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By Elizabeth Thomson
Elizabeth Thomson Veggies and stuff (Manager) ING Bank March 2011
Contents
Contents ....................................................................................................... 2 Acknowledgements ...................................................................................... 3 1 Introduction ............................................................................................... 4 2 Market review and technological processes .................................. 4 3 Conclusions .............................................................................................. 4 4 Recommendations .................................................................................... 4 5 Summary .................................................................................... 5
Acknowledgements
I would like to acknowledge the support of my colleagues in developing and proof-reading this report. Were this work funded, I would also acknowledge my funding body here, as well as the input of any Supervisor or other internal or external assistance.
1.Introduction
This report provides support for my request to a loan of 65000 from INGB, in order to expand my vegetarian catering company,Veggies and stuff by implementing a whole new production line ( equipment and plantations ), a bio-treatment department and a shipping, handling and transport system.
3.Conclusions
Having discussed my purpose, I can now draw some conclusions. I have carefully considered my options and I have decided to apply for a loan of 65000 from INGB. Also, according to my calculations, I will be able to pay the loan faster, as I plan to take it out over a shorter period of 10 years. If we had obtained our license for bioproducts earlier I would have applied for a loan of just 55000, but considering the economical flux, now I need 65000.
4.Recommendations
Everyone who is employed by Veggies and stuff should bring their contribution to these developments , by writing further reports or by presenting their ideas to the executive board of our company. I will be very grateful if INGB considers my vegetarian catering company for a loan of 65000 over a period of 15 years. I am prepared to call at any of INGBs branches to discuss the loan details. INGB can contact me on telephone 021-355-0136 to arrange an interview if it is required.
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5.Summary
This report provides support for my request to a loan of 65000 from INGB, in order to expand my vegetarian catering company, Veggies and stuff. By observing the market, our needs and the growing number of costumers I decided that a 65000 loan will cover our costs for a whole new production line ( equipment and plantations ), a biotreatment department and a shipping, handling and transport system. This developments will increase our overall productivity and finally will increase our capital stock by a percent of 25. If this prediction become true, not only that we will be able to return the loan faster to INGB, but we will also produce a net income of 5000. My employees should send me their opinion as well as a complete report of their departments activity. I will be very grateful if INGB considers my vegetarian catering company for a loan of 65000 over a period of 15 years.