LIC Jeevan Vriddhi - Return Analysis

Premium
Amount Rs.
Enter : =>
Enter :=>

Service
Tax
1.500%

30000

450

Sum Assured is 5 times of

Premium Amount

Total
Premium

Datasource : www.licindia.com
Age @Start Term (Yrs.)
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

Age
@Maturity
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

Caculate & decide

yourself, whether you
wants to go with or not?

150000

30450

30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450

Sum
Assured
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000

Email : moneycarefp@gmail.com

For illustration purpose only

Select : =>
Premium
Amt. With
Service Tax

Created by : Satish G. Mistry

Associate Financial Planner

01/03/2012

Guaranteed
Maturity
Value

No

Select : =>

Loyalty
Addition*

59538
59463
59375
59267
59163
59067
58991
58922
58857
58800
58749
58704
58665
58632
58604
58580
58556
58529
58497
58457
58406
58337
58248

Return Yield
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

6.94%
6.92%
6.91%
6.89%
6.87%
6.85%
6.84%
6.82%
6.81%
6.80%
6.79%
6.78%
6.78%
6.77%
6.77%
6.76%
6.76%
6.75%
6.75%
6.74%
6.73%
6.72%
6.70%

Age @Start Term (Yrs.)

Age
@Maturity

Premium
Amt. With
Service Tax

Sum
Assured

Guaranteed
Maturity
Value

No
Loyalty
Addition*

31
10
41
30450
150000
58131
0
6.68%
32
10
42
30450
150000
57984
0
6.65%
33
10
43
30450
150000
57810
0
6.62%
34
10
44
30450
150000
57612
0
6.58%
35
10
45
30450
150000
57386
0
6.54%
36
10
46
30450
150000
57129
0
6.49%
37
10
47
30450
150000
56838
0
6.44%
38
10
48
30450
150000
56510
0
6.38%
39
10
49
30450
150000
56136
0
6.31%
40
10
50
30450
150000
55713
0
6.23%
41
10
51
30450
150000
55244
0
6.14%
42
10
52
30450
150000
54719
0
6.04%
43
10
53
30450
150000
54117
0
5.92%
44
10
54
30450
150000
53432
0
5.78%
45
10
55
30450
150000
52659
0
5.63%
46
10
56
30450
150000
51797
0
5.46%
47
10
57
30450
150000
50843
0
5.26%
48
10
58
30450
150000
49799
0
5.04%
49
10
59
30450
150000
48678
0
4.80%
50
10
60
30450
150000
47468
0
4.54%
Loyalty Addition : Assumption is => 1 more proportionate bonus for total bonus of 10 years.
Age
Term
Principal
Maturity Value
Bonus Part for 10 Yr.
For 1 Yr.
35
10
30450
57386
26936
2694

Disclaimer :
This sheet is for illustration & return analysis purpose only. Not for sale this such products. I am not a insurance agent. So, take your decision independantly or in consultation with your financial advisor.
If there is any discrepancy in the sheet, please let me know : moneycarefp@gmail.com

Return Yield

LIC Jeevan Vriddhi - Return Analysis

Premium
Amount Rs.
Enter : =>
Enter :=>

Service
Tax
1.500%

30000

450

Sum Assured is 5 times of

Premium Amount

Total
Premium

Datasource : www.licindia.com
Age @Start Term (Yrs.)
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

Age
@Maturity
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

Caculate & decide

yourself, whether you
wants to go with or not?

150000

30450

30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450
30450

Sum
Assured
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000
150000

Email : moneycarefp@gmail.com

For illustration purpose only

Select : =>
Premium
Amt. With
Service Tax

Created by : Satish G. Mistry

Associate Financial Planner

01/03/2012

Guaranteed
Maturity
Value

Yes
Loyalty
Addition*

59538
59463
59375
59267
59163
59067
58991
58922
58857
58800
58749
58704
58665
58632
58604
58580
58556
58529
58497
58457
58406
58337
58248

2909
2901
2892
2882
2871
2862
2854
2847
2841
2835
2830
2825
2822
2818
2815
2813
2811
2808
2805
2801
2796
2789
2780

Select : =>
Return Yield
7.45%
7.43%
7.42%
7.40%
7.38%
7.36%
7.34%
7.33%
7.32%
7.31%
7.30%
7.29%
7.28%
7.27%
7.27%
7.26%
7.26%
7.25%
7.25%
7.24%
7.23%
7.22%
7.20%

Age @Start Term (Yrs.)

