product 1) Credit Line Secured Overdraft

This facility allows you to withdraw additional funds quickly and conveniently from your current account when required. It is available to customers, subject to a pledge of collateral acceptable to the bank. Features and Benefits: Enjoy attractive interest rate as low as 0.3%*** per month No fixed monthly repayment, interest is charge based on utilization amount only. Wider range of accepted collateral, i.e. CIMB Fixed Deposit , CIMB Unit Trust, CIMB Structured Product / Deposit, CIMB-Aviva FD Freedom, CIMB-Aviva Commerce Investment Guarantee High margin of financing* Commitment fee - waived** Flexible cash withdrawal anytime via chequebook, ATM machine or at any of CIMB Bank branch For CIMB Prime Plan customer, enjoy 0.1 Bonus Point for every RM1 financing when customer applied for Credit Line against CIMB Fixed Deposit. Please click here for more information on CIMB Prime Plan.

2) ASB Financing

Use this term loan facility to buy ASB units. While you are servicing the loan, you'll be earning the annual dividends and bonuses from your ASB investment which you can use to partly pay for the subsequent year loan repayments. It's an affordable, convenient and smart way to make your money work harder. Features and benefits: Maximum loan amount of up to RM200,000. High financing margin. Low interest rates. Flexible loan tenures. Low handling fees. Insurance coverage.
3) Cash Plus Financing-i

Enjoy the fastest and the most flexible financing up to 5X to your gross income to make your dream a reality. Get the approval status within 24 hours, its so easy! Features and benefits

Hassle free 24 hour approval and fast disbursement No guarantor needed Profit rate at 9.88% flat rate per annum Minimum financing amount of RM2,000 up to 100,000 Long payment up to 5 years Make your monthly installment payments through automatic payments via standing instruction 4) Pembiayaan Peribadi Sektor Awam-i Special financing package tailored only for governtment servant and government link companies. Features and benefits No processing fees No security deposit No guarantor or collateral needed Prodit rate at 4.48% flat rate per annum for all tenure (Promotion valid untill 30 December 2011) Minimum financing amount of RM1,000 up to RM200,000 Long payment up to 20 years Installment payments via salary deductions through Biro Angkasa
5) Xpress Cash Financing-i

Enjoy the fastest and the most flexible financing up to 5X your gross income to make your dream a reality. Get the approval status within 24 hours, it's so easy! Features and benefits Hassle free 24 hour approval and fast disbursement No processing fees No security deposit No guarantor needed for finaning RM5,000 and below Takaful / Insurance coverage Minimum financing amount of RM3,000 up to 50,000 Long payment up to 5 years Make your monthly installment payments through automatic payments via standing instruction Eligibility:

Single name application

Age 21-60 years old Minimum monthly income of RM800 gross Employment / business for more than 6 months Malaysian citizen or Permanent Resident Requirements: These documents must be submitted along with the application form at any of the nearest branches. CIMB Islamic reserves the right to request for additional documentation where deemed necessary. Salaried Applicant: Mykad (both side) Latest 3 months salary slip EA form / EPF statement / Letter from employer Self-Employed: Mykad (both side) Business Registration Certificate (Form D or Form 9,24,49 and M&A) Last 3 months bank statement / BE form with income tax reciept / other supporting documents

Below are a list of services you are able to perform at any of our outlets nationwide, with additional innova products and services to be added in the near future. WHAT IT'S ABOUT Foreign Currency Exchange Buy and sell 29 types of foreign currencies at competitive rates, and available in various denominations at any of our Bureau de Change counters. No hidden charges when transacting with us. Ensure you dont get caught out while travelling and organize your foreign currency before you go. More time for sightseeing then! Buy Back Guarantee (BBG) Cant decide how much foreign currency to change for your holidays? Worried about losing out when converting your foreign currency back to Ringgit when you return from your trip?

