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"Take from their wealth a portion for charity (zakat), in order to clean them thereby, and sanctify them.

" Zakat - Almsgiving Muslims give a small percentage of their annual savings as alms or charity, called zakat. Learn how to calculate its amount. Literal Meaning: Zakat means grow (in goodness) or 'increase', 'purifying' or 'making pure'. So the act of giving zakat means purifying one's wealth to gain Allah's blessing to make it grow in goodness. Source: Definition from the Zakat Collection Center in Kuala Lumpur. ...the Quran says, (Zakat) charity is only for the poor and the needy and those employed to administer it, and those whose hearts are made to incline, and (to free) the captives, and those in debt, and in the way of Allah and for the wayfarer an ordinance from Allah. And Allah is Knowing, Wise. (9:60)... http://www.milligazette.com/Archives/15122001/1512200144.htm ZAKAT: HADITH One of the most important principles of Islam is that all things belong to God, and that wealth is therefore held by human beings in trust. The word Zakat means both 'purification' and 'growth'. Our possessions are purified by setting aside a proportion for those in need, and, like the pruning of plants, this cutting back balances and encourages new growth. The Prophet (PBUH) said, "The best charity is to feed an empty stomach." The Holy Prophet (PBUH) said, "Whosoever clothes another Muslim, Allah (SWT) will cloth him on the Day of Judgment with clothes of Heaven (Jannat)." The Prophet Muhammad (PBUH) said, "Indeed, an ignorant man who is generous is dearer to God than a worshipper who is miserly." The rich will be crawling into Heaven. When one gives Zakat with one hand the other hand should not know. The Prophet Muhammad (PBUH) said, "Every good, done for the rich or the poor, is charity." The Prophet Muhammad (PBUH) said, "wealth is (like) green and sweet (fruit), and whoever takes it without greed, God will bless it for him, but whoever takes it with greedwill be like someone who eats but is never satisfiedThe upper (giving) hand is better than the lower (receiving) hand." The Prophet (PBUH) said, "The nation that withholds Zakat (i.e. does not pay it), Allah afflicts famine on them." Ali and Abu Hurayrah (radi Allahu anhu) reports that the Prophet (PBUH) said, "When Zakat is looked upon as a penalty (i.e., people will pay Zakat with a heavy heart, as though it is a penalty), then look for violent windstorms, earthquakes, men being swallowed by the earth, metamorphosis, stones being pelted from the skies, and calamities following one another in rapid succession, like beads of rosary falling one after the other when its string is cut." The Holy Prophet (PBUH) said, "A man giving in alms one piece of silver in his lifetime is better for him than giving one hundred when about to die." The Prophet Muhammad, as reported by Abu Hurairah. Every

morning two angels come down from the Heaven. One says, "O Allah! Reward all those who give in Your cause," while the other says, "O Allah! Uproot every miser who withholds." When people stop giving Zakat the rain stops coming down. The only reason it still rains however is because of the animals. Money is only yours when you spend it in Allah (SWT) `s way. RECIPIENTS OF ZAKAT: The recipients of Zakat, according to Qur'an are as follows: "Alms are for the poor and the needy, and those employed to administer (the funds); for those whose hearts have been (recently) reconciled (to truth); for those in bondage and in debt; and for the wayfarer: (Thus is it) ordained by Allah, and Allah is full of Knowledge and Wisdom." (Qur'an 9:60) 1. FUQARA: people who are poor and who possess more than their basic needs but do not possess wealth equal to Nisaab. 2. MASAKEEN: people who are destitute and extremely needy to the extent they are forced to beg for their daily food rations. 3. AL-AMILEEN: people appointed by an Islamic Government to collect Zakat. 4. MU-ALLAFATUL-QULUB: persons who have recently accepted Islam and are in need of basic necessities who would benefit from encouragement by Muslims which would help strengthen their faith. 5. AR-RIQAAB: slaves who are permitted to work for remuneration and have an agreement from their masters to purchase their freedom on payment of fixed amounts. 6. AL-GHAARIMEEN: persons who have a debt and do not possess any other wealth or goods with which they could repay that which they owe. It is conditional that this debt was not created for any un-Islamic purpose. 7. FI-SABILILLAH: persons who have to carry out an obligatory deed which has become obligatory on them and subsequently (due to loss of wealth) are unable to complete that obligation. 8. IBN-US-SABEEL: persons who are travelers and during the course of their journey do not possess basic necessities, though they are well to do at home. They could be given Zakat in order to fulfill travel needs to return home.

PERSONS WHO CANNOT BE GIVEN ZAKAT: 1. Zakat cannot be given to the descendants of Rasulullah (sallallahu alaihi wassallam); 2. Zakat cannot be given to parents and grandparents. In the same manner one's children and grandchildren cannot be given Zakat. A husband and wife cannot give Zakat to each other. 3. Zakat contributions cannot be given to such institutions or organizations who do not give the rightful recipients possession of Zakat, but instead use Zakat funds for constructions, investment or salaries.

VIRTUES OF ZAKAT: Allah says in the Qur'an: "The parable of those who spend their wealth in the way of Allah is that of a grain of corn. It grows seven ears and each ear has hundred grains. Allah increases manifold to whom He pleases." (Qur'an 2:261) It is stated in the Hadith that by giving Zakat the following

benefits are derived: 1. Gain the pleasure of Allah 2. Increase in wealth and protection from losses 3. Allah's forgiveness and blessings 4. Protection from the wrath of Allah and from a bad death 5. A shelter on the Day of Judgment; 6. Security from seventy misfortunes THE PUNISHMENT FOR NOT GIVING ZAKAT: Allah says in the Qur'an: "And there are those who hoard gold and silver and do not spend it in the way of Allah, announce to them a most grievous penalty (when) on the Day of Judgment heat will be produced out of that wealth in the fire of Hell. Then with it they will be branded on their forehead and their flanks and backs. (It will be said to them) This is the treasure which you hoarded for yourselves, taste then the treasure that you have been hoarding." (Qur'an 9:34-35) All Zakah items in your possession, including gold, silver, etc. if any. Once the Nisab is completed, Zakah becomes payable. Banknotes Gold Silver Jewelry Debts Capital Goods Merchandise Cattle Mineral Resources Fruits & Other Crops Extracted Treasures

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