Age
@Maturity

Premium
Amt. With
Service Tax

Sum
Assured

Guaranteed
Maturity
Value

Yes
Loyalty
Addition*

31
10
41
30450
150000
58131
2768
7.18%
32
10
42
30450
150000
57984
2753
7.15%
33
10
43
30450
150000
57810
2736
7.11%
34
10
44
30450
150000
57612
2716
7.08%
35
10
45
30450
150000
57386
2694
7.03%
36
10
46
30450
150000
57129
2668
6.98%
37
10
47
30450
150000
56838
2639
6.92%
38
10
48
30450
150000
56510
2606
6.86%
39
10
49
30450
150000
56136
2569
6.78%
40
10
50
30450
150000
55713
2526
6.70%
41
10
51
30450
150000
55244
2479
6.60%
42
10
52
30450
150000
54719
2427
6.50%
43
10
53
30450
150000
54117
2367
6.37%
44
10
54
30450
150000
53432
2298
6.23%
45
10
55
30450
150000
52659
2221
6.07%
46
10
56
30450
150000
51797
2135
5.88%
47
10
57
30450
150000
50843
2039
5.67%
48
10
58
30450
150000
49799
1935
5.44%
49
10
59
30450
150000
48678
1823
5.19%
50
10
60
30450
150000
47468
1702
4.91%
Loyalty Addition : Assumption is => 1 more proportionate bonus for total bonus of 10 years.
Age
Term
Principal
Maturity Value
Bonus Part for 10 Yr.
For 1 Yr.
35
10
30450
57386
26936
2694

Disclaimer :
This sheet is for illustration & return analysis purpose only. Not for sale this such products. I am not a insurance agent. So, take your decision independantly or in consultation with your financial advisor.
If there is any discrepancy in the sheet, please let me know : moneycarefp@gmail.com

Return Yield

LIC Jeevan Vriddhi - Return Analysis

Premium
Amount Rs.
Enter : =>
Enter :=>

Service
Tax
1.500%

50000

750

Sum Assured is 5 times of

Premium Amount

Total
Premium

Datasource : www.licindia.com
Age @Start Term (Yrs.)
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

Age
@Maturity
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

Caculate & decide

yourself, whether you
wants to go with or not?

250000

50750

50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750

Sum
Assured
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000

Email : moneycarefp@gmail.com

For illustration purpose only

Select : =>
Premium
Amt. With
Service Tax

Created by : Satish G. Mistry

Associate Financial Planner

01/03/2012

Guaranteed
Maturity
Value

No

Select : =>

Loyalty
Addition*

100470
100344
100194
100012
99838
99676
99546
99430
99321
99225
99139
99063
98997
98942
98893
98853
98812
98767
98714
98645
98559
98443
98294

Return Yield
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

7.07%
7.05%
7.04%
7.02%
7.00%
6.98%
6.97%
6.96%
6.95%
6.93%
6.93%
6.92%
6.91%
6.90%
6.90%
6.89%
6.89%
6.89%
6.88%
6.87%
6.86%
6.85%
6.83%

Age @Start Term (Yrs.)

Age
@Maturity

Premium
Amt. With
Service Tax

Sum
Assured

Guaranteed
Maturity
Value

No
Loyalty
Addition*

31
10
41
50750
250000
98096
0
6.81%
32
10
42
50750
250000
97848
0
6.79%
33
10
43
50750
250000
97554
0
6.75%
34
10
44
50750
250000
97220
0
6.72%
35
10
45
50750
250000
96838
0
6.67%
36
10
46
50750
250000
96405
0
6.63%
37
10
47
50750
250000
95914
0
6.57%
38
10
48
50750
250000
95360
0
6.51%
39
10
49
50750
250000
94730
0
6.44%
40
10
50
50750
250000
94016
0
6.36%
41
10
51
50750
250000
93223
0
6.27%
42
10
52
50750
250000
92337
0
6.17%
43
10
53
50750
250000
91322
0
6.05%
44
10
54
50750
250000
90166
0
5.92%
45
10
55
50750
250000
88862
0
5.76%
46
10
56
50750
250000
87407
0
5.59%
47
10
57
50750
250000
85797
0
5.39%
48
10
58
50750
250000
84035
0
5.17%
49
10
59
50750
250000
82144
0
4.93%
50
10
60
50750
250000
80101
0
4.67%
Loyalty Addition : Assumption is => 1 more proportionate bonus for total bonus of 10 years.
Age
Term
Principal
Maturity Value
Bonus Part for 10 Yr.
For 1 Yr.
35
10
50750
96838
46088
4609

Disclaimer :
This sheet is for illustration & return analysis purpose only. Not for sale this such products. I am not a insurance agent. So, take your decision independantly or in consultation with your financial advisor.
If there is any discrepancy in the sheet, please let me know : moneycarefp@gmail.com

Return Yield

LIC Jeevan Vriddhi - Return Analysis

Premium
Amount Rs.
Enter : =>
Enter :=>

Service
Tax
1.500%

50000

750

Sum Assured is 5 times of

Premium Amount

Total
Premium

Datasource : www.licindia.com
Age @Start Term (Yrs.)
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

Age
@Maturity
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

Caculate & decide

yourself, whether you
wants to go with or not?

