to protect policy owners.
For life assurance companies authorised in the Isle of Man, the Isle of Man's Life Assurance (Compensation of Policyholders) Regulations 1991, ensure that in the event of a life assurance company being unable
to meet its liabilities to its policy owners, up to 90% of the liability to the protected policy owner will be met.
The protection applies to the solvency of Zurich International Life Limited and does not extend to protecting the value of the assets held within any unit-linked funds linked to your policy.
Zurich International Life is only able to give information on the products of Zurich International Life Limited.
Not for sale to residents or nationals of the United States.
Zurich International Life Limited is registered (Registration No. 63) under UAE Federal Law Number 6 of 2007, and its activities in the UAE are governed by such law.
Zurich International Life Limited is registered in Bahrain under Commercial Registration No. 17444.
Zurich International Life Limited is authorised by the Qatar Financial Centre Regulatory Authority.
The price of units can fall as well as rise, not only due to movements in the value of investments, but also on account of currency movements where investments are not held in the currency of the fund.
You should note that when investing into a mirror fund, the charges, expenses and taxation of the underlying fund are different and performance may differ.
Nothing contained in this report should be construed as guidance to the suitability of the markets mentioned. Anyone considering investing in these markets should seek professional guidance. The information
contained in this report is only a summary and may be subject to change without notice. It was obtained from what we believe to be reliable sources. However its accuracy or completeness cannot be
guaranteed. Neither Zurich International Life Limited, nor any companies in the Zurich Group nor representatives, can accept responsibility for any errors or omissions.
This bulletin is not intended as an offer to invest.
Calls may be recorded or monitored in order to offer additional security, resolve complaints and for training and quality purposes.
Zurich International Life Limited provides life assurance, investment and protection products and is authorised by the Isle of Man Government Insurance and Pensions Authority.
Registered in the Isle of Man number 20126C. Registered office: 43-51 Athol Street, Douglas, Isle of Man, IM99 1EF, British Isles. Telephone +44 1624 662266 Telefax +44 1624 662038
www.zurichinternational.com
Zurich International Life is part of the Zurich Financial Services Group which has a representation in more than 50 countries.
Zurich International Life Investment bulletin to 31 December 2011

For further information on our funds, please see our website at www.zurichinternational.com
MSP10248 01/12

Monthly Bulletin - January 2012

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Monthly Bulletin - January 2012

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Investment bulletin

Zurich International Life

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Low risk funds

Investment bulletin Page 3 of 30

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Investment bulletin Page 4 of 30

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Mirror funds continued

High yield and Corporate bond

Investment bulletin Page 5 of 30

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Mirror funds continued

Investment bulletin Page 6 of 30

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Mirror funds continued

Investment bulletin Page 7 of 30

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Global equity continued

Mirror funds continued

North American equity

Investment bulletin Page 8 of 30

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Mirror funds continued

Investment bulletin Page 9 of 30

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Mirror funds continued

Investment bulletin Page 10 of 30

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Mirror funds continued

Investment bulletin Page 11 of 30

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Mirror funds continued

Investment bulletin Page 12 of 30

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Mirror funds continued

Investment bulletin Page 13 of 30

Fund performance in fund currency to 31 December 2011

Current bid Launch date

Mirror funds continued

Investment bulletin Page 14 of 30

Fund performance in US dollars to 31 December 2011

Current bid Launch date

Low risk funds

Investment bulletin Page 15 of 30

Fund performance in US dollars to 31 December 2011

Current bid Launch date

Investment bulletin Page 16 of 30

Fund performance in US dollars to 31 December 2011

Current bid Launch date

Mirror funds continued

High yield and Corporate bond