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OTP Anywhere - Risk-based one time

password authentication
Universal Risk Snapshot Configuration

backup and recovery

Answer Logic Tunable usability Risk Analytics - Real-time and batch

Oracle Adaptive Access Manager makes exposing sensitive data, transactions and business processes to consumers, remote employees or partners via your intranet and extranet safer. Cost effective risk-based authentication, antiphishing and anti-malware capabilities provide exceptional return on investment. A high degree of usability for end users, administrators and deployment engineers makes the solution both strong and operationally sound.
Organizations that expose services and business applications on their intranet and extranet are concerned about security, and rightly so. Fraud and misuse can cause a lot of damage and incur both direct and indirect costs for an enterprise. Fraud is not only a consumer facing problem anymore. Employee and partner accounts are being compromised and misused at the expense of the enterprise. Fraud and misuse is being conducted across multiple access channels using a large variety of methods. And because of new and evolving regulations governing online data privacy, organizations are being required to quickly introduce reliable cross channel access security solutions to ensure that fraudulent activities are detected and prevented. Oracle Adaptive Access Manager provides an innovative, comprehensive feature set to help organizations prevent fraud and misuse. Strengthening standard authentication mechanisms, innovative risk-based challenge methods, intuitive policy administration and integration across the Identity and Access Management Suite and with 3rd party products makes Oracle Adaptive Access Manager uniquely flexible and effective. Oracle Adaptive Access Manager provides real-time and batch risk analytics to combat fraud and misuse across multiple channels of access. Real-time evaluation of multiple data types helps stop fraud as it occurs which can save time and money. Oracle Adaptive Access Manager provides a rich and flexible set of deployment options including native application integration, reverse proxy interceptor, listener (TCP/IP, etc) as well as basic and advanced integration with Oracle Access Manger and Oracle Identity Manager. Through Oracles large partner network other options are available using third party products such as WAM and SSL VPN. The variety of available deployment methods, out of the box integrations and easy to administer security policies make enabling advanced security and ensuring regulatory compliance straightforward.

data analysis
Active Compliance Incident prevention

and rich audit trail

Deployment Options - WAM, Native,

Reverse Proxy, Listener

Secure Self Service Password

Management IAM Suite interoperability KEY BENEFITS

Authenticate users based on risk via

out-of-band channels including SMS, email, instant message or voice.

Convenient change management allows

administrators to quickly backup, restore, and migrate security configurations.

Answer logic reduces the major usability

issues that impact challenge question based authentication solutions. Reduced help desk calls brings overall solution cost down and end user satisfaction up.
Preventing fraud and misuse before it

occurs saves money by avoiding costly manual reviews, remediation, lost customers and compliance penalties.
Quickly layer advanced security without

removing basic authentication methods already in place.

Securely offering self-service flows that

largely replace the need for help desk calls can save a lot of money.


Figure 1. Fraud Prevention Flow

Application Access Security

Oracle Adaptive Access Manager provides a number of cost effective and highly usable features to strengthen existing web application login flows. Regardless of the type authentication in place Oracle Adaptive Access Manager can improve the level of both security and usability. Insider fraud, session hijacking, stolen credentials and other threats sion cannot be eliminated by authentication alone. Adding a risk-based challenge layer behind based existing authentication can greatly increase the level of security with minimal impact to the user experience a critical factor for large deployments where customer service calls can dramatically impact the bottom line. Oracle Adaptive Access Manager suite of virtual Managers authentication devices combats phishing through a shared secret between the end user and the server. As well, select virtual devices such as KeyPad and PinPad allow users to easily enter a one-time hash in place of their password/PIN which protects the credential from theft by time malware and other threats. The virtual authentication devices are 100% server driven; all features are provided without any client-side software or logic that can be compromised by side key-loggers, click-loggers and other malware. Additionally, Oracle Adaptive Access Manager loggers performs device fingerprinting and behavioral profiling on every login attempt to determine ry how likely the authentication is being attempted by the valid user.

Answer Logic
Answer Logic increases the usability of Knowledge Based Authentication (KBA) challenge uthentication questions by accepting answers that are fundamentally correct but may contain a small typo, abbreviation or misspelling. For example, if abbreviation Answer Logic is enabled and a user is challenged with the question What street did you live on in high school? they may answer 1st St. which is fundamentally correct even though when they registered the answer six months ago they entered First Street. By allowing a configurable variation in the form of correct answers Answer Logic dramatically increases the usability of registered challenge questions making them an effective challenge method and more useful to the enterprise.

OTP Anywhere
OTP Anywhere allows end users to authenticate themselves by entering a server generated one-time-password in a web form they receive via SMS, email, instant message or voice , channels. When the OTP is sent via SMS, the users cell phone serves as a physical second factor the user has in their possession. As well, the authentication is being sent out-of-band to increase the level of assurance that only the valid user has access to the one-time-password. Features such as Answer Logic and OTP Anywhere can dramatically increase web application access security in an exceptionally cost-effective and usable manner.


