Whole Life Protection (The 3-in-1 plan that grows with you and your familys dreams.

) As you go through life, you and your familys needs change. And unforeseen events such as lifethreatening health problems, disability and untimely death may happen anytime and threaten your familys dreams. Buti na lang may LifeSave Plus, you will have peace of mind that you and your family are protected amidst lifes unexpected twists and turns. Philam Lifes LifeSave Plus is the 3-in-one product solution that provides life protection, health coverage and savings for every stage of life. It returns all premiums paid after 20 years and still provides continuous coverage even after like your plan didnt cost you a thing! LifeSave Plus provides the following benefits: Lifetime Protection LifeSave Plus provides guaranteed lifetime insurance coverage regardless of your age or health condition or if you get disabled and unable to pay future premiums. Your family is financially protected at all times. Savings for your retirement After 20 years, you are given back all the payments you have made and you will still enjoying lifetime coverage even after. The cash payment will allow you to finally pursue the dreams you have been setting aside or invest in a Philam Life plan that will earn more for a comfortable retirement. You can also get additional benefits from dividends and bonuses that boost cash benefits over time. PLUS health and accident fund for your working years In your prime working years, you do not have to worry about depleting your lifes savings to finance your recovery and pay for your medical bills if you encounter an accident, get hospitalized, or get diagnosed with a serious illness. You will receive cash to help pay for hospitalization and accident-related costs, and regular cash payouts when you become unable to work because of disability. Whatever stage of life you find yourself in, you are secure in the knowledge that you can get your family through difficult times with LifeSave Plus.

Build and Protection-savings (Huwag hayaang hanggang drawing na lang ang mga pangarap mo.) Whatever your dream is, let us help you take it out of the drawing board and put it into reality with Philam Lifes Build and Protect, an affordable savings and life insurance plan-in-one. Now, you can easily save up for your childs education, buy your dream house, go on that dream vacation, or start up your dream business with affordable premiums and short payment schemes. At dahil may kasama pang life insurance, ikaw at ang pamilya mo ay laging protektado. Affordable and Convenient Savings Plan You will get a lump sum cash benefit equal to 200% of your policys face amount at the end of the 15th year. You can also get an additional maturity bonus dividend equal to 20% of your policys face amount at the end of the 15th year, plus additional dividend earnings at the end of the year of your last premium payment.* You can easily build your savings for as low as P2,660 per month.** Easy Payment Options You can choose to pay for 10 years, 5 years or even one-time payment depending on your budget. Essential and Practical Life Protection Plan You can get life protection for 15 years equal to 200% of your policys face amount. You can enjoy additional protection up to a maximum of P300,000 provided no loan was made against the policys cash value in the last 12 months.*** With Build and Protect, pwede mo nang totohanin ang mga pangarap mo! * Maturity bonus and dividends are not guaranteed. ** 30-year old male, 5-year payment period *** Minimum of 40% of the policys cash value up to a maximum of P300,000 per policy or P900,000 per insured

Abundance plus Investment (We make your investment and insurance coverage work harder for you.)

With Philam Life's Abundance Plus, an investment and life insurance plan-in-one, you can now enjoy the benefits of an income-earning insurance and investment plan while youre still enjoying life! Affordable and Flexible Investment Plan You can start building your investment fund for as low as P20,000* a year. You can choose from any of our professionally-managed investment funds to suit your risk appetite and unique financial needs. You also have the ability to switch funds depending on your preferences. You can increase your investment and insurance coverage whenever you have extra cash through our top-up premium option. You can withdraw from your funds in case of emergency or other needs. Guaranteed Life and Accident Insurance Protection You can get guaranteed life insurance protection that is at least 5x your annual investment. You will also get additional accident and health coverage amounting to at least 5x your annual investment. You are assured that your policy will remain in-force regardless of the performance of the funds.** With Abundance Plus, you can now enjoy returns on your investment plus life insurance coverage. * Also available in US Dollar currency. ** Policy will remain in-force until age 64 or 30th policy year, whichever comes first. Assuming no scheduled premiums are missed for the first 10 years of the policy and no withdrawals are taken.

Bright Future Plus-Education (Sana mapagtapos kita ng pag-aaral.)

Ang kinabukasan ng iyong anak, para masigurado, kailangan may plano. Thats why we offer Bright Future Plus, an education and life insurance plan-in-one. With cash benefits your child can enjoy every semester and life insurance protection for you and your child, Philam Lifes Bright Future Plus will help you ensure your childs education and secure his bright future. Guaranteed Increasing Cash Benefits You can be prepared for rising college fees through guaranteed increasing education benefits. Every year, your cash payout will increase by 15% of the initial benefit.* You can maximize the return of your savings through potential dividend earnings. Life Insurance Protection for You and Your Child You can get additional protection as the payor through life and accident coverage. In case of unforeseen events, we will still secure your childs bright future by waiving all future premium payments and providing additional cash benefits for your child every semester. You can give your child essential life protection even after graduation with the option to convert his/ her Bright Future Plus plan to a permanent insurance coverage when he/ she reaches the age of 20 to 25. Flexible Payment Schemes To ease up on your budget, you can choose to pay every 5 years, 10 years or until your child turns 16 years old. With Bright Future Plus, you can now get financial support for your child's education and protection from the unexpected.

* Payable for eight (8) consecutive semesters