250000

50750

50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750
50750

Sum
Assured
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000
250000

Email : moneycarefp@gmail.com

For illustration purpose only

Select : =>
Premium
Amt. With
Service Tax

Created by : Satish G. Mistry

Associate Financial Planner

01/03/2012

Guaranteed
Maturity
Value

Yes
Loyalty
Addition*

100470
100344
100194
100012
99838
99676
99546
99430
99321
99225
99139
99063
98997
98942
98893
98853
98812
98767
98714
98645
98559
98443
98294

4972
4959
4944
4926
4909
4893
4880
4868
4857
4848
4839
4831
4825
4819
4814
4810
4806
4802
4796
4790
4781
4769
4754

Select : =>
Return Yield
7.59%
7.57%
7.56%
7.54%
7.52%
7.50%
7.48%
7.47%
7.46%
7.45%
7.44%
7.43%
7.42%
7.41%
7.41%
7.40%
7.40%
7.39%
7.39%
7.38%
7.37%
7.36%
7.34%

Age @Start Term (Yrs.)

Age
@Maturity

Premium
Amt. With
Service Tax

Sum
Assured

Guaranteed
Maturity
Value

Yes
Loyalty
Addition*

31
10
41
50750
250000
98096
4735
7.32%
32
10
42
50750
250000
97848
4710
7.29%
33
10
43
50750
250000
97554
4680
7.25%
34
10
44
50750
250000
97220
4647
7.22%
35
10
45
50750
250000
96838
4609
7.17%
36
10
46
50750
250000
96405
4566
7.12%
37
10
47
50750
250000
95914
4516
7.06%
38
10
48
50750
250000
95360
4461
7.00%
39
10
49
50750
250000
94730
4398
6.92%
40
10
50
50750
250000
94016
4327
6.84%
41
10
51
50750
250000
93223
4247
6.74%
42
10
52
50750
250000
92337
4159
6.64%
43
10
53
50750
250000
91322
4057
6.51%
44
10
54
50750
250000
90166
3942
6.37%
45
10
55
50750
250000
88862
3811
6.21%
46
10
56
50750
250000
87407
3666
6.02%
47
10
57
50750
250000
85797
3505
5.81%
48
10
58
50750
250000
84035
3328
5.58%
49
10
59
50750
250000
82144
3139
5.33%
50
10
60
50750
250000
80101
2935
5.05%
Loyalty Addition : Assumption is => 1 more proportionate bonus for total bonus of 10 years.
Age
Term
Principal
Maturity Value
Bonus Part for 10 Yr.
For 1 Yr.
35
10
50750
96838
46088
4609

Disclaimer :
This sheet is for illustration & return analysis purpose only. Not for sale this such products. I am not a insurance agent. So, take your decision independantly or in consultation with your financial advisor.
If there is any discrepancy in the sheet, please let me know : moneycarefp@gmail.com

Return Yield

LIC Jeevan Vriddhi - Return Analysis

Premium
Amount Rs.
Enter : =>
Enter :=>

100000

Service
Tax
1.500%
1500

Sum Assured is 5 times of

Premium Amount

Total
Premium

Datasource : www.licindia.com
Age @Start Term (Yrs.)
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

Age
@Maturity
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

Caculate & decide

yourself, whether you
wants to go with or not?

500000

101500

101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500

Sum
Assured
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000

Email : moneycarefp@gmail.com

For illustration purpose only

Select : =>
Premium
Amt. With
Service Tax

Created by : Satish G. Mistry

Associate Financial Planner

01/03/2012

Guaranteed
Maturity
Value

No

Select : =>

Loyalty
Addition*

204414
204156
203852
203482
203126
202797
202534
202297
202076
201880
201705
201550
201417
201303
201205
201123
201041
200948
200840
200701
200526
200289
199985

Return Yield
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

7.25%
7.24%
7.22%
7.20%
7.18%
7.17%
7.15%
7.14%
7.13%
7.12%
7.11%
7.10%
7.09%
7.09%
7.08%
7.08%
7.07%
7.07%
7.06%
7.06%
7.05%
7.03%
7.02%

Age @Start Term (Yrs.)