ORACLE IDENTITY MANAGEMENT Oracle Adaptive Access Manager provides superior protection for businesses and their customers through strong yet easy-to-deploy risk-based multifactor authentication and proactive, real-time fraud prevention. RELATED PRODUCTS

Oracle Access Manager delivers access control, single sign-on, and session management to a heterogeneous application environment.

Oracle Entitlements Server externalizes and centralizes fine-grained authorization for enterprise applications and web services via comprehensive, reusable, and auditable authorization policies and a simple, easy-to-use administration model.

Figure 2. Answer Logic Configuration

Self-Service Password Management

Giving end users the ability to create and reset their password without assistance dramatically reduces help desk costs and limits the impact on users productivity. Exposing password management and other sensitive flows on the intranet and extranet requires advanced security measures to protect them from exploitation by criminals. Oracle Adaptive Access Manager 11g now has out of the box integrations with Oracle Identity Manager 11g and Oracle Access Manager 11g to provide real-time risk analytics and risk-based challenge mechanisms including KBA challenge questions and OTP Anywhere. These integrations dramatically strengthen the security of these flows while at the same time increasing the usability which makes for a truly enterprise class solution.

Oracle Identity Federation enables cross-domain single sign-on with an identity federation server that is completely self-contained and ready to run out-of-the-box.

Oracle Web Services Manager is a comprehensive solution for adding policydriven security and management capabilities web services.

Risk Analytics
Oracle Adaptive Access Manager evaluates the level of risk for a specific situation by analyzing event/transaction and contextual data from a variety of sources, including application data, user profiles, device fingerprints, IP addresses, geo-location, other network data and 3rd party data feeds. By looking at various risk factors simultaneously Oracle Adaptive Access Manager can determine the relative risk level, alert investigators and in realtime deployments take steps to proactively prevent fraud using challenge methods and blocking. As well, a detailed forensic trail of the analytics and actions taken is captured to allow thorough investigations and proper auditing compliance.

Oracle Identity Manager is a powerful and flexible enterprise identity provisioning and compliance solution that automates the creation, updating, and removal of users from enterprise systems.

Oracle Identity Analytics empowers customers with rich analytics and dashboards to allow monitoring, analyzing and governing user access in order to mitigate risk and satisfy compliance mandates.

Behavioral Profiling
Oracle Adaptive Access Manager dynamically identifies high risk situations in part by learning what normal behavior is for users, devices, locations (IP addresses, city/state/country, etc) and entities (credit card, address, etc). Oracle Adaptive Access Manager evaluates an individuals behavior against their own history and the history of all other individuals. This auto-learning is constantly being updated in real-time so changes in behavior are captured and ready for use in risk evaluations. As a result Oracle Adaptive Access Manager is constantly adapting to the changing behaviors of users and user populations without the need for manual intervention.

Universal Risk Snapshot

Oracle Adaptive Access Manager provides flexible administration interfaces to easily configure detailed and targeted security policies scoped to user groups, events, transactions and applications. The Universal Risk Snapshot is used to back-up, restore and migrate entire security configurations including policies. This feature is very useful for roll backs, disaster


recovery and test to production migration. Making change control simple ensures smooth operation and eliminates any guess work between environments.

Investigation and Forensics

Oracle Adaptive Access Manager provides access to a rich set of forensic data to power investigations and auditing. Business Intelligence Publisher provides the reporting engine allowing reporting to be fully customized to meet requirements. Out of the box report templates are included that can be used as is or altered. The intuitive administration console interface makes it quick and easy to cut through the noise and narrow in on the important data and relationships. This allows a security analyst to find related situations that otherwise might not be identified and better understand the relationships between various security events. Oracle Adaptive Access Manager leverages the common audit framework from Oracle Platform Security Services to capture full audit trails for administration console users.

As companies aggressively embrace the extranet for sales, self-service, profile management, SSL VPN access and many other functions online security is increasing in urgency. Consumers need to be well protected while using the web and other channels to access sensitive data and transactions, and compliance mandates exist to ensure that companies respond. In addition, as organizations are aiming to enable online access for their partners and mobile employees, they are facing a strong need to better protect their extranet and intranet environments and to proactively manage risks associated with remote access to critical business applications. To address the growing security expectations for both consumer-facing and partner/employee-facing environments, Oracle Adaptive Access Manager provides strong yet flexible protection for businesses and their end users by strengthening login processes, self-service password management flows, providing risk-based challenge methods and harnessing real-time and batch based fraud prevention/detection strategies.

Contact Us
For more information about Oracle Adaptive Access Manager visit or call +1.800.ORACLE1 to speak to an Oracle representative.

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