Enjoy peace of mind with our Buy Back Guarantee which offers customers the option to re-sell up to 30% of the foreign currency they purchased at the same rate. This way, you can always bring extra pocket money for your trip, knowing that you could always exchange your balance without losing out. Customers are able to convert their unused foreign currency notes to Ringgit at any of our BDC counters within 1 month from the date of purchase and are only allowed one buy back guarantee per counter transaction. Foreign Currency Dispenser Travelling overseas soon? Our Foreign Currency Dispenser offers one of the best rates in town with 24 hours currency exchange convenience. Being the first in Malaysia, the ATM machine dispenses 8 major Foreign Currencies - US Dollar, Euro, Australian Dollar, Singapore Dollars, Hong Kong Dollar, Thai Baht, Chinese Renminbi and Indonesian Rupiah. The service is available to all CIMB ATM cards, CIMB credit cards and selected bank card with MEPS. No fees/service charge for CIMB ATM Cardholders and RM1.00 service fee applicable to selected MEPS Card Holder. Click here for more information. Our Foreign Currency Dispensers are located at: Foreign Cash ATMs can be found at: Kuala Lumpur CIMB Bank International Damansara Airport Utama Level 5 Supercentre Departure Hall Kuala Lumpur CIMB Bank USJ International 9 Supercentre Airport

Satellite Terminal Low Cost Carrier Terminal (LCCT) Menara BumiputraCommerce KL Sentral

Pavilion Mall Tropicana City Mall KLCC

Low rates with no queue, experience it for yourself today! CIMB Travel Care There are so many preparations when planning a holiday abroad, but many of us miss an essential part of the planning travel insurance. Many travelers assume that they will be covered by their standard medical plan when traveling. The truth is, while traditional plans may offer adequate domestic coverage, they may not be designed for international travel. CIMB Travel Care is your perfect travel mate that provides you and your family coverage internationally; 24 hours a day, 7 days a week, 52 weeks a year! So the next time you plan a holiday, you worry about your preparations, and let CIMB Travel Care, underwritten by Allianz General Insurance Company (Malaysia) Berhad takes care of your travel insurance needs!. Click here for more information on CIMB Travel Care. Click here for Travel-Simplified Proposal Form, Allianz Travel Care Policy for Domestic & Overseas. Purchase Travel Care at the following CIMB Bank ICE Bureau de Change outlets:

Kuala Lumpur International Airport (KLIA) Low Cost Carrier Terminal (LCCT) Penang International Airport Remittance Services

KL Sentral Mid Valley KLCC

Our Bureau de Change also provides a range of remittance instruments which includes Western Union, etc. Our extended working hours provides better convenience for customers to bank with us, even after banking hours. Weve made it more convenient for you to exchange foreign currency when travelling with the addition of our Pick & Pack service. With our MoU with MATTA, we have partnered with several travel agencies to become CIMB Banks authorized agents and are able to provide currency exchange service for their customers, making them a one-stop centre for everything travel, from air tickets, tours, hotel bookings and now currency exchange. Customers are able to collect their currency at the travel agents office, or any of our BDCs, whichever that is more convenient. Click here for more information and the list of our partner travel agents.

Pick & Pack Currency Service

Bureau de Change Privilege Card

The CIMB Bureau de Change Privilege Card reward customers with preferential rates on foreign currency. This card is offered free of charge to customers who purchase foreign currencies valued in excess of RM3,000 and is valid for one (1) year from date of issue.

Terms & Conditions apply

Western Union

Use CIMB Bank's Western Union Money Transfer services - "The fast way to send and receive money worldwide". Features and Benefits: Money is received within minutes* after being sent. No bank account required. No minimum amount. Maximum amount is USD5,800 equivalent per day. *Funds availability is subject to terms and conditions of service provider, location, hours and differences in time zones. Customers are required to fill in: To send money form - The sender initiaties the transaction by completing "To Send Money" form or existing Western Union Gold card member will provide the Western Union card and paying the Bank cash to cover the transfer amount plus applicable fees. The Bank immediately processes the transaction.. To receive money form - To collect the money, the receiver completes a "To Receive Money" form and provides proper identification. The Bank then verify and processes the transaction and pays the transfer aount to the receiver.