Age
@Maturity

Premium
Amt. With
Service Tax

Sum
Assured

Guaranteed
Maturity
Value

No
Loyalty
Addition*

31
10
41
101500
500000
199583
0
7.00%
32
10
42
101500
500000
199078
0
6.97%
33
10
43
101500
500000
198481
0
6.94%
34
10
44
101500
500000
197801
0
6.90%
35
10
45
101500
500000
197024
0
6.86%
36
10
46
101500
500000
196143
0
6.81%
37
10
47
101500
500000
195144
0
6.76%
38
10
48
101500
500000
194016
0
6.69%
39
10
49
101500
500000
192734
0
6.62%
40
10
50
101500
500000
191281
0
6.54%
41
10
51
101500
500000
189669
0
6.45%
42
10
52
101500
500000
187867
0
6.35%
43
10
53
101500
500000
185802
0
6.23%
44
10
54
101500
500000
183448
0
6.10%
45
10
55
101500
500000
180796
0
5.94%
46
10
56
101500
500000
177835
0
5.77%
47
10
57
101500
500000
174559
0
5.57%
48
10
58
101500
500000
170975
0
5.35%
49
10
59
101500
500000
167128
0
5.11%
50
10
60
101500
500000
162972
0
4.85%
Loyalty Addition : Assumption is => 1 more proportionate bonus for total bonus of 10 years.
Age
Term
Principal
Maturity Value
Bonus Part for 10 Yr.
For 1 Yr.
35
10
101500
197024
95524
9552

Disclaimer :
This sheet is for illustration & return analysis purpose only. Not for sale this such products. I am not a insurance agent. So, take your decision independantly or in consultation with your financial advisor.
If there is any discrepancy in the sheet, please let me know : moneycarefp@gmail.com

Return Yield

LIC Jeevan Vriddhi - Return Analysis

Premium
Amount Rs.
Enter : =>
Enter :=>

100000

Service
Tax
1.500%
1500

Sum Assured is 5 times of

Premium Amount

Total
Premium

Datasource : www.licindia.com
Age @Start Term (Yrs.)
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

Age
@Maturity
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

Caculate & decide

yourself, whether you
wants to go with or not?

500000

101500

101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500
101500

Sum
Assured
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000

Email : moneycarefp@gmail.com

For illustration purpose only

Select : =>
Premium
Amt. With
Service Tax

Created by : Satish G. Mistry

Associate Financial Planner

01/03/2012

Guaranteed
Maturity
Value

Yes
Loyalty
Addition*

204414
204156
203852
203482
203126
202797
202534
202297
202076
201880
201705
201550
201417
201303
201205
201123
201041
200948
200840
200701
200526
200289
199985

10291
10266
10235
10198
10163
10130
10103
10080
10058
10038
10020
10005
9992
9980
9971
9962
9954
9945
9934
9920
9903
9879
9848

Select : =>
Return Yield
7.78%
7.77%
7.75%
7.73%
7.71%
7.69%
7.68%
7.66%
7.65%
7.64%
7.63%
7.62%
7.61%
7.61%
7.60%
7.60%
7.59%
7.59%
7.58%
7.57%
7.56%
7.55%
7.53%

Age @Start Term (Yrs.)

Age
@Maturity

Premium
Amt. With
Service Tax

Sum
Assured

Guaranteed
Maturity
Value

Yes
Loyalty
Addition*

31
10
41
101500
500000
199583
9808
7.51%
32
10
42
101500
500000
199078
9758
7.48%
33
10
43
101500
500000
198481
9698
7.45%
34
10
44
101500
500000
197801
9630
7.41%
35
10
45
101500
500000
197024
9552
7.36%
36
10
46
101500
500000
196143
9464
7.31%
37
10
47
101500
500000
195144
9364
7.26%
38
10
48
101500
500000
194016
9252
7.19%
39
10
49
101500
500000
192734
9123
7.12%
40
10
50
101500
500000
191281
8978
7.03%
41
10
51
101500
500000
189669
8817
6.94%
42
10
52
101500
500000
187867
8637
6.83%
43
10
53
101500
500000
185802
8430
6.71%
44
10
54
101500
500000
183448
8195
6.56%
45
10
55
101500
500000
180796
7930
6.40%
46
10
56
101500
500000
177835
7633
6.21%
47
10
57
101500
500000
174559
7306
6.01%
48
10
58
101500
500000
170975
6947
5.77%
49
10
59
101500
500000
167128
6563
5.52%
50
10
60
101500
500000
162972
6147
5.24%
Loyalty Addition : Assumption is => 1 more proportionate bonus for total bonus of 10 years.
Age
Term
Principal
Maturity Value
Bonus Part for 10 Yr.
For 1 Yr.
35
10
101500
197024
95524
9552

Disclaimer :
This sheet is for illustration & return analysis purpose only. Not for sale this such products. I am not a insurance agent. So, take your decision independantly or in consultation with your financial advisor.
If there is any discrepancy in the sheet, please let me know : moneycarefp@gmail.com

Return Yield